WO2004038533A3 - Digital self identification and digital versatile safe card, e-commerce system - Google Patents

Digital self identification and digital versatile safe card, e-commerce system Download PDF

Info

Publication number
WO2004038533A3
WO2004038533A3 PCT/TT2003/000001 TT0300001W WO2004038533A3 WO 2004038533 A3 WO2004038533 A3 WO 2004038533A3 TT 0300001 W TT0300001 W TT 0300001W WO 2004038533 A3 WO2004038533 A3 WO 2004038533A3
Authority
WO
WIPO (PCT)
Prior art keywords
digital
commerce system
self identification
safe card
digital versatile
Prior art date
Application number
PCT/TT2003/000001
Other languages
French (fr)
Other versions
WO2004038533A2 (en
WO2004038533A9 (en
Inventor
Buddie Gordon Miller
Original Assignee
Buddie Gordon Miller
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Buddie Gordon Miller filed Critical Buddie Gordon Miller
Priority to AU2003285848A priority Critical patent/AU2003285848A1/en
Publication of WO2004038533A2 publication Critical patent/WO2004038533A2/en
Publication of WO2004038533A3 publication Critical patent/WO2004038533A3/en
Publication of WO2004038533A9 publication Critical patent/WO2004038533A9/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Abstract

A business method to facilitate universal, secure and fully mobile e-commerce and/or i-commerce transactions, which method is based on personal, anonymous, secure, digitally-enabled Personal Identification Numbers which are used in conjunction with pre-paid, anonymous, secure, digitally-enabled Transaction Numbers.
PCT/TT2003/000001 2002-10-22 2003-10-17 Digital self identification and digital versatile safe card, e-commerce system WO2004038533A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2003285848A AU2003285848A1 (en) 2002-10-22 2003-10-17 Digital self identification and digital versatile safe card, e-commerce system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US42010502P 2002-10-22 2002-10-22
US60/420,105 2002-10-22

Publications (3)

Publication Number Publication Date
WO2004038533A2 WO2004038533A2 (en) 2004-05-06
WO2004038533A3 true WO2004038533A3 (en) 2009-06-18
WO2004038533A9 WO2004038533A9 (en) 2009-07-30

Family

ID=32176516

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/TT2003/000001 WO2004038533A2 (en) 2002-10-22 2003-10-17 Digital self identification and digital versatile safe card, e-commerce system

Country Status (2)

Country Link
AU (1) AU2003285848A1 (en)
WO (1) WO2004038533A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20010032878A1 (en) * 2000-02-09 2001-10-25 Tsiounis Yiannis S. Method and system for making anonymous electronic payments on the world wide web
US20020152177A1 (en) * 2000-08-18 2002-10-17 Hans-Hermann Wolf Method and arrangement for electronically transferring an amount of money from a credit account memory
US20030061170A1 (en) * 2000-08-29 2003-03-27 Uzo Chijioke Chukwuemeka Method and apparatus for making secure electronic payments
US20030061172A1 (en) * 2001-09-21 2003-03-27 Timothy Robinson System and method for biometric authorization for financial transactions

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20010032878A1 (en) * 2000-02-09 2001-10-25 Tsiounis Yiannis S. Method and system for making anonymous electronic payments on the world wide web
US20020152177A1 (en) * 2000-08-18 2002-10-17 Hans-Hermann Wolf Method and arrangement for electronically transferring an amount of money from a credit account memory
US20030061170A1 (en) * 2000-08-29 2003-03-27 Uzo Chijioke Chukwuemeka Method and apparatus for making secure electronic payments
US20030061172A1 (en) * 2001-09-21 2003-03-27 Timothy Robinson System and method for biometric authorization for financial transactions

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
PANURACH P.: "Money in electronic commerce: digital cash, electronic fund transfer and ECash", COMMUNICATIONS OF THE ACM, vol. 39, no. 6, June 1996 (1996-06-01), pages 45 - 50, XP000641613 *
SRIVASTAVA ET AL.: "Electronic cash and the innovation process: A user paradigm", UNIVERSITY OF SUSSEX, PAPER NO. 23, March 1998 (1998-03-01), pages 1 - 32, XP002975965 *

Also Published As

Publication number Publication date
AU2003285848A1 (en) 2004-05-13
AU2003285848A8 (en) 2009-07-30
WO2004038533A2 (en) 2004-05-06
WO2004038533A9 (en) 2009-07-30

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