WO2013068029A1 - Method for processing an electronic payment certificate - Google Patents

Method for processing an electronic payment certificate Download PDF

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Publication number
WO2013068029A1
WO2013068029A1 PCT/EP2011/069525 EP2011069525W WO2013068029A1 WO 2013068029 A1 WO2013068029 A1 WO 2013068029A1 EP 2011069525 W EP2011069525 W EP 2011069525W WO 2013068029 A1 WO2013068029 A1 WO 2013068029A1
Authority
WO
WIPO (PCT)
Prior art keywords
electronic payment
database
payment certificate
executed
user
Prior art date
Application number
PCT/EP2011/069525
Other languages
French (fr)
Inventor
Norbert GÖDICKE
Original Assignee
Nubon Gmbh & Co. Kg
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nubon Gmbh & Co. Kg filed Critical Nubon Gmbh & Co. Kg
Priority to EP11781513.4A priority Critical patent/EP2776992A1/en
Priority to PCT/EP2011/069525 priority patent/WO2013068029A1/en
Priority to EP12783592.4A priority patent/EP2776993A1/en
Priority to PCT/EP2012/071989 priority patent/WO2013068378A1/en
Publication of WO2013068029A1 publication Critical patent/WO2013068029A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/047—Payment circuits using payment protocols involving electronic receipts

