WO2001040979A3 - Remote image capture with centralized processing and storage - Google Patents

Remote image capture with centralized processing and storage Download PDF

Info

Publication number
WO2001040979A3
WO2001040979A3 PCT/US2000/033010 US0033010W WO0140979A3 WO 2001040979 A3 WO2001040979 A3 WO 2001040979A3 US 0033010 W US0033010 W US 0033010W WO 0140979 A3 WO0140979 A3 WO 0140979A3
Authority
WO
WIPO (PCT)
Prior art keywords
data
treasurytm
remote
storage
transmits
Prior art date
Application number
PCT/US2000/033010
Other languages
French (fr)
Other versions
WO2001040979A2 (en
Inventor
Claudio Ballard
Original Assignee
Datatreasury Corp
Claudio Ballard
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Datatreasury Corp, Claudio Ballard filed Critical Datatreasury Corp
Priority to AU20620/01A priority Critical patent/AU2062001A/en
Priority to CA002393943A priority patent/CA2393943A1/en
Publication of WO2001040979A2 publication Critical patent/WO2001040979A2/en
Publication of WO2001040979A3 publication Critical patent/WO2001040979A3/en

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan

Abstract

A system for remote data acquisition and centralized processing and storage is disclosed called the Data TreasuryTM System. The Data TreasuryTM System provides comprehensive support for the processing of documents and electronic data associated with different applications including sale, business, banking and general consumer transactions. The system retrieves transaction data such as credit card receipts checks in either electronic or paper form at one or more remote locations, encrypts the data, transmits the encrypted data to a central location, transforms the data to a usable form, performs identification verification using signature data and biometric data, generates informative reports from the data and transmits the informative reports to the remote location (s). The Data TreasuryTM System has many advantageous features which work together to provide high performance, security, reliability, fault tolerance and low cost. First, the network architecture facilitates secure communication between the remote location(s) and the central processing facility. A dynamic address assignment algorithm performs load balancing among the system's servers for faster performance and higher utilization. Finally, a partitioning scheme improves the error correction process.
PCT/US2000/033010 1999-12-06 2000-12-06 Remote image capture with centralized processing and storage WO2001040979A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
AU20620/01A AU2062001A (en) 1999-12-06 2000-12-06 Remote image capture with centralized processing and storage
CA002393943A CA2393943A1 (en) 1999-12-06 2000-12-06 Remote image capture with centralized processing and storage

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/454,492 1999-12-06
US09/454,492 US8024269B1 (en) 1997-08-27 1999-12-06 Remote image capture with centralized processing and storage

Publications (2)

Publication Number Publication Date
WO2001040979A2 WO2001040979A2 (en) 2001-06-07
WO2001040979A3 true WO2001040979A3 (en) 2002-08-15

Family

ID=23804829

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/033010 WO2001040979A2 (en) 1999-12-06 2000-12-06 Remote image capture with centralized processing and storage

Country Status (4)

Country Link
US (2) US8024269B1 (en)
AU (1) AU2062001A (en)
CA (1) CA2393943A1 (en)
WO (1) WO2001040979A2 (en)

Families Citing this family (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8024267B2 (en) 2007-09-14 2011-09-20 Ebay Inc. Centralized transaction record storage
US8316050B2 (en) * 2007-10-05 2012-11-20 Panduit Corp. Identification and authorization system
AU2012202173B2 (en) * 2011-04-18 2013-09-05 Castle Bookkeeping Wizard Pty Ltd System and method for processing a transaction document including one or more financial transaction entries
RU2464649C1 (en) 2011-06-01 2012-10-20 Корпорация "САМСУНГ ЭЛЕКТРОНИКС Ко., Лтд." Audio signal processing method
US10769554B2 (en) * 2011-08-01 2020-09-08 Intuit Inc. Interactive technique for using a user-provided image of a document to collect information
US20140149281A1 (en) * 2012-11-29 2014-05-29 Rawllin International Inc. Sign interface control with optional payment
US9406089B2 (en) 2013-04-30 2016-08-02 Intuit Inc. Video-voice preparation of electronic tax return
US9629020B2 (en) * 2013-05-28 2017-04-18 Rivada Networks, Llc Methods and systems for data context and management via dynamic spectrum controller and dynamic spectrum policy controller
US10681081B2 (en) * 2014-11-10 2020-06-09 Blulnk Ltd. Secure content and encryption methods and techniques
US10069824B2 (en) 2015-05-12 2018-09-04 Branch Banking And Trust Company Biometric signature authentication and centralized storage system
GB201510347D0 (en) * 2015-06-12 2015-07-29 Mastercard International Inc Methods and systems for reporting transaction issues
US10262191B2 (en) * 2017-03-08 2019-04-16 Morphotrust Usa, Llc System and method for manufacturing and inspecting identification documents
US10884988B2 (en) 2018-09-11 2021-01-05 Chicago Mercantile Exchange Inc. Data file compression
US11949573B2 (en) * 2021-12-16 2024-04-02 Bank Of America Corporation System and method for parallel testing of multiple data processing channels for data processing optimization

