WO2000075855A3 - System for consumer-transaction information that follows the consumer - Google Patents

System for consumer-transaction information that follows the consumer Download PDF

Info

Publication number
WO2000075855A3
WO2000075855A3 PCT/US2000/015257 US0015257W WO0075855A3 WO 2000075855 A3 WO2000075855 A3 WO 2000075855A3 US 0015257 W US0015257 W US 0015257W WO 0075855 A3 WO0075855 A3 WO 0075855A3
Authority
WO
WIPO (PCT)
Prior art keywords
consumer
transaction
information
transaction information
merchant
Prior art date
Application number
PCT/US2000/015257
Other languages
French (fr)
Other versions
WO2000075855A2 (en
Inventor
J Gregory Stout
Original Assignee
Receiptcity Com Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Receiptcity Com Inc filed Critical Receiptcity Com Inc
Publication of WO2000075855A2 publication Critical patent/WO2000075855A2/en
Publication of WO2000075855A3 publication Critical patent/WO2000075855A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F8/00—Arrangements for software engineering
    • G06F8/30—Creation or generation of source code
    • G06F8/34—Graphical or visual programming
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/047—Payment circuits using payment protocols involving electronic receipts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/30—Individual registration on entry or exit not involving the use of a pass
    • G07C9/32—Individual registration on entry or exit not involving the use of a pass in combination with an identity check
    • G07C9/35—Individual registration on entry or exit not involving the use of a pass in combination with an identity check by means of a handwritten signature
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G5/00—Receipt-giving machines

Abstract

Apparatus and method for storing and retrieving consumer-transaction information. The method includes capturing transaction information regarding a consumer at a first merchant, storing the capatured selection information on a server and applying that captured transaction information to a transaction involving the consumer at a second merchant. Before applying the captured transaction information, the consumer is identified in a transaction at the second merchant. The first and second merchants and the server may be communicatively coupled by means of an internet - perhaps even the Internet. The type of transaction information captured may include credit information or loyalty information. The second transaction may be initiated by a browser on a personal computer connected to the Internet.
PCT/US2000/015257 1999-06-04 2000-06-02 System for consumer-transaction information that follows the consumer WO2000075855A2 (en)

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US13757599P 1999-06-04 1999-06-04
US60/137,575 1999-06-04
US14138099P 1999-06-28 1999-06-28
US60/141,380 1999-06-28
US48088300A 2000-01-10 2000-01-10
US09/480,883 2000-01-10

Publications (2)

Publication Number Publication Date
WO2000075855A2 WO2000075855A2 (en) 2000-12-14
WO2000075855A3 true WO2000075855A3 (en) 2001-06-28

Family

ID=27385040

Family Applications (7)

Application Number Title Priority Date Filing Date
PCT/US2000/015371 WO2000075835A2 (en) 1999-06-04 2000-06-02 A secure internet vault for consumer receipts, legal documents and commerce
PCT/US2000/015257 WO2000075855A2 (en) 1999-06-04 2000-06-02 System for consumer-transaction information that follows the consumer
PCT/US2000/015363 WO2000075890A1 (en) 1999-06-04 2000-06-02 Displaying color advertisements on point-of-sales/service (pos) platforms
PCT/US2000/015195 WO2000075879A1 (en) 1999-06-04 2000-06-02 Obtaining a signature using a markup language
PCT/US2000/015369 WO2000079496A2 (en) 1999-06-04 2000-06-02 A point-of-sale/service (pos) portal
PCT/US2000/015365 WO2000079493A1 (en) 1999-06-04 2000-06-02 A visual design tool for interactive sale devices
PCT/US2000/015368 WO2000075834A2 (en) 1999-06-04 2000-06-02 An electronic-receipts service

Family Applications Before (1)

Application Number Title Priority Date Filing Date
PCT/US2000/015371 WO2000075835A2 (en) 1999-06-04 2000-06-02 A secure internet vault for consumer receipts, legal documents and commerce

Family Applications After (5)

Application Number Title Priority Date Filing Date
PCT/US2000/015363 WO2000075890A1 (en) 1999-06-04 2000-06-02 Displaying color advertisements on point-of-sales/service (pos) platforms
PCT/US2000/015195 WO2000075879A1 (en) 1999-06-04 2000-06-02 Obtaining a signature using a markup language
PCT/US2000/015369 WO2000079496A2 (en) 1999-06-04 2000-06-02 A point-of-sale/service (pos) portal
PCT/US2000/015365 WO2000079493A1 (en) 1999-06-04 2000-06-02 A visual design tool for interactive sale devices
PCT/US2000/015368 WO2000075834A2 (en) 1999-06-04 2000-06-02 An electronic-receipts service

Country Status (2)