Definitions

  • the invention relates to a method for processing an electronic payment certificate.
  • Electronic payment certificates are generally known from the prior art.
  • certificate relates to a receipt, in particular a cash register receipt, or a voucher, which
  • the term electronic payment certificate relates to an
  • an electronic payment certificate is sent to the consumer via e-mail.
  • the method according to the present invention provides for an enhanced and at the same time simplified method for processing an electronic payment certificate.
  • the method can be used for payment situations in a shop or in a web shop where a payment is executed by a consumer.
  • the method can be used for business acquisitions where an entity, e.g., a corporation or an organisation, has executed a payment or a transaction for an acquisition.
  • the step of creating an electronic payment certificate may be executed by generating an electronic document which contains payment information and keeping it, e.g., in a memory of a cash register until the authentication takes place.
  • authenticating can be understood as a step of identifying a user or an entity in a way that a proof is given that he or she has executed the payment.
  • database may be understood as an electronic database being accessible by the user, e.g., over the Internet.
  • the database may be provided by a service provider such as a provider of a system for creating and administrating electronic payment certificates.
  • the database may be pro- vided by fiscal authorities, tax authorities or tax software providers.
  • a user can be registered in the database which leads to the creation of a user account in the database.
  • the user is provided with an authentication means enabling the user to be identified after having executed a payment for an acquisition.
  • the authentication is executed by means of a barcode being printed on an identification card or being displayed on a display device.
  • barcode may refer to linear bar codes or two-dimensional matrix bar codes, for example quick-repose-codes (QR-codes).
  • a barcode printed on an identification card provides for a simple means to execute the authentication.
  • the term display device can be understood as a display of a portable computer client such as a tablet personal computer or a smart phone. In this case the scanning device scans the barcode being displayed on the display device.
  • the authentication is executed by means of an identification element being capable of near field communication (NFC).
  • NFC near field communication
  • the identification ele- ment may contain an element for radio-frequency identification (RFID), e.g. a RFID tag which stores identity information for identifying the user or entity.
  • RFID radio-frequency identification
  • a near field communication device then reads the information stored in the RFID tag.
  • the identification element may contain an NFC entity, e.g. integrated circuit, being adapted to send information to a near field communication device. The information is than processed by the near field communication device, for example, as part of the cash register or in form of a separate entity.
  • a NFC entity can also be used for executing the payment. Therefore, the NFC entity may send encrypted information such as credit card information to the cash register or NFC device for initiating the payment.
  • the NFC entity may be an integrated circuit as part of a mobile computer client or smart phone.
  • the electronic payment certificate is transferred to the database in encrypted form.
  • a secure way of handling the electronic payment certificates is achieved where critical or confidential information concerning the user or an entity is kept secured from malicious eavesdrop or wiretap.
  • various existing methods of encrypting critical or confidential data can be utilized.
  • the database is adapted to store, sort, categorize and/or tag a plurality of electronic payment certificates.
  • This provides a user with a plurality of functions for handling a plurality of electronic payment certificates in the database. This can be of great interest especially for the tax computation.
  • the database is adapted to sort the electronic payment certificates with respect to the payment date, the products bought, or the price of the products.
  • the electronic payment certificates can be tagged to be able to search the plurality of electronic payment certificates at a later point in time by use of existing text searching methods.
  • the database is accessible by a computer client, in particular a personal computer, a tablet personal computer, a cellular telephone, a smart phone, a media player, a navigation device, a game console, or a laptop computer.
  • a computer client may access the database via internet.
  • the user may administrate the electronic payment certificates stored in the database, for example, display the electronic payment certificate in different sizes, sort a plurality of electronic payment certificates, etc..
  • the computer client is adapted to address a print device for printing an electronic payment certificate.
  • the user is enabled to create printed documents of the electronic payment certificates. This can be of great advantage for the user, since he or she may decide on his own when a printed certificate is needed.
  • the user may print a plurality of certificates at a time or a predetermined selection of certificates needed for further handling. Especially in the case of a customer complaint a printing of an electronic certificate may be of great advantage.
  • the user may then send the electronic payment certificate to the distributor of the bought product.
  • the method according to the present invention may also be adapted for customer complaints via email, where the electronic payment certificate is send to the distributor in form of an email attachment. Furthermore, a complaint may be executed by unlocking a certain electronic payment certificate in the database for access by the distributor. The distributor may then access only the one unlocked electronic payment certificate via the database.
