WO2003098555A1 - Method for performing transactions on an apparatus, apparatus with man-machine interface and data carrier - Google Patents

Method for performing transactions on an apparatus, apparatus with man-machine interface and data carrier Download PDF

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Publication number
WO2003098555A1
WO2003098555A1 PCT/CH2002/000264 CH0200264W WO03098555A1 WO 2003098555 A1 WO2003098555 A1 WO 2003098555A1 CH 0200264 W CH0200264 W CH 0200264W WO 03098555 A1 WO03098555 A1 WO 03098555A1
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WO
WIPO (PCT)
Prior art keywords
data
man
user
machine interface
card
Prior art date
Application number
PCT/CH2002/000264
Other languages
French (fr)
Inventor
Thomas Schmelzer
Original Assignee
Ascom Autelca Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ascom Autelca Ag filed Critical Ascom Autelca Ag
Priority to AU2002254837A priority Critical patent/AU2002254837A1/en
Priority to PCT/CH2002/000264 priority patent/WO2003098555A1/en
Publication of WO2003098555A1 publication Critical patent/WO2003098555A1/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/206Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/23Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder by means of a password
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/201Accessories of ATMs

Definitions

  • the present invention relates generally to a method for performing transactions on an apparatus, an apparatus with a man-machine interface and a data carrier.
  • the present invention relates in particular to a method for operating a publicly used apparatus, e.g. a fare or fee collection apparatus, that may be operated by means of a graphical communication device such as a flat panel display enhanced with touch screen functionality.
  • a publicly used apparatus e.g. a fare or fee collection apparatus
  • a graphical communication device such as a flat panel display enhanced with touch screen functionality.
  • the present invention relates to an apparatus, e.g. a fare or fee collection apparatus, that may be operated by users, which in view of their abilities and skills strongly deviate from the average user.
  • an apparatus e.g. a fare or fee collection apparatus
  • Fare collection apparatuses are an important element of public transportation networks allowing users to select and purchase services without support of employees of the transportation organisation.
  • the user may either pay in cash or by credit card such as a magnetic stripe card, a chip- or IC-card as described in [1], U.S. Patent 6,142,381.
  • Fare collection apparatuses are therefore designed to allow users with average skills and knowledge to conveniently perform transactions in a minimum of time.
  • the fare collection system may provide additional support.
  • the menu provided on the screen of a display unit may allow a user for example to select a desired language.
  • additional information on the screen may then be confusing for other user so that the resulting solution, i.e. the implemented man-machine interface, will be a compromise that does not allow to reduce the over all transaction time to a minimum. Additional menu steps for example may unnecessarily prolong the transaction time for users which do not require the offered options .
  • fare collection apparatuses may even be impossible to handle, so that the use of these systems is avoided or support from personnel of the transportation organisation is required whenever a transaction shall be executed.
  • the inventive method allows to perform transactions on a publicly used apparatus that comprises a man-machine interface capable of reading data from a data carrier belonging to a user of said apparatus.
  • user specific data are transferred from the data carrier to the control unit of the apparatus, which, based on said user specific data, individually configures the man-machine interface before a transaction by the concerned user is performed by man-machine interaction.
  • the user specific data may be stored in or on a bar-code card, a magnetic stripe card, a contact or contactless IC-card or a passive or active transponder, operating by means of radio frequencies or induction, such as a SAW (surface acoustic wave) -device.
  • a SAW surface acoustic wave
  • the apparatus will therefore, after insertion of the data carrier or after contactless transfer of the user specific data, automatically be configured according to the configuration data stored on said data carrier or in a centralised database.
  • the input output devices and/or the media provided for the man- machine interaction are therefore adapted to the individual requirements of the users.
  • control unit adapts the language applied on the man-machine interface, the menus and input fields displayed on the screen of the display unit, the layout, in particular colours character fonts and/or field sizes, displayed on the screen, the sound, spoken instructions and information or control signals, in particular loudness of the sound, soft key functions and/or print outs such as travel tickets.
  • the user will therefore always find the apparatus in a known personal configuration, preferably only with the objects and media required for his usual transactions. Hence, every user, handicapped users, tourists, children and users with average skills and knowledge can perform transactions on said apparatus in a minimum of time.
  • the inventive solution is especially helpful for users with physical or mental abilities deviating from those of the average user.
