WO2005094408B1 - Systems, methods, and devices for selling transaction instruments - Google Patents

Systems, methods, and devices for selling transaction instruments

Info

Publication number
WO2005094408B1
WO2005094408B1 PCT/US2005/002815 US2005002815W WO2005094408B1 WO 2005094408 B1 WO2005094408 B1 WO 2005094408B1 US 2005002815 W US2005002815 W US 2005002815W WO 2005094408 B1 WO2005094408 B1 WO 2005094408B1
Authority
WO
WIPO (PCT)
Prior art keywords
transaction instrument
open
card
transaction
instrument
Prior art date
Application number
PCT/US2005/002815
Other languages
French (fr)
Other versions
WO2005094408A3 (en
WO2005094408A2 (en
Inventor
Randy Beck
Gennye Feldman
Jon Steven Imada
Paula S Martinez
Sven Miller
Clyde Page
Steven J Keiser
Original Assignee
American Express Travel Relate
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by American Express Travel Relate filed Critical American Express Travel Relate
Publication of WO2005094408A2 publication Critical patent/WO2005094408A2/en
Publication of WO2005094408A3 publication Critical patent/WO2005094408A3/en
Publication of WO2005094408B1 publication Critical patent/WO2005094408B1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Abstract

The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.

Claims

AMENDED CLAIMS received by the International Bureau on 09 March 2006 (09.03.2006)
1. A method for distributing an open transaction instrument, in a retail
environment, comprising the steps of: offering the open transaction instrument to a consumer, wherein the open transaction instrument is directly accessible by the consumer, wherein the open transaction instrument is configured to be generally accepted by merchants that are not
directly affiliated with each other, and wherein the open transaction instrument does not require use of a personal identification number (PIN); allowing the consumer to obtain the open transaction instrument; and facilitating the funding of the open transaction instrument.
2. The method of claim 1 , wherein the open transaction instrument is
associated with a transaction account.
3. The method of claim 1 , wherein the open transaction instrument is associated with a transaction account and wherein the offering step further comprises at least one of hanging the open transaction instrument on a rack, and placing the open transaction instrument on a shelf.
4. The method of claim 1 , further comprising the step of selling the open transaction instrument, wherein the open transaction instrument is associated with an open pre-paid card.
5. The method of claim 1 , further comprising the step of selling the open transaction instrument, wherein the open transaction instrument is associated with an open pre-paid card, and wherein the open pre-paid card is funded during the selling step, and is activated after the selling step.
38
6. The method of claim 1 , further comprising the step of selling the open transaction instrument, wherein the open transaction instrument is associated with an open pre-paid card, and wherein a transaction account associated with the open prepaid card is funded during the_selling step and is activated after the selling step, and wherein the activating step further comprises the step of using an automated activation
system to activate the transaction account.
7. The method of claim 1, wherein the open transaction instrument is associated with a transaction account, and wherein the open transaction instrument comprises an open pre-paid card that is accepted at a plurality of merchants that are not directly affiliated with each other.
8. The method of claim 1 , wherein the open transaction instrument is associated with a transaction account, and wherein the open transaction instrument comprises a pre-paid card that is accepted at a plurality of merchants that are not directly affiliated with each other, and thejmethod further comprising the steps of visibly displaying a serialized number on the open transaction instrument and associating a
randomized card number with the pre-paid card.
9. The method of claim 8, further comprising packaging the pre-paid card, wherein the packaging step conceals the randomized card number and displays the serialized number printed on the prepaid card.
10. A method of distributing a transaction instrument comprising the steps of: receiving sales confirmation data associated with said transaction instrument;
39 causing a transaction account associated with said transaction instrument to have a monetary amount that will be available once said transaction instrument is
activated; and, activating saiςl transaction account at a time subsequent to the time when said transaction account is caused to have said monetary amount.
11. The method of claim 10, wherein said transaction instrument comprises a
pre-paid open transaction instrument
12. The method of claim 10, wherein said transaction instrument comprises a pre-paid open transaction instrument, wherein said method further comprises the step of activating said pre-paid open transaction instrument, and wherein said activating step further comprises the step of using an automated activation system,
13. The method of claim 10 further comprising the steps of visibly displaying a serialized number on said transaction instrument and associating a randomized card number with said transaction instrument.
14. The method of claim 10 further comprising the steps of associating a serialized number with said transaction instrument and associating a randomized card number with said transaction instrument, wherein said transaction instrument comprises a pre-paid open card.
15. The method of claim 10 further comprising the steps of associating a serialized number with said transaction instrument and associating a randomized card number with said transaction instrument, wherein said transaction instrument comprises a pre-paid open card, wherein said card is packaged, and wherein said packaging
40 conceals said randomized card number and displays said serialized number printed on
said pre-paid open card.
16. The method of claim i 0 further comprising the steps of: associating a serialized number with said transaction instrument and associating a randomized card number with said transaction instrument, wherein said transaction
instrument comprises a pre-paid open card, wherein said card is packaged, and wherein said packaging conceals said randomized card number and displays said
serialized number; and utilizing a pre-existing inventory and financial settlement system to process said transaction instrument.
17. A method for facilitating distribution of an open transaction instrument through a distributor, the method comprising the steps of: issuing an open transaction instrument to the distributor, wherein the open
transaction instrument is configured to be generally accepted by merchants that are not directly affiliated with each other, and wherein the open transaction instrument does not require use of a personal identification number (PIN); and receiving information from the distributor, wherein said information is related to the distribution of the open transaction instrument, and facilitates causing a transaction account, associated with the open transaction instrument, to have a monetary value upon distribution that will be available once said transaction instrument is activated.
18. The method of claim 17, further comprising the step of activating the distributed transactiqm account after distribution, and via an automated activation system.
19. The method of claim 17, further comprising the step of activating the
distributed transaction account after distribution, and via an interactive voice response system, wherein the_ transaction instrument is an open pre-paid card, and wherein said
distributor is a merchant.