  • the electronic payment certificate comprises information on the executed payment, in particular information on bought products, quantity information on bought products, prices of bought products, product categories and/or date of the payment executed.
  • additional information is provided to the user or an entity or to business partners of the service provider for organizing, handling, or analyzing a plurality of electronic payment certificates stored in the database.
  • the database may be adapted to provide statistical tools for interpretation and analysis of the acquisition patterns or the buying behaviour of a user.
  • a scanning device is adapted to scan a printed payment certificate and extract information from the printed payment certificate, in particular information on bought products, quantity information on bought products, prices of bought products, product categories and/or date of the payment executed, or further processing of the information in the database.
  • information on bought products in particular information on bought products, quantity information on bought products, prices of bought products, product categories and/or date of the payment executed, or further processing of the information in the database.
  • the database is adapted to provide an advertisement to a user accessing the database, wherein the advertisement contains content which matches the acquisition pattern of the user.
  • an additional advertising functionality is provided for distributors of products.
  • the distributors may publish advertisements to those users which show an acquisition pattern matching the products presented in the advertisement.
  • An acquisition pattern can reflect the buying behaviour of the user being extracted from information obtained from the plurality of electronic payment certificates. For example, an advertisement concerning a certain drink is presented to a user if from the information of the stored electronic payment certificates it can be concluded that the user has already bought one or a plurality of similar beverages.
  • the content provided in the advertisement may refer to products or services concerning a certain product having been bought by the user.
  • an insurance can be provided via the database for a product, which has been bought by the user and for which an electronic payment certificate has been issued.
  • an extended warranty for a product bought by the user can be provided via the database.
  • a further aspect of the invention is a system for processing an electronic payment certifi- cate, comprising a computer device adapted to create an electronic payment certificate and to transfer the electronic payment certificate to a database, an authentication element for authenticating that a user or an entity has executed the payment, wherein the database is adapted to further process the electronic payment certificate.
  • system is adapted to execute a method of the above described kind.
  • Preferred embodiments of the invention are described in connection with the figures, wherein
  • FIG. 1 illustrates a flow diagram of a first embodiment of a method according to the present invention
  • FIG. 2 illustrates schematically an embodiment of a system according to the pre- sent invention.
  • FIG. 1 illustrates a flow diagram of an example process 1 for processing an electronic payment certificate. Process 1 will be described in reference to a system for implementing process 1.
  • the system creates in a first process step A an electronic payment certificate in response and subsequent to a payment for an acquisition.
  • the electronic payment certificate in form of an electronic document is at this phase of the process kept in a compute device such as a cash register in a shop.
  • a user or an entity having executed the payment for the acquisition is authenticated by the system.
  • the authentication can be executed by means of a barcode which is scanned by a scanning device as part of the cash register.
  • the barcode can be printed on an identification card or displayed on a display device.
  • the identification card may include an RFID tag storing identity information for identifying the user which can be read by the cash register via near field communication.
  • step C the electronic payment certificate is transferred by the system to an account of the user in a database for further processing.
  • the transfer is initiated by the cash register, which is connected to the Internet. Therefore, the electronic document kept in the cash register is encrypted and subsequently sent to the database over a communication network such as the Internet.
  • the sent document comprises information on the executed payment, for example, information on bought products, prices of bought products, product categories and/or a date of the payment executed.
  • FIG. 2 illustrates an exemplary system 100 for processing an electronic payment certificate.
  • a payment is executed in a shop where in a computer device 110 creates an elec- tronic payment certificate.
  • an authentication element 120 or 125 is provided to the computer device 110. Therefore, an identification card 120 with a barcode printed thereon can be scanned by a scanning device of the computer device 110 in the shop for authenticating a user or an entity having executed the payment.
  • the computer device 1 0 transfers the electronic payment certificate to a database 130.
  • the database is adapted for further processing the electronic payment certificates 150, for example, to store, sort, categorize and/or tag a plurality of electronic certificates.
  • the authentication element can be a barcode being printed on an identification card 120 or a barcode being displayed on a display device 125.
  • the computer device 110 may read identity information stored in an RFID tag as part of the identification card 120 or part of the display device 125.
  • a computer client 140 can be adapted to access the database 130.
  • the computer client 140 can be a personal computer, a tablet personal computer, a cellular telephone, a smart phone, a media player, a navigation device, a game console, or a laptop computer.
  • the computer client 140 can be adapted to address a printer 150 for printing an electronic payment certificate on paper.