Country Link
EP (1) EP1185945A2 (en)
WO (7) WO2000075835A2 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8892470B2 (en) 1997-12-19 2014-11-18 Walker Digital, Llc Pre-sale data broadcast system and method

Families Citing this family (33)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6694300B1 (en) * 1997-03-21 2004-02-17 Walker Digital, Llc Method and apparatus for providing supplementary product sales to a customer at a customer terminal
US6397194B1 (en) * 1995-05-08 2002-05-28 Image Data, Llc Receipt scanning system and method
GB2358723A (en) * 1999-09-09 2001-08-01 Ibm Creating and managing Electronic receipts
US7058592B1 (en) * 1999-11-29 2006-06-06 Microsoft Corporation Transmission of information during ad click-through
US7742989B2 (en) 2000-02-03 2010-06-22 Afterbot, Inc. Digital receipt generation from information electronically read from product
EP1256073A4 (en) * 2000-02-03 2006-06-14 Afterbot Inc Electronic transaction receipt system and method
US7552087B2 (en) 2000-02-03 2009-06-23 Afterbot, Inc. Electronic transaction receipt system and method
NO314866B1 (en) 2000-05-08 2003-06-02 Ericsson Telefon Ab L M Mobile receipt system
US7694332B2 (en) 2000-07-28 2010-04-06 Verisign, Inc. Digital receipt for a transaction
KR20020037188A (en) * 2000-11-13 2002-05-18 서재선 Apparatus and method for receipting and endorsing of electronic receipt
KR20020064469A (en) * 2001-02-01 2002-08-09 (주)한국전자증명원 Transaction Protect Service Offering Method of Public Key Infrastructure Through Internet and System Thereof
US7035813B1 (en) * 2001-02-15 2006-04-25 Sprint Communications Company L.P. Product registration using a code processing system
US20030028485A1 (en) * 2001-06-27 2003-02-06 Huberman Bernando A. System and method for providing convenient global access to and storage of personal and business information
KR20030045881A (en) * 2001-12-03 2003-06-12 스타브리지커뮤니케이션 주식회사 Method for issuing electronic receipt by dealing of credit card and method for providing search service of dealing list
AU2002358457A1 (en) * 2001-12-10 2003-06-23 Beamtrust A/S Method of managing lists of purchased goods
US20030120607A1 (en) * 2001-12-20 2003-06-26 Koninklijke Philips Electronics N.V. E-receipt verification system and method
AUPS331202A0 (en) * 2002-06-28 2002-07-25 Intellect Holdings Limited A method for transacting a trade electronically, and a system therefor
US20040064373A1 (en) * 2002-09-30 2004-04-01 Shannon Robert W. J. Point of sale receipt service
WO2005050407A2 (en) * 2003-11-17 2005-06-02 International Outsourcing Services, Llc Systems and methods for credit card charge validation over a network
WO2006110605A2 (en) * 2005-04-08 2006-10-19 American Express Travel Related Services Company, Inc. System and method for merchant acquisition data capture
DE102005052700A1 (en) * 2005-04-18 2006-11-02 NIEDERHAGEBÖCK, Guilherme Apparatus and methods for generating user-related documents
GB2439966A (en) * 2006-07-07 2008-01-16 Comtech Holdings Ltd Product alarm
US8024267B2 (en) * 2007-09-14 2011-09-20 Ebay Inc. Centralized transaction record storage
US8909620B2 (en) 2012-10-02 2014-12-09 Wal-Mart Stores, Inc. Searching digital receipts at a mobile device
US9330382B2 (en) 2013-01-31 2016-05-03 Wal-Mart Stores, Inc. Method to facilitate an in-store audit after issuance of an electronic receipt
US10417387B2 (en) 2016-01-28 2019-09-17 Walmart Apollo, Llc System, method, and non-transitory computer-readable storage media for mobile check-in in retail store
US10762985B2 (en) 2016-01-28 2020-09-01 Walmart Apollo, Llc System, method, and non-transitory computer-readable storage media for generating accounts for use in computer systems
US10445471B2 (en) 2016-01-28 2019-10-15 Walmart Apollo, Llc System, method, and non-transitory computer-readable storage media for mobile check-out in retail store
US10445473B2 (en) 2016-01-28 2019-10-15 Walmart Apollo, Llc System, method, and non-transitory computer-readable storage media for evaluating search engine results and displaying a virtual pill case
US10621645B2 (en) 2016-01-28 2020-04-14 Walmart Apollo, Llc System, method, and non-transitory computer-readable storage media for endless aisle of products in retail store
US10417231B2 (en) 2016-06-28 2019-09-17 Walmart Apollo, Llc System, method, and non-transitory computer-readable storage media for locating a receipt for a product
SG11201906547XA (en) * 2017-01-13 2019-08-27 Jpmorgan Chase Bank Na Systems and methods for management of asset or obligation-backed virtual receipts on a distributed system
US11562060B2 (en) 2020-10-01 2023-01-24 Conveyance Media Group LLC Secure private portable vault container

