WO2008100080A1 - Method and system for small money donation - Google Patents

Method and system for small money donation Download PDF

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Publication number
WO2008100080A1
WO2008100080A1 PCT/KR2008/000852 KR2008000852W WO2008100080A1 WO 2008100080 A1 WO2008100080 A1 WO 2008100080A1 KR 2008000852 W KR2008000852 W KR 2008000852W WO 2008100080 A1 WO2008100080 A1 WO 2008100080A1
Authority
WO
WIPO (PCT)
Prior art keywords
donation
customer
card
organization
small money
Prior art date
Application number
PCT/KR2008/000852
Other languages
French (fr)
Inventor
Jung Rae Kim
Original Assignee
Jung Rae Kim
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=38738270&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=WO2008100080(A1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Jung Rae Kim filed Critical Jung Rae Kim
Publication of WO2008100080A1 publication Critical patent/WO2008100080A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347—Passive cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0279—Fundraising management
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Definitions

  • the present invention relates to a method and system for small money donation, and, more particularly, to a method and system for small money donation that are capable of allowing a customer to easily deposit small money left over by the cash settlement or small money carried with the customer to a donation organization selected by the customer in the name of the customer as a donation.
  • this small money donation structure has a problem in that the taxi companies, the drugstores, and the convenient stores become donators, and where to donate the collected money is decided by the taxi companies, the drugstores, and the convenient stores, whereby donation culture becomes restricted.
  • the present invention has been made in view of the above problems, and it is an object of the present invention to provide a method and system for small money donation that is capable of allowing a customer to easily and conveniently donate small money left over by the cash settlement or small money carried with the customer to a donation organization directly selected by the customer through an authorized member store in the name of the customer at any time.
  • the above and other objects can be accomplished by the provision of a method for small money donation including (1) when a card of a desired donation organization is requested to be issued, issuing a donation card to a customer joining as a member, (2) when the customer expresses an intention to donate small money left over by the cash settlement or carried with the customer, reading card information from the donation card of the customer and allowing the customer to input the small money as a donation through a card terminal installed in a member store, (3) receiving donation information, including the read card information of the donation card and the inputted donation, through the card terminal, and requesting an account transfer to a bank processing system such that the donation is transferred from a registered account of the member store to a registered account of the corresponding donation organization in the name of the customer, and (4) receiving the details of the account transfer process from the bank processing system and notifying the customer of the result of the donation.
  • a system for donating small money left at the time of cash settlement including a donation card possessed by a customer, a card terminal installed in a member store for reading card information from the donation card, allowing the user to input a donation, and transmitting donation information, a bank processing system for, when being requested of an account transfer to the bank processing system, transferring the donation from a account of the member store to an account of a donation organization in the name of the customer, and reporting the transfer result, a donation organization system for receiving the donation information and checking the deposited donation, and an operating server for issuing a donation card of a donation organization selected by a customer joining as a member to the customer, transmitting donation information received through the card terminal of the member store to the bank processing system and the corresponding donation organization system, receiving the transfer result from the bank processing system, and notifying the customer of the result of the donation.
  • the method and system for small money donation according to the present invention have the effect of allowing a customer not to use small money left over by the cash settlement or small money carried with the customer for his/her own benefit but to donate the small money to a donation organization selected by the customer in the name of the customer, thereby activating donation culture in which donation is easily carried out at any time and inducing the settlement of the donation culture.
  • FIG. 1 is a view illustrating the construction of a small money donation system according to the present invention.
  • FIG. 2 is a flow chart illustrating a small money donation method of the system shown in FIG. 1.
  • operating server 40 bank processing system
  • FIG. 1 is a view illustrating the construction of a small money donation system according to the present invention.
  • the system shown in FIG. 1 includes a donation card 10 possessed by a customer, a card terminal 20 installed in a taxi or an authorized member store, such as a drugstore or a convenient store, and a bank processing system 40 for transferring a donation from a customer to an account of a donation organization.
  • the system shown in FIG. 1 further includes an operating server 30 for transmitting donation information inputted from the card terminal 20 to the bank processing system 40 and informing a received result to a customer.
  • a small money donation method of the system with the above- described construction shown in FIG. 1 will be described in detail with reference to FIG. 2.
