WO2013181838A1 - Bill imaging processing system - Google Patents

Bill imaging processing system Download PDF

Info

Publication number
WO2013181838A1
WO2013181838A1 PCT/CN2012/076635 CN2012076635W WO2013181838A1 WO 2013181838 A1 WO2013181838 A1 WO 2013181838A1 CN 2012076635 W CN2012076635 W CN 2012076635W WO 2013181838 A1 WO2013181838 A1 WO 2013181838A1
Authority
WO
WIPO (PCT)
Prior art keywords
receipt
information
return
box
management module
Prior art date
Application number
PCT/CN2012/076635
Other languages
French (fr)
Chinese (zh)
Inventor
补建
罗安
周聪俊
罗明元
马宗涛
李晓波
陈洪恩
李晓辉
廖攀
Original Assignee
成都三泰电子实业股份有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 成都三泰电子实业股份有限公司 filed Critical 成都三泰电子实业股份有限公司
Priority to PCT/CN2012/076635 priority Critical patent/WO2013181838A1/en
Publication of WO2013181838A1 publication Critical patent/WO2013181838A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A bill imaging processing system, consisting of a banking reconciliation system and at least one receipt box having imaging processing; the banking reconciliation system is connected via a network to the at least one receipt box having imaging processing; the banking reconciliation system comprises a client management module, a bill management module, a receipt management module, a risk analysis module, an automatic printing module, a statistical statement module, a fee deduction management module, a system management module, an image management module, and a database.