  • the display unit is enhanced with touch screen functionality, the user can make his selections on the screen. If the man-machine interface comprises keys of a keyboard with changing functions, the related information can be displayed on the screen with a pre-selected layout.
  • the inventive solution may also help tourists, speaking another language, or children to perform transactions on the apparatus in a minimum of time.
  • the language applied on the man-machine interface will be selected as required.
  • the configuration data may contain only a limited number of destination codes. Instead of hundreds of destinations available, the man-machine interface may only display a reduced set on the screen from which the user will select. Travel class and validity, one way ore return, may already be pre-configured. Input settings for the transactions may therefore be pre-configured so that only deviations from a standard must be entered.
  • the user specific data stored on the data carrier may contain a complete set of configuration data or only a code unambiguously identifying the user so that the related set of configuration data can be downloaded from a centralised storage device.
  • his personal configuration data may be stored locally in the apparatus .
  • the user specific data are stored in or on the data carrier and/or in the centralised storage device during a session, when the optimal configuration parameters for the user are selected by means of
  • an institution's or the user's personal computer device which can be connected preferably via Internet to the centralised system, from which at least parts of the man- machine interface can be downloaded for evaluation purposes.
  • the man-machine interface of the inventive apparatus comprises a reader module that is capable of reading data from a data carrier, a display unit, preferably a flat panel display enhanced with touch screen functionality, a sound module with a loudspeaker used for acoustically issuing signals and information and/or a printer device.
  • a data carrier used to store individual configuration data may be a bar-code card, a magnetic stripe card, a contact or contactless IC-card and/or an active or passive transponder operating by means of induction or radio frequencies such as a module operating with surface acoustic waves.
  • Said data carrier may also be used as a credit card, a personal identification card or even as a travel ticket.
  • the apparatus may be capable to write data onto the data carrier either to change the set of configuration data or to store ticket related data.
  • the apparatus and the an- machine interface may operate in a standard configuration.
  • Figure 1 shows an apparatus for automated fare collection equipped with an inventive man-machine interface comprising a module designed to read user specific data from a data carrier and a display unit enhanced with touch screen functionality;
  • Figure 2 shows a data carrier designed as a bar-code card and a magnetic stripe card
  • FIG 3 shows a data carrier designed as a contactless IC card or transponder operating by means of induction or radio frequencies;
  • Figure 4 shows a schematic of the modules of the apparatus of figure 1;
  • Figure 5 shows a network with a centralised network management system, decentralised apparatuses and personal computers;
  • Figure 6 shows the screen of the display unit with the input of characters for the selection of a destination
  • Figure 7 shows the input of a code for the selection of a destination
  • Figure 8 shows the screen of the display unit with a scroll field for the selection of a destination and with a key of a further input device used for accepting a selection performed.
  • Figure 1 shows an apparatus 20 equipped with an inventive man- machine interface that comprises a display unit 1 enhanced with touch screen functionality and a sound module 2 with a loudspeaker.
  • the display unit 1 is for example a touch sensitive LCD flat panel display as described in [2], U.S. Patent No. 5,777,596, which allows a user to provide input into a computer device by simply touching an LCD display screen with a passive device, such as a finger, stylus, or a ball point pen.
  • a passive device such as a finger, stylus, or a ball point pen.
  • the apparatus 20 further comprises, as shown in figure 4, a memory module 9 connected to a control unit 10 that is designed to configure and control the man-machine-interface, that is used to perform transactions available on the apparatus 20.
  • the apparatus 20 in this preferred embodiment, is used for automated fare collection, it further comprises a printer unit 3 capable of printing travel tickets, a cash collection unit 4 and card reader 5 which is used to read user specific data from an inserted data carrier, i.e., a bar-code card, a magnetic stripe card, a contact or contactless IC-card and/or an active or passive transponder operating by means of induction or radio frequencies such as a module operating with surface acoustic waves.
  • an inserted data carrier i.e., a bar-code card, a magnetic stripe card, a contact or contactless IC-card and/or an active or passive transponder operating by means of induction or radio frequencies such as a module operating with surface acoustic waves.
  • the apparatus 20 of figure 1 which in this embodiment is fully equipped, further comprises an input device 6 such as a keyboard, a radio frequency unit 7 designed to exchange data with radio frequency transponders carried by the users, and an interface module 8 which connects the apparatus 20 to a centralised management system 11, 12 (see figure 5) .
