WO2000011568A1 - Prepaid card vending machine and method - Google Patents

Prepaid card vending machine and method Download PDF

Info

Publication number
WO2000011568A1
WO2000011568A1 PCT/US1998/017429 US9817429W WO0011568A1 WO 2000011568 A1 WO2000011568 A1 WO 2000011568A1 US 9817429 W US9817429 W US 9817429W WO 0011568 A1 WO0011568 A1 WO 0011568A1
Authority
WO
WIPO (PCT)
Prior art keywords
vending machine
credit
communicating
credit card
housing
Prior art date
Application number
PCT/US1998/017429
Other languages
French (fr)
Inventor
Jason Bailis
Original Assignee
Harris Corporation
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Harris Corporation filed Critical Harris Corporation
Priority to PCT/US1998/017429 priority Critical patent/WO2000011568A1/en
Priority to AU91143/98A priority patent/AU9114398A/en
Publication of WO2000011568A1 publication Critical patent/WO2000011568A1/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards

Definitions

  • Prepaid telephone systems are well known.
  • a user is conventionally provided with a plastic card with a code which identifies the amount of credit carried by the PrePaid Card and a personal identification number ("PIN") for that PrePaid Card.
  • PIN personal identification number
  • This card (a "PrePaid Card”) may then be used from any telephone, generally a toll free call, to access a server in the prepaid telephone switching system.
  • the association by the server in its data base of the credit on the card at the time of sale with that account/PIN is known as the "activation" of the PrePaid Card.
  • the subscriber may simply dial the prepaid telephone system and, in response to a tone or voice prompt, dial his PIN to receive access to the telephone network.
  • the server which controls the operation of the telephone switching system causes the telephone switching network to service the call to the extent that the subscriber has credit associated with his PIN in the data base to which the server is connected.
  • Vending machines have been used to dispense PrePaid Cards, i.e., a subscriber may by the insertion of one or more bills into a conventional bill reader of the vending machine cause a PrePaid Card to be "charged” with the amount of cash inserted into the vending machine.
  • a PrePaid Card With known machines, either the PrePaid Card must be activated by a proprietary method of the particular vending machine or the machine must store pre-activated cards, tying up inventory capacity and posing a theft risk.
  • Figure 1 is a functional block diagram of one embodiment of the PrePaid Card vending system of the present invention.
  • Figure 2 is a functional block diagram illustrating a second embodiment of the PrePaid Card vending system of the present invention.
  • a vending machine 10 may be located in any suitable place and may be provided with a conventional credit card reader 12, a conventional manual keyboard 14 and a conventional PrePaid Card dispenser 16.
  • the vending machine 10 may also be provided with a conventional interface 18 for operably connecting the vending machine to a credit network such as that of a credit card or automatic teller machine (“ATM”) network 19, in turn operably connected in a conventional manner to the user's banking institution 20.
  • a credit network such as that of a credit card or automatic teller machine (“ATM") network 19
  • ATM automatic teller machine
  • the vending machine 10 may also be connected through any conventional interface 22 such as telephone lines or the Internet to the server 24 and associated data base 26 associated with the telephone switching network (not shown) .
  • the user may insert his credit card into the credit card reader 12 of the vending machine 10.
  • the credit card may be a bank card or the card of an ATM.
  • the user enters his credit card account and PIN or ATM PIN into the keyboard 14 to thereby access the data base associated with the user's bank 20.
  • the user may then enter through the keyboard 14 the amount of credit he desires to be transferred to the PrePaid Card being purchased, and the transfer of funds, once approved by the user's bank 20, is applied to a PrePaid Card and the PrePaid Card dispensed for activation in the usual manner.
  • the user may use the keyboard to enter the account/PIN of his PrePaid Card and instruct the vending machine to credit his account in the data base 26 of the prepaid telephone system.
  • the user may credit the account associated with an existing prepaid telephone account/PIN without having to receive a new PrePaid Card and go through the activation process for that PrePaid Card.
  • the prepaid server 24 need not be connected directly to the vending machine 10, but may alternatively be connected to the vending machine 10 via the ATM network 19.

Abstract

A vending machine located in any suitable place and may be provided with a conventional credit card reader (12), a conventional manual keyboard (14) and a conventional prepaid card dispenser (16). The vending machine is provided with a conventional interface (18) for operably connecting the vending machine to a credit network such as that of a credit card or automatic teller machine network (19).

