An embodiment of the invention comprises a method and apparatus for performing collective validation of credential information. The invention has applicability in industries that require sales agents or those related to the distribution of a certain product to be credentialed (e.g., licensed and/or appointed)...http://www.google.com.au/patents/US7904326?utm_source=gb-gplus-sharePatent US7904326 - Method and apparatus for performing collective validation of credential information