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0593209A2 (en) * 1992-10-13 1994-04-20 AT&T Corp. Transmission of check images by way of a public switched telephone network
US5787403A (en) * 1995-03-08 1998-07-28 Huntington Bancshares, Inc. Bank-centric service platform, network and system
WO1998047100A1 (en) * 1997-04-14 1998-10-22 Cummins-Allison Corp. Image processing network
WO1998058356A2 (en) * 1997-06-16 1998-12-23 Keilani Badieh Z Ii System and method for processing multiple financial applications using a three-tier value network
US5857034A (en) * 1991-05-21 1999-01-05 Hitachi, Ltd. System for inputting character data
US5910988A (en) * 1997-08-27 1999-06-08 Csp Holdings, Inc. Remote image capture with centralized processing and storage

Family Cites Families (141)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4205780A (en) 1977-03-21 1980-06-03 Teknekron, Inc. Document processing system and method
US4268715A (en) 1978-05-03 1981-05-19 Atalla Technovations Method and apparatus for securing data transmissions
US4264808A (en) 1978-10-06 1981-04-28 Ncr Corporation Method and apparatus for electronic image processing of documents for accounting purposes
US4201978A (en) 1978-10-19 1980-05-06 NCR Canada Ltd. -- NCR Canada Ltee Document processing system
US4321672A (en) 1979-11-26 1982-03-23 Braun Edward L Financial data processing system
US4326258A (en) 1980-01-31 1982-04-20 Ncr Canada Ltd - Ncr Canada Ltee Method and apparatus for reducing the gray scale resolution of a digitized image
US4404649A (en) 1980-11-03 1983-09-13 Recognition Equipment Incorporated Document processing system
US4578530A (en) 1981-06-26 1986-03-25 Visa U.S.A., Inc. End-to-end encryption system and method of operation
US4417136A (en) 1981-08-05 1983-11-22 Ncr Canada Ltd - Ncr Canada Ltee Method and apparatus for improving bank operation productivity
US4457015A (en) 1981-12-17 1984-06-26 Ncr Corporation Matrix character preprocessing system
US4500750A (en) 1981-12-30 1985-02-19 International Business Machines Corporation Cryptographic application for interbank verification
US4555617A (en) 1982-12-23 1985-11-26 Ncr Canada Ltd.-Ncr Canada Ltee Concurrent, image-based, reject-re-entry repair system and method
US4523330A (en) 1982-12-23 1985-06-11 Ncr Canada Ltd - Ncr Canada Ltee Banking system and method
US4602990A (en) 1983-02-17 1986-07-29 Commonwealth Aluminum Corporation Low energy aluminum reduction cell with induced bath flow
JPS59151261A (en) 1983-02-18 1984-08-29 Fujitsu Ltd Dealing securing system
US4602936A (en) 1983-09-09 1986-07-29 Ciba-Geigy Corporation Herbicidal sulfonylureas
GB2146814A (en) 1983-09-17 1985-04-24 Ibm Electronic fund transfer systems
US4652990A (en) 1983-10-27 1987-03-24 Remote Systems, Inc. Protected software access control apparatus and method
US4745267A (en) 1983-12-28 1988-05-17 Fairview Partners Fraudulent card intercept system
DE3579815D1 (en) 1984-02-09 1990-10-25 Toshiba Kawasaki Kk DATA PROCESSING TERMINAL.
DK190784D0 (en) 1984-04-12 1984-04-12 Pengeinst Koebe Kreditkort METHOD AND APPARATUS FOR DATA TRANSMISSION
US4941125A (en) 1984-08-01 1990-07-10 Smithsonian Institution Information storage and retrieval system
US4680803A (en) 1984-12-17 1987-07-14 Ncr Corporation Method and apparatus for isolating image data for character recognition
JP2553033B2 (en) 1985-03-20 1996-11-13 株式会社日立製作所 Voucher acceptance terminal system
JPH0685517B2 (en) 1985-06-28 1994-10-26 ソニー株式会社 Information service system
EP0207320B1 (en) 1985-07-03 1990-05-09 Siemens Aktiengesellschaft Integrated circuit and method to protect secret data
GB8522427D0 (en) 1985-09-10 1985-10-16 Plessey Co Plc Credit transaction arrangments
US5053607A (en) 1986-10-06 1991-10-01 Carlson Steven R Point-of-sale device particularly adapted for processing checks
US4858121A (en) 1986-12-12 1989-08-15 Medical Payment Systems, Incorporated Medical payment system
US4747058A (en) 1986-12-15 1988-05-24 Ncr Corporation Code line display system
US4843220A (en) 1987-03-13 1989-06-27 American Magnetics Corporation Automatic data capture for multiple form point of sale slip packs
EP0287720B1 (en) 1987-04-22 1992-01-08 International Business Machines Corporation Management of cryptographic keys
FR2618002B1 (en) 1987-07-10 1991-07-05 Schlumberger Ind Sa METHOD AND SYSTEM FOR AUTHENTICATING ELECTRONIC MEMORY CARDS