  • an input device 6 such as a keyboard
  • a radio frequency unit 7 designed to exchange data with radio frequency transponders carried by the users
  • an interface module 8 which connects the apparatus 20 to a centralised management system 11, 12 (see figure 5) .
  • Figure 2 shows a data carrier 31 in the form of a credit card or personal identity card comprising a bar-code 33 and (for illustration purposes) a magnetic stripe 34.
  • a reader device for bar-coded cards is described in [3 ⁇ , International Publication WO 02/13130 Al .
  • a reader device for magnet stripe cards is described in [4 ⁇ , U.S. Patent 5,061,842.
  • Figure 3 shows a contactless IC card 32 with an integrated circuit 35 and an antenna 36, i.e. an inductive transponder, from which the card reader 5 or the radio frequency unit 7 can read data.
  • an antenna 36 i.e. an inductive transponder
  • the card reader 5 or the radio frequency unit 7 may also be designed to write data onto the data carriers 31, 32.
  • Transponder technologies are known from [5], International Publication WO 00/30028, [6], U.S. Patent 6,025,784 and [7], U.S. Patent Application Publication US 2002/0002534 Al .
  • the transponder described in [5] which allows the identification of card holders, comprises an integrated circuit (IC) connected to an antenna.
  • IC integrated circuit
  • This transponder may be integrated in a special housing or on a contactless IC card as described in [1] and shown in figure 3.
  • transponders are also used for remote identification of vehicles, allowing to automatically assess charges against the owners of passing vehicles, and then bill the owners digitally. This enables persons to pay tolls without having to slow down at the toll booths to interact with an apparatus and to deposit currency.
  • An automated transaction management system allowing the managing and processing of these transactions between multiple users and collection systems without man-machine interaction is described in [7] .
  • the apparatus 20 with its man- machine interface may operate in a standard configuration, e.g. in a first mode.
  • the user data may contain a set of configuration data or only a code that unambiguously identifies the card holder. Based on that identification code the control unit 10 will read or download a corresponding set of configuration data from a local or centralised storage device 9, 11 (see figure 5) .
  • Figure 5 shows inventive apparatuses 20 connected over the Internet to a network management system (NMS) comprising a server 11 and a terminal 12.
  • NMS network management system
  • Program updates e.g. changes of destinations, travel fares and travel information, may therefore be transferred from the server 11 to the apparatuses 20 over the connecting network.
  • the server 11 may also be used as the centralised storage device from which the apparatuses 20 can download user related configuration data.
  • control unit 10 Based on the received configuration data the control unit 10 individually configures the man-machine interface before a transaction by the card holder is performed by means of man- machine interaction.
  • the input output devices 1, 2, 3 and the media provided for the man-machine interaction are therefore configured and adapted according to the individual requirements of the users.
  • control unit 10 may adapt the language applied on the man-machine interface, the menus and input fields 1-11A, ..., 1-31A displayed on the screen 1-1, 1-2, 1-3 of the display unit 1, the layout, in particular colours character fonts and/or field sizes, displayed on the screen 1- 1, 1-2, 1-3, the sound, spoken instructions and information or control signals, in particular loudness of the sound, soft key functions and/or print outs such as travel tickets according to the configuration data.
  • FIG. 6 to 8 show different examples of the layout of the screen 1-1, 1-2, 1-3 of the display unit 1 which is enhanced with touch screen functionality.
  • the user has configured the man-machine interface to accept character entries.
  • the layout is partitioned in two section 1-11 and 1-12.
  • the user may select one of the categories CLASS, ROUTE and DESTINATION.
  • the second section 1-12 is a keyboard with character fields provided, that allows the entry of characters to select a destination.
  • the layout on the screen 1-2 shown in figure 7 comprises a numerical keyboard that allows the entry of a code for the desired destination.
  • the layout on the screen 1-3 shown in figure 8 comprises a scroll field 1-3A which allows to scroll through the available destinations .
  • the user may therefore chose one of the available layouts. Further the user may configure the language applied on the man- machine interface, the menus and input fields, the layout, in particular colours character fonts and/or field sizes, displayed on the screen, the sound, spoken instructions and information or control signals, in particular loudness of the sound, soft key functions and/or print outs such as travel tickets according to his or her requirements.
