WO2002037383A8 - A system and method for controlling online purchases using an online account - Google Patents
A system and method for controlling online purchases using an online accountInfo
- Publication number
- WO2002037383A8 WO2002037383A8 PCT/US2001/042891 US0142891W WO0237383A8 WO 2002037383 A8 WO2002037383 A8 WO 2002037383A8 US 0142891 W US0142891 W US 0142891W WO 0237383 A8 WO0237383 A8 WO 0237383A8
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- buyer
- account
- access
- online
- consumer
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
Abstract
L'invention concerne un système et un procédé de contrôle d'achats en ligne au moyen d'un compte en ligne. Un acheteur (par exemple, un parent) initialise une carte prépayé et un compte en ligne pour un consommateur (par exemple, un enfant) en ligne au niveau d'un ordinateur serveur central situé sur Internet. L'acheteur constitue un solde de compte pour le compte en ligne, au moyen de la carte de crédit de l'acheteur ou du compte bancaire. Les restrictions d'accès à Internet sont préétablies virtuellement avec le thème de la carte achetée ou programmée par l'acheteur et l'ordinateur serveur central dans le compte en ligne. Les restrictions d'accès sont établies au moyen d'au moins une liste de thèmes, un CD de la liste de thèmes, une liste de sites webs personnalisés, et un code d'accès. Un consommateur reçoit ensuite la carte prépayée par l'acheteur sous la forme d'un chèque-cadeau ou analogue afin de dépenser sur Internet, mais le consommateur peut uniquement accéder aux sites webs autorisés par le compte et choisis par l'acheteur. L'accès aux sites Internet demandés par un consommateur se fait par le biais d'un ordinateur serveur central ou directement avec le CD de la liste de thèmes, qui approuve ou désapprouve l'accès au site Internet demandé, le consommateur peut acheter des articles sur le site web, et l'ordinateur serveur central vérifie le solde du compte du compte en ligne. L'ordinateur serveur central peut éventuellement débiter la carte de crédit de l'acheteur ou son compte bancaire si cela a été établi par l'acheteur. Ainsi, un contrôle d'accès du monde réel est donné aux acheteurs (par exemple, les parents) sur les consommateurs (par exemple, les enfants) qui peuvent accéder à des sites Internet non souhaités qui vendent des marchandises aux consommateurs, lesquelles sont payées par les acheteurs.A system and method for controlling online purchases using an online account is provided. A buyer (for example, a parent) initializes a prepaid card and an online account for a consumer (for example, a child) online at a central server computer located on the Internet. The buyer establishes an account balance for the online account, using the buyer's credit card or bank account. Internet access restrictions are pre-established virtually with the theme of the card purchased or programmed by the buyer and the central server computer in the online account. Access restrictions are established by means of at least one list of themes, a CD of the list of themes, a list of personalized websites, and an access code. A consumer then receives the card prepaid by the buyer in the form of a gift certificate or the like in order to spend on the Internet, but the consumer can only access the websites authorized by the account and chosen by the buyer. Access to the websites requested by a consumer is done through a central server computer or directly with the CD of the list of themes, which approves or disapproves access to the requested website, the consumer can buy items on the website, and the central server computer checks the account balance of the online account. The central server computer may possibly debit the buyer's credit card or his bank account if this has been established by the buyer. So real-world access control is given to buyers (for example, parents) over consumers (for example, children) who can access unwanted websites that sell goods to consumers, who are paid by buyers.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2002224473A AU2002224473A1 (en) | 2000-11-06 | 2001-11-02 | A system and method for controlling online purchases using an online account |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US24558300P | 2000-11-06 | 2000-11-06 | |
