Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various...http://www.google.com.au/patents/US20080221973?utm_source=gb-gplus-sharePatent US20080221973 - Using commercial share of wallet to rate investments
