WO2000038095A8 - System and method for integrating trading operations including the generation, processing and tracking of and trade documents - Google Patents

System and method for integrating trading operations including the generation, processing and tracking of and trade documents

Info

Publication number
WO2000038095A8
WO2000038095A8 PCT/US1999/030976 US9930976W WO0038095A8 WO 2000038095 A8 WO2000038095 A8 WO 2000038095A8 US 9930976 W US9930976 W US 9930976W WO 0038095 A8 WO0038095 A8 WO 0038095A8
Authority
WO
WIPO (PCT)
Prior art keywords
tracking
generation
processing
operations including
trading operations
Prior art date
Application number
PCT/US1999/030976
Other languages
French (fr)
Other versions
WO2000038095A2 (en
Inventor
Tom Halpin
Zeno Chow
Sammy Fung
Jacqueline Layer
K K Yeung
M P Tsim
Patrick Ko
Tommy Chan
Albert Sun
Nicole Toulis
Yoke Bee Yap
Kelvin Leung
Sol Solomon
Stephen Cheung
Original Assignee
Chase Manhattan Bank Nat Ass
Tom Halpin
Zeno Chow
Sammy Fung
Jacqueline Layer
K K Yeung
M P Tsim
Patrick Ko
Tommy Chan
Albert Sun
Nicole Toulis
Yoke Bee Yap
Kelvin Leung
Sol Solomon
Stephen Cheung
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to CA2358528A priority Critical patent/CA2358528C/en
Priority to AU33428/00A priority patent/AU763571B2/en
Priority to EP99969990A priority patent/EP1188135A2/en
Priority to JP2000590086A priority patent/JP2003524220A/en
Application filed by Chase Manhattan Bank Nat Ass, Tom Halpin, Zeno Chow, Sammy Fung, Jacqueline Layer, K K Yeung, M P Tsim, Patrick Ko, Tommy Chan, Albert Sun, Nicole Toulis, Yoke Bee Yap, Kelvin Leung, Sol Solomon, Stephen Cheung filed Critical Chase Manhattan Bank Nat Ass
Priority to US09/495,393 priority patent/US7945492B1/en
Publication of WO2000038095A2 publication Critical patent/WO2000038095A2/en
Publication of WO2000038095A8 publication Critical patent/WO2000038095A8/en
Priority to HK02106897.9A priority patent/HK1045741A1/en
Priority to US13/028,774 priority patent/US8538844B1/en
Priority to US13/735,433 priority patent/US20130132239A1/en
Priority to US13/874,790 priority patent/US20130246245A1/en
Priority to US13/965,775 priority patent/US8880437B1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/08Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
    • G06Q10/083Shipping
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/08Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/08Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
    • G06Q10/087Inventory or stock management, e.g. order filling, procurement or balancing against orders
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0633Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635Processing of requisition or of purchase orders
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0633Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635Processing of requisition or of purchase orders
    • G06Q30/0637Approvals
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
PCT/US1999/030976 1998-12-23 1999-12-23 System and method for integrating trading operations including the generation, processing and tracking of and trade documents WO2000038095A2 (en)

Priority Applications (10)

Application Number Priority Date Filing Date Title
CA2358528A CA2358528C (en) 1998-12-23 1999-12-23 System and method for integrating trading operations including the generation, processing and tracking of trade documents
AU33428/00A AU763571B2 (en) 1998-12-23 1999-12-23 System and method for integrating trading operations including the generation, processing and tracking of and trade documents
EP99969990A EP1188135A2 (en) 1998-12-23 1999-12-23 System and method for integrating trading operations including the generation, processing and tracking of trade documents
JP2000590086A JP2003524220A (en) 1998-12-23 1999-12-23 System and method for integrating trading activities including creation, processing and tracking of trading documents
US09/495,393 US7945492B1 (en) 1998-12-23 2000-01-31 System and method for integrating trading operations including the generation, processing and tracking of and trade documents
HK02106897.9A HK1045741A1 (en) 1998-12-23 2002-09-20 System and method for integrating trading operations including the generation, processing and tracking of and trade documents
US13/028,774 US8538844B1 (en) 1998-12-23 2011-02-16 System and method for integrating trading operations including the generation, processing and tracking of and trade documents
US13/735,433 US20130132239A1 (en) 1998-12-23 2013-01-07 System And Method For Integrating Trading Operations Including The Generation, Processing And Tracking of Trade Documents
US13/874,790 US20130246245A1 (en) 1998-12-23 2013-05-01 System And Method For Integrating Trading Operations Including The Generation, Processing And Tracking of Trade Documents
US13/965,775 US8880437B1 (en) 1998-12-23 2013-08-13 System and method for integrating trading operations including the generation, processing and tracking of and trade documents

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US11356198P 1998-12-23 1998-12-23
US11364398P 1998-12-23 1998-12-23
US60/113,643 1998-12-23
US60/113,561 1998-12-23

Related Child Applications (1)

Application Number Title Priority Date Filing Date
US09/495,393 Continuation US7945492B1 (en) 1998-12-23 2000-01-31 System and method for integrating trading operations including the generation, processing and tracking of and trade documents

Publications (2)

Publication Number Publication Date
WO2000038095A2 WO2000038095A2 (en) 2000-06-29
WO2000038095A8 true WO2000038095A8 (en) 2001-12-27

Family

ID=26811183

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1999/030976 WO2000038095A2 (en) 1998-12-23 1999-12-23 System and method for integrating trading operations including the generation, processing and tracking of and trade documents

Country Status (10)

Country Link
US (5) US7945492B1 (en)
EP (1) EP1188135A2 (en)
JP (1) JP2003524220A (en)
CN (1) CN1439142A (en)
AU (1) AU763571B2 (en)
CA (1) CA2358528C (en)
HK (1) HK1045741A1 (en)
SG (1) SG121794A1 (en)
TW (1) TW557431B (en)
WO (1) WO2000038095A2 (en)

Families Citing this family (52)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20120209739A1 (en) * 1999-05-12 2012-08-16 Mesaros Gregory J Multiple Criteria Buying and Selling Model
US7991680B2 (en) * 2000-03-06 2011-08-02 Wellogix Technology Licensing, Llc Method and process for providing relevant data, comparing proposal alternatives, and reconciling proposals, invoices, and purchase orders with actual costs in a workflow process
US7184973B2 (en) 2000-07-11 2007-02-27 United Parcel Service Of America, Inc. Method and apparatus for communicating order entries in a network environment
JP4558156B2 (en) * 2000-08-01 2010-10-06 株式会社三菱東京Ufj銀行 Recording medium for data deposit system
JP2002056069A (en) * 2000-08-11 2002-02-20 Bank Of Tokyo-Mitsubishi Ltd Device and method for supporting foreign trade transaction and recording medium
KR20030024896A (en) 2000-08-25 2003-03-26 아메리칸 익스프레스 트레블 릴레이티드 서비스즈 컴퍼니, 아이엔씨. System and method for account reconciliation
JP2002073760A (en) * 2000-08-28 2002-03-12 Tadakatsu Yoshida Trade integrating system
JP4615104B2 (en) * 2000-09-05 2011-01-19 株式会社三菱東京Ufj銀行 Document escrow system, recording medium, and document escrow execution method
EP1189158A1 (en) * 2000-09-18 2002-03-20 INTERSHOP Software Entwicklungs GmbH Apparatus and method to carry out remote e-business transactions
US9742614B2 (en) * 2000-09-28 2017-08-22 Wellogix Technology Licensing, Llc Data-type definition driven dynamic business component instantiation and execution framework
AUPR105300A0 (en) * 2000-10-27 2000-11-23 Electronic International Trade Services Pty Ltd Electronic international trading
JP2002230290A (en) * 2001-01-11 2002-08-16 Fitech Laboratories Inc Trading server
US7464054B2 (en) 2001-02-28 2008-12-09 Accenture Llp Providing customs information
JP4907775B2 (en) * 2001-03-14 2012-04-04 富士通株式会社 Analysis apparatus, program, and analysis method
US7444298B2 (en) 2001-08-28 2008-10-28 United Parcel Service Of America, Inc. Order and payment visibility process
JP4917720B2 (en) * 2001-08-31 2012-04-18 株式会社三菱東京Ufj銀行 Foreign exchange transaction processing system, processing method, and computer software
AU2001100598A4 (en) * 2001-11-28 2002-01-24 Chin Kok Yap Method and apparatus for integrated supply chain management
AU2002350278B2 (en) * 2001-12-20 2006-10-12 Global Trade Finance Network Pte Ltd Forfaiting transactions
AUPR969501A0 (en) 2001-12-20 2002-01-24 Global Trade Finance Network Pte Ltd Forfaiting transactions
US10311412B1 (en) * 2003-03-28 2019-06-04 Jpmorgan Chase Bank, N.A. Method and system for providing bundled electronic payment and remittance advice
WO2005059690A2 (en) * 2003-12-12 2005-06-30 Michael Stockton Method and system configured for facilitating management of international trade receivables transactions
US20080189146A1 (en) * 2004-11-03 2008-08-07 Houssam Salloum Computerized System for Transporting Cargo
US20070094118A1 (en) * 2005-10-21 2007-04-26 Elke Becker Exposure management system and method
US20130072114A1 (en) 2011-09-20 2013-03-21 Raj Vasant Abhyanker Near-field communication enabled wearable apparel garment and method to capture geospatial and socially relevant data of a wearer of the wearable apparel garment and/or a user of a reader device associated therewith
US8732044B2 (en) * 2006-05-23 2014-05-20 Mastercard International Incorporated Electronic transaction apparatus and method
US8626661B2 (en) * 2006-10-10 2014-01-07 Global Standard Financial, Inc. Electronic lockbox using digitally originated checks
WO2009002517A1 (en) * 2007-06-23 2008-12-31 Adams Mark W Paperless transaction system
US9177313B1 (en) * 2007-10-18 2015-11-03 Jpmorgan Chase Bank, N.A. System and method for issuing, circulating and trading financial instruments with smart features
US8843410B2 (en) * 2008-01-22 2014-09-23 United Parcel Services Of America, Inc. Systems, methods, and computer program products for supply chain finance
AU2009207280A1 (en) * 2008-01-23 2009-07-30 Superderivatives, Inc. System for generating a customized financial trade article
US20100114745A1 (en) * 2008-10-30 2010-05-06 Sap Ag System and method for calculating and applying market data change rate sets
JP2010134561A (en) * 2008-12-02 2010-06-17 Hitachi Software Eng Co Ltd Task document processing apparatus
SG162630A1 (en) * 2008-12-16 2010-07-29 Standard Chartered Bank System and method for securing a letter of credit through hedging of derivatives
US8869295B2 (en) * 2009-10-26 2014-10-21 Bank Of America Corporation Automated privacy enforcement
US20120072365A1 (en) * 2010-09-21 2012-03-22 Loebertmann William A Air waybill fiscal control and authorization
US20120116822A1 (en) * 2010-11-10 2012-05-10 Ebay Inc. System and method for dynamic pricing of an insurance policy
US8583539B2 (en) * 2011-08-31 2013-11-12 Sap Ag Enablement of exposure management to handle priced exposure
CN103516687B (en) * 2012-06-27 2016-08-17 中国银联股份有限公司 Security information interaction system, Apparatus and method for
CN103093338A (en) * 2013-01-28 2013-05-08 中国航空结算有限责任公司 Civil aviation passenger transport combined transport electronic data processing method and electronic bill generated by using the same
US20140236790A1 (en) * 2013-02-15 2014-08-21 Bank Of America Corporation Financial record modification
US20140289089A1 (en) * 2013-03-14 2014-09-25 Ultimate Foodspend Solutions, Llc Systems and methods for delivering trade agreement performance
US20150081479A1 (en) * 2013-09-18 2015-03-19 Monte Brown System and software for determining taxable sales based upon inventory
TWI636413B (en) * 2015-04-30 2018-09-21 英屬開曼群島大眾分期公司 Trading system and method with seller-defined installments
US20170011447A1 (en) * 2015-07-08 2017-01-12 Sap Se Simplified Service Procurement
CA3027630A1 (en) * 2016-07-01 2018-01-04 Wells Fargo Bank, N.A. International trade finance blockchain system
CN109544254B (en) * 2017-09-21 2023-07-18 华为技术有限公司 Invoice information processing method, device and system
US20190385172A1 (en) * 2018-04-25 2019-12-19 Baton Systems, Inc. Trade finance management systems and methods
TWI734926B (en) * 2018-08-14 2021-08-01 張耕鳴 Real-estate sale-associating system and its operating method
AU2020276287A1 (en) * 2019-05-15 2021-11-18 Mastercard International Incorporated Method and system for facilitating invoice data, payment credit transfers, real-time package tracking, and account-to-account payment on delivery
US11257134B2 (en) * 2019-06-28 2022-02-22 American Express Travel Related Services, Inc. Supplier invoice reconciliation and payment using event driven platform
CN111882275B (en) * 2020-07-24 2024-02-06 浙江商擎达电子商务有限公司 Trade big data management method and system based on industrial identification analysis
US20240046353A1 (en) * 2021-10-12 2024-02-08 Cleartrade.Ai, Inc. Digital workbench for trade finance operation