Description

票据影像化处理系统  Bill imaging processing system
技术领域 Technical field
本发明涉及自动化技术, 特别涉及纸质文件的自动化处理。  The present invention relates to automation technology, and more particularly to automated processing of paper documents.
背景技术 Background technique
目前, 国有银行和商业银行不断加强自身内部风险控制的力度, 特别针对临 拒会计业务风险的控制, 制定、 实施了一系列制度和方法, 进行事前防范、 事 中控制、 事后监督和纠正, 而作为传统事后稽核业务的银行企业对帐就再次被 提到了极其重要的高度, 它不但是银行会计核算的基本要求、 防范风险的重要 环节和确保帐务准确的重要措施, 而且更是银行与客户沟通的重要渠道, 然而 现在的银行企业对帐方式至少存在以下三方面的问题: 1.银行企业对帐停留在 半手工状态, 无论是银行方, 还是企业方均感不便, 这也是长期以来对帐率低 下的主要原因; 2.其次上级管理部门缺乏统一管理的平台, 无法对整个对帐过 程进行监控和管理; 3.对帐的组织结构不健全, 遇拒面业务没有分离, 不可避 免的产生了 "一手清" 现象。 现在各大银行的银行企业对帐系统并没有采用票 据影像化处理系统, 文件处理只执行纸质文件收集, 采用的文件收集设备为普 通的回执回收箱, 只完成了对回执的集中回收, 但对每天产生的大量回执需要 人工进行对帐、 清点和分类, 并存在以下不足: 1.回执票据上的印章及相关信 息需要人工补录, 造成银行大量人工资源的占用; 2.查询时无法直观看到票据 有效信息; 3.单据查询、 调阅、 管理不方便。  At present, state-owned banks and commercial banks continue to strengthen their internal risk control, especially in response to the control of the refusal of accounting business risks, and have formulated and implemented a series of systems and methods for pre-emptive prevention, incident control, post-supervision and correction. Bank reconciliation, which is a traditional after-the-fact audit business, has once again been mentioned as an extremely important height. It is not only the basic requirements of bank accounting, the important link to prevent risks, and the important measures to ensure accurate accounting, but also banks and customers. Important channels of communication, however, there are at least three problems in the current bank reconciliation method: 1. The bank enterprise reconciliation stays in a semi-manual state, both the bank and the enterprise are inconvenient, which is also a long-term The main reason for the low accounting rate; 2. The second-level management department lacks a unified management platform, and cannot monitor and manage the entire reconciliation process. 3. The organizational structure of reconciliation is not perfect, and the business of reconciliation is not separated. There was a phenomenon of "one hand clearing". At present, the bank enterprise reconciliation system of major banks does not use the bill imaging processing system. The document processing only performs paper file collection. The file collection equipment used is an ordinary receipt collection box, and only the centralized collection of receipts is completed. A large number of receipts generated every day require manual reconciliation, inventory and classification, and the following shortcomings exist: 1. The seal and related information on the receipt of the receipt need to be manually re-recorded, resulting in the occupation of a large amount of human resources by the bank; See the valid information of the bill; 3. Inconvenient to query, access and manage the documents.
发明内容 Summary of the invention
本发明所要解决的技术问题,就是为了克服目前银行企业对帐只能采用半人 工方式的缺点, 提供一种票据影像化处理系统。  The technical problem to be solved by the present invention is to provide a bill imaging processing system in order to overcome the shortcoming that the bank enterprise reconciliation can only adopt the half-work mode.
本发明解决其技术问题, 采用的技术方案是, 票据影像化处理系统, 其特征 在于, 包括银企对账系统及至少一个带影像化处理的回执箱, 所述银企对账系 统包括客户管理模块、 账单管理模块、 回执单管理模块、 风险分析模块、 自助 打印模块、 统计报表模块、 扣费管理模块、 系统管理模块、 影像管理模块及数 据库, 所述银企对账系统通过网络与至少一个带影像化处理的回执箱连接; 所述客户管理模块, 用于管理客户协议、 客户信息及客户卡; The invention solves the technical problem thereof, and adopts the technical solution that the bill imaging processing system has characteristics The utility model comprises a bank enterprise reconciliation system and at least one receipt box with image processing, the bank enterprise reconciliation system comprising a customer management module, a bill management module, a receipt receipt management module, a risk analysis module, a self-service printing module, and a statistical report. a module, a charge management module, a system management module, an image management module, and a database, wherein the bank enterprise reconciliation system is connected to at least one callback box with an image processing through a network; the customer management module is configured to manage a client agreement, Customer information and customer card;
