WO2010022642A1

WO2010022642A1 - Enfc mobile terminal and electronic payment control method thereof

Info

Publication number: WO2010022642A1
Application number: PCT/CN2009/073476
Authority: WO
Inventors: 贾倩
Original assignee: 中兴通讯股份有限公司
Priority date: 2008-08-29
Filing date: 2009-08-25
Publication date: 2010-03-04
Also published as: CN101393666A; CN101393666B

Abstract

A method for controlling electronic payment, which is used for an enhanced Near Field Communication (eNFC) mobile terminal, is provided in the present invention. The method includes the following steps: a Universal Integrated Circuit Card (UICC) receives a request message for closing or opening the electronic payment; the UICC judges the current state of a Single Wire Protocol (SWP) interface; when the current state is activated, a contactless front-end (CLF) is requested for storing the current work of the SWP interface or waiting for the SWP interface to complete the current work, and then the SWP interface is activated or deactivated; when the current state is deactivated or hung up, the SWP interface is directly deactivated or activated. An eNFC mobile terminal is also provided in the present invention. The invention allows a user to flexibly close or reactivate the electronic payment function of the mobile terminal according to individual actual need and actual using condition.

Description

TECHNICAL FIELD The present invention relates to communication or, in particular, to an eNFC (Enhanced Near Field Communication) mobile terminal and an electronic payment control method thereof. Background technique