Family Cites Families (878)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AUPQ131399A0 (en) 1999-06-30 1999-07-22 Silverbrook Research Pty Ltd A method and apparatus (NPAGE02)
US1985592A (en) 1933-02-13 1934-12-25 William Cherney Receipt envelope
GB1250686A (en) 1968-10-14 1971-10-20
USRE31692E (en) 1972-05-02 1984-10-02 Optical Recognition Systems, Inc. Combined magnetic optical character reader
US3938090A (en) 1975-02-13 1976-02-10 Bell Telephone Laboratories, Incorporated Terminal apparatus
US4141078A (en) 1975-10-14 1979-02-20 Innovated Systems, Inc. Library circulation control system
US4050375A (en) 1976-02-05 1977-09-27 Pitney-Bowes, Inc. Label printing apparatus
US4205780A (en) 1977-03-21 1980-06-03 Teknekron, Inc. Document processing system and method
US4223403A (en) 1978-06-30 1980-09-16 International Business Machines Corporation Cryptographic architecture for use with a high security personal identification system
US4264808A (en) 1978-10-06 1981-04-28 Ncr Corporation Method and apparatus for electronic image processing of documents for accounting purposes
US4319336A (en) 1979-02-02 1982-03-09 International Business Machines Corporation Transaction execution system with improved key function versatility
US4321672A (en) 1979-11-26 1982-03-23 Braun Edward L Financial data processing system
JPS56101264A (en) 1980-01-16 1981-08-13 Omron Tateisi Electronics Co Electronic cash register for restaurant
US4385285A (en) 1981-04-02 1983-05-24 Ncr Corporation Check dispensing terminal
US4443027A (en) 1981-07-29 1984-04-17 Mcneely Maurice G Multiple company credit card system
US4453074A (en) 1981-10-19 1984-06-05 American Express Company Protection system for intelligent cards
US4454414A (en) 1982-06-16 1984-06-12 Vericard Corporation Funds transfer system using optically coupled, portable modules
DE3227166C1 (en) 1982-07-21 1984-04-12 Vohrer, Christoph, 6240 Königstein Method of making a reinforced hose
US4605820A (en) 1983-11-10 1986-08-12 Visa U.S.A. Inc. Key management system for on-line communication
JPS60108964A (en) 1983-11-17 1985-06-14 Toshiba Corp Transfer processing system
US4617457A (en) 1983-12-19 1986-10-14 Ncr Corporation Teller-assisted, customer-operated ATM document cashing system
US4650981A (en) 1984-01-26 1987-03-17 Foletta Wayne S Credit card with active electronics
US4575621A (en) 1984-03-07 1986-03-11 Corpra Research, Inc. Portable electronic transaction device and system therefor
US4752877A (en) 1984-03-08 1988-06-21 College Savings Bank Method and apparatus for funding a future liability of uncertain cost
US4621325A (en) 1984-06-06 1986-11-04 Information Retrieval Methods, Inc. Method for monitoring receipt and stocking of goods in a direct store delivery
JPS60263299A (en) 1984-06-11 1985-12-26 オムロン株式会社 Transaction processor
US5173851A (en) 1984-07-18 1992-12-22 Catalina Marketing International, Inc. Method and apparatus for dispensing discount coupons in response to the purchase of one or more products
JPH0670818B2 (en) 1984-09-07 1994-09-07 カシオ計算機株式会社 Verification card and its authentication method
US4669730A (en) 1984-11-05 1987-06-02 Small Maynard E Automated sweepstakes-type game
US4614861A (en) 1984-11-15 1986-09-30 Intellicard International, Inc. Unitary, self-contained card verification and validation system and method
US4694397A (en) 1984-12-27 1987-09-15 The Advest Group, Inc. Banking/brokerage computer interface system
US4605844A (en) 1985-02-11 1986-08-12 At&T Technologies, Inc. Computerized transaction card with inductive data transfer
US4661658A (en) 1985-02-12 1987-04-28 International Business Machines Corporation Offline PIN validation with DES
GB8509135D0 (en) 1985-04-10 1985-05-15 Gen Electric Co Plc Transaction system
US4701601A (en) 1985-04-26 1987-10-20 Visa International Service Association Transaction card with magnetic stripe emulator
US4812628A (en) 1985-05-02 1989-03-14 Visa International Service Association Transaction system with off-line risk assessment
US4817949A (en) 1985-06-05 1989-04-04 Dittler Brothers, Inc. Automated teller machine transaction receipts with integral promotional game
US4713761A (en) 1985-07-18 1987-12-15 Pitney Bowes, Inc. System for centralized processing of accounting and payment functions
US4672377A (en) 1985-09-09 1987-06-09 Murphy Arthur J Check authorization system
US4700055A (en) 1985-10-15 1987-10-13 Kashkashian Jr Arsen Multiple credit card system
US4752676A (en) 1985-12-12 1988-06-21 Common Bond Associates Reliable secure, updatable "cash" card system
US5508731A (en) 1986-03-10 1996-04-16 Response Reward Systems L.C. Generation of enlarged participatory broadcast audience
US4823264A (en) 1986-05-27 1989-04-18 Deming Gilbert R Electronic funds transfer system
US4807177A (en) 1986-06-06 1989-02-21 Ward Richard J Multiple format hand held label printer
JPH07104891B2 (en) 1986-08-05 1995-11-13 沖電気工業株式会社 Transaction processor
US4799156A (en) 1986-10-01 1989-01-17 Strategic Processing Corporation Interactive market management system
US5053607A (en) 1986-10-06 1991-10-01 Carlson Steven R Point-of-sale device particularly adapted for processing checks
US4859837A (en) 1987-03-23 1989-08-22 Halpern John Wolfgang Portable data carrier incorporating manually presettable processing modes
JP2624674B2 (en) 1987-04-10 1997-06-25 株式会社日立製作所 Transaction processing system
US5852811A (en) 1987-04-15 1998-12-22 Proprietary Financial Products, Inc. Method for managing financial accounts by a preferred allocation of funds among accounts
US4797913A (en) 1987-08-04 1989-01-10 Science Dynamics Corporation Direct telephone dial ordering service
US5023904A (en) 1987-08-04 1991-06-11 Science Dynamics Corporation Direct telephone dial ordering service
US5025139A (en) 1987-12-08 1991-06-18 Halliburton Jr W Ken Redeemable coupon disbursement control and reporting system
FR2627610B1 (en) 1988-02-22 1991-04-05 Cga Hbs FEEDING SYSTEM FOR TRANSPORT USERS
US4891503A (en) 1988-03-29 1990-01-02 Gascard, Inc. Distributed authorization system
US4948174A (en) 1988-04-20 1990-08-14 Remittance Technology Corporation Financial data processing system
US4974878A (en) 1988-04-20 1990-12-04 Remittance Technology Corporation Financial data processing system using payment coupons
US5121945A (en) 1988-04-20 1992-06-16 Remittance Technology Corporation Financial data processing system
US4939674A (en) 1988-04-22 1990-07-03 Engineered Data Products, Inc. Label generation apparatus
US5117354A (en) 1988-05-24 1992-05-26 Carnes Company, Inc. Automated system for pricing and ordering custom manufactured parts
FR2639742B2 (en) 1988-05-30 1992-03-13 Dassault Electronique TRANSACTION SYSTEM OF THE MIXED ELECTRONIC PURSE TYPE
US5265007A (en) 1988-06-07 1993-11-23 Huntington Bancshares Incorporated Central check clearing system
US4931793A (en) 1988-07-01 1990-06-05 Solitron Devices, Inc. System for providing a warning when vehicles approach a common collision point
US5007084A (en) 1988-08-29 1991-04-09 Richard H. Materna Payment Authorization and Information Device
US4984155A (en) 1988-08-29 1991-01-08 Square D Company Order entry system having catalog assistance
US4972318A (en) 1988-09-09 1990-11-20 Iron City Sash & Door Company Order entry and inventory control method
JPH0622030B2 (en) 1988-10-03 1994-03-23 富士通株式会社 Transaction validity confirmation method
US5054096A (en) 1988-10-24 1991-10-01 Empire Blue Cross/Blue Shield Method and apparatus for converting documents into electronic data for transaction processing
US5225978A (en) 1989-01-25 1993-07-06 Usisys Corp. Document processing system having integrated expert module
DE3906349A1 (en) 1989-03-01 1990-09-13 Hartmut Hennige METHOD AND DEVICE FOR SIMPLIFYING THE USE OF A VARIETY OF CREDIT CARDS AND THE LIKE
US4975841A (en) 1989-03-03 1990-12-04 American Colloid Company Method and apparatus for reporting customer data
JPH02236664A (en) 1989-03-10 1990-09-19 Fujitsu Ltd Processor for note or check
US4992940A (en) 1989-03-13 1991-02-12 H-Renee, Incorporated System and method for automated selection of equipment for purchase through input of user desired specifications
US5080748A (en) 1989-03-14 1992-01-14 Bostec Systems, Inc. Card assembly apparatus
US4893333A (en) 1989-03-14 1990-01-09 Paul Baran Interactive facsimile system and method of information retrieval
GB2229845B (en) 1989-04-01 1993-08-04 Avery Ltd W & T Transaction system
US8700458B2 (en) 1989-05-01 2014-04-15 Catalina Marketing Corporation System, method, and database for processing transactions
US5305196A (en) 1989-05-01 1994-04-19 Credit Verification Corporation Check transaction processing, database building and marketing method and system utilizing automatic check reading
US5644723A (en) 1989-05-01 1997-07-01 Credit Verification Corporation Method and system for selective incentive point-of-sale marketing in response to customer shopping histories
US6684195B1 (en) 1989-05-01 2004-01-27 Catalina Marketing International, Inc. Method and system for selective incentive point-of-sale marketing in response to customer shopping histories
US6334108B1 (en) 1989-05-01 2001-12-25 Catalina Marketing International, Inc. Method and system for selective incentive point-of-sale marketing in response to customer shopping histories
US5201010A (en) 1989-05-01 1993-04-06 Credit Verification Corporation Method and system for building a database and performing marketing based upon prior shopping history
US5649114A (en) 1989-05-01 1997-07-15 Credit Verification Corporation Method and system for selective incentive point-of-sale marketing in response to customer shopping histories
US5621812A (en) 1989-05-01 1997-04-15 Credit Verification Corporation Method and system for building a database for use with selective incentive marketing in response to customer shopping histories
US5237620A (en) 1989-05-01 1993-08-17 Credit Verification Corporation Check reader method and system for reading check MICR code
US6336103B1 (en) 1989-08-02 2002-01-01 Nardin L. Baker Rapid method of analysis for correlation of asset return to future financial liabilities
US5557515A (en) 1989-08-11 1996-09-17 Hartford Fire Insurance Company, Inc. Computerized system and method for work management
US6003762A (en) 1989-09-06 1999-12-21 Fujitsu Limited Transaction terminal for an electronic cashless system
US5349170A (en) 1989-10-10 1994-09-20 Unisys Corporation Image-based document processing system providing enhanced transaction balancing
JP2794837B2 (en) 1989-10-16 1998-09-10 トヨタ自動車株式会社 Parts delivery instruction device
US5265008A (en) 1989-11-02 1993-11-23 Moneyfax, Inc. Method of and system for electronic funds transfer via facsimile with image processing verification
US5122950A (en) 1989-11-02 1992-06-16 Moneyfax, Inc. Method of and system for electronic funds transfer via facsimile machines
US5111395A (en) 1989-11-03 1992-05-05 Smith Rodney A Automated fund collection system including means to eliminate duplicate entries from a mailing list
US5198975A (en) 1989-11-30 1993-03-30 Valley National Bank Apparatus and method for processing of check batches in banking operations
US5220501A (en) 1989-12-08 1993-06-15 Online Resources, Ltd. Method and system for remote delivery of retail banking services
US5870724A (en) 1989-12-08 1999-02-09 Online Resources & Communications Corporation Targeting advertising in a home retail banking delivery service
US5023782A (en) 1990-03-26 1991-06-11 Mastercard International Inc. Travelers cheque transaction terminal
US5495981A (en) 1994-02-04 1996-03-05 Warther; Richard O. Transaction card mailer and method of making
US5617474A (en) 1990-05-08 1997-04-01 The Goeken Group Corporation Telephone handset having a latch-receiving opening in an enlarged inlet opening of a card-receiving slot
US5231569A (en) 1990-06-12 1993-07-27 Sears Payment Systems, Inc. Account transaction system
US5072380A (en) 1990-06-12 1991-12-10 Exxon Research And Engineering Company Automatic vehicle recognition and customer billing system
US5287269A (en) 1990-07-09 1994-02-15 Boardwalk/Starcity Corporation Apparatus and method for accessing events, areas and activities
US5175682A (en) 1990-12-14 1992-12-29 Verifone, Inc. Check system and method including prioritizing checks for transmission to banks for processing
US5224034A (en) 1990-12-21 1993-06-29 Bell Communications Research, Inc. Automated system for generating procurement lists
US5187750A (en) 1991-03-15 1993-02-16 Unisys Corporation Archival document image processing and printing system
US5994798A (en) 1998-02-26 1999-11-30 Anorad Corporation Closed-path linear motor
US5257486A (en) 1991-04-23 1993-11-02 Adhesives Technology Corporation 1987 Nozzle for injecting a sealant into a crack
US5832457A (en) 1991-05-06 1998-11-03 Catalina Marketing International, Inc. Method and apparatus for selective distribution of discount coupons based on prior customer behavior
US5237159A (en) 1991-07-17 1993-08-17 J. D. Carreker And Associates Electronic check presentment system
US5783808A (en) 1996-01-11 1998-07-21 J. D. Carreker And Associates, Inc. Electronic check presentment system having transaction level reconciliation capability
JPH0528330A (en) 1991-07-24 1993-02-05 Mitsubishi Electric Corp Non-contact type portable carrier and its initializing method
US5383113A (en) 1991-07-25 1995-01-17 Checkfree Corporation System and method for electronically providing customer services including payment of bills, financial analysis and loans
US6289322B1 (en) 1998-03-03 2001-09-11 Checkfree Corporation Electronic bill processing
US5566330A (en) 1991-08-20 1996-10-15 Powersoft Corporation Method for forming a reusable and modifiable database interface object
JP2862036B2 (en) 1991-09-17 1999-02-24 三菱電機株式会社 Numerical control unit
JP3083187B2 (en) 1991-09-30 2000-09-04 富士通株式会社 Key management method of electronic wallet system
US5136502A (en) 1991-10-02 1992-08-04 Fred Van Remortel System for funding, analyzing and managing health care liabilities
US5396417A (en) 1991-11-01 1995-03-07 Capitol Cities/Abc, Inc. Product distribution equipment and method
JPH0721754B2 (en) 1991-11-08 1995-03-08 インターナショナル・ビジネス・マシーンズ・コーポレイション Graphical user interface
US5413341A (en) 1991-11-12 1995-05-09 Lieberman; Leon D. Equipment for, and methods of playing, a prize drawing game of chance
US5557518A (en) 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5640577A (en) 1991-12-30 1997-06-17 Davox Corporation Data processing system with automated at least partial forms completion
US5432506A (en) 1992-02-25 1995-07-11 Chapman; Thomas R. Counterfeit document detection system
CA2086694C (en) 1992-03-05 1996-12-31 Steven K. Miller System, data processing method and program to provide a programmable interface between a workstation and an archive server to automatically store telephone transaction information
US5557780A (en) 1992-04-30 1996-09-17 Micron Technology, Inc. Electronic data interchange system for managing non-standard data
US5928082A (en) 1992-05-06 1999-07-27 Clapper, Jr.; Ronald C. Voucher and game ticket combination and apparatus and method used therewith
US5583760A (en) 1992-05-22 1996-12-10 Beneficial Franchise Company, Inc. System for establishing and administering funded and post-funded charge accounts
US5336870A (en) 1992-05-26 1994-08-09 Hughes Thomas S System for remote purchase payment transactions and remote bill payments
US6101479A (en) 1992-07-15 2000-08-08 Shaw; James G. System and method for allocating company resources to fulfill customer expectations
US5326959A (en) 1992-08-04 1994-07-05 Perazza Justin J Automated customer initiated entry remittance processing system
US5502576A (en) 1992-08-24 1996-03-26 Ramsay International Corporation Method and apparatus for the transmission, storage, and retrieval of documents in an electronic domain
US5315508A (en) * 1992-09-03 1994-05-24 Monarch Marking System Label generating and data tracking system for processing purchase orders
ATE239337T1 (en) 1992-09-30 2003-05-15 Motorola Inc ELECTRONIC MESSAGE DELIVERY SYSTEM
US5283829A (en) 1992-10-01 1994-02-01 Bell Communications Research, Inc. System and method for paying bills electronically
US5479494A (en) 1992-10-05 1995-12-26 At&T Corp. Virtual calling card system
US5373550A (en) 1992-10-13 1994-12-13 At&T Corp. Transmission of check images by way of a public switched telephone network
US5424938A (en) 1992-10-13 1995-06-13 First Chicago Corporation Method and apparatus for providing access to a plurality of payment networks
US5966698A (en) 1992-10-15 1999-10-12 Pollin; Robert E. Automated payment system and method
US5504677A (en) 1992-10-15 1996-04-02 Pollin; Robert E. Automated payment system
EP0692119A1 (en) 1992-10-22 1996-01-17 American Express Travel Related Services Company, Inc. Automated billing consolidation system and method
US5484988A (en) 1992-11-13 1996-01-16 Resource Technology Services, Inc. Checkwriting point of sale system
US5350906A (en) 1992-11-25 1994-09-27 Brody Bill E Currency transfer system and method using fixed limit cards
DE59307854D1 (en) 1992-12-01 1998-01-29 Landis & Gyr Business Support Process for the compensation of services and / or goods and device for carrying out the process
US5351187A (en) 1992-12-30 1994-09-27 At/Comm Incorporated Automatic debiting parking meter system
US5602936A (en) 1993-01-21 1997-02-11 Greenway Corporation Method of and apparatus for document data recapture
US5382784A (en) 1993-02-08 1995-01-17 Indala Corporation Hand-held dual technology identification tag reading head
US5311594A (en) 1993-03-26 1994-05-10 At&T Bell Laboratories Fraud protection for card transactions
US5367581A (en) 1993-03-31 1994-11-22 Direct Data Systems Magnetic reader with read head biased against document by resilient deflection of circuit board
JP3022053B2 (en) 1993-05-28 2000-03-15 富士通株式会社 POS terminal device
US5459482A (en) 1993-06-24 1995-10-17 Motorola, Inc. Facsimile communication with an active addressing display device
GB9313640D0 (en) 1993-07-01 1993-08-18 Ncr Int Inc Document transaction apparatus
FR2707408B1 (en) 1993-07-09 1995-08-18 Cga Hbs Method for the fast and secure transmission of data contained in a smart card during a remote transaction.
US5570465A (en) 1993-07-22 1996-10-29 Tsakanikas; Peter J. Apparatus, method and system for printing of legal currency and negotiable instruments
US5551021A (en) 1993-07-30 1996-08-27 Olympus Optical Co., Ltd. Image storing managing apparatus and method for retreiving and displaying merchandise and customer specific sales information
US5477215A (en) 1993-08-02 1995-12-19 At&T Corp. Arrangement for simultaneously interrogating a plurality of portable radio frequency communication devices
US5500890A (en) 1993-08-19 1996-03-19 Exxon Research And Engineering Company Point-of-sale system using multi-threaded transactions and interleaved file transfer
