WO2005124677A3 - System and method for self-monitoring credit information - Google Patents
System and method for self-monitoring credit information Download PDFInfo
- Publication number
- WO2005124677A3 WO2005124677A3 PCT/US2005/021027 US2005021027W WO2005124677A3 WO 2005124677 A3 WO2005124677 A3 WO 2005124677A3 US 2005021027 W US2005021027 W US 2005021027W WO 2005124677 A3 WO2005124677 A3 WO 2005124677A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- business information
- self
- business
- monitoring
- credit information
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
Abstract
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA002570379A CA2570379A1 (en) | 2004-06-14 | 2005-06-14 | System and method for self-monitoring credit information |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US57934904P | 2004-06-14 | 2004-06-14 | |
US60/579,349 | 2004-06-14 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2005124677A2 WO2005124677A2 (en) | 2005-12-29 |
WO2005124677A3 true WO2005124677A3 (en) | 2006-11-02 |
Family
ID=35510416
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2005/021027 WO2005124677A2 (en) | 2004-06-14 | 2005-06-14 | System and method for self-monitoring credit information |
Country Status (3)
Country | Link |
---|---|
US (1) | US20060129481A1 (en) |
CA (1) | CA2570379A1 (en) |
WO (1) | WO2005124677A2 (en) |
Families Citing this family (70)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9710852B1 (en) | 2002-05-30 | 2017-07-18 | Consumerinfo.Com, Inc. | Credit report timeline user interface |
US9400589B1 (en) | 2002-05-30 | 2016-07-26 | Consumerinfo.Com, Inc. | Circular rotational interface for display of consumer credit information |
US7792715B1 (en) | 2002-09-21 | 2010-09-07 | Mighty Net, Incorporated | Method of on-line credit information monitoring and control |
US8732004B1 (en) | 2004-09-22 | 2014-05-20 | Experian Information Solutions, Inc. | Automated analysis of data to generate prospect notifications based on trigger events |
US8175889B1 (en) | 2005-04-06 | 2012-05-08 | Experian Information Solutions, Inc. | Systems and methods for tracking changes of address based on service disconnect/connect data |
US20070043577A1 (en) * | 2005-08-16 | 2007-02-22 | Sheldon Kasower | Apparatus and method of enabling a victim of identity theft to resolve and prevent fraud |
US8036979B1 (en) | 2006-10-05 | 2011-10-11 | Experian Information Solutions, Inc. | System and method for generating a finance attribute from tradeline data |
US7657569B1 (en) | 2006-11-28 | 2010-02-02 | Lower My Bills, Inc. | System and method of removing duplicate leads |
US7778885B1 (en) | 2006-12-04 | 2010-08-17 | Lower My Bills, Inc. | System and method of enhancing leads |
US8606666B1 (en) | 2007-01-31 | 2013-12-10 | Experian Information Solutions, Inc. | System and method for providing an aggregation tool |
US8606626B1 (en) | 2007-01-31 | 2013-12-10 | Experian Information Solutions, Inc. | Systems and methods for providing a direct marketing campaign planning environment |
US20080294540A1 (en) | 2007-05-25 | 2008-11-27 | Celka Christopher J | System and method for automated detection of never-pay data sets |
US7720753B1 (en) | 2007-12-04 | 2010-05-18 | Bank Of America Corporation | Quantifying the output of credit research systems |
US9990674B1 (en) | 2007-12-14 | 2018-06-05 | Consumerinfo.Com, Inc. | Card registry systems and methods |
US8127986B1 (en) | 2007-12-14 | 2012-03-06 | Consumerinfo.Com, Inc. | Card registry systems and methods |
US10373198B1 (en) | 2008-06-13 | 2019-08-06 | Lmb Mortgage Services, Inc. | System and method of generating existing customer leads |
US8312033B1 (en) | 2008-06-26 | 2012-11-13 | Experian Marketing Solutions, Inc. | Systems and methods for providing an integrated identifier |
US7991689B1 (en) | 2008-07-23 | 2011-08-02 | Experian Information Solutions, Inc. | Systems and methods for detecting bust out fraud using credit data |