IC (Integrated Circuit) cards (especially non-contact IC cards) have been widely used in public transportation, access control, and small electronic payment. Combining mobile phone functions with non-contact IC card technology, enabling mobile phones to be used in the field of electronic payment can bring convenience to people's lives and has broad application prospects. At present, a technical solution in the industry is eNFC, which is a mainstream mobile payment solution in China, and is supported by operators and related terminal manufacturers. eNFC technology is an enhancement and improvement of NFC (Near Field Communication) technology. It is a near-macro wireless communication technology operating at 13.56MHz. It is RFID (Radio Frequency Identification) technology and The convergence of interconnect technologies has evolved. After using mobile phone terminals such as mobile phones, eNFC technology can simulate non-contact IC cards for related applications of electronic payment. Implementing this technology on a mobile terminal requires adding an NFC analog front end chip and an NFC antenna to the terminal, and using a SIM (Subscriber Identity Module) card supporting SWP (Single Wire Protocol). The NFC analog front-end chip communicates with the terminal baseband chip through a UART (Universal Asynchronous Receiver/Transmitter) interface; the NFC analog front-end chip is connected to the C6 pin of the SIM card through a signal line, using the SWP protocol and SIM. The application part of the card communicates; the SIM card is connected to the baseband chip of the terminal through the IS07816 interface. eNFC is characterized by placing an application related to electronic payment on a SIM card, and processing the electronic payment application by the SIM card. In the process of implementing the present invention, the user cannot flexibly close the electronic payment function of the mobile terminal or reactivate the electronic payment function of the mobile terminal according to the actual needs and actual use of the individual, so that the existing electronic payment of the eNFC mobile terminal lacks security and flexibility. SUMMARY OF THE INVENTION In view of the problem of lack of security and flexibility of electronic payment for NFC mobile terminals in the prior art, the present invention aims to provide an eNFC mobile terminal and an electronic payment control method thereof to solve the above problem. At least one of the questions. In order to achieve the above object, according to an aspect of the present invention, an electronic payment control method for an eNFC mobile terminal is provided, comprising the steps of: a universal integrated circuit card accepts a message requesting to turn off or turn on electronic payment; The current state of the single-line protocol interface; when the current state is active, the non-contact front end is requested to save the current work of the single-wire protocol interface or wait for the single-line ten-party interface to complete the current work, and then activate or activate the single-line ten-party interface; When the current state is deactivated or suspended, the single-wire protocol interface is directly deactivated or activated. Preferably, the message that the universal integrated circuit card accepts to request to turn off or enable the electronic payment specifically includes: the host provides an interface; the host receives an indication from the user to close or turn on the electronic payment through the interface; and the host generates a request to close or enable the electronic payment according to the indication. Message; The host sends the message to the universal integrated circuit card. Preferably, the universal integrated circuit card accepts the request to close or open the electronic payment message further includes: a verification message; if the verification message is successful, the step of entering the universal integrated circuit card to determine the current state of the single-wire protocol interface; otherwise, the operation is ended. Preferably, the verification message specifically includes: prompting to input a password; verifying whether the input password is correct; if correct, the risk certificate is successful; if not, the risk certificate message fails. Preferably, the non-contact front end saves the current work of the single-wire protocol interface or waits for the single-line protocol interface to complete the current work, including: the universal integrated circuit card sends a close or open electronic payment message to the non-contact front end; the non-contact front end saves the current work of the single-wire protocol interface. Or wait for the single-wire protocol interface to complete the current work; the contactless front end sends a close or open electronic payment confirmation message to the universal integrated circuit card. Preferably, the deactivating or activating the single-wire protocol interface specifically includes: the universal integrated circuit card sends an active command to the mobile terminal: "deactivate" or "activate"; the mobile terminal sends a command to the universal integrated circuit card indicating that the specified operation has been completed. According to another aspect of the present invention, an enhanced near field communication mobile terminal is provided, including: a universal integrated circuit card, comprising: an accepting module, configured to accept a message requesting to turn off or turn on electronic payment; For determining the current state of the single-wire protocol interface; the indirect module is configured to request the non-contact front end to save the current work of the single-wire protocol interface or wait for the single-line protocol interface to complete the current work, and then deactivate or activate the single-wire protocol when the current state is active. Interface; direct module, used to directly deactivate or activate the single-wire protocol interface when the current state is deactivated or suspended; Protocol interface, used as an interface between the contactless front end and the universal integrated circuit card, used to be deactivated or activated to turn off or turn on electronic payment; non-contact front end, with contactless communication function, for saving single-line ten-party interface Current work. Preferably, the enhanced near field communication mobile terminal further includes a host, and the method includes: an interface module, configured to provide an interface, receive an indication from the user to close or turn on the electronic payment through the interface; and create a module, configured to generate the information according to the indication A message requesting to close or open an electronic payment; a sending module for transmitting a message to a universal integrated circuit card. Preferably, the host further includes: a verification module, configured to verify the message: if the verification message is successful, triggering the determining module to operate; otherwise, the determining module is not triggered. Preferably, the verification module specifically includes: a prompting module, configured to prompt for a password; and a confirmation module, configured to confirm whether the entered password is correct: if correct, the risk certificate message is successful; if not, the risk certificate message fails. Preferably, the indirect module