  • a customer joins the operating server 30 as a member on-line or off-line, and selects a desired organization from specified welfare foundations, religious organizations, the Red Cross Society, or fund-raising organizations as a donation organization (Step 201).
  • the operating server 30 issues a donation card 10 corresponding to the donation organization selected by the member customer to the member customer (Step 202).
  • the customer directly joins a desired donation organization as a member and is issued the donation card 10 from the donation organization joined by the customer.
  • a corresponding donation organization system 50 requests the operating server 30 to issue the donation card 10, and the customer is issued the donation card 10 from the operating server 30.
  • the corresponding donation organization system 50 provides member information and/or card issue information to the operating server 30.
  • the customer registers his/her e-mail account, mobile phone number, or facsimile number to receive the details of the donation.
  • the donation card 10 is issued in the form of a magnetic (MS) card or an integrated circuit (IC) card.
  • the donation card 10 may be issued in the form of a mobile card using a mobile device, such as a mobile phone.
  • Step 203 When a customer who is issued the donation card 10 purchases goods at a donation card member store or uses a means of transportation, such as a taxi, pays a price or a taxi fare in cash, and small money is left over (Step 203), the customer presents the donation card 10 and expresses an intention of donation (Step 204). Of course, even not for the cash settlement, the customer may present the donation card 10 to a contracted member store and express an intention to donate small money carried with the customer. When the customer does not have an intention to donate small money, the member store hands over corresponding small money to the customer (S210).
  • card information of the donation card 10 is read by the card terminal 20 installed in the member store (Step 205), and the small money is inputted as a donation (S206).
  • the card terminal 20 transmits the inputted small money and donation information including the card information to the operating server 30 (Step 207).
  • the operating server 30 stores donation information transmitted from the card terminal 20 of the member store, and transmits the stored donation information to the bank processing system 40 in real time or periodically in a bundle.
  • the operating server 30 also transmits the donation information to the corresponding donation organization system 50 such that the donation organization can check the details of the deposited donation.
  • the bank processing system 40 withdraws small money to be donated from an account of the member store included the donation information transmitted from the operating server 30 and transfer the withdrawn small money to a registered account of the corresponding donation organization (Step 208).
  • the bank processing system 40 reports the processed result to the operating server 30, and the operating server 30 transmits the received result to a mobile phone designated by the customer using an SMS message or to an e-mail account of the customer so that the customer is notified of the donation result (Step 209).
  • the donation card 10 is additionally issued and used.
  • a cash receipt card or a point card which is being commercialized now, as the donation card through cooperation with authorities or enterprises concerned.
  • the customer when the customer presents his/her cash receipt card and expresses an intention to donate small money, while the customer pays a price in cash at the member store, card information of the cash receipt card is read by the card terminal 20 installed in the member store, and the money to be settled in cash and the small money are inputted.
  • the card terminal 20 of the member store reports the details of cash transactions to the Office of National Tax Administration via a VAN company and transmits the inputted small money to the operating server 30 such that the donation is processed.
  • the customer may present the donation card 10 to the member store and express an intention to donate money carried with the customer.
  • the card terminal 20 of the member store reports the details of the donation to the Office of National Tax Administration via a VAN company and transmits the inputted money to the operating server 30 such that the donation is processed.
  • the Office of National Tax Administration may administrate the details of the donation by the customer to utilize them as materials for a year-end tax adjustment.

Abstract

Disclosed herein is a method and system for easily donating small money left over by the cash settlement or carried with a customer to a donation organization desired by the customer. The small money donation system includes a donation card possessed by a customer, a card terminal installed in a member store for allowing the customer to input small money to be donated at the time of the cash settlement or at any time and transmitting donation information, an operating server for collecting the donation information transmitted from the card terminal in real time or periodically in a bundle, transmitting the donation information to a corresponding donation organization and a bank, receiving the result of the donation process, and notifying the result of the donation process to the customer, a bank processing system for receiving the donation information from the operating server, withdrawing small money to be donated from a registered account of the member store, transferring the withdrawn small money to a registered account of the corresponding donation organization in the name of the customer, and transmitting the transfer result to the operating server. The present invention has the effect of allowing a customer to deposit small money left over by the cash settlement or cash carried with the customer to a welfare foundation or a religious organization selected by the customer through an authorized member store in the name of the customer as a donation, thereby achieving donation at any time while eliminating troublesomeness in which the customer receives small money, and therefore, inducing the settlement of donation culture.