20. The method of claim 17, further comprising the step of activating the distributed transaction instrument after distribution via an interactive voice response
system, wherein thejransactioπ instrument is an open pre-paid card, and wherein the distributor is a merchant, thejnethod further comprising the steps of: associating a first number with the open pre-paid card, wherein the first number is suitably configured to conform to a Travelers Check infrastructure, wherein the first number comprises, at least in part, a serial number, wherein the open pre-paid card is
one of a plurality of open pre-paid cards, and wherein the plurality of cards are consigned to the merchant in groups with each card identified respectively by the serial
number; and associating a second number with the card, wherein said second number is a randomized account number.
21. The method of claim 17, further comprising the steps of receiving, at an issuer system, batch information, associated with the distribution of the open transaction instrument, and processing the batch information via a pre-established prepaid card infrastructure.
22. A system for facilitating distribution of an open transaction instrument through a distributor comprising:
42 an open transaction instrument issuing system configured to issue said open transaction instrument to a distributor, wherein said open transaction instrument issuing system is configured to receive a Fund/lnit signal and, based on said Fund/Init signal, to cause a transaction account associated with said open transaction instrument to have a monetary amount that will be available once said transaction instrument is activated, wherein the open transaction instrument is configured to be generally accepted by
merchants that are not directly affiliated with each other, and wherein the open transaction instrument does not require use of a personal identification number (PIN); and; a distributor system configured to distribute said open transaction instrument and to communicate with said open transaction instrument issuing system, wherein said communication facilitates causing said transaction account to have said monetary amount
23. The system of claim 22, wherein said issuing system further comprises an automated activation system, wherein said transaction account is activated via said automated activation system after causing said transaction account to have said monetary amount.
24. The system of claim 22 wherein said open transaction instrument is a prepaid card, and wherein said distributor is a merchant.
25. The system of claim 22, wherein said open transaction instrument is associated with a first number and a second number, and wherein said first number comprises, at least in part, a serialized number.
43
26. The system of claim 22, wherein said open transaction instrument is associated with a first number and a second number, and wherein said first number comprises a serial number, wherein said distributor system is a merchant system that is configured to communicate information related to said distribution of said transaction
instrument to said transaction instrument issuing system; and wherein said information is configured for processing via a pre-existing inventory and financial settlement processing infrastructure which operates using serial number logic.
27. The system of claim 22, wherein said open transaction instrument is an open pre-paid card and wherein a monetary amount is associated with said open prepaid card no earlier than the sale of said open pre-paid card by the distributor.
28. A method of distributing a transaction instrument comprising the steps of: receiving, at an issuer system, sales confirmation data associated with said transaction instrument, wherein said sales confirmation data is received through a first medium; causing a transaction account associated with said transaction instrument to have a monetary amount that will be available once said transaction account is activated; receiving, subsequent to receiving said sales confirmation data, a request to activate said transaction account through a second communication medium; and, activating said transaction account at a time subsequent to causing said transaction account to have a monetary amount.
29. The method of claim 28, wherein said first medium comprises a point of sale card authorization medium.
44
30. The method of claim 28, wherein said second medium comprises an automated activation medium.
31. The method of claim 28, wherein said first medium comprises a point of sale card authorization medium, and wherein said second medium comprises an interactive voice response medium.
32. The method of claim 28, wherein said first medium comprises a point of sale card authorization medium, wherein said second medium comprises an interactive voice response medium, and wherein said transaction instrument is an open pre-paid card.
33. The method of claim 28, wherein said first medium comprises a point of sale card authorization medium, wherein said second medium comprises an interactive voice response medium, wherein said transaction instrument is an open pre-paid card, and wherein receiving said sales confirmation data facilitates activation of said open pre-paid card through said interactive voice response medium immediately after said transaction instrument is distributed.
34. The method of claim 17, wherein the receiving information step comprises receiving information related to the distribution of a first retail sale package containing a first transaction instrument, wherein the first retail sale package is associated with a second retail sale package containing a second transaction instrument, wherein the first retail sale package and the second retail sale package comprise a distribution group, and wherein the information identifies a location of a sale of the first retail sale package; and wherein the method further comprises associating the location of the sale of the first
45 retail sale package with the second retail sale package to facilitate determining the location of the second retail sale package in an inventory system.
35. A method for facilitating the distribution of an open transaction instrument,
in a retail environment, comprising the steps of; receiving sales confirmation data, wherein said sales confirmation data is associated with said distribution of said open transaction instrument to a consumer, wherein said open transaction instrument is directly accessible by said consumer, wherein said open transaction instrument is configured to be generally accepted by merchants that are not directly affiliated with each other, and wherein said open transaction instrument does not require use of a personal identification number (PlN); sending an authorization facilitating distribution of said open transaction instrument; and causing an account associated with said open transaction instrument to have a
monetary amount at the time of distribution to said consumer.
36. The method of claim 35 wherein said monetary amount includes at least one of a loyalty point value, a dollar value, and an on-line point value.
46
PCT/US2005/002815 2004-03-12 2005-02-02 Systems, methods, and devices for selling transaction instruments WO2005094408A2 (en)

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US55284204P 2004-03-12 2004-03-12
US60/552,842 2004-03-12
US52295504P 2004-11-24 2004-11-24
US60/522,955 2004-11-24
US10/905,663 2005-01-14
US10/905,663 US7243839B2 (en) 2004-03-12 2005-01-14 Systems, methods, and devices for selling transaction instruments

Publications (3)

Publication Number Publication Date
WO2005094408A2 WO2005094408A2 (en) 2005-10-13
WO2005094408A3 WO2005094408A3 (en) 2006-05-11
WO2005094408B1 true WO2005094408B1 (en) 2006-06-29

Family

ID=34923251

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2005/002815 WO2005094408A2 (en) 2004-03-12 2005-02-02 Systems, methods, and devices for selling transaction instruments

