WO2014064603A3 - A method of providing insurance to a commuter - Google Patents

A method of providing insurance to a commuter Download PDF

Info

Publication number
WO2014064603A3
WO2014064603A3 PCT/IB2013/059528 IB2013059528W WO2014064603A3 WO 2014064603 A3 WO2014064603 A3 WO 2014064603A3 IB 2013059528 W IB2013059528 W IB 2013059528W WO 2014064603 A3 WO2014064603 A3 WO 2014064603A3
Authority
WO
WIPO (PCT)
Prior art keywords
insurance
user
motor vehicle
commuter
unique identifier
Prior art date
Application number
PCT/IB2013/059528
Other languages
French (fr)
Other versions
WO2014064603A2 (en
Inventor
Darryl Edward Albert Cotty
Original Assignee
KOOIKER, Bouke, Johannes
COTTY, Siobhan, Leigh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by KOOIKER, Bouke, Johannes, COTTY, Siobhan, Leigh filed Critical KOOIKER, Bouke, Johannes
Publication of WO2014064603A2 publication Critical patent/WO2014064603A2/en
Publication of WO2014064603A3 publication Critical patent/WO2014064603A3/en
Priority to ZA2015/03164A priority Critical patent/ZA201503164B/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/08—Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
    • G06Q10/083—Shipping
    • G06Q10/0833—Tracking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201—Market modelling; Market analysis; Collecting market data
    • G06Q30/0204—Market segmentation
    • G06Q30/0205—Location or geographical consideration
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Abstract

A system (and related method) for providing insurance cover to a commuter, during a period in which the user is travelling in a motor vehicle, is disclosed. The system includes a user identification device to store a unique identifier associated with the user, a communication arrangement and an insurance monitoring device configured to store at least an identifier of the motor vehicle. The insurance monitoring device includes a reader to read the unique identifier from the identification device and an insurance authorisation module operable to receive an insurance request message including the unique identifier of the user and an identifier of the motor vehicle, and interrogate a pre-populated commuter database to verify this information. The insurance authorisation module is configured to receive initial and end location data indicative of the location where the user has embarked and disembarked, respectively, the motor vehicle, and to accordingly activate an insurance cover for the user.
PCT/IB2013/059528 2012-10-22 2013-10-22 A method of providing insurance to a commuter WO2014064603A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
ZA2015/03164A ZA201503164B (en) 2012-10-22 2015-05-07 A method of providing insurance to a commuter

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA201207941 2012-10-22
ZA2012/07941 2012-10-22

Publications (2)

Publication Number Publication Date
WO2014064603A2 WO2014064603A2 (en) 2014-05-01
WO2014064603A3 true WO2014064603A3 (en) 2014-07-10

Family

ID=50001030

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2013/059528 WO2014064603A2 (en) 2012-10-22 2013-10-22 A method of providing insurance to a commuter

Country Status (2)

Country Link
WO (1) WO2014064603A2 (en)
ZA (1) ZA201503164B (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108648088B (en) * 2018-03-30 2023-06-20 平安科技（深圳）有限公司 Method and device for determining insurance effective date, storage medium and server
AU2021106946A4 (en) * 2021-08-24 2021-11-25 Aberto Solutions Pty Ltd An automated assistance system

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5490079A (en) * 1994-08-19 1996-02-06 Texas Instruments Incorporated System for automated toll collection assisted by GPS technology
DE102005010251A1 (en) * 2005-02-25 2006-08-31 Andrea Kusche Patient transportation cost detecting method for haulage company of health insurance, involves detecting starting of transport of transported persons by registration of characteristics for personal identification of person
US20120191481A1 (en) * 2011-01-24 2012-07-26 Lexisnexis Risk Solutions Inc. Telematics smart pinging systems and methods

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5490079A (en) * 1994-08-19 1996-02-06 Texas Instruments Incorporated System for automated toll collection assisted by GPS technology
DE102005010251A1 (en) * 2005-02-25 2006-08-31 Andrea Kusche Patient transportation cost detecting method for haulage company of health insurance, involves detecting starting of transport of transported persons by registration of characteristics for personal identification of person
US20120191481A1 (en) * 2011-01-24 2012-07-26 Lexisnexis Risk Solutions Inc. Telematics smart pinging systems and methods

Also Published As

Publication number Publication date
ZA201503164B (en) 2016-03-30
WO2014064603A2 (en) 2014-05-01

Similar Documents

Publication Publication Date Title
WO2014059208A3 (en) Method and system to determine auto insurance risk
WO2007049273A3 (en) System and method for authorizing purchases associated with a vehicle
WO2011128873A3 (en) A method of managing a driver rewards programme and a system therefor
WO2013092306A3 (en) System and method for conveying postal items in a vehicle
NZ628971A (en) Transaction processing system and method
WO2013177160A8 (en) Methods and systems for providing vehicle repair information
WO2013192214A3 (en) System for processing fleet vehicle operation information
JP6601942B2 (en) OBE, VEHICLE SYSTEM, OBE CONTROL METHOD, OBE CONTROL PROGRAM
WO2012174092A3 (en) Biometric smart card reader
WO2012037166A3 (en) Systems and methods for user interaction based on license or other identification information
WO2013003663A3 (en) Fleet vehicle management systems and methods
WO2011017082A3 (en) Assay information management methods and devices
WO2010088223A3 (en) Method and system for assessment, collection, and disbursement of funds related to motor vehicles
WO2010061001A3 (en) Energy storage device comprising an electronic subassembly
GB2503127A (en) Telematics smart pinging systems and methods
HK1211130A1 (en) Vehicle data collection system, vehicle data collection method, vehicle-mounted device, program, and recording medium
EP2624219A3 (en) System and method for verifying whether a vehicle is equipped with a functional on-board unit
WO2011009130A3 (en) Systems and methods for the tracking of evidence
FR2992279B1 (en) RAILWAY VEHICLE CAR COMPRISING AN INFORMATION DISPLAY DEVICE
WO2012090229A3 (en) Driver authentication and vehicle data communication apparatus
WO2014064603A3 (en) A method of providing insurance to a commuter
MY180389A (en) Vehicle data processing system, vehicle data processing method, vehicle data processing device, program, and recording medium
WO2012074679A3 (en) Data communication system for a rail vehicle and method for communicating data with a rail vehicle
MX2019006659A (en) Method and system for preserving and processing vehicle crash data evidence.
WO2014013431A3 (en) A method of determining if a vehicle has been stolen and a system therefor

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 13824156

Country of ref document: EP

Kind code of ref document: A2

122 Ep: pct application non-entry in european phase

Ref document number: 13824156

Country of ref document: EP

Kind code of ref document: A2