WO2014165952A1

WO2014165952A1 - System for electronic authenticity verification, negation (invalidation or restriction) and revalidation, for the control, tracing and supply of information on bank notes and checks, using approximation and imaging technology (embedded hardware and software) for data reading

Info

Publication number: WO2014165952A1
Application number: PCT/BR2013/000539
Authority: WO
Inventors: Antonio FERREIRA DE SOUZA
Original assignee: Ferreira De Souza Antonio
Priority date: 2013-04-12
Filing date: 2013-12-03
Publication date: 2014-10-16
Also published as: BR102013008962A2

Abstract

The invention relates to a system for electronic authenticity verification, negation (invalidation or restriction) and revalidation, for the control, tracing and supply of information on bank notes and checks, using approximation and imaging technology (embedded hardware and software) for data reading, preventing counterfeiting of bank notes and checks, by means of an inserted RFID/NFC label containing information which, when the label is placed near a reader, can be viewed on a computer, tablet or smartphone, using software which informs whether the consulted article is authentic. Should the article not be authentic, the user can apply a restriction or invalidation, with the option of subsequent revalidation, if desired, besides emitting a vocal signal. The system can also count bank notes, trace bank notes and checks, preventing them from being lost, or locating the valuables and informing the data bank about their exact location.

Description

"SYSTEM FOR ELECTRONIC CONSULTATION OF AUTHENTICITY, NEGATIVATION (INVALIDATION OR RESTRICTION) AND REVALIDATION, CONTROL, TRACKING AND INFORMATION CORRESPONDING TO MONETARY CELLS AND CHECKS USING IMPROVED AND HARBING DATA READING TECHNOLOGY".

FIELD OF THE INVENTION

The present patent belongs to the field of technology in monetary security, more specifically electronic security, to be used in the authenticity consultation, negation (invalidation or restriction) and revalidation, control, tracking and information corresponding to currency notes and checks using security technology. approximation and image data reading (embedded hardware and software), which uses applications and readers from PCs, tablets, PDAs, fixed and mobile terminals and smartphones, with audiovisual feedback via SMS and / or email.

BACKGROUND OF THE INVENTION

Verification of the authenticity of a currency or check is currently done by sensory methods, which, although widespread, are extremely primitive, such as the holographic band, the watermark and the identification band, which These systems are widely known and easily verifiable by everyone.

With regard specifically to the Real, the Brazilian official currency, the Central Bank, a federal autarchy that is part of the National Financial System and the monetary authority issuing paper money, has adopted the following measures as a precaution against counterfeiting: 1 . WATER BRAND OR FILIGRANE: It is the effect produced in the manufacture of the paper, visible against the light in the bright parts of the banknotes, usually with the drawing of the effigy already existing in the banknote;

2. COLORFUL FIBERS: Small strands scattered on the paper, in red, blue and green, which can be seen on both sides, along the entire ballot;

3. HIGH-RELIEF PRINTING: Based on the fifty (50) real banknote, the figures of the Republic and the jaguar, the subtitles "BANCO CENTRAL DO BRASIL" and "CINQLIENTA REAIS", the stripe containing the word "REAIS" "and banknote numbers are embossed and can be felt with the fingers;

4. SPECIAL FUNDS: They are formed by straight and winding lines, extremely thin, which give color to the whole banknote;

5. MICROPRESSIONS: When using a lens, the small letters "B" and "C" are noted in the light band near the effigy (front) and inside the number (front and back);

6. HOLOGRAPHIC BAND: In the special case of the twenty (20) reais banknote, when moving the banknote, images of the golden lion tamarin and the number 20 appear. With magnifying glass, one can also see in the background the text "REAL 20". On the right side, the text "Central Bank of Brazil" is visible;

7. COINCIDENT RECORD: Looking at the note against the light, the National Weapons design printed on one side should fit exactly with the similar design on the other side of the ballot;