Country Status (2)

Country Link
US (9) US7243839B2 (en)
WO (1) WO2005094408A2 (en)

Families Citing this family (152)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10586282B2 (en) 1996-03-25 2020-03-10 Cfph, Llc System and method for trading based on tournament-style events
US6505174B1 (en) 1996-03-25 2003-01-07 Hsx, Inc. Computer-implemented securities trading system with a virtual specialist function
US6615189B1 (en) 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others
US7809642B1 (en) 1998-06-22 2010-10-05 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
US6032136A (en) 1998-11-17 2000-02-29 First Usa Bank, N.A. Customer activated multi-value (CAM) card
US8706630B2 (en) * 1999-08-19 2014-04-22 E2Interactive, Inc. System and method for securely authorizing and distributing stored-value card data
US7333955B2 (en) 2001-09-24 2008-02-19 E2Interactive, Inc. System and method for securing communication service
US7328190B2 (en) * 2002-09-24 2008-02-05 E2Interactive, Inc. System and method for adding value to a stored-value account
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
US7469233B2 (en) * 2000-07-24 2008-12-23 American Express Travel Related Services Company, Inc. Method and system for facilitating the anonymous purchase of goods and services from an e-commerce website
US7313546B2 (en) 2001-05-23 2007-12-25 Jp Morgan Chase Bank, N.A. System and method for currency selectable stored value instrument
AU2002327322A1 (en) 2001-07-24 2003-02-17 First Usa Bank, N.A. Multiple account card and transaction routing
US7311244B1 (en) * 2001-08-13 2007-12-25 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US7991386B2 (en) 2003-11-14 2011-08-02 E2Interactive, Inc. System and method for authorizing the activation of a communication device
US7756896B1 (en) 2002-03-11 2010-07-13 Jp Morgan Chase Bank System and method for multi-dimensional risk analysis
US7899753B1 (en) 2002-03-25 2011-03-01 Jpmorgan Chase Bank, N.A Systems and methods for time variable financial authentication
US8751391B2 (en) 2002-03-29 2014-06-10 Jpmorgan Chase Bank, N.A. System and process for performing purchase transactions using tokens
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
US8239304B1 (en) 2002-07-29 2012-08-07 Jpmorgan Chase Bank, N.A. Method and system for providing pre-approved targeted products
US7809595B2 (en) 2002-09-17 2010-10-05 Jpmorgan Chase Bank, Na System and method for managing risks associated with outside service providers
US20040122736A1 (en) 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
US8353763B2 (en) 2003-03-31 2013-01-15 Cantor Index, Llc System and method for betting on a participant in a group of events
US7641549B2 (en) 2003-04-11 2010-01-05 Cantor Index Llc Lottery and auction based tournament entry exchange platform
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US7953663B1 (en) 2003-09-04 2011-05-31 Jpmorgan Chase Bank, N.A. System and method for financial instrument pre-qualification and offering
US7437328B2 (en) * 2003-11-14 2008-10-14 E2Interactive, Inc. Value insertion using bill pay card preassociated with biller
US8655309B2 (en) 2003-11-14 2014-02-18 E2Interactive, Inc. Systems and methods for electronic device point-of-sale activation
US7567931B2 (en) * 2004-01-16 2009-07-28 Bgc Partners, Inc. System and method for forming a financial instrument indexed to entertainment revenue
US7698198B2 (en) 2004-01-16 2010-04-13 Bgc Partners, Inc. System and method for purchasing a financial instrument indexed to entertainment revenue
US7243839B2 (en) * 2004-03-12 2007-07-17 American Express Travel Related Services Company, Inc. Systems, methods, and devices for selling transaction instruments
US8744957B1 (en) * 2004-05-21 2014-06-03 At&T Intellectual Property Ii, L.P. Prepaid micropayments solution
US20050279825A1 (en) * 2004-06-21 2005-12-22 Ashby David A Transaction card packaging
US8626644B2 (en) * 2004-06-22 2014-01-07 Russell H. Greig, JR. Systems and methods for loan option customization
US7487911B2 (en) 2004-07-01 2009-02-10 American Express Travel Related Services Company, Inc. Exception notification system and method
US7392222B1 (en) 2004-08-03 2008-06-24 Jpmorgan Chase Bank, N.A. System and method for providing promotional pricing
US20060085358A1 (en) * 2004-10-20 2006-04-20 James Blouzard System and method for creating and ordering gift certificates via an interactive medium
US8224753B2 (en) * 2004-12-07 2012-07-17 Farsheed Atef System and method for identity verification and management
US8630898B1 (en) * 2005-02-22 2014-01-14 Jpmorgan Chase Bank, N.A. Stored value card provided with merchandise as rebate
US7472822B2 (en) 2005-03-23 2009-01-06 E2Interactive, Inc. Delivery of value identifiers using short message service (SMS)
US8474694B2 (en) * 2005-03-23 2013-07-02 E2Interactive, Inc. Radio frequency identification purchase transactions
US20060217996A1 (en) * 2005-03-23 2006-09-28 E2Interactive, Inc. D/B/A E2Interactive, Inc. Point-of-sale activation of media device account
US7445147B2 (en) * 2005-03-25 2008-11-04 Wal-Mart Stores, Inc. Stored value card validation
US8083133B2 (en) * 2005-05-04 2011-12-27 The Western Union Company System and method for accounting for activation of stored value cards
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US8365987B2 (en) * 2006-08-23 2013-02-05 Money Network Financial, Llc Pre-allocated negotiable instrument and presentation instrument purchasing and activation systems and methods
US8820631B2 (en) 2006-11-10 2014-09-02 First Data Corporation System and method for issuing prepaid negotiable instruments
US8925823B2 (en) * 2005-09-22 2015-01-06 E2Interactive, Inc. Activation number generation and association
US8256682B2 (en) * 2005-09-22 2012-09-04 E2Interactive, Inc. Foldable data card assembly and method
US7575152B2 (en) * 2005-11-15 2009-08-18 E2Interactive, Inc. Temporary value card method and system