所述账单管理模块, 用于余额及账单的制作、 打印及发送;  The bill management module is used for making, printing and sending balances and bills;
所述回执单管理模块, 用于将客户返回的回执单进行处理及归档;  The receipt receipt management module is configured to process and archive a return receipt returned by the customer;
所述风险分析模块, 用于分析客户对账数据并按各种风险指标进行风险预 所述自助打印模块, 用于打印各种账单;  The risk analysis module is configured to analyze customer reconciliation data and perform risk pre-self-service printing module according to various risk indicators, for printing various bills;
所述统计报表模块, 用于查询统计账户信息、 账单信息、 对账信息及基础信 息;  The statistical report module is configured to query statistical account information, billing information, reconciliation information, and basic information;
所述扣费管理模块,用于提供根据基础客户信息产生的相关扣费信息及信息 文本, 并向自助打印模块通知打印客户扣费凭证;  The deduction management module is configured to provide related deduction information and information text generated according to the basic customer information, and notify the self-service printing module to print the customer deduction certificate;
所述系统管理模块, 用于管理和维护整个系统的配置及基础数据;  The system management module is configured to manage and maintain configuration and basic data of the entire system;
所述影像管理模块, 用于管理回执单的影像;  The image management module is configured to manage an image of the receipt receipt;
所述数据库, 用于存储各种数据;  The database is configured to store various data;
所述带影像化处理的回执箱, 用于对回执单进行影像化处理。  The receipt box with image processing is used for image processing of the receipt.
具体的, 所述带影像化处理的回执箱, 包括箱体, 箱体上设置有回执单放入 口, 其特征在于, 还包括回执单返回口、 扫描装置、 传送装置、 红外检测装置、 处理器、 网络模块及内胆, 所述扫描装置与处理器连接, 传送装置与处理器连 接, 红外检测装置与处理器连接, 传送装置与扫描装置连接, 扫描装置与回执 单放入口连接, 内胆与传送装置连接, 回执单返回口与传送装置连接, 网络模 块与处理器连接。 Specifically, the image processing processing receipt box includes a box body, and the box body is provided with a return receipt inlet, and further includes a return receipt return port, a scanning device, a transmitting device, an infrared detecting device, and a processing , the network module and the inner tank, the scanning device is connected to the processor, the transmitting device is connected to the processor, the infrared detecting device is connected to the processor, the transmitting device is connected to the scanning device, and the scanning device is connected to the return receipt inlet, The gallbladder is connected to the conveyor, and the return receipt is connected to the conveyor, the network module The block is connected to the processor.
进一步的, 所述带影像化处理的回执箱的票据影像化处理方法, 包括以下步 骤:  Further, the method for processing a ticket image of the receipt processing box with the image processing includes the following steps:
a.客户在回执箱上放置回执单;  a. The customer places a receipt on the return box;
b.回执箱对回执单进行扫描, 获取该回执单的影像并存储;  b. The return receipt scans the receipt, obtains the image of the receipt and stores it;
c回执箱对回执单的影像采用影像处理得到回执单上的信息,并将回执单上 的信息录入标准格式中进行存储, 并建立索引标识;  c The return receipt uses the image processing on the image of the receipt to obtain the information on the receipt, and the information on the receipt is entered into the standard format for storage, and an index is established;
d.回执箱根据回执单上的信息判断该回执单是否为本银行回执单,若是则进 入 e步骤, 若不是则进入 k步骤;  d. The return receipt box judges whether the receipt receipt is a bank receipt according to the information on the receipt, and if so, proceeds to step e, if not, proceeds to step k;
e.判断该回执单是否有印章, 若是则进入 f步骤, 若不是则进入 k步骤; f.回执箱将该回执单的影像发送给印章比对系统;  e. judging whether the receipt has a seal, if yes, proceeding to step f, if not, proceeding to step k; f. the return receipt sends the image of the receipt to the seal comparison system;
