WO2003048889A3 - Improved dept collection practices - Google Patents
Improved dept collection practices Download PDFInfo
- Publication number
- WO2003048889A3 WO2003048889A3 PCT/US2002/035452 US0235452W WO03048889A3 WO 2003048889 A3 WO2003048889 A3 WO 2003048889A3 US 0235452 W US0235452 W US 0235452W WO 03048889 A3 WO03048889 A3 WO 03048889A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- debtor
- offer
- debt
- debtors
- debt collection
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Abstract
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2002348175A AU2002348175A1 (en) | 2001-11-05 | 2002-11-05 | Improved dept collection practices |
EP02784397A EP1442409A4 (en) | 2001-11-05 | 2002-11-05 | Improved dept collection practices |
CA002464909A CA2464909A1 (en) | 2001-11-05 | 2002-11-05 | Improved dept collection practices |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/011,523 | 2001-11-05 | ||
US10/011,523 US7403923B2 (en) | 2001-10-12 | 2001-11-05 | Debt collection practices |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2003048889A2 WO2003048889A2 (en) | 2003-06-12 |
WO2003048889A3 true WO2003048889A3 (en) | 2003-09-12 |
Family
ID=21750749
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2002/035452 WO2003048889A2 (en) | 2001-11-05 | 2002-11-05 | Improved dept collection practices |
Country Status (5)
Country | Link |
---|---|
US (1) | US7403923B2 (en) |
EP (1) | EP1442409A4 (en) |
AU (1) | AU2002348175A1 (en) |
CA (1) | CA2464909A1 (en) |
WO (1) | WO2003048889A2 (en) |
Families Citing this family (87)
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US8793160B2 (en) | 1999-12-07 | 2014-07-29 | Steve Sorem | System and method for processing transactions |
US8020754B2 (en) | 2001-08-13 | 2011-09-20 | Jpmorgan Chase Bank, N.A. | System and method for funding a collective account by use of an electronic tag |
US20040117277A1 (en) * | 2002-12-16 | 2004-06-17 | Joseph Tagupa | Distributing accounts in a workflow system |
US8306907B2 (en) | 2003-05-30 | 2012-11-06 | Jpmorgan Chase Bank N.A. | System and method for offering risk-based interest rates in a credit instrument |
US20050149418A1 (en) * | 2003-08-15 | 2005-07-07 | Erbey William C. | Methods and systems for providing customer relations information |
US7778900B2 (en) * | 2003-10-16 | 2010-08-17 | Sap Ag | Method and software application for computer-aided cash collection |
US20060062376A1 (en) * | 2004-09-22 | 2006-03-23 | Dale Pickford | Call center services system and method |
JP2006092489A (en) * | 2004-09-27 | 2006-04-06 | Fujitsu Ltd | Credit sales method and system |
EP2474947A1 (en) * | 2004-10-19 | 2012-07-11 | Apollo Enterprise Solutions, Inc. | System and methods for resolving transactions |
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US20070208640A1 (en) * | 2006-02-21 | 2007-09-06 | Banasiak Michael J | Method and Apparatus for Assessing Debtor Payment Behavior |
US7962403B2 (en) * | 2006-03-16 | 2011-06-14 | Sungard Avantgard Llc | Method and apparatus for a model assessing debtor behavior |
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US8401960B2 (en) * | 2008-03-05 | 2013-03-19 | Walter H. Pinson, Iii | Online credit escrow service |
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CN101655966A (en) * | 2008-08-19 | 2010-02-24 | 阿里巴巴集团控股有限公司 | Loan risk control method and system |
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US20140114839A1 (en) * | 2009-06-19 | 2014-04-24 | Neu Ip, Llc | System and method for enhancing credit and debt collection |
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US10102570B1 (en) | 2013-03-14 | 2018-10-16 | Consumerinfo.Com, Inc. | Account vulnerability alerts |
US10685398B1 (en) | 2013-04-23 | 2020-06-16 | Consumerinfo.Com, Inc. | Presenting credit score information |
US9443268B1 (en) | 2013-08-16 | 2016-09-13 | Consumerinfo.Com, Inc. | Bill payment and reporting |
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-
2001
- 2001-11-05 US US10/011,523 patent/US7403923B2/en not_active Expired - Lifetime
-
2002
- 2002-11-05 AU AU2002348175A patent/AU2002348175A1/en not_active Abandoned
- 2002-11-05 CA CA002464909A patent/CA2464909A1/en not_active Abandoned
- 2002-11-05 WO PCT/US2002/035452 patent/WO2003048889A2/en not_active Application Discontinuation
- 2002-11-05 EP EP02784397A patent/EP1442409A4/en not_active Withdrawn
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Title |
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MAKUCH W.M. ET AL.: "Managing consumer credit delinquency in the US economy: A multi-billion dollar management science application", INTERFACES, vol. 22, no. 1, January 1992 (1992-01-01) - February 1992 (1992-02-01), pages 90 - 109, XP002964649 * |
MEYER P.L., 1965, ADDISON-WESLEY PUBLISHING CO., READING, MASSACHUSETTS, article "Introductory probability and statistical applications", XP002964648 * |
PIUMELLI F.A. ET AL., 1998, JOHN WILEY & SONS, INC., LONDON, ISBN: 0-471-18043-2, article "Power Collecting", XP002964647 * |
Also Published As
Publication number | Publication date |
---|---|
EP1442409A4 (en) | 2009-01-14 |
CA2464909A1 (en) | 2003-06-12 |
US7403923B2 (en) | 2008-07-22 |
EP1442409A2 (en) | 2004-08-04 |
AU2002348175A1 (en) | 2003-06-17 |
WO2003048889A2 (en) | 2003-06-12 |
US20030078881A1 (en) | 2003-04-24 |
AU2002348175A8 (en) | 2003-06-17 |
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