WO2002091264A1 - Systeme d'evaluation de la clientele - Google Patents
Systeme d'evaluation de la clientele Download PDFInfo
- Publication number
- WO2002091264A1 WO2002091264A1 PCT/JP2002/003012 JP0203012W WO02091264A1 WO 2002091264 A1 WO2002091264 A1 WO 2002091264A1 JP 0203012 W JP0203012 W JP 0203012W WO 02091264 A1 WO02091264 A1 WO 02091264A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- customer
- purchase
- customers
- period
- asset value
- Prior art date
Links
- 238000011156 evaluation Methods 0.000 claims abstract description 35
- 238000004891 communication Methods 0.000 claims abstract description 12
- 230000002776 aggregation Effects 0.000 claims description 31
- 238000004220 aggregation Methods 0.000 claims description 31
- 230000014759 maintenance of location Effects 0.000 claims description 13
- 238000012423 maintenance Methods 0.000 claims description 9
- 230000001737 promoting effect Effects 0.000 abstract 1
- 238000004458 analytical method Methods 0.000 description 12
- 238000010586 diagram Methods 0.000 description 9
- 230000008859 change Effects 0.000 description 7
- 238000007726 management method Methods 0.000 description 5
- 239000011159 matrix material Substances 0.000 description 4
- 238000000034 method Methods 0.000 description 3
- 230000004044 response Effects 0.000 description 2
- 230000004931 aggregating effect Effects 0.000 description 1
- 230000032683 aging Effects 0.000 description 1
- 239000010432 diamond Substances 0.000 description 1
- 230000007774 longterm Effects 0.000 description 1
- 238000004519 manufacturing process Methods 0.000 description 1
- 238000005457 optimization Methods 0.000 description 1
- 230000003252 repetitive effect Effects 0.000 description 1
- 238000012546 transfer Methods 0.000 description 1
- 230000007704 transition Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0201—Market modelling; Market analysis; Collecting market data
- G06Q30/0202—Market predictions or forecasting for commercial activities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
Definitions
- the present invention relates to a system for evaluating customer asset value of a product / service provider.
- the present invention has been made in view of the above-mentioned problems, and has as its object to provide a customer asset value evaluation system that evaluates the asset value of products and services possessed by a company by focusing on the trends of its customers. You.
- the customer asset valuation system of the present invention is a customer asset valuation system comprising a sales management computer system including a POS or an electronic commerce device installed in a store and an evaluation computer connected via a communication line including the Internet.
- the evaluation computer includes a Web server connected to the Internet, a communication control device connected to a public communication line, an application server for evaluating customer asset value, and records purchase record information received from a company or store. And a database
- the database includes: a source record table for recording purchase record information in the order of occurrence;
- the application server receives purchase record information from a company / store and purchase information collecting means for recording the information in a source record table, and a customer asset value class for determining a customer's asset value class and recording it in a customer master table.
- the customer asset value evaluation means includes a total customer asset value aggregation means, an average customer asset value aggregation means, a customer stability rate aggregation means, and a customer asset value growth rate aggregation means.
- the purchase record information can be collected easily and reliably, and can be frequently analyzed by dividing the period. This enables quick analysis and response to maintain and grow a company's brand assets.
- the customer asset value classifying means classifies the purchase record information for the specific brand 'product / store' to be evaluated for each specific customer, and is expected to repeatedly purchase / visit the specific brand / product / store to be evaluated.
- the purchase record information during the value evaluation period divided by a predetermined period of time and the frequency of the purchase record information, and repeatedly purchased within the new value evaluation period for the immediately preceding value evaluation period It is characterized in that it is divided into three categories: a maintenance customer, an outflow customer whose purchase has been stopped, and an inflow customer who has newly started purchase, and the classification code is recorded in the customer master table.
- the provision of the customer asset value classifying means makes it possible to grasp the change of the purchase record information.
- the customer asset value evaluation means includes: a brand total customer asset value aggregation means for counting and recording the total number of customers of transactions occurring during the value evaluation period from the purchase record information; and counting a total purchase amount.
- Means for calculating and recording the repurchase amount per customer, and a means for aggregating the average customer asset value for each customer, and counting only the number of customers who maintain the purchase / the purchase amount and accounting for the total number of customers and the total purchase amount Means for calculating and recording the customer retention rate, and the number of customers in the immediately preceding valuation period of the outflow customer who has stopped purchasing during the new valuation period and is in the immediately preceding valuation period ⁇ purchase price
- the number of outgoing customers ⁇
- the amount of purchase is calculated and recorded, and the number of customers in the new value evaluation period of the inflow customer who started the purchase within the new value evaluation period ⁇
- the number of purchases is counted and the number of customers of inflow customers ⁇ Purchase amount Is calculated Lok Si, characterized in that it comprises a customer asset value
- the total customer asset value aggregation means can grasp the absolute number and the change of the total number of customers as an index of the total customer assets of the rebrand.
