The Retail Method

If you find yourself needing to trade a large amount of bells or want, this is by far the easiest route to go. 

If bells are being dropped off in your town

First and foremost, make sure your Re-Tail is filled with garbage listed at 999,999 bells each. Try not to use any valuable items while doing this. Most people tend to use miscellaneous flowers or gyroids just to avoid losing anything of importance. Your job while doing this is to make sure that the person is paying the correct amount of bells. People will sometimes “forget” how many times they’ve ran back; however, you can enlist the help of a friend if you feel as though you’ll need help keeping a watch on whoever is visiting. The friend should be the one to walk them to the ABD (whether it be in your home or the post office). While the person is buying the items, the objects should be dropped outside Re-Tail prior to them running to the ABD. You will need to pick the items up and restock before they return. Some helpful advice would be to save every 10 million, especially if it’s a big purchase. Disconnecting halfway through is more common than you’d think.

If you are the one dropping off bells

Every pocketful that you have will hold around 1.6 million bells. In order to receive more bang for your buck, you’ll want to store around 400,000 in empty letters. This will help complete the task in half of the time that it’s normally supposed to take. You will need to buy the items in Re-Tail and drop them directly outside before running to the ABD for more bells. Please be cautious about running over other people’s hybrids or picking up their things, doing so is actually very looked down upon. Don’t steal things from others. If it’s something that you really and truly want be polite and ask to dupe. Continue this until you’ve paid however much that you owe. 

By following this method you should be able to trade bells quicker and easier than dropping them on the ground. Good luck!