US5530907A (en) 1993-08-23 1996-06-25 Tcsi Corporation Modular networked image processing system and method therefor
US5666493A (en) 1993-08-24 1997-09-09 Lykes Bros., Inc. System for managing customer orders and method of implementation
US5444794A (en) 1993-08-25 1995-08-22 Sqn Check image capture system
US5940811A (en) 1993-08-27 1999-08-17 Affinity Technology Group, Inc. Closed loop financial transaction method and apparatus
EP0715740B1 (en) 1993-08-27 2001-07-04 Affinity Technology, Inc. Closed loop financial transaction method and apparatus
JP3566739B2 (en) 1993-09-30 2004-09-15 三省製薬株式会社 Stabilization method for skin external preparation
FR2710996B1 (en) 1993-10-06 1995-12-01 Gemplus Card Int Multi-application portable card for personal computer.
US5465206B1 (en) 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
US5920847A (en) 1993-11-01 1999-07-06 Visa International Service Association Electronic bill pay system
US5644778A (en) 1993-11-02 1997-07-01 Athena Of North America, Inc. Medical transaction system
US6636615B1 (en) 1998-01-20 2003-10-21 Digimarc Corporation Methods and systems using multiple watermarks
US6574350B1 (en) 1995-05-08 2003-06-03 Digimarc Corporation Digital watermarking employing both frail and robust watermarks
US5583759A (en) 1993-11-22 1996-12-10 Huntington Bancshares, Inc. Mechanism for expediting the deposit, transport and submission of checks into the payment system
US5930778A (en) 1993-11-22 1999-07-27 Huntington Bancshares Incorporated System for expediting the clearing of financial instruments and coordinating the same with invoice processing at the point of receipt
US5372386A (en) 1993-11-26 1994-12-13 Mills; William B. Automated reconciliation system
US5812988A (en) 1993-12-06 1998-09-22 Investments Analytic, Inc. Method and system for jointly estimating cash flows, simulated returns, risk measures and present values for a plurality of assets
EP1235177A3 (en) 1993-12-16 2003-10-08 divine technology ventures Digital active advertising
US5446740A (en) 1993-12-17 1995-08-29 Empire Blue Cross/Blue Shield Method of and apparatus for processing data at a remote workstation
US5592377A (en) 1993-12-18 1997-01-07 Lipkin; Edward B. Check cashing system
US5550734A (en) 1993-12-23 1996-08-27 The Pharmacy Fund, Inc. Computerized healthcare accounts receivable purchasing collections securitization and management system
US5497317A (en) 1993-12-28 1996-03-05 Thomson Trading Services, Inc. Device and method for improving the speed and reliability of security trade settlements
US6108641A (en) 1994-01-03 2000-08-22 Merrill Lynch, Pierce, Fenner & Smith Integrated nested account financial system with medical savings subaccount
US5509074A (en) 1994-01-27 1996-04-16 At&T Corp. Method of protecting electronically published materials using cryptographic protocols
WO1995022113A1 (en) 1994-02-14 1995-08-17 Telepay, Inc. Automated interactive bill payment system
EP0667594A3 (en) 1994-02-14 1995-08-23 International Business Machines Corporation Image quality analysis method and apparatus
US5870456A (en) 1997-01-22 1999-02-09 Telepay, Inc. Automated interactive bill payment system using debit cards
US5715298A (en) 1996-05-16 1998-02-03 Telepay Automated interactive bill payment system using debit cards
JPH07244702A (en) 1994-03-07 1995-09-19 Glory Ltd Check processor
US5748780A (en) 1994-04-07 1998-05-05 Stolfo; Salvatore J. Method and apparatus for imaging, image processing and data compression
US20020170966A1 (en) 1995-07-27 2002-11-21 Hannigan Brett T. Identification document including embedded data
US5506691A (en) 1994-03-23 1996-04-09 International Business Machines Corporation Method and apparatus for image processing at remote sites
WO1995027945A1 (en) 1994-04-06 1995-10-19 Morgan Stanley Group Inc. Data processing system and method for financial debt instruments
US7016524B2 (en) 1994-04-14 2006-03-21 Moore Lewis J System for authenticating and processing of checks and other bearer documents
GB9408588D0 (en) 1994-04-29 1994-06-22 Disys Corp Passive transponder
US5500513A (en) 1994-05-11 1996-03-19 Visa International Automated purchasing control system
US5477040A (en) 1994-05-23 1995-12-19 Lalonde; Michael G. Structure for a method of facilitating charge transactions
US5832447A (en) 1994-05-24 1998-11-03 Envoy Corporation Automated system and method for providing real-time verification of health insurance eligibility
US5649117A (en) 1994-06-03 1997-07-15 Midwest Payment Systems System and method for paying bills and other obligations including selective payor and payee controls
US5603025A (en) 1994-07-29 1997-02-11 Borland International, Inc. Methods for hypertext reporting in a relational database management system
US5592378A (en) 1994-08-19 1997-01-07 Andersen Consulting Llp Computerized order entry system and method
US5826241A (en) 1994-09-16 1998-10-20 First Virtual Holdings Incorporated Computerized system for making payments and authenticating transactions over the internet
US6334219B1 (en) 1994-09-26 2001-12-25 Adc Telecommunications Inc. Channel selection for a hybrid fiber coax network
US5590196A (en) 1994-10-06 1996-12-31 Connotech Experts Conseils Inc. Secure payment method using facsimile
US5717989A (en) * 1994-10-13 1998-02-10 Full Service Trade System Ltd. Full service trade system
US5513250A (en) 1994-10-13 1996-04-30 Bell Atlantic Network Services, Inc. Telephone based credit card protection
US5715314A (en) 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
JPH08123919A (en) 1994-10-28 1996-05-17 Mitsubishi Electric Corp Noncontact ic card system and communication method thereof
US6073104A (en) 1994-11-09 2000-06-06 Field; Richard G. System for invoice record management and asset-backed commercial paper program management
US6181837B1 (en) 1994-11-18 2001-01-30 The Chase Manhattan Bank, N.A. Electronic check image storage and retrieval system
US5870723A (en) 1994-11-28 1999-02-09 Pare, Jr.; David Ferrin Tokenless biometric transaction authorization method and system
US5679938A (en) 1994-12-02 1997-10-21 Telecheck International, Inc. Methods and systems for interactive check authorizations
US6298335B1 (en) 1995-01-06 2001-10-02 Robert Bernstein Method of controlling payment of debts
US5742775A (en) 1995-01-18 1998-04-21 King; Douglas L. Method and apparatus of creating financial instrument and administering an adjustable rate loan system
US7133846B1 (en) 1995-02-13 2006-11-07 Intertrust Technologies Corp. Digital certificate support system, methods and techniques for secure electronic commerce transaction and rights management
US5890140A (en) 1995-02-22 1999-03-30 Citibank, N.A. System for communicating with an electronic delivery system that integrates global financial services
US5668953A (en) 1995-02-22 1997-09-16 Sloo; Marshall Allan Method and apparatus for handling a complaint
US5784696A (en) 1995-02-24 1998-07-21 Melnikoff; Meyer Methods and apparatus for evaluating portfolios based on investment risk
US5717868A (en) 1995-03-07 1998-02-10 Huntington Bancshares Inc. Electronic payment interchange concentrator
US5787403A (en) 1995-03-08 1998-07-28 Huntington Bancshares, Inc. Bank-centric service platform, network and system
US5826245A (en) 1995-03-20 1998-10-20 Sandberg-Diment; Erik Providing verification information for a transaction
US5659741A (en) 1995-03-29 1997-08-19 Stuart S. Bowie Computer system and method for storing medical histories using a carrying size card
US5715399A (en) 1995-03-30 1998-02-03 Amazon.Com, Inc. Secure method and system for communicating a list of credit card numbers over a non-secure network
US5590197A (en) 1995-04-04 1996-12-31 V-One Corporation Electronic payment system and method
US5606915A (en) 1995-04-06 1997-03-04 Ford Motor Company Power and free conveying system
US5677955A (en) 1995-04-07 1997-10-14 Financial Services Technology Consortium Electronic funds transfer instruments
US5933812A (en) 1995-04-12 1999-08-03 Verifone Inc. Portable transaction terminal system
US5546523A (en) 1995-04-13 1996-08-13 Gatto; James G. Electronic fund transfer system
US5669528A (en) 1995-04-20 1997-09-23 Community Coffee Company, Inc. Vacuum storage and dispensing container
US5826247A (en) 1996-04-09 1998-10-20 Pitney Bowes Inc. Closed loop transaction based mail accounting and payment system with carrier payment through a third party initiated by mailing information release
US6363164B1 (en) 1996-05-13 2002-03-26 Cummins-Allison Corp. Automated document processing system using full image scanning
US5657389A (en) 1995-05-08 1997-08-12 Image Data, Llc Positive identification system and method
US5615109A (en) 1995-05-24 1997-03-25 Eder; Jeff Method of and system for generating feasible, profit maximizing requisition sets
US5774883A (en) 1995-05-25 1998-06-30 Andersen; Lloyd R. Method for selecting a seller's most profitable financing program
US5708422A (en) 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
US5832460A (en) 1995-06-02 1998-11-03 International Business Machines Corporation Method and system for bill presentation and payment reconciliation
US5692132A (en) 1995-06-07 1997-11-25 Mastercard International, Inc. System and method for conducting cashless transactions on a computer network
US5789732A (en) 1995-06-08 1998-08-04 Mcmahon; Steven A. Portable data module and system for consumer transactions
US5819236A (en) 1995-06-12 1998-10-06 Carreker-Antinori, Inc. System and method for providing advance notification of potential presentment returns due to account restrictions
US5742845A (en) 1995-06-22 1998-04-21 Datascape, Inc. System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network
US5677521A (en) 1995-06-29 1997-10-14 Garrou; Elizabeth B. Personal identification and credit information system and method of performing transaction
US5790677A (en) 1995-06-29 1998-08-04 Microsoft Corporation System and method for secure electronic commerce transactions
US5703344A (en) 1995-06-30 1997-12-30 Visa International Service Association Electronic funds confirmation at point of transaction
US5794221A (en) 1995-07-07 1998-08-11 Egendorf; Andrew Internet billing method
US5802499A (en) 1995-07-13 1998-09-01 Cedel Bank Method and system for providing credit support to parties associated with derivative and other financial transactions
US5659165A (en) 1995-07-24 1997-08-19 Citibank. N.A. Customer-directed, automated process for transferring funds between accounts via a communications network
US5694552A (en) 1995-07-24 1997-12-02 Aharoni; Amos Financing method incorporating new use of trade acceptance drafts
US5893080A (en) 1995-07-25 1999-04-06 Bottomline Technologies, Inc. Disbursement system and method
US6223168B1 (en) 1995-07-25 2001-04-24 Bottomline Technologies, Inc. Automatic remittance delivery system
US6788800B1 (en) 2000-07-25 2004-09-07 Digimarc Corporation Authenticating objects using embedded data
US5832090A (en) 1995-08-10 1998-11-03 Hid Corporation Radio frequency transponder stored value system employing a secure encryption protocol
US5870725A (en) 1995-08-11 1999-02-09 Wachovia Corporation High volume financial image media creation and display system and method
US7024374B1 (en) 1995-08-11 2006-04-04 Catalina Marketing Corporation Targeted marketing and purchase behavior monitoring system
US6026388A (en) 1995-08-16 2000-02-15 Textwise, Llc User interface and other enhancements for natural language information retrieval system and method
JPH0954808A (en) 1995-08-18 1997-02-25 Fujitsu Ltd On-line account settlement system, issue system for electronic check and inspection system
US5852812A (en) 1995-08-23 1998-12-22 Microsoft Corporation Billing system for a network
US5878141A (en) 1995-08-25 1999-03-02 Microsoft Corporation Computerized purchasing system and method for mediating purchase transactions over an interactive network
US5864609A (en) 1995-09-11 1999-01-26 At&T Corp. Method for establishing customized billing arrangements for a calling card in a telecommunications network
US5859419A (en) 1995-09-28 1999-01-12 Sol H. Wynn Programmable multiple company credit card system
US6138917A (en) 1995-10-02 2000-10-31 International Card Technology Multiple magnetic stripe transaction cards and systems for the utilization thereof
US5883377A (en) 1995-11-20 1999-03-16 International Card Technologies, Inc. Multiple magnetic stripe transaction cards and systems for the utilization thereof
US5806048A (en) 1995-10-12 1998-09-08 Mopex, Inc. Open end mutual fund securitization process
US5689593A (en) 1995-10-13 1997-11-18 E-Tek Dynamics, Inc. Compact fiberoptic circulator with low polarization mode dispersion
US6036099A (en) 1995-10-17 2000-03-14 Leighton; Keith Hot lamination process for the manufacture of a combination contact/contactless smart card and product resulting therefrom
US5787283A (en) 1995-10-27 1998-07-28 International Business Machines Corporation Framework for manufacturing logistics decision support
US5699528A (en) 1995-10-31 1997-12-16 Mastercard International, Inc. System and method for bill delivery and payment over a communications network
US5757917A (en) 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
US5619558A (en) 1995-11-13 1997-04-08 Ncr Corporation ATM segment of one marketing method
AU703984B2 (en) 1995-11-21 1999-04-01 Citibank, N.A. Foreign exchange transaction system
US6058307A (en) 1995-11-30 2000-05-02 Amsc Subsidiary Corporation Priority and preemption service system for satellite related communication using central controller
US6112085A (en) 1995-11-30 2000-08-29 Amsc Subsidiary Corporation Virtual network configuration and management system for satellite communication system
US5926745A (en) 1995-11-30 1999-07-20 Amsc Subsidiary Corporation Network operations center for mobile earth terminal satellite communications system
US6058380A (en) 1995-12-08 2000-05-02 Mellon Bank, N.A. System and method for electronically processing invoice information
US6088686A (en) 1995-12-12 2000-07-11 Citibank, N.A. System and method to performing on-line credit reviews and approvals
US5907142A (en) 1995-12-12 1999-05-25 Kelsey; Craig E. Fraud resistant personally activated transaction card
US5792002A (en) 1995-12-14 1998-08-11 Bothwell; Charles R. Golf club
US5819238A (en) 1996-12-13 1998-10-06 Enhanced Investment Technologies, Inc. Apparatus and accompanying methods for automatically modifying a financial portfolio through dynamic re-weighting based on a non-constant function of current capitalization weights
US5970469A (en) 1995-12-26 1999-10-19 Supermarkets Online, Inc. System and method for providing shopping aids and incentives to customers through a computer network
US6885994B1 (en) 1995-12-26 2005-04-26 Catalina Marketing International, Inc. System and method for providing shopping aids and incentives to customers through a computer network
US6014634A (en) 1995-12-26 2000-01-11 Supermarkets Online, Inc. System and method for providing shopping aids and incentives to customers through a computer network
US5802498A (en) 1996-01-11 1998-09-01 Comesanas; Jorge Computer-aided prepaid transmittal charge billing system
US6016482A (en) 1996-01-11 2000-01-18 Merrill Lynch & Co., Inc. Enhanced collateralized funding processor
US6301379B1 (en) 1996-01-17 2001-10-09 Carreker-Antinori, Inc. Electronic check presentment systems and methods employing volatile memory datastore access techniques
US6141666A (en) 1996-01-22 2000-10-31 Internet Consultants Llc Method and system for customizing marketing services on networks communicating with hypertext tagging conventions
US5940510A (en) 1996-01-31 1999-08-17 Dallas Semiconductor Corporation Transfer of valuable information between a secure module and another module
AU713314B2 (en) * 1996-02-09 1999-11-25 Citibank, N.A. Invoice purchase order system
DE19606755A1 (en) 1996-02-23 1997-08-28 Voith Sulzer Papiermasch Gmbh Winding machine for winding or unwinding a material web
JPH09231276A (en) 1996-02-27 1997-09-05 Canon Inc Charging device, communication device, and communication system
IT1285286B1 (en) 1996-03-01 1998-06-03 Finmeccanica Spa DEVICE FOR AUTOMATIC CHECK READING.
US20020023055A1 (en) 1996-03-01 2002-02-21 Antognini Walter Gerard System and method for digital bill presentment and payment
US5835899A (en) 1996-03-01 1998-11-10 Electronic Data Systems Corporation System and method for deriving financial responsibility identification
AU2068997A (en) 1996-03-15 1997-10-01 Citibank, N.A. A method and system for analysing and handling the customer files of a financial institution
US5832463A (en) 1996-03-28 1998-11-03 Electronic Data Systems Corporation Automated system and method for checkless check transaction
US5946662A (en) 1996-03-29 1999-08-31 International Business Machines Corporation Method for providing inventory optimization
US5835580A (en) 1996-04-04 1998-11-10 At&T Corp Method and apparatus for automated provisioning and billing of communication services
US6016484A (en) 1996-04-26 2000-01-18 Verifone, Inc. System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment
US6048271A (en) 1996-05-07 2000-04-11 Barcelou; David M. Automated league and tournament device
US6661910B2 (en) 1997-04-14 2003-12-09 Cummins-Allison Corp. Network for transporting and processing images in real time
US5787402A (en) 1996-05-15 1998-07-28 Crossmar, Inc. Method and system for performing automated financial transactions involving foreign currencies
GB9610645D0 (en) 1996-05-21 1996-07-31 Ncr Int Inc Financial transaction system
US6860375B2 (en) 1996-05-29 2005-03-01 Cummins-Allison Corporation Multiple pocket currency bill processing device and method
US7187795B2 (en) 2001-09-27 2007-03-06 Cummins-Allison Corp. Document processing system using full image scanning
US5729594A (en) 1996-06-07 1998-03-17 Klingman; Edwin E. On-line secured financial transaction system through electronic media
JPH09325998A (en) 1996-06-07 1997-12-16 Shimizu Corp Charge transfer processing system
US6076072A (en) 1996-06-10 2000-06-13 Libman; Richard Marc Method and apparatus for preparing client communications involving financial products and services
US6999938B1 (en) 1996-06-10 2006-02-14 Libman Richard M Automated reply generation direct marketing system
US5987434A (en) 1996-06-10 1999-11-16 Libman; Richard Marc Apparatus and method for transacting marketing and sales of financial products
US5793861A (en) 1996-06-11 1998-08-11 Executone Information Systems, Inc. Transaction processing system and method
US5788285A (en) 1996-06-13 1998-08-04 Wicker; Thomas M. Document protection methods and products
US5897621A (en) 1996-06-14 1999-04-27 Cybercash, Inc. System and method for multi-currency transactions
US6002767A (en) 1996-06-17 1999-12-14 Verifone, Inc. System, method and article of manufacture for a modular gateway server architecture
US5884288A (en) 1996-07-01 1999-03-16 Sun Microsystems, Inc. Method and system for electronic bill payment