- Average customer asset value aggregation means can be used to determine the absolute value and change of monetary value per customer.
- the customer stability rate aggregation method it is possible to grasp the rate and change in the profit stability of customer assets from the customer retention rate.
- customer asset value growth rate aggregation means it is possible to grasp the rate and speed of brand growth.
- the purchase record information includes any of a purchase store code, a purchase area code, and a purchase layer code, and the customer asset value is evaluated for each code.
- FIG. 1 is a conceptual diagram showing the configuration of the customer asset value evaluation system of the present invention
- FIG. 2 is an explanatory diagram of the customer asset value classification of the present invention
- FIG. 3 is a classification method of the present invention.
- FIG. 4 is an explanatory diagram of a store analysis matrix of one embodiment of the present invention
- FIG. 5 is a diagram of another store analysis matrix of one embodiment of the present invention.
- FIG. 1 is a conceptual diagram showing a configuration of a customer asset value evaluation system 100 of the present invention.
- 1 indicates a store
- 1a indicates a POS terminal that can be connected to the Internet installed in the store 1.
- 2 is a computer system for sales management of a company
- 3 is a customer terminal that can be connected to the Internet.
- 4 indicates the Internet
- 5 indicates a public communication line.
- the sales management computer system 2 includes an electronic commerce device that accepts orders from the customer terminal 3 via the Internet 4, purchase record information from the store 1, purchase record information by electronic commerce, and other purchase record information Collect
- the evaluation computer 10 is connected to the Internet 4 or the public communication line 5 and receives purchase record information from the company sales management computer system 2. Therefore, the evaluation computer 10 is composed of a Web server 11 including a firewall connected to the Internet 4, a communication control device 15 including a modem connected to the public communication line 5, and a LAN 1. It is composed of an application server 12 that controls the evaluation work connected by 6 and a database server 13 that controls the database 14.
- the database 14 includes a source record table 14a for recording purchase record information in the order of occurrence, a customer master table 14 and a classification and aggregation table 14c for each period.
- the application server 12 receives purchase record information from a sales management computer system of a company or a POS terminal in a store and purchase information collecting means 12 a for recording the information in the source record table 14 a.
- the customer asset value evaluation means 1 2c includes a total customer asset value aggregation means 1 2c-1, an average customer asset value aggregation means 1 2c-2, and a customer stability rate aggregation means 1 2c- 3 and means for counting customer asset value growth rate 1 2 C-4.
- the customer asset value classifying means 1 2b of the present invention has the following functions.
- the purchase record information for the specific brushed products, merchandise, and stores to be evaluated is categorized by specific customers, and the specific brands to be evaluated, merchandise, repetitive purchases at stores, and value evaluations classified by a predetermined period during which visitors are expected Judgment of the occurrence and frequency of purchase record information during the period, purchase maintenance customers who repeatedly purchased within the new valuation period for the immediately preceding valuation period, outflow customers who stopped purchasing, The inflow customers who started the purchase are classified into three categories, and the classification codes are recorded in the customer master table.
- Figure 2 is an illustration of customer asset value classification.
- a mark indicates purchase record information.
- the horizontal axis shows the passage of the period, with the immediately preceding valuation period (period 1) and the new valuation period (period 2).
- the purchase record information of customer 1 exists twice in (Period 1) and twice in (Period 2).
- the purchase record information of customer 2 exists twice in (period 1) but does not exist in (period 2).
- the purchase record information of customer 3 exists twice only in (period 2).
- the customer asset value classification means 1 2b classifies customer 1 as purchase maintenance customer C, customer 2 as outflow customer D, and customer 3 as inflow customer E.
- the total number of customers appearing in the purchase record information in (Period 1), the so-called Buyer A in Period 1, is the sum of the purchase maintenance customer C and the outflow customer D
- the total number of purchasers B in Period 2 is the purchase It is the sum of maintenance customer C and inflow customer E.
- Fig. 3 is an explanatory diagram of the classification method of the present invention, and shows a graph in which changes in the number of purchasers in period 1 and period 2 are classified.
- the vertical axis shows the number of purchasers
- the horizontal axis shows the transition of the period.
- the example shows that the total number of purchasers in period 2 increased by 8 to the total number of purchasers A in period 1.
