WO2007126936A3 - Interoperability facilitator - Google Patents

Interoperability facilitator Download PDF

Info

Publication number
WO2007126936A3
WO2007126936A3 PCT/US2007/007740 US2007007740W WO2007126936A3 WO 2007126936 A3 WO2007126936 A3 WO 2007126936A3 US 2007007740 W US2007007740 W US 2007007740W WO 2007126936 A3 WO2007126936 A3 WO 2007126936A3
Authority
WO
WIPO (PCT)
Prior art keywords
functions
user
interoperability
operation vehicle
user operation
Prior art date
Application number
PCT/US2007/007740
Other languages
French (fr)
Other versions
WO2007126936A2 (en
Inventor
Daniel J Eckert
Original Assignee
Hsbc Private Label Corp
Daniel J Eckert
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hsbc Private Label Corp, Daniel J Eckert filed Critical Hsbc Private Label Corp
Publication of WO2007126936A2 publication Critical patent/WO2007126936A2/en
Publication of WO2007126936A3 publication Critical patent/WO2007126936A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems

Abstract

Embodiments of the present invention provide a user station or input medium allowing a user to view available functions and to enter selection information for requesting the association of one or more functions with a user operation vehicle. A verifier, responsive to the user station or input medium, can be provided to determine based upon a set of pre-determined rules, whether the user is entitled to the selected functions. A linkage generator can be provided to associate a user operation vehicle with the selected functions after they have been verified by the verifier. A reward function may also be combined with one or more of the functions associated with the user operation vehicle. Interoperability can also be provided between functions on a user operation vehicle based on a pre- determined set of rules. The interoperability between functions may be bidirectional.
PCT/US2007/007740 2006-03-28 2007-03-27 Interoperability facilitator WO2007126936A2 (en)

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US78638206P 2006-03-28 2006-03-28
US60/786,382 2006-03-28
US79654006P 2006-05-02 2006-05-02
US60/796,540 2006-05-02
US11/496,495 US20070228156A1 (en) 2006-03-28 2006-08-01 Interoperability facilitator
US11/496,495 2006-08-01

Publications (2)

Publication Number Publication Date
WO2007126936A2 WO2007126936A2 (en) 2007-11-08
WO2007126936A3 true WO2007126936A3 (en) 2008-09-18

Family

ID=38557359

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2007/007740 WO2007126936A2 (en) 2006-03-28 2007-03-27 Interoperability facilitator

Country Status (2)

Country Link
US (1) US20070228156A1 (en)
WO (1) WO2007126936A2 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7591419B2 (en) * 2006-03-28 2009-09-22 HSBC Card Services Inc. User selectable functionality facilitator
US20090134214A1 (en) * 2007-11-07 2009-05-28 Randazza Joseph R Transaction systems and methods
WO2010017497A1 (en) 2008-08-07 2010-02-11 Mastercard International, Inc. A method for providing a credit cardholder with multiple funding options
US8162208B2 (en) * 2009-01-23 2012-04-24 HSBC Card Services Inc. Systems and methods for user identification string generation for selection of a function
KR101122470B1 (en) * 2009-06-08 2012-02-29 에스케이플래닛 주식회사 System and method for distinguishing electronic money of muiti type, apparatus applied to the same
CN109191110B (en) * 2018-07-27 2023-05-23 创新先进技术有限公司 Post-payment transaction data processing method, device, processing equipment and server

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080010189A1 (en) * 2003-06-19 2008-01-10 Ronald John Rosenberger Multiple account multiple parameter debit method, apparatus and systems for transaction processor