US7159116B2 (en) 1999-12-07 2007-01-02 Blue Spike, Inc. Systems, methods and devices for trusted transactions
US5770843A (en) 1996-07-02 1998-06-23 Ncr Corporation Access card for multiple accounts
US6332126B1 (en) 1996-08-01 2001-12-18 First Data Corporation System and method for a targeted payment system discount program
US6088683A (en) 1996-08-21 2000-07-11 Jalili; Reza Secure purchase transaction method using telephone number
US6129273A (en) 1996-08-21 2000-10-10 Shah; Dinesh V. Method and apparatus for an automated, computer approved, check cashing system
US6247000B1 (en) 1996-08-21 2001-06-12 Crossmar, Inc. Method and system for confirmation and settlement for financial transactions matching
AUPO201196A0 (en) 1996-08-29 1996-09-19 Xcellink Corporation Funds transfer system and method
GB9618110D0 (en) 1996-08-30 1996-10-09 Ncr Int Inc Improved self-service system
US6108639A (en) 1996-09-04 2000-08-22 Priceline.Com Incorporated Conditional purchase offer (CPO) management system for collectibles
US7039603B2 (en) 1996-09-04 2006-05-02 Walker Digital, Llc Settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
US5991749A (en) 1996-09-11 1999-11-23 Morrill, Jr.; Paul H. Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities
US6240444B1 (en) 1996-09-27 2001-05-29 International Business Machines Corporation Internet web page sharing
CA2267951C (en) 1996-10-09 2003-12-30 Visa International Service Association Electronic statement presentment system
US6434159B1 (en) 1996-10-15 2002-08-13 Motorola, Inc. Transaction system and method therefor
US6070150A (en) 1996-10-18 2000-05-30 Microsoft Corporation Electronic bill presentment and payment system
US5884290A (en) 1996-10-22 1999-03-16 Unisys Corporation Method of transferring funds employing a three-node real-time electronic interlock
WO1998019260A1 (en) 1996-10-30 1998-05-07 Theodor Holm Nelson Many-to-many payment system for network content materials
US5910896A (en) 1996-11-12 1999-06-08 Hahn-Carlson; Dean W. Shipment transaction system and an arrangement thereof
US5796827A (en) 1996-11-14 1998-08-18 International Business Machines Corporation System and method for near-field human-body coupling for encrypted communication with identification cards
US20030217005A1 (en) 1996-11-27 2003-11-20 Diebold Self Service Systems, Division Of Diebold, Incorporated Automated banking machine system and method
US7080036B1 (en) 1996-11-27 2006-07-18 Diebold, Incorporated Automated banking machine development method
US5818021A (en) 1996-12-03 1998-10-06 Szewczykowski; Jerzy Method for identifying counterfeit negotiable instruments
US6311170B1 (en) 1996-12-04 2001-10-30 Mark C. Embrey Method and apparatus for making payments and delivering payment information
AU6237698A (en) 1996-12-20 1998-09-09 Financial Services Technology Consortium Method and system for processing electronic documents
US6460020B1 (en) 1996-12-30 2002-10-01 De Technologies, Inc. Universal shopping center for international operation
USRE40220E1 (en) 1996-12-31 2008-04-08 Lml Patent Corp. Check writing point of sale system
US6164528A (en) 1996-12-31 2000-12-26 Chequemark Patent, Inc. Check writing point of sale system
DE19704054C2 (en) 1997-02-04 2000-08-10 Stockhausen Chem Fab Gmbh Process for the production of fibrous materials with improved properties
US6149056A (en) 1997-02-06 2000-11-21 Mr. Payroll Corporation Automatic check cashing using biometric identification verification
US6085168A (en) 1997-02-06 2000-07-04 Fujitsu Limited Electronic commerce settlement system
US6145738A (en) 1997-02-06 2000-11-14 Mr. Payroll Corporation Method and apparatus for automatic check cashing
US6111858A (en) 1997-02-18 2000-08-29 Virata Limited Proxy-controlled ATM subnetwork
US6070798A (en) 1997-02-21 2000-06-06 Nethery; Kee Purchaser generated transaction recording and negotiable instrument payment system
US20010001203A1 (en) 2000-04-04 2001-05-17 Mccall Don C. Fuel dispensing system
US6006205A (en) 1997-02-28 1999-12-21 Walker Asset Management Limited Partnership Credit card billing method and system
US6338049B1 (en) 1997-03-05 2002-01-08 Walker Digital, Llc User-generated traveler's checks
US6064987A (en) 1997-03-21 2000-05-16 Walker Digital, Llc Method and apparatus for providing and processing installment plans at a terminal
US5883337A (en) 1997-03-24 1999-03-16 Consolidated Rail Corporation Methods and systems employing strain gauge signals to determine the dynamics of moving railcars
US6363364B1 (en) 1997-03-26 2002-03-26 Pierre H. Nel Interactive system for and method of performing financial transactions from a user base
US6041312A (en) 1997-03-28 2000-03-21 International Business Machines Corporation Object oriented technology framework for accounts receivable and accounts payable
US6278996B1 (en) 1997-03-31 2001-08-21 Brightware, Inc. System and method for message process and response
WO1998044441A1 (en) 1997-03-31 1998-10-08 Bellsouth Intellectual Property Corporation A system and method for associating services information with selected elements of an organization
US6182059B1 (en) 1997-04-03 2001-01-30 Brightware, Inc. Automatic electronic message interpretation and routing system
US5950174A (en) 1997-04-25 1999-09-07 At&T Corp. Affiliation-based arrangement for billing
US6014636A (en) 1997-05-06 2000-01-11 Lucent Technologies Inc. Point of sale method and system
US7039600B1 (en) 1998-11-27 2006-05-02 Diebold, Incorporated ATM customer marketing system
US6119103A (en) 1997-05-27 2000-09-12 Visa International Service Association Financial risk prediction systems and methods therefor
US6278981B1 (en) 1997-05-29 2001-08-21 Algorithmics International Corporation Computer-implemented method and apparatus for portfolio compression
US5897625A (en) 1997-05-30 1999-04-27 Capital Security Systems, Inc. Automated document cashing system
US5987439A (en) 1997-05-30 1999-11-16 Capital Security Systems, Inc. Automated banking system for making change on a card or user account
US5903881A (en) 1997-06-05 1999-05-11 Intuit, Inc. Personal online banking with integrated online statement and checkbook user interface
US6061665A (en) 1997-06-06 2000-05-09 Verifone, Inc. System, method and article of manufacture for dynamic negotiation of a network payment framework
US5949044A (en) 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
US6035281A (en) 1997-06-16 2000-03-07 International Business Machines Corporation System and method of multiparty billing for Web access
US6085976A (en) 1998-05-22 2000-07-11 Sehr; Richard P. Travel system and methods utilizing multi-application passenger cards
US5945653A (en) 1997-06-26 1999-08-31 Walker Asset Management Limited Partnership System and method for establishing and executing functions to affect credit card accounts and transactions
US6029141A (en) 1997-06-27 2000-02-22 Amazon.Com, Inc. Internet-based customer referral system
IL121192A0 (en) 1997-06-30 1997-11-20 Ultimus Ltd Processing system and method for a heterogeneous electronic cash environment
US6058379A (en) 1997-07-11 2000-05-02 Auction Source, L.L.C. Real-time network exchange with seller specified exchange parameters and interactive seller participation
US6110044A (en) 1997-07-15 2000-08-29 Stern; Richard H. Method and apparatus for issuing and automatically validating gaming machine payout tickets
US6292789B1 (en) 1997-08-26 2001-09-18 Citibank, N.A. Method and system for bill presentment and payment
US5910988A (en) 1997-08-27 1999-06-08 Csp Holdings, Inc. Remote image capture with centralized processing and storage
US6018718A (en) 1997-08-28 2000-01-25 Walker Asset Management Limited Partnership Method and system for processing customized reward offers
US6032257A (en) 1997-08-29 2000-02-29 Compaq Computer Corporation Hardware theft-protection architecture
US6044362A (en) 1997-09-08 2000-03-28 Neely; R. Alan Electronic invoicing and payment system
US6128603A (en) 1997-09-09 2000-10-03 Dent; Warren T. Consumer-based system and method for managing and paying electronic billing statements
US6213391B1 (en) 1997-09-10 2001-04-10 William H. Lewis Portable system for personal identification based upon distinctive characteristics of the user
US5960411A (en) 1997-09-12 1999-09-28 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
US6038553A (en) 1997-09-19 2000-03-14 Affiliated Computer Services, Inc. Self service method of and system for cashing checks
US5883810A (en) 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
US6000832A (en) 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
IL121862A (en) 1997-09-29 2005-07-25 Nds Ltd West Drayton Distributed ird system for pay television systems
US5946669A (en) 1997-09-30 1999-08-31 Lockheed Martin Corporation Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange
US6009442A (en) 1997-10-08 1999-12-28 Caere Corporation Computer-based document management system
US6128599A (en) 1997-10-09 2000-10-03 Walker Asset Management Limited Partnership Method and apparatus for processing customized group reward offers
US5970475A (en) 1997-10-10 1999-10-19 Intelisys Electronic Commerce, Llc Electronic procurement system and method for trading partners
US6485922B1 (en) 1997-10-10 2002-11-26 Atairgin Technologies, Inc. Methods for detecting compounds which modulate the activity of an LPA receptor
US6421653B1 (en) 1997-10-14 2002-07-16 Blackbird Holdings, Inc. Systems, methods and computer program products for electronic trading of financial instruments
US5991750A (en) 1997-10-24 1999-11-23 Ge Capital System and method for pre-authorization of individual account transactions
US6128602A (en) 1997-10-27 2000-10-03 Bank Of America Corporation Open-architecture system for real-time consolidation of information from multiple financial systems
US5987435A (en) 1997-10-30 1999-11-16 Case Shiller Weiss, Inc. Proxy asset data processor
US6393409B2 (en) 1997-10-31 2002-05-21 Morgan Stanley Dean Witter & Co. Computer method and apparatus for optimizing portfolios of multiple participants
US6047261A (en) 1997-10-31 2000-04-04 Ncr Corporation Method and system for monitoring and enhancing computer-assisted performance
US5978780A (en) 1997-11-21 1999-11-02 Craig Michael Watson Integrated bill consolidation, payment aggregation, and settlement system
US6285777B2 (en) 1997-11-26 2001-09-04 International Business Machines Corporation Internet assisted mail
US6119106A (en) 1997-11-26 2000-09-12 Mersky; Randy Method and apparatus for facilitating customer payments to creditors from a remote site
EP1038233A4 (en) 1997-12-02 2001-11-07 Technologies Inc Cash Multi-transactional network architecture
US5943656A (en) 1997-12-03 1999-08-24 Avista Advantage, Inc. Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill consolidating, utility billing access and payment and utility provider consolidated billing systems
US5930773A (en) 1997-12-17 1999-07-27 Avista Advantage, Inc. Computerized resource accounting methods and systems, computerized utility management methods and systems, multi-user utility management methods and systems, and energy-consumption-based tracking methods and systems
US6092057A (en) 1997-12-12 2000-07-18 Commstar, Inc. Unattended POS system for automatic control of bank system rejections
US6035287A (en) 1997-12-17 2000-03-07 Omega Consulting, Inc. Method and apparatus for bundled asset trading
US6115690A (en) 1997-12-22 2000-09-05 Wong; Charles Integrated business-to-business Web commerce and business automation system
US6052674A (en) 1997-12-23 2000-04-18 Information Retrieval Consultants (Europe, Middle East, Africa ) Limited Electronic invoicing and collection system and method with charity donations
US6188309B1 (en) 1998-01-07 2001-02-13 At&T Corp Method and apparatus for minimizing credit card fraud
US6098053A (en) 1998-01-28 2000-08-01 Citibank, N.A. System and method for performing an electronic financial transaction
US6029139A (en) 1998-01-28 2000-02-22 Ncr Corporation Method and apparatus for optimizing promotional sale of products based upon historical data
US6108642A (en) 1998-02-02 2000-08-22 Network Sciences Company, Inc. Device for selectively blocking remote purchase requests
US6012049A (en) 1998-02-04 2000-01-04 Citicorp Development Center, Inc. System for performing financial transactions using a smartcard
US6304858B1 (en) 1998-02-13 2001-10-16 Adams, Viner And Mosler, Ltd. Method, system, and computer program product for trading interest rate swaps
US6233565B1 (en) 1998-02-13 2001-05-15 Saranac Software, Inc. Methods and apparatus for internet based financial transactions with evidence of payment
US6078907A (en) 1998-02-18 2000-06-20 Lamm; David Method and system for electronically presenting and paying bills
US6119011A (en) 1998-03-05 2000-09-12 Lucent Technologies Inc. Cost-function-based dynamic channel assignment for a cellular system
US6405173B1 (en) 1998-03-05 2002-06-11 American Management Systems, Inc. Decision management system providing qualitative account/customer assessment via point in time simulation
US6105011A (en) 1998-03-19 2000-08-15 First Union Corporation Security system and method for business transactions with customers
US6081790A (en) 1998-03-20 2000-06-27 Citibank, N.A. System and method for secure presentment and payment over open networks
CA2324114A1 (en) 1998-03-24 1999-09-30 Telcordia Technologies Inc. A method for using a telephone calling card for business transactions
US6636833B1 (en) 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US6006208A (en) 1998-03-25 1999-12-21 First Usa Bank, N.A. MICR line decoding logic system
US6064764A (en) 1998-03-30 2000-05-16 Seiko Epson Corporation Fragile watermarks for detecting tampering in images
US6721715B2 (en) 1998-03-30 2004-04-13 Martin A. Nemzow Method and apparatus for localizing currency valuation independent of the original and objective currencies
US6796490B1 (en) 2000-10-04 2004-09-28 Diebold, Incorporated Automated banking machine system and method
US6173272B1 (en) 1998-04-27 2001-01-09 The Clearing House Service Company L.L.C. Electronic funds transfer method and system and bill presentment method and system
US6363365B1 (en) 1998-05-12 2002-03-26 International Business Machines Corp. Mechanism for secure tendering in an open electronic network
JP3717031B2 (en) 1998-06-05 2005-11-16 富士通株式会社 Electronic money apparatus, method, card, and computer-readable recording medium recording electronic money processing program
US6098070A (en) 1998-06-09 2000-08-01 Hipersoft Corp. Case management for a personal injury plaintiff's law office using a relational database
US6144726A (en) 1998-06-12 2000-11-07 Csg Systems, Inc. Telecommunications access cost management system
US7249054B2 (en) 1998-06-18 2007-07-24 Keil Dean S System and method for debit account transactions
US6728397B2 (en) 1998-06-19 2004-04-27 Mcneal Joan Tibor Check verification system
US6615189B1 (en) 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others
US6073113A (en) 1998-06-29 2000-06-06 Sun Microsystems, Inc. Compatibility checking between instruments, operations and protocols in electronic commerce
US6418420B1 (en) 1998-06-30 2002-07-09 Sun Microsystems, Inc. Distributed budgeting and accounting system with secure token device access
US6349290B1 (en) 1998-06-30 2002-02-19 Citibank, N.A. Automated system and method for customized and personalized presentation of products and services of a financial institution
US6825940B1 (en) 1998-07-01 2004-11-30 Ncr Corporation Method of processing documents in an image-based document processing system and an apparatus therefor
JP2000029963A (en) 1998-07-09 2000-01-28 Ntt Data Corp Electronic settlement system
US6138118A (en) 1998-07-30 2000-10-24 Telcordia Technologies, Inc. Method and system for reconciling concurrent streams of transactions in a database
US6185542B1 (en) 1998-07-31 2001-02-06 Lucent Technologies Inc. Communication of transaction data via the internet
US6343279B1 (en) 1998-08-26 2002-01-29 American Management Systems, Inc. System integrating credit card transactions into a financial management system
WO2000019287A1 (en) 1998-09-28 2000-04-06 Aktiebolaget Electrolux Pay per wash laundry system
JP2000113334A (en) 1998-09-30 2000-04-21 Ncr Internatl Inc Method and device for displaying advertisement message for customer by using sales management terminal equipment
US6169974B1 (en) 1998-10-08 2001-01-02 Paymentech, Inc. Method for closed loop processing of transactions utilizing bank card association
US6647376B1 (en) 1998-10-09 2003-11-11 Henry C. Farrar System and method for point-of-sale check authorization
US6125391A (en) 1998-10-16 2000-09-26 Commerce One, Inc. Market makers using documents for commerce in trading partner networks
US6301567B1 (en) 1998-10-16 2001-10-09 The Chase Manhattan Bank Lockbox browser system
DE69942864D1 (en) 1998-10-23 2010-11-25 Coinstar Inc METHOD AND DEVICE FOR THE PROTECTION OF GUARANTEES OF ILLNESSMENT ISSUED BY COIN CHECKS
US6644696B2 (en) 1998-10-23 2003-11-11 Coinstar, Inc. Coin-discriminator voucher anti-counterfeiting method and apparatus
US7236950B2 (en) 1998-10-29 2007-06-26 Universal Card Services Corp. Method and system of combined billing of multiple accounts on a single statement
US6567791B2 (en) 1998-11-03 2003-05-20 Nextcard, Inc. Method and apparatus for a verifiable on line rejection of an application for credit
US6405181B2 (en) 1998-11-03 2002-06-11 Nextcard, Inc. Method and apparatus for real time on line credit approval
US6324524B1 (en) 1998-11-03 2001-11-27 Nextcard, Inc. Method and apparatus for an account level offer of credit and real time balance transfer
US6795812B1 (en) 1998-11-03 2004-09-21 Nextcard, Inc. Implementing a counter offer for an on line credit card application
US20050004864A1 (en) 2000-06-15 2005-01-06 Nextcard Inc. Implementing a counter offer for an on line credit card application
US7269575B1 (en) 1998-11-13 2007-09-11 Jpmorgan Chase Bank, N.A. System and method for processing foreign currency payment instructions contained in bulk files
US6032136A (en) 1998-11-17 2000-02-29 First Usa Bank, N.A. Customer activated multi-value (CAM) card
US6032134A (en) 1998-11-18 2000-02-29 Weissman; Steven I. Credit card billing system for identifying expenditures on a credit card account
US20030233255A1 (en) 1998-11-23 2003-12-18 Raymond Powell Method of coordinating maintenance of vital patient data and software therefor
US20020002513A1 (en) 1998-11-25 2002-01-03 James P. Chiasson Computer network transaction system
US6167385A (en) 1998-11-30 2000-12-26 The Chase Manhattan Bank Supply chain financing system and method
US6260024B1 (en) 1998-12-02 2001-07-10 Gary Shkedy Method and apparatus for facilitating buyer-driven purchase orders on a commercial network system
JP2000182086A (en) 1998-12-18 2000-06-30 Toshiba Corp Ticket issuing method and ticket collation method