Abstract

The description obtains a method for processing an electronic payment certificate, comprising the steps of creating an electronic payment certificate in response to a payment for an acquisition, authenticating a user or an entity having executed the payment, and transferring the electronic payment certificate to an account of the user in a database for further processing.

Description

Hamburg, 7. November 201 1
Our ef.: EH 823-01WO FM/hsm/jla
Applicant: ETHALON GMBH
Serial Number: New Application
Ethalon GmbH
SpitalerstraBe 10, 20095 Hamburg
Method for processing an electronic payment certificate
The invention relates to a method for processing an electronic payment certificate. Electronic payment certificates are generally known from the prior art. The term payment
certificate relates to a receipt, in particular a cash register receipt, or a voucher, which
documents that a payment, e.g. electronic payment or cash payment, has been executed
for an acquisition or purchase. The term electronic payment certificate relates to an
electronic document to be processed in computers, which documents that an electronic
payment or cash payment has been executed by a user or an entity, for example, a
payment at a cash register in a shop.
Generally, systems are known in which a consumer is registered for the use of electronic
payment certificates. When the customer executes a payment and provides his identity,
an electronic payment certificate is sent to the consumer via e-mail.
It is an object of the invention to provide an enhanced method for processing an electronic payment certificate.
This object is achieved by a method according to the introductory comprising the steps:
a) creating an electronic payment certificate in response to a payment for an acquisition, il l I III II II II 11 II II I II II
*2011158810* b) authenticating a user or an entity having executed the payment, and
c) transferring the electronic payment certificate to an account of the user in a database for further processing.
It has been discovered by the invention that the handling and processing of existing electronic payment certificates is complex and time-consuming. The method according to the present invention provides for an enhanced and at the same time simplified method for processing an electronic payment certificate. The method can be used for payment situations in a shop or in a web shop where a payment is executed by a consumer. Furthermore, the method can be used for business acquisitions where an entity, e.g., a corporation or an organisation, has executed a payment or a transaction for an acquisition.
The step of creating an electronic payment certificate may be executed by generating an electronic document which contains payment information and keeping it, e.g., in a memory of a cash register until the authentication takes place. The term authenticating can be understood as a step of identifying a user or an entity in a way that a proof is given that he or she has executed the payment. The term database may be understood as an electronic database being accessible by the user, e.g., over the Internet. The database may be provided by a service provider such as a provider of a system for creating and administrating electronic payment certificates. Furthermore, the database may be pro- vided by fiscal authorities, tax authorities or tax software providers.
In preparation to the use of the method according to the present invention a user can be registered in the database which leads to the creation of a user account in the database. After registration, the user is provided with an authentication means enabling the user to be identified after having executed a payment for an acquisition. According to a first preferred embodiment of the method according to the present invention the authentication is executed by means of a barcode being printed on an identification card or being displayed on a display device. Thereby, a convenient and simple means for authenticating a user or an entity having executed a payment is achieved. The term barcode may refer to linear bar codes or two-dimensional matrix bar codes, for example quick-repose-codes (QR-codes). Especially in shops that have a barcode scanning device integrated in a cash register, the use of barcodes for authentication strongly simplifies the authentication. A barcode printed on an identification card provides for a simple means to execute the authentication. The term display device can be understood as a display of a portable computer client such as a tablet personal computer or a smart phone. In this case the scanning device scans the barcode being displayed on the display device.
In a further preferred embodiment of the method according to the present invention, the authentication is executed by means of an identification element being capable of near field communication (NFC). This provides for another convenient and user-friendly means for authenticating a user or an entity having executed a payment. The identification ele- ment may contain an element for radio-frequency identification (RFID), e.g. a RFID tag which stores identity information for identifying the user or entity. For authentication a near field communication device then reads the information stored in the RFID tag. Furthermore, the identification element may contain an NFC entity, e.g. integrated circuit, being adapted to send information to a near field communication device. The information is than processed by the near field communication device, for example, as part of the cash register or in form of a separate entity.
Preferably, a NFC entity can also be used for executing the payment. Therefore, the NFC entity may send encrypted information such as credit card information to the cash register or NFC device for initiating the payment. The NFC entity may be an integrated circuit as part of a mobile computer client or smart phone.
According to a further preferred embodiment of the method according to the present invention, the electronic payment certificate is transferred to the database in encrypted form. Thereby, a secure way of handling the electronic payment certificates is achieved where critical or confidential information concerning the user or an entity is kept secured from malicious eavesdrop or wiretap. For the encryption various existing methods of encrypting critical or confidential data can be utilized.
In a further preferred embodiment of the method according to the present invention, the database is adapted to store, sort, categorize and/or tag a plurality of electronic payment certificates. This provides a user with a plurality of functions for handling a plurality of electronic payment certificates in the database. This can be of great interest especially for the tax computation. For example, the database is adapted to sort the electronic payment certificates with respect to the payment date, the products bought, or the price of the products. Moreover the electronic payment certificates can be tagged to be able to search the plurality of electronic payment certificates at a later point in time by use of existing text searching methods.
According to a further preferred embodiment of the method according to the present invention, the database is accessible by a computer client, in particular a personal computer, a tablet personal computer, a cellular telephone, a smart phone, a media player, a navigation device, a game console, or a laptop computer. Preferably, the computer client may access the database via internet. By accessing the database via a computer client the user may administrate the electronic payment certificates stored in the database, for example, display the electronic payment certificate in different sizes, sort a plurality of electronic payment certificates, etc..
