WO2011082125A3 - Retail sale money transfer system - Google Patents
Retail sale money transfer system Download PDFInfo
- Publication number
- WO2011082125A3 WO2011082125A3 PCT/US2010/062128 US2010062128W WO2011082125A3 WO 2011082125 A3 WO2011082125 A3 WO 2011082125A3 US 2010062128 W US2010062128 W US 2010062128W WO 2011082125 A3 WO2011082125 A3 WO 2011082125A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- money transfer
- send transaction
- token
- computer system
- send
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/045—Payment circuits using payment protocols involving tickets
- G06Q20/0457—Payment circuits using payment protocols involving tickets the tickets being sent electronically
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/346—Cards serving only as information carrier of service
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/348—Single-use cards, i.e. without possibility of recharging
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
Abstract
A system and method for performing money transfer send transactions uses a plurality of tokens for retail sale, each token representing a specific money transfer purpose and having a send transaction identifier. A computer system is connectable to receive from a point of sale terminal data representing a send transaction identifier of at least one token and creating a send transaction record linked to the token's send transaction identifier. A control module executing in the computer system presents to the sender a completion interface that includes elements reflecting the specific money transfer purpose and fields for receiving send transaction information comprising: sender identification information; recipient identification information; and message options related to the specific money transfer purpose. In response to receipt of sufficient information entered at the completion interface, a memory for stores an active, funded send transaction record in the computer system including the message options.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP10801544.7A EP2519929A4 (en) | 2009-12-30 | 2010-12-27 | Retail sale money transfer system |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US12/650,209 | 2009-12-30 | ||
US12/650,209 US9092763B2 (en) | 2009-12-30 | 2009-12-30 | Retail sale money transfer system |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2011082125A2 WO2011082125A2 (en) | 2011-07-07 |
WO2011082125A3 true WO2011082125A3 (en) | 2011-10-13 |
Family
ID=44186230
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2010/062128 WO2011082125A2 (en) | 2009-12-30 | 2010-12-27 | Retail sale money transfer system |
Country Status (3)
Country | Link |
---|---|
US (4) | US9092763B2 (en) |
EP (1) | EP2519929A4 (en) |
WO (1) | WO2011082125A2 (en) |
Families Citing this family (36)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8672220B2 (en) * | 2005-09-30 | 2014-03-18 | The Western Union Company | Money transfer system and method |
US9092763B2 (en) | 2009-12-30 | 2015-07-28 | Moneygram International, Inc. | Retail sale money transfer system |
US9349063B2 (en) * | 2010-10-22 | 2016-05-24 | Qualcomm Incorporated | System and method for capturing token data with a portable computing device |
US10402795B2 (en) | 2012-01-05 | 2019-09-03 | Moneygram International, Inc. | Prefunding for money transfer send transactions |
US9619790B2 (en) | 2012-07-02 | 2017-04-11 | Moneygram International, Inc. | Systems and methods for emergency money transfer transactions |
US8639619B1 (en) | 2012-07-13 | 2014-01-28 | Scvngr, Inc. | Secure payment method and system |
US9256871B2 (en) * | 2012-07-26 | 2016-02-09 | Visa U.S.A. Inc. | Configurable payment tokens |
US10229412B1 (en) | 2012-09-13 | 2019-03-12 | Square, Inc. | Using card present transaction data to generate payment transaction account |
US8657688B1 (en) | 2012-11-26 | 2014-02-25 | Moneygram International, Inc. | Promotion generation engine for a money transfer system |
US9946999B2 (en) * | 2012-11-30 | 2018-04-17 | Ncr Corporation | Customer interaction manager on a point of sale computer |
US11120414B1 (en) | 2012-12-04 | 2021-09-14 | Square, Inc. | Systems and methods for facilitating transactions between payers and merchants |
US10755245B2 (en) | 2013-02-25 | 2020-08-25 | Moneygram International, Inc. | Money transfer system having location based language and dynamic receipt capabilities |
US20140279554A1 (en) * | 2013-03-12 | 2014-09-18 | Seth Priebatsch | Distributed authenticity verification for consumer payment transactions |
