WO2004081740A3 - Cash dispensing automated banking machine with improved card retention capabilities and method - Google Patents

Cash dispensing automated banking machine with improved card retention capabilities and method Download PDF

Info

Publication number
WO2004081740A3
WO2004081740A3 PCT/US2004/007203 US2004007203W WO2004081740A3 WO 2004081740 A3 WO2004081740 A3 WO 2004081740A3 US 2004007203 W US2004007203 W US 2004007203W WO 2004081740 A3 WO2004081740 A3 WO 2004081740A3
Authority
WO
WIPO (PCT)
Prior art keywords
machine
sheets
notes
automated banking
stacks
Prior art date
Application number
PCT/US2004/007203
Other languages
French (fr)
Other versions
WO2004081740A2 (en
Inventor
Pietro Scarafile
Piero Ghiringhelli
Giorgio Cerioni
Francesco Ferraro
Natarajan Ramachandran
Paul D Magee
Dave Barker
Kenneth Turocy
Jim Booth
Zachary Utz
Original Assignee
Diebold Inc
Pietro Scarafile
Piero Ghiringhelli
Giorgio Cerioni
Francesco Ferraro
Natarajan Ramachandran
Paul D Magee
Dave Barker
Kenneth Turocy
Jim Booth
Zachary Utz
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Diebold Inc, Pietro Scarafile, Piero Ghiringhelli, Giorgio Cerioni, Francesco Ferraro, Natarajan Ramachandran, Paul D Magee, Dave Barker, Kenneth Turocy, Jim Booth, Zachary Utz filed Critical Diebold Inc
Priority to BRPI0408264A priority Critical patent/BRPI0408264B1/en
Priority to MXPA05009093A priority patent/MXPA05009093A/en
Priority to CA2517717A priority patent/CA2517717C/en
Priority to EP04718850A priority patent/EP1627276A4/en
Priority to CN2004800064953A priority patent/CN101410879B/en
Publication of WO2004081740A2 publication Critical patent/WO2004081740A2/en
Publication of WO2004081740A3 publication Critical patent/WO2004081740A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/205—Housing aspects of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/205—Housing aspects of ATMs
    • G07F19/2055—Anti-skimming aspects at ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/206—Software aspects at ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/207—Surveillance aspects at ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/21—Retaining of the payment card by ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/211—Software architecture within ATMs or in relation to the ATM network

Abstract

An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver and receive individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine and assessed as valid may be recycled and dispensed to other users. Notes assessed by the machine as being of questionable validity may be marked with a removable mark and subjected to further analysis. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.
PCT/US2004/007203 2003-03-10 2004-03-09 Cash dispensing automated banking machine with improved card retention capabilities and method WO2004081740A2 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
BRPI0408264A BRPI0408264B1 (en) 2003-03-10 2004-03-09 automatic banking machine apparatus; and method
MXPA05009093A MXPA05009093A (en) 2003-03-10 2004-03-09 Cash dispensing automated banking machine with improved card retention capabilities and method.
CA2517717A CA2517717C (en) 2003-03-10 2004-03-09 Cash dispensing automated banking machine with improved card retention capabilities and method
EP04718850A EP1627276A4 (en) 2003-03-10 2004-03-09 Cash dispensing automated banking machine with improved card retention capabilities and method
CN2004800064953A CN101410879B (en) 2003-03-10 2004-03-09 Cash dispensing automated banking machine with improved card retention capabilities and method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US45336503P 2003-03-10 2003-03-10
US60/453,365 2003-03-10

Publications (2)

Publication Number Publication Date
WO2004081740A2 WO2004081740A2 (en) 2004-09-23
WO2004081740A3 true WO2004081740A3 (en) 2008-12-11

Family

ID=32990763

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2004/007203 WO2004081740A2 (en) 2003-03-10 2004-03-09 Cash dispensing automated banking machine with improved card retention capabilities and method

Country Status (11)

Country Link
US (3) US6988656B2 (en)
EP (1) EP1627276A4 (en)
CN (2) CN101410879B (en)
AR (1) AR043533A1 (en)
BR (1) BRPI0408264B1 (en)
CA (2) CA2691644C (en)
MX (1) MXPA05009093A (en)
PL (1) PL383614A1 (en)
RU (1) RU2311683C2 (en)
WO (1) WO2004081740A2 (en)
ZA (1) ZA200507419B (en)

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Also Published As

Publication number Publication date
CA2517717C (en) 2012-01-10
CN101976483A (en) 2011-02-16
CA2691644A1 (en) 2004-09-23
EP1627276A4 (en) 2009-12-09
CA2691644C (en) 2012-01-24
EP1627276A2 (en) 2006-02-22
RU2005131185A (en) 2006-02-10
CA2517717A1 (en) 2004-09-23
US20040178259A1 (en) 2004-09-16
US20040178258A1 (en) 2004-09-16
BRPI0408264B1 (en) 2015-12-29
BRPI0408264A (en) 2006-03-07
CN101410879A (en) 2009-04-15
US20040178260A1 (en) 2004-09-16
AR043533A1 (en) 2005-08-03
RU2311683C2 (en) 2007-11-27
PL383614A1 (en) 2008-04-14
MXPA05009093A (en) 2005-10-19
US7032245B2 (en) 2006-04-18
US6988656B2 (en) 2006-01-24
ZA200507419B (en) 2008-01-30
CN101976483B (en) 2012-07-18
US7204411B2 (en) 2007-04-17
WO2004081740A2 (en) 2004-09-23
CN101410879B (en) 2011-04-06

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