  • a suitable configuration may be found and stored on the data carrier 31, 32 or the server 11 in different ways.
  • a user may find a suitable configuration directly on an apparatus 20.
  • trial versions of the screen layouts may be downloaded from the server 11 over the connecting network, e.g. the Internet to the personal computer of the user.
  • the user may therefore conveniently select a configuration at home and send the obtained configuration data to the server 11 of the network management system.
  • Network administration may then store the configuration data on a data carrier 31, 32.
  • Data carriers 31, 32 may also be programmed by a travel agency that makes travel arrangements for foreign tourists. Upon arrival, the tourists may receive bar-coded cards 31 or transponders 32 containing the required configuration data.
  • the users will therefore always find the apparatus 20 in a known personal configuration, preferably only with the objects and media required for his transactions.
  • the inventive solution is especially helpful for users with impaired vision.
  • Input and display fields 1-11A, ..., 1-31A on the screen 1-1, 1-2, 1-3 will be adapted according to their individual requirements. Colours which lead to a poor intelligibility of the screen content and layout may be avoided as well as input fields that can not be handled.
  • the advantages of the inventive solution are threefold.
  • the user is familiar with the details of the man- machine interface, in particular the graphical layout. Only those objects are displayed which are required by the user so that confusions regarding superfluous options are avoided. Hence more space is available to increase the size of the fields which are actually required for the transactions.
  • the data carrier 31, 32 may also be used as a credit card, a personal identification card or even as a travel ticket.
  • the apparatus 20 may be capable to write data onto the data carrier 32 either to change the set of configuration data or to store ticket related data.

Abstract

The inventive method allows to perform transactions on a publicly used apparatus (20) that comprises a man-machine interface capable of reading data from a data carrier (31, 32) belonging to a user of said apparatus (20). According to the present invention user specific data are transferred from the data carrier to the control unit (9) of the apparatus (20), which, based on said user specific data, individually configures the man-machine interface before a transaction by the concerned user is performed by man-machine interaction.

Description

METHOD FOR PERFORMING TRANSACTIONS ON AN APPARATUS, APPARATUS WITH MAN-MACHINE INTERFACE AND DATA CARRIER
The present invention relates generally to a method for performing transactions on an apparatus, an apparatus with a man-machine interface and a data carrier.
The present invention relates in particular to a method for operating a publicly used apparatus, e.g. a fare or fee collection apparatus, that may be operated by means of a graphical communication device such as a flat panel display enhanced with touch screen functionality.
More particularly the present invention relates to an apparatus, e.g. a fare or fee collection apparatus, that may be operated by users, which in view of their abilities and skills strongly deviate from the average user.
BACKGROUND OF THE INVENTION
Fare collection apparatuses are an important element of public transportation networks allowing users to select and purchase services without support of employees of the transportation organisation.
In railway or bus stations, passengers normally appear in bursts, e.g. before a train or bus leaves, so that it is important, that time spent for transactions performed on fare collection apparatuses is kept as low as possible for each passenger.
An important part of the whole transaction leading to the emission of a travel ticket is the concrete collection of the fare. For this part of the transaction various solutions have been provided. The user may either pay in cash or by credit card such as a magnetic stripe card, a chip- or IC-card as described in [1], U.S. Patent 6,142,381.
With publicly used fare collection apparatuses, a major part of the transaction time is however used for the man-machine interaction.
Fare collection apparatuses are therefore designed to allow users with average skills and knowledge to conveniently perform transactions in a minimum of time. For non-average users the fare collection system may provide additional support. E.g., the menu provided on the screen of a display unit may allow a user for example to select a desired language. However additional information on the screen may then be confusing for other user so that the resulting solution, i.e. the implemented man-machine interface, will be a compromise that does not allow to reduce the over all transaction time to a minimum. Additional menu steps for example may unnecessarily prolong the transaction time for users which do not require the offered options .
For handicapped users, e.g. users with impaired vision, fare collection apparatuses may even be impossible to handle, so that the use of these systems is avoided or support from personnel of the transportation organisation is required whenever a transaction shall be executed.
It would therefore be desirable to provide method for performing transactions on an apparatus and an apparatus that allow users, in particular users with abilities, skills or knowledge deviating from those of the average user, to perform transactions on said apparatus in a minimum of time.