- outflow customer D who did not purchase in period 2 out of total number of buyers A in period 1 and total number of buyers B in period 2
- the total customer asset value aggregation means 1 2 c-1 uses the purchase record information in period 1 and period 2 to count the total number of purchase record transaction customers generated in each period and classify and aggregate them. Record in 14c.
- Average customer asset value aggregation means 1 2 c-2 counts the purchase amount of purchase record transactions that occurred during each period from the purchase record information of period 1 and period 2 and records it in classification and aggregation table 14 c At the same time, the total number of customers in period 1 and period 2 already counted is called from the classification and aggregation table 14c to calculate the purchase price of each customer in period 1 and period 2, and the classification and aggregation table is calculated. Record in 14c.
- the customer stability rate totaling means 1 2 c-3 calculates only the number of customers of the purchase maintaining customer C and the purchase price and records them in the classification totaling table 14 c, as well as the classification totaling table 1 4 c for period 1 and period 2
- the total number of customers divided by the total purchase price is called from, and the customer retention rate occupied by the purchase maintenance customers is calculated and recorded in the classification tabulation table 14c.
- the customer asset value growth rate aggregation means 1 2 c-4 is the value immediately before the outflow customer D who was the customer in the immediately preceding valuation period (period 1) and whose purchase was stopped during the new valuation period (period 2). Evaluation period
- the customer asset value evaluation means 12c creates a classification tabulation table 14c for each specified code of a purchase store code, a purchase area code, and a purchase layer code.
- Fig. 4 and Fig. 5 show an embodiment in which a classification tabulation table 14c is created for each store and an analysis matrix diagram is created based on the records.
- the vertical axis represents the purchase amount per customer aggregated and recorded by the average customer asset value aggregation means 1 2 C-2
- the horizontal axis represents the total amount aggregated and recorded by the total customer asset value aggregation means 1 2 c _ 1
- the shape of the points representing the location of the store is represented by black circles, white circles, triangles, diamonds, and X marks according to the rank of the sales scale (the number of customers X—the purchase price per person).
- the sales promotion policy that the store should take is focused on securing customers based on the monetary asset value of each store, the average asset value of each customer owned, and the total number of customers. Can be determined, or should a measure be taken to increase the purchase price per person.
- optimization can be implemented, such as adding successful measures for stores with a large number of customers to sales promotion policies for stores with a small number of customers.
- FIG. 11 is an analysis diagram in which records for each store are plotted as the ratio of the number of inflow customers divided by the purchase price to the number of outflow customers divided by the purchase price.
- the shape of the point indicating the location of the store is represented by black circles, white circles, and X marks according to the rank of the sales scale (the number of customers X—the purchase price per person).
- the vertical axis represents the customer asset value growth rate (performance rate), and the higher the value, the more new customers are acquired.
- the horizontal axis represents the customer stability rate (customer retention rate), and the more to the right, the more stable the customer is.
- the average performance rates and average customer retention rates of all stores are indicated by broken lines. According to this figure, it is possible to evaluate customer asset values and formulate basic strategies to be taken for each store for each of the groups A, B, C, and D encircled in the analysis chart.
- Group A is a high-quality store that has both stable customer growth and a high growth rate that exceeds the average for all stores, and can be said to be a good customer asset for companies. Recognizing the success factors of this group and moving them to other problem locations can increase the company's overall customer assets.
- Group B is a group with very high customer asset growth but very low customer stability. This group is active but needs aggressive customer retention measures to prevent customer outflows. Group c is a declining store in which both the customer retention rate and the growth rate are below the average for all stores. First, it is a problem store that needs to invest in filling to retain customers.
- Group D is a mature store with a high customer retention rate, but it is an aging store with less customer inflow. It is a store that requires priority investment to acquire new customers.
- the above explanation is based on the comparison of offices, but it goes without saying that it can be applied to the analysis of companies that have similar businesses and to the prayer of corporate languages that have different businesses.
- purchase record information can be reliably and easily collected, and can be frequently analyzed at intervals. This enables quick analysis and response to maintain and grow the company's brand assets.
- the total customer asset value aggregation means can be used as an indicator of the total customer assets of the brand, so that the absolute number and change of the total number of customers can be grasped.
- Average customer asset value aggregation means can be used to grasp the absolute value and change of financial value per customer.
