A lending institution computer establishes a line of credit coupled to a prepaid card account and makes available draws to the line of credit line in an authorization stream for a proposed purchase using the prepaid card account as payment. When the line of credit is accessed, the prepaid card account...http://www.google.com.au/patents/US8190480?utm_source=gb-gplus-sharePatent US8190480 - System, non-transitory memory with computer program, and associated methods for micro-credit to prepaid cards