US9633346B2 (en) * | 2013-03-29 | 2017-04-25 | Ncr Corporation | Flexible financial services terminal and methods of operation |
US8770478B2 (en) | 2013-07-11 | 2014-07-08 | Scvngr, Inc. | Payment processing with automatic no-touch mode selection |
US10192204B2 (en) | 2013-08-01 | 2019-01-29 | Moneygram International, Inc. | System and method for staging money transfers between users having profiles |
US9805366B1 (en) | 2013-09-16 | 2017-10-31 | Square, Inc. | Associating payment information from a payment transaction with a user account |
US10425406B2 (en) | 2015-04-01 | 2019-09-24 | Branch Banking And Trust Company | Card-personalization system |
US11526933B1 (en) | 2015-12-28 | 2022-12-13 | Wells Fargo Bank, N.A. | Systems and methods for trackable transaction requests |
CA3012324A1 (en) * | 2016-01-26 | 2017-08-03 | American Greetings Corporation | Gift assemblies |
CN106127979B (en) * | 2016-06-16 | 2018-06-26 | 上海河广信息科技有限公司 | POS machine migration position determines method and system |
US10796280B2 (en) * | 2017-06-29 | 2020-10-06 | Simplified Technologies, Inc. | System for preparation of modifiable recipe-based products |
US11288662B2 (en) * | 2018-03-19 | 2022-03-29 | Chng Weng WAH | Security systems and methods for electronic devices |
US11475435B2 (en) * | 2018-09-19 | 2022-10-18 | Jpmorgan Chase Bank, N.A. | Method and system for generating digital wallet accounts |
JP7305337B2 (en) * | 2018-11-26 | 2023-07-10 | グローリー株式会社 | Trading system, trading device and trading method |
WO2022065576A1 (en) * | 2020-09-23 | 2022-03-31 | 효성티앤에스 주식회사 | Built-in digital desk |
US11935116B1 (en) | 2020-11-03 | 2024-03-19 | Wells Fargo Bank, N.A. | Identifying and providing unfulfilled services via an ATM |
US11508097B1 (en) | 2020-12-11 | 2022-11-22 | Wells Fargo Bank, N.A. | Visualizations of multi-nodal transfers and gesture-based interactivity in virtual or augmented reality |
US20220222665A1 (en) * | 2021-01-11 | 2022-07-14 | Jpmorgan Chase Bank , N.A. | Systems and methods for reduced infrastructure payment authentication |
US11853985B2 (en) * | 2021-05-27 | 2023-12-26 | The Toronto-Dominion Bank | Systems and methods for configuring resource transfers |
US11792165B2 (en) | 2021-06-04 | 2023-10-17 | Bank Of America Corporation | Supporting data processing transactions using machine to machine (M2M) data transfer |
US11784981B2 (en) | 2021-06-04 | 2023-10-10 | Bank Of America Corporation | Data processing transactions using machine to machine (M2M) data transfer |
WO2023288256A1 (en) * | 2021-07-15 | 2023-01-19 | Woje, Inc. | Value transfer processing plans |
US11265370B1 (en) | 2021-07-27 | 2022-03-01 | Bank Of America Corporation | Machine to machine (M2M) data transfer between data servers |
US20230075450A1 (en) * | 2021-09-08 | 2023-03-09 | Cheryl Hayes | Customized Payment Card and a Method for Generating the Customized Payment Card |
US20230196361A1 (en) * | 2021-12-16 | 2023-06-22 | Bank Of America Corporation | System and method providing an electronic centralized gateway switch to a plurality of network devices |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20030130907A1 (en) * | 2000-12-15 | 2003-07-10 | First Data Corporation | Electronic gift linking |
US20040139000A1 (en) * | 2000-05-05 | 2004-07-15 | Amos Carl Raymond | Advanced automatic instant money transfer machine |
US20040205023A1 (en) * | 2003-04-08 | 2004-10-14 | First Data Corporation | Money transfer convenience card, systems and methods |
US7120608B1 (en) * | 2000-08-15 | 2006-10-10 | Yahoo ! Inc. | Systems and methods for implementing person-to-person money exchange |
Family Cites Families (46)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5420405A (en) | 1993-02-26 | 1995-05-30 | Chasek; Norman E. | Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes |
US5649117A (en) | 1994-06-03 | 1997-07-15 | Midwest Payment Systems | System and method for paying bills and other obligations including selective payor and payee controls |
KR19990028355A (en) | 1995-07-06 | 1999-04-15 | 가나이 쓰도무 | Electronic money transfer system |
US5659165A (en) | 1995-07-24 | 1997-08-19 | Citibank. N.A. | Customer-directed, automated process for transferring funds between accounts via a communications network |
US5825003A (en) | 1995-07-24 | 1998-10-20 | Citicorp Development Center | Customer-directed, automated process for transferring funds between accounts using a holding account and local processing |
US5963647A (en) | 1997-02-14 | 1999-10-05 | Citicorp Development Center, Inc. | Method and system for transferring funds from an account to an individual |
