WO2000048102A8 - Electronic account presentation and response system and method - Google Patents
Electronic account presentation and response system and methodInfo
- Publication number
- WO2000048102A8 WO2000048102A8 PCT/US2000/002674 US0002674W WO0048102A8 WO 2000048102 A8 WO2000048102 A8 WO 2000048102A8 US 0002674 W US0002674 W US 0002674W WO 0048102 A8 WO0048102 A8 WO 0048102A8
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- response system
- electronic account
- account presentation
- presentation
- electronic
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU28669/00A AU2866900A (en) | 1999-02-10 | 2000-02-02 | Electronic account presentation and response system and method |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/248,495 US6493685B1 (en) | 1999-02-10 | 1999-02-10 | Electronic account presentation and response system and method |
US09/248,495 | 1999-02-10 |
Publications (3)
Publication Number | Publication Date |
---|---|
WO2000048102A2 WO2000048102A2 (en) | 2000-08-17 |
WO2000048102A9 WO2000048102A9 (en) | 2002-04-25 |
WO2000048102A8 true WO2000048102A8 (en) | 2002-10-03 |
Family
ID=22939396
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2000/002674 WO2000048102A2 (en) | 1999-02-10 | 2000-02-02 | Electronic account presentation and response system and method |
Country Status (3)
Country | Link |
---|---|
US (1) | US6493685B1 (en) |
AU (1) | AU2866900A (en) |
WO (1) | WO2000048102A2 (en) |
Families Citing this family (329)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US10152876B2 (en) * | 1996-03-27 | 2018-12-11 | Gtj Ventures, Llc | Control, monitoring, and/or security apparatus and method |
US7253731B2 (en) | 2001-01-23 | 2007-08-07 | Raymond Anthony Joao | Apparatus and method for providing shipment information |
US10011247B2 (en) | 1996-03-27 | 2018-07-03 | Gtj Ventures, Llc | Control, monitoring and/or security apparatus and method |
US20080172314A1 (en) | 1996-11-12 | 2008-07-17 | Hahn-Carlson Dean W | Financial institution-based transaction processing system and approach |
US20070055582A1 (en) * | 1996-11-12 | 2007-03-08 | Hahn-Carlson Dean W | Transaction processing with core and distributor processor implementations |
US8396811B1 (en) | 1999-02-26 | 2013-03-12 | Syncada Llc | Validation approach for auditing a vendor-based transaction |
US8392285B2 (en) | 1996-11-12 | 2013-03-05 | Syncada Llc | Multi-supplier transaction and payment programmed processing approach with at least one supplier |
US6128603A (en) * | 1997-09-09 | 2000-10-03 | Dent; Warren T. | Consumer-based system and method for managing and paying electronic billing statements |
US9075136B1 (en) | 1998-03-04 | 2015-07-07 | Gtj Ventures, Llc | Vehicle operator and/or occupant information apparatus and method |
US7606355B2 (en) * | 1998-04-22 | 2009-10-20 | Echarge Corporation | Method and apparatus for ordering goods, services and content over an internetwork |
US7031963B1 (en) * | 1998-11-09 | 2006-04-18 | Unisys Corporation | Green ice printout sorting and delivery program |
US7809636B1 (en) | 1998-11-13 | 2010-10-05 | Jpmorgan Chase Bank, N.A. | System and method for multicurrency and multibank processing over a non-secure network |
WO2000038095A2 (en) | 1998-12-23 | 2000-06-29 | The Chase Manhattan Bank | System and method for integrating trading operations including the generation, processing and tracking of and trade documents |
US6990094B1 (en) | 1999-01-29 | 2006-01-24 | Microsoft Corporation | Method and apparatus for network independent initiation of telephony |
WO2000045574A1 (en) * | 1999-01-29 | 2000-08-03 | International Thinklink Corporation | Apparatus and method for channel-transparent multimedia broadcast messaging |
US20010012346A1 (en) * | 1999-01-29 | 2001-08-09 | Alex Terry | Interactive billing system utilizing a thin web client interface |
US7117172B1 (en) | 1999-03-11 | 2006-10-03 | Corecard Software, Inc. | Methods and systems for managing financial accounts |
US8321411B2 (en) * | 1999-03-23 | 2012-11-27 | Microstrategy, Incorporated | System and method for management of an automatic OLAP report broadcast system |
EP1049056A3 (en) * | 1999-04-26 | 2001-06-13 | CheckFree Corporation | Electronic bill presentment and/or payment clearinghouse |
US6549894B1 (en) * | 1999-05-07 | 2003-04-15 | Legalstar, Inc. | Computerized docketing system for intellectual property law with automatic due date alert |
US7068832B1 (en) | 1999-05-11 | 2006-06-27 | The Chase Manhattan Bank | Lockbox imaging system |
US8607138B2 (en) | 1999-05-28 | 2013-12-10 | Microstrategy, Incorporated | System and method for OLAP report generation with spreadsheet report within the network user interface |
US9208213B2 (en) | 1999-05-28 | 2015-12-08 | Microstrategy, Incorporated | System and method for network user interface OLAP report formatting |
US7389351B2 (en) * | 2001-03-15 | 2008-06-17 | Microsoft Corporation | System and method for identifying and establishing preferred modalities or channels for communications based on participants' preferences and contexts |
US7103806B1 (en) * | 1999-06-04 | 2006-09-05 | Microsoft Corporation | System for performing context-sensitive decisions about ideal communication modalities considering information about channel reliability |
US7444407B2 (en) | 2000-06-29 | 2008-10-28 | Transnexus, Inc. | Intelligent end user devices for clearinghouse services in an internet telephony system |
US7058817B1 (en) | 1999-07-02 | 2006-06-06 | The Chase Manhattan Bank | System and method for single sign on process for websites with multiple applications and services |
US7006994B1 (en) * | 1999-07-16 | 2006-02-28 | American Management Systems, Inc. | Automated receivables management system |
US6578015B1 (en) * | 1999-08-31 | 2003-06-10 | Oracle International Corporation | Methods, devices and systems for electronic bill presentment and payment |
US6940953B1 (en) * | 1999-09-13 | 2005-09-06 | Microstrategy, Inc. | System and method for the creation and automatic deployment of personalized, dynamic and interactive voice services including module for generating and formatting voice services |
US8130918B1 (en) | 1999-09-13 | 2012-03-06 | Microstrategy, Incorporated | System and method for the creation and automatic deployment of personalized, dynamic and interactive voice services, with closed loop transaction processing |
US6587547B1 (en) | 1999-09-13 | 2003-07-01 | Microstrategy, Incorporated | System and method for the creation and automatic deployment of personalized, dynamic and interactive voice services, with real-time drilling via telephone |
US6829334B1 (en) | 1999-09-13 | 2004-12-07 | Microstrategy, Incorporated | System and method for the creation and automatic deployment of personalized, dynamic and interactive voice services, with telephone-based service utilization and control |