Description
Claims
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP02708693A EP1391836A4 (en) | 2001-04-26 | 2002-03-27 | CUSTOMER EVALUATION SYSTEM |
KR1020037014030A KR100613891B1 (ko) | 2001-04-26 | 2002-03-27 | 고객 자산가치 평가 시스템 |
US10/691,558 US7039607B2 (en) | 2001-04-26 | 2003-10-24 | System for evaluating a company's customer equity |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP2001-130189 | 2001-04-26 | ||
JP2001130189A JP2002329055A (ja) | 2001-04-26 | 2001-04-26 | 顧客資産価値評価システム |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/691,558 Continuation US7039607B2 (en) | 2001-04-26 | 2003-10-24 | System for evaluating a company's customer equity |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2002091264A1 true WO2002091264A1 (fr) | 2002-11-14 |
Family
ID=18978605
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/JP2002/003012 WO2002091264A1 (fr) | 2001-04-26 | 2002-03-27 | Systeme d'evaluation de la clientele |
Country Status (7)
Country | Link |
---|---|
US (1) | US7039607B2 (ja) |
EP (1) | EP1391836A4 (ja) |
JP (1) | JP2002329055A (ja) |
KR (1) | KR100613891B1 (ja) |
CN (1) | CN1505795A (ja) |
TW (1) | TWI249691B (ja) |
WO (1) | WO2002091264A1 (ja) |
Families Citing this family (93)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2003187052A (ja) * | 2001-10-09 | 2003-07-04 | Kunio Ito | 企業価値評価システム |
US9710852B1 (en) | 2002-05-30 | 2017-07-18 | Consumerinfo.Com, Inc. | Credit report timeline user interface |
US9400589B1 (en) | 2002-05-30 | 2016-07-26 | Consumerinfo.Com, Inc. | Circular rotational interface for display of consumer credit information |
US7146383B2 (en) * | 2002-10-31 | 2006-12-05 | Sbc Properties, L.P. | Method and system for an automated disambiguation |
US8346593B2 (en) | 2004-06-30 | 2013-01-01 | Experian Marketing Solutions, Inc. | System, method, and software for prediction of attitudinal and message responsiveness |
US8732004B1 (en) | 2004-09-22 | 2014-05-20 | Experian Information Solutions, Inc. | Automated analysis of data to generate prospect notifications based on trigger events |
US7690564B2 (en) * | 2006-06-13 | 2010-04-06 | American Express Travel Related Services Company, Inc. | Automatic classification of credit card customers |
US8005759B2 (en) | 2006-08-17 | 2011-08-23 | Experian Information Solutions, Inc. | System and method for providing a score for a used vehicle |
US8036979B1 (en) | 2006-10-05 | 2011-10-11 | Experian Information Solutions, Inc. | System and method for generating a finance attribute from tradeline data |
US7987105B2 (en) * | 2007-01-15 | 2011-07-26 | Shoppertrak Rct Corporation | Traffic based labor allocation method and system |
US8285656B1 (en) | 2007-03-30 | 2012-10-09 | Consumerinfo.Com, Inc. | Systems and methods for data verification |
US7742982B2 (en) | 2007-04-12 | 2010-06-22 | Experian Marketing Solutions, Inc. | Systems and methods for determining thin-file records and determining thin-file risk levels |
JP2008287371A (ja) * | 2007-05-15 | 2008-11-27 | Dentsu Retail Marketing Inc | 店舗管理システム及びプログラム |
US20080294540A1 (en) | 2007-05-25 | 2008-11-27 | Celka Christopher J | System and method for automated detection of never-pay data sets |
US20090012839A1 (en) * | 2007-07-03 | 2009-01-08 | American Express Travel Related Services Company, Inc. | Determining Brand Affiliations |
US8641327B2 (en) * | 2007-07-30 | 2014-02-04 | Kellogg Brown & Root Llc | Methods and apparatus for protecting offshore structures |
US9690820B1 (en) | 2007-09-27 | 2017-06-27 | Experian Information Solutions, Inc. | Database system for triggering event notifications based on updates to database records |
US7996521B2 (en) | 2007-11-19 | 2011-08-09 | Experian Marketing Solutions, Inc. | Service for mapping IP addresses to user segments |
US9990674B1 (en) | 2007-12-14 | 2018-06-05 | Consumerinfo.Com, Inc. | Card registry systems and methods |
US8127986B1 (en) | 2007-12-14 | 2012-03-06 | Consumerinfo.Com, Inc. | Card registry systems and methods |