SUMMARY OF THE INVENTION The above and other objects of the present invention are achieved by a method, an apparatus and a data carrier according to claim 1, claim 7, and claim 12 respectively.
The inventive method allows to perform transactions on a publicly used apparatus that comprises a man-machine interface capable of reading data from a data carrier belonging to a user of said apparatus. According to the present invention user specific data are transferred from the data carrier to the control unit of the apparatus, which, based on said user specific data, individually configures the man-machine interface before a transaction by the concerned user is performed by man-machine interaction.
The user specific data may be stored in or on a bar-code card, a magnetic stripe card, a contact or contactless IC-card or a passive or active transponder, operating by means of radio frequencies or induction, such as a SAW (surface acoustic wave) -device.
The apparatus will therefore, after insertion of the data carrier or after contactless transfer of the user specific data, automatically be configured according to the configuration data stored on said data carrier or in a centralised database.
The input output devices and/or the media provided for the man- machine interaction are therefore adapted to the individual requirements of the users.
According to the read or downloaded set of configuration data the control unit adapts the language applied on the man-machine interface, the menus and input fields displayed on the screen of the display unit, the layout, in particular colours character fonts and/or field sizes, displayed on the screen, the sound, spoken instructions and information or control signals, in particular loudness of the sound, soft key functions and/or print outs such as travel tickets.
The user will therefore always find the apparatus in a known personal configuration, preferably only with the objects and media required for his usual transactions. Hence, every user, handicapped users, tourists, children and users with average skills and knowledge can perform transactions on said apparatus in a minimum of time.
The inventive solution is especially helpful for users with physical or mental abilities deviating from those of the average user.
E.g., users with impaired vision will be familiar with their individually configured layout on the screen of the display unit and with the loudness of spoken information. Input and display fields on the screen will be adapted according to their individual requirements. Colours which lead to a poor intelligibility of the screen content and layout may be avoided as well as input fields that can not be handled. Hence, for handicapped users the advantages of the inventive solution are threefold. The user is familiar with the required details of the man-machine interface, in particular the graphical layout. Only those objects are displayed which are required by the user so that confusions regarding superfluous options are avoided. Hence more space is available to increase the size of the fields which are actually required for the transaction.
If the display unit is enhanced with touch screen functionality, the user can make his selections on the screen. If the man-machine interface comprises keys of a keyboard with changing functions, the related information can be displayed on the screen with a pre-selected layout.
The inventive solution may also help tourists, speaking another language, or children to perform transactions on the apparatus in a minimum of time. The language applied on the man-machine interface will be selected as required.
To facilitate handling of the apparatus, the configuration data may contain only a limited number of destination codes. Instead of hundreds of destinations available, the man-machine interface may only display a reduced set on the screen from which the user will select. Travel class and validity, one way ore return, may already be pre-configured. Input settings for the transactions may therefore be pre-configured so that only deviations from a standard must be entered.
The user specific data stored on the data carrier may contain a complete set of configuration data or only a code unambiguously identifying the user so that the related set of configuration data can be downloaded from a centralised storage device. In case that a user frequently uses an inventive apparatus his personal configuration data may be stored locally in the apparatus .
The user specific data are stored in or on the data carrier and/or in the centralised storage device during a session, when the optimal configuration parameters for the user are selected by means of
a) an inventive apparatus
b) a centralised system of the system administration or
c) an institution's or the user's personal computer device, which can be connected preferably via Internet to the centralised system, from which at least parts of the man- machine interface can be downloaded for evaluation purposes.
The man-machine interface of the inventive apparatus comprises a reader module that is capable of reading data from a data carrier, a display unit, preferably a flat panel display enhanced with touch screen functionality, a sound module with a loudspeaker used for acoustically issuing signals and information and/or a printer device.
A data carrier used to store individual configuration data may be a bar-code card, a magnetic stripe card, a contact or contactless IC-card and/or an active or passive transponder operating by means of induction or radio frequencies such as a module operating with surface acoustic waves.
Said data carrier may also be used as a credit card, a personal identification card or even as a travel ticket. In a preferred embodiment of the invention the apparatus may be capable to write data onto the data carrier either to change the set of configuration data or to store ticket related data.
In case that no data carrier is used the apparatus and the an- machine interface may operate in a standard configuration.