US6964012B1 (en) | 1999-09-13 | 2005-11-08 | Microstrategy, Incorporated | System and method for the creation and automatic deployment of personalized, dynamic and interactive voice services, including deployment through personalized broadcasts |
US6836537B1 (en) | 1999-09-13 | 2004-12-28 | Microstrategy Incorporated | System and method for real-time, personalized, dynamic, interactive voice services for information related to existing travel schedule |
WO2001024437A2 (en) | 1999-09-30 | 2001-04-05 | United States Postal Service | Systems and methods for authenticating an electronic message |
US7797543B1 (en) | 1999-09-30 | 2010-09-14 | United States Postal Service | Systems and methods for authenticating an electronic message |
US9430769B2 (en) | 1999-10-01 | 2016-08-30 | Cardinalcommerce Corporation | Secure and efficient payment processing system |
US7742967B1 (en) * | 1999-10-01 | 2010-06-22 | Cardinalcommerce Corporation | Secure and efficient payment processing system |
US7366696B1 (en) * | 1999-10-08 | 2008-04-29 | Checkfree Corporation | Electronic billing with flexible biller controlled electronic bill presentment |
US7805365B1 (en) | 1999-10-25 | 2010-09-28 | Jpmorgan Chase Bank, N.A. | Automated statement presentation, adjustment and payment system and method therefor |
AU3438401A (en) | 1999-11-04 | 2001-05-14 | Jp Morgan Chase Bank | System and method for automated financial project management |
US7509281B1 (en) | 1999-11-12 | 2009-03-24 | Convergys Cmg Utah, Inc. | System and method for statement presentation |
US10275780B1 (en) | 1999-11-24 | 2019-04-30 | Jpmorgan Chase Bank, N.A. | Method and apparatus for sending a rebate via electronic mail over the internet |
US8571975B1 (en) | 1999-11-24 | 2013-10-29 | Jpmorgan Chase Bank, N.A. | System and method for sending money via E-mail over the internet |
EP1107152A3 (en) * | 1999-12-03 | 2007-08-29 | Citibank, N.A. | Method and system for managing communication of information |
US8126784B1 (en) * | 1999-12-08 | 2012-02-28 | Amazon.Com, Inc. | Automatically initiating product replenishment |
WO2001047232A2 (en) | 1999-12-22 | 2001-06-28 | Transnexus, Inc. | Secure enrollment of a device with a clearinghouse server for internet telephony system |
US7003720B1 (en) * | 2000-01-07 | 2006-02-21 | Abf Freight Sysems. Inc. | Electronic shipment planner |
US7945491B2 (en) * | 2000-01-12 | 2011-05-17 | Metavante Corporation | Integrated systems for electronic bill presentment and payment |
US7822683B2 (en) * | 2000-01-21 | 2010-10-26 | Microsoft Corporation | System and method for secure third-party development and hosting within a financial services network |
US7562037B2 (en) * | 2000-01-21 | 2009-07-14 | Wright Carl A | Mass customization billing engine |
GB2358720A (en) * | 2000-01-28 | 2001-08-01 | Ellist Ltd | Benefit information system |
JP2001256423A (en) * | 2000-02-01 | 2001-09-21 | E Business Exchange Pte Ltd | System for preparing and presenting electronic bill |
US7006980B1 (en) | 2000-02-04 | 2006-02-28 | Callvision, Inc. | Method and system for selecting optimal commodities based upon business profile and preferences |
US7262778B1 (en) | 2000-02-11 | 2007-08-28 | Sony Corporation | Automatic color adjustment of a template design |
US7058903B1 (en) | 2000-02-11 | 2006-06-06 | Sony Corporation | Image database jog/shuttle search |
US7822656B2 (en) | 2000-02-15 | 2010-10-26 | Jpmorgan Chase Bank, N.A. | International banking system and method |
US6867789B1 (en) | 2000-02-15 | 2005-03-15 | Bank One, Delaware, National Association | System and method for generating graphical user interfaces |
US8768836B1 (en) | 2000-02-18 | 2014-07-01 | Jpmorgan Chase Bank, N.A. | System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image |
AU2001249230A1 (en) * | 2000-03-17 | 2001-10-03 | United States Postal Service | Methods and systems for establishing an electronic account for a customer |
US7813983B2 (en) * | 2000-04-17 | 2010-10-12 | Accenture Llp | Account and customer creation in an on-line banking model |
US7343339B2 (en) * | 2000-05-03 | 2008-03-11 | Shelton E. Harrison, Jr. | Electronic bond and guaranty process and business method |
US7499872B1 (en) | 2000-06-02 | 2009-03-03 | Tuition Fund, Llc | Methods and systems for applying rebates to higher education |
US20010051920A1 (en) * | 2000-06-07 | 2001-12-13 | Joao Raymond Anthony | Financial transaction and/or wireless communication device authorization, notification and/or security apparatus and method |
US7426530B1 (en) | 2000-06-12 | 2008-09-16 | Jpmorgan Chase Bank, N.A. | System and method for providing customers with seamless entry to a remote server |
US6869028B2 (en) * | 2000-06-14 | 2005-03-22 | The Procter & Gamble Company | Spraying device |
US7302403B1 (en) | 2000-06-16 | 2007-11-27 | Osmio Llc | Order and accounting method and system for services provided via an interactive communication network |
US10185936B2 (en) | 2000-06-22 | 2019-01-22 | Jpmorgan Chase Bank, N.A. | Method and system for processing internet payments |
US7996310B1 (en) * | 2000-07-19 | 2011-08-09 | Globys, Inc. | Electronic financial management and analysis system and related methods |
US7146338B2 (en) * | 2001-06-28 | 2006-12-05 | Checkfree Services Corporation | Inter-network financial service |
US8468071B2 (en) | 2000-08-01 | 2013-06-18 | Jpmorgan Chase Bank, N.A. | Processing transactions using a register portion to track transactions |
AU2001285422A1 (en) | 2000-08-11 | 2002-02-25 | John J. Loy | Trade receivable processing method and apparatus |
US7206768B1 (en) * | 2000-08-14 | 2007-04-17 | Jpmorgan Chase Bank, N.A. | Electronic multiparty accounts receivable and accounts payable system |
EP1319281B1 (en) | 2000-09-11 | 2007-05-09 | TransNexus, Inc. | Clearinghouse server for internet telephony and multimedia communications |
US8335855B2 (en) | 2001-09-19 | 2012-12-18 | Jpmorgan Chase Bank, N.A. | System and method for portal infrastructure tracking |
US20020040355A1 (en) * | 2000-10-02 | 2002-04-04 | Weiner Steven D. | System and method for utility meter swipecard |
US7373382B2 (en) * | 2000-10-03 | 2008-05-13 | Sharp Kabushiki Kaisha | Electronic apparatus, information communications apparatus, management system for same electronic apparatus, and management method for same electronic apparatus |
US8285641B2 (en) | 2000-11-06 | 2012-10-09 | Jpmorgan Chase Bank, N.A. | System and method for selectable funding of electronic transactions |
GB2369973B (en) | 2000-12-06 | 2002-12-04 | Open Business Exchange Ltd | Communication Router |
US20140304828A1 (en) * | 2000-12-07 | 2014-10-09 | Micosoft Corporation | System and Method for Securing Information Distribution via eMail |
US7702579B2 (en) * | 2000-12-19 | 2010-04-20 | Emergis Technologies, Inc. | Interactive invoicer interface |
US7822796B2 (en) * | 2000-12-29 | 2010-10-26 | International Business Machines Corporation | Method and system for electronically qualifying supplier parts |