US8408455B1 (en) 2006-02-08 2013-04-02 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7784682B2 (en) 2006-02-08 2010-08-31 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7896252B2 (en) * 2006-02-13 2011-03-01 The Western Union Company Presentation instrument with user-created pin and methods for activating
US8430298B2 (en) * 2006-02-13 2013-04-30 The Western Union Company Presentation instrument package arrangement
US7533814B2 (en) * 2006-02-13 2009-05-19 First Data Corporation Presentation instrument with user-created pin
US7753259B1 (en) 2006-04-13 2010-07-13 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US20070282740A1 (en) * 2006-05-05 2007-12-06 Wendt Bradley W Electronic funds card
US10152712B2 (en) * 2006-05-10 2018-12-11 Paypal, Inc. Inspecting event indicators
US20070278292A1 (en) * 2006-05-22 2007-12-06 Sean Macguire Retail cash product
WO2008019345A2 (en) * 2006-08-04 2008-02-14 Money Network Financial, Llc Payer-based account porting to portable value distribution systems and methods
FR2904880B1 (en) * 2006-08-11 2008-10-10 Ask Sa SECURITY DEVICE INTEGRATED WITH CONTACTLESS OBJECT OF SECURE DOCUMENT TYPE WITH RADIO FREQUENCY DEVICE.
US9016469B2 (en) 2006-11-17 2015-04-28 Apple Inc. Gift card carriers
US8800758B2 (en) * 2006-11-17 2014-08-12 Apple Inc. Gift card carriers
US8566240B2 (en) * 2007-01-16 2013-10-22 E2Interactive, Inc. Systems and methods for the payment of customer bills utilizing payment platform of biller
US20080172331A1 (en) * 2007-01-16 2008-07-17 Graves Phillip C Bill Payment Card Method and System
US8777101B2 (en) * 2007-03-15 2014-07-15 First Data Corporation Monitoring of stored-value-instrument usage
US20080249909A1 (en) * 2007-04-06 2008-10-09 Dana Lorberg Remittance system with automatic finding of cash locations
US9218720B2 (en) 2007-04-16 2015-12-22 Cfph, Llc Box office game
US7953653B2 (en) * 2007-05-16 2011-05-31 Jpmorgan Chase Bank, N.A. System and method for combined reconciliation of co-branded card promotion and settlement of private label card accounts
US8676642B1 (en) 2007-07-05 2014-03-18 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to financial account holders
US20090234746A1 (en) * 2007-07-09 2009-09-17 Kurt Jensen Single use money transfer
US8676672B2 (en) 2007-08-23 2014-03-18 E2Interactive, Inc. Systems and methods for electronic delivery of stored value
US9875495B2 (en) * 2007-09-04 2018-01-23 Apple Inc. Method and apparatus for purchasing digital playlists
US9747598B2 (en) 2007-10-02 2017-08-29 Iii Holdings 1, Llc Dynamic security code push
US8515840B2 (en) * 2007-10-02 2013-08-20 American Express Travel Related Services Company, Inc. Modular electronic wallet
US8417601B1 (en) 2007-10-18 2013-04-09 Jpmorgan Chase Bank, N.A. Variable rate payment card
US8370230B2 (en) * 2007-11-21 2013-02-05 Early Warning Services, Llc System and method for expedited release of held items
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US8239322B2 (en) 2008-02-20 2012-08-07 Pitney Bowes Inc. Method of postal payment for set of customized postage
US8725611B1 (en) 2008-02-21 2014-05-13 Jpmorgan Chase Bank, N.A. System and method for providing borrowing schemes
US8640949B2 (en) * 2008-03-03 2014-02-04 Apple Inc. Method for assembling and activating a multi-pack package of transaction cards
US8777110B2 (en) * 2008-03-03 2014-07-15 Apple Inc. Multi-pack gift card and activation thereof
US20090259569A1 (en) * 2008-04-09 2009-10-15 Jaime Narea Method and system for inventory management
US20090287589A1 (en) * 2008-05-16 2009-11-19 Fivel Steven E Mobile, compact communication device including rfid
WO2009148503A2 (en) 2008-05-30 2009-12-10 Namedepot.Com, Inc. Method and system for providing online services and software
US20100012714A1 (en) * 2008-07-15 2010-01-21 Kelly Weesner Environmentally conscious, socially responsible greeting card with integrated gift
US8660922B2 (en) * 2008-07-31 2014-02-25 Gary T. Dinkin Methods, systems, and computer readable media for peer-to-peer third party distribution of gift cards and peer-to-peer transaction routing therefor
JP5433183B2 (en) * 2008-08-07 2014-03-05 株式会社東芝 Steam turbine and steam turbine plant system
US8406392B2 (en) * 2008-08-13 2013-03-26 Sky Castle Global Limited Method and system for automated user authentication
US8875886B2 (en) * 2008-08-25 2014-11-04 Apple Inc. Carrier card arrangement with removable envelope
US8322619B2 (en) 2008-10-03 2012-12-04 Target Brands, Inc. Account application product, associated package and method for processing an associated application
US8965811B2 (en) * 2008-10-04 2015-02-24 Mastercard International Incorporated Methods and systems for using physical payment cards in secure E-commerce transactions
US20100138321A1 (en) * 2008-12-01 2010-06-03 Pitney Bowes Inc. Method of postal fraud detection for stamps activated at point of sale
EA201101081A1 (en) * 2009-01-12 2012-03-30 БЕТТЕР АйТиЭм СЕРВИСЕС, ИНК. SYSTEM AND METHOD OF CONTROL ACCOUNT ACCOUNT
US9251515B2 (en) 2009-02-09 2016-02-02 Giftcodes.Com, Llc System and method for preventing fraud in the secondary market for gift cards
US8820634B2 (en) 2009-02-09 2014-09-02 Giftcodes.Com, Llc System and method for accepting closed loop cards and codes at a merchant point of sale
US8887999B2 (en) * 2009-02-09 2014-11-18 Giftcodes.Com, Llc System and method for converting closed loop cards into gift codes
US8887998B2 (en) * 2009-02-09 2014-11-18 Giftcodes.Com, Llc System and method for converting closed loop cards into gift codes
US9361634B2 (en) 2009-02-09 2016-06-07 Giftcodes.Com Llc System and method for accepting closed loop cards or codes at a merchant point of sale
US8528814B2 (en) 2009-02-09 2013-09-10 Giftcodes.Com, Llc System and method for preventing fraud by generating new prepaid gift accounts
US8152060B2 (en) * 2009-02-09 2012-04-10 Giftcards.Com, Llc System and method for processing closed loop cards and codes
US8231058B2 (en) * 2009-07-24 2012-07-31 Target Brands, Inc. Transaction product assembly with pocket and supporting backer
US20110082734A1 (en) * 2009-10-02 2011-04-07 Haining Zhang Locating bundled items