US60/245,583 | 2000-11-06 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2002037383A2 WO2002037383A2 (en) | 2002-05-10 |
WO2002037383A8 true WO2002037383A8 (en) | 2002-08-22 |
Family
ID=22927260
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2001/042891 WO2002037383A2 (en) | 2000-11-06 | 2001-11-02 | A system and method for controlling online purchases using an online account |
Country Status (3)
Country | Link |
---|---|
US (1) | US20020055911A1 (en) |
AU (1) | AU2002224473A1 (en) |
WO (1) | WO2002037383A2 (en) |
Families Citing this family (35)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7778877B2 (en) * | 2001-07-09 | 2010-08-17 | Linkshare Corporation | Enhanced network based promotional tracking system |
US7020622B1 (en) | 1997-06-10 | 2006-03-28 | Linkshare Corporation | Transaction tracking, managing, assessment, and auditing data processing system and network |
US7742967B1 (en) | 1999-10-01 | 2010-06-22 | Cardinalcommerce Corporation | Secure and efficient payment processing system |
US9430769B2 (en) | 1999-10-01 | 2016-08-30 | Cardinalcommerce Corporation | Secure and efficient payment processing system |
US20020194079A1 (en) * | 2001-06-19 | 2002-12-19 | International Business Machines Corporation | Method for monitoring and restricting online purchases |
US6970851B1 (en) * | 2001-09-28 | 2005-11-29 | Ncr Corporation | System and method of configuring value cards |
US7412446B2 (en) * | 2002-02-22 | 2008-08-12 | Delphi Technologies, Inc. | Method, system and storage medium for providing supplier branding services over a communications network |
US6805289B2 (en) * | 2002-05-23 | 2004-10-19 | Eduardo Noriega | Prepaid card payment system and method for electronic commerce |
US20040054555A1 (en) * | 2002-09-12 | 2004-03-18 | Piccionelli Gregory A. | E-commerce multilevel marketing and fraud prevention |
US7664698B2 (en) * | 2002-09-30 | 2010-02-16 | Ifedayo Udiani | Simplified internet payment, security, & tax administration protocol (SIPSTAP) |
JP2004172923A (en) * | 2002-11-20 | 2004-06-17 | Nec Corp | Portable telephone terminal, and pay service restriction method used therefor |
US8744957B1 (en) * | 2004-05-21 | 2014-06-03 | At&T Intellectual Property Ii, L.P. | Prepaid micropayments solution |
US8152054B2 (en) | 2004-10-19 | 2012-04-10 | The Western Union Company | Money transfer systems and methods |
US20060155641A1 (en) * | 2004-12-21 | 2006-07-13 | Richard Postrel | Prepaid card with multiple depositors |
US20070214091A1 (en) * | 2005-05-18 | 2007-09-13 | The Western Union Company | Electronic payment instrument system and method |
US8672220B2 (en) | 2005-09-30 | 2014-03-18 | The Western Union Company | Money transfer system and method |
US7735726B2 (en) * | 2005-11-17 | 2010-06-15 | Target Brands, Inc. | Voucher system and method of use |
GB2435530A (en) * | 2006-02-22 | 2007-08-29 | Vbc Ltd | Method for educating children to acquire financial responsibility |
US20080140564A1 (en) * | 2006-09-28 | 2008-06-12 | Yuval Tal | System and method for payment transfer |
US8412608B2 (en) * | 2007-03-19 | 2013-04-02 | Yahoo! Inc. | Currency system to reward constructive behavior |
US7945238B2 (en) | 2007-06-28 | 2011-05-17 | Kajeet, Inc. | System and methods for managing the utilization of a communications device |
US8929857B2 (en) | 2007-06-28 | 2015-01-06 | Kajeet, Inc. | Policy management of electronic devices |
ITMI20091070A1 (en) * | 2009-06-17 | 2010-12-18 | Dario Patrizio Melpignano | SYSTEM AND METHOD FOR THE MANAGEMENT OF TELEVOTION SESSIONS. |
US8812395B2 (en) | 2009-09-03 | 2014-08-19 | Virtual Piggy, Inc. | System and method for virtual piggybank |
US8650621B2 (en) | 2009-09-03 | 2014-02-11 | Virtual Piggy, Inc. | System and method for verifying the age of an internet user |
US20110184855A1 (en) * | 2009-09-03 | 2011-07-28 | Jo Webber | System and method for virtual piggybank |
WO2011028989A2 (en) * | 2009-09-03 | 2011-03-10 | Moogle Inc. | Parent match |
US8538825B2 (en) | 2010-08-31 | 2013-09-17 | International Business Machines Corporation | Purchase information notification system, method, and program product |