NL8702012A (en) 1987-08-28 1989-03-16 Philips Nv TRANSACTION SYSTEM CONTAINING ONE OR MORE HOST STATIONS AND A NUMBER OF DISTRIBUTED ENTRY STATIONS, WHICH ARE LINKABLE THROUGH A NETWORK SYSTEM WITH ANY HOST STATION, AS A CONSTRUCTION STATION AND END STATION SUITABLE FOR THE USE OF USE.
US5081680A (en) 1987-11-20 1992-01-14 General Instrument Corporation Initial reporting of remotely generated data
US4888812A (en) 1987-12-18 1989-12-19 International Business Machines Corporation Document image processing system
CH694306A5 (en) 1988-04-11 2004-11-15 Syspatronic Ag Spa Chip card.
US5159548A (en) 1988-06-17 1992-10-27 Banctec, Inc. Apparatus and method for priority processing of financial documents using video image capture
US4961142A (en) 1988-06-29 1990-10-02 Mastercard International, Inc. Multi-issuer transaction device with individual identification verification plug-in application modules for each issuer
US4926325A (en) 1988-08-23 1990-05-15 Moneyfax, Inc. Apparatus for carrying out financial transactions via a facsimile machine
US5054096A (en) 1988-10-24 1991-10-01 Empire Blue Cross/Blue Shield Method and apparatus for converting documents into electronic data for transaction processing
US4922503A (en) 1988-10-28 1990-05-01 Infotron Systems Corporation Local area network bridge
US5123047A (en) 1988-12-09 1992-06-16 The Exchange System Limited Partnership Method of updating encryption device monitor code in a multichannel data encryption system
US5016277A (en) 1988-12-09 1991-05-14 The Exchange System Limited Partnership Encryption key entry method in a microcomputer-based encryption system
US5175766A (en) 1988-12-09 1992-12-29 The Exchange System Limited Partnership Signalling scheme for controlling data encryption device in an electronic fund transaction processing system
JPH02170272A (en) 1988-12-23 1990-07-02 Hitachi Maxell Ltd Collation system for secret information
US5173594A (en) 1988-12-27 1992-12-22 Gte Cellular Communications Corporation System for printing personalized charge-card service receipts at remote locations
US4960981A (en) 1989-01-17 1990-10-02 Moneyfax, Inc. Method of and system for electronic funds transfer via facsimile machines
JPH02236664A (en) 1989-03-10 1990-09-19 Fujitsu Ltd Processor for note or check
US4977595A (en) 1989-04-03 1990-12-11 Nippon Telegraph And Telephone Corporation Method and apparatus for implementing electronic cash
JPH0357091A (en) 1989-07-26 1991-03-12 N T T Data Tsushin Kk Device for restoring damaged data in ic card
US5708810A (en) 1989-10-10 1998-01-13 Unisys Corporation Image-based document processing system having a platform architecture
US5170466A (en) 1989-10-10 1992-12-08 Unisys Corporation Storage/retrieval system for document
US5321816A (en) 1989-10-10 1994-06-14 Unisys Corporation Local-remote apparatus with specialized image storage modules
US5237158A (en) 1989-10-10 1993-08-17 Unisys Corporation Image-based document processing system providing for priority document shipment
US5122950A (en) 1989-11-02 1992-06-16 Moneyfax, Inc. Method of and system for electronic funds transfer via facsimile machines
US5168444A (en) 1989-11-15 1992-12-01 Teknekron Transportation Systems Shipment system including processing of document images
US5220501A (en) 1989-12-08 1993-06-15 Online Resources, Ltd. Method and system for remote delivery of retail banking services
JPH03223958A (en) 1990-01-29 1991-10-02 Hitachi Ltd Transaction inquiring method
JPH03276345A (en) 1990-03-27 1991-12-06 Toshiba Corp Microcontroller
US5623547A (en) 1990-04-12 1997-04-22 Jonhig Limited Value transfer system
FR2662877B1 (en) 1990-05-29 1992-08-21 France Etat TELEPHONE INSTALLATION FOR REMOTE LOADING OF TELEPHONE SUBSCRIPTION DATA FROM AN AUTONOMOUS STATION.
US5163098A (en) 1990-09-06 1992-11-10 Dahbura Abbud S System for preventing fraudulent use of credit card
US5175682A (en) 1990-12-14 1992-12-29 Verifone, Inc. Check system and method including prioritizing checks for transmission to banks for processing
US5274567A (en) 1990-12-27 1993-12-28 Ncr Corporation Table top image based document processing machine and methods of processing documents
US5091968A (en) 1990-12-28 1992-02-25 Ncr Corporation Optical character recognition system and method
US5195133A (en) 1991-01-11 1993-03-16 Ncr Corporation Apparatus and method for producing a digitized transaction record including an encrypted signature
US5187750A (en) 1991-03-15 1993-02-16 Unisys Corporation Archival document image processing and printing system