Family Cites Families (96)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4001550A (en) * 1975-12-04 1977-01-04 Schatz Vernon L Universal funds transfer and identification card
FR2386080A1 (en) * 1977-03-31 1978-10-27 Cii Honeywell Bull ACCOUNTING SYSTEM FOR PREDETERMINED HOMOGENEOUS UNITS
DE3012253A1 (en) * 1980-03-28 1981-10-15 Hoechst Ag, 6000 Frankfurt METHOD FOR VISIBLE MASKING OF CARGO IMAGES AND A DEVICE SUITABLE FOR THIS
JPS60160491A (en) * 1984-01-31 1985-08-22 Toshiba Corp Ic card
JPS6295689A (en) * 1985-10-22 1987-05-02 Casio Comput Co Ltd Ic card system
GB2186708B (en) * 1985-11-26 1990-07-11 Sharp Kk A variable interferometric device and a process for the production of the same
US4900903A (en) * 1986-11-26 1990-02-13 Wright Technologies, L.P. Automated transaction system with insertable cards for transferring account data
FR2608809B1 (en) * 1986-12-19 1991-04-19 Flonic Sa SYSTEM FOR PROVIDING REVALIDATION BENEFITS
JPS63231692A (en) * 1987-03-20 1988-09-27 Mitsubishi Electric Corp Secret code writer
DE3730134C1 (en) * 1987-09-09 1996-05-30 Siemens Ag Encryptor operated by authorised card for coded digital transmission
FR2639742B2 (en) * 1988-05-30 1992-03-13 Dassault Electronique TRANSACTION SYSTEM OF THE MIXED ELECTRONIC PURSE TYPE
JP2700903B2 (en) * 1988-09-30 1998-01-21 シャープ株式会社 Liquid crystal display
JPH0622030B2 (en) * 1988-10-03 1994-03-23 富士通株式会社 Transaction validity confirmation method
US4900395A (en) * 1989-04-07 1990-02-13 Fsi International, Inc. HF gas etching of wafers in an acid processor
USRE36788E (en) * 1990-09-06 2000-07-25 Visa International Service Association Funds transfer system
FR2669466B1 (en) * 1990-11-16 1997-11-07 Michel Haond METHOD FOR ENGRAVING INTEGRATED CIRCUIT LAYERS WITH FIXED DEPTH AND CORRESPONDING INTEGRATED CIRCUIT.
US5212582A (en) * 1992-03-04 1993-05-18 Texas Instruments Incorporated Electrostatically controlled beam steering device and method
US5293272A (en) * 1992-08-24 1994-03-08 Physical Optics Corporation High finesse holographic fabry-perot etalon and method of fabricating
US5649118A (en) * 1993-08-27 1997-07-15 Lucent Technologies Inc. Smart card with multiple charge accounts and product item tables designating the account to debit
WO1995012774A1 (en) * 1993-11-05 1995-05-11 Mitsubishi Jidosha Kogyo Kabushiki Kaisha Speed change control method for an automatic transmission
US5530232A (en) * 1993-12-22 1996-06-25 Datamark Services, Inc. Multi-application data card
US6680792B2 (en) * 1994-05-05 2004-01-20 Iridigm Display Corporation Interferometric modulation of radiation
JPH0822024A (en) * 1994-07-05 1996-01-23 Mitsubishi Electric Corp Active matrix substrate and its production
US5748737A (en) * 1994-11-14 1998-05-05 Daggar; Robert N. Multimedia electronic wallet with generic card
US6969635B2 (en) * 2000-12-07 2005-11-29 Reflectivity, Inc. Methods for depositing, releasing and packaging micro-electromechanical devices on wafer substrates
US6324192B1 (en) * 1995-09-29 2001-11-27 Coretek, Inc. Electrically tunable fabry-perot structure utilizing a deformable multi-layer mirror and method of making the same
US5884083A (en) * 1996-09-20 1999-03-16 Royce; Robert Computer system to compile non-incremental computer source code to execute within an incremental type computer system
US6770675B2 (en) * 1997-03-17 2004-08-03 Novartis Ag Compositions and methods for reducing ocular hypertension
CA2288824A1 (en) * 1997-03-24 1998-10-01 Marc B. Kekicheff A system and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card
US6220510B1 (en) * 1997-05-15 2001-04-24 Mondex International Limited Multi-application IC card with delegation feature
IL121192A0 (en) * 1997-06-30 1997-11-20 Ultimus Ltd Processing system and method for a heterogeneous electronic cash environment
US5867302A (en) * 1997-08-07 1999-02-02 Sandia Corporation Bistable microelectromechanical actuator
US6018718A (en) * 1997-08-28 2000-01-25 Walker Asset Management Limited Partnership Method and system for processing customized reward offers
US6367011B1 (en) * 1997-10-14 2002-04-02 Visa International Service Association Personalization of smart cards
JP2001522072A (en) * 1997-10-31 2001-11-13 テーウー エレクトロニクス カンパニー リミテッド Manufacturing method of thin film type optical path adjusting device
KR100253378B1 (en) * 1997-12-15 2000-04-15 김영환 Apparatus for displaying output data in asic(application specific ic)
US6889198B2 (en) * 1998-01-30 2005-05-03 Citicorp Development Center, Inc. Method and system for tracking smart card loyalty points
US6016693A (en) * 1998-02-09 2000-01-25 The Regents Of The University Of California Microfabrication of cantilevers using sacrificial templates
US6179205B1 (en) * 1998-03-05 2001-01-30 Visa International Service Association System and method for locking and unlocking and application in a smart card
US6610440B1 (en) * 1998-03-10 2003-08-26 Bipolar Technologies, Inc Microscopic batteries for MEMS systems
US6421729B1 (en) * 1998-04-14 2002-07-16 Citicorp Development Center, Inc. System and method for controlling transmission of stored information to internet websites
US6057903A (en) * 1998-08-18 2000-05-02 International Business Machines Corporation Liquid crystal display device employing a guard plane between a layer for measuring touch position and common electrode layer
US6249039B1 (en) * 1998-09-10 2001-06-19 Bourns, Inc. Integrated inductive components and method of fabricating such components
US6549912B1 (en) * 1998-09-23 2003-04-15 Visa International Service Association Loyalty file structure for smart card
US7236950B2 (en) * 1998-10-29 2007-06-26 Universal Card Services Corp. Method and system of combined billing of multiple accounts on a single statement
US6032136A (en) * 1998-11-17 2000-02-29 First Usa Bank, N.A. Customer activated multi-value (CAM) card
US6391675B1 (en) * 1998-11-25 2002-05-21 Raytheon Company Method and apparatus for switching high frequency signals
US6194323B1 (en) * 1998-12-16 2001-02-27 Lucent Technologies Inc. Deep sub-micron metal etch with in-situ hard mask etch