US20010011222A1 (en) 1998-12-24 2001-08-02 Andrew W. Mclauchlin Integrated procurement management system using public computer network
US6243689B1 (en) 1998-12-29 2001-06-05 Robert G. Norton System and method for authorizing electronic funds transfer at a point of sale
US6233566B1 (en) 1998-12-31 2001-05-15 Ultraprise Corporation System, method and computer program product for online financial products trading
US6067524A (en) 1999-01-07 2000-05-23 Catalina Marketing International, Inc. Method and system for automatically generating advisory information for pharmacy patients along with normally transmitted data
US6184829B1 (en) 1999-01-08 2001-02-06 Trueposition, Inc. Calibration for wireless location system
US5987436A (en) 1999-01-26 1999-11-16 Halbrook; W. Bracey Obligated investment system
US6535896B2 (en) 1999-01-29 2003-03-18 International Business Machines Corporation Systems, methods and computer program products for tailoring web page content in hypertext markup language format for display within pervasive computing devices using extensible markup language tools
US6305603B1 (en) 1999-01-29 2001-10-23 International Business Machines Corporation Personal digital assistant based financial transaction method and system
US7062456B1 (en) 1999-02-09 2006-06-13 The Chase Manhattan Bank System and method for back office processing of banking transactions using electronic files
US6493685B1 (en) 1999-02-10 2002-12-10 The Chase Manhattan Bank Electronic account presentation and response system and method
US6513019B2 (en) 1999-02-16 2003-01-28 Financial Technologies International, Inc. Financial consolidation and communication platform
US7155409B1 (en) 1999-03-05 2006-12-26 Trade Finance Service Corporation Trade financing method, instruments and systems
JP3633843B2 (en) 1999-03-10 2005-03-30 セイコーエプソン株式会社 POS system, advertising information processing method, and computer-readable recording medium
US6609125B1 (en) 1999-03-23 2003-08-19 The Chase Manhattan Bank Funds transfer repair system
FI990660A (en) 1999-03-25 2000-09-26 Mecsel Oy Apparatus and method for buying a product from a vending machine
WO2000062205A1 (en) 1999-04-13 2000-10-19 Schulze Michael D Method of obtaining an electronically-stored financial document
US20020194081A1 (en) 1999-04-21 2002-12-19 Perkowski Thomas J. Internet-based consumer service brand marketing communication system which enables service-providers, retailers, and their respective agents and consumers to carry out service-related functions along the demand side of the retail chain in an integrated manner
US6327575B1 (en) 1999-04-26 2001-12-04 Ronald Craig Katz Point of sale terminal for the visually impaired
US6240369B1 (en) 1999-04-27 2001-05-29 Robert R. Foust Transmitting location-specific weather-related data to terminals within a plurality of regions
US6609113B1 (en) 1999-05-03 2003-08-19 The Chase Manhattan Bank Method and system for processing internet payments using the electronic funds transfer network
US6704714B1 (en) 1999-05-03 2004-03-09 The Chase Manhattan Bank Virtual private lock box
US6227447B1 (en) 1999-05-10 2001-05-08 First Usa Bank, Na Cardless payment system
US7068832B1 (en) 1999-05-11 2006-06-27 The Chase Manhattan Bank Lockbox imaging system
US6100120A (en) 1999-05-11 2000-08-08 Advanced Micro Devices, Inc. Method of locally forming a high-k dielectric gate insulator
US7194437B1 (en) 1999-05-14 2007-03-20 Amazon.Com, Inc. Computer-based funds transfer system
US6609104B1 (en) 1999-05-26 2003-08-19 Incentech, Inc. Method and system for accumulating marginal discounts and applying an associated incentive
US6282516B1 (en) 1999-06-01 2001-08-28 Catalina Marketing International, Inc. Process, system and computer readable medium for in-store printing of discount coupons and/or other purchasing incentives in various departments within a retail store
US6418430B1 (en) 1999-06-10 2002-07-09 Oracle International Corporation System for efficient content-based retrieval of images
US6687684B1 (en) 1999-06-10 2004-02-03 Psi Systems, Inc. System and method for restrictively authorizing reprinting of mail pieces having postage indicia
US7523385B2 (en) 1999-06-22 2009-04-21 Starcite, Inc. System and method for enterprise event marketing and management automation
US6454647B1 (en) 1999-06-22 2002-09-24 Fleetboston Financial Corporation Method and system for automated collect and win sweepstakes for ATM transactions
US7512551B2 (en) 1999-06-23 2009-03-31 Signature Systems Llc Method and system for implementing a search engine with reward components and payment components
US6338047B1 (en) 1999-06-24 2002-01-08 Foliofn, Inc. Method and system for investing in a group of investments that are selected based on the aggregated, individual preference of plural investors
US6374235B1 (en) 1999-06-25 2002-04-16 International Business Machines Corporation Method, system, and program for a join operation on a multi-column table and satellite tables including duplicate values
WO2001001281A2 (en) 1999-06-29 2001-01-04 Awardtrack, Inc. Building frequent shopper programs for web merchants
US6390362B1 (en) 1999-06-30 2002-05-21 David A. Martin Method and device for preventing check fraud
US6934692B1 (en) 1999-07-06 2005-08-23 Dana B. Duncan On-line interactive system and method for transacting business
US6963857B1 (en) 1999-07-12 2005-11-08 Jsa Technologies Network-accessible account system
US6415259B1 (en) 1999-07-15 2002-07-02 American Management Systems, Inc. Automatic work progress tracking and optimizing engine for a telecommunications customer care and billing system
US6321212B1 (en) 1999-07-21 2001-11-20 Longitude, Inc. Financial products having a demand-based, adjustable return, and trading exchange therefor
US6418419B1 (en) 1999-07-23 2002-07-09 5Th Market, Inc. Automated system for conditional order transactions in securities or other items in commerce
EP1077436A3 (en) 1999-08-19 2005-06-22 Citicorp Development Center, Inc. System and method for performing an on-line transaction using a single-use payment instrument
US6578015B1 (en) 1999-08-31 2003-06-10 Oracle International Corporation Methods, devices and systems for electronic bill presentment and payment
US6598028B1 (en) 1999-09-03 2003-07-22 Lynn Sullivan Computer-implemented universal financial management/translation system and method
US6578000B1 (en) 1999-09-03 2003-06-10 Cisco Technology, Inc. Browser-based arrangement for developing voice enabled web applications using extensible markup language documents
US7239226B2 (en) 2001-07-10 2007-07-03 American Express Travel Related Services Company, Inc. System and method for payment using radio frequency identification in contact and contactless transactions
US7070112B2 (en) 1999-09-07 2006-07-04 American Express Travel Related Services Company, Inc. Transparent transaction device
US6804786B1 (en) 1999-09-10 2004-10-12 Canon Kabushiki Kaisha User customizable secure access token and multiple level portable interface
US6137967A (en) 1999-09-13 2000-10-24 Oce Printing Systems Gmbh Document verification and tracking system for printed material
US6834344B1 (en) 1999-09-17 2004-12-21 International Business Machines Corporation Semi-fragile watermarks
US7742967B1 (en) 1999-10-01 2010-06-22 Cardinalcommerce Corporation Secure and efficient payment processing system
US7313543B1 (en) 1999-10-12 2007-12-25 Ameriprise Financial, Inc. System and method for dividing a remittance and distributing a portion of the funds to multiple investment products
US20020069134A1 (en) 1999-11-01 2002-06-06 Neal Solomon System, method and apparatus for aggregation of cooperative intelligent agents for procurement in a distributed network
US20030233305A1 (en) 1999-11-01 2003-12-18 Neal Solomon System, method and apparatus for information collaboration between intelligent agents in a distributed network
US6950881B1 (en) 1999-11-02 2005-09-27 Mshift, Inc. System for converting wireless communications for a mobile device
US6404866B1 (en) 1999-11-09 2002-06-11 Vesta Corporation Telephone calling account system and method
US6826542B1 (en) 1999-11-23 2004-11-30 Ipayables, Inc. System and method for collecting, enhancing and distributing invoices electronically via the internet
US6554185B1 (en) 1999-11-30 2003-04-29 Diebold, Incorporated Deposit accepting apparatus and system for automated banking machine
US20010032139A1 (en) 1999-12-03 2001-10-18 Debonnett Allison P. Cybermoney network; a seamless internet commercial and investment bank account connectivity interface for payment and settlement of goods and services purchased via the internet
US7213005B2 (en) 1999-12-09 2007-05-01 International Business Machines Corporation Digital content distribution using web broadcasting services
US20030212630A1 (en) 1999-12-10 2003-11-13 Andrew Kahr Method and apparatus for payment of bills and obligations by credit card
US6464134B1 (en) 1999-12-10 2002-10-15 Terri Page System and method for verifying the authenticity of a check and authorizing payment thereof
AU2261501A (en) 1999-12-16 2001-06-25 Debit.Net, Inc. Secure networked transaction system
US7167844B1 (en) 1999-12-22 2007-01-23 Accenture Llp Electronic menu document creator in a virtual financial environment
US6629081B1 (en) 1999-12-22 2003-09-30 Accenture Llp Account settlement and financing in an e-commerce environment
US7003476B1 (en) 1999-12-29 2006-02-21 General Electric Capital Corporation Methods and systems for defining targeted marketing campaigns using embedded models and historical data
US6901406B2 (en) 1999-12-29 2005-05-31 General Electric Capital Corporation Methods and systems for accessing multi-dimensional customer data
US7010495B1 (en) 1999-12-29 2006-03-07 General Electric Capital Corporation Methods and systems for analyzing historical trends in marketing campaigns
US6970830B1 (en) 1999-12-29 2005-11-29 General Electric Capital Corporation Methods and systems for analyzing marketing campaigns
US6856973B1 (en) 1999-12-29 2005-02-15 General Electric Capital Corporation Methods and systems for assessing creditworthiness of a country
US6490568B1 (en) 1999-12-29 2002-12-03 First Data Corporation Automated system and method for monitoring financial transactions
US7006979B1 (en) 1999-12-29 2006-02-28 General Electric Capital Corporation Methods and systems for creating models for marketing campaigns
US7177836B1 (en) 1999-12-30 2007-02-13 First Data Corporation Method and system for facilitating financial transactions between consumers over the internet
US6912502B1 (en) 1999-12-30 2005-06-28 Genworth Financial, Inc., System and method for compliance management
US7266511B2 (en) 2000-01-11 2007-09-04 Fujifilm Corporation Method and system for operating a virtual shopping mall or seller-engaged type
US6536663B1 (en) 2000-01-11 2003-03-25 Ncr Corporation Self service kiosk which dispenses vouchers
US20010044764A1 (en) 2000-01-19 2001-11-22 Arnold Thomas A. Accepting and processing electronic checks authorized via a public network
US20010047322A1 (en) 2000-01-25 2001-11-29 Plate Tony A. Method and system for matching bids
US7028012B2 (en) 2000-01-31 2006-04-11 Polaroid Corporation System and method for ordering customized identification documents via a network
AU2001230474A1 (en) 2000-01-31 2001-08-14 Trivnet Ltd. Applications of automatic internet identification methods
JP3813780B2 (en) 2000-02-02 2006-08-23 株式会社東芝 Purchasing information utilization system
CA2397452C (en) 2000-02-05 2006-04-18 Diebold, Incorporated System and method for dispensing digital information from an automated transaction machine
WO2001061659A1 (en) 2000-02-16 2001-08-23 Mastercard International Incorporated System and method for conducting electronic commerce with a remote wallet server
US20060178986A1 (en) 2000-02-17 2006-08-10 Giordano Joseph A System and method for processing financial transactions using multi-payment preferences
DE10007812A1 (en) 2000-02-21 2001-08-30 Becker Gmbh Process for operating a car phone and car phone
US20010034663A1 (en) 2000-02-23 2001-10-25 Eugene Teveler Electronic contract broker and contract market maker infrastructure
WO2001067355A2 (en) 2000-03-07 2001-09-13 American Express Travel Related Services Company, Inc. System for facilitating a transaction
US6999943B1 (en) 2000-03-10 2006-02-14 Doublecredit.Com, Inc. Routing methods and systems for increasing payment transaction volume and profitability
US7881962B2 (en) 2000-03-14 2011-02-01 Verizon Business Global Llc Early-payment discount for E-billing system
US20030105641A1 (en) 2000-03-17 2003-06-05 Woodson Lewis Electronic ticketing and validation system and method
JP2001266039A (en) 2000-03-22 2001-09-28 Sony Corp Method and device for payment management and program recording medium with the method recorded thereon
WO2001071569A1 (en) 2000-03-23 2001-09-27 Ali Habib Unified communications and commerce systems and methods, and device therefore
US20020188478A1 (en) 2000-03-24 2002-12-12 Joe Breeland Health-care systems and methods
US7904307B2 (en) 2000-03-24 2011-03-08 Align Technology, Inc. Health-care e-commerce systems and methods
US7263506B2 (en) 2000-04-06 2007-08-28 Fair Isaac Corporation Identification and management of fraudulent credit/debit card purchases at merchant ecommerce sites
JP2001290945A (en) 2000-04-07 2001-10-19 Bank Of Tokyo-Mitsubishi Ltd Financial transaction method using automatic teller machine, method for display of financial transaction menu, system for utilizing automatic teller machine, automatic teller machine, and repeating center
US20010029490A1 (en) 2000-04-11 2001-10-11 Fujitsu Limited Automatic transaction device and recording medium having a transaction program which can be read by a computer
GB2379064A (en) 2000-04-14 2003-02-26 Vantage Internat Inc E Method and system for delivering foreign exchange risk management advisory solutions to a designated market
US7181430B1 (en) 2000-04-28 2007-02-20 Netdeposit, Inc. Method and system for processing financial instrument deposits physically remote from a financial institution
US7386511B2 (en) 2000-04-28 2008-06-10 Netdeposit Inc. Methods and systems for processing financial instrument deposits
US20020059093A1 (en) 2000-05-04 2002-05-16 Barton Nancy E. Methods and systems for compliance program assessment
US20020107770A1 (en) 2000-05-12 2002-08-08 Meyer Chadwick M. System for allocating funds in a plurality of stock portfolios
US6874139B2 (en) 2000-05-15 2005-03-29 Interfuse Technology Corporation Method and system for seamless integration of preprocessing and postprocessing functions with an existing application program
JP2001325440A (en) 2000-05-17 2001-11-22 Nec Corp Electronic commercial transaction system, server device, client device and connecting terminal to be used therefor
CA2409204A1 (en) 2000-05-17 2001-11-22 Q.P.Q. Limited Electronic processing system
US20010047334A1 (en) 2000-05-24 2001-11-29 Victor Nappe System and method for using existing prepaid card systems for making payments over the internet
US20060106717A1 (en) 2000-05-25 2006-05-18 Randle William M End to end check processing from capture to settlement with security and quality assurance
US6941363B2 (en) 2000-05-26 2005-09-06 Fujitsu Limited Transaction management system and program for configuring online shopping system
JP2002056063A (en) 2000-05-31 2002-02-20 Fujitsu Ltd Reception/distribution system, reception/distribution program and recording medium
US10185936B2 (en) 2000-06-22 2019-01-22 Jpmorgan Chase Bank, N.A. Method and system for processing internet payments
US7584125B2 (en) 2000-06-26 2009-09-01 Jpmorgan Chase Bank, N.A. Electronic check presentment system and method having an item sequence capability
US20020046106A1 (en) 2000-06-28 2002-04-18 Akira Ishibashi Method and system for modeling business card exchanges in a point-to -point value
US7487112B2 (en) 2000-06-29 2009-02-03 Barnes Jr Melvin L System, method, and computer program product for providing location based services and mobile e-commerce
US8417628B2 (en) 2000-06-29 2013-04-09 Jpmorgan Chase Bank, N.A. Electronic bill presentment and payment system and method
JP2002083241A (en) 2000-06-30 2002-03-22 Aozora Bank Ltd Commodity price payment device, commodity price payment system, commodity price payment method and information storage medium
US7668765B2 (en) 2000-07-07 2010-02-23 Decarta Inc. Method and apparatus for location-sensitive, subsidized cell phone billing
US6662215B1 (en) 2000-07-10 2003-12-09 I Novation Inc. System and method for content optimization
US6409593B1 (en) 2000-07-24 2002-06-25 Anthony Petrecca Drawing for winners over the internet
AU2001277025A1 (en) 2000-07-25 2002-02-05 Michael A. Wilkman Universal transaction manager agent, systems and methods
WO2002011028A1 (en) 2000-07-27 2002-02-07 Eft Datalink, Incorporated Value transfer system for unbanked customers
US6883004B2 (en) 2000-08-04 2005-04-19 Bottomline Technologies (De), Inc. Automated invoice receipt and management system
EP1316171A4 (en) 2000-08-04 2006-05-03 First Data Corp Person-centric account-based digital signature system
AU2001285422A1 (en) 2000-08-11 2002-02-25 John J. Loy Trade receivable processing method and apparatus
US7206768B1 (en) 2000-08-14 2007-04-17 Jpmorgan Chase Bank, N.A. Electronic multiparty accounts receivable and accounts payable system
US20020178112A1 (en) 2000-08-14 2002-11-28 Visa International Service Association Point of sale check service
US20050154664A1 (en) 2000-08-22 2005-07-14 Guy Keith A. Credit and financial information and management system
EP1182625A1 (en) 2000-08-25 2002-02-27 TELEFONAKTIEBOLAGET LM ERICSSON (publ) Introduction of an electronic payment transaction
US20020026365A1 (en) 2000-08-29 2002-02-28 Rony Natanzon Method and system for electronic payment and check guarantee
US6957199B1 (en) 2000-08-30 2005-10-18 Douglas Fisher Method, system and service for conducting authenticated business transactions
US8015084B1 (en) 2000-09-06 2011-09-06 Jpmorgan Chase Bank, N.A. System and method for linked account having sweep feature
JP2002087536A (en) 2000-09-14 2002-03-27 Sharp Corp Service providing method of home delivery service using electronic tag
US7287009B1 (en) 2000-09-14 2007-10-23 Raanan Liebermann System and a method for carrying out personal and business transactions
US7383223B1 (en) 2000-09-20 2008-06-03 Cashedge, Inc. Method and apparatus for managing multiple accounts
US7328211B2 (en) 2000-09-21 2008-02-05 Jpmorgan Chase Bank, N.A. System and methods for improved linguistic pattern matching
US6856970B1 (en) 2000-09-26 2005-02-15 Bottomline Technologies Electronic financial transaction system
US7287071B2 (en) 2000-09-28 2007-10-23 Vignette Corporation Transaction management system
WO2002029982A2 (en) 2000-10-05 2002-04-11 Interactive Systems Worldwide, Inc. System and method for protecting positions in volatile markets