BRIEF DESCRIPTION OF THE DRAWINGS
Some of the objects and advantages of the present invention have been stated, others will appear when the following description is considered together with the accompanying drawings, in which:
Figure 1 shows an apparatus for automated fare collection equipped with an inventive man-machine interface comprising a module designed to read user specific data from a data carrier and a display unit enhanced with touch screen functionality;
Figure 2 shows a data carrier designed as a bar-code card and a magnetic stripe card;
Figure 3 shows a data carrier designed as a contactless IC card or transponder operating by means of induction or radio frequencies; Figure 4 shows a schematic of the modules of the apparatus of figure 1;
Figure 5 shows a network with a centralised network management system, decentralised apparatuses and personal computers;
Figure 6 shows the screen of the display unit with the input of characters for the selection of a destination;
Figure 7 shows the input of a code for the selection of a destination; and
Figure 8 shows the screen of the display unit with a scroll field for the selection of a destination and with a key of a further input device used for accepting a selection performed.
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS
Figure 1 shows an apparatus 20 equipped with an inventive man- machine interface that comprises a display unit 1 enhanced with touch screen functionality and a sound module 2 with a loudspeaker.
The display unit 1 is for example a touch sensitive LCD flat panel display as described in [2], U.S. Patent No. 5,777,596, which allows a user to provide input into a computer device by simply touching an LCD display screen with a passive device, such as a finger, stylus, or a ball point pen.
The apparatus 20 further comprises, as shown in figure 4, a memory module 9 connected to a control unit 10 that is designed to configure and control the man-machine-interface, that is used to perform transactions available on the apparatus 20.
Since the apparatus 20, in this preferred embodiment, is used for automated fare collection, it further comprises a printer unit 3 capable of printing travel tickets, a cash collection unit 4 and card reader 5 which is used to read user specific data from an inserted data carrier, i.e., a bar-code card, a magnetic stripe card, a contact or contactless IC-card and/or an active or passive transponder operating by means of induction or radio frequencies such as a module operating with surface acoustic waves. The apparatus 20 of figure 1, which in this embodiment is fully equipped, further comprises an input device 6 such as a keyboard, a radio frequency unit 7 designed to exchange data with radio frequency transponders carried by the users, and an interface module 8 which connects the apparatus 20 to a centralised management system 11, 12 (see figure 5) .
Figure 2 shows a data carrier 31 in the form of a credit card or personal identity card comprising a bar-code 33 and (for illustration purposes) a magnetic stripe 34.
A reader device for bar-coded cards is described in [3}, International Publication WO 02/13130 Al . A reader device for magnet stripe cards is described in [4}, U.S. Patent 5,061,842.
Figure 3 shows a contactless IC card 32 with an integrated circuit 35 and an antenna 36, i.e. an inductive transponder, from which the card reader 5 or the radio frequency unit 7 can read data.
In a preferred embodiment the card reader 5 or the radio frequency unit 7 may also be designed to write data onto the data carriers 31, 32. Transponder technologies are known from [5], International Publication WO 00/30028, [6], U.S. Patent 6,025,784 and [7], U.S. Patent Application Publication US 2002/0002534 Al .
The transponder described in [5], which allows the identification of card holders, comprises an integrated circuit (IC) connected to an antenna. This transponder may be integrated in a special housing or on a contactless IC card as described in [1] and shown in figure 3.
As described in [6] , transponders are also used for remote identification of vehicles, allowing to automatically assess charges against the owners of passing vehicles, and then bill the owners digitally. This enables persons to pay tolls without having to slow down at the toll booths to interact with an apparatus and to deposit currency. An automated transaction management system allowing the managing and processing of these transactions between multiple users and collection systems without man-machine interaction is described in [7] .
If no data carrier is used, then the apparatus 20 with its man- machine interface may operate in a standard configuration, e.g. in a first mode.
When a user approaches an inventive apparatus 20 with a transponder 32 or inserts its data carrier 31 into the card reader 5, then user specific data are transferred from the radio frequency unit 7 or from the card reader 5 to the control unit 10. The user data may contain a set of configuration data or only a code that unambiguously identifies the card holder. Based on that identification code the control unit 10 will read or download a corresponding set of configuration data from a local or centralised storage device 9, 11 (see figure 5) .