US6973441B1 (en) * | 2001-01-10 | 2005-12-06 | Lsi Logic Corporation | Method and apparatus for managing accounts payable |
US7525956B2 (en) | 2001-01-11 | 2009-04-28 | Transnexus, Inc. | Architectures for clearing and settlement services between internet telephony clearinghouses |
US7620574B2 (en) * | 2001-01-22 | 2009-11-17 | N2 Broadband, Inc. | Cable billing systems and methods enabling independence of service marketing and provisioning from billing and collection of revenue |
US8805739B2 (en) | 2001-01-30 | 2014-08-12 | Jpmorgan Chase Bank, National Association | System and method for electronic bill pay and presentment |
US7251696B1 (en) | 2001-03-15 | 2007-07-31 | Microsoft Corporation | System and methods enabling a mix of human and automated initiatives in the control of communication policies |
US6988132B2 (en) * | 2001-03-15 | 2006-01-17 | Microsoft Corporation | System and method for identifying and establishing preferred modalities or channels for communications based on participants' preferences and contexts |
US7330895B1 (en) | 2001-03-15 | 2008-02-12 | Microsoft Corporation | Representation, decision models, and user interface for encoding managing preferences, and performing automated decision making about the timing and modalities of interpersonal communications |
WO2002079943A2 (en) * | 2001-03-31 | 2002-10-10 | George Duffield | Cooperative incentive and promotion system and method for use on a computer networking system |
US7779481B2 (en) | 2001-04-12 | 2010-08-17 | United States Postal Service | Systems and methods for electronic postmarking of data including location data |
US8849716B1 (en) | 2001-04-20 | 2014-09-30 | Jpmorgan Chase Bank, N.A. | System and method for preventing identity theft or misuse by restricting access |
NL1017971C2 (en) * | 2001-05-01 | 2002-11-05 | Atos Origin Telco Services B V | Method and measuring system for measuring the use of electronic devices. |
AU2002312381A1 (en) | 2001-06-07 | 2002-12-16 | First Usa Bank, N.A. | System and method for rapid updating of credit information |
US6626356B2 (en) * | 2001-06-14 | 2003-09-30 | General Electric Company | Multi-use credit card for financial transactions and vehicle configuration |
EP1407344A4 (en) | 2001-06-25 | 2004-12-08 | Jp Morgan Chase Bank | Electronic vouchers and a system and method for issuing the same |
US7287005B1 (en) * | 2001-06-29 | 2007-10-23 | Aol Llc, A Delaware Limited Liability Company | Method for supplementing descriptors for online banking transaction statements |
US7266839B2 (en) | 2001-07-12 | 2007-09-04 | J P Morgan Chase Bank | System and method for providing discriminated content to network users |
US20030046194A1 (en) * | 2001-08-08 | 2003-03-06 | Mcclendon Glenn Raymond | Posting lines |
AU2002326775A1 (en) * | 2001-08-28 | 2003-03-18 | Diners Club International Ltd. | Method and system for presenting charge related data on a worldwide basis through a network |
AU2002315020A1 (en) * | 2001-09-05 | 2003-03-24 | Pomark Inc. | Method of transacting account statements |
US8255235B2 (en) | 2001-09-07 | 2012-08-28 | United States Postal Service | Item tracking and anticipated delivery confirmation system method |
US7103576B2 (en) | 2001-09-21 | 2006-09-05 | First Usa Bank, Na | System for providing cardless payment |
US7822684B2 (en) | 2001-10-05 | 2010-10-26 | Jpmorgan Chase Bank, N.A. | Personalized bank teller machine |
WO2003038561A2 (en) | 2001-11-01 | 2003-05-08 | First Usa Bank, N.A. | System and method for establishing or modifying an account with user selectable terms |
US7987501B2 (en) | 2001-12-04 | 2011-07-26 | Jpmorgan Chase Bank, N.A. | System and method for single session sign-on |
US6901387B2 (en) | 2001-12-07 | 2005-05-31 | General Electric Capital Financial | Electronic purchasing method and apparatus for performing the same |
US7577585B2 (en) * | 2001-12-07 | 2009-08-18 | American Express Travel Related Services Company, Inc. | Method and system for completing transactions involving partial shipments |
US7805376B2 (en) * | 2002-06-14 | 2010-09-28 | American Express Travel Related Services Company, Inc. | Methods and apparatus for facilitating a transaction |
US7240032B2 (en) * | 2001-12-20 | 2007-07-03 | First Data Corporation | Customer privacy protection systems and methods |
US7644144B1 (en) | 2001-12-21 | 2010-01-05 | Microsoft Corporation | Methods, tools, and interfaces for the dynamic assignment of people to groups to enable enhanced communication and collaboration |
GB2385163A (en) * | 2002-02-12 | 2003-08-13 | Inventec Corp | Method of sharing expenditure of distribution system |
US7941533B2 (en) | 2002-02-19 | 2011-05-10 | Jpmorgan Chase Bank, N.A. | System and method for single sign-on session management without central server |
US20030158742A1 (en) * | 2002-02-19 | 2003-08-21 | Mike Ford | System and method for providing marketing resources to the insurance and financial professional through a global computer network |
US7809639B2 (en) * | 2002-03-29 | 2010-10-05 | Checkfree Services Corporation | System and method to provide interoperable service across multiple clients |
KR100468031B1 (en) * | 2002-03-29 | 2005-01-24 | (주) 시큐컴 | Publication and settlement of account for an electronic check |
US20030208602A1 (en) * | 2002-04-08 | 2003-11-06 | Cisco Technology, Inc. | System and method for pushing data in an internet protocol network environment |
US7979348B2 (en) * | 2002-04-23 | 2011-07-12 | Clearing House Payments Co Llc | Payment identification code and payment system using the same |
US10562492B2 (en) | 2002-05-01 | 2020-02-18 | Gtj Ventures, Llc | Control, monitoring and/or security apparatus and method |
US7937323B2 (en) * | 2002-05-22 | 2011-05-03 | Pitney Bowes Inc. | Data source independent interface for an electronic bill presentment and payment system |
US20030220871A1 (en) * | 2002-05-22 | 2003-11-27 | Clarke William D. | Customizable electronic bill presentment and payment system and method |
US7328205B1 (en) * | 2002-05-22 | 2008-02-05 | At&T Delaware Intellectual Property, Inc. | System and method for automating an unbillable study |
US20030220863A1 (en) | 2002-05-24 | 2003-11-27 | Don Holm | System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms |
US7689482B2 (en) | 2002-05-24 | 2010-03-30 | Jp Morgan Chase Bank, N.A. | System and method for payer (buyer) defined electronic invoice exchange |
US20030229588A1 (en) * | 2002-06-05 | 2003-12-11 | Pitney Bowes Incorporated | Voice enabled electronic bill presentment and payment system |
US7260194B1 (en) * | 2002-06-12 | 2007-08-21 | At&T Intellectual Property, Inc. | Method and system for providing long distance service |
US7962410B2 (en) * | 2002-06-28 | 2011-06-14 | Pitney Bowes Inc. | Customizable software agents in an electronic bill presentment and payment system |
US7870240B1 (en) | 2002-06-28 | 2011-01-11 | Microsoft Corporation | Metadata schema for interpersonal communications management systems |