US6824066B2 (en) 2000-10-06 2004-11-30 Leon H. Weyant Electronic access security key card pamphlet
GB2368442A (en) 2000-10-27 2002-05-01 Ncr Int Inc Adaptive alteration of charges for use of an automatic teller machine
US6754640B2 (en) 2000-10-30 2004-06-22 William O. Bozeman Universal positive pay match, authentication, authorization, settlement and clearing system
JP2002140505A (en) 2000-10-31 2002-05-17 Mitsubishi Corp System and method for supporting dealings and computer- readable recording medium
US8285641B2 (en) 2000-11-06 2012-10-09 Jpmorgan Chase Bank, N.A. System and method for selectable funding of electronic transactions
US20070005498A1 (en) 2000-11-06 2007-01-04 Cataline Glen R System and method for optimized funding of electronic transactions
US7587363B2 (en) 2000-11-06 2009-09-08 Jpmorgan Chase Bank, N.A. System and method for optimized funding of electronic transactions
US20020055907A1 (en) 2000-11-08 2002-05-09 Orazio Pater Electronic payment system and method
US7092905B2 (en) 2000-11-21 2006-08-15 Citibank, N.A. Systems and methods for the processing of financial transactions
JP2002157632A (en) 2000-11-22 2002-05-31 Fujitsu Ltd Network shopping method and system and automatic transfer machine
US20020099586A1 (en) 2000-11-22 2002-07-25 National Britannia Group Ltd. Method, system, and computer program product for risk assessment and risk management
JP2002163106A (en) 2000-11-24 2002-06-07 Mitsui Mining & Smelting Co Ltd Basic business integrated application system, basic business support method, and computer readable storage medium storing program executing the method on computer
WO2002056130A2 (en) 2000-11-24 2002-07-18 Principia Partners Llc Accounting system for the dynamic state of the portfolio reporting
US6450403B1 (en) 2000-11-24 2002-09-17 International Business Machines Corporation Method and apparatus for depositing ordinary checks from home or office
US6970259B1 (en) 2000-11-28 2005-11-29 Xerox Corporation Systems and methods for forgery detection and deterrence of printed documents
US20020069158A1 (en) 2000-12-01 2002-06-06 Larkin Cameron J. Method and system for providing a secured multi-purpose electronic account
US7433829B2 (en) 2000-12-12 2008-10-07 Jpmorgan Chase Bank, N.A. System and method for managing global risk
US20020077890A1 (en) 2000-12-14 2002-06-20 Lapointe Patrick L. Methods and systems for interactive collection, exchange and redemption of points
GB2366412A (en) 2000-12-15 2002-03-06 Fortunebright Ltd Personalised financial product
US20020082985A1 (en) 2000-12-21 2002-06-27 Mackay J. Sott Method and system for converting existing or future trade credit obligations into a new obligation
US20020128981A1 (en) 2000-12-28 2002-09-12 Kawan Joseph C. Method and system for facilitating secure customer financial transactions over an open network
US20020087468A1 (en) 2000-12-28 2002-07-04 Ravi Ganesan Electronic payment risk processing
US20020087469A1 (en) 2000-12-28 2002-07-04 Ravi Ganesan Technique of registration for and direction of electronic payments in real-time
US20020087454A1 (en) 2000-12-30 2002-07-04 Bea Calo Global trading system
US8311911B2 (en) 2000-12-30 2012-11-13 E*Trade Financial Corporation Global foreign exchange system
US20020087415A1 (en) 2001-01-03 2002-07-04 Allen Joseph T. Method and system for on-line shopping utlizing personalized shopping list and electronic network
US20020087452A1 (en) 2001-01-04 2002-07-04 International Business Machines Corporation System, method and program product for improving broker's profits in electronic commerce
US20020152116A1 (en) 2001-01-30 2002-10-17 Yan Kent J. Method and system for generating fixed and/or dynamic rebates in credit card type transactions
US8805739B2 (en) 2001-01-30 2014-08-12 Jpmorgan Chase Bank, National Association System and method for electronic bill pay and presentment
US20030110070A1 (en) 2001-02-05 2003-06-12 De Goeij Marc Alexander Method, framework and system for organizing, aligning and managing organizations
US20020107788A1 (en) 2001-02-05 2002-08-08 Cunningham Patrick Steven Application and payment database system for lenders and builders and a method therefor
CA2437507C (en) 2001-02-07 2015-10-27 14 Commerce Inc. Method and system for completing a transaction between a customer and a merchant
US20020111837A1 (en) 2001-02-09 2002-08-15 Aupperle Bryan E. Verification method for web-delivered materials using self-signed certificates
US6495437B1 (en) 2001-02-09 2002-12-17 Advanced Micro Devices, Inc. Low temperature process to locally form high-k gate dielectrics
US7689502B2 (en) 2001-02-12 2010-03-30 Capital One Financial Corporation System and method for providing extra lines of credit
US20020199182A1 (en) 2001-02-15 2002-12-26 Susan Whitehead Method and apparatus providing convergent solution to end-to end, adaptive business application management
CA2354372A1 (en) 2001-02-23 2002-08-23 Efunds Corporation Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
US20020120571A1 (en) 2001-02-23 2002-08-29 David Maung Wireless financial system
US20020120537A1 (en) 2001-02-28 2002-08-29 Dominic Morea Web based system and method for managing business to business online transactions
JP4517522B2 (en) 2001-03-01 2010-08-04 沖電気工業株式会社 Banking system
US7685061B2 (en) 2001-03-01 2010-03-23 Capital One Financial Corporation Methods and systems for providing debt recovery partnership
AUPR348201A0 (en) 2001-03-02 2001-03-29 British American Tobacco Australia Limited Network based business to business portal for the retail convenience market place
US7401045B2 (en) 2001-03-05 2008-07-15 Capital One Financial Corporation Method for administering a credit card with a finance charge waiver period
EP1384186A4 (en) 2001-03-08 2006-08-02 Morgan Stanley Dean Witter & C Method and apparatus for trading assets, capital, and information
AU2002252222A1 (en) 2001-03-08 2002-09-24 Richard M. Adler System for analyzing strategic business decisions
CA2440682A1 (en) 2001-03-19 2002-09-26 Mastercard International Incorporated Method and system for making small payments using a payment card
CN1308866C (en) 2001-03-19 2007-04-04 迪布尔特有限公司 Automated banking machine processing system and method
US20020138398A1 (en) 2001-03-26 2002-09-26 Kalin Dan M. Automated bandwidth exchange node system
GB0107766D0 (en) 2001-03-28 2001-05-16 Hewlett Packard Co Improvements relating to developing documents
US7349884B1 (en) 2001-03-29 2008-03-25 Gsc Enterprises, Inc. Method and apparatus for electronic commerce services at a point of sale
US20060053056A1 (en) 2001-03-29 2006-03-09 American Express Marketing & Development Corporati Card member discount system and method
US20030004874A1 (en) 2001-04-03 2003-01-02 Bottomline Technologies (De) Inc. Electronic bill presentment system with client specific formatting of data
US20020178117A1 (en) 2001-04-03 2002-11-28 Bottomline Technologies (De) Inc. Electronic bill presentment system with automated tax and fee adjustment
US20020147691A1 (en) 2001-04-05 2002-10-10 Davis Dustin M. Method and system for consummating a transaction in a biometric verification system based on prior transactional histories
US20020194117A1 (en) 2001-04-06 2002-12-19 Oumar Nabe Methods and systems for customer relationship management
US20020145039A1 (en) 2001-04-10 2002-10-10 Seamus Carroll Apparatus and method for selling lottery tickets at fuel dispensers
WO2002084925A2 (en) 2001-04-11 2002-10-24 Fair Isaac And Company, Inc. Model-based and data-driven analytic support for strategy development
WO2002086681A2 (en) * 2001-04-23 2002-10-31 Oracle Corporation Methods and systems for carrying out contingency-dependent payments via secure electronic bank drafts supported by online letters of credit and/or online performance bonds
US7104443B1 (en) 2001-04-23 2006-09-12 Debitman Card, Inc. Method and system for facilitating electronic funds transactions
US7116361B2 (en) 2001-04-30 2006-10-03 Hewlett-Packard Development Company Image storage queue adapted to store images according to archival status
US20020198830A1 (en) 2001-05-01 2002-12-26 Randell Wayne L. Method and system for handling disputes in an electronic invoice management system
US7660756B2 (en) 2001-05-09 2010-02-09 Sony Corporation Client terminal device, storage medium product, bank server apparatus, information transmitting method, information transmitting program, and information transmitting/receiving program
WO2002093518A1 (en) 2001-05-11 2002-11-21 Europrint Holdings Limited Games of chance using a cash till roll
US7509287B2 (en) 2001-05-23 2009-03-24 Atsuo Nutahara Bank account automatic adjustment system
ITVI20010122A1 (en) 2001-05-28 2002-11-28 Ferro Bortolo Giulio Dal SCRAPER CLEANER FOR CONVEYOR BELTS
US7865427B2 (en) 2001-05-30 2011-01-04 Cybersource Corporation Method and apparatus for evaluating fraud risk in an electronic commerce transaction
US20020184123A1 (en) 2001-05-31 2002-12-05 Sun Microsystems, Inc. Methods and system for performing electronic invoice presentment and payment dispute handling with line item level granularity
US20020184145A1 (en) 2001-05-31 2002-12-05 Sun Microsystems, Inc. Methods and system for integrating XML based transactions in an electronic invoice presentment and payment environment
US7177840B2 (en) 2001-06-01 2007-02-13 Vectorsgi, Inc. Method and system for processing images for a check sorter
US7401048B2 (en) 2001-06-01 2008-07-15 Jpmorgan Chase Bank, N.A. System and method for trade settlement tracking and relative ranking
US10592901B2 (en) 2001-06-04 2020-03-17 Orbis Patents, Ltd. Business-to-business commerce using financial transaction numbers
AU2002312381A1 (en) 2001-06-07 2002-12-16 First Usa Bank, N.A. System and method for rapid updating of credit information
US20020198822A1 (en) 2001-06-21 2002-12-26 Rodrigo Munoz Method and apparatus for evaluating an application for a financial product
JP2003006440A (en) 2001-06-26 2003-01-10 Hitachi Ltd System and method for processing commodity brokerage and program
US6886046B2 (en) 2001-06-26 2005-04-26 Citrix Systems, Inc. Methods and apparatus for extendible information aggregation and presentation
US6934390B2 (en) 2001-06-27 2005-08-23 International Business Machines Corporation System and method for transferring electronic information
DE10131254A1 (en) 2001-07-01 2003-01-23 Deutsche Post Ag Procedure for checking the validity of digital postage indicia
US7742984B2 (en) 2001-07-06 2010-06-22 Hossein Mohsenzadeh Secure authentication and payment system
US20040239481A1 (en) 2001-07-10 2004-12-02 American Express Travel Related Services Company, Inc. Method and system for facial recognition biometrics on a fob
US7493288B2 (en) 2001-07-10 2009-02-17 Xatra Fund Mx, Llc RF payment via a mobile device
US7228155B2 (en) 2001-07-10 2007-06-05 American Express Travel Related Services Company, Inc. System and method for remotely initializing a RF transaction
US7503480B2 (en) 2001-07-10 2009-03-17 American Express Travel Related Services Company, Inc. Method and system for tracking user performance
US7121471B2 (en) 2001-07-10 2006-10-17 American Express Travel Related Services Company, Inc. Method and system for DNA recognition biometrics on a fob
US7312707B1 (en) 2001-07-10 2007-12-25 American Express Travel Related Services Company, Inc. System and method for authenticating a RF transaction using a transaction account routing number
US7059531B2 (en) 2001-07-10 2006-06-13 American Express Travel Related Services Company, Inc. Method and system for smellprint recognition biometrics on a fob
US7249112B2 (en) 2002-07-09 2007-07-24 American Express Travel Related Services Company, Inc. System and method for assigning a funding source for a radio frequency identification device
US7119659B2 (en) 2001-07-10 2006-10-10 American Express Travel Related Services Company, Inc. Systems and methods for providing a RF transaction device for use in a private label transaction
US7996324B2 (en) 2001-07-10 2011-08-09 American Express Travel Related Services Company, Inc. Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia
US7154375B2 (en) 2001-07-10 2006-12-26 American Express Travel Related Services Company, Inc. Biometric safeguard method with a fob
US20030158811A1 (en) 2001-07-18 2003-08-21 Ventanex System and method for rules based electronic funds transaction processing
US20030018557A1 (en) 2001-07-18 2003-01-23 Gilbert James A. Financial processing gateway structure
US20040169088A1 (en) 2001-07-20 2004-09-02 Discover Financial Services Non-rectangular shaped credit card with case
US20030033252A1 (en) 2001-08-09 2003-02-13 Buttridge Kelly A. Methods and systems for check processing using blank checks at a point-of-sale
US20040111371A1 (en) 2001-08-09 2004-06-10 Friedman Lawrence J. Methods and systems for check processing
US20040044606A1 (en) 2001-08-09 2004-03-04 Buttridge Kelly A. Methods and systems for check processing
US20030040959A1 (en) 2001-08-10 2003-02-27 Fei Calvin H. Method and apparatus for conducting transactions on an automated teller machine
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US6945453B1 (en) 2001-08-13 2005-09-20 Bank One Delaware N.A. System and method for funding a collective account by use of an electronic tag
US7311244B1 (en) 2001-08-13 2007-12-25 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US8204766B2 (en) 2001-08-15 2012-06-19 Meridian Enterprises Corporation Insurance claim payment card system
US7099845B2 (en) 2001-08-16 2006-08-29 Ncr Corporation Electronic check presentment with image interchange system and method of operating an electronic check presentment with image interchange system
JP2003067839A (en) 2001-08-27 2003-03-07 Fujitsu Ltd System, device, method and program for managing change, cash paying machine and computer readable recording medium recorded with change management program
US6806145B2 (en) 2001-08-31 2004-10-19 Asm International, N.V. Low temperature method of forming a gate stack with a high k layer deposited over an interfacial oxide layer
EP1293944A1 (en) 2001-09-17 2003-03-19 Koninklijke KPN N.V. Arrangement and method for tele-commerce with client profiles
US6607127B2 (en) 2001-09-18 2003-08-19 Jacob Y. Wong Magnetic stripe bridge
US6819748B2 (en) 2001-09-27 2004-11-16 Capital One Financial Corporation Menuing method and system
US20030065594A1 (en) 2001-09-28 2003-04-03 Fxotica.Com, Inc. Multilateral allocated-credit foreign exchange risk hedging method and system
US20030065618A1 (en) 2001-09-28 2003-04-03 Vandeboe Frank W. Method and system for electronic payroll advance and deposit
US20030069780A1 (en) 2001-10-05 2003-04-10 Hailwood John W. Customer relationship management
DE10150455A1 (en) 2001-10-16 2003-04-24 Deutsche Post Ag Method for sorting postal items, whereby sorting based on addresses and sorting based on frank marks or stamps are combined into a single process with an address code and a payment validity code attached to a sorted item
DE10150464A1 (en) 2001-10-16 2003-04-30 Deutsche Post Ag Method and device for processing mail items
US8868467B2 (en) 2002-10-23 2014-10-21 Oleg Serebrennikov Method for performing transactional communication using a universal transaction account identifier assigned to a customer
US20030083933A1 (en) 2001-10-29 2003-05-01 Mcalear James A. Systems and methods for providing rewards benefits to account holders
US20050167488A1 (en) 2001-11-06 2005-08-04 Higgins John B. Gaming system using an automated teller machine
WO2003042938A2 (en) 2001-11-14 2003-05-22 Encorus Technologies Gmbh Payment protocol and data transmission method and data transmission device for conducting payment transactions
US20030130919A1 (en) 2001-11-20 2003-07-10 Randy Templeton Systems and methods for selectively accessing financial account information
US20030097335A1 (en) 2001-11-21 2003-05-22 International Business Machines Corporation Secure method and system for determining charges and assuring privacy
US20030100803A1 (en) 2001-11-26 2003-05-29 Lu Helen S.M. 3-Alkylated-5,5',6,6',7,7,'8,8'-octahydro-2,2'-binaphthols and 3,3'-dialkylated-5,5',6,6',7,7',8,8'-octahydro-2,2'-binaphthols and processes for making them
US7801813B2 (en) 2001-12-05 2010-09-21 Davo Financial Services Llc Selective escrow using electronic funds transfer
US20030105688A1 (en) 2001-12-05 2003-06-05 Brown Owen H. Secure digital escrow account transactions system and method
US6901387B2 (en) 2001-12-07 2005-05-31 General Electric Capital Financial Electronic purchasing method and apparatus for performing the same
AU2002351573A1 (en) 2001-12-12 2003-07-09 Paradata Systems Inc. Global integrated payment system
AU2002359821A1 (en) 2001-12-21 2003-07-15 Xmlcities, Inc. Extensible stylesheet designs using meta-tag and/or associated meta-tag information
US6985922B1 (en) 2001-12-21 2006-01-10 S.J. Bashen, Inc. Method, apparatus and system for processing compliance actions over a wide area network
WO2003058391A2 (en) 2001-12-26 2003-07-17 Vivotech, Inc. Wireless network micropayment financial transaction processing
US7028897B2 (en) 2001-12-26 2006-04-18 Vivotech, Inc. Adaptor for magnetic stripe card reader
US20040159700A1 (en) 2001-12-26 2004-08-19 Vivotech, Inc. Method and apparatus for secure import of information into data aggregation program hosted by personal trusted device
US7051932B2 (en) 2001-12-26 2006-05-30 Vivotech, Inc. Adaptor for magnetic stripe card reader
US20030125969A1 (en) 2001-12-28 2003-07-03 Wireless Checking, Inc. Method and apparatus for processing financial transactions over a paging network
US20030126011A1 (en) 2002-01-02 2003-07-03 Capital One Financial Corporation Systems and methods for issuing partnership checks to a customer having a financial account
US20030130945A1 (en) 2002-01-08 2003-07-10 Bottomline Technologies (De) Inc. Electronic transaction processing server with trend based automated transaction evaluation
US7305702B2 (en) 2002-01-09 2007-12-04 Xerox Corporation Systems and methods for distributed administration of public and private electronic markets
US7428509B2 (en) 2002-01-10 2008-09-23 Mastercard International Incorporated Method and system for detecting payment account fraud
US20030139827A1 (en) 2002-01-18 2003-07-24 Phelps Geoffrey D. Determining economic effects of hypothetical tax policy changes
US6970855B2 (en) 2002-01-29 2005-11-29 Pitney Bowes Inc. Method and system for enterprise-level unassisted customer shipping
US20030144942A1 (en) 2002-01-30 2003-07-31 Sobek Michael F. Methods and systems for facilitating investment transactions and accounting for banks and credit unions
US7707108B2 (en) 2002-01-31 2010-04-27 International Business Machines Corporation Detection of unauthorized account transactions
US20030149629A1 (en) 2002-02-06 2003-08-07 Claridge Bo. T. Method of point of sale investment
US7890393B2 (en) 2002-02-07 2011-02-15 Ebay, Inc. Method and system for completing a transaction between a customer and a merchant