In a further preferred embodiment of the method according to the present invention the computer client is adapted to address a print device for printing an electronic payment certificate. Thereby, the user is enabled to create printed documents of the electronic payment certificates. This can be of great advantage for the user, since he or she may decide on his own when a printed certificate is needed. Preferably, the user may print a plurality of certificates at a time or a predetermined selection of certificates needed for further handling. Especially in the case of a customer complaint a printing of an electronic certificate may be of great advantage. The user may then send the electronic payment certificate to the distributor of the bought product.
The method according to the present invention may also be adapted for customer complaints via email, where the electronic payment certificate is send to the distributor in form of an email attachment. Furthermore, a complaint may be executed by unlocking a certain electronic payment certificate in the database for access by the distributor. The distributor may then access only the one unlocked electronic payment certificate via the database.
According to a further preferred embodiment of the method according to the present invention the electronic payment certificate comprises information on the executed payment, in particular information on bought products, quantity information on bought products, prices of bought products, product categories and/or date of the payment executed. Thereby, additional information is provided to the user or an entity or to business partners of the service provider for organizing, handling, or analyzing a plurality of electronic payment certificates stored in the database. Preferably, the database may be adapted to provide statistical tools for interpretation and analysis of the acquisition patterns or the buying behaviour of a user.
In a further preferred embodiment of the method according to the present invention a scanning device is adapted to scan a printed payment certificate and extract information from the printed payment certificate, in particular information on bought products, quantity information on bought products, prices of bought products, product categories and/or date of the payment executed, or further processing of the information in the database. Thereby, even printed payment certificates can be scanned and imported to the database. This provides the user with functionalities to handle all payment certificates, even those that have not been created as an electronic payment certificate, in the database. For the extraction of information from the printed payment certificate existing optical character recognition methods can be utilized.
In a further preferred embodiment of the method according to the present invention the database is adapted to provide an advertisement to a user accessing the database, wherein the advertisement contains content which matches the acquisition pattern of the user. Thereby, an additional advertising functionality is provided for distributors of products. The distributors may publish advertisements to those users which show an acquisition pattern matching the products presented in the advertisement. An acquisition pattern can reflect the buying behaviour of the user being extracted from information obtained from the plurality of electronic payment certificates. For example, an advertisement concerning a certain drink is presented to a user if from the information of the stored electronic payment certificates it can be concluded that the user has already bought one or a plurality of similar beverages.
Preferably, the content provided in the advertisement may refer to products or services concerning a certain product having been bought by the user. For example, an insurance can be provided via the database for a product, which has been bought by the user and for which an electronic payment certificate has been issued. As a further example, an extended warranty for a product bought by the user can be provided via the database.
A further aspect of the invention is a system for processing an electronic payment certifi- cate, comprising a computer device adapted to create an electronic payment certificate and to transfer the electronic payment certificate to a database, an authentication element for authenticating that a user or an entity has executed the payment, wherein the database is adapted to further process the electronic payment certificate.
According to a preferred embodiment of the present invention the system is adapted to execute a method of the above described kind. Preferred embodiments of the invention are described in connection with the figures, wherein
FIG. 1 illustrates a flow diagram of a first embodiment of a method according to the present invention and
FIG. 2 illustrates schematically an embodiment of a system according to the pre- sent invention.
FIG. 1 illustrates a flow diagram of an example process 1 for processing an electronic payment certificate. Process 1 will be described in reference to a system for implementing process 1.
The system creates in a first process step A an electronic payment certificate in response and subsequent to a payment for an acquisition. The electronic payment certificate in form of an electronic document is at this phase of the process kept in a compute device such as a cash register in a shop. In a further process step B a user or an entity having executed the payment for the acquisition is authenticated by the system. The authentication can be executed by means of a barcode which is scanned by a scanning device as part of the cash register. The barcode can be printed on an identification card or displayed on a display device. Moreover, the identification card may include an RFID tag storing identity information for identifying the user which can be read by the cash register via near field communication.
In another process step C the electronic payment certificate is transferred by the system to an account of the user in a database for further processing. The transfer is initiated by the cash register, which is connected to the Internet. Therefore, the electronic document kept in the cash register is encrypted and subsequently sent to the database over a communication network such as the Internet. The sent document comprises information on the executed payment, for example, information on bought products, prices of bought products, product categories and/or a date of the payment executed.
FIG. 2 illustrates an exemplary system 100 for processing an electronic payment certificate. A payment is executed in a shop where in a computer device 110 creates an elec- tronic payment certificate. Subsequent to the creation of the electronic payment certificate an authentication element 120 or 125 is provided to the computer device 110. Therefore, an identification card 120 with a barcode printed thereon can be scanned by a scanning device of the computer device 110 in the shop for authenticating a user or an entity having executed the payment. After authentication, the computer device 1 0 transfers the electronic payment certificate to a database 130. The database is adapted for further processing the electronic payment certificates 150, for example, to store, sort, categorize and/or tag a plurality of electronic certificates. The authentication element can be a barcode being printed on an identification card 120 or a barcode being displayed on a display device 125. Furthermore, the computer device 110 may read identity information stored in an RFID tag as part of the identification card 120 or part of the display device 125.
A computer client 140 can be adapted to access the database 130. The computer client 140 can be a personal computer, a tablet personal computer, a cellular telephone, a smart phone, a media player, a navigation device, a game console, or a laptop computer. The computer client 140 can be adapted to address a printer 150 for printing an electronic payment certificate on paper.