8. SAFETY WIRES: Dark-colored vertical wire embedded in the paper, most easily visible with the magnetic note against the light, which can be read by electronic sorting and counting equipment;

9. LATER IMAGE: Looking at the front of the ballot, looking from the lower left corner, placing it at eye level, in a horizontal position and under abundant natural light, will show the letters "B" and 10. TACT BRAND: These are embossed marks to help the visually impaired to identify the ballot. Each ballot has its own marks and the fifty (50) banknotes, for example, have as tactile mark three ellipses (two on the top line and one on the bottom line);

1 1. LUMINESCENT FIBERS: Small strands scattered on the paper that become visible in lilac when exposed to ultraviolet light. They are found on both sides of the ballot;

12. MICROCHANCELAS: It is the two signatures - one of the Minister of Finance, another of the President of the Central Bank of Brazil - that give the ballot its legal value;

13. NUMBERING: It is the letters and numbers that identify the ballot. There cannot be two banknotes of the same numbering and are made as follows:

^■ Series - is a set of 100,000 banknotes of the same value, with the same graphic characteristics and is indicated by the first five characters of the numbering. The numbering of the series is successive, ie the series "A 9999" will be succeeded by the series "B 0001", this one by "B 0002", and so on.

^■ Order - is the sequential numbering of the ballot within the series. The order number ranges from 000001 to 100000.

■ Stamp - Identifies series with equal physical and / or graphic characteristics. It is indicated by the last letter of the numbering. The $ 50 bill, for example, has the following prints:

■ Print A - printed in Brazil (from 1994).

^■ Pattern B - printed in France (1994).

This latter method of serial numbering of banknotes (also used for checks) follows certain rules and is used not only in Brazil, but worldwide, where taking as an example one of the strongest currencies on the planet, the Dollar, and officially used in 17 (seventeen) countries European Union, the Euro, which has a 12-character alphanumeric code on the back of the banknote.

The serial number we can find on any (true) Euro banknote is composed of a letter followed by eleven digits. The letter represents the country from which the banknote originates (for example, Portugal is represented by the letter) and the eleven digits represent the banknote identification number. However, the leftmost digit is just a control number, ie only the first ten digits serve to number Euro banknotes, since the last one is calculated from the previous ones. If you have banknote with serial number T23155172799, we can guarantee that, for example, there are no real banknotes with serial number T23155172790 or T23155172796. This method is also sometimes used to identify batches of stolen banknotes.

When it comes to counting, there is a machine that counts large volumes of banknotes on the market. Some of them still have the function of indicating suspected falsehood, through the density, width, length of the banknote, but with low level of accuracy, which is further aggravated by the fact that there are banknotes with different models and the same commercial value.

It turns out that all the methods described above, both for verifying authenticity, as well as consulting for the visually impaired and counting bills and checks, are very precarious and do not prevent this type of crime that has caused damage and disruption to both the financial system and the public. general population that occasionally bitter one of these frustrations and which are often exposed in national media.

Verification of authenticity, as described above, will depend on the experience and sensitivity of the holder of the banknote or check, which should be very careful in analyzing them, otherwise they will incur the damage arising from the forgery. This will still be aggravated in cases where the banknotes are old and worn out, as over time the high relief is being sensitized, which makes the evaluation of that ballot even more difficult. Another factor that makes it even more difficult for users to perceive and mislead them in an attempt to identify the authenticity of banknotes and checks is when they are presented in very large volumes, such as in banks and lotteries, making it impossible to individualized conference.

The same problem occurs in relation to the accessibility of the visually impaired, through the system currently used of tactile marks, where they must have the sensitivity to identify the notes, and have to memorize the marks of each. In addition, when it comes to checks, there is no way yet to identify other information, such as the account holder, for example.

As far as the computation is concerned, the systems used are limited to counting the number of banknotes without, however, informing the user of the value in those objects, as well as being inaccurate, as machines can sometimes pass a ballot, which has been affixed to another, which makes this an insecure method.