US6012048A (en) | 1997-05-30 | 2000-01-04 | Capital Security Systems, Inc. | Automated banking system for dispensing money orders, wire transfer and bill payment |
US5949044A (en) | 1997-06-13 | 1999-09-07 | Walker Asset Management Limited Partnership | Method and apparatus for funds and credit line transfers |
US6173272B1 (en) | 1998-04-27 | 2001-01-09 | The Clearing House Service Company L.L.C. | Electronic funds transfer method and system and bill presentment method and system |
US6609113B1 (en) | 1999-05-03 | 2003-08-19 | The Chase Manhattan Bank | Method and system for processing internet payments using the electronic funds transfer network |
US6554184B1 (en) | 1999-05-07 | 2003-04-29 | Carl Raymond Amos | Automatic instant money transfer machine |
US6886742B2 (en) | 1999-08-09 | 2005-05-03 | First Data Corporation | Systems and methods for deploying a point-of sale device |
US6827260B2 (en) | 1999-08-09 | 2004-12-07 | First Data Corporation | Systems and methods for utilizing a point-of-sale system |
NZ517144A (en) | 1999-08-09 | 2004-11-26 | First Data Corp | Point of sale payment terminal |
US7086584B2 (en) | 1999-08-09 | 2006-08-08 | First Data Corporation | Systems and methods for configuring a point-of-sale system |
US7370076B2 (en) | 1999-10-18 | 2008-05-06 | 4Yoursoul.Com | Method and apparatus for creation, personalization, and fulfillment of greeting cards with gift cards |
US6488203B1 (en) | 1999-10-26 | 2002-12-03 | First Data Corporation | Method and system for performing money transfer transactions |
US6502747B1 (en) | 1999-10-26 | 2003-01-07 | First Data Corporation | System and method for performing money transfer transaction using TCP/IP |
US6814282B2 (en) | 1999-10-26 | 2004-11-09 | First Data Corporation | Systems and methods of introducing and receiving information across a computer network |
US6736314B2 (en) | 2000-06-09 | 2004-05-18 | Telecom Usa | Methods and systems for transferring funds |
US6769605B1 (en) | 2000-07-21 | 2004-08-03 | Jason P. Magness | Money transfer system |
US20070005498A1 (en) | 2000-11-06 | 2007-01-04 | Cataline Glen R | System and method for optimized funding of electronic transactions |
GB2370146A (en) | 2000-12-16 | 2002-06-19 | Ncr Int Inc | Portable self-service terminal |
US7818251B2 (en) | 2001-12-10 | 2010-10-19 | The Western Union Company | Web-based payment system and method |
US7376431B2 (en) | 2002-02-05 | 2008-05-20 | Niedermeyer Brian J | Location based fraud reduction system and method |
US7024807B2 (en) | 2002-02-13 | 2006-04-11 | Ward-Kraft, Inc. | Greeting card with scanable gift card |
US20030208439A1 (en) | 2002-05-03 | 2003-11-06 | Rast Rodger H. | Automated soft limit control of electronic transaction accounts |
US7003493B2 (en) | 2003-01-22 | 2006-02-21 | First Data Corporation | Direct payment with token |
US20040177014A1 (en) | 2003-03-05 | 2004-09-09 | First Data Corporation | Systems and methods for ordering and distributing redemption instruments |
US6761311B1 (en) * | 2003-03-21 | 2004-07-13 | First Data Corporation | System and methods for disclosing transaction information to customers |
US7702542B2 (en) * | 2003-03-28 | 2010-04-20 | Lions & Bears Llc | Electronic cards systems and methods |
US7062463B2 (en) | 2003-03-31 | 2006-06-13 | William Stephen Knapp | System and method for enhancing financial institution revenues through acceleration of debit processing |
US7711638B2 (en) | 2004-03-17 | 2010-05-04 | The Western Union Company | System and method for transferring money |
US7188762B2 (en) * | 2004-05-07 | 2007-03-13 | Advanced Card Technologies Llc | Secure card package for transaction cards and method of activating the same |
US7213744B2 (en) | 2004-09-13 | 2007-05-08 | The Western Union Company | Regulated wire transfer compliance systems and methods |
US8152054B2 (en) | 2004-10-19 | 2012-04-10 | The Western Union Company | Money transfer systems and methods |
US7641109B2 (en) | 2005-05-18 | 2010-01-05 | The Western Union Company | Money transfer cards, systems and methods |
US20060085335A1 (en) | 2004-10-19 | 2006-04-20 | First Data Corporation | Point of sale systems and methods for consumer bill payment |
US20060177014A1 (en) * | 2005-02-07 | 2006-08-10 | Jens Skakkebaek | System and method for providing data on voicemail appliance |
US7258268B2 (en) | 2005-02-28 | 2007-08-21 | Moneygram International, Inc. | Method and apparatus for money transfer |
US20070124242A1 (en) | 2005-11-15 | 2007-05-31 | Reis A D Jr | Funds transfer system |