EP1546966A1 (en) | 2002-08-30 | 2005-06-29 | Sap Ag | Method and software application for electronic bill presentment and payment |
US8108274B2 (en) * | 2002-09-06 | 2012-01-31 | Emergis Inc. | Interactive electronic bill payment system |
US7058660B2 (en) | 2002-10-02 | 2006-06-06 | Bank One Corporation | System and method for network-based project management |
US20040088254A1 (en) * | 2002-11-01 | 2004-05-06 | Zielke William D. | Selective noticing of availability of an electronic bill |
US7395243B1 (en) | 2002-11-01 | 2008-07-01 | Checkfree Corporation | Technique for presenting matched billers to a consumer |
US7729996B2 (en) | 2002-11-01 | 2010-06-01 | Checkfree Corporation | Reuse of an EBP account through alternate authentication |
US20040133514A1 (en) * | 2002-11-01 | 2004-07-08 | Zielke William D. | Selective noticing of availability of an electronic bill based on service provider data |
US20040133509A1 (en) * | 2002-11-01 | 2004-07-08 | Mccoy Randal A. | Technique for making payments for a non-subscriber payor |
US7526448B2 (en) | 2002-11-01 | 2009-04-28 | Checkfree Corporation | Matching consumers with billers having bills available for electronic presentment |
US8073773B2 (en) | 2002-11-01 | 2011-12-06 | Checkfree Corporation | Technique for identifying probable billers of a consumer |
US8301493B2 (en) | 2002-11-05 | 2012-10-30 | Jpmorgan Chase Bank, N.A. | System and method for providing incentives to consumers to share information |
US7123974B1 (en) * | 2002-11-19 | 2006-10-17 | Rockwell Software Inc. | System and methodology providing audit recording and tracking in real time industrial controller environment |
US7769650B2 (en) | 2002-12-03 | 2010-08-03 | Jp Morgan Chase Bank | Network-based sub-allocation systems and methods for swaps |
AU2003266781B2 (en) * | 2002-12-06 | 2008-12-18 | ZenPay Pty Ltd | Bill Reminder and Payment System and Method |
US7720818B1 (en) | 2002-12-30 | 2010-05-18 | Sprint Communications Company L.P. | On-line account management system having a tiered account information storage system |
US8060467B1 (en) | 2002-12-30 | 2011-11-15 | Sprint Communications Company L.P. | On-line account management system having a synchronized account information data store |
US20040138973A1 (en) * | 2003-01-14 | 2004-07-15 | American Express Travel Related Services Company, Inc. | Method and system for exchange of currency related instructions |
AU2004222389A1 (en) * | 2003-03-13 | 2004-09-30 | Consolidated Billing Solutions, Inc. | Electronic bill presentation and payment system |
US10311412B1 (en) | 2003-03-28 | 2019-06-04 | Jpmorgan Chase Bank, N.A. | Method and system for providing bundled electronic payment and remittance advice |
US20040210520A1 (en) * | 2003-04-02 | 2004-10-21 | Fitzgerald Daleen R. | Bill payment payee information management system and method |
US8630947B1 (en) | 2003-04-04 | 2014-01-14 | Jpmorgan Chase Bank, N.A. | Method and system for providing electronic bill payment and presentment |
US20040243441A1 (en) * | 2003-04-15 | 2004-12-02 | Siegfried Bocionek | Personal and healthcare data financial management system |
US8458067B2 (en) * | 2003-05-06 | 2013-06-04 | American Express Travel Related Services Company, Inc. | System and method for emergency tracking |
US7647257B2 (en) * | 2003-05-06 | 2010-01-12 | American Express Travel Related Services Company, Inc. | System and method for web access to financial data |
US8095462B2 (en) * | 2003-05-30 | 2012-01-10 | Regions Asset Company | Dynamic enrollment control system, method and computer program product |
US20050015338A1 (en) * | 2003-07-16 | 2005-01-20 | Lee Lawrence Weekhar | Electronic Statement Organizer with User Interface and Integrated Bill Payment |
US7702583B1 (en) | 2003-08-01 | 2010-04-20 | Checkfree Corporation | Payment processing with selection of an electronic debiting option |
US8010424B1 (en) * | 2003-08-01 | 2011-08-30 | Checkfree Corporation | Payment processing with payee risk management |
US7653598B1 (en) | 2003-08-01 | 2010-01-26 | Checkfree Corporation | Payment processing with selection of a processing parameter |
US7809617B1 (en) | 2003-08-01 | 2010-10-05 | Checkfree Corporation | Payment processing with selection of a risk reduction technique |
US20050038721A1 (en) * | 2003-08-11 | 2005-02-17 | Websourceit, Llc | Integrated utility accounting, materials management, work management and regulatory reporting software |
US20050049968A1 (en) * | 2003-08-25 | 2005-03-03 | Hervon Porter | Network-based system employing an application server that provides integrated multiparty invoice processing |
EP1671209A4 (en) * | 2003-09-26 | 2009-05-13 | Mastercard International Inc | Payment cards as an online payment option |
US7410736B2 (en) * | 2003-09-30 | 2008-08-12 | Asml Holding N.V. | Methods and systems to compensate for a stitching disturbance of a printed pattern in a maskless lithography system not utilizing overlap of the exposure zones |
US8190893B2 (en) | 2003-10-27 | 2012-05-29 | Jp Morgan Chase Bank | Portable security transaction protocol |
US7792717B1 (en) | 2003-10-31 | 2010-09-07 | Jpmorgan Chase Bank, N.A. | Waterfall prioritized payment processing |
US7702577B1 (en) | 2003-11-06 | 2010-04-20 | Jp Morgan Chase Bank, N.A. | System and method for conversion of initial transaction to final transaction |
US8527381B2 (en) * | 2003-12-05 | 2013-09-03 | Bank Of America Corporation | System and method for authorizing third-party transactions for an account at a financial institution on behalf of the account holder |
US20050125347A1 (en) * | 2003-12-08 | 2005-06-09 | Akialis Ronald P.Jr. | Bill payment authorization system and method |
US7814003B2 (en) | 2003-12-15 | 2010-10-12 | Jp Morgan Chase | Billing workflow system for crediting charges to entities creating derivatives exposure |
US20050160038A1 (en) * | 2004-01-16 | 2005-07-21 | International Business Machines Corporation | Prompted automatic online payments |
US8725607B2 (en) | 2004-01-30 | 2014-05-13 | The Clearing House Payments Company LLC | Electronic payment clearing and check image exchange systems and methods |
US7380707B1 (en) | 2004-02-25 | 2008-06-03 | Jpmorgan Chase Bank, N.A. | Method and system for credit card reimbursements for health care transactions |
WO2005089147A2 (en) | 2004-03-11 | 2005-09-29 | Transnexus, Inc. | Method and system for routing calls over a packet switched computer network |
US7413112B2 (en) * | 2004-03-16 | 2008-08-19 | American Express Travel Related Services Company, Inc. | Method and system for manual authorization |
EP1591931A1 (en) * | 2004-04-27 | 2005-11-02 | CheckFree Corporation | Selective noticing of availability of an electronic bill based on service provider data |
EP1591930A1 (en) * | 2004-04-27 | 2005-11-02 | CheckFree Corporation | Selective noticing of availability of an electronic bill |
