WO2014176172A3 - Transaction facilitation methods and apparatuses - Google Patents

Transaction facilitation methods and apparatuses Download PDF

Info

Publication number
WO2014176172A3
WO2014176172A3 PCT/US2014/034821 US2014034821W WO2014176172A3 WO 2014176172 A3 WO2014176172 A3 WO 2014176172A3 US 2014034821 W US2014034821 W US 2014034821W WO 2014176172 A3 WO2014176172 A3 WO 2014176172A3
Authority
WO
WIPO (PCT)
Prior art keywords
bluetooth
devices
card
wirelessly
signal strength
Prior art date
Application number
PCT/US2014/034821
Other languages
French (fr)
Other versions
WO2014176172A2 (en
Inventor
James Buchheim
Arne Hennig
Original Assignee
James Buchheim
Arne Hennig
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by James Buchheim, Arne Hennig filed Critical James Buchheim
Priority to US14/769,955 priority Critical patent/US20160019512A1/en
Publication of WO2014176172A2 publication Critical patent/WO2014176172A2/en
Publication of WO2014176172A3 publication Critical patent/WO2014176172A3/en
Priority to US15/488,802 priority patent/US20170221043A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices

Abstract

Devices and systems using Bluetooth Low Energy (BLE) to facilitate sale transactions are disclosed. The devices can be in the form of a credit card, debit card, smart phone, wearable device such as a watch or glasses. A virtual payment card can store information relevant to a plurality of preexisting accounts and can provide outputs that include wirelessly communicating account information to a wireless device such as the emulation device, programming a dynamically alterable magnetic strip to include magnetized sectors that are magnetized in a fashion that reflects account information, and a visual output of the transaction card whose relevant card information has been communicated wirelessly or to the magnetic strip. Bluetooth-enabled electronic devices are configured to alternately scan and operate as beacons and employ various technologies to detect the signal strengths of other Bluetooth devices, and such signal strength values are wirelessly communicated to a server that resolves the various signal strength values into relative locations of each of the Bluetooth electronic devices.
PCT/US2014/034821 2013-04-21 2014-04-21 Transaction facilitation methods and apparatuses WO2014176172A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US14/769,955 US20160019512A1 (en) 2013-04-21 2014-04-21 Transaction facilitation methods and apparatuses
US15/488,802 US20170221043A1 (en) 2013-04-21 2017-04-17 Transaction facilitation methods and apparatuses

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US201361814277P 2013-04-21 2013-04-21
US61/814,277 2013-04-21
US201361891932P 2013-10-17 2013-10-17
US61/891,932 2013-10-17
US201361920794P 2013-12-26 2013-12-26
US61/920,794 2013-12-26

Related Child Applications (2)

Application Number Title Priority Date Filing Date
US14/769,955 A-371-Of-International US20160019512A1 (en) 2013-04-21 2014-04-21 Transaction facilitation methods and apparatuses
US15/488,802 Division US20170221043A1 (en) 2013-04-21 2017-04-17 Transaction facilitation methods and apparatuses

Publications (2)

Publication Number Publication Date
WO2014176172A2 WO2014176172A2 (en) 2014-10-30
WO2014176172A3 true WO2014176172A3 (en) 2015-01-15

Family

ID=51792498

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2014/034821 WO2014176172A2 (en) 2013-04-21 2014-04-21 Transaction facilitation methods and apparatuses

Country Status (1)

Country Link
WO (1) WO2014176172A2 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20160112151A (en) 2015-03-18 2016-09-28 에스케이플래닛 주식회사 Crash report processing system and apparatus for controlling crash report function in the system
NL2015149B1 (en) * 2015-07-10 2017-02-01 Paidit B V System for making a contactless payment, device and mobile communication means for use in such a system.
JP6649081B2 (en) * 2015-12-25 2020-02-19 東芝テック株式会社 Electronic equipment and output devices
CN108632796B (en) * 2018-04-16 2021-05-28 Oppo广东移动通信有限公司 Bluetooth connection method, device, terminal and computer readable storage medium

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020194141A1 (en) * 2001-06-05 2002-12-19 Koninklijke Philips Electronics N.V. Payment authorisation through beacons
US20040243517A1 (en) * 2001-03-29 2004-12-02 Hansen Thomas J. Wireless point of sale transaction
US20080133373A1 (en) * 2006-11-30 2008-06-05 Motorola, Inc. Method to select payment when using a wireless communication device
US20080173717A1 (en) * 1998-10-02 2008-07-24 Beepcard Ltd. Card for interaction with a computer
US20090037326A1 (en) * 2007-07-30 2009-02-05 Sriram Chitti Virtual Card Selector for a Portable Electronic Device
US20090108063A1 (en) * 2007-09-12 2009-04-30 Deepak Jain Wirelessly Communicating Radio Frequency Signals
US20100256976A1 (en) * 1998-09-16 2010-10-07 Beepcard Ltd. Physical presence digital authentication system
US20120078800A1 (en) * 2009-06-04 2012-03-29 Accumlate Ab Method for secure transactions
US20130029646A1 (en) * 2010-03-10 2013-01-31 Margento R&D D.O.O. Wireless Mobile Transaction System and the Procedure for Carrying Out Transactions with a Mobile Phone

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100256976A1 (en) * 1998-09-16 2010-10-07 Beepcard Ltd. Physical presence digital authentication system
US20080173717A1 (en) * 1998-10-02 2008-07-24 Beepcard Ltd. Card for interaction with a computer
US20040243517A1 (en) * 2001-03-29 2004-12-02 Hansen Thomas J. Wireless point of sale transaction
US20020194141A1 (en) * 2001-06-05 2002-12-19 Koninklijke Philips Electronics N.V. Payment authorisation through beacons
US20080133373A1 (en) * 2006-11-30 2008-06-05 Motorola, Inc. Method to select payment when using a wireless communication device
US20090037326A1 (en) * 2007-07-30 2009-02-05 Sriram Chitti Virtual Card Selector for a Portable Electronic Device
US20090108063A1 (en) * 2007-09-12 2009-04-30 Deepak Jain Wirelessly Communicating Radio Frequency Signals
US20120078800A1 (en) * 2009-06-04 2012-03-29 Accumlate Ab Method for secure transactions
US20130029646A1 (en) * 2010-03-10 2013-01-31 Margento R&D D.O.O. Wireless Mobile Transaction System and the Procedure for Carrying Out Transactions with a Mobile Phone

Also Published As

Publication number Publication date
WO2014176172A2 (en) 2014-10-30

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DPE1 Request for preliminary examination filed after expiration of 19th month from priority date (pct application filed from 20040101)
122 Ep: pct application non-entry in european phase

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