US9324110B2 (en) 2009-10-02 2016-04-26 Giftcodes.Com, Llc System and method for purchasing a prepaid bebit account
US8500007B2 (en) * 2009-10-02 2013-08-06 Giftcodes.Com, Llc System and method for merchant interaction with and tracking of the secondary gift card marketplace
US9336524B2 (en) 2009-10-02 2016-05-10 Giftcodes.Com, Llc System and method for tracking the secondary gift card marketplace
US20110137740A1 (en) 2009-12-04 2011-06-09 Ashmit Bhattacharya Processing value-ascertainable items
US20110208612A1 (en) * 2010-02-25 2011-08-25 Tilono Corporation, a Delaware Corporation Electronic payment system and method
US20110208641A1 (en) * 2010-02-25 2011-08-25 Tilono Corporation, a Delaware Corporation Honorary payment system and method
US8275699B2 (en) * 2010-02-25 2012-09-25 Paynearme, Inc. Honorary credit system and method
US20110208649A1 (en) * 2010-02-25 2011-08-25 Tilono Corporation, a Delaware Corporation Invoice system and method
US20110208642A1 (en) * 2010-02-25 2011-08-25 Tilono Corporation, a Delaware Corporation Transaction scoring system and method
US8544734B1 (en) 2010-03-11 2013-10-01 Ceridian Stored Value Solutions, Inc. Method of packaging and activating open loop prepaid cards
US20110227327A1 (en) * 2010-03-16 2011-09-22 Bryan Prichard Privacy card cover
US10068287B2 (en) 2010-06-11 2018-09-04 David A. Nelsen Systems and methods to manage and control use of a virtual card
US20120030103A1 (en) * 2010-07-27 2012-02-02 Gregory Hughes Image-Based Submission and Verification of Redemption Codes
US9031869B2 (en) 2010-10-13 2015-05-12 Gift Card Impressions, LLC Method and system for generating a teaser video associated with a personalized gift
US9483786B2 (en) 2011-10-13 2016-11-01 Gift Card Impressions, LLC Gift card ordering system and method
US8626339B2 (en) * 2010-10-28 2014-01-07 Ncr Corporation Digital media transaction kiosk and method
US8523078B2 (en) 2011-01-28 2013-09-03 Apple Inc. Transaction card with dual scratch and peel label
WO2012116329A1 (en) * 2011-02-25 2012-08-30 Store Financial Services, Llc Method and system for activation and funding of prepaid card accounts within a restricted authorization network
US10592792B2 (en) 2011-04-14 2020-03-17 Handle Financial, Inc. Systems and methods for barcode translation
US9361620B2 (en) 2011-10-14 2016-06-07 Leisure Pass Group Limited Electronic transaction system with entitlement and promotion engines
US10417677B2 (en) 2012-01-30 2019-09-17 Gift Card Impressions, LLC Group video generating system
US9672504B2 (en) 2012-02-16 2017-06-06 Paypal, Inc. Processing payment at a point of sale with limited information
US20140200976A1 (en) * 2013-01-16 2014-07-17 Merrill Brooks Smith Transferable Indicia and Display
EP2823435A4 (en) * 2012-03-09 2015-11-18 E2Interactive Inc Transferable indicia and display with related commissioning system
MX2014010618A (en) * 2012-03-09 2017-07-27 E2Interactive Inc D/B/A E2Interactive Inc Transferable indicia and display.
US20130238411A1 (en) * 2012-03-09 2013-09-12 Merrill Brooks Smith Transferable Indicia and Display with Related Commissioning System
US10706464B1 (en) 2012-04-13 2020-07-07 Blackhawk Network, Inc. System and method for localized prepaid gift account program utilizing open loop network systems with local merchant approval and branding
US11354612B1 (en) 2012-04-13 2022-06-07 Blackhawk Network, Inc. System and method for localized prepaid gift account program utilizing open loop network systems without local merchant approval
US9626701B2 (en) 2012-05-23 2017-04-18 Paynearme, Inc. System and method for facilitating cash payment transactions using a mobile device
US11055686B2 (en) 2012-08-08 2021-07-06 E2Interactive, Inc. S/M for providing, reloading, and redeeming stored value cards used in transit applications
US9569769B2 (en) 2012-09-17 2017-02-14 E2Interactive, Inc. Composite activation indicia substrate
US11219288B2 (en) 2013-02-15 2022-01-11 E2Interactive, Inc. Gift card box with slanted tray and slit
US9565911B2 (en) 2013-02-15 2017-02-14 Gift Card Impressions, LLC Gift card presentation devices
US10217107B2 (en) 2013-05-02 2019-02-26 Gift Card Impressions, LLC Stored value card kiosk system and method
EP3025297A4 (en) * 2013-07-22 2017-01-18 Zeek Mobile Ltd. Location based merchant credit voucher transactions
US11120462B2 (en) 2013-11-04 2021-09-14 E2Interactive, Inc. Systems and methods for using indicia of membership as a partial authorization in a transaction
US10192407B2 (en) 2014-01-10 2019-01-29 Handle Financial, Inc. Systems and methods for cash payments for online gaming
US10262346B2 (en) 2014-04-30 2019-04-16 Gift Card Impressions, Inc. System and method for a merchant onsite personalization gifting platform
WO2016049587A1 (en) 2014-09-26 2016-03-31 Lilja Eva Channel glide assemblies
US11200784B2 (en) 2015-01-18 2021-12-14 Blackhawk Network, Inc. Pre-printed and pre-selected lottery tickets for point-of-sale purchase
US11721176B2 (en) 2015-01-18 2023-08-08 Blackhawk Network, Inc. Mobile point of sale application for redemption of game winnings
US9865135B2 (en) 2015-01-18 2018-01-09 Blackhawk Network, Inc. Methods for selling pre-printed online lottery tickets
US10460367B2 (en) * 2016-04-29 2019-10-29 Bank Of America Corporation System for user authentication based on linking a randomly generated number to the user and a physical item
US10268635B2 (en) 2016-06-17 2019-04-23 Bank Of America Corporation System for data rotation through tokenization
CN106559474B (en) * 2016-09-27 2020-09-01 布比（北京）网络技术有限公司 High-throughput data processing method and system for distributed general ledger
US10954049B2 (en) 2017-12-12 2021-03-23 E2Interactive, Inc. Viscous liquid vessel for gifting
CN109101001B (en) * 2018-09-28 2021-06-29 武汉华枫传感技术股份有限公司 Composite probe value chain data acquisition and monitoring method
ZA202000827B (en) * 2019-06-28 2021-09-29 Risk Software Pty Ltd Packaged retail insurance product and process and system for implementation thereof

