WO2000077733A3 - Electronic commerce system - Google Patents

Electronic commerce system Download PDF

Info

Publication number
WO2000077733A3
WO2000077733A3 PCT/GB2000/002138 GB0002138W WO0077733A3 WO 2000077733 A3 WO2000077733 A3 WO 2000077733A3 GB 0002138 W GB0002138 W GB 0002138W WO 0077733 A3 WO0077733 A3 WO 0077733A3
Authority
WO
WIPO (PCT)
Prior art keywords
isp
credit card
electronic commerce
internet
service provider
Prior art date
Application number
PCT/GB2000/002138
Other languages
French (fr)
Other versions
WO2000077733A2 (en
Inventor
John Quentin Phillipps
Original Assignee
John Quentin Phillipps
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by John Quentin Phillipps filed Critical John Quentin Phillipps
Priority to AU52328/00A priority Critical patent/AU762413B2/en
Priority to EP00937032A priority patent/EP1190263A2/en
Priority to BR0011729-3A priority patent/BR0011729A/en
Priority to KR1020017015918A priority patent/KR20020035004A/en
Priority to JP2001503133A priority patent/JP2003502743A/en
Priority to MXPA01012714A priority patent/MXPA01012714A/en
Priority to CA002376802A priority patent/CA2376802A1/en
Publication of WO2000077733A2 publication Critical patent/WO2000077733A2/en
Publication of WO2000077733A3 publication Critical patent/WO2000077733A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347—Passive cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1075—PIN is checked remotely

Abstract

A system for electronic commerce avoids the transmission of credit card numbers across the Internet (6). Internet vendor sites (7, 8) are registered with an ISP (5). Consequently, action URLs from credit card details forms for the vendor sites (7, 8) can be intercepted by the ISP (5). These action URLs are then modified to include a transaction ID code in place of the credit card details and sent to the relevant vendor site (7, 8) with the ISP (5) mimicking the user (1, 2, 3). The ISP (5) may be a financial service provider or have a secure communication link to a financial service provider.
PCT/GB2000/002138 1999-06-10 2000-06-02 Electronic commerce system WO2000077733A2 (en)

Priority Applications (7)

Application Number Priority Date Filing Date Title
AU52328/00A AU762413B2 (en) 1999-06-10 2000-06-02 Electronic commerce system
EP00937032A EP1190263A2 (en) 1999-06-10 2000-06-02 Electronic commerce system
BR0011729-3A BR0011729A (en) 1999-06-10 2000-06-02 Ecommerce System
KR1020017015918A KR20020035004A (en) 1999-06-10 2000-06-02 Electronic commerce system
JP2001503133A JP2003502743A (en) 1999-06-10 2000-06-02 E-commerce system
MXPA01012714A MXPA01012714A (en) 1999-06-10 2000-06-02 Electronic commerce system.
CA002376802A CA2376802A1 (en) 1999-06-10 2000-06-02 Electronic commerce system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB9913530A GB2350982B (en) 1999-06-10 1999-06-10 Electronic commerce system
GB9913530.3 1999-06-10

Publications (2)

Publication Number Publication Date
WO2000077733A2 WO2000077733A2 (en) 2000-12-21
WO2000077733A3 true WO2000077733A3 (en) 2001-11-15

Family

ID=10855109

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/GB2000/002138 WO2000077733A2 (en) 1999-06-10 2000-06-02 Electronic commerce system

Country Status (10)

Country Link
EP (1) EP1190263A2 (en)
JP (1) JP2003502743A (en)
KR (1) KR20020035004A (en)
CN (1) CN1354861A (en)
AU (1) AU762413B2 (en)
BR (1) BR0011729A (en)
CA (1) CA2376802A1 (en)
GB (1) GB2350982B (en)
MX (1) MXPA01012714A (en)
WO (1) WO2000077733A2 (en)