g.印章比对系统进行印章比对, 判断该回执单上的印章是否有效, 若是则进 入 h步骤, 若不是则进入 j步骤;  g. The seal compares the system with the seal, determines whether the seal on the receipt is valid, and if so, proceeds to step h, if not, proceeds to step j;
h.印章比对系统向回执箱返回印章有效的信息;  h. The seal comparison system returns the stamp valid information to the return box;
i.回执箱的传送装置将该回执单传送至回执箱中的内胆, 该回执单处理完 毕;  i. The delivery device of the return box transmits the receipt to the inner tank in the return box, and the receipt is processed;
j.印章比对系统向回执箱返回印章无效的信息;  j. The seal comparison system returns the seal invalid information to the return box;
k.回执箱的传送装置将该回执单返还给客户。  k. The delivery device of the return receipt returns the receipt to the customer.
1.回执箱将存储的该回执单的影像及录入标准格式的该回执单信息与其相 对应的索引标识一起发送给银企对账系统的数据库中进行存储。  1. The return receipt sends the stored image of the receipt and the return receipt information in the standard format to the database of the bank enterprise reconciliation system for storage together with the corresponding index identifier.
具体的, 步骤 c所述回执单上的信息包括条形码、 相应框线内的文字、 客户 印章。  Specifically, the information on the receipt of the step c includes a barcode, a text in the corresponding frame, and a customer seal.
进一步的, 步骤 c所述影像处理采用 OCR识别系统, 包括模板编辑、 版面框线 识别及文字内容识别。 Further, the image processing in step c adopts an OCR recognition system, including template editing and layout lines. Identification and text content recognition.
本发明的有益效果是, 通过上述票据影像化处理系统, 方便了用户, 由于将 票据影像化处理并存储在银行数据库中, 查询、 调阅、 管理都 4艮方便, 且大部 分的回执单将不再需要人工去进行录入比对, 提高了银行的工作效率。  The invention has the beneficial effects that the above-mentioned bill imaging processing system facilitates the user, and since the bill is processed and stored in the bank database, it is convenient to query, access, and manage, and most of the receipts will be It is no longer necessary to manually enter the comparison, which improves the efficiency of the bank.
附图说明 DRAWINGS
图 1为实施例的带影像化处理的回执箱的票据影像化处理方法的系统流程 图。  FIG. 1 is a system flow diagram of a bill imaging processing method for a receipt box with an image processing process according to an embodiment.
具体实施方式 detailed description
下面结合附图及实施例, 详细描述本发明的技术方案。  The technical solution of the present invention will be described in detail below with reference to the accompanying drawings and embodiments.
本发明提供了一种票据影像化处理系统,由银企对账系统及至少一个带影像 化处理的回执箱组成, 其中, 银企对账系统通过网络与至少一个带影像化处理 的回执箱连接, 银企对账系统包括客户管理模块、 账单管理模块、 回执单管理 模块、 风险分析模块、 自助打印模块、 统计报表模块、 扣费管理模块、 系统管 理模块、 影像管理模块及数据库, 客户管理模块用于管理客户协议、 客户信息 及客户卡, 账单管理模块用于余额及账单的制作、 打印及发送, 回执单管理模 块用于将客户返回的回执单进行处理及归档, 风险分析模块用于分析客户对账 数据并按各种风险指标进行风险预警, 自助打印模块用于打印各种账单, 包括 对账单、 利息单、 电子回单及余额证对单等等, 统计报表模块用于查询统计账 户信息、 账单信息、 对账信息及基础信息, 扣费管理模块用于提供根据基础客 户信息产生的相关扣费信息及信息文本, 并向自助打印模块通知打印客户扣费 凭证, 系统管理模块用于管理和维护整个系统的配置及基础数据, 影像管理模 块用于管理回执单的影像, 数据库用于存储各种数据, 带影像化处理的回执箱 用于对回执单进行影像化处理。 实施例 The invention provides a bill imaging processing system, which is composed of a bank enterprise reconciliation system and at least one receipt box with image processing, wherein the bank enterprise reconciliation system is connected to at least one image processing processing receipt box through a network. The bank-enterprise reconciliation system includes a customer management module, a bill management module, a receipt management module, a risk analysis module, a self-service printing module, a statistical report module, a deduction management module, a system management module, an image management module and a database, and a client management module. Used to manage customer agreements, customer information and customer cards. The bill management module is used to create, print and send balances and bills. The return receipt management module is used to process and archive return receipts returned by customers. The risk analysis module is used for analysis. The customer reconciles the data and