US20090276346A1 (en) * | 2008-05-02 | 2009-11-05 | Intuit Inc. | System and method for classifying a financial transaction as a recurring financial transaction |
US20090276286A1 (en) * | 2008-05-02 | 2009-11-05 | International Business Machines Corporation | Measuring product consumability |
US8095443B2 (en) | 2008-06-18 | 2012-01-10 | Consumerinfo.Com, Inc. | Debt trending systems and methods |
US8312033B1 (en) | 2008-06-26 | 2012-11-13 | Experian Marketing Solutions, Inc. | Systems and methods for providing an integrated identifier |
US8326661B2 (en) * | 2008-06-26 | 2012-12-04 | Alibaba Group Holding Limited | Method and apparatus for providing data statistics |
US9256904B1 (en) | 2008-08-14 | 2016-02-09 | Experian Information Solutions, Inc. | Multi-bureau credit file freeze and unfreeze |
US8060424B2 (en) | 2008-11-05 | 2011-11-15 | Consumerinfo.Com, Inc. | On-line method and system for monitoring and reporting unused available credit |
US9384492B1 (en) * | 2008-12-11 | 2016-07-05 | Symantec Corporation | Method and apparatus for monitoring product purchasing activity on a network |
US20100274566A1 (en) * | 2009-04-22 | 2010-10-28 | Mark Carlson | Location based processing of announcements for delivery to an announcement recipient |
US8543468B2 (en) | 2009-04-22 | 2013-09-24 | Visa U.S.A. Inc. | Bidding to receive data after a consumer is in a zone |
US20100274627A1 (en) * | 2009-04-22 | 2010-10-28 | Mark Carlson | Receiving an announcement triggered by location data |
US8032413B2 (en) | 2009-04-22 | 2011-10-04 | Visa U.S.A. Inc. | Auctioning of announcements |
US20100274567A1 (en) * | 2009-04-22 | 2010-10-28 | Mark Carlson | Announcing information about payment transactions of any member of a consumer group |
US20100274625A1 (en) * | 2009-04-22 | 2010-10-28 | Mark Carlson | Targeting merchant announcements triggered by consumer activity relative to a surrogate merchant |
US20100274626A1 (en) * | 2009-04-22 | 2010-10-28 | Mark Carlson | Receipt of communications from announcement recipients of consumer data |
BRPI1014114A2 (pt) * | 2009-05-04 | 2018-07-17 | Visa Int Service Ass | métodos para identificar um consumidor, e uma tendência do comportamento do consumidor, produto de programa de computador, e, sistema de computador. |
WO2010132492A2 (en) | 2009-05-11 | 2010-11-18 | Experian Marketing Solutions, Inc. | Systems and methods for providing anonymized user profile data |
US20100332292A1 (en) | 2009-06-30 | 2010-12-30 | Experian Information Solutions, Inc. | System and method for evaluating vehicle purchase loyalty |
US8364518B1 (en) | 2009-07-08 | 2013-01-29 | Experian Ltd. | Systems and methods for forecasting household economics |
US9652802B1 (en) | 2010-03-24 | 2017-05-16 | Consumerinfo.Com, Inc. | Indirect monitoring and reporting of a user's credit data |
US9152727B1 (en) | 2010-08-23 | 2015-10-06 | Experian Marketing Solutions, Inc. | Systems and methods for processing consumer information for targeted marketing applications |
US8639616B1 (en) | 2010-10-01 | 2014-01-28 | Experian Information Solutions, Inc. | Business to contact linkage system |
US8930262B1 (en) | 2010-11-02 | 2015-01-06 | Experian Technology Ltd. | Systems and methods of assisted strategy design |
US9147042B1 (en) | 2010-11-22 | 2015-09-29 | Experian Information Solutions, Inc. | Systems and methods for data verification |
US9558519B1 (en) | 2011-04-29 | 2017-01-31 | Consumerinfo.Com, Inc. | Exposing reporting cycle information |
US9607336B1 (en) | 2011-06-16 | 2017-03-28 | Consumerinfo.Com, Inc. | Providing credit inquiry alerts |
US9483606B1 (en) | 2011-07-08 | 2016-11-01 | Consumerinfo.Com, Inc. | Lifescore |
US9106691B1 (en) | 2011-09-16 | 2015-08-11 | Consumerinfo.Com, Inc. | Systems and methods of identity protection and management |
US8738516B1 (en) | 2011-10-13 | 2014-05-27 | Consumerinfo.Com, Inc. | Debt services candidate locator |
US9853959B1 (en) | 2012-05-07 | 2017-12-26 | Consumerinfo.Com, Inc. | Storage and maintenance of personal data |