US9256904B1 (en) | 2008-08-14 | 2016-02-09 | Experian Information Solutions, Inc. | Multi-bureau credit file freeze and unfreeze |
US8060424B2 (en) | 2008-11-05 | 2011-11-15 | Consumerinfo.Com, Inc. | On-line method and system for monitoring and reporting unused available credit |
US9652802B1 (en) | 2010-03-24 | 2017-05-16 | Consumerinfo.Com, Inc. | Indirect monitoring and reporting of a user's credit data |
US10453093B1 (en) | 2010-04-30 | 2019-10-22 | Lmb Mortgage Services, Inc. | System and method of optimizing matching of leads |
US8931058B2 (en) | 2010-07-01 | 2015-01-06 | Experian Information Solutions, Inc. | Systems and methods for permission arbitrated transaction services |
US8744956B1 (en) | 2010-07-01 | 2014-06-03 | Experian Information Solutions, Inc. | Systems and methods for permission arbitrated transaction services |
US8782217B1 (en) | 2010-11-10 | 2014-07-15 | Safetyweb, Inc. | Online identity management |
US8484186B1 (en) | 2010-11-12 | 2013-07-09 | Consumerinfo.Com, Inc. | Personalized people finder |
US9147042B1 (en) | 2010-11-22 | 2015-09-29 | Experian Information Solutions, Inc. | Systems and methods for data verification |
CA2827478C (en) | 2011-02-18 | 2020-07-28 | Csidentity Corporation | System and methods for identifying compromised personally identifiable information on the internet |
US20120246092A1 (en) * | 2011-03-24 | 2012-09-27 | Aaron Stibel | Credibility Scoring and Reporting |
US8381120B2 (en) * | 2011-04-11 | 2013-02-19 | Credibility Corp. | Visualization tools for reviewing credibility and stateful hierarchical access to credibility |
US9607336B1 (en) | 2011-06-16 | 2017-03-28 | Consumerinfo.Com, Inc. | Providing credit inquiry alerts |
US9483606B1 (en) | 2011-07-08 | 2016-11-01 | Consumerinfo.Com, Inc. | Lifescore |
US9106691B1 (en) | 2011-09-16 | 2015-08-11 | Consumerinfo.Com, Inc. | Systems and methods of identity protection and management |
US8738516B1 (en) | 2011-10-13 | 2014-05-27 | Consumerinfo.Com, Inc. | Debt services candidate locator |
US11030562B1 (en) | 2011-10-31 | 2021-06-08 | Consumerinfo.Com, Inc. | Pre-data breach monitoring |
US9853959B1 (en) | 2012-05-07 | 2017-12-26 | Consumerinfo.Com, Inc. | Storage and maintenance of personal data |
US9654541B1 (en) | 2012-11-12 | 2017-05-16 | Consumerinfo.Com, Inc. | Aggregating user web browsing data |
US8856894B1 (en) | 2012-11-28 | 2014-10-07 | Consumerinfo.Com, Inc. | Always on authentication |
US9916621B1 (en) | 2012-11-30 | 2018-03-13 | Consumerinfo.Com, Inc. | Presentation of credit score factors |
US10255598B1 (en) | 2012-12-06 | 2019-04-09 | Consumerinfo.Com, Inc. | Credit card account data extraction |
US8972400B1 (en) | 2013-03-11 | 2015-03-03 | Consumerinfo.Com, Inc. | Profile data management |
US8812387B1 (en) | 2013-03-14 | 2014-08-19 | Csidentity Corporation | System and method for identifying related credit inquiries |
US8996391B2 (en) | 2013-03-14 | 2015-03-31 | Credibility Corp. | Custom score generation system and methods |
US9406085B1 (en) | 2013-03-14 | 2016-08-02 | Consumerinfo.Com, Inc. | System and methods for credit dispute processing, resolution, and reporting |
US9870589B1 (en) * | 2013-03-14 | 2018-01-16 | Consumerinfo.Com, Inc. | Credit utilization tracking and reporting |
US8712907B1 (en) | 2013-03-14 | 2014-04-29 | Credibility Corp. | Multi-dimensional credibility scoring |
US10102570B1 (en) | 2013-03-14 | 2018-10-16 | Consumerinfo.Com, Inc. | Account vulnerability alerts |
US10664936B2 (en) | 2013-03-15 | 2020-05-26 | Csidentity Corporation | Authentication systems and methods for on-demand products |
US9633322B1 (en) | 2013-03-15 | 2017-04-25 | Consumerinfo.Com, Inc. | Adjustment of knowledge-based authentication |
US10685398B1 (en) | 2013-04-23 | 2020-06-16 | Consumerinfo.Com, Inc. | Presenting credit score information |
US9721147B1 (en) | 2013-05-23 | 2017-08-01 | Consumerinfo.Com, Inc. | Digital identity |