Family Cites Families (97)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5724523A (en) * 1988-01-21 1998-03-03 Benefical Franchise Company, Inc. Electronic income tax refund system utilizing the tax refund to underwrite issuance of a secured credit card
US5023782A (en) * 1990-03-26 1991-06-11 Mastercard International Inc. Travelers cheque transaction terminal
US5550932A (en) * 1992-06-19 1996-08-27 Pierce Companies, Inc. Method for encoding MICR documents
US5494544A (en) * 1993-02-19 1996-02-27 Dynetics Engineering Coporation Automatic verified embossed card package production methods
USRE36365E (en) * 1993-10-25 1999-11-02 Visa International Service Association Method and apparatus for distributing currency
AU2466095A (en) * 1994-04-28 1995-11-29 Music Vending, Inc. Music vending system
US5577109A (en) * 1994-06-06 1996-11-19 Call Processing, Inc. Pre-paid card system and method
US6502745B1 (en) * 1994-06-06 2003-01-07 Call Processing, Inc. Pre-paid card system and method
US5637845A (en) * 1994-12-12 1997-06-10 Usa Technologies, Inc. Credit and bank issued debit card operated system and method for controlling a prepaid card encoding/dispensing machine
US5903633A (en) * 1995-03-27 1999-05-11 Smarttalk Teleservices, Inc. Method and apparatus for prepaid phone card activation and billing
US5661289A (en) * 1995-03-28 1997-08-26 Tamura Electric Works, Ltd. Card and card check method
US5684291A (en) * 1995-06-01 1997-11-04 American Express Trs Refundable prepaid telephone card
US5621787A (en) * 1995-09-13 1997-04-15 Bell Atlantic Network Services, Inc. Prepaid cash card
US6003763A (en) * 1995-12-29 1999-12-21 Visa International Service Method and apparatus for recording magnetic information on traveler's checks
US5777305A (en) * 1996-01-24 1998-07-07 Incomm Package assembly and method for activating prepaid debit cards
JP3068483B2 (en) * 1996-02-08 2000-07-24 株式会社東芝 Pattern reading method and optical signal reading device
USD385488S (en) 1996-02-21 1997-10-28 Incomm Debit card package assembly
US6044360A (en) * 1996-04-16 2000-03-28 Picciallo; Michael J. Third party credit card
US5915226A (en) * 1996-04-19 1999-06-22 Gemplus Card International Prepaid smart card in a GSM based wireless telephone network and method for operating prepaid cards
WO1997039899A1 (en) * 1996-04-19 1997-10-30 Barry Fiala, Inc. Package for card and method of using
US6270012B1 (en) * 1996-06-17 2001-08-07 Magnetic Ticket & Label Corp. Debit card with activation control
AU3883097A (en) * 1996-07-09 1998-02-02 Ldc Direct, Ltd. Co. Point-of-distribution pre-paid card vending system
US5878337A (en) * 1996-08-08 1999-03-02 Joao; Raymond Anthony Transaction security apparatus and method
US5953710A (en) * 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system
US5791474A (en) * 1996-10-15 1998-08-11 Display Pack, Inc. Wallet card package
US5760381A (en) * 1996-12-16 1998-06-02 Moore Business Forms, Inc. Prepaid card
US20010047342A1 (en) * 1997-06-16 2001-11-29 Vincent Cuervo Credit or debit cards of all kinds to be issued with a bank savings account attched
US6405182B1 (en) * 1998-08-03 2002-06-11 Vincent Cuervo System for dispensing prepaid debit cards through point-of-sale terminals
US6105009A (en) * 1997-06-16 2000-08-15 Cuervo; Vincent Automated teller machine dispenser of debit cards
US20020174016A1 (en) * 1997-06-16 2002-11-21 Vincent Cuervo Multiple accounts and purposes card method and system
US6000608A (en) * 1997-07-10 1999-12-14 Dorf; Robert E. Multifunction card system
US6085289A (en) * 1997-07-18 2000-07-04 International Business Machines Corporation Method and system for load data formatting and improved method for cache line organization
CA2215543C (en) * 1997-09-16 2003-12-09 Michael Lee-Wai-Yin Cashless card revalue system
US6000832A (en) * 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
US6134309A (en) * 1997-09-30 2000-10-17 Creative Games International, Inc. Pre-paid phone card system with promotional link
US6422459B1 (en) * 1997-10-15 2002-07-23 Citicorp Development Center, Inc. Method and system for off-line loading of stored value cards using a batch-load terminal
US6106020A (en) * 1997-10-28 2000-08-22 Kerning Data Systems, Inc. Fraud prevention method and system
US5903876A (en) * 1997-11-21 1999-05-11 Va-T-En, L.L.C., A Limited Method of refunding value added tax
US6050493A (en) * 1997-12-01 2000-04-18 American Floral Company, Llc Pre-paid flower or gift card
AU758710B2 (en) * 1997-12-19 2003-03-27 Visa International Service Association Card activation at point of distribution
US6615189B1 (en) * 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others
US6175823B1 (en) * 1998-09-15 2001-01-16 Amazon.Com, Inc. Electronic gift certificate system
US6473500B1 (en) * 1998-10-28 2002-10-29 Mastercard International Incorporated System and method for using a prepaid card
US6999569B2 (en) * 1998-10-28 2006-02-14 Mastercard International Incorporated System and method for using a prepaid card
US6032136A (en) * 1998-11-17 2000-02-29 First Usa Bank, N.A. Customer activated multi-value (CAM) card
US6173269B1 (en) * 1998-12-16 2001-01-09 Zowi.Com, Inc Method and apparatus for executing electronic commercial transactions with minors
US6546373B1 (en) * 1999-01-18 2003-04-08 Mastercard International Incorporated System and method for recovering refundable taxes
US6467684B2 (en) * 1999-03-02 2002-10-22 Netvisions, Inc. Pre-paid card system for purchasing products or services
US6145741A (en) * 1999-04-27 2000-11-14 Wisdom; Juanita J. Universal pre-paid gasoline and travel card
US6507644B1 (en) * 1999-06-08 2003-01-14 Worldcom, Inc. Pre-paid telephone calling card linked to a stored value account
US6145665A (en) * 1999-06-23 2000-11-14 Moore North America, Inc. Debit card box package