US10475049B2 (en) | 2012-06-13 | 2019-11-12 | Transform Sr Brands Llc | Systems and methods for determining offer eligibility using a predicate logic tree against sets of input data |
US9654541B1 (en) | 2012-11-12 | 2017-05-16 | Consumerinfo.Com, Inc. | Aggregating user web browsing data |
US9916621B1 (en) | 2012-11-30 | 2018-03-13 | Consumerinfo.Com, Inc. | Presentation of credit score factors |
US10255598B1 (en) | 2012-12-06 | 2019-04-09 | Consumerinfo.Com, Inc. | Credit card account data extraction |
US20140164103A1 (en) * | 2012-12-07 | 2014-06-12 | Capital One Financial Corporation | Systems and methods for measuring advertising value |
JP6066409B2 (ja) * | 2013-02-12 | 2017-01-25 | 株式会社ゼンリンデータコム | 情報処理装置、情報処理方法及びプログラム |
US9697263B1 (en) | 2013-03-04 | 2017-07-04 | Experian Information Solutions, Inc. | Consumer data request fulfillment system |
US10102570B1 (en) | 2013-03-14 | 2018-10-16 | Consumerinfo.Com, Inc. | Account vulnerability alerts |
US9870589B1 (en) | 2013-03-14 | 2018-01-16 | Consumerinfo.Com, Inc. | Credit utilization tracking and reporting |
US9406085B1 (en) | 2013-03-14 | 2016-08-02 | Consumerinfo.Com, Inc. | System and methods for credit dispute processing, resolution, and reporting |
US9633322B1 (en) | 2013-03-15 | 2017-04-25 | Consumerinfo.Com, Inc. | Adjustment of knowledge-based authentication |
US10664936B2 (en) | 2013-03-15 | 2020-05-26 | Csidentity Corporation | Authentication systems and methods for on-demand products |
US10685398B1 (en) | 2013-04-23 | 2020-06-16 | Consumerinfo.Com, Inc. | Presenting credit score information |
US9721147B1 (en) | 2013-05-23 | 2017-08-01 | Consumerinfo.Com, Inc. | Digital identity |
US9443268B1 (en) | 2013-08-16 | 2016-09-13 | Consumerinfo.Com, Inc. | Bill payment and reporting |
JP6135432B2 (ja) * | 2013-09-30 | 2017-05-31 | 富士通株式会社 | 顧客分析プログラム、方法及び装置 |
US10325314B1 (en) | 2013-11-15 | 2019-06-18 | Consumerinfo.Com, Inc. | Payment reporting systems |
US10102536B1 (en) | 2013-11-15 | 2018-10-16 | Experian Information Solutions, Inc. | Micro-geographic aggregation system |
US9477737B1 (en) | 2013-11-20 | 2016-10-25 | Consumerinfo.Com, Inc. | Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules |
USD760256S1 (en) | 2014-03-25 | 2016-06-28 | Consumerinfo.Com, Inc. | Display screen or portion thereof with graphical user interface |
USD759689S1 (en) | 2014-03-25 | 2016-06-21 | Consumerinfo.Com, Inc. | Display screen or portion thereof with graphical user interface |
USD759690S1 (en) | 2014-03-25 | 2016-06-21 | Consumerinfo.Com, Inc. | Display screen or portion thereof with graphical user interface |
US9892457B1 (en) | 2014-04-16 | 2018-02-13 | Consumerinfo.Com, Inc. | Providing credit data in search results |
US10373240B1 (en) | 2014-04-25 | 2019-08-06 | Csidentity Corporation | Systems, methods and computer-program products for eligibility verification |
US9576030B1 (en) | 2014-05-07 | 2017-02-21 | Consumerinfo.Com, Inc. | Keeping up with the joneses |
US11257117B1 (en) | 2014-06-25 | 2022-02-22 | Experian Information Solutions, Inc. | Mobile device sighting location analytics and profiling system |
US10242019B1 (en) | 2014-12-19 | 2019-03-26 | Experian Information Solutions, Inc. | User behavior segmentation using latent topic detection |
US9767309B1 (en) | 2015-11-23 | 2017-09-19 | Experian Information Solutions, Inc. | Access control system for implementing access restrictions of regulated database records while identifying and providing indicators of regulated database records matching validation criteria |
US10757154B1 (en) | 2015-11-24 | 2020-08-25 | Experian Information Solutions, Inc. | Real-time event-based notification system |
WO2018039377A1 (en) | 2016-08-24 | 2018-03-01 | Experian Information Solutions, Inc. | Disambiguation and authentication of device users |
JP6317419B2 (ja) * | 2016-12-16 | 2018-04-25 | 株式会社ゼンリンデータコム | 情報処理装置、情報処理方法及びプログラム |
CN116205724A (zh) | 2017-01-31 | 2023-06-02 | 益百利信息解决方案公司 | 大规模异构数据摄取和用户解析 |
CN108428138B (zh) * | 2017-02-13 | 2021-07-20 | 北京京东尚科信息技术有限公司 | 一种基于客户分群的客户生存率分析装置及分析方法 |