Figure 5 shows inventive apparatuses 20 connected over the Internet to a network management system (NMS) comprising a server 11 and a terminal 12. Program updates, e.g. changes of destinations, travel fares and travel information, may therefore be transferred from the server 11 to the apparatuses 20 over the connecting network. The server 11 may also be used as the centralised storage device from which the apparatuses 20 can download user related configuration data.
Based on the received configuration data the control unit 10 individually configures the man-machine interface before a transaction by the card holder is performed by means of man- machine interaction. The input output devices 1, 2, 3 and the media provided for the man-machine interaction are therefore configured and adapted according to the individual requirements of the users.
As shown in figures 6 to 8 the control unit 10 may adapt the language applied on the man-machine interface, the menus and input fields 1-11A, ..., 1-31A displayed on the screen 1-1, 1-2, 1-3 of the display unit 1, the layout, in particular colours character fonts and/or field sizes, displayed on the screen 1- 1, 1-2, 1-3, the sound, spoken instructions and information or control signals, in particular loudness of the sound, soft key functions and/or print outs such as travel tickets according to the configuration data.
The configuration of an apparatus 20 may be done in various ways. Figures 6 to 8 show different examples of the layout of the screen 1-1, 1-2, 1-3 of the display unit 1 which is enhanced with touch screen functionality.
On the screen layout of figure 6 the user has configured the man-machine interface to accept character entries. The layout is partitioned in two section 1-11 and 1-12. In the first section 1-11 the user may select one of the categories CLASS, ROUTE and DESTINATION. In the second section 1-12 is a keyboard with character fields provided, that allows the entry of characters to select a destination. The layout on the screen 1-2 shown in figure 7 comprises a numerical keyboard that allows the entry of a code for the desired destination.
The layout on the screen 1-3 shown in figure 8 comprises a scroll field 1-3A which allows to scroll through the available destinations .
The user may therefore chose one of the available layouts. Further the user may configure the language applied on the man- machine interface, the menus and input fields, the layout, in particular colours character fonts and/or field sizes, displayed on the screen, the sound, spoken instructions and information or control signals, in particular loudness of the sound, soft key functions and/or print outs such as travel tickets according to his or her requirements.
A suitable configuration may be found and stored on the data carrier 31, 32 or the server 11 in different ways. A user may find a suitable configuration directly on an apparatus 20. In a preferred embodiment of the invention trial versions of the screen layouts may be downloaded from the server 11 over the connecting network, e.g. the Internet to the personal computer of the user. The user may therefore conveniently select a configuration at home and send the obtained configuration data to the server 11 of the network management system. Network administration may then store the configuration data on a data carrier 31, 32.
Data carriers 31, 32 may also be programmed by a travel agency that makes travel arrangements for foreign tourists. Upon arrival, the tourists may receive bar-coded cards 31 or transponders 32 containing the required configuration data.
The users will therefore always find the apparatus 20 in a known personal configuration, preferably only with the objects and media required for his transactions. The inventive solution is especially helpful for users with impaired vision. Input and display fields 1-11A, ..., 1-31A on the screen 1-1, 1-2, 1-3 will be adapted according to their individual requirements. Colours which lead to a poor intelligibility of the screen content and layout may be avoided as well as input fields that can not be handled. For handicapped users the advantages of the inventive solution are threefold. The user is familiar with the details of the man- machine interface, in particular the graphical layout. Only those objects are displayed which are required by the user so that confusions regarding superfluous options are avoided. Hence more space is available to increase the size of the fields which are actually required for the transactions.
The data carrier 31, 32 may also be used as a credit card, a personal identification card or even as a travel ticket. In a preferred embodiment of the invention the apparatus 20 may be capable to write data onto the data carrier 32 either to change the set of configuration data or to store ticket related data.
REFERENCES :
[1] U.S. Patent 6,142,381
[2] U.S. Patent No. 5,777,596
[3} International Publication WO 02/13130 Al
[4} U.S. Patent 5,061,842
[5] International Publication WO 00/30028
[6] U.S. Patent 6,025,784
[7] U.S. Patent Application Publication US 2002/0002534 Al

Claims

1. Method for performing transactions on a publicly used apparatus, such as a fare collection apparatus, that comprises a man-machine interface capable of reading data from a data carrier belonging to a user of said apparatus, characterised in that user specific data are transferred from the data carrier to the control unit of the apparatus, which, based on said user specific data, individually configures the man-machine interface before a transaction by the concerned user is performed by man-machine interaction.