US7509289B2 (en) 2002-02-11 2009-03-24 Total System Services, Inc. System and method for single event authorization control of transactions
US6817008B2 (en) 2002-02-22 2004-11-09 Total System Services, Inc. System and method for enterprise-wide business process management
US6993510B2 (en) 2002-03-05 2006-01-31 First Data Corporation System and method for managing accounts
US20030200107A1 (en) 2002-03-13 2003-10-23 Allen Jeffrey L. System and method for cash management
AU2003218178B2 (en) 2002-03-14 2009-05-21 Euronet Worldwide, Inc. A system and method for purchasing goods and services through data network access points over a point of sale network
DE60311904D1 (en) 2002-03-15 2007-04-05 Computer Sciences Corp Methods and apparatus for analyzing writing in documents
US8407143B2 (en) 2002-03-27 2013-03-26 The Western Union Company International negotiable instrument payment
AU2003220603A1 (en) 2002-03-28 2003-10-13 Transact Technologies Incorporated Methods and apparatus for creating customized messages for printing on a transaction slip
US7666078B2 (en) 2002-05-07 2010-02-23 Future Logic, Inc. Financial transaction printer with promotional printing capabilities
AU2003230751A1 (en) 2002-03-29 2003-10-13 Bank One, Delaware, N.A. System and process for performing purchase transaction using tokens
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
US20030225663A1 (en) 2002-04-01 2003-12-04 Horan James P. Open platform system and method
US8364603B2 (en) 2002-04-23 2013-01-29 Galves Fred A On-line dispute resolution for e-commerce disputes
US7698182B2 (en) 2002-04-29 2010-04-13 Evercom Systems, Inc. Optimizing profitability in business transactions
US20030208439A1 (en) 2002-05-03 2003-11-06 Rast Rodger H. Automated soft limit control of electronic transaction accounts
US20040019561A1 (en) 2002-05-07 2004-01-29 Gabriela Isturiz Electronic billing system utilizing a universal billing format data transmission
US7383227B2 (en) 2002-05-14 2008-06-03 Early Warning Services, Llc Database for check risk decisions populated with check activity data from banks of first deposit
US6945464B2 (en) 2002-05-14 2005-09-20 Imagine Pass L.L.C. Method of issuing tickets to events
US20040010465A1 (en) 2002-05-20 2004-01-15 Cliff Michalski Method and apparatus for exception based payment posting
US20030220863A1 (en) 2002-05-24 2003-11-27 Don Holm System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms
US7680688B2 (en) 2002-05-28 2010-03-16 American Express Travel Related Services Company, Inc. System and method for exchanging loyalty points for acquisitions
ES2269866T3 (en) 2002-06-10 2007-04-01 Seiko Epson Corporation POINT OF SALE SYSTEM (POS), NETWORK SYSTEM, METHOD FOR GENERATING PRINTING DATA FOR A POINT OF SALE SYSTEM (POS), AND METHOD FOR MANAGING SALES AND ADVERTISING INFORMATION IN A NETWORK SYSTEM.
US7853468B2 (en) 2002-06-10 2010-12-14 Bank Of America Corporation System and methods for integrated compliance monitoring
US6942569B2 (en) 2002-06-11 2005-09-13 Anthony Petracca Drawing for winners over the internet using receipts and zipcodes
US7143344B2 (en) 2002-06-12 2006-11-28 Microsoft Corporation Transformation stylesheet editor
US7356516B2 (en) 2002-06-13 2008-04-08 Visa U.S.A. Inc. Method and system for facilitating electronic dispute resolution
US8762237B2 (en) 2002-06-19 2014-06-24 Citicorp Credit Services, Inc. Establishing, modifying, and customizing account-based products
US7039593B2 (en) 2002-06-20 2006-05-02 Robert David Sager Payment convergence system and method
US20040002916A1 (en) 2002-07-01 2004-01-01 Sarah Timmerman Systems and methods for managing balance transfer accounts
US20040010419A1 (en) 2002-07-15 2004-01-15 Sinnott Timothy John Method and apparatus for facilitating acquistion of prospective payoff information on an existing loan account
US8412623B2 (en) 2002-07-15 2013-04-02 Citicorp Credit Services, Inc. Method and system for a multi-purpose transactional platform
US7251656B2 (en) 2002-07-26 2007-07-31 Checkfree Corporation Electronic payments using multiple unique payee identifiers
CA2436319C (en) 2002-08-02 2014-05-13 Calin A. Sandru Payment validation network
US20040039691A1 (en) 2002-08-15 2004-02-26 Barratt Robert E. Electronic funds transaction system
US20040049456A1 (en) 2002-09-05 2004-03-11 Checkfree Services Corporation Payment processing with selective crediting
US20040064401A1 (en) 2002-09-27 2004-04-01 Capital One Financial Corporation Systems and methods for detecting fraudulent information
US20040064402A1 (en) * 2002-09-27 2004-04-01 Wells Fargo Home Mortgage, Inc. Method of refinancing a mortgage loan and a closing package for same
US8510181B2 (en) 2002-10-04 2013-08-13 Hart Business Solutions, L.L.C. Administering a contract over a data network
USD491953S1 (en) 2002-10-10 2004-06-22 Vivotech, Inc. Proximity interface with advertising insert for transaction acceptance systems
US20040078324A1 (en) 2002-10-16 2004-04-22 Carl Lonnberg Systems and methods for authenticating a financial account at activation
USD490840S1 (en) 2002-10-30 2004-06-01 Vivotech, Inc. Proximity interface for transaction acceptance systems
US7070095B1 (en) 2002-11-07 2006-07-04 American Express Travel Related Services Company, Inc. Foldable transaction cards and methods of making the same
US7720761B2 (en) 2002-11-18 2010-05-18 Jpmorgan Chase Bank, N. A. Method and system for enhancing credit line management, price management and other discretionary levels setting for financial accounts
US6820058B2 (en) 2002-11-25 2004-11-16 Richard Glee Wood Method for accelerated provision of funds for medical insurance using a smart card
USD491186S1 (en) 2002-11-27 2004-06-08 Vivotech, Inc. Magnetic stripe simulacrum for transaction acceptance systems
JP4175998B2 (en) 2002-12-10 2008-11-05 株式会社東芝 Account management / settlement system and lot management system
US7742970B2 (en) 2002-12-20 2010-06-22 Sap Aktiengesellschaft Restricted party screening
US20040138991A1 (en) 2003-01-09 2004-07-15 Yuh-Shen Song Anti-fraud document transaction system
USD498236S1 (en) 2003-01-24 2004-11-09 Vivotech, Inc. Coreless inductor magnetic stripe simulacrum for transaction acceptance systems
US20040260607A1 (en) 2003-01-28 2004-12-23 Robbins Andrew H. Stored product personal identification system
USD506998S1 (en) 2003-02-28 2005-07-05 Vivotech, Inc. Coreless inductor magnetic stripe simulacrum for right angle transaction acceptance systems
US20040199406A1 (en) 2003-03-07 2004-10-07 Raymond Owens System for monitoring payment for provision of services to an entity
US7647344B2 (en) 2003-05-29 2010-01-12 Experian Marketing Solutions, Inc. System, method and software for providing persistent entity identification and linking entity information in an integrated data repository
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US20040254837A1 (en) 2003-06-11 2004-12-16 Roshkoff Kenneth S. Consumer marketing research method and system
US20060259390A1 (en) 2003-06-19 2006-11-16 Rosenberger Ronald J Multiple account preset parameter method, apparatus and systems for financial transactions and accounts
US20050097033A1 (en) 2003-07-01 2005-05-05 E-Loan, Inc. Debt management system
US20050021363A1 (en) 2003-07-25 2005-01-27 Stimson Gregory F. Debit card per-transaction charitable contribution
US20050144143A1 (en) 2003-09-03 2005-06-30 Steven Freiberg Method and system for identity theft prevention, detection and victim assistance
EP1673744B1 (en) 2003-09-05 2010-01-27 Sensitech Inc. Automatic conditioning of data accumulated by sensors monitoring supply chain processes
US8417636B2 (en) 2003-09-30 2013-04-09 Federal Reserve Bank Of Atlanta Approving ACH operator processing of ACH payments based on an originating depository financial institution's approved originator list
US20050199709A1 (en) 2003-10-10 2005-09-15 James Linlor Secure money transfer between hand-held devices
US8055584B2 (en) 2003-10-20 2011-11-08 First Data Corporation Systems and methods for fraud management in relation to stored value cards
US7337148B2 (en) 2003-10-21 2008-02-26 Oracle International Corporation Enhanced security and processing for web service business transactions
US20050097046A1 (en) 2003-10-30 2005-05-05 Singfield Joy S. Wireless electronic check deposit scanning and cashing machine with web-based online account cash management computer application system
US7660771B2 (en) 2003-10-30 2010-02-09 Wells Fargo Bank, N.A. Express check conversion
US20050108102A1 (en) 2003-11-17 2005-05-19 Richard York Method, apparatus, and system for verifying incoming orders
US20050108151A1 (en) 2003-11-17 2005-05-19 Richard York Order review workflow
JP4385740B2 (en) 2003-11-25 2009-12-16 富士通株式会社 Information providing method and information providing apparatus
US20050125315A1 (en) 2003-12-08 2005-06-09 Munoz Jaime M.N. System for account management and method therefor
US7783563B2 (en) 2003-12-09 2010-08-24 First Data Corporation Systems and methods for identifying payor location based on transaction data
US7287689B2 (en) 2003-12-09 2007-10-30 First Data Corporation Systems and methods for assessing the risk of a financial transaction using authenticating marks
US20050125350A1 (en) 2003-12-09 2005-06-09 Tidwell Lisa C. Systems and methods for assessing the risk of financial transaction using geographic-related information
US7398925B2 (en) 2003-12-09 2008-07-15 First Data Corporation Systems and methods for assessing the risk of a financial transaction using biometric information
US20050125338A1 (en) 2003-12-09 2005-06-09 Tidwell Lisa C. Systems and methods for assessing the risk of a financial transaction using reconciliation information
US20050125295A1 (en) 2003-12-09 2005-06-09 Tidwell Lisa C. Systems and methods for obtaining payor information at a point of sale
US20050125296A1 (en) 2003-12-09 2005-06-09 Tidwell Lisa C. Systems and methods for obtaining biometric information at a point of sale
US20050125360A1 (en) 2003-12-09 2005-06-09 Tidwell Lisa C. Systems and methods for obtaining authentication marks at a point of sale
US20050149440A1 (en) 2003-12-23 2005-07-07 Leslie Michelassi Systems and methods for routing requests for reconcilement information
US20050137982A1 (en) 2003-12-23 2005-06-23 Leslie Michelassi Systems and methods for determining a reconcilement result
US7640205B2 (en) 2003-12-23 2009-12-29 First Data Corporation Systems and methods for accessing reconcilement information
US20050177523A1 (en) 2003-12-29 2005-08-11 Jeffrey Weiss Method for improving the terms of consumer relationships
US20050144059A1 (en) 2003-12-30 2005-06-30 Frederick Schuessler Personal intelligent shipment system and method
US7698199B2 (en) 2004-01-16 2010-04-13 Bgc Partners, Inc. System and method for offering a futures contract indexed to entertainment revenue
US20050177480A1 (en) 2004-01-20 2005-08-11 Silicon Valley Micro C Corporation Intelligent billing system
US20050179251A1 (en) 2004-01-23 2005-08-18 Paper Systems Incorporated Distribution of sporting or event schedules with business machine receipt paper
US20050171901A1 (en) 2004-02-03 2005-08-04 Capital One Financial Corporation. Methods and systems for offering a credit card account to a potential home buyer
US7567912B2 (en) 2004-02-11 2009-07-28 Tradebeam, Inc. Method and system for automatically detecting that international shipment movement has satisfied a threshold condition
US20050182735A1 (en) 2004-02-12 2005-08-18 Zager Robert P. Method and apparatus for implementing a micropayment system to control e-mail spam
US20050182654A1 (en) 2004-02-14 2005-08-18 Align Technology, Inc. Systems and methods for providing treatment planning
US7610219B2 (en) 2004-02-17 2009-10-27 Omar Farooq Sayed System and methods for assembly of a web site for an online store by a seller
US7380707B1 (en) 2004-02-25 2008-06-03 Jpmorgan Chase Bank, N.A. Method and system for credit card reimbursements for health care transactions
US20050203857A1 (en) 2004-03-09 2005-09-15 Friedman Lawrence J. Methods for transaction processing
US20050199703A1 (en) 2004-03-09 2005-09-15 Friedman Lawrence J. Method and system for a host based smart card
US20050209955A1 (en) 2004-03-16 2005-09-22 Underwood Timothy J Apparatus and method for document processing
WO2005098702A2 (en) 2004-03-26 2005-10-20 Citicorp Credit Services, Inc. Methods and systems for integration of multiple rewards programs
US20050234789A1 (en) 2004-04-14 2005-10-20 Czyzewski Nathan T Systems, methods and computer readable media for providing and managing balance transfer accounts
WO2005114526A2 (en) 2004-05-19 2005-12-01 Worldtax Network Llc Method and system for processing tax pertaining to a goods and services transaction
US20050261955A1 (en) 2004-05-21 2005-11-24 Humble Stephen D Film production staff administration system
US20050273347A1 (en) 2004-06-04 2005-12-08 Bank One, Delaware, National Association Method and system for processing payment items at a central processor
JP2005346511A (en) 2004-06-04 2005-12-15 Oki Electric Ind Co Ltd System of separating windows for accepting customer's request and for providing processing result to customer at financial institution
US8082207B2 (en) 2004-06-17 2011-12-20 Certegy Check Services, Inc. Scored negative file system and method
US8554673B2 (en) 2004-06-17 2013-10-08 Jpmorgan Chase Bank, N.A. Methods and systems for discounts management
US20060041540A1 (en) 2004-06-20 2006-02-23 Marvin Shannon System and Method Relating to Dynamically Constructed Addresses in Electronic Messages
US8121944B2 (en) 2004-06-24 2012-02-21 Jpmorgan Chase Bank, N.A. Method and system for facilitating network transaction processing
KR20070034603A (en) 2004-06-25 2007-03-28 페퍼코인 아이엔씨 Payment processing method and system
EP1769452A4 (en) 2004-06-29 2008-07-02 Textura Corp Construction payment management system and method
US20060004629A1 (en) 2004-07-01 2006-01-05 American Express Travel Related Services Company, Inc. Deferred loyalty points redemption method
US7647024B2 (en) 2005-10-03 2010-01-12 Sellerbid, Inc. Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation
US7383231B2 (en) 2004-07-19 2008-06-03 Amazon Technologies, Inc. Performing automatically authorized programmatic transactions
US7324976B2 (en) 2004-07-19 2008-01-29 Amazon Technologies, Inc. Automatic authorization of programmatic transactions
US8290862B2 (en) 2004-07-23 2012-10-16 Jpmorgan Chase Bank, N.A. Method and system for expediting payment delivery
US20060031718A1 (en) 2004-08-09 2006-02-09 Total System Services, Inc. System and method for generating production-quality data to support software testing
JP2006054246A (en) 2004-08-10 2006-02-23 Disco Abrasive Syst Ltd Wafer separation method
US7958030B2 (en) 2004-09-01 2011-06-07 Visa U.S.A. Inc. System and method for issuer originated payments for on-line banking bill payments
JP4672327B2 (en) 2004-10-08 2011-04-20 富士通株式会社 Automatic service method, automatic service device and program thereof
EP1645992A1 (en) 2004-10-08 2006-04-12 Philip Morris Products S.A. Methods and systems for marking, tracking and authentication of products
US20060095374A1 (en) 2004-11-01 2006-05-04 Jp Morgan Chase System and method for supply chain financing
US8719126B2 (en) 2004-11-02 2014-05-06 John Ogilvie Funds collection tools and techniques
US7577611B2 (en) 2005-11-07 2009-08-18 Rdm Corporation Method and system for thin client based image and transaction management
JP4640932B2 (en) 2004-12-10 2011-03-02 富士通株式会社 Automatic transaction control method, automatic transaction apparatus and program thereof
US20060136335A1 (en) 2004-12-17 2006-06-22 Ferguson Joseph M Iii System and methods for accessing high-profile individuals
US8290813B2 (en) 2004-12-23 2012-10-16 Toshiba Global Commerce Solutions Holdings Corporation Method to ensure maintenance of individual government benefits in a retail environment
US7765105B2 (en) 2004-12-30 2010-07-27 Sap Aktiengesellschaft Graphically representing goods management in supply chain
US20060161478A1 (en) 2005-01-06 2006-07-20 Jessica Turner System, method and computer program product for currency redemption in loyalty reward programs
US7113925B2 (en) 2005-01-19 2006-09-26 Echeck21, L.L.C. Electronic check
US7506804B2 (en) 2005-05-27 2009-03-24 U.S. Bancorp Licensing, Inc. System and method for an integrated payment and reward card
US7822682B2 (en) 2005-06-08 2010-10-26 Jpmorgan Chase Bank, N.A. System and method for enhancing supply chain transactions
US8676711B2 (en) 2005-06-10 2014-03-18 Aniruddha Gupte Payment method and apparatus for use in digital distribution system
US20060287953A1 (en) 2005-06-16 2006-12-21 Siamr Solutions, Inc. Global web-based financial remitance system and process
US7676409B1 (en) 2005-06-20 2010-03-09 Jpmorgan Chase Bank, N.A. Method and system for emulating a private label over an open network
US20070138255A1 (en) 2005-12-16 2007-06-21 Ncr Corporation Method of operating a check depositing terminal and an apparatus therefor
US20080040249A1 (en) 2006-01-20 2008-02-14 Jpmorgan Chase Bank, N.A. Method for transaction processing in a capture and deposit
AU2007248585A1 (en) 2006-05-04 2007-11-15 Jpmorgan Chase Bank, N.A. System and method for restricted party screening and resolution services
US7734545B1 (en) 2006-06-14 2010-06-08 Jpmorgan Chase Bank, N.A. Method and system for processing recurring payments
US7597264B2 (en) 2006-10-19 2009-10-06 First Data Corporation Presentation instrument with non-financial functionality
US20080133350A1 (en) 2006-10-24 2008-06-05 Brigette White Method and apparatus for reward redemption at the point of interaction
US7916925B2 (en) 2007-02-09 2011-03-29 Jpmorgan Chase Bank, N.A. System and method for generating magnetic ink character recognition (MICR) testing documents
CN101601061A (en) 2007-03-19 2009-12-09 富士通株式会社 Integration services selection support method and integration services selection support system
US10803469B2 (en) 2007-04-18 2020-10-13 Valuecentric Marketing Group, Inc. Loyalty rewards management and processing system and method
US20090112639A1 (en) 2007-10-31 2009-04-30 Robinson Beaver Nancy J Combined Rewards System and Process Providing Variable Travel Redemption
US10262303B2 (en) 2007-12-28 2019-04-16 Mastercard International Incorporated Methods and systems for applying a rewards program promotion to payment transactions
US20090259547A1 (en) 2008-04-11 2009-10-15 Brian Clopp Affiliate and cross promotion systems and methods
US20090276305A1 (en) 2008-04-11 2009-11-05 Brian Clopp Affiliate and cross promotion systems and methods
US20100057551A1 (en) 2008-08-28 2010-03-04 Blaisdell Beth A Point-of-sale purchase system and method with option of payment using loyalty points
EP2338134A4 (en) 2008-09-04 2016-06-22 Mastercard International Inc System and method for performing a real time redemption transaction by leveraging a payment network