Description

PREPAID CARD VENDING MACHINE AND METHOD
BACKGROUND OF THE INVENTION Prepaid telephone systems are well known. In such systems, a user is conventionally provided with a plastic card with a code which identifies the amount of credit carried by the PrePaid Card and a personal identification number ("PIN") for that PrePaid Card. This card (a "PrePaid Card") may then be used from any telephone, generally a toll free call, to access a server in the prepaid telephone switching system. The association by the server in its data base of the credit on the card at the time of sale with that account/PIN is known as the "activation" of the PrePaid Card. Once the account in the prepaid telephone data base has been activated, the subscriber may simply dial the prepaid telephone system and, in response to a tone or voice prompt, dial his PIN to receive access to the telephone network. The server which controls the operation of the telephone switching system causes the telephone switching network to service the call to the extent that the subscriber has credit associated with his PIN in the data base to which the server is connected.
Vending machines have been used to dispense PrePaid Cards, i.e., a subscriber may by the insertion of one or more bills into a conventional bill reader of the vending machine cause a PrePaid Card to be "charged" with the amount of cash inserted into the vending machine. With known machines, either the PrePaid Card must be activated by a proprietary method of the particular vending machine or the machine must store pre-activated cards, tying up inventory capacity and posing a theft risk.
Accordingly, it is an object of the present invention to provide a novel vending system and method which obviates many of the disadvantages of known PrePaid Card dispensing systems.
It is another object of the present invention to provide a novel vending system and method which permits the use of credit from other sources to effect charging of the PrePaid Card.
It is yet another object of the present invention to provide a novel vending system and method which permits the recharging of a subscriber's existing account.
It is still another object of the present invention to provide a novel vending system and method which allows a subscriber's existing checking account and ATM pin to be used by a PrePaid telephone system and subtract the cost of the call directly from the subscriber's bank account.
These and many other objects and advantages of the present invention will be readily apparent to one skilled in the art to which the invention pertains from a perusal of the claims, the appended drawings, and the following detailed description of the preferred embodiments.
BRIEF DESCRIPTION OF THE DRAWINGS
Figure 1 is a functional block diagram of one embodiment of the PrePaid Card vending system of the present invention.
Figure 2 is a functional block diagram illustrating a second embodiment of the PrePaid Card vending system of the present invention.
DESCRIPTION OF PREFERRED EMBODIMENTS
As shown in Figure 1, a vending machine 10 may be located in any suitable place and may be provided with a conventional credit card reader 12, a conventional manual keyboard 14 and a conventional PrePaid Card dispenser 16.
The vending machine 10 may also be provided with a conventional interface 18 for operably connecting the vending machine to a credit network such as that of a credit card or automatic teller machine ("ATM") network 19, in turn operably connected in a conventional manner to the user's banking institution 20.
The vending machine 10 may also be connected through any conventional interface 22 such as telephone lines or the Internet to the server 24 and associated data base 26 associated with the telephone switching network (not shown) .
In operation, the user may insert his credit card into the credit card reader 12 of the vending machine 10. It is to be understood that the credit card may be a bank card or the card of an ATM. Once the credit card has been read, the user enters his credit card account and PIN or ATM PIN into the keyboard 14 to thereby access the data base associated with the user's bank 20. The user may then enter through the keyboard 14 the amount of credit he desires to be transferred to the PrePaid Card being purchased, and the transfer of funds, once approved by the user's bank 20, is applied to a PrePaid Card and the PrePaid Card dispensed for activation in the usual manner.
Alternatively, the user may use the keyboard to enter the account/PIN of his PrePaid Card and instruct the vending machine to credit his account in the data base 26 of the prepaid telephone system. In this way, the user may credit the account associated with an existing prepaid telephone account/PIN without having to receive a new PrePaid Card and go through the activation process for that PrePaid Card.
Further, as shown in Figure 2, the prepaid server 24 need not be connected directly to the vending machine 10, but may alternatively be connected to the vending machine 10 via the ATM network 19.
While preferred embodiments of the present invention have been described, it is to be understood that the embodiments described are illustrative only and the scope of the invention is to be defined solely by the appended claims when accorded a full range of equivalence, many variations and modifications naturally occurring to those of skill in the art from a perusal hereof .