is configured to send a close or open electronic payment message to the non-contact front end; the non-contact front end is used to save the current work of the single-wire protocol interface or wait for the single-line protocol interface to complete the current work; and send the shutdown or open to the universal integrated circuit card. Electronic payment confirmation message. By the present invention, by providing the eNFC mobile terminal with the function of turning off and turning on electronic payment, it is possible to overcome the problem of lack of security and flexibility of the existing eNFC mobile terminal electronic payment, so that the user can rely on the actual needs and actual use of the individual. Flexibly turn off the electronic payment function of the mobile terminal or reactivate the electronic payment function of the mobile terminal. BRIEF DESCRIPTION OF THE DRAWINGS The accompanying drawings, which are set to illustrate,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a flow chart of an electronic payment control method for an eNFC mobile terminal according to an embodiment of the present invention; FIG. 2 is a flow chart of an electronic payment cancellation of an eNFC mobile terminal according to a preferred embodiment of the present invention; Is a flow for an eNFC mobile terminal to activate an electronic payment according to a preferred embodiment of the present invention Figure. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS The present invention provides an enhanced near field communication mobile terminal and an electronic payment control method thereof, in view of the problem that the NFC mobile terminal electronic payment lacks security and flexibility in the related art. The processing principle of the method is: the universal integrated circuit card accepts a message requesting to close or open the electronic payment; the universal integrated circuit card judges the current state of the single-wire protocol interface; when the current state is active, requests the non-contact front end to save the single-wire protocol interface After the current work or waiting for the single-wire protocol interface to complete the current work, then activate or activate the single-wire protocol interface; when the current state is deactivated or suspended, directly activate or activate the single-wire protocol interface. Through this solution, the user can flexibly turn off the electronic payment function of the mobile terminal or reactivate the electronic payment function of the mobile terminal according to the actual needs and actual use of the individual. The invention will be described in detail below with reference to the drawings in conjunction with the embodiments. It should be noted that the embodiments in the present application and the features in the embodiments may be combined with each other without conflict. Method Embodiment The present invention will be described in detail below with reference to the accompanying drawings in conjunction with the embodiments. According to an embodiment of the present invention, an electronic payment control method for enhancing a near field communication mobile terminal is provided. FIG. 1 is a flowchart of an electronic payment control method of an eNFC mobile terminal according to an embodiment of the present invention, as shown in FIG. The method includes the following steps: Step S10, the UICC (Universal Integrated Circuit Card) accepts a message requesting to close or enable the electronic payment; Step S20, the UICC determines the current state of the SWP interface; If the dog state is activated, proceed to step S30, request CLF (contactless frontend) to save the current work of the SWP interface or wait for the SWP interface to complete the current work; Step S40, deactivate or activate the SWP interface; if the current state is deactivated Or suspend, then directly proceeds to step S40. It can be seen that the electronic payment control method provides the eNFC mobile terminal with the function of closing and opening the electronic payment, so that the existing eNFC mobile terminal electronic payment lacks security and flexibility, and the user can The mobile terminal electronic payment function can be flexibly turned off or the mobile terminal electronic payment function can be reactivated. Preferably, the step S10 specifically includes: the host provides an interface; the host receives an indication from the user to close or turn on the electronic payment through the interface; the host generates a message requesting to close or enable the electronic payment according to the indication; the host sends the message to the UICC. The user can conveniently operate the mobile terminal through an interface (for example, a menu interface). Preferably, step S10 specifically includes: verifying the message; if the verification message is successful, entering the UICC to determine the current state of the S WP interface; otherwise, ending the operation. Preferably, the verification message specifically includes: prompting to input a password; verifying whether the input password is correct; if correct, the risk certificate is successful; if not, the risk certificate message fails. The above preferred embodiment enhances the security of the electronic payment function of the mobile terminal. Preferably, the step S30 specifically includes: the UICC sends a close or open electronic payment message to the CLF; the CLF saves the current work of the SWP interface or waits for the SWP interface to complete the current work; the CLF sends a close or open electronic payment confirmation message to the UICC. With the above preferred embodiment, data loss of the currently ongoing electronic payment service is avoided. Preferably, the deactivating or activating the SWP interface specifically includes: the UICC sends an active command to the mobile terminal: "deactivate" or "activate"; the mobile terminal sends a command to the UICC indicating that the specified operation has been completed, for example, "TERMINAL RESPONSE""Command. 2 is a flowchart of an eNFC mobile terminal closing an electronic payment according to a preferred embodiment of the present invention, where 1 is a mobile terminal, 2 is a UICC card, and 3 is a CLF. The specific steps are as follows: Step S201: A user sends through the mobile terminal 1 "Close electronic payment message" to UICC card 2; Step S202, mobile terminal 1 waits for user confirmation and password; if the user does not confirm or the password does not pass, proceeds to step S203': mobile terminal 1 rejects Sending a message to the UICC card 2, exiting the program; if the user confirms and the password is passed, proceeding to step S203: the UICC card 2 determines the current state of the SWP interface, and if it is currently in the "active" state, the next step is to proceed to step 204; If it is in the "suspended state" or "deactivated state", steps S204 and S205 are skipped, and the process proceeds directly to step S206. Step S204, the UICC card 2 sends a "close electronic payment request" message to the CLF 3, in the process, the CLF 3 should perform an appropriate save operation on the current processing and data or wait for the current operation to be completed; step S205, the CLF 3 sends the message to the UICC card 2 "Close electronic payment confirmation"message; Step S206, UICC card 2 sends an active command "deactivate" to mobile terminal 1

