A system and method of accepting risk through contractual obligations transfers a portion of the risk to investors and includes means for absolute assurance of timely payment to contract holders, and segregation, of the interests of particular investors to specifically identified risks in a risk...http://www.google.com.au/patents/US5704045?utm_source=gb-gplus-sharePatent US5704045 - System and method of risk transfer and risk diversification including means to assure with assurance of timely payment and segregation of the interests of capital 