US20020026418A1 (en) * 1999-07-02 2002-02-28 Adam Koppel Method for providing pre-paid anonymous electronic debit card compatible with existing network of credit cards
WO2001009793A1 (en) * 1999-07-29 2001-02-08 Privacash.Com, Inc. Method and system for transacting an anoymous purchase over the internet
US6386444B1 (en) * 1999-07-30 2002-05-14 First Usa Bank, N.A. System and methods for card payment instrument with rebate applied to an insurance premium
US6827260B2 (en) * 1999-08-09 2004-12-07 First Data Corporation Systems and methods for utilizing a point-of-sale system
US7600673B2 (en) * 1999-08-09 2009-10-13 First Data Corporation Systems and methods for performing transactions at a point-of-sale
AU4350699A (en) * 1999-08-11 2001-02-15 Khai Hee Kwan Method, apparatus and program to make payment in any currencies through a communication network system
US6575361B1 (en) * 1999-08-19 2003-06-10 E-2 Interactive, Inc. System and method for managing stored-value card data
WO2001031555A1 (en) * 1999-10-28 2001-05-03 Gould David B Prepaid cash equivalent card and system
US6563805B1 (en) * 1999-11-05 2003-05-13 Xm Satellite Radio, Inc. Digital radio prepaid music recording system
US6384844B1 (en) * 1999-12-01 2002-05-07 Efunds Corporation Method and apparatus for use in entering financial data into an electronic device
WO2001052136A1 (en) * 1999-12-23 2001-07-19 Car Point Korea Co. Ltd. Method and system for processing automobile insurance of a prepaid type according to driving distance and time of vehicle
US6505171B1 (en) * 2000-02-04 2003-01-07 Robert H. Cohen System and method for handling purchasing transactions over a computer network
US6615190B1 (en) * 2000-02-09 2003-09-02 Bank One, Delaware, National Association Sponsor funded stored value card
US6612487B2 (en) * 2000-02-14 2003-09-02 Mas Inco Corporation Method and system for account activation
WO2001065494A2 (en) * 2000-02-28 2001-09-07 Sprarkcharge, Inc. System, and method for prepaid anonymous and pseudonymous credit card type transactions
US6224108B1 (en) * 2000-03-07 2001-05-01 Western Graphics And Data, Inc. Packaged data card assembly
US6328341B2 (en) * 2000-03-07 2001-12-11 Western Graphics And Data, Inc. Multiple-component data package
WO2001069546A2 (en) 2000-03-16 2001-09-20 Daniel Thompson Pre-paid purchasing card and method
WO2001071569A1 (en) * 2000-03-23 2001-09-27 Ali Habib Unified communications and commerce systems and methods, and device therefore
US6386457B1 (en) * 2000-04-19 2002-05-14 Edward Earl Sorie Prepaid entertainment card and methods and systems for using prepaid entertainment card
US20030004828A1 (en) * 2000-04-27 2003-01-02 S/B Exchange Enterprises, Inc. Prepaid card authorization and security system
US20020066783A1 (en) * 2000-05-08 2002-06-06 Kodi Sawin Allowance card
US6829596B1 (en) 2000-05-23 2004-12-07 Steve Frazee Account/asset activation device and method
US6588658B1 (en) * 2000-06-23 2003-07-08 Eric Blank Transaction card with attached auxiliary member
US6754640B2 (en) * 2000-10-30 2004-06-22 William O. Bozeman Universal positive pay match, authentication, authorization, settlement and clearing system
US20020077973A1 (en) * 2000-12-15 2002-06-20 Corrado Ronchi Method and apparatus for issuing prepaid e-cash and calling cards and method of using the same
US20020091573A1 (en) * 2001-01-05 2002-07-11 Hodes Mark B. Method and apparatus for point of sale activated delivery of products or services
US20020099667A1 (en) * 2001-01-23 2002-07-25 Diamandis Peter H. Mehtod and apparatus for making purchases over the internet using pre-paid cards
US20020103672A1 (en) * 2001-01-31 2002-08-01 Torres Joseph L. Pre-paid health care system and methods of providing same
US6820802B2 (en) * 2001-02-27 2004-11-23 American Express Travel Related Services Company, Inc. Online card activation system and method
US6832720B2 (en) 2001-07-10 2004-12-21 Magnetic Ticket & Label Corp. Debit card with activation control
CA2353283C (en) * 2001-07-19 2004-04-20 Relizon Canada Integrated electronic gift card packet
US6581827B2 (en) * 2001-08-24 2003-06-24 Qwest Communications International Inc. Universal prepaid telecommunication services card
US20030046249A1 (en) * 2001-08-31 2003-03-06 Robert Wu Prepaid card terminal and method for implementing prepaid cards
US20030197060A1 (en) * 2001-12-06 2003-10-23 Vince Coyner Consumer-focused gallon-based prepaid gasoline card, system and method for a car drivers
US6543809B1 (en) * 2002-02-21 2003-04-08 Western Graphics And Data Inc. Simplified data package assembly
IL163634A0 (en) 2002-02-23 2005-12-18 Wow Technologies Inc Loadable debit card system and method
US7131571B2 (en) * 2002-03-26 2006-11-07 First Data Corporation Alternative payment devices using electronic check processing as a payment mechanism
US20030187790A1 (en) * 2002-03-26 2003-10-02 Amy Swift Electronic check processing systems
US6805289B2 (en) 2002-05-23 2004-10-19 Eduardo Noriega Prepaid card payment system and method for electronic commerce
US20040007618A1 (en) 2002-07-10 2004-01-15 Scott Oram Prepaid credit card method
WO2004010363A2 (en) 2002-07-17 2004-01-29 Eurofloral Method and system for selling and deliverying comsumer products
US6820803B1 (en) 2002-08-30 2004-11-23 Lucas T. Browning Cash card system
US20050021363A1 (en) * 2003-07-25 2005-01-27 Stimson Gregory F. Debit card per-transaction charitable contribution
US7243839B2 (en) * 2004-03-12 2007-07-17 American Express Travel Related Services Company, Inc. Systems, methods, and devices for selling transaction instruments
US7407093B2 (en) * 2005-06-07 2008-08-05 American Express Travel Related Services Company, Inc. System, method, and computer program product for packaging and activating stored value cards