US7799273B2 (en) | 2004-05-06 | 2010-09-21 | Smp Logic Systems Llc | Manufacturing execution system for validation, quality and risk assessment and monitoring of pharmaceutical manufacturing processes |
US7444197B2 (en) | 2004-05-06 | 2008-10-28 | Smp Logic Systems Llc | Methods, systems, and software program for validation and monitoring of pharmaceutical manufacturing processes |
EP1782259A4 (en) | 2004-06-09 | 2009-04-22 | Us Bancorp Licensing Inc | Distributor-based transaction processing arrangement and approach |
US20050278255A1 (en) * | 2004-06-09 | 2005-12-15 | Hahn-Carlson Dean W | Transaction data exchange system and approach |
US7574386B2 (en) | 2004-06-09 | 2009-08-11 | U.S. Bank National Association | Transaction accounting auditing approach and system therefor |
AU2005255456B2 (en) | 2004-06-09 | 2007-09-13 | Syncada Llc | Order-resource fulfillment and management system and approach |
US7392934B2 (en) * | 2004-06-09 | 2008-07-01 | U.S. Bank National Association | Transaction accounting processing system and approach |
US8762238B2 (en) | 2004-06-09 | 2014-06-24 | Syncada Llc | Recurring transaction processing system and approach |
US8554673B2 (en) | 2004-06-17 | 2013-10-08 | Jpmorgan Chase Bank, N.A. | Methods and systems for discounts management |
US8121944B2 (en) | 2004-06-24 | 2012-02-21 | Jpmorgan Chase Bank, N.A. | Method and system for facilitating network transaction processing |
US8290862B2 (en) | 2004-07-23 | 2012-10-16 | Jpmorgan Chase Bank, N.A. | Method and system for expediting payment delivery |
US8290863B2 (en) | 2004-07-23 | 2012-10-16 | Jpmorgan Chase Bank, N.A. | Method and system for expediting payment delivery |
US20060047552A1 (en) * | 2004-08-24 | 2006-03-02 | Epic Systems Corporation | Smart appointment recall method and apparatus |
US7958030B2 (en) * | 2004-09-01 | 2011-06-07 | Visa U.S.A. Inc. | System and method for issuer originated payments for on-line banking bill payments |
WO2006065789A2 (en) | 2004-12-13 | 2006-06-22 | Transnexus, Inc. | Method and system for securely authorizing anonymous peers of voip networks |
US8238329B2 (en) | 2005-12-13 | 2012-08-07 | Transnexus, Inc. | Method and system for securely authorizing VoIP interconnections between anonymous peers of VoIP networks |
US20060167791A1 (en) * | 2004-12-29 | 2006-07-27 | Hahn-Carlson Dean W | Multi-party transaction processing system and approach |
CA2503740A1 (en) * | 2005-03-11 | 2006-09-11 | Dushyant Sharma | Electronic payment system for financial institutions and companies to receive online payments |
US7284336B2 (en) * | 2005-03-31 | 2007-10-23 | Specialized Bicycle Components, Inc. | Saddle fit system and method |
US7970671B2 (en) * | 2005-04-12 | 2011-06-28 | Syncada Llc | Automated transaction processing system and approach with currency conversion |
US7731084B2 (en) * | 2005-05-23 | 2010-06-08 | Seiko Epson Corporation | Devices and methods for monitoring transaction data from point-of-sale devices |
US7822682B2 (en) | 2005-06-08 | 2010-10-26 | Jpmorgan Chase Bank, N.A. | System and method for enhancing supply chain transactions |
US7676409B1 (en) | 2005-06-20 | 2010-03-09 | Jpmorgan Chase Bank, N.A. | Method and system for emulating a private label over an open network |
US8185877B1 (en) | 2005-06-22 | 2012-05-22 | Jpmorgan Chase Bank, N.A. | System and method for testing applications |
US10685344B2 (en) * | 2005-07-29 | 2020-06-16 | British Tlecommunications Plc | Communications system |
US8583926B1 (en) | 2005-09-19 | 2013-11-12 | Jpmorgan Chase Bank, N.A. | System and method for anti-phishing authentication |
US8874477B2 (en) | 2005-10-04 | 2014-10-28 | Steven Mark Hoffberg | Multifactorial optimization system and method |
US20070083465A1 (en) * | 2005-10-07 | 2007-04-12 | Visa U.S.A., Inc. | Method and system using bill payment reminders |
US8301529B1 (en) | 2005-11-02 | 2012-10-30 | Jpmorgan Chase Bank, N.A. | Method and system for implementing effective governance of transactions between trading partners |
US7225093B1 (en) * | 2005-11-21 | 2007-05-29 | Agilent Technologies, Inc. | System and method for generating triggers based on predetermined trigger waveform and a measurement signal |
CA2648583A1 (en) * | 2006-04-21 | 2007-11-01 | Controlabill Pty Ltd | Automated budget management, multiple payment, and payment authority management |
US7734545B1 (en) | 2006-06-14 | 2010-06-08 | Jpmorgan Chase Bank, N.A. | Method and system for processing recurring payments |
US8793490B1 (en) | 2006-07-14 | 2014-07-29 | Jpmorgan Chase Bank, N.A. | Systems and methods for multifactor authentication |
US8712884B2 (en) | 2006-10-06 | 2014-04-29 | Syncada Llc | Transaction finance processing system and approach |
US7916925B2 (en) | 2007-02-09 | 2011-03-29 | Jpmorgan Chase Bank, N.A. | System and method for generating magnetic ink character recognition (MICR) testing documents |
US7711716B2 (en) * | 2007-03-06 | 2010-05-04 | Microsoft Corporation | Optimizations for a background database consistency check |
US20080288400A1 (en) * | 2007-04-27 | 2008-11-20 | Cashedge, Inc. | Centralized Payment Method and System for Online and Offline Transactions |
US8306883B2 (en) | 2007-04-30 | 2012-11-06 | Textura Corporation | Construction payment management systems and methods with specified billing features |
US7904354B2 (en) * | 2007-05-04 | 2011-03-08 | Validas, Llc | Web based auto bill analysis method |
US8666849B2 (en) | 2007-05-04 | 2014-03-04 | Validas, Llc | Computer implemented method for bill analysis over the internet |
US8473735B1 (en) | 2007-05-17 | 2013-06-25 | Jpmorgan Chase | Systems and methods for managing digital certificates |
US8521648B2 (en) | 2007-06-26 | 2013-08-27 | The Western University Company | Consolidated payment options |
US20090006250A1 (en) * | 2007-06-26 | 2009-01-01 | The Western Union Company | Methods and systems for tracking and reporting financial transactions |
US8762270B1 (en) | 2007-08-10 | 2014-06-24 | Jpmorgan Chase Bank, N.A. | System and method for providing supplemental payment or transaction information |
JP2010536110A (en) | 2007-08-12 | 2010-11-25 | エルビズリ,サメール | System and method for offsetting invoice debt |
US20100042547A1 (en) * | 2008-08-12 | 2010-02-18 | The Western Union Company | Methods and systems for money transfer with cable and/or satellite providers |
US20090327111A1 (en) * | 2007-09-28 | 2009-12-31 | The Western Union Company | Bill payment in association with television service providers systems and methods |
US10679196B2 (en) * | 2007-09-28 | 2020-06-09 | The Western Union Company | Bill payment aggregation service |
US8725637B2 (en) * | 2007-09-28 | 2014-05-13 | The Western Union Company | Methods and systems for generating invoices |
US8788281B1 (en) | 2007-12-03 | 2014-07-22 | Jp Morgan Chase Bank, N.A. | System and method for processing qualified healthcare account related financial transactions |
US7766244B1 (en) | 2007-12-31 | 2010-08-03 | Jpmorgan Chase Bank, N.A. | System and method for processing transactions using a multi-account transactions device |