US9443268B1 (en) | 2013-08-16 | 2016-09-13 | Consumerinfo.Com, Inc. | Bill payment and reporting |
US10325314B1 (en) | 2013-11-15 | 2019-06-18 | Consumerinfo.Com, Inc. | Payment reporting systems |
US9477737B1 (en) | 2013-11-20 | 2016-10-25 | Consumerinfo.Com, Inc. | Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules |
US10262362B1 (en) | 2014-02-14 | 2019-04-16 | Experian Information Solutions, Inc. | Automatic generation of code for attributes |
USD760256S1 (en) | 2014-03-25 | 2016-06-28 | Consumerinfo.Com, Inc. | Display screen or portion thereof with graphical user interface |
USD759689S1 (en) | 2014-03-25 | 2016-06-21 | Consumerinfo.Com, Inc. | Display screen or portion thereof with graphical user interface |
USD759690S1 (en) | 2014-03-25 | 2016-06-21 | Consumerinfo.Com, Inc. | Display screen or portion thereof with graphical user interface |
US9892457B1 (en) | 2014-04-16 | 2018-02-13 | Consumerinfo.Com, Inc. | Providing credit data in search results |
US10373240B1 (en) | 2014-04-25 | 2019-08-06 | Csidentity Corporation | Systems, methods and computer-program products for eligibility verification |
US10339527B1 (en) | 2014-10-31 | 2019-07-02 | Experian Information Solutions, Inc. | System and architecture for electronic fraud detection |
US10242019B1 (en) | 2014-12-19 | 2019-03-26 | Experian Information Solutions, Inc. | User behavior segmentation using latent topic detection |
US11151468B1 (en) | 2015-07-02 | 2021-10-19 | Experian Information Solutions, Inc. | Behavior analysis using distributed representations of event data |
US10699028B1 (en) | 2017-09-28 | 2020-06-30 | Csidentity Corporation | Identity security architecture systems and methods |
US10896472B1 (en) | 2017-11-14 | 2021-01-19 | Csidentity Corporation | Security and identity verification system and architecture |
US10911234B2 (en) | 2018-06-22 | 2021-02-02 | Experian Information Solutions, Inc. | System and method for a token gateway environment |
US20200074541A1 (en) | 2018-09-05 | 2020-03-05 | Consumerinfo.Com, Inc. | Generation of data structures based on categories of matched data items |
US11315179B1 (en) | 2018-11-16 | 2022-04-26 | Consumerinfo.Com, Inc. | Methods and apparatuses for customized card recommendations |
US11238656B1 (en) | 2019-02-22 | 2022-02-01 | Consumerinfo.Com, Inc. | System and method for an augmented reality experience via an artificial intelligence bot |
US11941065B1 (en) | 2019-09-13 | 2024-03-26 | Experian Information Solutions, Inc. | Single identifier platform for storing entity data |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20020077964A1 (en) * | 1999-12-15 | 2002-06-20 | Brody Robert M. | Systems and methods for providing consumers anonymous pre-approved offers from a consumer-selected group of merchants |
US20020169747A1 (en) * | 2001-05-10 | 2002-11-14 | Chapman Thomas F. | Systems and methods for notifying a consumer of changes made to a credit report |
US6988085B2 (en) * | 1999-10-19 | 2006-01-17 | Shad Hedy | System and method for real-time electronic inquiry, delivery, and reporting of credit information |
Family Cites Families (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7580884B2 (en) * | 2001-06-25 | 2009-08-25 | Intuit Inc. | Collecting and aggregating creditworthiness data |
US20030050830A1 (en) * | 2001-09-13 | 2003-03-13 | William Troyer | Method and apparatus for evaluating relative performance of a business in an association of the same or similar businesses |
-
2005
- 2005-06-14 US US11/152,593 patent/US20060129481A1/en not_active Abandoned
- 2005-06-14 WO PCT/US2005/021027 patent/WO2005124677A2/en active Application Filing
- 2005-06-14 CA CA002570379A patent/CA2570379A1/en not_active Abandoned
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6988085B2 (en) * | 1999-10-19 | 2006-01-17 | Shad Hedy | System and method for real-time electronic inquiry, delivery, and reporting of credit information |