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1997049050A2 (en) * 1996-06-17 1997-12-24 Verifone, Inc. A system, method and article of manufacture for managing transactions in a high availability system
WO1998028699A1 (en) * 1996-12-24 1998-07-02 Meridian Enterprises, Inc. System and method for administration of an incentive award program through use of credit
EP0855687A2 (en) * 1997-01-15 1998-07-29 AT&T Corp. System and method for distributed content electronic commerce
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
EP0902381A2 (en) * 1997-09-12 1999-03-17 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
WO1999066438A1 (en) * 1998-06-19 1999-12-23 Walker Digital Corporation Method and apparatus for facilitating electronic commerce through providing cross-benefits during a transaction

Family Cites Families (38)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0082225B1 (en) * 1981-12-23 1987-05-06 International Business Machines Corporation Business system
US4882675A (en) 1984-11-26 1989-11-21 Steven Nichtberger Paperless system for distributing, redeeming and clearing merchandise coupons
JPS62226271A (en) * 1986-03-27 1987-10-05 Tokyo Electric Co Ltd Automatic switching device for pos loop
US4884199A (en) * 1987-03-02 1989-11-28 International Business Macines Corporation User transaction guidance
US5235509A (en) * 1989-06-28 1993-08-10 Management Information Support, Inc. Customer self-ordering system using information displayed on a screen
JPH03223958A (en) * 1990-01-29 1991-10-02 Hitachi Ltd Transaction inquiring method
US5334821A (en) * 1992-07-16 1994-08-02 Telxon Corporation Portable point of sale terminal
WO1994009458A1 (en) * 1992-10-13 1994-04-28 Gilbarco Inc. An apparatus and method for displaying video information
US5455406A (en) * 1992-12-15 1995-10-03 Hitachi, Ltd. Automatic transaction apparatus
US5537315A (en) * 1994-03-23 1996-07-16 Mitcham; Martin K. Method and apparatus for issuing insurance from kiosk
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5544255A (en) * 1994-08-31 1996-08-06 Peripheral Vision Limited Method and system for the capture, storage, transport and authentication of handwritten signatures
US5732400A (en) * 1995-01-04 1998-03-24 Citibank N.A. System and method for a risk-based purchase of goods
US5696909A (en) * 1995-01-27 1997-12-09 Hypercom, Inc. Virtual POS terminal
GB9502819D0 (en) * 1995-02-14 1995-04-05 At & T Global Inf Solution Control systems
JPH08279078A (en) * 1995-04-06 1996-10-22 Fujitsu Ltd Purchase data display method and article registration system
GB9520463D0 (en) * 1995-10-06 1995-12-06 Green Graham M Color-categorized POS station clerk performance evaluation systems and methods
US5764226A (en) * 1995-12-29 1998-06-09 International Business Machine Corp. Reusable and modifiable data entry interface part
JPH09237298A (en) * 1996-02-29 1997-09-09 Hitachi Ltd Electronic currency settlement system
GB2313276B (en) * 1996-05-14 2001-05-02 Fujitsu Ltd Panel displaying method of order receiving pos terminal and order receiving pos terminal
US5739512A (en) * 1996-05-30 1998-04-14 Sun Microsystems, Inc. Digital delivery of receipts
US5915022A (en) * 1996-05-30 1999-06-22 Robinson; Rodney Aaron Method and apparatus for creating and using an encrypted digital receipt for electronic transactions
US5889863A (en) * 1996-06-17 1999-03-30 Verifone, Inc. System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture
JPH1040388A (en) * 1996-07-26 1998-02-13 Pilot Corp:The Device for inputting signature and system for collating signature
US6002395A (en) * 1996-10-31 1999-12-14 Ncr Corporation System and method for building, testing and integrating a graphical touch user interface
DE19646733A1 (en) * 1996-11-13 1998-05-14 Rene Baltus Signature writing surface for signature checking device
IES73865B2 (en) * 1997-03-19 1997-07-02 Trintech Ltd A point-of-sale transaction processing system
JPH10275191A (en) * 1997-03-31 1998-10-13 Hitachi Ltd Electronic transaction system
TW432305B (en) * 1997-03-31 2001-05-01 Hitachi Ltd Electronic commerce transaction system
US6193152B1 (en) 1997-05-09 2001-02-27 Receiptcity.Com, Inc. Modular signature and data-capture system and point of transaction payment and reward system
JP2001502096A (en) * 1997-07-15 2001-02-13 コーニンクレッカ フィリップス エレクトロニクス エヌ ヴィ Methods and systems for designing graphical user interfaces for electronic consumer devices
US5899980A (en) * 1997-08-11 1999-05-04 Trivnet Ltd. Retail method over a wide area network
US6128603A (en) * 1997-09-09 2000-10-03 Dent; Warren T. Consumer-based system and method for managing and paying electronic billing statements
WO1999022327A1 (en) 1997-10-24 1999-05-06 Penware, Inc. Method and system for automated electronic receipt of transactions
BR9815131A (en) * 1997-12-02 2005-05-31 Cash Technologies Inc Automated transaction network, automated transaction terminal, and process for transacting with one of several service providers from an automated transaction terminal
JP2000036000A (en) * 1998-06-30 2000-02-02 Sun Microsyst Inc Neutral observer in electronic commercial transaction
AU3889800A (en) * 1999-03-15 2000-10-04 Netpliance, Inc. Dedicated internet access device and method for use
WO2000067218A1 (en) * 1999-05-03 2000-11-09 The Chase Manhattan Bank System and method for effectuating electronic payments