(DEACTIVE), The "deactivate" command is not currently a command defined in the ETSI standard, but can be enhanced into the ETSI TS 102.223 standard. This command is used to request the terminal to activate a specified interface, for example, SWP interface or UICC- USB interface, etc. If the terminal is deactivated or the interface is in the "deactivated" state, the terminal shall return a "Host Response" command. The "DEAVTIVE" command can be defined as follows:

"Proactive UICC command Tag", "Command details", and "Device identities" are defined in Sections 9.2, 8.6, and 8.7 of ETSI TS 102.223, respectively.

The "Deactivate descriptor" can be added in the subsection of Section 8 of ETSI TS 102.223, defined as follows:

The code for "Target" is as follows:

'01, = UICC-CLF interface according to ETSI TS 102.613 '00, and '02' to 'FF, = RFU

The "Host Response" command is used to respond to the "Deactivate" command, indicating that the SWP interface has been "deactivated" and the host response is an APDU command as defined in ETSI TS 102.221 11.2.4. As can be seen from the above preferred embodiment, the user can flexibly close the electronic payment function of his own ENFC-enabled mobile terminal. FIG. 3 is a flowchart of an ENFC mobile terminal activating an electronic payment according to a preferred embodiment of the present invention. 1 is a mobile terminal, 2 is a UICC card, and 3 is a CLF. The specific steps are as follows: Step S301: The user sends the mobile terminal 1 through the mobile terminal 1 "Activating the electronic payment message" to the UICC card 2; Step S302, the mobile terminal 1 waits for the user confirmation and the password; if the user does not confirm or the password does not pass, proceeds to step S303': the mobile terminal 1 refuses to send a message to the UICC card 2, exits If the user confirms and the password passes, proceed to step S303: the UICC card 2 determines the current state of the SWP interface, and if it is currently in the "active" state, the next step will proceed to step S304; if it is currently in the "suspended state" or " In the deactivated state, steps S304 and S305 are skipped, and the process proceeds directly to step S306. Step S304, the UICC card 2 sends an "Activate Electronic Payment Request" message to the CLF3. In the process, the CLF 3 should perform an appropriate save operation on the current processing and data or wait for the current operation to be completed; Step S305, the CLF 3 sends the message to the UICC card 2" The electronic payment confirmation "message is activated"; in step S306, the UICC card 2 sends an active command "active" command to the mobile terminal 1. The "ACTIVE" command is not currently a command defined in the ETSI standard, but can be added to the revised version of the ETSI TS 102.223 standard.

The "Host Response" command is used to respond to the "Activate" command, indicating that the SWP interface has been "activated". As can be seen from the above preferred embodiment, the user can flexibly activate the electronic payment function of his own ENFC-enabled mobile terminal. According to an embodiment of the present invention, there is also provided a computer readable medium having stored thereon computer executable instructions for causing a computer or processor to perform, for example, when executed by a computer or processor The processing of the steps shown in FIGS. 1 to 3 preferably, one or more of the above-described respective method embodiments may be performed. Apparatus Embodiments According to an embodiment of the present invention, an enhanced near field communication mobile terminal is provided, the eNFC mobile terminal comprising:

The UICC includes: an accepting module, configured to accept a message requesting to close or open the electronic payment; a determining module, configured to determine a current state of the SWP interface; and an indirect module, configured to request the CLF to save the SWP when the current state is active The current working of the interface or waiting for the SWP interface to complete the current work, then deactivate or activate the SWP interface; the direct module is used to directly deactivate or activate the SWP interface when the current state is deactivated or suspended;

The SWP interface is used as an interface between the CLF and the UICC for deactivation or activation to turn off or enable electronic payment. The CLF has a contactless communication function for saving the current work of the SWP interface. Preferably, the host in the UICC includes: an interface module, configured to provide an interface, receive an indication from the user to close or open the electronic payment through the interface; and create a module, configured to generate a message requesting to close or enable the electronic payment according to the indication A sending module for sending a message to the UICC. The user can conveniently operate the mobile terminal through an interface such as a menu interface. Preferably, the host further includes: a verification module, configured to verify the message: if the verification message is successful, triggering the determining module to operate; otherwise, the determining module is not triggered. Preferably, the verification module specifically includes: a prompting module, configured to prompt for a password; and a confirmation module, configured to confirm whether the entered password is correct: if correct, the risk certificate message is successful; if not, the risk certificate message fails. The above preferred embodiment enhances the security of the electronic payment function of the mobile terminal. Preferably, the indirect module is configured to send a closed or open electronic payment message to the CLF; the CLF is used to save the current working of the SWP interface or wait for the SWP interface to complete the current work; and to the UICC Send Close or turn on the electronic payment confirmation message. With the above preferred embodiment, data loss of the currently ongoing electronic payment service is avoided. In addition, the implementation of the present invention does not modify the system architecture and the current processing flow, is easy to implement, facilitates promotion in the technical field, and has strong industrial applicability. Obviously, those skilled in the art should understand that the above modules or steps of the present invention can be implemented by a general-purpose computing device, which can be concentrated on a single computing device or distributed over a network composed of multiple computing devices. Alternatively, they may be implemented by program code executable by the computing device, such that they may be stored in the storage device by the computing device, or they may be separately fabricated into individual integrated circuit modules, or they may be Multiple modules or steps are made into a single integrated circuit module. Thus, the invention is not limited to any specific combination of hardware and software. The above is only the preferred embodiment of the present invention, and is not intended to limit the present invention, and various modifications and changes can be made to the present invention. Any modifications, equivalent substitutions, improvements, etc. made within the scope of the present invention are intended to be included within the scope of the present invention.