US5287497A (en) 1991-03-15 1994-02-15 Unisys Corporation Image statement printing system with document storage/retrieval using optical media
US5204811A (en) 1991-03-25 1993-04-20 International Business Machines Corporation Document processor with transport buffer
US5235433A (en) 1991-04-30 1993-08-10 International Business Machines Corporation System and method for automatically indexing facsimile transmissions received in a computerized image management system
US5200993A (en) 1991-05-10 1993-04-06 Bell Atlantic Network Services, Inc. Public telephone network including a distributed imaging system
US5241600A (en) 1991-07-16 1993-08-31 Thinking Machines Corporation Vertification system for credit or bank card or the like
JPH0581774A (en) 1991-09-20 1993-04-02 Olympus Optical Co Ltd Information recording and reproducing device
US5473143A (en) 1991-09-23 1995-12-05 Atm Communications International, Inc. ATM/POS based electronic mail system
JP3083187B2 (en) 1991-09-30 2000-09-04 富士通株式会社 Key management method of electronic wallet system
GB9121995D0 (en) 1991-10-16 1991-11-27 Jonhig Ltd Value transfer system
US5256863A (en) 1991-11-05 1993-10-26 Comark Technologies, Inc. In-store universal control system
US5557518A (en) 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
DE4142964C2 (en) 1991-12-24 2003-05-08 Gao Ges Automation Org Data exchange system with verification of the device for authentication status
US5341428A (en) 1992-01-30 1994-08-23 Gbs Systems Corporation Multiple cross-check document verification system
DE59305159D1 (en) 1992-04-09 1997-02-27 Siemens Ag METHOD FOR DETECTING AN UNAUTHORIZED REPRODUCTION OF ANY DATA TRANSMITTED FROM A TRANSMITTER TO A RECEIVER
JPH064642A (en) 1992-04-20 1994-01-14 Hitachi Ltd Image data management system
EP0567680B1 (en) 1992-04-30 1999-09-22 International Business Machines Corporation Pattern recognition and validation, especially for hand-written signatures
US5259025A (en) 1992-06-12 1993-11-02 Audio Digitalimaging, Inc. Method of verifying fake-proof video identification data
US5326959A (en) 1992-08-04 1994-07-05 Perazza Justin J Automated customer initiated entry remittance processing system
US5396558A (en) 1992-09-18 1995-03-07 Nippon Telegraph And Telephone Corporation Method and apparatus for settlement of accounts by IC cards
US5283829A (en) 1992-10-01 1994-02-01 Bell Communications Research, Inc. System and method for paying bills electronically
US5484988A (en) 1992-11-13 1996-01-16 Resource Technology Services, Inc. Checkwriting point of sale system
US5267314A (en) 1992-11-17 1993-11-30 Leon Stambler Secure transaction system and method utilized therein
US5337358A (en) 1992-11-20 1994-08-09 Pitney Bowes Inc. Apparatus for recording a transaction including authenticating an identification card
US5602936A (en) 1993-01-21 1997-02-11 Greenway Corporation Method of and apparatus for document data recapture
US5436970A (en) 1993-02-18 1995-07-25 Eastman Kodak Company Method and apparatus for transaction card verification
US5321751A (en) 1993-02-18 1994-06-14 Eastman Kodak Company Method and apparatus for credit card verification
US5345090A (en) 1993-03-08 1994-09-06 Verifone, Inc. Manual check reader apparatus with optical imaging
GB9313640D0 (en) 1993-07-01 1993-08-18 Ncr Int Inc Document transaction apparatus
US5444794A (en) 1993-08-25 1995-08-22 Sqn Check image capture system
US5343529A (en) 1993-09-28 1994-08-30 Milton Goldfine Transaction authentication using a centrally generated transaction identifier
GB2283349A (en) 1993-10-29 1995-05-03 Ibm Transaction processing system
GB9323709D0 (en) 1993-11-15 1994-01-05 Ncr Int Inc Depository apparatus for envelopes and single sheets
US5930778A (en) 1993-11-22 1999-07-27 Huntington Bancshares Incorporated System for expediting the clearing of financial instruments and coordinating the same with invoice processing at the point of receipt
US5434928A (en) 1993-12-06 1995-07-18 At&T Global Information Solutions Company Method for verifying a handwritten signature entered into a digitizer
CA2131667A1 (en) 1993-12-29 1995-06-30 John Burnie Ostrander System for automatic compilation of customer information database from bank check data
US5457747A (en) 1994-01-14 1995-10-10 Drexler Technology Corporation Anti-fraud verification system using a data card
US5604640A (en) 1994-01-31 1997-02-18 Motorola Business card scanner and method of use