US8510223B2 (en) | 2006-08-03 | 2013-08-13 | The Western Union Company | Money transfer transactions via pre-paid wireless communication devices |
US9141956B2 (en) | 2006-11-13 | 2015-09-22 | Ncr Corporation | Using biometric tokens to pre-stage and complete transactions |
US7878393B2 (en) | 2006-12-07 | 2011-02-01 | Moneygram International, Inc. | Method and apparatus for distribution of money transfers |
US7959065B2 (en) * | 2008-09-30 | 2011-06-14 | Apple Inc. | Custom content gift cards |
US9092763B2 (en) | 2009-12-30 | 2015-07-28 | Moneygram International, Inc. | Retail sale money transfer system |
-
2009
- 2009-12-30 US US12/650,209 patent/US9092763B2/en active Active
-
2010
- 2010-12-27 EP EP10801544.7A patent/EP2519929A4/en not_active Withdrawn
- 2010-12-27 WO PCT/US2010/062128 patent/WO2011082125A2/en active Application Filing
-
2015
- 2015-07-22 US US14/805,890 patent/US9626665B2/en active Active
-
2017
- 2017-04-13 US US15/486,450 patent/US10535045B2/en active Active
- 2017-09-01 US US15/694,449 patent/US20170364881A1/en not_active Abandoned
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20040139000A1 (en) * | 2000-05-05 | 2004-07-15 | Amos Carl Raymond | Advanced automatic instant money transfer machine |
US7120608B1 (en) * | 2000-08-15 | 2006-10-10 | Yahoo ! Inc. | Systems and methods for implementing person-to-person money exchange |
US20030130907A1 (en) * | 2000-12-15 | 2003-07-10 | First Data Corporation | Electronic gift linking |
US20040205023A1 (en) * | 2003-04-08 | 2004-10-14 | First Data Corporation | Money transfer convenience card, systems and methods |
Also Published As
Publication number | Publication date |
---|---|
US9626665B2 (en) | 2017-04-18 |
US20110155799A1 (en) | 2011-06-30 |
US10535045B2 (en) | 2020-01-14 |
EP2519929A2 (en) | 2012-11-07 |
US20170364881A1 (en) | 2017-12-21 |
EP2519929A4 (en) | 2014-03-26 |
US9092763B2 (en) | 2015-07-28 |
US20170221025A1 (en) | 2017-08-03 |
US20160019508A1 (en) | 2016-01-21 |
WO2011082125A2 (en) | 2011-07-07 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
WO2011082125A3 (en) | Retail sale money transfer system | |
US10269006B2 (en) | System and method for chopping up and processing gift cards | |
WO2007121316A3 (en) | Payment processing support device and method | |
JP2004280818A (en) | System and method for simulating universal serial bus smart card device connected to usb host | |
WO2014085478A3 (en) | Systems and methods for processing electronic transactions based on consumer characteristics | |
WO2010036915A3 (en) | Real-time statement credits and notifications | |
CN101727712B (en) | Transfer method for electronic cash | |
WO2011047042A3 (en) | Systems and methods for dynamic receipt generation with environmental information | |
CN107481060A (en) | Information processing method, system and device | |
CN202167076U (en) | Self-service medicine vending system | |
CN103400460A (en) | Mobile POS (point of sale) machine, card business realizing system and method | |
CA2986835A1 (en) | Commission allocation method and system | |
WO2008089263A3 (en) | System and method for electronic payment processing | |
WO2005040977A3 (en) | Systems, methods, and devices for selling transaction accounts | |
US8645215B1 (en) | System and method for sales tax automatic declaration | |
CN105868972A (en) | Payment system and method for reporting lost | |
CN102646250A (en) | Medicine selecting method based on pharmaceutical supply chain trading system | |
CN211479177U (en) | Order information tracking system | |
CN203338402U (en) | RFID and fingerprint identification technology-based mobile payment system | |
CN102103774B (en) | Composite application realization method and system, and smart card | |
WO2011005848A3 (en) | Systems and methods for per-transaction financial card enabled personal financial management | |
CN102034306A (en) | System and method for displaying real-time transaction data information of electronic purse | |
TWI646488B (en) | Method of liquidation of multi-currency transactions | |
CN102542696A (en) | Security information interaction system and method | |
CN109670823A (en) | A kind of virtual campus card system solution methods |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
121 | Ep: the epo has been informed by wipo that ep was designated in this application |
Ref document number: 10801544 Country of ref document: EP Kind code of ref document: A1 |
|
NENP | Non-entry into the national phase |
Ref country code: DE |
|
WWE | Wipo information: entry into national phase |
Ref document number: 2010801544 Country of ref document: EP |