US10699293B2 (en) | 2010-10-07 | 2020-06-30 | Rakuten Marketing Llc | Network based system and method for managing and implementing online commerce |
US8762230B2 (en) | 2011-11-02 | 2014-06-24 | Virtual Piggy, Inc. | System and method for virtual piggy bank wish-list |
US9137389B2 (en) | 2011-11-08 | 2015-09-15 | Kajeet, Inc. | Master limits and filters for electronic devices |
US8918080B2 (en) | 2012-01-17 | 2014-12-23 | Kajeet, Inc. | Mobile device management |
US10313532B2 (en) | 2013-06-13 | 2019-06-04 | Kajeet, Inc. | Platform for enabling users to sign up for sponsored functions on computing devices |
US10757267B2 (en) | 2013-06-13 | 2020-08-25 | Kajeet, Inc. | Platform for enabling sponsors to sponsor functions of a computing device |
US9811848B2 (en) * | 2014-09-08 | 2017-11-07 | Facebook, Inc. | Verifying purchasers of restricted gifts |
Family Cites Families (29)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5383113A (en) * | 1991-07-25 | 1995-01-17 | Checkfree Corporation | System and method for electronically providing customer services including payment of bills, financial analysis and loans |
US5826241A (en) * | 1994-09-16 | 1998-10-20 | First Virtual Holdings Incorporated | Computerized system for making payments and authenticating transactions over the internet |
US5715314A (en) * | 1994-10-24 | 1998-02-03 | Open Market, Inc. | Network sales system |
JPH08214281A (en) * | 1995-02-06 | 1996-08-20 | Sony Corp | Charging method and system |
US5826245A (en) * | 1995-03-20 | 1998-10-20 | Sandberg-Diment; Erik | Providing verification information for a transaction |
US5553145A (en) * | 1995-03-21 | 1996-09-03 | Micali; Silvia | Simultaneous electronic transactions with visible trusted parties |
US5590197A (en) * | 1995-04-04 | 1996-12-31 | V-One Corporation | Electronic payment system and method |
US5677955A (en) * | 1995-04-07 | 1997-10-14 | Financial Services Technology Consortium | Electronic funds transfer instruments |
US5745886A (en) * | 1995-06-07 | 1998-04-28 | Citibank, N.A. | Trusted agents for open distribution of electronic money |
FR2735261B1 (en) * | 1995-06-08 | 1997-07-11 | France Telecom | METHOD OF MAKING A PAYMENT USING AN ACCOUNT MANAGER |
US5802497A (en) * | 1995-07-10 | 1998-09-01 | Digital Equipment Corporation | Method and apparatus for conducting computerized commerce |
US5671279A (en) * | 1995-11-13 | 1997-09-23 | Netscape Communications Corporation | Electronic commerce using a secure courier system |
JP3133243B2 (en) * | 1995-12-15 | 2001-02-05 | 株式会社エヌケーインベストメント | Online shopping system |
US5815657A (en) * | 1996-04-26 | 1998-09-29 | Verifone, Inc. | System, method and article of manufacture for network electronic authorization utilizing an authorization instrument |
US6016484A (en) * | 1996-04-26 | 2000-01-18 | Verifone, Inc. | System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment |
US5897621A (en) * | 1996-06-14 | 1999-04-27 | Cybercash, Inc. | System and method for multi-currency transactions |
US5913203A (en) * | 1996-10-03 | 1999-06-15 | Jaesent Inc. | System and method for pseudo cash transactions |
US5953710A (en) * | 1996-10-09 | 1999-09-14 | Fleming; Stephen S. | Children's credit or debit card system |
US5864830A (en) * | 1997-02-13 | 1999-01-26 | Armetta; David | Data processing method of configuring and monitoring a satellite spending card linked to a host credit card |
US7020622B1 (en) * | 1997-06-10 | 2006-03-28 | Linkshare Corporation | Transaction tracking, managing, assessment, and auditing data processing system and network |
US7290288B2 (en) * | 1997-06-11 | 2007-10-30 | Prism Technologies, L.L.C. | Method and system for controlling access, by an authentication server, to protected computer resources provided via an internet protocol network |
US5914472A (en) * | 1997-09-23 | 1999-06-22 | At&T Corp | Credit card spending authorization control system |
US5978780A (en) * | 1997-11-21 | 1999-11-02 | Craig Michael Watson | Integrated bill consolidation, payment aggregation, and settlement system |