US5454575A (en) 1994-02-28 1995-10-03 Del Buono; Deborah M. Systems for receiving and supporting child car seats
US5973731A (en) 1994-03-03 1999-10-26 Schwab; Barry H. Secure identification system
JPH07244702A (en) 1994-03-07 1995-09-19 Glory Ltd Check processor
US6115509A (en) 1994-03-10 2000-09-05 International Business Machines Corp High volume document image archive system and method
US5668897A (en) 1994-03-15 1997-09-16 Stolfo; Salvatore J. Method and apparatus for imaging, image processing and data compression merge/purge techniques for document image databases
US5506691A (en) 1994-03-23 1996-04-09 International Business Machines Corporation Method and apparatus for image processing at remote sites
US5539822A (en) 1994-04-19 1996-07-23 Scientific-Atlanta, Inc. System and method for subscriber interactivity in a television system
US5577121A (en) 1994-06-09 1996-11-19 Electronic Payment Services, Inc. Transaction system for integrated circuit cards
US5590038A (en) 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
RU2144269C1 (en) 1994-07-19 2000-01-10 Сертко, Ллс Method of secret use of digital signatures in commercial cryptographic system
US5629981A (en) 1994-07-29 1997-05-13 Texas Instruments Incorporated Information management and security system
US5784503A (en) 1994-08-26 1998-07-21 Unisys Corp Check reader utilizing sync-tags to match the images at the front and rear faces of a check
US5528705A (en) 1994-08-26 1996-06-18 Unisys Corporation JPEG synchronization tag
US5544255A (en) 1994-08-31 1996-08-06 Peripheral Vision Limited Method and system for the capture, storage, transport and authentication of handwritten signatures
US5596642A (en) 1994-09-30 1997-01-21 Electronic Payment Services, Inc. Network settlement performed on consolidated information
US5621796A (en) 1994-09-30 1997-04-15 Electronic Payment Services, Inc. Transferring information between transaction networks
US5633930A (en) 1994-09-30 1997-05-27 Electronic Payment Services, Inc. Common cryptographic key verification in a transaction network
US5479510A (en) 1994-11-15 1995-12-26 Olsen; Kurt B. Automated data card payment verification method
US5784610A (en) 1994-11-21 1998-07-21 International Business Machines Corporation Check image distribution and processing system and method
US5559313A (en) * 1994-12-23 1996-09-24 Lucent Technologies Inc. Categorization of purchased items for each transaction by a smart card
US5602933A (en) 1995-03-15 1997-02-11 Scientific-Atlanta, Inc. Method and apparatus for verification of remotely accessed data
US5657389A (en) 1995-05-08 1997-08-12 Image Data, Llc Positive identification system and method
US5754673A (en) 1995-06-19 1998-05-19 Ncr Corporation Document image processing system including a first document path for the automated processing of documents and a second document path for the processing of documents requiring operator correction
US5870725A (en) 1995-08-11 1999-02-09 Wachovia Corporation High volume financial image media creation and display system and method
US5790260A (en) 1995-11-08 1998-08-04 Financial Ware, Inc. Offline digitizing of items for subsequent image processing
US5625694A (en) 1995-12-19 1997-04-29 Pitney Bowes Inc. Method of inhibiting token generation in an open metering system
US5615269A (en) 1996-02-22 1997-03-25 Micali; Silvio Ideal electronic negotiations
US5613001A (en) 1996-01-16 1997-03-18 Bakhoum; Ezzat G. Digital signature verification technology for smart credit card and internet applications
US5781654A (en) 1996-01-18 1998-07-14 Merrill Lynch & Co., Inc. Check authentication system utilizing payee information
US5832463A (en) 1996-03-28 1998-11-03 Electronic Data Systems Corporation Automated system and method for checkless check transaction
US6661910B2 (en) * 1997-04-14 2003-12-09 Cummins-Allison Corp. Network for transporting and processing images in real time
US5760916A (en) 1996-09-16 1998-06-02 Eastman Kodak Company Image handling system and method
US6108104A (en) 1996-09-16 2000-08-22 Eastman Kodak Company Image handling method and system
US5926288A (en) 1996-09-16 1999-07-20 Eastman Kodak Company Image handling system and method using mutually remote processor-scanner stations
US6145738A (en) 1997-02-06 2000-11-14 Mr. Payroll Corporation Method and apparatus for automatic check cashing
US7181430B1 (en) * 2000-04-28 2007-02-20 Netdeposit, Inc. Method and system for processing financial instrument deposits physically remote from a financial institution

