WO2013051010A3 - System and method for implementing biometric authentication - Google Patents

System and method for implementing biometric authentication Download PDF

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Publication number
WO2013051010A3
WO2013051010A3 PCT/IN2012/000396 IN2012000396W WO2013051010A3 WO 2013051010 A3 WO2013051010 A3 WO 2013051010A3 IN 2012000396 W IN2012000396 W IN 2012000396W WO 2013051010 A3 WO2013051010 A3 WO 2013051010A3
Authority
WO
WIPO (PCT)
Prior art keywords
biometric authentication
biometric
approving
pos
conducting
Prior art date
Application number
PCT/IN2012/000396
Other languages
French (fr)
Other versions
WO2013051010A2 (en
Inventor
Sumeet PHADNIS
Mandar Agashe
Original Assignee
Sarvatra Technologies Pvt. Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sarvatra Technologies Pvt. Ltd. filed Critical Sarvatra Technologies Pvt. Ltd.
Publication of WO2013051010A2 publication Critical patent/WO2013051010A2/en
Publication of WO2013051010A3 publication Critical patent/WO2013051010A3/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints

Abstract

A system and method for implementing biometric authentication for approving users' financial transactions have been disclosed. The system (100) provides dedicated biometric authentication facilitator units (104) at Point of Sales (POS) terminals (102) which capture a user's biometric characteristic when a request for conducting a financial transaction is raised. A verification server (116) of the system(100) generates a one-time use biometric authentication token in response to the captured biometric characteristic for approving or declining a financial transaction at an Electronic Fund Transfer (EFT) switch interface (136). The system (100) thus, facilitates biometric authentication at remote POS terminals (102) without necessitating modifications in the existing POS hardware. Further, the system (100) eliminates the usage of specialized smart cards capable of storing biometric data or cumbersome secondary authentication mechanisms for approving and conducting financial transactions.
PCT/IN2012/000396 2011-06-06 2012-06-05 A system and method for implementing biometric authentication for approving user's financial transactions WO2013051010A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
IN1657MU2011 2011-06-06
IN1657/MUM/2011 2011-06-06

Publications (2)

Publication Number Publication Date
WO2013051010A2 WO2013051010A2 (en) 2013-04-11
WO2013051010A3 true WO2013051010A3 (en) 2013-07-04

Family

ID=48044257

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IN2012/000396 WO2013051010A2 (en) 2011-06-06 2012-06-05 A system and method for implementing biometric authentication for approving user's financial transactions

Country Status (1)

Country Link
WO (1) WO2013051010A2 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9754093B2 (en) * 2014-08-28 2017-09-05 Ncr Corporation Methods and a system for automated authentication confidence
GB2555817A (en) * 2016-11-10 2018-05-16 Sthaler Ltd Biometric transaction system
US10715520B2 (en) * 2016-12-08 2020-07-14 Mastercard International Incorporated Systems and methods for decentralized biometric enrollment

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030046237A1 (en) * 2000-05-09 2003-03-06 James Uberti Method and system for enabling the issuance of biometrically secured online credit or other online payment transactions without tokens
CN1758288A (en) * 2004-10-08 2006-04-12 富士通株式会社 Authenticating method, personal authentication apparatus, and program
US7558406B1 (en) * 2004-08-03 2009-07-07 Yt Acquisition Corporation System and method for employing user information
US20100299258A1 (en) * 1999-12-10 2010-11-25 Terri Page System and method for verifying the authenticity of a check and authorizing payment thereof

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100299258A1 (en) * 1999-12-10 2010-11-25 Terri Page System and method for verifying the authenticity of a check and authorizing payment thereof
US20030046237A1 (en) * 2000-05-09 2003-03-06 James Uberti Method and system for enabling the issuance of biometrically secured online credit or other online payment transactions without tokens
US7558406B1 (en) * 2004-08-03 2009-07-07 Yt Acquisition Corporation System and method for employing user information
CN1758288A (en) * 2004-10-08 2006-04-12 富士通株式会社 Authenticating method, personal authentication apparatus, and program

Also Published As

Publication number Publication date
WO2013051010A2 (en) 2013-04-11

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