US20020077964A1 (en) * | 1999-12-15 | 2002-06-20 | Brody Robert M. | Systems and methods for providing consumers anonymous pre-approved offers from a consumer-selected group of merchants |
US20020169747A1 (en) * | 2001-05-10 | 2002-11-14 | Chapman Thomas F. | Systems and methods for notifying a consumer of changes made to a credit report |
Also Published As
Publication number | Publication date |
---|---|
WO2005124677A2 (en) | 2005-12-29 |
US20060129481A1 (en) | 2006-06-15 |
CA2570379A1 (en) | 2005-12-29 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
WO2005124677A3 (en) | System and method for self-monitoring credit information | |
WO2005048046A3 (en) | Systems and methods for assessing the potential for fraud in business transactions | |
WO2002091232A3 (en) | Method, system, and program for querying data in a personal information manager database | |
WO2007084555A3 (en) | Systems and methods for notifying a consumer of changes made to a credit report | |
WO2006041865A3 (en) | Method for reengineering of business processes | |
Kerssens-van Drongelen | Systematic design of R&D performance measurement systems | |
WO2004104739A3 (en) | Method and system for reducing information latency in a business enterprise | |
WO2004104892A3 (en) | A system and user interface supporting workflow operation improvement | |
WO2005094411A3 (en) | Transaction instrument inventory management system and method | |
WO2004032395A3 (en) | System and method for organizing information | |
WO2005062903A3 (en) | Cargo tracking system and method | |
WO2006042202A3 (en) | Systems and methods for monitoring business processes of enterprise applications | |
WO2005015441A3 (en) | Dynamic meta data | |
WO2010141270A3 (en) | Systems and methods to summarize transaction data | |
WO2008060860A3 (en) | A method of improving a query to a database system | |
EP0919942A3 (en) | Database relationship analysis and strategy implementation tool | |
WO2002061612A3 (en) | Data structure for information systems | |
WO2005101995A3 (en) | Customized sales software and implementation | |
WO2005119547A3 (en) | System and method for organizing price modeling data using hierarchically organized portfolios | |
WO2007109447A3 (en) | Knowledge management system for requesting, gathering, and evaluating knowledge in a common environment | |
WO2007079467A3 (en) | Searching, filtering, creating, displaying, and managing entity relationships across multiple data hierarchies through a user interface | |
WO2006015878A3 (en) | Active relationship management | |
WO2004109545A3 (en) | Database access system, method of accessing a database, and method of designing a database access system | |
WO2004111852A3 (en) | Managing a relationship between one target volume and one source volume | |
WO2003096393A3 (en) | Data archive recovery |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
AK | Designated states |
Kind code of ref document: A2 Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BW BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE EG ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KM KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NA NG NI NO NZ OM PG PH PL PT RO RU SC SD SE SG SK SL SM SY TJ TM TN TR TT TZ UA UG US UZ VC VN YU ZA ZM ZW |
|
AL | Designated countries for regional patents |
Kind code of ref document: A2 Designated state(s): BW GH GM KE LS MW MZ NA SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LT LU MC NL PL PT RO SE SI SK TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG |
|
DPEN | Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed from 20040101) | ||
121 | Ep: the epo has been informed by wipo that ep was designated in this application | ||
WWE | Wipo information: entry into national phase |
Ref document number: 2570379 Country of ref document: CA |
|
NENP | Non-entry into the national phase |
Ref country code: DE |
|
WWW | Wipo information: withdrawn in national office |
Country of ref document: DE |
|
122 | Ep: pct application non-entry in european phase |