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5857034A (en) * 1991-05-21 1999-01-05 Hitachi, Ltd. System for inputting character data
EP0593209A2 (en) * 1992-10-13 1994-04-20 AT&T Corp. Transmission of check images by way of a public switched telephone network
US5787403A (en) * 1995-03-08 1998-07-28 Huntington Bancshares, Inc. Bank-centric service platform, network and system
WO1998047100A1 (en) * 1997-04-14 1998-10-22 Cummins-Allison Corp. Image processing network
WO1998058356A2 (en) * 1997-06-16 1998-12-23 Keilani Badieh Z Ii System and method for processing multiple financial applications using a three-tier value network
US5910988A (en) * 1997-08-27 1999-06-08 Csp Holdings, Inc. Remote image capture with centralized processing and storage

Also Published As

Publication number Publication date
US20120072343A1 (en) 2012-03-22
CA2393943A1 (en) 2001-06-07
AU2062001A (en) 2001-06-12
US8494963B2 (en) 2013-07-23
US8024269B1 (en) 2011-09-20
WO2001040979A2 (en) 2001-06-07

Similar Documents

Publication Publication Date Title
WO1999011021A3 (en) Remote image capture with centralized processing and storage
US5677955A (en) Electronic funds transfer instruments
US20090222367A1 (en) System and Method for the Activation and Use of a Temporary Financial Card
WO2001040979A3 (en) Remote image capture with centralized processing and storage
WO1996031965A9 (en) Electronic funds transfer instruments
WO2003075131A3 (en) System and method for performing secure remote real-time financial transactions
CN101783052B (en) Self-service type document printing device
EP0790588A1 (en) Method of securely storing and retrieving monetary data
CN201307311Y (en) IC card electronic payment system of dual-direction data transmitting network
TH35637A (en) Remote capture with centralized processing and storage
HUP0002759A2 (en) Method and system for remote collecting of and centralized processing data documents
KR20090020968A (en) System and method for transferring gift certificate account and program recording medium
KR20000058024A (en) Unified banking system by personal computer
MXPA97007739A (en) Instruments for defon electronic transfer
KR20090020974A (en) System and method for processing on-line settlement using gift certificate account and program recording medium

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CR CU CZ DE DK DM DZ EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
WWE Wipo information: entry into national phase

Ref document number: 2393943

Country of ref document: CA

Ref document number: PA/A/2002/005609

Country of ref document: MX

REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

122 Ep: pct application non-entry in european phase
NENP Non-entry into the national phase

Ref country code: JP