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1305750A1 (en) * 2000-05-25 2003-05-02 Wilson How Kiap Gueh Transaction system and method
GB2370475A (en) * 2000-12-22 2002-06-26 Hewlett Packard Co Secure online transaction where a buyer sends some information direct to a bank and some via a vendor
WO2002058017A1 (en) * 2001-01-19 2002-07-25 Haissam Malas Global payment method, and payment system and payment card used therewith
GB2372616A (en) 2001-02-23 2002-08-28 Hewlett Packard Co Transaction method and apparatus using two part tokens
FI20011134A (en) * 2001-05-31 2002-12-01 Portalify Oy Methods and systems for providing and charging for services in a telecommunications network
FI20012044A (en) * 2001-10-22 2003-04-23 Portalify Oy Procedure and telecommunication networks to offer and bill for services
FR2843216B1 (en) * 2002-07-30 2004-11-19 France Telecom REMOTE PAYMENT METHOD, SYSTEM AND GATEWAY FOR IMPLEMENTING THE SAME, USE OF THE SAME
FR2862170A1 (en) * 2003-11-06 2005-05-13 France Telecom Confidential data transfer process for Internet network, involves executing encryption of data maintained at access provider and relative to user and inserting encrypted data in information service request to be sent to information provider
US20060047662A1 (en) * 2004-08-31 2006-03-02 Rajkishore Barik Capability support for web transactions
KR101923611B1 (en) * 2011-04-11 2018-11-29 삼성전자주식회사 Service server, user terminal, service providing method and control method thereof

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0801479A1 (en) * 1995-12-29 1997-10-15 AT&T Corp. Data network security system and method
EP0813325A2 (en) * 1996-06-12 1997-12-17 AT&T Corp. A mechanism for enabling secure electronic transactions on the open internet
US5815665A (en) * 1996-04-03 1998-09-29 Microsoft Corporation System and method for providing trusted brokering services over a distributed network
US5826241A (en) * 1994-09-16 1998-10-20 First Virtual Holdings Incorporated Computerized system for making payments and authenticating transactions over the internet
EP0887776A1 (en) * 1997-06-23 1998-12-30 Rainer Grunert Transaction unit / method for payment administration on Internet and/or similar public client-server systems

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2059078C (en) * 1991-02-27 1995-10-03 Alexander G. Fraser Mediation of transactions by a communications system
CA2100134C (en) * 1992-09-29 1999-06-22 Raymond Otto Colbert Secure credit/debit card authorization
DE69314785T2 (en) 1993-08-06 1998-02-19 Kaysersberg Packaging Sa Box in the form of a display packaging
AU5729200A (en) * 1999-06-09 2000-12-28 Intelishield.Com, Inc. Internet payment system

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5826241A (en) * 1994-09-16 1998-10-20 First Virtual Holdings Incorporated Computerized system for making payments and authenticating transactions over the internet
EP0801479A1 (en) * 1995-12-29 1997-10-15 AT&T Corp. Data network security system and method
US5815665A (en) * 1996-04-03 1998-09-29 Microsoft Corporation System and method for providing trusted brokering services over a distributed network
EP0813325A2 (en) * 1996-06-12 1997-12-17 AT&T Corp. A mechanism for enabling secure electronic transactions on the open internet
EP0887776A1 (en) * 1997-06-23 1998-12-30 Rainer Grunert Transaction unit / method for payment administration on Internet and/or similar public client-server systems

Also Published As

Publication number Publication date
GB2350982A (en) 2000-12-13
JP2003502743A (en) 2003-01-21
EP1190263A2 (en) 2002-03-27
GB2350982B (en) 2003-06-25
BR0011729A (en) 2003-07-08
CN1354861A (en) 2002-06-19
AU762413B2 (en) 2003-06-26
WO2000077733A2 (en) 2000-12-21
MXPA01012714A (en) 2003-09-04
GB9913530D0 (en) 1999-08-11
CA2376802A1 (en) 2000-12-21
AU5232800A (en) 2001-01-02
KR20020035004A (en) 2002-05-09

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