WO2002065404A3 - Identification system for providing access to facilities, buildings or customer loyalty schemes - Google Patents

Identification system for providing access to facilities, buildings or customer loyalty schemes Download PDF

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Publication number
WO2002065404A3
WO2002065404A3 PCT/GB2002/000580 GB0200580W WO02065404A3 WO 2002065404 A3 WO2002065404 A3 WO 2002065404A3 GB 0200580 W GB0200580 W GB 0200580W WO 02065404 A3 WO02065404 A3 WO 02065404A3
Authority
WO
WIPO (PCT)
Prior art keywords
card swipe
swipe
card
facilities
message
Prior art date
Application number
PCT/GB2002/000580
Other languages
French (fr)
Other versions
WO2002065404A2 (en
Inventor
Stuart Williams
Original Assignee
Stuart Williams
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Stuart Williams filed Critical Stuart Williams
Priority to AU2002229943A priority Critical patent/AU2002229943A1/en
Publication of WO2002065404A2 publication Critical patent/WO2002065404A2/en
Publication of WO2002065404A3 publication Critical patent/WO2002065404A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/23—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder by means of a password
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/27—Individual registration on entry or exit involving the use of a pass with central registration
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/00174—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys
    • G07C9/00857—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys where the code of the data carrier can be programmed
    • G07C2009/00865—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys where the code of the data carrier can be programmed remotely by wireless communication

Abstract

A swipe card reader (38) is substituted by a short range transmission from a cellular telephone (26) at, for example, a point of sale terminal (18). The short range transmission, being optical, sonic, low energy radio, inductive or capacitive, is at the rate of a card swipe, or can be reduced to the rate of a card swipe, and contains data identical to the data that would be derived from a card swipe, so that magnetic cards, the card swipe software and the card swipe reader (38) can still be used. The mobile telephone (26) automatically receives its message transmission as an individually directed long range transmission from a service centre (22), and stores the message for future use. A provider (16) can replace the stored message either to give back lost access to a user or to bar a user. The invention is directed towards, but not limited to, providing access to customer loyalty schemes, and access to a building or other facilities.
PCT/GB2002/000580 2001-02-13 2002-02-12 Identification system for providing access to facilities, buildings or customer loyalty schemes WO2002065404A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2002229943A AU2002229943A1 (en) 2001-02-13 2002-02-12 Identification system for providing access to facilities, buildings or customer loyalty schemes

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GBGB0103452.9A GB0103452D0 (en) 2001-02-13 2001-02-13 Identification system
GB0103452.9 2001-02-13

Publications (2)

Publication Number Publication Date
WO2002065404A2 WO2002065404A2 (en) 2002-08-22
WO2002065404A3 true WO2002065404A3 (en) 2002-11-21

Family

ID=9908582

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/GB2002/000580 WO2002065404A2 (en) 2001-02-13 2002-02-12 Identification system for providing access to facilities, buildings or customer loyalty schemes

Country Status (3)

Country Link
AU (1) AU2002229943A1 (en)
GB (2) GB0103452D0 (en)
WO (1) WO2002065404A2 (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
USRE43157E1 (en) 2002-09-12 2012-02-07 Xatra Fund Mx, Llc System and method for reassociating an account number to another transaction account
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US9336634B2 (en) 2001-07-10 2016-05-10 Chartoleaux Kg Limited Liability Company Hand geometry biometrics on a payment device