Claims

Claims
1. Method for processing an electronic payment certificate, comprising the steps: a) creating an electronic payment certificate in response to a payment for an acquisition,
b) authenticating a user or an entity having executed the payment, and
c) transferring the electronic payment certificate to an account of the user in a database for further processing.
2. Method according to claim 1 ,
wherein the authentication is executed by means of a barcode being printed on an identification card or being displayed on a display device.
3. Method according to claim 1 ,
wherein the authentication is executed by means of an identification element being capable of near-field-communication.
4. Method according to any of the preceding claims 1 , 2 or 3,
wherein the electronic payment certificate is transferred to the database in encrypted form .
5. Method according to any of the preceding claims,
wherein the database is adapted to store, sort, categorize and/or tag a plurality of electronic payment certificates.
6. Method according to any of the preceding claims,
wherein the database is accessible by a computer client, in particular a personal computer, a tablet personal computer, a cellular telephone, a smart phone, a media player, a navigation device, a game console, or a laptop computer,
7. Method according to claim 6,
wherein the computer client is adapted to address a print device for printing an electronic payment certificate.
8. Method according to any of the preceding claims, wherein the electronic payment certificate comprises information on the executed payment, in particular information on bought products, quantity information on bought products, prizes of bought products, product categories and/or date of the payment executed.
9. Method according to any of the preceding claims,
wherein a scanning device is adapted to scan a printed payment certificate and extract information from the printed payment certificate, in particular information on bought products, quantity information on bought products, prizes of bought products, product categories and/or date of the payment executed, for further processing of the information in the database.
10. Method according to any of the preceding claims,
wherein the database is adapted to provide an advertisement to a user accessing the database and
wherein the advertisement contains content matching acquisition patterns of the user.
11. System for processing an electronic payment certificate, comprising:
a computer device adapted to create an electronic payment certificate and to transfer the electronic payment certificate to a database and
an authentication element for authenticating that a user or an entity has executed the payment,
wherein the database is adapted to further process the electronic payment certificate.
12. System according to claim 11 ,
wherein the system is adapted to execute a method according to claims 2-9.
PCT/EP2011/069525 2011-11-07 2011-11-07 Method for processing an electronic payment certificate WO2013068029A1 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
EP11781513.4A EP2776992A1 (en) 2011-11-07 2011-11-07 Method for processing an electronic payment certificate
PCT/EP2011/069525 WO2013068029A1 (en) 2011-11-07 2011-11-07 Method for processing an electronic payment certificate
EP12783592.4A EP2776993A1 (en) 2011-11-07 2012-11-07 Method for processing an electronic payment certificate
PCT/EP2012/071989 WO2013068378A1 (en) 2011-11-07 2012-11-07 Method for processing an electronic payment certificate

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/EP2011/069525 WO2013068029A1 (en) 2011-11-07 2011-11-07 Method for processing an electronic payment certificate

Publications (1)

Publication Number Publication Date
WO2013068029A1 true WO2013068029A1 (en) 2013-05-16

Family

ID=47146395

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PCT/EP2011/069525 WO2013068029A1 (en) 2011-11-07 2011-11-07 Method for processing an electronic payment certificate
PCT/EP2012/071989 WO2013068378A1 (en) 2011-11-07 2012-11-07 Method for processing an electronic payment certificate

Family Applications After (1)

Application Number Title Priority Date Filing Date
PCT/EP2012/071989 WO2013068378A1 (en) 2011-11-07 2012-11-07 Method for processing an electronic payment certificate

Country Status (2)

Country Link
EP (1) EP2776992A1 (en)
WO (2) WO2013068029A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102015012775A1 (en) 2015-09-29 2017-03-30 Michael Kolecki System for the management of electronic cash vouchers / invoice documents and the merging of customer cards
CN109840776B (en) * 2017-11-27 2021-08-13 汇智通讯有限公司 Transaction certificate authentication method and transaction verification method using ultrasonic verification code

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030033272A1 (en) * 2001-08-09 2003-02-13 International Business Machines Corporation Smart receipt
WO2007134378A1 (en) * 2006-05-19 2007-11-29 Gerard Vincent Iriks A receipt storage system
US20090271322A1 (en) * 2008-04-28 2009-10-29 Isaac Lay Electronic receipt system and method

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030033272A1 (en) * 2001-08-09 2003-02-13 International Business Machines Corporation Smart receipt
WO2007134378A1 (en) * 2006-05-19 2007-11-29 Gerard Vincent Iriks A receipt storage system
US20090271322A1 (en) * 2008-04-28 2009-10-29 Isaac Lay Electronic receipt system and method

Also Published As

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WO2013068378A1 (en) 2013-05-16
EP2776992A1 (en) 2014-09-17

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