Description

[DESCRIPTION] [Invention Title]
METHOD AND SYSTEM FOR SMALL MONEY DONATION
[Technical Field]
The present invention relates to a method and system for small money donation, and, more particularly, to a method and system for small money donation that are capable of allowing a customer to easily deposit small money left over by the cash settlement or small money carried with the customer to a donation organization selected by the customer in the name of the customer as a donation.
[Background Art]
When a customer purchases goods at a store or a shopping mall, small money is frequently left over. In particular, when the goods are purchased in cash not by a credit card or electronic money, there is troublesomeness in which the customer receives small money. In recent years, donation boxes have been installed in taxies, drugstores, or convenient stores such that customers put small money to be received or cash carried with the customers in the donation boxes.
However, this small money donation structure has a problem in that the taxi companies, the drugstores, and the convenient stores become donators, and where to donate the collected money is decided by the taxi companies, the drugstores, and the convenient stores, whereby donation culture becomes restricted.
[Disclosure] [Technical Problem]
Therefore, the present invention has been made in view of the above problems, and it is an object of the present invention to provide a method and system for small money donation that is capable of allowing a customer to easily and conveniently donate small money left over by the cash settlement or small money carried with the customer to a donation organization directly selected by the customer through an authorized member store in the name of the customer at any time.
[Technical Solution]
In accordance with one aspect of the present invention, the above and other objects can be accomplished by the provision of a method for small money donation including (1) when a card of a desired donation organization is requested to be issued, issuing a donation card to a customer joining as a member, (2) when the customer expresses an intention to donate small money left over by the cash settlement or carried with the customer, reading card information from the donation card of the customer and allowing the customer to input the small money as a donation through a card terminal installed in a member store, (3) receiving donation information, including the read card information of the donation card and the inputted donation, through the card terminal, and requesting an account transfer to a bank processing system such that the donation is transferred from a registered account of the member store to a registered account of the corresponding donation organization in the name of the customer, and (4) receiving the details of the account transfer process from the bank processing system and notifying the customer of the result of the donation.
In accordance with another aspect of the present invention, there is provided a system for donating small money left at the time of cash settlement, including a donation card possessed by a customer, a card terminal installed in a member store for reading card information from the donation card, allowing the user to input a donation, and transmitting donation information, a bank processing system for, when being requested of an account transfer to the bank processing system, transferring the donation from a account of the member store to an account of a donation organization in the name of the customer, and reporting the transfer result, a donation organization system for receiving the donation information and checking the deposited donation, and an operating server for issuing a donation card of a donation organization selected by a customer joining as a member to the customer, transmitting donation information received through the card terminal of the member store to the bank processing system and the corresponding donation organization system, receiving the transfer result from the bank processing system, and notifying the customer of the result of the donation.
[Advantageous Effects] As apparent from the above description, the method and system for small money donation according to the present invention have the effect of allowing a customer not to use small money left over by the cash settlement or small money carried with the customer for his/her own benefit but to donate the small money to a donation organization selected by the customer in the name of the customer, thereby activating donation culture in which donation is easily carried out at any time and inducing the settlement of the donation culture.
[Description of Drawings]
The above and other objects, features and other advantages of the present invention will be more clearly understood from the following detailed description taken in conjunction with the accompanying drawings, in which:
FIG. 1 is a view illustrating the construction of a small money donation system according to the present invention; and
FIG. 2 is a flow chart illustrating a small money donation method of the system shown in FIG. 1.
<Description of reference numerals>
10: donation card 20: card terminal
30: operating server 40: bank processing system
50: donation organization system
[Mode for Invention] Now, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.
