WO2001093213A3 - System and method for reporting transaction information in a card-based transaction - Google Patents

System and method for reporting transaction information in a card-based transaction Download PDF

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Publication number
WO2001093213A3
WO2001093213A3 PCT/US2001/040774 US0140774W WO0193213A3 WO 2001093213 A3 WO2001093213 A3 WO 2001093213A3 US 0140774 W US0140774 W US 0140774W WO 0193213 A3 WO0193213 A3 WO 0193213A3
Authority
WO
WIPO (PCT)
Prior art keywords
notification
subscriber
transaction
card
service
Prior art date
Application number
PCT/US2001/040774
Other languages
French (fr)
Other versions
WO2001093213A2 (en
Inventor
Babu V Mani
Gilman R Stevens
Original Assignee
Alcatel Usa Sourcing Lp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alcatel Usa Sourcing Lp filed Critical Alcatel Usa Sourcing Lp
Priority to AU2001263510A priority Critical patent/AU2001263510A1/en
Publication of WO2001093213A2 publication Critical patent/WO2001093213A2/en
Publication of WO2001093213A3 publication Critical patent/WO2001093213A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Abstract

A method and system for notifying a subscriber of a transaction that is based on a card issued to the subscriber. A service profile comprising various notification service options is provided for the subscriber. Notification mode, i.e., real-time versus delayed notification, type of notification (e.g., email, voice mail, fax, et cetera), frequency of notification, notification based on frequency of transactions and other options are provided so that a subscriber can elect a particular combination of the notification service options that the subscriber desires. The service profile may be co-located at a transaction record database associated with the card or may be provided as part of an IN-capable Service Control Point (SCP). When an indication from a Point-Of-Sale (POS) apparatus is received in the card transaction record database with respect to a card-based transaction effectuated by a user, a determination is made, based upon the service options available for the subscriber, if the indication contains transaction information that can trigger a notification service for the subscriber. If so, an appropriate notification type is effectuated to inform the subscriber of the transaction.
PCT/US2001/040774 2000-05-26 2001-05-21 System and method for reporting transaction information in a card-based transaction WO2001093213A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001263510A AU2001263510A1 (en) 2000-05-26 2001-05-21 System and method for reporting transaction information in a card-based transaction

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US58081100A 2000-05-26 2000-05-26
US09/580,811 2000-05-26

Publications (2)

Publication Number Publication Date
WO2001093213A2 WO2001093213A2 (en) 2001-12-06
WO2001093213A3 true WO2001093213A3 (en) 2002-08-15

Family

ID=24322663

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/040774 WO2001093213A2 (en) 2000-05-26 2001-05-21 System and method for reporting transaction information in a card-based transaction

Country Status (2)

Country Link
AU (1) AU2001263510A1 (en)
WO (1) WO2001093213A2 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7454004B2 (en) * 2003-06-17 2008-11-18 International Business Machines Corporation Method and system for verification of remote party identification
US7357310B2 (en) 2005-03-11 2008-04-15 Gerry Calabrese Mobile phone charge card notification and authorization method
US20100274653A1 (en) 2009-04-28 2010-10-28 Ayman Hammad Notification social networking
US8712912B2 (en) 2009-04-28 2014-04-29 Visa International Service Association System and method for providing advice to consumer regarding a payment transaction
US9449327B2 (en) 2009-04-28 2016-09-20 Visa International Service Association Merchant alert based system and method including customer presence notification
US9710802B2 (en) 2009-04-28 2017-07-18 Visa International Service Association Merchant competition alert

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5530438A (en) * 1995-01-09 1996-06-25 Motorola, Inc. Method of providing an alert of a financial transaction
EP0745961A2 (en) * 1995-05-31 1996-12-04 AT&T IPM Corp. Transaction authorization and alert system
US5615110A (en) * 1994-05-19 1997-03-25 Wong; Kam-Fu Security system for non-cash transactions
WO1998006214A1 (en) * 1996-08-08 1998-02-12 Raymond Anthony Joao Financial transaction, authorization, notification and security apparatus

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5615110A (en) * 1994-05-19 1997-03-25 Wong; Kam-Fu Security system for non-cash transactions
US5530438A (en) * 1995-01-09 1996-06-25 Motorola, Inc. Method of providing an alert of a financial transaction
EP0745961A2 (en) * 1995-05-31 1996-12-04 AT&T IPM Corp. Transaction authorization and alert system
WO1998006214A1 (en) * 1996-08-08 1998-02-12 Raymond Anthony Joao Financial transaction, authorization, notification and security apparatus

Also Published As

Publication number Publication date
AU2001263510A1 (en) 2001-12-11
WO2001093213A2 (en) 2001-12-06

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