WO2005017676A3 - Method of enhancing value of pension plan assets - Google Patents

Method of enhancing value of pension plan assets Download PDF

Info

Publication number
WO2005017676A3
WO2005017676A3 PCT/US2004/025078 US2004025078W WO2005017676A3 WO 2005017676 A3 WO2005017676 A3 WO 2005017676A3 US 2004025078 W US2004025078 W US 2004025078W WO 2005017676 A3 WO2005017676 A3 WO 2005017676A3
Authority
WO
WIPO (PCT)
Prior art keywords
assets
pension plan
pension
interest
determined
Prior art date
Application number
PCT/US2004/025078
Other languages
French (fr)
Other versions
WO2005017676A2 (en
Inventor
Robert B Phelps
Original Assignee
Robert B Phelps
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Robert B Phelps filed Critical Robert B Phelps
Publication of WO2005017676A2 publication Critical patent/WO2005017676A2/en
Publication of WO2005017676A3 publication Critical patent/WO2005017676A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Abstract

A method for increasing the assets of a pension plan is disclosed. The method includes investing at least a portion of one or more assets of a pension plan so as to acquire an interest in onr or more current, in -force insurance contracts from one or more owners of the one or more current, in -force insurance contracts. Each of the one or more insurance contracts is either an annuity or a life insurance contract, but in either case, the insured is not a beneficiary of the pension plan. The remaining life expectancy of the insured, or the remaining life expectancy of each of the insureds when multiple contracts are involved, determined at least immediately after the acquisition, should be such that (I) the total value of the pension plan assets, including the interest so acquired, determined immediately after acquisition, is appreciably greater than (ii) the total value of the pension plan assets, exclusive of the interest acquired and inclusive of the assets invested, the total values of (I) and (I) being determined at the same point in time an according to the same actuarially sound valuation method. Related investment products and pension plans are also disclosed.
PCT/US2004/025078 2003-08-07 2004-08-04 Method of enhancing value of pension plan assets WO2005017676A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10/636,125 2003-08-07
US10/636,125 US7769607B2 (en) 2003-08-07 2003-08-07 Method of enhancing value of pension plan assets

Publications (2)

Publication Number Publication Date
WO2005017676A2 WO2005017676A2 (en) 2005-02-24
WO2005017676A3 true WO2005017676A3 (en) 2005-06-23

Family

ID=34116386

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2004/025078 WO2005017676A2 (en) 2003-08-07 2004-08-04 Method of enhancing value of pension plan assets

Country Status (2)

Country Link
US (3) US7769607B2 (en)
WO (1) WO2005017676A2 (en)

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US8630879B1 (en) 2008-08-26 2014-01-14 Lti Agency, Llc System and method for funding an organization
US8145508B1 (en) 2008-08-26 2012-03-27 Lti Agency, Llc System and method for funding an organization
US20100280969A1 (en) * 2009-05-01 2010-11-04 Ryan IP Holdings LLC Method and system for managing pension portfolios
US20100299160A1 (en) * 2009-05-19 2010-11-25 Hartford Fire Insurance Company System and method for providing flexible and predictable income
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US20140330593A1 (en) * 2013-05-02 2014-11-06 Dylan J. Tyson Market-Based Adjustment of Premium Amounts for the Generation of an Annuity Based on a Pension Plan
US20220138741A1 (en) 2017-01-25 2022-05-05 State Farm Mutual Automobile Insurance Company Blockchain based banking identity authentication
US10861102B2 (en) 2017-06-09 2020-12-08 2Bc Innovations, Llc Asset reconfiguration and reassignment communication system and components thereof
US20210035217A1 (en) * 2018-02-08 2021-02-04 2Bc Innovations, Llc Updating blockchain-encoded records of rived longevity-contingent instruments
US20200294151A1 (en) * 2018-02-08 2020-09-17 2Bc Innovations, Llc Creating a portfolio of rived longevity-contingent instruments
US20200394718A1 (en) * 2018-02-08 2020-12-17 2Bc Innovations, Llc Utilizing a portfolio of blockchain-encoded rived longevity-contingent instruments
US20200074556A1 (en) * 2018-02-08 2020-03-05 2Bc Innovations, Llc Servicing a plurality of longevity-contingent assets
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US20200242698A1 (en) * 2018-02-08 2020-07-30 2Bc Innovations, Llc Servicing a plurality of rived longevity-contingent instruments
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US20200202444A1 (en) * 2018-02-08 2020-06-25 2Bc Innovations, Llc Servicing a plurality of rived longevity-contingent instruments
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US20200090280A1 (en) * 2018-02-08 2020-03-19 2Bc Innovations, Llc Servicing a plurality of longevity-contingent assets with shared liabilities
US20200364708A1 (en) * 2018-02-08 2020-11-19 2Bc Innovations, Llc Generating a portfolio of blockchain-encoded rived longevity-contingent instruments
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Also Published As

Publication number Publication date
US20050187801A1 (en) 2005-08-25
US7769607B2 (en) 2010-08-03
WO2005017676A2 (en) 2005-02-24
US20090192832A1 (en) 2009-07-30
US20050033611A1 (en) 2005-02-10
US7519552B2 (en) 2009-04-14

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