Also Published As

Publication number Publication date
US7611051B1 (en) 2009-11-03
US20100017329A1 (en) 2010-01-21
US7624921B1 (en) 2009-12-01
WO2005094408A3 (en) 2006-05-11
US20050199705A1 (en) 2005-09-15
US7344067B2 (en) 2008-03-18
US7243839B2 (en) 2007-07-17
US20070294169A1 (en) 2007-12-20
USRE45409E1 (en) 2015-03-10
US7455222B2 (en) 2008-11-25
US20110040684A1 (en) 2011-02-17
WO2005094408A2 (en) 2005-10-13
US7918392B2 (en) 2011-04-05
US20080015991A1 (en) 2008-01-17
US7841519B2 (en) 2010-11-30
US20070057045A1 (en) 2007-03-15
US7458509B2 (en) 2008-12-02

Similar Documents

Publication Publication Date Title
WO2005094408B1 (en) Systems, methods, and devices for selling transaction instruments
US8403211B2 (en) System, program product and methods for retail activation and reload associated with partial authorization transactions
US7822640B2 (en) Multi-card bulk package identifying activation systems and methods
US7896252B2 (en) Presentation instrument with user-created pin and methods for activating
US7581674B2 (en) Financial transaction system and method
AU2016219558B2 (en) System and method for configuring risk tolerance in transaction cards
US7303121B2 (en) System and method for initializing financial presentation instruments
US20070063020A1 (en) System and method for charity gift card
US9785931B2 (en) Methods and systems for bulk activation of multiple, disparate stored value accounts
US9508067B2 (en) System, program product and methods for retail activation and reload associated with partial authorization transactions
US8430298B2 (en) Presentation instrument package arrangement
WO2003030070A1 (en) Stored value cards and methods for their issuance
JPH09504396A (en) Method and apparatus for supplying currency
WO2004012036B1 (en) Smart payment instrument selection
US7533814B2 (en) Presentation instrument with user-created pin
AU2020204515A1 (en) System for packaging, processing, and activating a bundled greeting and gift card
US10002366B2 (en) Systems and methods for transaction processing using various value types
US20150066777A1 (en) Value add service for mobile point of sale
US20150019403A1 (en) System, Program Product, and Computer-Implemented Method for Loading a Loan on an Existing Pre-Paid Card
JPH05205140A (en) Credit processing system
JP2001118153A (en) Pos terminal equipment
JP2001175892A (en) Cashless transportation system, ticket vending machine, and recording medium
KR20060095934A (en) System and method for selecting the affiliated store coped with community, server, payment terminal and recording medium

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BW BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE EG ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NA NI NO NZ OM PG PH PL PT RO RU SC SD SE SG SK SL SM SY TJ TM TN TR TT TZ UA UG US UZ VC VN YU ZA ZM ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): BW GH GM KE LS MW MZ NA SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LT LU MC NL PL PT RO SE SI SK TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG

B Later publication of amended claims

Effective date: 20060309

NENP Non-entry into the national phase

Ref country code: DE

WWW Wipo information: withdrawn in national office

Country of ref document: DE

122 Ep: pct application non-entry in european phase