A method, apparatus and computer implemented instructions for processing a bill in an automatic teller machine. The bill is scanned to form a bill image in which the bill includes a markup language providing payment information. Optical character recognition is performed on the bill image to identify...http://www.google.com.au/patents/US20020152165?utm_source=gb-gplus-sharePatent US20020152165 - Method and apparatus for bill payments at an automatic teller machine