conducts risk warning according to various risk indicators. The self-service printing module is used to print various bills, including statement, interest order, electronic return and balance card, etc. The statistical report module is used to query the statistical account. Information, billing information, reconciliation information and basic information, deduction The fee management module is used to provide relevant deduction information and information text generated according to the basic customer information, and notify the self-service printing module of the printing customer deduction certificate, and the system management module is used for managing and maintaining the configuration and basic data of the entire system, and image management. The module is used to manage the image of the receipt, the database is used to store various data, and the return box with visualization is used to visualize the receipt. Example
本例的回执单上的信息包括条形码、 相应框线内的文字、 客户印章, 其带影 像化处理的回执箱的票据影像化处理方法的系统流程图如图 1。  The information on the return receipt of this example includes the barcode, the text in the corresponding frame, the customer seal, and the system flow chart of the ticket imaging processing method with the image processing processing receipt box is shown in Fig. 1.
首先由银企对账系统及至少一个带影像化处理的回执箱组成票据影像化处 理系统, 其中, 银企对账系统通过网络与至少一个带影像化处理的回执箱连接, 银企对账系统包括客户管理模块、 账单管理模块、 回执单管理模块、 风险分析 模块、 自助打印模块、 统计报表模块、 扣费管理模块、 系统管理模块、 影像管 理模块及数据库, 客户管理模块用于管理客户协议、 客户信息及客户卡, 账单 管理模块用于余额及账单的制作、 打印及发送, 其制作方式有邮寄、 自助、 自 取, 发送方式有手工及自动两种, 回执单管理模块用于将客户返回的回执单进 行处理及归档, 包括二次录入、 不符处理、 退信处理及催收处理等等, 风险分 析模块用于分析客户对账数据并按各种风险指标进行风险预警, 自助打印模块 用于打印各种账单, 统计报表模块用于查询统计账户信息、 账单信息、 对账信 息及基础信息, 扣费管理模块用于提供根据基础客户信息产生的相关扣费信息 及信息文本, 并向自助打印模块通知打印客户扣费凭证, 系统管理模块用于管 理和维护整个系统的配置及基础数据, 影像管理模块用于管理回执单的影像, 数据库用于存储各种数据, 带影像化处理的回执箱用于对回执单进行影像化处 理, 由扫描装置与处理器连接, 传送装置与处理器连接, 红外检测装置与处理 器连接, 传送装置与扫描装置连接, 扫描装置与回执单放入口连接, 内胆与传 送装置连接, 回执单返回口与传送装置连接, 网络模块与处理器连接而组成。 通过处理器控制传送装置将有效回执单送入内胆存放或将无效回执单通过回执 单返回口返还给客户, 红外检测装置用于检测回执单的运动情况, 并根据回执 单运动情况向处理器发出信号, 控制传送装置启动或关闭。 当客户在回执箱上放置回执单后, 回执箱对回执单进行扫描, 获取该回执 单的影像并存储, 然后对回执单的影像采用 OCR识别系统的模板编辑、 版面框 线识别及文字内容识别等影响处理得到回执单上的信息, 并将回执单上的信息 录入标准格式中进行存储, 并建立索引标识, 回执单上的信息包括条形码、 相 应框线内的文字、 客户印章, 回执箱再根据回执单上的信息判断该回执单是否 为本银行回执单, 若不是则传送装置将该回执单返还给客户, 若是则判断该回 执单是否有印章, 若不是则传送装置将该回执单返还给客户, 若是则将该回执 单的影像发送给印章比对系统进行印章比对, 印章比对系统判断该回执单上的 印章是否有效, 若不是则向回执箱返回印章无效的信息, 回执箱的传送装置将 该回执单返还给客户, 若是则向回执箱返回印章有效的信息, 回执箱的传送装 置将该回执单传送至回执箱中的内胆, 该回执单处理完毕, 回执箱将存储的该 回执单的影像及录入标准格式的该回执单信息与其相对应的索引标识一起发送 ^艮行数据库中进行存储, 以便工作人员查询、 调阅、 管理以及进行相应动作。 其中, 存入内胆的回执单由各网点 (管理各回收箱的部门, 如各支行)进行回 收分类, 并汇总给对账中心 (可以建立在大点的支行) , 对回执单进行二次分 拣并归档, 确保对帐数据的集中和完整。 由对账中心的工作人员对数据库中的 各回执单信息进行统计、 审批、 管理等后续工作。 Firstly, the bank enterprise reconciliation system and at least one receipt processing box with image processing process constitute a bill imaging processing system, wherein the bank enterprise reconciliation system is connected to at least one receipt box with image processing through the network, the bank enterprise reconciliation system The customer management module, the bill management module, the receipt management module, the risk analysis module, the self-service printing module, the statistical report module, the deduction management module, the system management module, the image management module and the database, and the customer management module are used for managing the customer agreement, Customer information and customer card, bill management module is used for the production, printing and sending of balances and bills. It can be produced by mail, self-service or self-collection. There are two methods of sending and returning. The return receipt management module is used to return customers. The receipt form is processed and archived, including secondary entry, non-conformity processing, bounce processing and collection processing. The risk analysis module is used to analyze customer reconciliation