WO2008036917A3 - Merchant payment process for making deposits to customer financial accounts at a point-of-sale - Google Patents

Merchant payment process for making deposits to customer financial accounts at a point-of-sale Download PDF

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Publication number
WO2008036917A3
WO2008036917A3 PCT/US2007/079189 US2007079189W WO2008036917A3 WO 2008036917 A3 WO2008036917 A3 WO 2008036917A3 US 2007079189 W US2007079189 W US 2007079189W WO 2008036917 A3 WO2008036917 A3 WO 2008036917A3
Authority
WO
WIPO (PCT)
Prior art keywords
sale
point
payment process
financial accounts
merchant payment
Prior art date
Application number
PCT/US2007/079189
Other languages
French (fr)
Other versions
WO2008036917A2 (en
Inventor
Donald Kingsborough
Talbott Roche
Teri Llach
Julianna Shaw
Dave Newton
Original Assignee
Blackhawk Network Inc
Donald Kingsborough
Talbott Roche
Teri Llach
Julianna Shaw
Dave Newton
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Blackhawk Network Inc, Donald Kingsborough, Talbott Roche, Teri Llach, Julianna Shaw, Dave Newton filed Critical Blackhawk Network Inc
Publication of WO2008036917A2 publication Critical patent/WO2008036917A2/en
Publication of WO2008036917A3 publication Critical patent/WO2008036917A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising

Abstract

A method of rewarding a customer for patronizing a merchant comprising depositing money into a financial account designated by the customer as a reward for patronage of the merchant by the consumer.
PCT/US2007/079189 2006-09-21 2007-09-21 Merchant payment process for making deposits to customer financial accounts at a point-of-sale WO2008036917A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US82644606P 2006-09-21 2006-09-21
US60/826,446 2006-09-21

Publications (2)

Publication Number Publication Date
WO2008036917A2 WO2008036917A2 (en) 2008-03-27
WO2008036917A3 true WO2008036917A3 (en) 2008-08-14

Family

ID=39201324

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2007/079189 WO2008036917A2 (en) 2006-09-21 2007-09-21 Merchant payment process for making deposits to customer financial accounts at a point-of-sale

Country Status (1)

Country Link
WO (1) WO2008036917A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020152118A1 (en) * 2000-11-06 2002-10-17 Hadjigeorgis George K. System of a computer-networked, point-of-sale rebate award program
US20040083183A1 (en) * 1998-07-17 2004-04-29 Hardesty Laurence D. Financial transaction system with consumer reward and net settlement
US20050131792A1 (en) * 2000-02-03 2005-06-16 Rick Rowe Financial transaction system with integrated, automatic reward detection
US20050177500A1 (en) * 2004-02-06 2005-08-11 American Express Travel Related Services Company, Inc. Pay yourself first with transfer options

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20040083183A1 (en) * 1998-07-17 2004-04-29 Hardesty Laurence D. Financial transaction system with consumer reward and net settlement
US20050131792A1 (en) * 2000-02-03 2005-06-16 Rick Rowe Financial transaction system with integrated, automatic reward detection
US20020152118A1 (en) * 2000-11-06 2002-10-17 Hadjigeorgis George K. System of a computer-networked, point-of-sale rebate award program
US20050177500A1 (en) * 2004-02-06 2005-08-11 American Express Travel Related Services Company, Inc. Pay yourself first with transfer options

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
FIRM CORP.: "Fidelity Credit Cards", Retrieved from the Internet <URL:http://www.web.archive.org/web/20060319115111/http://www.fidelity.com/products/checking/content/mcplatplus.shtml.cvs> *

Also Published As

Publication number Publication date
WO2008036917A2 (en) 2008-03-27

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