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1997049050A2 (en) * 1996-06-17 1997-12-24 Verifone, Inc. A system, method and article of manufacture for managing transactions in a high availability system
WO1998028699A1 (en) * 1996-12-24 1998-07-02 Meridian Enterprises, Inc. System and method for administration of an incentive award program through use of credit
EP0855687A2 (en) * 1997-01-15 1998-07-29 AT&T Corp. System and method for distributed content electronic commerce
EP0902381A2 (en) * 1997-09-12 1999-03-17 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
WO1999066438A1 (en) * 1998-06-19 1999-12-23 Walker Digital Corporation Method and apparatus for facilitating electronic commerce through providing cross-benefits during a transaction

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8892470B2 (en) 1997-12-19 2014-11-18 Walker Digital, Llc Pre-sale data broadcast system and method

Also Published As

Publication number Publication date
WO2000079493A1 (en) 2000-12-28
WO2000075855A2 (en) 2000-12-14
WO2000075834A3 (en) 2001-05-25
WO2000075834A2 (en) 2000-12-14
WO2000075835A2 (en) 2000-12-14
WO2000075835A3 (en) 2001-05-03
WO2000079496A3 (en) 2001-02-15
WO2000079496A2 (en) 2000-12-28
EP1185945A2 (en) 2002-03-13
WO2000075890A1 (en) 2000-12-14
WO2000075879A1 (en) 2000-12-14

Similar Documents

Publication Publication Date Title
WO2000075855A3 (en) System for consumer-transaction information that follows the consumer
WO2004042515A3 (en) Method and system for online software purchases
WO2004114168A8 (en) A system and method for facilitating on-line payment
WO2001079966A3 (en) A system and method for using loyalty points
WO2002075478A3 (en) Method for performing secure online payment transactions
EP1231554A3 (en) System and method for providing consumer access to a stored digital receipt generated as a result of a purchase transaction and to business/consumer application related to the stored digital receipt
WO2004027555A3 (en) Processing of transactions with expanded card acceptance
WO2004104757A3 (en) System and method for facilitating a transaction between a merchant and a consumer
WO2010122520A3 (en) Method and system of electronic payment transaction, in particular by using contactless payment means
WO2002013076A3 (en) System and method for tracking affiliates and merchants
GB2375873A (en) Method and apparatus for authenticating financial transactions
EP1467330A3 (en) System and method for obtaining customer bill information and facilitating bill payment at biller websites
ATE401628T1 (en) SYSTEM AND METHOD FOR LOADING A MEMORY CARD
WO2002077758A3 (en) An online content portal system
WO2005033886A3 (en) Method and apparatus to facilitate the electronic accumulation and redemption of a value in an account
WO2002003342A3 (en) Method and apparatus for a payment card system
WO2006004794A3 (en) Payment processing method and system
WO2005086593A3 (en) Inter-operable, multi-operator, multi-bank, multi-merchant mobile payment method and a system therefor
WO2011005617A3 (en) Mobile device including auto initiation
WO2004061564A3 (en) System and method for pricing loans in the secondary mortgage market
EP1028401A3 (en) Method and system for performing a bankcard transaction
WO2004061553A3 (en) Cash flow aggregation system and method
WO2002005231A3 (en) System and method for third-party payment processing
WO2001071681A3 (en) Internet based single entry field electronic payment interface
EP1388797A3 (en) Methods, apparatus and framework for purchasing of goods and services

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): CA JP

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
AK Designated states

Kind code of ref document: A3

Designated state(s): CA JP

AL Designated countries for regional patents

Kind code of ref document: A3

Designated state(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE

122 Ep: pct application non-entry in european phase
NENP Non-entry into the national phase

Ref country code: JP