Also Published As

Publication number Publication date
AU3342800A (en) 2000-07-12
US20130132239A1 (en) 2013-05-23
EP1188135A2 (en) 2002-03-20
TW557431B (en) 2003-10-11
US8538844B1 (en) 2013-09-17
US8880437B1 (en) 2014-11-04
AU763571B2 (en) 2003-07-24
SG121794A1 (en) 2006-05-26
HK1045741A1 (en) 2002-12-06
US20130246245A1 (en) 2013-09-19
JP2003524220A (en) 2003-08-12
CN1439142A (en) 2003-08-27
CA2358528A1 (en) 2000-06-29
US7945492B1 (en) 2011-05-17
CA2358528C (en) 2015-04-14
WO2000038095A2 (en) 2000-06-29

Similar Documents

Publication Publication Date Title
WO2000038095A8 (en) System and method for integrating trading operations including the generation, processing and tracking of and trade documents
AU6240799A (en) Tracking system, method and computer program product for document processing
AU3721700A (en) Trade financing method, instruments and systems
AU4199199A (en) Method for tracking transaction data for an application in wireless messaging system
AU3485400A (en) System and method for providing trade confirmations
WO2001037175A8 (en) Systems and methods for creating financial advice applications
AU4499397A (en) On-line transaction processing system for security trading
AU1226100A (en) System and method for improved pointing accuracy
AU1165699A (en) Data processing system
AU1021500A (en) Lender and insurer transaction processing system and method
AU6410999A (en) System and method for fleet tracking
AU2001288548A1 (en) Method and system for providing financial functions
AU1730100A (en) International transaction processing system
AU1222100A (en) Distributed transactional processing system and method
AU2001282586A1 (en) Freight tracking method and freight tracking system
AU1792301A (en) Method and system for generating automated quotes and for credit processing and scoring
AU2001241401A1 (en) Financial processing system and method
AU6364099A (en) Secure messaging system and method
AU2001291039A1 (en) Method and system for tracking assets
AU2251800A (en) Method and system for interrogating the internet
AU4621000A (en) Real-time cash approval system and method for processing the same
AU1311600A (en) System and method for processing loans
AU3265201A (en) On-line trading system
AU3646899A (en) Dynamically configurable data storage and processing system optimized for performing database operations
AU1206300A (en) Financial transaction system and method

Legal Events

Date Code Title Description
WWE Wipo information: entry into national phase

Ref document number: 99816335.X

Country of ref document: CN

AK Designated states

Kind code of ref document: A2

Designated state(s): AE AL AM AT AU AZ BA BB BG BR BY CA CH CN CR CU CZ DE DK DM EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
ENP Entry into the national phase

Ref document number: 2358528

Country of ref document: CA

ENP Entry into the national phase

Ref document number: 2000 590086

Country of ref document: JP

Kind code of ref document: A

ENP Entry into the national phase

Ref document number: 2358528

Country of ref document: CA

Ref document number: 2358528

Country of ref document: CA

Kind code of ref document: A

WWE Wipo information: entry into national phase

Ref document number: 1999969990

Country of ref document: EP

WWE Wipo information: entry into national phase

Ref document number: 33428/00

Country of ref document: AU

REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

AK Designated states

Kind code of ref document: C1

Designated state(s): AE AL AM AT AU AZ BA BB BG BR BY CA CH CN CR CU CZ DE DK DM EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: C1

Designated state(s): GH GM KE LS MW SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

D17 Declaration under article 17(2)a
WWP Wipo information: published in national office

Ref document number: 1999969990

Country of ref document: EP

WWG Wipo information: grant in national office

Ref document number: 33428/00

Country of ref document: AU