US5999596A (en) * | 1998-03-06 | 1999-12-07 | Walker Asset Management Limited | Method and system for controlling authorization of credit card transactions |
US7006993B1 (en) * | 1999-05-28 | 2006-02-28 | The Coca-Cola Company | Method and apparatus for surrogate control of network-based electronic transactions |
US6697806B1 (en) * | 2000-04-24 | 2004-02-24 | Sprint Communications Company, L.P. | Access network authorization |
CA2407653A1 (en) * | 2000-04-24 | 2001-11-01 | Visa International Service Association | Online payer authentication service |
US20020141584A1 (en) * | 2001-01-26 | 2002-10-03 | Ravi Razdan | Clearinghouse for enabling real-time remote digital rights management, copyright protection and distribution auditing |
US20040107170A1 (en) * | 2002-08-08 | 2004-06-03 | Fujitsu Limited | Apparatuses for purchasing of goods and services |
-
2001
- 2001-11-02 WO PCT/US2001/042891 patent/WO2002037383A2/en not_active Application Discontinuation
- 2001-11-02 AU AU2002224473A patent/AU2002224473A1/en not_active Abandoned
- 2001-11-06 US US09/985,891 patent/US20020055911A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
US20020055911A1 (en) | 2002-05-09 |
AU2002224473A1 (en) | 2002-05-15 |
WO2002037383A2 (en) | 2002-05-10 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
WO2002037383A8 (en) | A system and method for controlling online purchases using an online account | |
US7599856B2 (en) | Detection of fraudulent attempts to initiate transactions using modified display objects | |
US10535095B2 (en) | System and method for digital delivery of vouchers for online gifting | |
US20100042515A1 (en) | Distributed electronic commerce system with centralized virtual shopping carts | |
WO2001080133A8 (en) | System and method for wireless purchases of goods and services | |
WO2001069572A1 (en) | Methods and apparatus for commercial transactions in an interactive toy environment | |
WO2000073934A8 (en) | Method and apparatus for surrogate control of network-based electronic transactions | |
WO2003054667A3 (en) | Global sales by referral network | |
FR2747962A1 (en) | Method of sending payment over computer networks particularly the internet | |
CN1987917A (en) | Method and system for trading and tailoring personalized products | |
Choi et al. | The future of e-commerce: integrate and customize | |
EP1111562A2 (en) | On-line purchasing system | |
Ranchhod et al. | Internet-enabled distribution strategies | |
JP2010165115A (en) | Prepaid card system | |
US20050080733A1 (en) | Secure internet payment process | |
KR20000024351A (en) | Method for commercial transaction and apparatus for performing the same | |
Fatayerji | Electronic marketing: Advantages and disadvantages | |
WO2002027577A1 (en) | Commodity purchase/development assisting method and commodity purchase/development assisting device | |
Kurniawan et al. | Development of E-Commerce in Smartphone Sales | |
Miller et al. | The PayPal official insider guide to growing your business: make money the easy way | |
WO2006002172A3 (en) | Shareable quote streams | |
Wang | Analysis of Amazon’s Acquisitions with E-Commerce | |
Manjrekar et al. | A Study on Factors Attracting Consumers towards Online Shopping in Mumbai | |
Achenbaum | Retail stores, not e-commerce, will dominate | |
KR20050047016A (en) | Method of payment by a representative |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
AK | Designated states |
Kind code of ref document: C1 Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ OM PH PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG UZ VN YU ZA ZW |
|
AL | Designated countries for regional patents |
Kind code of ref document: C1 Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG |
|
D17 | Declaration under article 17(2)a | ||
121 | Ep: the epo has been informed by wipo that ep was designated in this application | ||
DFPE | Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101) | ||
REG | Reference to national code |
Ref country code: DE Ref legal event code: 8642 |
|
122 | Ep: pct application non-entry in european phase | ||
NENP | Non-entry into the national phase |
Ref country code: JP |
|
WWW | Wipo information: withdrawn in national office |
Country of ref document: JP |