Systems and methods are for, for example, predicting bust out fraud using credit bureau data. In one embodiment, credit bureau scoring models are created using credit bureau data to detect bust out fraud. The credit bureau scoring models may be then applied to consumer data to determine whether a consumer...http://www.google.com.au/patents/US7991689?utm_source=gb-gplus-sharePatent US7991689 - Systems and methods for detecting bust out fraud using credit data