CN108805380A (zh) * | 2017-05-04 | 2018-11-13 | 上海诺亚投资管理有限公司 | 一种基于区块链的金融产品收益评估方法和系统 |
US10735183B1 (en) | 2017-06-30 | 2020-08-04 | Experian Information Solutions, Inc. | Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network |
US10911234B2 (en) | 2018-06-22 | 2021-02-02 | Experian Information Solutions, Inc. | System and method for a token gateway environment |
US20200074541A1 (en) | 2018-09-05 | 2020-03-05 | Consumerinfo.Com, Inc. | Generation of data structures based on categories of matched data items |
US11315179B1 (en) | 2018-11-16 | 2022-04-26 | Consumerinfo.Com, Inc. | Methods and apparatuses for customized card recommendations |
WO2020146667A1 (en) | 2019-01-11 | 2020-07-16 | Experian Information Solutions, Inc. | Systems and methods for secure data aggregation and computation |
US11238656B1 (en) | 2019-02-22 | 2022-02-01 | Consumerinfo.Com, Inc. | System and method for an augmented reality experience via an artificial intelligence bot |
US11941065B1 (en) | 2019-09-13 | 2024-03-26 | Experian Information Solutions, Inc. | Single identifier platform for storing entity data |
US11682041B1 (en) | 2020-01-13 | 2023-06-20 | Experian Marketing Solutions, Llc | Systems and methods of a tracking analytics platform |
JP7427634B2 (ja) | 2021-07-15 | 2024-02-05 | Lineヤフー株式会社 | 情報処理装置、情報処理方法及び情報処理プログラム |
Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPH09101984A (ja) * | 1995-10-06 | 1997-04-15 | Hitachi Ltd | 顧客セグメント方法およびシステム |
JP2001023047A (ja) * | 1999-07-12 | 2001-01-26 | Daikoku:Kk | 統合型顧客管理システム |
Family Cites Families (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US3865380A (en) * | 1973-03-13 | 1975-02-11 | Robert L Thomas | Stock market game |
US6064985A (en) * | 1998-01-21 | 2000-05-16 | Assured Equities, Inc. | Automated portfolio management system with internet datafeed |
US6349290B1 (en) * | 1998-06-30 | 2002-02-19 | Citibank, N.A. | Automated system and method for customized and personalized presentation of products and services of a financial institution |
CA2342871A1 (en) * | 1998-09-03 | 2000-03-16 | Ownx, Inc. | System for automatically calculating consumer earned equity |
US6513015B2 (en) * | 1998-09-25 | 2003-01-28 | Fujitsu Limited | System and method for customer recognition using wireless identification and visual data transmission |
WO2001001286A2 (en) * | 1999-06-30 | 2001-01-04 | Accenture Llp | A system, method and article of manufacture for an internet based distribution architecture |
EP1208508A4 (en) * | 1999-07-09 | 2002-08-07 | Salomon Smith Barney Inc | METHOD AND SYSTEM OF INTEREST MATCHING AND PRICE IMPROVEMENT PLATFORM |
US7308426B1 (en) * | 1999-08-11 | 2007-12-11 | C-Sam, Inc. | System and methods for servicing electronic transactions |
-
2001
- 2001-04-26 JP JP2001130189A patent/JP2002329055A/ja active Pending
-
2002
- 2002-03-27 KR KR1020037014030A patent/KR100613891B1/ko active IP Right Grant
- 2002-03-27 CN CNA02809008XA patent/CN1505795A/zh active Pending
- 2002-03-27 EP EP02708693A patent/EP1391836A4/en not_active Ceased
- 2002-03-27 WO PCT/JP2002/003012 patent/WO2002091264A1/ja active Application Filing
- 2002-03-28 TW TW091106195A patent/TWI249691B/zh not_active IP Right Cessation
-
2003
- 2003-10-24 US US10/691,558 patent/US7039607B2/en not_active Expired - Lifetime
Patent Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPH09101984A (ja) * | 1995-10-06 | 1997-04-15 | Hitachi Ltd | 顧客セグメント方法およびシステム |
JP2001023047A (ja) * | 1999-07-12 | 2001-01-26 | Daikoku:Kk | 統合型顧客管理システム |
Non-Patent Citations (5)
Title |
---|
MASAHIRO TORIYAMA: "One to one marketing no gokui dai 1 kai", NIKKEI INFORMATION STRATEGY, vol. 9, no. 12, 24 December 2000 (2000-12-24), pages 248 - 251, XP002957308 * |
MASAHIRO TORIYAMA: "One to one marketing no gokui dai 4 kai", NIKEI INFORMATION STRATEGY, vol. 10, no. 3, 24 December 2000 (2000-12-24), pages 236 - 239, XP002957309 * |
RYUJI YASUDA ET AL.: "Denshi sho torihiki no marketing senryaku", 5 December 1996, DIAMOND, INC., XP002957307 * |