US6335831B2 (en) * 1998-12-18 2002-01-01 Eastman Kodak Company Multilevel mechanical grating device
US7318041B2 (en) * 1998-12-31 2008-01-08 Walker Digital, Llc Multiple party reward system utilizing single account
US6537427B1 (en) * 1999-02-04 2003-03-25 Micron Technology, Inc. Deposition of smooth aluminum films
US6402028B1 (en) * 1999-04-06 2002-06-11 Visa International Service Association Integrated production of smart cards
US6882984B1 (en) * 1999-06-04 2005-04-19 Bank One, Delaware, National Association Credit instrument and system with automated payment of club, merchant, and service provider fees
KR100333482B1 (en) * 1999-09-15 2002-04-25 오길록 High speed semiconductor optical modulator and its fabrication method
US20030088462A1 (en) * 1999-09-20 2003-05-08 Frank Agovino Debit card system and method for implementing incentive award program
US6351329B1 (en) * 1999-10-08 2002-02-26 Lucent Technologies Inc. Optical attenuator
US6427909B1 (en) * 1999-12-17 2002-08-06 International Business Machines Corporation System and method for overloading an existing card
US6431443B1 (en) * 1999-12-17 2002-08-13 International Business Machines Corporation Overloaded card information display
US6531945B1 (en) * 2000-03-10 2003-03-11 Micron Technology, Inc. Integrated circuit inductor with a magnetic core
US6505772B1 (en) * 2000-06-22 2003-01-14 First Data Corporation System for utilizing a single card to provide multiple services in an open network environment
US20020013728A1 (en) * 2000-07-25 2002-01-31 Wilkman Michael A. Universal transaction manager agent, systems and methods
US20020032609A1 (en) * 2000-07-27 2002-03-14 Wilkman Michael Allen Calendar transaction manager agent, systems and methods
US20020040344A1 (en) * 2000-10-04 2002-04-04 Preiser Randall F. Check guarantee, verification, processing, credit reports and collection system and method awarding purchase points for usage of checks
US6522801B1 (en) * 2000-10-10 2003-02-18 Agere Systems Inc. Micro-electro-optical mechanical device having an implanted dopant included therein and a method of manufacture therefor
US20020107797A1 (en) * 2000-12-13 2002-08-08 Combaluzier Pierre Michel Electronic remittance transfer from a merchant's smart card to a consumer loyalty smart card identified by a transaction authorization code
DE10063991B4 (en) * 2000-12-21 2005-06-02 Infineon Technologies Ag Process for the production of micromechanical components
FR2820513B1 (en) * 2001-02-05 2004-05-21 Centre Nat Rech Scient OPTOELECTRONIC DEVICE WITH WAVELENGTH FILTERING BY CAVITY COUPLING
US7225156B2 (en) * 2001-07-11 2007-05-29 Fisher Douglas C Persistent dynamic payment service
US6577785B1 (en) * 2001-08-09 2003-06-10 Sandia Corporation Compound semiconductor optical waveguide switch
US20030036950A1 (en) * 2001-08-15 2003-02-20 Nguyen Martin Khang Discount purchase business method
US6717488B2 (en) * 2001-09-13 2004-04-06 Nth Tech Corporation Resonator with a member having an embedded charge and a method of making thereof
US20030061093A1 (en) * 2001-09-21 2003-03-27 Todd Donald L. System for rewarding customers of financial services providers
US6866669B2 (en) * 2001-10-12 2005-03-15 Cordis Corporation Locking handle deployment mechanism for medical device and method
CA2466071C (en) * 2001-11-01 2016-04-12 Bank One, Delaware, N.A. System and method for establishing or modifying an account with user selectable terms
US6915046B2 (en) * 2002-01-22 2005-07-05 Agere Sysems, Inc. Optical systems comprising curved MEMs mirrors and methods for making same
US20040001258A1 (en) * 2002-06-28 2004-01-01 Mandeep Singh Solid state etalons with low thermally-induced optical path length change
US20040058531A1 (en) * 2002-08-08 2004-03-25 United Microelectronics Corp. Method for preventing metal extrusion in a semiconductor structure.
US6674033B1 (en) * 2002-08-21 2004-01-06 Ming-Shan Wang Press button type safety switch
AU2002951289A0 (en) * 2002-09-06 2002-09-19 Graham Wayne Thomas Loyalty reward point exchange
US6905621B2 (en) * 2002-10-10 2005-06-14 Taiwan Semiconductor Manufacturing Co., Ltd. Method for preventing the etch transfer of sidelobes in contact hole patterns
US20040122736A1 (en) * 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
KR100454136B1 (en) * 2002-10-23 2004-10-26 삼성전자주식회사 Non-volatile memory device to protect floating gate from charge loss and method for fabricating the same
US6685088B1 (en) * 2002-12-13 2004-02-03 American Express Travel Related Services Company, Inc. System and method for selecting an account
US6944008B2 (en) * 2002-12-18 2005-09-13 Lucent Technologies Inc. Charge dissipation in electrostatically driven devices
TW557395B (en) * 2003-01-29 2003-10-11 Yen Sun Technology Corp Optical interference type reflection panel and the manufacturing method thereof
TW567355B (en) * 2003-04-21 2003-12-21 Prime View Int Co Ltd An interference display cell and fabrication method thereof
TWI305599B (en) * 2003-08-15 2009-01-21 Qualcomm Mems Technologies Inc Interference display panel and method thereof
US20050055296A1 (en) * 2003-09-08 2005-03-10 Michael Hattersley Method and system for underwriting and servicing financial accounts
US6982820B2 (en) * 2003-09-26 2006-01-03 Prime View International Co., Ltd. Color changeable pixel
US7090138B2 (en) * 2003-12-18 2006-08-15 Capital One Financial Corporation System and method for redeeming rewards and incentives
US6886741B1 (en) * 2004-03-08 2005-05-03 Melvin E. Salveson Electronic transaction system
US20060066932A1 (en) * 2004-09-27 2006-03-30 Clarence Chui Method of selective etching using etch stop layer
US7455221B2 (en) * 2004-11-12 2008-11-25 Boscov's Department Store, Llc Method and system for providing multiple credit lines
US20070150411A1 (en) * 2005-12-14 2007-06-28 Addepalli Sateesh K Universal payment system
US20070168282A1 (en) * 2006-01-13 2007-07-19 Advanced Payment Products, Llc Systems and/or methods for simplifying payment systems, and payment instruments implementing the same
US20090018961A1 (en) * 2007-07-10 2009-01-15 7G Inc. Customer identification system and method for a personalized merchant rewards program