Families Citing this family (24)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7889052B2 (en) 2001-07-10 2011-02-15 Xatra Fund Mx, Llc Authorizing payment subsequent to RF transactions
US8543423B2 (en) 2002-07-16 2013-09-24 American Express Travel Related Services Company, Inc. Method and apparatus for enrolling with multiple transaction environments
US8429041B2 (en) 2003-05-09 2013-04-23 American Express Travel Related Services Company, Inc. Systems and methods for managing account information lifecycles
US7172112B2 (en) 2000-01-21 2007-02-06 American Express Travel Related Services Company, Inc. Public/private dual card system and method
WO2001067355A2 (en) 2000-03-07 2001-09-13 American Express Travel Related Services Company, Inc. System for facilitating a transaction
US7119659B2 (en) 2001-07-10 2006-10-10 American Express Travel Related Services Company, Inc. Systems and methods for providing a RF transaction device for use in a private label transaction
US7762457B2 (en) 2001-07-10 2010-07-27 American Express Travel Related Services Company, Inc. System and method for dynamic fob synchronization and personalization
US8635131B1 (en) 2001-07-10 2014-01-21 American Express Travel Related Services Company, Inc. System and method for managing a transaction protocol
US7746215B1 (en) 2001-07-10 2010-06-29 Fred Bishop RF transactions using a wireless reader grid
US9024719B1 (en) 2001-07-10 2015-05-05 Xatra Fund Mx, Llc RF transaction system and method for storing user personal data
US8960535B2 (en) 2001-07-10 2015-02-24 Iii Holdings 1, Llc Method and system for resource management and evaluation
US7925535B2 (en) 2001-07-10 2011-04-12 American Express Travel Related Services Company, Inc. System and method for securing RF transactions using a radio frequency identification device including a random number generator
US8548927B2 (en) 2001-07-10 2013-10-01 Xatra Fund Mx, Llc Biometric registration for facilitating an RF transaction
US7827106B2 (en) 2001-07-10 2010-11-02 American Express Travel Related Services Company, Inc. System and method for manufacturing a punch-out RFID transaction device
US7668750B2 (en) 2001-07-10 2010-02-23 David S Bonalle Securing RF transactions using a transactions counter
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US7493288B2 (en) 2001-07-10 2009-02-17 Xatra Fund Mx, Llc RF payment via a mobile device
US7249112B2 (en) 2002-07-09 2007-07-24 American Express Travel Related Services Company, Inc. System and method for assigning a funding source for a radio frequency identification device
US8538863B1 (en) 2001-07-10 2013-09-17 American Express Travel Related Services Company, Inc. System and method for facilitating a transaction using a revolving use account associated with a primary account
US7996324B2 (en) 2001-07-10 2011-08-09 American Express Travel Related Services Company, Inc. Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia
US7705732B2 (en) 2001-07-10 2010-04-27 Fred Bishop Authenticating an RF transaction using a transaction counter
US6829467B2 (en) * 2001-09-25 2004-12-07 Toshiba Tec Kabushiki Kaisha Apparatus for settling accounts and method of settling accounts
JP2007535008A (en) * 2003-08-29 2007-11-29 ハレックス インフォテック インク． User interface method for financial settlement using mobile terminal
US20090138302A1 (en) * 2007-11-28 2009-05-28 Gregor Breznik Method and system for collecting, receiving, and transferring transaction information for use by a bonus or loyalty program and electronic vouchers

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4791283A (en) * 1986-06-03 1988-12-13 Intellicard International, Inc. Transaction card magnetic stripe emulator
WO1990013096A1 (en) * 1989-04-14 1990-11-01 At&E Corporation Credit card with communication capability
EP0913979A2 (en) * 1997-10-30 1999-05-06 Robert Bosch Gmbh Mobile telephone and method for operating the same
WO1999041714A1 (en) * 1998-02-13 1999-08-19 Angewandte Digital Elektronik Gmbh Method for controlling an information and data exchange between a mobile telephone and a data communications network

Family Cites Families (6)

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Publication number Priority date Publication date Assignee Title
FI99071C (en) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Procedure for use of applications in a mobile telephone as well as a mobile telephone
EP0780802A3 (en) * 1995-12-19 1999-08-18 AT&T Corp. Wireless billing system
WO1997045814A1 (en) * 1996-05-24 1997-12-04 Behruz Vazvan Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data
US6535726B1 (en) * 2000-01-12 2003-03-18 Gilbarco Inc. Cellular telephone-based transaction processing
IL134741A (en) * 2000-02-27 2003-11-23 Adamtech Ltd Mobile transaction system and method
AU4779300A (en) * 2000-05-19 2001-11-26 E-Mark Systems Inc. Electronic settlement system, settlement device and terminal

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4791283A (en) * 1986-06-03 1988-12-13 Intellicard International, Inc. Transaction card magnetic stripe emulator
WO1990013096A1 (en) * 1989-04-14 1990-11-01 At&E Corporation Credit card with communication capability
EP0913979A2 (en) * 1997-10-30 1999-05-06 Robert Bosch Gmbh Mobile telephone and method for operating the same
WO1999041714A1 (en) * 1998-02-13 1999-08-19 Angewandte Digital Elektronik Gmbh Method for controlling an information and data exchange between a mobile telephone and a data communications network

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US9336634B2 (en) 2001-07-10 2016-05-10 Chartoleaux Kg Limited Liability Company Hand geometry biometrics on a payment device
USRE43157E1 (en) 2002-09-12 2012-02-07 Xatra Fund Mx, Llc System and method for reassociating an account number to another transaction account

Also Published As

Publication number Publication date
WO2002065404A2 (en) 2002-08-22
GB0103452D0 (en) 2001-03-28
GB2376782A (en) 2002-12-24
GB0203279D0 (en) 2002-03-27
AU2002229943A1 (en) 2002-08-28

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