WO2002063555A3 - An artificial intelligence trending system - Google Patents

An artificial intelligence trending system Download PDF

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Publication number
WO2002063555A3
WO2002063555A3 PCT/US2002/003744 US0203744W WO02063555A3 WO 2002063555 A3 WO2002063555 A3 WO 2002063555A3 US 0203744 W US0203744 W US 0203744W WO 02063555 A3 WO02063555 A3 WO 02063555A3
Authority
WO
WIPO (PCT)
Prior art keywords
customers
feature vector
bad debt
attributes
debt risk
Prior art date
Application number
PCT/US2002/003744
Other languages
French (fr)
Other versions
WO2002063555A2 (en
Inventor
Mohammad Reza Tayebnejad
Camp Karl Aric Van
Charles Alan Dallas
Arkel John Hans Van
Original Assignee
Worldcom Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Worldcom Inc filed Critical Worldcom Inc
Priority to EP02720934A priority Critical patent/EP1371004A4/en
Priority to AU2002251901A priority patent/AU2002251901A1/en
Priority to CA002437794A priority patent/CA2437794A1/en
Priority to MXPA03007021A priority patent/MXPA03007021A/en
Priority to BR0207087-1A priority patent/BR0207087A/en
Priority to JP2002563424A priority patent/JP2004528628A/en
Publication of WO2002063555A2 publication Critical patent/WO2002063555A2/en
Publication of WO2002063555A3 publication Critical patent/WO2002063555A3/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

Abstract

A data processing system (48) program to develop, train, and implement a neural network for identifying customers who represent a bad debt risk is disclosed. A feature vector is applied to a neural network to generate outputs that approximate the relative likelihood that customers who are the subjects of the records used to generate the feature vector will be a bad debt risk. Statistical values (58) relating categorical attributes (50) of the customers to the likehood of their becoming a bad debt risk are substituted for the categorical attributes (50), and the attributes are normalized before the feature vector is applied to the network. In one embodiment the customers are customers of a long distance service provider.
PCT/US2002/003744 2001-02-07 2002-02-07 An artificial intelligence trending system WO2002063555A2 (en)

Priority Applications (6)

Application Number Priority Date Filing Date Title
EP02720934A EP1371004A4 (en) 2001-02-07 2002-02-07 An artificial intelligence trending system
AU2002251901A AU2002251901A1 (en) 2001-02-07 2002-02-07 An artificial intelligence trending system
CA002437794A CA2437794A1 (en) 2001-02-07 2002-02-07 An artificial intelligence trending system
MXPA03007021A MXPA03007021A (en) 2001-02-07 2002-02-07 An artificial intelligence trending system.
BR0207087-1A BR0207087A (en) 2001-02-07 2002-02-07 Artificial Intelligence Trend System
JP2002563424A JP2004528628A (en) 2001-02-07 2002-02-07 Artificial intelligence trend system

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US26686401P 2001-02-07 2001-02-07
US60/266,864 2001-02-07
US10/041,549 2002-01-10
US10/041,549 US7113932B2 (en) 2001-02-07 2002-01-10 Artificial intelligence trending system

Publications (2)

Publication Number Publication Date
WO2002063555A2 WO2002063555A2 (en) 2002-08-15
WO2002063555A3 true WO2002063555A3 (en) 2003-05-30

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/003744 WO2002063555A2 (en) 2001-02-07 2002-02-07 An artificial intelligence trending system

Country Status (8)

Country Link
US (2) US7113932B2 (en)
EP (1) EP1371004A4 (en)
JP (1) JP2004528628A (en)
AU (1) AU2002251901A1 (en)
BR (1) BR0207087A (en)
CA (1) CA2437794A1 (en)
MX (1) MXPA03007021A (en)
WO (1) WO2002063555A2 (en)

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Publication number Publication date
US20020161731A1 (en) 2002-10-31
WO2002063555A2 (en) 2002-08-15
US7113932B2 (en) 2006-09-26
AU2002251901A1 (en) 2002-08-19
CA2437794A1 (en) 2002-08-15
MXPA03007021A (en) 2004-10-15
EP1371004A2 (en) 2003-12-17
US20070094181A1 (en) 2007-04-26
EP1371004A4 (en) 2004-12-08
US7403931B2 (en) 2008-07-22
BR0207087A (en) 2004-01-20
JP2004528628A (en) 2004-09-16

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