US8622308B1 (en) | 2007-12-31 | 2014-01-07 | Jpmorgan Chase Bank, N.A. | System and method for processing transactions using a multi-account transactions device |
US8321682B1 (en) | 2008-01-24 | 2012-11-27 | Jpmorgan Chase Bank, N.A. | System and method for generating and managing administrator passwords |
US8751337B2 (en) | 2008-01-25 | 2014-06-10 | Syncada Llc | Inventory-based payment processing system and approach |
US10540712B2 (en) * | 2008-02-08 | 2020-01-21 | The Pnc Financial Services Group, Inc. | User interface with controller for selectively redistributing funds between accounts |
US20090240567A1 (en) * | 2008-02-21 | 2009-09-24 | Micronotes, Llc | Interactive marketing system |
US10255609B2 (en) | 2008-02-21 | 2019-04-09 | Micronotes, Inc. | Interactive marketing system |
US8401938B1 (en) | 2008-05-12 | 2013-03-19 | The Pnc Financial Services Group, Inc. | Transferring funds between parties' financial accounts |
US8768736B1 (en) | 2008-05-12 | 2014-07-01 | The Pnc Financial Services Group, Inc. | Tracking customer spending |
US8229806B1 (en) | 2008-05-12 | 2012-07-24 | The Pnc Financial Services Group, Inc. | Computer implemented method of tracking customer spending and income |
US8751385B1 (en) | 2008-05-15 | 2014-06-10 | The Pnc Financial Services Group, Inc. | Financial email |
CA2730175A1 (en) * | 2008-07-09 | 2010-01-14 | Xtreme Mobility Inc. | Secure wireless deposit system and method |
US8065230B1 (en) | 2008-07-14 | 2011-11-22 | The Pnc Financial Services Group, Inc. | Family purchase card for developing financial management skills |
US20100023391A1 (en) * | 2008-07-25 | 2010-01-28 | Hudetz Peter R | System and method for tracking commercial activity |
US20100057548A1 (en) * | 2008-08-27 | 2010-03-04 | Globy's,Inc. | Targeted customer offers based on predictive analytics |
US8112355B1 (en) | 2008-09-05 | 2012-02-07 | Jpmorgan Chase Bank, N.A. | Method and system for buyer centric dispute resolution in electronic payment system |
US9092447B1 (en) | 2008-10-20 | 2015-07-28 | Jpmorgan Chase Bank, N.A. | Method and system for duplicate detection |
US8391584B2 (en) | 2008-10-20 | 2013-03-05 | Jpmorgan Chase Bank, N.A. | Method and system for duplicate check detection |
US20110246346A1 (en) * | 2009-01-21 | 2011-10-06 | Billshrink, Inc. | System and method for providing an online link to alternative offers related to a bill assessment in association with an online financial account |
US10594870B2 (en) | 2009-01-21 | 2020-03-17 | Truaxis, Llc | System and method for matching a savings opportunity using census data |
US10504126B2 (en) | 2009-01-21 | 2019-12-10 | Truaxis, Llc | System and method of obtaining merchant sales information for marketing or sales teams |
US20110246281A1 (en) * | 2009-01-21 | 2011-10-06 | Billshrink, Inc. | System and method for providing a savings opportunity in association with a financial account |
US20110246268A1 (en) * | 2009-01-21 | 2011-10-06 | Billshrink, Inc. | System and method for providing an opportunity to assess alternative offerings related to a financial transaction |
US10891036B1 (en) | 2009-01-30 | 2021-01-12 | The Pnc Financial Services Group, Inc. | User interfaces and system including same |
US8965798B1 (en) | 2009-01-30 | 2015-02-24 | The Pnc Financial Services Group, Inc. | Requesting reimbursement for transactions |
US8447687B2 (en) * | 2009-03-30 | 2013-05-21 | Albert OGRODSKI | Method and system for centralized identity and account controls |
US8290835B2 (en) * | 2009-05-28 | 2012-10-16 | Fiserv, Inc. | Systems, methods, and apparatus for establishing payees based on cleared items posted to a financial account |
US20100306094A1 (en) * | 2009-05-28 | 2010-12-02 | Fiserv, Inc. | Systems, methods, and apparatus for identifying payees from cleared items posted to a financial account |
US9608826B2 (en) | 2009-06-29 | 2017-03-28 | Jpmorgan Chase Bank, N.A. | System and method for partner key management |
US10387853B1 (en) | 2010-01-19 | 2019-08-20 | The Pnc Financial Services Group, Inc. | Secondary purchase card for financial transactions (“cap card”) |
CA2692677C (en) * | 2010-02-26 | 2017-10-03 | Xtreme Mobility Inc. | Secure billing system and method for a mobile device |
US8447641B1 (en) | 2010-03-29 | 2013-05-21 | Jpmorgan Chase Bank, N.A. | System and method for automatically enrolling buyers into a network |
US8780115B1 (en) | 2010-04-06 | 2014-07-15 | The Pnc Financial Services Group, Inc. | Investment management marketing tool |
US8791949B1 (en) | 2010-04-06 | 2014-07-29 | The Pnc Financial Services Group, Inc. | Investment management marketing tool |
US11475523B1 (en) | 2010-07-02 | 2022-10-18 | The Pnc Financial Services Group, Inc. | Investor retirement lifestyle planning tool |
US11475524B1 (en) | 2010-07-02 | 2022-10-18 | The Pnc Financial Services Group, Inc. | Investor retirement lifestyle planning tool |
US8417614B1 (en) | 2010-07-02 | 2013-04-09 | The Pnc Financial Services Group, Inc. | Investor personality tool |
US8423444B1 (en) | 2010-07-02 | 2013-04-16 | The Pnc Financial Services Group, Inc. | Investor personality tool |
US20120011071A1 (en) * | 2010-07-12 | 2012-01-12 | Sean Pennock | Remote invoice and negotiable instrument processing |
US8566243B1 (en) * | 2010-07-15 | 2013-10-22 | Cellco Partnership | Secure E-mail billing |
US8589288B1 (en) | 2010-10-01 | 2013-11-19 | Jpmorgan Chase Bank, N.A. | System and method for electronic remittance of funds |
US9596237B2 (en) | 2010-12-14 | 2017-03-14 | Salt Technology, Inc. | System and method for initiating transactions on a mobile device |
US8321316B1 (en) | 2011-02-28 | 2012-11-27 | The Pnc Financial Services Group, Inc. | Income analysis tools for wealth management |
US9665908B1 (en) | 2011-02-28 | 2017-05-30 | The Pnc Financial Services Group, Inc. | Net worth analysis tools |
US9852470B1 (en) | 2011-02-28 | 2017-12-26 | The Pnc Financial Services Group, Inc. | Time period analysis tools for wealth management transactions |
US8374940B1 (en) | 2011-02-28 | 2013-02-12 | The Pnc Financial Services Group, Inc. | Wealth allocation analysis tools |
US8543504B1 (en) * | 2011-03-30 | 2013-09-24 | Jpmorgan Chase Bank, N.A. | Systems and methods for automated invoice entry |
US8543503B1 (en) * | 2011-03-30 | 2013-09-24 | Jpmorgan Chase Bank, N.A. | Systems and methods for automated invoice entry |
US10733570B1 (en) | 2011-04-19 | 2020-08-04 | The Pnc Financial Services Group, Inc. | Facilitating employee career development |
US20130054452A1 (en) * | 2011-08-30 | 2013-02-28 | Fiserv, Inc. | Systems and methods for activating electronic bill presentment |
US9042527B2 (en) | 2011-10-17 | 2015-05-26 | At&T Intellectual Property I, L.P. | Visual voice mail delivery mechanisms |
US9025739B2 (en) | 2011-10-20 | 2015-05-05 | At&T Intellectual Property I, L.P. | System and method for visual voice mail in a multi-screen environment |