FIG. 1 is a view illustrating the construction of a small money donation system according to the present invention. The system shown in FIG. 1 includes a donation card 10 possessed by a customer, a card terminal 20 installed in a taxi or an authorized member store, such as a drugstore or a convenient store, and a bank processing system 40 for transferring a donation from a customer to an account of a donation organization. The system shown in FIG. 1 further includes an operating server 30 for transmitting donation information inputted from the card terminal 20 to the bank processing system 40 and informing a received result to a customer. A small money donation method of the system with the above- described construction shown in FIG. 1 will be described in detail with reference to FIG. 2.
A customer joins the operating server 30 as a member on-line or off-line, and selects a desired organization from specified welfare foundations, religious organizations, the Red Cross Society, or fund-raising organizations as a donation organization (Step 201). The operating server 30 issues a donation card 10 corresponding to the donation organization selected by the member customer to the member customer (Step 202). Of course, it is possible that the customer directly joins a desired donation organization as a member and is issued the donation card 10 from the donation organization joined by the customer. Alternatively, it is possible that the customer directly joins a desired donation organization as a member, a corresponding donation organization system 50 requests the operating server 30 to issue the donation card 10, and the customer is issued the donation card 10 from the operating server 30. In this case, the corresponding donation organization system 50 provides member information and/or card issue information to the operating server 30. When joining as a member, the customer registers his/her e-mail account, mobile phone number, or facsimile number to receive the details of the donation. Here, the donation card 10 is issued in the form of a magnetic (MS) card or an integrated circuit (IC) card. Alternatively, the donation card 10 may be issued in the form of a mobile card using a mobile device, such as a mobile phone. When a customer who is issued the donation card 10 purchases goods at a donation card member store or uses a means of transportation, such as a taxi, pays a price or a taxi fare in cash, and small money is left over (Step 203), the customer presents the donation card 10 and expresses an intention of donation (Step 204). Of course, even not for the cash settlement, the customer may present the donation card 10 to a contracted member store and express an intention to donate small money carried with the customer. When the customer does not have an intention to donate small money, the member store hands over corresponding small money to the customer (S210). When the customer expresses an intention of donation, card information of the donation card 10 is read by the card terminal 20 installed in the member store (Step 205), and the small money is inputted as a donation (S206). The card terminal 20 transmits the inputted small money and donation information including the card information to the operating server 30 (Step 207). The operating server 30 stores donation information transmitted from the card terminal 20 of the member store, and transmits the stored donation information to the bank processing system 40 in real time or periodically in a bundle. The operating server 30 also transmits the donation information to the corresponding donation organization system 50 such that the donation organization can check the details of the deposited donation. The bank processing system 40 withdraws small money to be donated from an account of the member store included the donation information transmitted from the operating server 30 and transfer the withdrawn small money to a registered account of the corresponding donation organization (Step 208). The bank processing system 40 reports the processed result to the operating server 30, and the operating server 30 transmits the received result to a mobile phone designated by the customer using an SMS message or to an e-mail account of the customer so that the customer is notified of the donation result (Step 209).
In this embodiment, the donation card 10 is additionally issued and used. However, it is also possible to utilize a cash receipt card or a point card, which is being commercialized now, as the donation card through cooperation with authorities or enterprises concerned.
For example, when the customer presents his/her cash receipt card and expresses an intention to donate small money, while the customer pays a price in cash at the member store, card information of the cash receipt card is read by the card terminal 20 installed in the member store, and the money to be settled in cash and the small money are inputted. The card terminal 20 of the member store reports the details of cash transactions to the Office of National Tax Administration via a VAN company and transmits the inputted small money to the operating server 30 such that the donation is processed. Of course, even not for the cash settlement, the customer may present the donation card 10 to the member store and express an intention to donate money carried with the customer. At this time, the card terminal 20 of the member store reports the details of the donation to the Office of National Tax Administration via a VAN company and transmits the inputted money to the operating server 30 such that the donation is processed. In this case, the Office of National Tax Administration may administrate the details of the donation by the customer to utilize them as materials for a year-end tax adjustment.
Although the preferred embodiments of the present invention have been disclosed for illustrative purposes, those skilled in the art will appreciate that various modifications, additions and substitutions are possible, without departing from the scope and spirit of the invention as disclosed in the accompanying claims.