In the case of calculation of amounts deposited at ATMs, made by the Bank employee manually, in some cases divergences occur between the amounts declared by the depositor, the amounts earned by employees of the institution responsible for the due compensation, caused by deviations or by mistakes in filling in the deposit slip, mainly because the cash is inserted in a sealed envelope, making impossible the real verification of its contents.

There are currently no methods of negating or applying a restriction on a ballot, for example, which has been stolen, indicating the illicit procedure it has taken. The Central Bank, when there is loss of banknotes, by way of example, merely discloses the serial number of these, in an attempt to find out their whereabouts, to investigate the possibility of leakage of that material.

In cases of missing checks or banknotes, even from the cashiers of the establishments, there is no possibility of tracking, only a scare, in this case check, when there is time. If the check is not held, there will be normal clearing. In the case of banknotes, they will return to normal circulation as there is no information to the authorities, financial institutions or traders of the invalidation or existence of restrictive measures or doubtful origin.

APPLICATION OF THE INVENTION

We present as the solution of the above mentioned problems, the use of a system that uses the association of advanced technologies, specially integrated, which will have the purpose of checking authenticity and content, tracking, control, negation and revalidation of currency notes and checks. , as we will demonstrate below.

With the application of this system, it will be possible to verify the currency notes and checks in order to prove their authenticity, origin and destination, and store other information, such as date of dispatch and the account holder, which will bring greater Reassurance for traders dealing with large volumes of cash, being more vulnerable to counterfeiting, but mainly, will reduce the damage to public coffers, which are damaged every year due to the circulation of counterfeit coins.

In this case, it will facilitate, with this function, even the work of companies where there is a very high movement of checks and banknotes, such as securities companies, gas stations, post offices acting as correspondents, supermarket chains, Lottery Houses, and financial institutions in general, which require the implementation of a technological system that will bring more security in transactions.

In the latter, the use of the system will solve not only the problem of counterfeiting, as well as tracking and calculating the values in the ATMs, but also in the ATMs, where the values they may be entered and then computed by the reader installed, not depending on the depositor's statement, or the collecting employee's conference, both of which may be misleading.

With the same applicability, this system will be the solution for ordinary users and any visually impaired users, who may carry out queries, regardless of their location, query of the ballot for authenticity, value or restriction and, in the case of check, for authenticity, origin, issuer and restriction, using the portable reader equipped with the solution and application, to be described below.

For localization purposes, the system proposed in the present patent should inform precisely where the deviation of those notes or checks occurred, and the interested party can make the claim in an attempt to retrieve the good or even register in the database a certain restriction, being able to release, later, if found, which will solve, for example, cases such as the Central Bank, which had notes of 50 (fifty) reais misplaced, without the security cameras could identify the moment or responsible for the event and other facts of similar nature.

The system proposed here comes from a complex combination of technological and nanotechnological electronic devices, optical and radiofrequency readers, software and two-way communication system, which make possible the solutions described above.

BRIEF DESCRIPTION OF DRAWINGS

Figure 1 provides an overview of how the system works from a fixed RFID / NFC tag reader with attached photographic device, which will be connected to a computer (2) via a USB cable, which will read the tags (3), when enabled by a key (4), causing RFID / NFC waves (6) to propagate over sensor tags inserted into banknotes (7) or checks (8), associated with the automatic capture of the image of the consulted object (9), providing the operator or user, upon verification in a local or remote database, on-screen in the field itself or via voice message (5) or via SMS, the search result with identification of authenticity, restriction, origin (in case of check) and also values in case of banknotes. This information may be shared with remote databases (10) of interest to the user institution via the media (11) network, Internet, GSM, GPRS, GPS, SMS.

Figure 2 represents the system of control, tracking, negation (invalidation or restriction) and revalidation, authenticity query and information corresponding to currency notes and checks via RFID / NFC and image, whose applications and readers (1) are installed in a smartphone (13) or a tablet (4), which will read / display the label and ballot or check after pressing a key (4) and whose data will go the same way as described above.