Claims

Claim

An electronic payment control method for enhancing a near field communication mobile terminal, comprising the steps of:

The universal integrated circuit card accepts a message requesting to close or enable electronic payment; the universal integrated circuit card determines a current state of the single-wire protocol interface; and when the current state is active, requests the non-contact front end to save the current state of the single-wire protocol interface After working or waiting for the single-line ten-party interface to complete the current work, then deactivating or activating the single-line interface and the negotiation interface;

When the current state is deactivated or suspended, the single line protocol interface is directly deactivated or activated.

The electronic payment control method according to claim 1, wherein the receiving, by the universal integrated circuit card, the message requesting to close or enable the electronic payment comprises:

The host provides an interface;

Receiving, by the host, an indication from a user that the electronic payment is turned off or on;

The host generates the message requesting to turn off or turn on electronic payment according to the indication; the host sends the message to the universal integrated circuit card.

Verify the message;

If the message is successful, the step of entering the universal integrated circuit card to determine the current state of the single-wire protocol interface;

Otherwise the operation ends.

4. The electronic payment control method according to claim 3, wherein the verifying the message specifically comprises:

Prompt for a password;

- The password entered by the insurance card is correct; If correct, then the message is successful.

If it is not correct, the message of the danger certificate fails.

The electronic payment control method according to claim 1, wherein the non-contact front end saves the current work of the single-line ten-party interface or waits for the single-line ten-party interface to complete the current work, including:

Transmitting, by the universal integrated circuit card, the electronic payment message to the non-contact front end;

The non-contact front end saves the current work of the single-line protocol interface or waits for the single-line ten-party interface to complete the current work;

The contactless front end sends a close or open electronic payment confirmation message to the universal integrated circuit card.

The electronic payment control method according to claim 1, wherein the deactivating or activating the single-line protocol interface specifically includes:

The universal integrated circuit card sends an active command to the mobile terminal: "deactivate" or "activate,";

The mobile terminal transmits a command to the universal integrated circuit card indicating that the specified operation has been completed.

An enhanced near field communication mobile terminal, comprising:

A universal integrated circuit card, which includes:

An accepting module, configured to accept a message requesting to close or open an electronic payment; a determining module, configured to determine a current state of the single-wire protocol interface;

An indirect module, configured to: when the current state is activated, request the non-contact front end to save the current work of the single-line ten-party interface or wait for the single-line ten-party interface to complete the current work, then deactivate or activate the Single-wire protocol interface;

a direct module, configured to directly deactivate or activate the single-line protocol interface when the current state is deactivated or suspended;

The single-wire protocol interface is used as an interface for the non-contact front end to communicate with the universal integrated circuit card for being deactivated or activated to turn off or turn on electronic payment; The non-contact front end has a contactless communication function for saving the current work of the single-wire protocol interface.

8. The enhanced near field communication mobile terminal according to claim 7, further comprising: a host, comprising:

An interface module, configured to provide an interface, by which an indication from the user to close or enable an electronic payment is received;

a module for generating a message to close or open an electronic payment according to the indication;

And a sending module, configured to send the message to the universal integrated circuit card.

9. The enhanced near field communication mobile terminal according to claim 8, wherein the host further comprises:

And a verification module, configured to verify the message: if the message is successfully verified, triggering the determining module to operate; otherwise, the determining module is not triggered.

The enhanced near field communication mobile terminal according to claim 9, wherein the verification module specifically includes:

a prompt module, configured to prompt for a password;

The confirmation module is used to confirm whether the entered password is correct: if correct, the message is verified to be successful; if not, the message is failed.

The enhanced near field communication mobile terminal according to claim 7, wherein the indirect module is configured to send an electronic payment message to the non-contact front end, and the non-contact front end is configured to save the The current operation of the single-wire protocol interface or waiting for the single-wire protocol interface to complete the current work; and sending a close or open electronic payment confirmation message to the universal integrated circuit card.