Claims

[CLAIMS]
[Claim 1 ]
A method for small money donation, comprising:
(1) when a card of a desired donation organization is requested to be issued, issuing a donation card to a customer joining as a member;
(2) when the customer expresses an intention to donate small money left over by the cash settlement or carried with the customer, reading card information from the donation card of the customer and allowing the customer to input the small money as a donation through a card terminal installed in a member store; (3) receiving donation information, including the read card information of the donation card and the inputted donation, through the card terminal, requesting an account transfer to a bank processing system such that the donation is transferred from a registered account of the member store to a registered account of the corresponding donation organization in the name of the customer, and transmitting the donation information to a corresponding donation organization system such that the donation organization can check the details of the deposited donation; and
(4) receiving the details of the account transfer process from the bank processing system and notifying the customer of the result of the donation.
[Claim 2]
The method according to claim 1, wherein the step (3) includes transmitting the received donation information to the bank processing system in real time or periodically in a bundle.
[Claim 3]
The method according to claim 1, wherein the step (4) includes transmitting the result of the donation to an e-mail account registered by the customer at the time of joining as a member or to a mobile phone of the customer using an SMS message.
[Claim 4]
The method according to claim 1, wherein the donation card of the step (1) is used as a cash receipt card.
[Claim 5]
A system for donating small money left at the time of cash settlement, comprising: a donation card possessed by a customer, the donation card being constructed in the form of a magnetic (MS) card, an integrated circuit (IC) card, or a mobile card; a card terminal installed in a member store for reading card information from the donation card, allowing the user to input a donation, and transmitting donation information; a bank processing system for, when an operating server requests an account transfer to the bank processing system, withdrawing small money to be donated from a registered account of the member store, transferring the withdrawn small money to a registered account of a corresponding donation organization in the name of the customer, and reporting the transfer result to the operating server; a donation organization system for receiving the donation information and checking the deposited donation; and the operating server for issuing a donation card of a donation organization selected by a customer joining as a member to the customer, transmitting donation information received through the card terminal of the member store to the bank processing system and the corresponding donation organization system, receiving the transfer result from the bank processing system, and notifying the customer of the result of the donation.
[Claim 6]
The system according to claim 5, wherein, when the customer joins the corresponding donation organization as a member, the operating server issues the donation card based on the request to issue the donation card from the donation organization system .
PCT/KR2008/000852 2007-02-13 2008-02-13 Method and system for small money donation WO2008100080A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2007-0014978 2007-02-13
KR1020070014978A KR100760022B1 (en) 2007-02-13 2007-02-13 Method and system for small money donation

Publications (1)

Publication Number Publication Date
WO2008100080A1 true WO2008100080A1 (en) 2008-08-21

Family

ID=38738270

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2008/000852 WO2008100080A1 (en) 2007-02-13 2008-02-13 Method and system for small money donation

Country Status (2)

Country Link
KR (1) KR100760022B1 (en)
WO (1) WO2008100080A1 (en)

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KR100913192B1 (en) * 2008-10-06 2009-08-24 이현진 Joint donation system for person and company using change
KR101039291B1 (en) 2010-09-30 2011-06-08 (주)지앤넷 Method and system for providing the donation, and method for franchisee, deposit bank and server for donation solution by using the same
KR101219027B1 (en) * 2011-06-23 2013-01-11 케이아이비넷 (주) Method and system for operating donation card
WO2013112611A1 (en) * 2012-01-23 2013-08-01 Edatanetworks Inc. Authorized transaction incented by merchant donation
KR101646322B1 (en) * 2014-01-27 2016-08-05 중소기업은행 Appartus, system and method for processing cash payment
KR101855312B1 (en) * 2016-06-30 2018-05-09 주식회사 코밴 Method of donating and integrated donation server performing the same

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US5466919A (en) * 1993-04-02 1995-11-14 Hovakimian; Henry Credit/charge card system enabling purchasers to contribute to selected charities
US20070063020A1 (en) * 2005-09-21 2007-03-22 Capital One Financial Corporation System and method for charity gift card

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108385740A (en) * 2018-03-11 2018-08-10 韩少鹏 foundation sedimentation monitoring system

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