US9282185B2 (en) | 2011-10-17 | 2016-03-08 | At&T Intellectual Property I, L.P. | System and method for callee-caller specific greetings for voice mail |
US8489075B2 (en) | 2011-11-16 | 2013-07-16 | At&T Intellectual Property I, L.P. | System and method for augmenting features of visual voice mail |
US8515029B2 (en) | 2011-11-02 | 2013-08-20 | At&T Intellectual Property I, L.P. | System and method for visual voice mail in an LTE environment |
US9792451B2 (en) | 2011-12-09 | 2017-10-17 | Echarge2 Corporation | System and methods for using cipher objects to protect data |
US10169812B1 (en) * | 2012-01-20 | 2019-01-01 | The Pnc Financial Services Group, Inc. | Providing financial account information to users |
US9760928B1 (en) | 2012-03-26 | 2017-09-12 | Amazon Technologies, Inc. | Cloud resource marketplace for third-party capacity |
US9055067B1 (en) | 2012-03-26 | 2015-06-09 | Amazon Technologies, Inc. | Flexible-location reservations and pricing for network-accessible resource capacity |
US11206579B1 (en) | 2012-03-26 | 2021-12-21 | Amazon Technologies, Inc. | Dynamic scheduling for network data transfers |
US9985848B1 (en) | 2012-03-27 | 2018-05-29 | Amazon Technologies, Inc. | Notification based pricing of excess cloud capacity |
US9240025B1 (en) | 2012-03-27 | 2016-01-19 | Amazon Technologies, Inc. | Dynamic pricing of network-accessible resources for stateful applications |
US9479382B1 (en) | 2012-03-27 | 2016-10-25 | Amazon Technologies, Inc. | Execution plan generation and scheduling for network-accessible resources |
US9294236B1 (en) | 2012-03-27 | 2016-03-22 | Amazon Technologies, Inc. | Automated cloud resource trading system |
US10223647B1 (en) | 2012-03-27 | 2019-03-05 | Amazon Technologies, Inc. | Dynamic modification of interruptibility settings for network-accessible resources |
CN104603809B (en) | 2012-04-16 | 2019-07-05 | 盐技术股份有限公司 | Promote the system and method for transaction using virtual card on the mobile apparatus |
US10152449B1 (en) * | 2012-05-18 | 2018-12-11 | Amazon Technologies, Inc. | User-defined capacity reservation pools for network-accessible resources |
US10686677B1 (en) | 2012-05-18 | 2020-06-16 | Amazon Technologies, Inc. | Flexible capacity reservations for network-accessible resources |
US9246986B1 (en) | 2012-05-21 | 2016-01-26 | Amazon Technologies, Inc. | Instance selection ordering policies for network-accessible resources |
US10846788B1 (en) | 2012-06-28 | 2020-11-24 | Amazon Technologies, Inc. | Resource group traffic rate service |
US9154589B1 (en) | 2012-06-28 | 2015-10-06 | Amazon Technologies, Inc. | Bandwidth-optimized cloud resource placement service |
US9306870B1 (en) | 2012-06-28 | 2016-04-05 | Amazon Technologies, Inc. | Emulating circuit switching in cloud networking environments |
USD678653S1 (en) | 2012-07-19 | 2013-03-19 | Jpmorgan Chase Bank, N.A. | Drive-up financial transaction machine |
US20140188726A1 (en) * | 2012-12-28 | 2014-07-03 | Wal-Mart Stores, Inc. | Payment validation systems and methods |
US20140188700A1 (en) * | 2012-12-28 | 2014-07-03 | Wal-Mart Stores, Inc. | Online payment systems and methods |
US10282712B2 (en) | 2013-02-07 | 2019-05-07 | Jpmorgan Chase Bank, N.A. | Integrated electronic disbursement and cash flow management system and method |
US10387858B2 (en) | 2013-02-07 | 2019-08-20 | Jpmorgan Chase Bank, N.A. | Integrated electronic cash flow management system and method |
US20140258104A1 (en) * | 2013-03-06 | 2014-09-11 | Bottomline Technologies (De) Inc. | Automatic payment component for an electronic invoice payment system |
USD690074S1 (en) | 2013-03-13 | 2013-09-17 | Jpmorgan Chase Bank, N.A. | Financial transaction machine |
US9419957B1 (en) | 2013-03-15 | 2016-08-16 | Jpmorgan Chase Bank, N.A. | Confidence-based authentication |
US20150186855A1 (en) * | 2013-05-09 | 2015-07-02 | Invoice Cloud Incorporated | Electronic invoicing and payment |
US10346890B2 (en) | 2013-05-31 | 2019-07-09 | Mastercard International Incorporated | Systems and methods for consolidating and standardizing billing event data |
US10546441B2 (en) | 2013-06-04 | 2020-01-28 | Raymond Anthony Joao | Control, monitoring, and/or security, apparatus and method for premises, vehicles, and/or articles |
WO2015066083A1 (en) * | 2013-10-28 | 2015-05-07 | Firstnod, Llc | System and method for merchandising |
US20150127398A1 (en) * | 2013-11-05 | 2015-05-07 | Bank Of America Corporation | User interface for managing payment recovery queues used in the recovery of payment from financial accounts in arrears |
US9058626B1 (en) | 2013-11-13 | 2015-06-16 | Jpmorgan Chase Bank, N.A. | System and method for financial services device usage |
US10148726B1 (en) | 2014-01-24 | 2018-12-04 | Jpmorgan Chase Bank, N.A. | Initiating operating system commands based on browser cookies |
US10504075B2 (en) * | 2014-03-10 | 2019-12-10 | Aliaswire, Inc. | Methods, systems, and devices to dynamically customize electronic bill presentment and payment workflows |
US9639830B2 (en) * | 2014-03-10 | 2017-05-02 | Aliaswire, Inc. | Methods, systems, and devices to dynamically customize electronic bill presentment and payment workflows |
US20150324873A1 (en) * | 2014-05-09 | 2015-11-12 | Factor Systems, Inc. | System and method for automatically transitioning customers from one service to another service |
US9821738B2 (en) | 2014-06-30 | 2017-11-21 | Raymond Anthony Joao | Battery power management apparatus and method |
US11295308B1 (en) | 2014-10-29 | 2022-04-05 | The Clearing House Payments Company, L.L.C. | Secure payment processing |
US11694168B2 (en) | 2015-07-01 | 2023-07-04 | The Clearing House Payments Company L.L.C. | Real-time payment system, method, apparatus, and computer program |
US11042882B2 (en) | 2015-07-01 | 2021-06-22 | The Clearing House Payments Company, L.L.C. | Real-time payment system, method, apparatus, and computer program |
WO2017152037A1 (en) | 2016-03-04 | 2017-09-08 | 1Usf, Inc. | Systems and methods for media codecs and containers |
CN113112254A (en) * | 2016-11-11 | 2021-07-13 | 创新先进技术有限公司 | Regional message sharing method and device |
CN108074086A (en) * | 2016-11-14 | 2018-05-25 | 咪咕音乐有限公司 | Charge system |
US11430028B1 (en) * | 2017-11-30 | 2022-08-30 | United Services Automobile Association (Usaa) | Directed information assistance systems and methods |
US11436577B2 (en) | 2018-05-03 | 2022-09-06 | The Clearing House Payments Company L.L.C. | Bill pay service with federated directory model support |
US10248527B1 (en) | 2018-09-19 | 2019-04-02 | Amplero, Inc | Automated device-specific dynamic operation modifications |
US10623275B1 (en) | 2019-02-27 | 2020-04-14 | Bank Of America Corporation | Network operational decision engine |
US11760227B2 (en) | 2021-02-15 | 2023-09-19 | Raymond Anthony Joao | Battery power management apparatus and method |