While in figure 3, the system indicates the use of the system through a fixed reader (1), connected to an ATM (15), which will read inserted banknotes (7) and checks (8), performing all the retro-mentioned functions and sending the collected data to the same bank (10) owner of the events held there, refusing, when found, any restrictions.

DETAILED DESCRIPTION OF THE INVENTION

The fundamental concepts applied here in the development of embedded systems begin with the demystification of the hardware, the diversity of components, interfaces and communications we use. Next comes firmware development and digital signal processing, supporting the design of digital filters and audio and image applications. The solution is quite practical for its purpose, with the demonstration we use below. Before we begin the demonstration of the project itself, it is important to have a basic idea about the working principle of an approximation data reading system, whose current technologies of this system are called RFID and NFC: it is basically composed of a reader, shown in Figure 1, and a transponder (or tag, tag).

This player consists of a radio frequency transceiver that operates at one of the standard frequencies for this type of application (125 kHz, 13.56 MHz, 862 to 932 MHz or 2.4 GHz).

On the other side, we have a transponder (tags), which will respond to commands received from the reader. There are three technologies for using transponders: passive (they have no integrated power supply) and that is our case; semi-passive (have an integrated power source only to power the receiving step); and active (have an integrated power source and active transmission circuit, ensuring a much wider range for reading).

The operation will be based on the installation of an electronic device with radio frequency and optical / photographic sensor and with local management through applications, in PCs, mobile consultation terminals, tablets or smartphones. a reader incorporated into the apparatus under the term Near Field Communications - NFC and having properties of database integration in remote location, which by means of two-way communication will provide prompt response to the requested information for appropriate action to achieve its intended purpose, as described above.

To be recognized by readers, banknotes and checks are required to be equipped with an electronic micro tag, tags, with RFID / NFC properties. As these tags, when approached, are powered by the readers themselves, dispensing with the use of batteries that would need to be recharged, the RFID / NFC is powered by the magnetic field emitted by the readers. RFID / NFC tags transfer information back to the reader using this magnetic field, which is detected by the reader as a variation in the field. Therefore, any object carrying these tags can store specific and private information, making it unique and self-identity and without risk of being copied.

In our solution, in addition to the insertion of a low frequency RFID / NFC tag, between 125 KHz and 13.56 MHz, with small physical dimensions, which is almost imperceptible to the naked eye, flexible, composed by a micro controller chip and antennas that allow communication with the reader.

The system also uses the visual image capture of the banknote or check confirming its characteristics to proceed in the search for authenticity and thus not allow the reading of object that is not in its visual field and can also file it to enable future evidence and possible restriction.

Thus, our solution consists of a fixed reader (1) that connects to the computer (2) via a USB port. The USB port is a means by which the microcontroller or PC can use to communicate with the outside world and is a high speed serial interface, achieving transfer rates of up to 480 MB / sec.

This reader, which is also provided with an integrated photographic device (9) which, when actuated by a key (4) located on its side, reads one or more money notes (7), arranged at a distance of 0 to 10 centimeters when firing a beam of radio frequency waves (6) followed by capturing the image by activating the integrated camera (9). This condition is also offered for portable (mobile) readers, which are available in the mecado as: smartphones (13), PDA "s, and tablets (14) that already have several features required, requiring only the integration in some RFID / NFC reader and its query and management applications.

At this time, upon receiving this excitation, the RFID / NFC tag implanted in the object will react by providing the reader with all identity content and this in turn will make such information available to the application that will immediately search for your current condition in the market, returning instantly or a posteriori, depending on the connection, confirmation and providing options of operations and other actions.