data and conduct risk warning according to various risk indicators. Self-service printing module is used for Print various bills, statistical report module for query The account management information, the billing information, the reconciliation information and the basic information, the deduction management module is used to provide relevant deduction information and information text generated according to the basic customer information, and notify the self-service printing module of the printing customer deduction certificate, the system management module It is used to manage and maintain the configuration and basic data of the entire system. The image management module is used to manage the image of the receipt, the database is used to store various data, and the callback box with image processing is used to visualize the receipt. The scanning device is connected to the processor, the transmitting device is connected to the processor, the infrared detecting device is connected to the processor, the transmitting device is connected to the scanning device, the scanning device is connected to the return receipt inlet, the inner tank is connected with the transmitting device, and the return receipt is returned. Connected to the transmitting device, the network module is connected to the processor. The processor controls the transmitting device to send the valid receipt to the inner storage or returns the invalid receipt to the customer through the return receipt, and the infrared detecting device is used to detect the movement of the return receipt and to the processor according to the movement of the receipt Signals to control the transmitter to turn on or off. After the customer places the receipt on the return box, the return box scans the receipt, obtains the image of the receipt and stores it, and then uses the template editing, layout line recognition and text content recognition of the OCR recognition system for the image of the receipt. The information on the receipt is received and the information on the receipt is entered into the standard format for storage, and an index is created. The information on the receipt includes the barcode, the text in the corresponding frame, the customer seal, and the return box. Determining whether the receipt is a bank receipt according to the information on the receipt, if not, the transmitting device returns the receipt to the customer, and if so, determining whether the receipt has a seal, if not, the transmitting device returns the receipt To the customer, if yes, send the image of the receipt to the seal comparison system for stamp comparison, the seal comparison system determines whether the seal on the receipt is valid, and if not, returns the seal invalid information to the return box, the return box The transfer device returns the receipt to the customer, and if so, returns the seal to the return box. The transfer device of the return box transmits the receipt to the inner tank in the return receipt, and the receipt is processed, and the return receipt stores the image of the receipt and the corresponding index of the receipt of the receipt in a standard format. The identification is sent together in the database for storage, so that the staff can query, review, manage, and perform the corresponding actions. Among them, the receipt slips deposited in the liner are collected and classified by each outlet (the department that manages each collection bin, such as each branch), and are summarized to the reconciliation center (a branch that can be established at a large point), and the return receipt is reissued twice. Sort and archive to ensure centralized and complete reconciliation data. The staff of the reconciliation center conducts statistics, approval, management and other follow-up work on each receipt information in the database.