See also references of EP1391836A4 * |
TETSUO AKIYAMA: "Seisen POS to network", 10 July 1990, CHUOKEIZAI-SHA, INC., XP002957306 * |
Also Published As
Publication number | Publication date |
---|---|
JP2002329055A (ja) | 2002-11-15 |
KR100613891B1 (ko) | 2006-08-17 |
TWI249691B (en) | 2006-02-21 |
US20040088185A1 (en) | 2004-05-06 |
CN1505795A (zh) | 2004-06-16 |
KR20040007512A (ko) | 2004-01-24 |
EP1391836A1 (en) | 2004-02-25 |
EP1391836A4 (en) | 2007-11-14 |
US7039607B2 (en) | 2006-05-02 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
WO2002091264A1 (fr) | Systeme d'evaluation de la clientele | |
Arcidiacono et al. | The competitive effects of entry: Evidence from supercenter expansion | |
US8073727B2 (en) | System and method for hierarchical weighting of model parameters | |
Kumar et al. | Customer relationship management: A databased approach | |
US8224688B2 (en) | System and method for disaggregating weekly forecast into daily components | |
US20070100728A1 (en) | Methods and systems for providing transaction data | |
US20090048884A1 (en) | Merchant benchmarking tool | |
US20070114279A1 (en) | System and method for capturing and storing rfid/serialized item tracking information in a relational database system | |
US10733682B1 (en) | Methods and systems for optimizing escheat and derecognition of prepaid cards, stored value cards, credit memos and electronic payment instruments | |
Benrqya et al. | Performance evaluation of European grocery retailers: a financial statement analysis | |
Paul et al. | Trade Credit Supply: An Empirical Investigation of Companies Level Data. | |
US20080243588A1 (en) | System and method for calculating new product first year net margin contribution | |
US20020128942A1 (en) | System and method for purchasing goods and services and receiving a future return on investment | |
Lew | The importance of customer lifetime value in determining their profitability | |
Khan et al. | Microcomputers and small businesses in Bahrain | |
Burton et al. | The impact of corporate growth opportunities on the market response to new equity announcements | |
US20100063869A1 (en) | Methods and apparatus to create modeling groups for use in trade promotion response models | |
JP3864904B2 (ja) | 顧客資産価値評価システム | |
KR20230122524A (ko) | 이커머스 솔루션의 구매, 판매, 재고, 물류, 유통, 정산 과정에서 발생하는 엔드 투 엔드 데이터 기반의 신용 평가 방법 및 이러한 방법을 수행하는 장치 | |
Forbes | Valuing customers | |
JP3864905B2 (ja) | 顧客資産価値評価システム | |
Rowley | Marketing information systems | |
Bartels et al. | Customer Risk Assessment | |
Geurts et al. | Improving sales forecasts by improving the input data | |
Pritchard | The Los Angeles Egg Market |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
WWE | Wipo information: entry into national phase |
Ref document number: 1200301038 Country of ref document: VN |
|
AK | Designated states |
Kind code of ref document: A1 Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE ES FI GB GD GE GH GM HR HU ID IL IN IS KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PH PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG US UZ VN YU ZA ZW |
|
AL | Designated countries for regional patents |
Kind code of ref document: A1 Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG |
|
121 | Ep: the epo has been informed by wipo that ep was designated in this application | ||
WWE | Wipo information: entry into national phase |
Ref document number: 10691558 Country of ref document: US |
|
WWE | Wipo information: entry into national phase |
Ref document number: 1020037014030 Country of ref document: KR |
|
WWE | Wipo information: entry into national phase |
Ref document number: 02809008X Country of ref document: CN |
|
WWE | Wipo information: entry into national phase |
Ref document number: 2002708693 Country of ref document: EP |
|
WWP | Wipo information: published in national office |
Ref document number: 2002708693 Country of ref document: EP |
|
REG | Reference to national code |
Ref country code: DE Ref legal event code: 8642 |