2. Method according to claim 1, wherein the user specific data comprise a set of configuration data which are used for the configuration of the man-machine interface or wherein the user specific data comprise a code identifying the user based on which code a corresponding set of configuration data is read from a local or downloaded from a centralised storage device.
3. Method according to claim 2, wherein downloaded configuration data is transferred to the local storage device and stored there as long as the concerned user uses the apparatus at a predetermined rate.
4. Method according to claim 1, 2 or 3, wherein the user specific data are stored in or on the data carrier; a bar- code card, a magnetic stripe card, a contact or contactless IC-card or a transponder operating by means of radio frequencies or induction; and/or in the centralised storage device during a session, when the optimal configuration parameters for the user are selected, by means of
a) an apparatus (20) b) a centralised system of the system administration or
c) a personal computer device of the user, which can be connected preferably via Internet to the centralised system, from which at least parts of the man-machine interface can be downloaded.
5. Method according to claim 1, 2, 3 or 4, wherein the input output devices and/or the media provided for the man- machine interaction are adapted according to the set of configuration data read from the data carrier or the centralised storage device.
6. Method according to claim 5, wherein
a) the language,
b) the menus and input fields,
c) the layout, in particular colours and/or character font and field size, of the screen on the display unit which may be enhanced with touch screen functionality,
d) sound, in particular loudness of the sound,
e) soft key functions and/or
f) print outs such as travel tickets
g) input settings
are adapted based on the set of configuration data.
7. Apparatus (20) for performing transactions according to one of the claims 1 to 6, comprising a man-machine interface with at least one reader module (5; 7) capable of reading data from a data carrier belonging to a user of said apparatus, and transferring said data to a control unit (10), characterised in that the control unit (10) is designed to perform, based on read user specific data, the individual configuration of the man-machine interface before a transaction by the concerned user is performed by man-machine interaction.
8. Apparatus (20) according to claim 7, wherein the control unit (10) is linked to a centralised storage device from which' user specific configuration data can be downloaded and stored in a local memory unit (9) preferably as long as the concerned user uses the apparatus (20) at a predetermined rate.
9. Apparatus (20) according to claim 7 or 8, wherein the man- machine interface comprises a display unit (1) , preferably a flat panel display enhanced with touch screen functionality, a sound module with a loudspeaker (2) used for acoustically issuing signals and information, and/or a printer device (3) .
10. Apparatus (20) according to claim 7, 8 or 9, wherein the control unit (10) is designed to adapt
a) the language,
b) the menus and input fields displayed on the screen of the display unit (1) ,
c) the layout, in particular colours and/or character font and field size, of the screen of the display unit (1),
d) the sound, in particular loudness of the sound, emitted by the loudspeaker module (2),
e) soft key functions and/or
f) print outs such as travel tickets
g) input settings according to received configuration data.
11. Apparatus (20) according to claim 7, 8, 9 or 10, wherein the reader module (5; 7) is capable of reading data from a data carrier such as a bar-code card, a magnetic stripe card, a contact or contactless IC-card and/or a transponder operating by means of radio frequencies or induction.
12. Data carrier (30) designed to store individual configuration data according to a method of one of the claims 1 to 6 and to transfer said data to an apparatus according to one of the claims 7, to 11, wherein said data carrier is a bar-code card, a magnetic stripe card, a contact or contactless IC-card and/or an active or passive transponder operating by means of induction or radio frequencies such as a module operating with surface acoustic waves.
PCT/CH2002/000264 2002-05-15 2002-05-15 Method for performing transactions on an apparatus, apparatus with man-machine interface and data carrier WO2003098555A1 (en)

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PCT/CH2002/000264 WO2003098555A1 (en) 2002-05-15 2002-05-15 Method for performing transactions on an apparatus, apparatus with man-machine interface and data carrier

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Publication number Priority date Publication date Assignee Title
EP0717381A1 (en) * 1994-12-16 1996-06-19 Mastercard International, Inc. System and method for processing customized financial transaction card
US5546523A (en) * 1995-04-13 1996-08-13 Gatto; James G. Electronic fund transfer system
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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1923849A1 (en) * 2006-11-20 2008-05-21 Hitachi-Omron Terminal Solutions, Corp. Automated teller machine

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