Claims

1、 票据影像化处理系统, 其特征在于, 包括银企对账系统及至少一个带影 像化处理的回执箱, 所述银企对账系统包括客户管理模块、 账单管理模块、 回 执单管理模块、 风险分析模块、 自助打印模块、 统计报表模块、 扣费管理模块, 系统管理模块、 影像管理模块及数据库, 所述银企对账系统通过网络与至少一 个带影像化处理的回执箱连接; 1. The bill imaging processing system, comprising: a bank enterprise reconciliation system and at least one receipt box with image processing, the bank enterprise reconciliation system comprising a customer management module, a bill management module, a receipt receipt management module, a risk analysis module, a self-service printing module, a statistical report module, a charge management module, a system management module, an image management module and a database, wherein the bank-enterprise reconciliation system is connected to at least one receipt box with an image processing via a network;
所述客户管理模块, 用于管理客户协议、 客户信息及客户卡;  The customer management module is configured to manage a customer agreement, customer information, and a customer card;
所述账单管理模块, 用于余额及账单的制作、 打印及发送;  The bill management module is used for making, printing and sending balances and bills;
所述回执单管理模块, 用于将客户返回的回执单进行处理及归档;  The receipt receipt management module is configured to process and archive a return receipt returned by the customer;
所述风险分析模块, 用于分析客户对账数据并按各种风险指标进行风险预 所述自助打印模块, 用于打印各种账单;  The risk analysis module is configured to analyze customer reconciliation data and perform risk pre-self-service printing module according to various risk indicators, for printing various bills;
所述统计报表模块, 用于查询统计账户信息、 账单信息、 对账信息及基础信 息;  The statistical report module is configured to query statistical account information, billing information, reconciliation information, and basic information;
所述扣费管理模块,用于提供根据基础客户信息产生的相关扣费信息及信息 文本, 并向自助打印模块通知打印客户扣费凭证;  The deduction management module is configured to provide related deduction information and information text generated according to the basic customer information, and notify the self-service printing module to print the customer deduction certificate;
所述系统管理模块, 用于管理和维护整个系统的配置及基础数据;  The system management module is configured to manage and maintain configuration and basic data of the entire system;
所述影像管理模块, 用于管理回执单的影像;  The image management module is configured to manage an image of the receipt receipt;
所述数据库, 用于存储各种数据;  The database is configured to store various data;
所述带影像化处理的回执箱, 用于对回执单进行影像化处理。  The receipt box with image processing is used for image processing of the receipt.
2、 根据权利要求 1所述票据影像化处理系统, 其特征在于, 所述带影像化处 理的回执箱, 包括箱体, 箱体上设置有回执单放入口, 其特征在于, 还包括回 执单返回口、 扫描装置、 传送装置、 红外检测装置、 处理器、 网络模块及内胆, 所述扫描装置与处理器连接, 传送装置与处理器连接, 红外检测装置与处理器 连接, 传送装置与扫描装置连接, 扫描装置与回执单放入口连接, 内胆与传送 装置连接, 回执单返回口与传送装置连接, 网络模块与处理器连接。 2. The bill imaging processing system according to claim 1, wherein the receipt box with image processing includes a box body, and the box body is provided with a receipt receipt inlet, wherein the receipt further includes a receipt a single return port, a scanning device, a transmitting device, an infrared detecting device, a processor, a network module and a liner, the scanning device being connected to the processor, the transmitting device being connected to the processor, the infrared detecting device and the processor The connection device is connected to the scanning device, the scanning device is connected to the return receipt inlet, the inner tank is connected to the transmission device, the return receipt return port is connected to the transmission device, and the network module is connected to the processor.
3、权利要求 1所述票据影像化处理系统中带影像化处理的回执箱的票据影像 化处理方法, 其特征在于, 包括以下步骤:  3. The bill imaging processing method of the receipt processing box with the image processing in the bill imaging processing system of claim 1, comprising the following steps:
a.客户在回执箱上放置回执单;  a. The customer places a receipt on the return box;
b.回执箱对回执单进行扫描, 获取该回执单的影像并存储;  b. The return receipt scans the receipt, obtains the image of the receipt and stores it;
c回执箱对回执单的影像采用影像处理得到回执单上的信息,并将回执单上 的信息录入标准格式中进行存储, 并建立索引标识;  c The return receipt uses the image processing on the image of the receipt to obtain the information on the receipt, and the information on the receipt is entered into the standard format for storage, and an index is established;
d.回执箱根据回执单上的信息判断该回执单是否为本银行回执单,若是则进 入 e步骤, 若不是则进入 k步骤;  d. The return receipt box judges whether the receipt receipt is a bank receipt according to the information on the receipt, and if so, proceeds to step e, if not, proceeds to step k;
e.判断该回执单是否有印章, 若是则进入 f步骤, 若不是则进入 k步骤; f.回执箱将该回执单的影像发送给印章比对系统;  e. judging whether the receipt has a seal, if yes, proceeding to step f, if not, proceeding to step k; f. the return receipt sends the image of the receipt to the seal comparison system;
g.印章比对系统进行印章比对, 判断该回执单上的印章是否有效, 若是则进 入 h步骤, 若不是则进入 j步骤;  g. The seal compares the system with the seal, determines whether the seal on the receipt is valid, and if so, proceeds to step h, if not, proceeds to step j;
h.印章比对系统向回执箱返回印章有效的信息;  h. The seal comparison system returns the stamp valid information to the return box;
i.回执箱的传送装置将该回执单传送至回执箱中的内胆, 该回执单处理完 毕;  i. The delivery device of the return box transmits the receipt to the inner tank in the return box, and the receipt is processed;
j.印章比对系统向回执箱返回印章无效的信息;  j. The seal comparison system returns the seal invalid information to the return box;
k.回执箱的传送装置将该回执单返还给客户。  k. The delivery device of the return receipt returns the receipt to the customer.
4、根据权利要求 3所述票据影像化处理系统中带影像化处理的回执箱的票据 影像化处理方法, 其特征在于, 还包括以下步骤:  The method for processing a ticket image processing of a receipt box with an image processing in the bill imaging processing system according to claim 3, further comprising the steps of:
1.回执箱将存储的该回执单的影像及录入标准格式的该回执单信息与其相 对应的索引标识一起发送给银行数据库中进行存储。 1. The return box sends the stored image of the receipt and the receipt information in the standard format to the bank database for storage together with the corresponding index identification.
5、根据权利要求 3所述票据影像化处理系统中带影像化处理的回执箱的票据 影像化处理方法, 其特征在于, 步骤 e所述回执单上的信息包括条形码、 相应框 线内的文字、 客户印章。 The method for processing a ticket image of a receipt box with an image processing in the bill imaging processing system according to claim 3, wherein the information on the receipt sheet in step e includes a barcode and a text in the corresponding frame line. Customer seal.
6、 根据权利要求 3或 4或 5所述票据影像化处理系统中带影像化处理的回 执箱的票据影像化处理方法, 其特征在于, 步骤 c所述影像处理采用 OCR识别 系统, 包括模板编辑、 版面框线识别及文字内容识别。  The bill imaging processing method of the receipt processing box with the image processing in the bill imaging processing system according to claim 3 or 4 or 5, wherein the image processing in step c uses an OCR recognition system, including template editing. , layout line recognition and text content recognition.
PCT/CN2012/076635 2012-06-08 2012-06-08 Bill imaging processing system WO2013181838A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/CN2012/076635 WO2013181838A1 (en) 2012-06-08 2012-06-08 Bill imaging processing system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2012/076635 WO2013181838A1 (en) 2012-06-08 2012-06-08 Bill imaging processing system

Publications (1)