CN115187320B (en) * | 2022-08-01 | 2024-01-30 | 港航纵横(上海)数字科技有限公司 | Method/system, equipment, medium and financial system for sending electronic invoice |
Family Cites Families (24)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5383113A (en) | 1991-07-25 | 1995-01-17 | Checkfree Corporation | System and method for electronically providing customer services including payment of bills, financial analysis and loans |
EP0692119A1 (en) * | 1992-10-22 | 1996-01-17 | American Express Travel Related Services Company, Inc. | Automated billing consolidation system and method |
US5465206B1 (en) | 1993-11-01 | 1998-04-21 | Visa Int Service Ass | Electronic bill pay system |
US5920847A (en) | 1993-11-01 | 1999-07-06 | Visa International Service Association | Electronic bill pay system |
US5649117A (en) | 1994-06-03 | 1997-07-15 | Midwest Payment Systems | System and method for paying bills and other obligations including selective payor and payee controls |
US5790793A (en) | 1995-04-04 | 1998-08-04 | Higley; Thomas | Method and system to create, transmit, receive and process information, including an address to further information |
US5677955A (en) * | 1995-04-07 | 1997-10-14 | Financial Services Technology Consortium | Electronic funds transfer instruments |
US5832460A (en) * | 1995-06-02 | 1998-11-03 | International Business Machines Corporation | Method and system for bill presentation and payment reconciliation |
US5699528A (en) | 1995-10-31 | 1997-12-16 | Mastercard International, Inc. | System and method for bill delivery and payment over a communications network |
US5761650A (en) * | 1995-12-29 | 1998-06-02 | Csg Systems, Inc. | Billing system and method |
US5809242A (en) | 1996-04-19 | 1998-09-15 | Juno Online Services, L.P. | Electronic mail system for displaying advertisement at local computer received from remote system while the local computer is off-line the remote system |
US5884288A (en) | 1996-07-01 | 1999-03-16 | Sun Microsystems, Inc. | Method and system for electronic bill payment |
CA2267951C (en) * | 1996-10-09 | 2003-12-30 | Visa International Service Association | Electronic statement presentment system |
US6070150A (en) * | 1996-10-18 | 2000-05-30 | Microsoft Corporation | Electronic bill presentment and payment system |
WO1998058339A1 (en) | 1997-06-17 | 1998-12-23 | Citibank, N.A. | A novel method and system for improved bill payment |
US6049786A (en) * | 1997-07-22 | 2000-04-11 | Unisys Corporation | Electronic bill presentment and payment system which deters cheating by employing hashes and digital signatures |
US5974146A (en) | 1997-07-30 | 1999-10-26 | Huntington Bancshares Incorporated | Real time bank-centric universal payment system |
US6292789B1 (en) | 1997-08-26 | 2001-09-18 | Citibank, N.A. | Method and system for bill presentment and payment |
US6044362A (en) | 1997-09-08 | 2000-03-28 | Neely; R. Alan | Electronic invoicing and payment system |
US6128603A (en) | 1997-09-09 | 2000-10-03 | Dent; Warren T. | Consumer-based system and method for managing and paying electronic billing statements |
WO1999015999A1 (en) | 1997-09-24 | 1999-04-01 | Microsoft Corporation | System and method for designing responses for electronic billing statements |
US6157924A (en) * | 1997-11-07 | 2000-12-05 | Bell & Howell Mail Processing Systems Company | Systems, methods, and computer program products for delivering information in a preferred medium |
US6327577B1 (en) * | 1997-12-19 | 2001-12-04 | Checkfree Services Corporation | Electronic bill payment system with account-number scheming |
US6304857B1 (en) * | 1998-06-08 | 2001-10-16 | Microsoft Corporation | Distributed electronic billing system with gateway interfacing biller and service center |
-
1999
- 1999-02-10 US US09/248,495 patent/US6493685B1/en not_active Expired - Lifetime
-
2000
- 2000-02-02 AU AU28669/00A patent/AU2866900A/en not_active Abandoned
- 2000-02-02 WO PCT/US2000/002674 patent/WO2000048102A2/en active Application Filing
Also Published As
Publication number | Publication date |
---|---|
US6493685B1 (en) | 2002-12-10 |
AU2866900A (en) | 2000-08-29 |
WO2000048102A2 (en) | 2000-08-17 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
AU2866900A (en) | Electronic account presentation and response system and method | |
AU4513501A (en) | Electronic offer method and system | |
AU4846400A (en) | Wiring system and method therefor | |
AU2002220204A1 (en) | Electronic payment system and method | |
AU1363801A (en) | Virtual presentation system and method | |
AU1450601A (en) | Transaction system and method therefor | |
AU4606401A (en) | Electronic payroll system and method | |
AU1793400A (en) | Electronic access control system and method | |
AU2001243493A1 (en) | Method and system for advertising | |
AU3305600A (en) | Tagging system and method | |
AU2578301A (en) | Mounting system and method | |
AU7873500A (en) | System and method for displaying graphs | |
AU6774400A (en) | System and method for ambient noise response | |
AU1539501A (en) | Transaction system and method | |
AU3611400A (en) | Display device and method therefor | |
AUPQ762800A0 (en) | Advertising system and method | |
AU8021300A (en) | Electronic technical support marketplace system and method | |
AU2001233570A1 (en) | System and method of electronic transaction | |
AU1034201A (en) | Method for secure electronic transaction and corresponding system | |
AU3329900A (en) | Advertising system and method using electronic communication | |
AU2001264377A1 (en) | Electronic commerce system and method | |
AU5786700A (en) | System and method for short notice advertising placement | |
AU4688001A (en) | Information display system and information display method | |
AU2428800A (en) | Display device and display method | |
AU2593301A (en) | Electronic commerce system and method |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
AK | Designated states |
Kind code of ref document: A2 Designated state(s): AE AL AM AT AU AZ BA BB BG BR BY CA CH CN CR CU CZ DE DK DM EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG UZ VN YU ZA ZW |
|
AL | Designated countries for regional patents |
Kind code of ref document: A2 Designated state(s): GH GM KE LS MW SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG |
|
121 | Ep: the epo has been informed by wipo that ep was designated in this application | ||
DFPE | Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101) | ||
REG | Reference to national code |
Ref country code: DE Ref legal event code: 8642 |
|
AK | Designated states |
Kind code of ref document: C1 Designated state(s): AE AL AM AT AU AZ BA BB BG BR BY CA CH CN CR CU CZ DE DK DM EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG UZ VN YU ZA ZW |
|
AL | Designated countries for regional patents |
Kind code of ref document: C1 Designated state(s): GH GM KE LS MW SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG |
|
D17 | Declaration under article 17(2)a | ||
122 | Ep: pct application non-entry in european phase |