A system and method is disclosed for controlling online purchases using an online account. A buyer (e.g., a parent) initializes a prepaid card and online account for a shopper (e.g., a child) online at a clearinghouse server computer located on the Internet. The buyer sets up an account balance for the...http://www.google.com.au/patents/US20020055911?utm_source=gb-gplus-sharePatent US20020055911 - System and method for controlling online purchases using an online account