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080010189A1 (en) * 2003-06-19 2008-01-10 Ronald John Rosenberger Multiple account multiple parameter debit method, apparatus and systems for transaction processor

Also Published As

Publication number Publication date
WO2007126936A2 (en) 2007-11-08
US20070228156A1 (en) 2007-10-04

Similar Documents

Publication Publication Date Title
WO2008016398A3 (en) User selectable functionality facilitator
WO2007126936A3 (en) Interoperability facilitator
WO2009099704A3 (en) Dynamic soft keyboard
WO2006104596A3 (en) Method and apparatus for selecting transmission modulation rates in wirelesss devices for a/v streaming applications
WO2007106260A3 (en) Recommended recording and downloading guides
WO2008057941A3 (en) Customized user interface based on viewed program
WO2007084836A3 (en) Match-based employment system and method
WO2008045923A3 (en) Policy language and state machine model for dynamic authorization in physical access control
WO2008081736A1 (en) Electronic camera
WO2005099422A3 (en) Selection and use of nonstastical translation components in a statistical machine translation framework
WO2008154142A3 (en) System and method for permitting geographically-pertinent information to be ranked by users according to users' geographic proximity to information and to each other for affecting the ranking of such information
WO2009035932A3 (en) Social network site including trust-based wiki functionality
WO2006007106A3 (en) Methods and systems for endorsing local search results
WO2012115852A3 (en) Electronic book extension systems and methods
WO2009137060A3 (en) Travel recommendations
WO2006020426A3 (en) Cryptographic key construct
WO2008042818A3 (en) Strategy for providing query results
WO2008033853A3 (en) Media player with imaged based browsing
WO2007106321A3 (en) Method and system for enhanced scanner user interface
WO2006050278A3 (en) Search system and methods with integration of user judgments including trust networks
WO2006127286A3 (en) Measuring subjective user reaction concerning a particular document
WO2009108472A3 (en) System and/or method for personalization of searches
WO2009055241A3 (en) Using social networks while respecting access control lists
WO2007005761A3 (en) Document access control
WO2006113189A3 (en) Provisioning root keys

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 07754287

Country of ref document: EP

Kind code of ref document: A2

NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 07754287

Country of ref document: EP

Kind code of ref document: A2