When it comes to portable mobile readers, we have added one more special condition to the device, that when placing the ballot (7) or check (8) on the back where the RFID / NFC reader and camera of the device is located, press the key. the query process will begin, when it will ask the central server database 10 for information about the queried objects. This answer can be obtained immediately, via text message, with the result of this research and enjoy all the functions described here, provided that previously enabled when purchasing this solution, in the field of the application installed on the device, used by the said reader who will also bring an innovation, which will be of great help to the visually impaired person, who will be able to obtain his answer by voice message (5) informing both the value, its authenticity and validity condition, which, at this moment, may choose to listen to it through headset.

The procedures from the implementation of this solution will have significant change, as all financial transactions will be performed more securely, as both currency notes and checks issued and received can be properly controlled with this revolutionary solution.

Likewise, in the process of making the consultation through the fixed readers, it will be possible to obtain the result of this research and enjoy all the functions described herein, provided they are previously enabled, when purchasing this solution, in the software's own field, made specifically for this purpose, but will have the option of integrating with other applications such as CRM, administration, box, inventory and logistics, the text message on the operator screen, for example.

Similar to what happens when consulting a CPF or a CNPJ, which depends on a response from a large provider, and that provides data regarding the documents consulted, we will also have this control, but with greater amplitude, because every label produced anywhere in the world, it has its own identity and specific characteristics.

In this way, financial institutions of any kind may request, when making their checks, the insertion of these labels in order to prevent duplication and, thus, avoid losses and embarrassment for themselves and their customers. Also, and especially, the Central Bank will be able to adopt such measures with the implementation in the currency notes, which will also enable the control and, with this, the feeding of this powerful server, which will serve as the basis and provide in time all the information and procedures for claims, object of this solution.

Claims

1/2 CLAIMS

1. System for electronic consultation of authenticity, negation (invalidation or restriction) and revalidation, control, tracking and information corresponding to currency notes and checks using approach and image data reading technology (embedded hardware and software), characterized by the insertion of a Radio Frequency Identification (RFID) tag containing information that will be collected via a photographic device-attached RFID / NFC tag reader (1) connected to a computer (2) via a USB cable that will read the tags (3), when enabled by a key (4), causing RFID / NFC waves (6) to propagate over sensor tags inserted into banknotes (7) or checks (8), associating with automatic image capture of the queried object (9), making it instantly available to the operator or user, after proper verification in a local or remote database. o, on the screen in the proper field or by means of voice message (5) or via SMS, the search result with identification of authenticity, restriction, origin (in case of check) and also values in case of banknotes. This information may be shared with remote databases (10) of interest to the user institution via the media (11) network, Internet, GSM, GPRS, GPS, SMS.

System according to claim 1, characterized by applications and readers (1) installed on smartphones (13), PDA or tablefs (14), which will read the tags (3) upon activation of a command ( 4), causing RFID / NFC waves (6) to propagate over sensor-tags inserted in banknotes (7) or checks (8), associated with the automatic capture of the image of the object consulted (9), making it available instantly to user, after due verification in a local or remote database, on the screen in his own field or through voice message (5) or via SMS, the search result with identification of authenticity, restriction, origin (in case of check) and also values, in case of banknotes. This information may be shared with remote (10) databases of interest to the institution. 2/2

user, via the media (11) network, Internet, GSM, GPRS, GPS, SMS.

System according to claim 1, characterized by a fixed reader (1) coupled to an ATM (15), which will read the labels (3) when a command (4) is triggered, causing propagation RFID / NFC waves (6), on sensor tags inserted in banknotes (7) or checks (8), associated with the automatic capture of the image of the object consulted (9), making it available instantly to the operator or user, after the due verification in a local or remote database, in the field screen or by voice message (5) or via SMS, the search result with identification of authenticity, restriction, origin, in case of check (8) , and also amounts in the case of banknotes (7), with the possibility of immediate compensation of the financial transactions made there. This information may be shared with remote databases (10) of interest to the user institution via the media (11) network, Internet, GSM, GPRS, GPS, SMS.