WO2013132472A3 - Mobile payment system - Google Patents
Mobile payment system Download PDFInfo
- Publication number
- WO2013132472A3 WO2013132472A3 PCT/IB2013/053314 IB2013053314W WO2013132472A3 WO 2013132472 A3 WO2013132472 A3 WO 2013132472A3 IB 2013053314 W IB2013053314 W IB 2013053314W WO 2013132472 A3 WO2013132472 A3 WO 2013132472A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- database
- module
- control system
- central control
- linked
- Prior art date
Links
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/02—Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3221—Access to banking information through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/44—Augmented, consolidated or itemized billing statement or bill presentation
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/70—Administration or customization aspects; Counter-checking correct charges
- H04M15/77—Administration or customization aspects; Counter-checking correct charges involving multiple accounts per user
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/10—Account details or usage
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/10—Account details or usage
- H04M17/103—Account details or usage using SIMs (USIMs) or calling cards
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/24—Accounting or billing
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/81—Notifying aspects, e.g. notifications or displays to the user
- H04M2215/8129—Type of notification
- H04M2215/8137—Message, e.g. alphanumeric text, SMS, MMS, EMS or www-based messaging service
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The mobile payment system consists of the database of the registered customers data (2) connected via the central control system feedback (6) to the database (3) of prepaid accounts and the database (4) of registered products and services; the database (8) of voice messages is connected to the central control system (6) and the intelligent PBX (5) linked to the central control system (6) which is connected to the database (7) of SMS messages interconnected with the SMS centre (9) for both landline and mobile networks used by the customer's phone (1) connected via feedback to the intelligent PBX (5). The central control system (6) is connected via feedback to the module (11) of payment records linked via feedback to the module (12) for receiving the payments in cash and the module (13) for payments by credit cards, which is connected via feedback to the mobile terminal (14) for receiving and registering payments linked to the module (10) for issuing the tax receipt linked up with the user's phone (1).
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CZ201225700U CZ23734U1 (en) | 2012-03-04 | 2012-03-04 | Mobile paying system |
CZPUV2012-25700 | 2012-03-04 |
Publications (3)
Publication Number | Publication Date |
---|---|
WO2013132472A2 WO2013132472A2 (en) | 2013-09-12 |
WO2013132472A8 WO2013132472A8 (en) | 2014-01-03 |
WO2013132472A3 true WO2013132472A3 (en) | 2014-06-26 |
Family
ID=46046391
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/IB2013/053314 WO2013132472A2 (en) | 2012-03-04 | 2013-04-26 | Mobile payment system |
Country Status (2)
Country | Link |
---|---|
CZ (1) | CZ23734U1 (en) |
WO (1) | WO2013132472A2 (en) |
Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2000018105A1 (en) * | 1998-09-24 | 2000-03-30 | Telefonaktiebolaget Lm Ericsson (Publ) | Voice mail based billing delivery system |
US6289322B1 (en) * | 1998-03-03 | 2001-09-11 | Checkfree Corporation | Electronic bill processing |
US20080010190A1 (en) * | 2006-07-06 | 2008-01-10 | Firethorn Holdings, Llc | Methods and Systems For Payment Transactions in a Mobile Environment |
CZ2009401A3 (en) * | 2009-06-25 | 2011-01-05 | Materna Communications A.S. | Telephone payment system |
US20110201306A1 (en) * | 2010-02-15 | 2011-08-18 | Samama Technologies | Systems and methods for unified billing |
WO2012040598A2 (en) * | 2010-09-23 | 2012-03-29 | Nextlevel Mobile, Llc | Method and system for mobile bill presentment and payment, messaging and marketing |
Family Cites Families (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CZ19996U1 (en) | 2009-06-25 | 2009-08-31 | Materna Communications A.S. | Telephone payment system |
-
2012
- 2012-03-04 CZ CZ201225700U patent/CZ23734U1/en not_active IP Right Cessation
-
2013
- 2013-04-26 WO PCT/IB2013/053314 patent/WO2013132472A2/en active Application Filing
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6289322B1 (en) * | 1998-03-03 | 2001-09-11 | Checkfree Corporation | Electronic bill processing |
WO2000018105A1 (en) * | 1998-09-24 | 2000-03-30 | Telefonaktiebolaget Lm Ericsson (Publ) | Voice mail based billing delivery system |
US20080010190A1 (en) * | 2006-07-06 | 2008-01-10 | Firethorn Holdings, Llc | Methods and Systems For Payment Transactions in a Mobile Environment |
CZ2009401A3 (en) * | 2009-06-25 | 2011-01-05 | Materna Communications A.S. | Telephone payment system |
US20110201306A1 (en) * | 2010-02-15 | 2011-08-18 | Samama Technologies | Systems and methods for unified billing |
WO2012040598A2 (en) * | 2010-09-23 | 2012-03-29 | Nextlevel Mobile, Llc | Method and system for mobile bill presentment and payment, messaging and marketing |
Also Published As
Publication number | Publication date |
---|---|
WO2013132472A8 (en) | 2014-01-03 |
WO2013132472A2 (en) | 2013-09-12 |
CZ23734U1 (en) | 2012-05-03 |
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