Publication Number Publication Date
WO2013181838A1 true WO2013181838A1 (en) 2013-12-12

Family

ID=49711305

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CN2012/076635 WO2013181838A1 (en) 2012-06-08 2012-06-08 Bill imaging processing system

Country Status (1)

Country Link
WO (1) WO2013181838A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108416580A (en) * 2018-03-09 2018-08-17 万帮充电设备有限公司 Account checking method, account checking apparatus and electronic equipment

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0984410A1 (en) * 1998-07-07 2000-03-08 Citibank, N.A. System and method for image depositing, image presentment and deposit taking in a commercial environment
US20020152165A1 (en) * 2001-04-12 2002-10-17 International Business Machines Corporation Method and apparatus for bill payments at an automatic teller machine
CN101079134A (en) * 2007-06-28 2007-11-28 北京博世金电科技开发有限公司 Method for bill exchange and interruption based on colorful image
CN101110147A (en) * 2007-07-27 2008-01-23 江苏万佳科技开发有限公司 Unmanned automatic bill receiving and processing method
CN101571978A (en) * 2009-01-08 2009-11-04 深圳市奥拓电子有限公司 Method for checking up bank accounts
CN101739772A (en) * 2009-12-25 2010-06-16 成都三泰电子实业股份有限公司 Bill imagination processing system
CN201611437U (en) * 2009-12-25 2010-10-20 成都三泰电子实业股份有限公司 Receipt box

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0984410A1 (en) * 1998-07-07 2000-03-08 Citibank, N.A. System and method for image depositing, image presentment and deposit taking in a commercial environment
US20020152165A1 (en) * 2001-04-12 2002-10-17 International Business Machines Corporation Method and apparatus for bill payments at an automatic teller machine
CN101079134A (en) * 2007-06-28 2007-11-28 北京博世金电科技开发有限公司 Method for bill exchange and interruption based on colorful image
CN101110147A (en) * 2007-07-27 2008-01-23 江苏万佳科技开发有限公司 Unmanned automatic bill receiving and processing method
CN101571978A (en) * 2009-01-08 2009-11-04 深圳市奥拓电子有限公司 Method for checking up bank accounts
CN101739772A (en) * 2009-12-25 2010-06-16 成都三泰电子实业股份有限公司 Bill imagination processing system
CN201611437U (en) * 2009-12-25 2010-10-20 成都三泰电子实业股份有限公司 Receipt box

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108416580A (en) * 2018-03-09 2018-08-17 万帮充电设备有限公司 Account checking method, account checking apparatus and electronic equipment

Similar Documents

Publication Publication Date Title
US8396798B2 (en) Method and system for facilitating network transaction processing
CN101739772B (en) Bill imagination processing system
CN104200341A (en) Metering monitoring management system and implementation method thereof
CN105321046A (en) Corporate financial management system
US20150142648A1 (en) Corporate Bill Self-service System with Blank Bill Vending and Temporary Bill Storage Functions
CN105809496A (en) Compatible invoicing method and system
CN103247001A (en) Cash flow management system
CN102982421A (en) Preparation method and system for merging cash flow statements of group based on bank reconciliations
CN108074078A (en) A kind of environmental impact assessment industry contract management system
CN201355495Y (en) Mall passenger flow analysis system
CN105184645A (en) Real-time microcredit system
CN106845855A (en) A kind of system on paying taxes service integrated management
CN109784833A (en) A kind of generation method and equipment of income statement
CN109145006A (en) A kind of collection copies data analysis management system
CN105550809A (en) Credit reporting system for assessment of enterprise credit
CN203414995U (en) Land use tax payment checking managing system
WO2013181838A1 (en) Bill imaging processing system
CN110706089B (en) Financial non-tax fund payment system and method
CN115762010A (en) Novel filling station's wisdom supervision service platform
CN114495085A (en) Reimbursement method for online identification and management of multi-platform invoices
CN114663212A (en) Bank receipt automatic management system applied to power grid financial management system
CN113962624A (en) Digital intelligent charging management system
CN107863145A (en) A kind of pathology department's quality control reporting system
CN110276675A (en) A kind of payroll identification cost method
CN107392000B (en) Electronic certificate checking system

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 12878303

Country of ref document: EP

Kind code of ref document: A1

NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 12878303

Country of ref document: EP

Kind code of ref document: A1