Claims

WHAT IS CLAIMED IS:
1. A vending machine for prepaid telephone cards comprising: a housing; means contained within said housing but accessible from the exterior thereof for receiving credit card information; means contained within said housing but accessible from the exterior thereof for receiving a personal identification number associated with a credit card; means contained within said housing for storing and for dispensing an inactivated prepaid telephone credit card; means contained within said housing for communicating credit card information and a personal identification number to a remote source of credit and for receiving credit information from a remote source of credit; and means contained within said housing for communicating credit information received from a remote source of credit to the remote server of a prepaid telephone network.
2. The vending machine of Claim 1 wherein said means for receiving credit card information is a magnetic strip reader.
3. The vending machine of Claim 1 wherein said means for receiving a personal identification number includes a manually operable keyboard.
4. The vending machine of Claim 1 wherein said means for communicating with a remote server includes a computer server and an Internet browser.
5. The vending machine of Claim 1 wherein said means for communicating with a remote server includes a telephone modem.
6. A vending machine for prepaid telephone cards comprising: a housing; means contained within said housing but accessible from the exterior thereof for receiving credit card information; means contained within said housing but accessible from the exterior thereof for receiving a personal identification number; means contained within said housing for communicating credit card information to a remote source of credit and for receiving credit information in response to the communication; and means contained within said housing for communicating credit information received from a remote source of credit to the data base of a remote server in a prepaid telephone network .
7. The vending machine of Claim 6 wherein said means for receiving credit card information is a magnetic strip reader .
8. The vending machine of Claim 6 wherein said means for receiving a personal identification number includes a manually operated keyboard.
9. The vending machine of Claim 6 wherein said means for communicating with a remote server includes a computer server and an Internet browser.
10. The vending machine of Claim 6 wherein said means for communicating with a remote server includes a telephone modem .
11. A method of recharging a prepaid telephone card from a vending machine comprising the steps of :
(a) supplying credit card information to the vending machine ;
(b) supplying a personal identification number associated with the credit card information to the vending machine ;
(c) communicating the credit card information and personal identification number from the vending machine to a remote source of credit ;
(d) receiving credit information from the remote source of credit at the vending machine;
(e) supplying a personal identification number associated with a prepaid telephone network to the vending machine ; and
(f) communicating credit information and the personal identification number associated with the prepaid telephone network from the vending machine to the server associated with a prepaid telephone network.
12. A method of vending a prepaid telephone card from a vending machine comprising the steps of:
(a) supplying credit card information to the vending machine ; (b) supplying a personal identification number associated with the credit card information to the vending machine;
(c) communicating the credit card information and personal identification number from the vending machine to a remote source of credit;
(d) receiving credit information from the remote source of credit at the vending machine; and
(e) dispensing an inactivated prepaid telephone card in response to receipt of the credit information.
PCT/US1998/017429 1998-08-25 1998-08-25 Prepaid card vending machine and method WO2000011568A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
PCT/US1998/017429 WO2000011568A1 (en) 1998-08-25 1998-08-25 Prepaid card vending machine and method
AU91143/98A AU9114398A (en) 1998-08-25 1998-08-25 Prepaid card vending machine and method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/US1998/017429 WO2000011568A1 (en) 1998-08-25 1998-08-25 Prepaid card vending machine and method

Publications (1)

Publication Number Publication Date
WO2000011568A1 true WO2000011568A1 (en) 2000-03-02

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WO (1) WO2000011568A1 (en)

Cited By (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001074049A2 (en) * 2000-03-29 2001-10-04 Wireless Air Time Direct Inc. Method for providing a quantity of telephone time from an atm or pos terminal
EP1156460A1 (en) * 2000-05-05 2001-11-21 Berthold Binder Method and apparatus for the execution of prepaid commercial transactions or services
KR100407655B1 (en) * 2002-09-30 2003-12-03 주식회사 하렉스인포텍 A fee optical payment system and method of KIOSK
US6707894B1 (en) * 2000-05-24 2004-03-16 At&T Wireless Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system
KR100467215B1 (en) * 2000-07-14 2005-01-24 문창훈 Method for calling card cyber vending
US6973172B1 (en) 2000-03-29 2005-12-06 Wireless Airtime Direct Corporation Method for providing a quantity of telephone time from an ATM or POS terminal
EP1629356A2 (en) * 2003-06-03 2006-03-01 Coinstar, Inc. Methods and systems for providing products, such as digital content including games, ring tones, and/or graphics; and services, such as computer network service including internet service
WO2007079079A2 (en) * 2005-12-30 2007-07-12 Ready Credit Corporation Issuing a value-bearing card associated with only non-personally identifying information
US8675840B2 (en) 1998-10-28 2014-03-18 Mastercard International Incorporated System and method for using a prepaid card
US8874467B2 (en) 2011-11-23 2014-10-28 Outerwall Inc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US9064268B2 (en) 2010-11-01 2015-06-23 Outerwall Inc. Gift card exchange kiosks and associated methods of use
US9129294B2 (en) 2012-02-06 2015-09-08 Outerwall Inc. Coin counting machines having coupon capabilities, loyalty program capabilities, advertising capabilities, and the like
US20170243431A1 (en) * 2007-10-25 2017-08-24 Enterprise Express, Inc. Apparatus for mixing, cooling, and dispensing a containerized beverage
US10346819B2 (en) 2015-11-19 2019-07-09 Coinstar Asset Holdings, Llc Mobile device applications, other applications and associated kiosk-based systems and methods for facilitating coin saving

Citations (4)

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Publication number Priority date Publication date Assignee Title
US4993587A (en) * 1988-05-09 1991-02-19 Asahi Seiko Kabushiki Kaisha Card dispensing apparatus for card vending machine
US5272320A (en) * 1990-10-27 1993-12-21 Ikuhiro Hakamada Telephone card having calendar and system for issuing and using same
US5409092A (en) * 1990-05-25 1995-04-25 Nippon Conlux Co., Ltd. Vending system capable of renewing record of a prepaid card
US5696908A (en) * 1995-06-07 1997-12-09 Southeast Phonecard, Inc. Telephone debit card dispenser and method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4993587A (en) * 1988-05-09 1991-02-19 Asahi Seiko Kabushiki Kaisha Card dispensing apparatus for card vending machine
US5409092A (en) * 1990-05-25 1995-04-25 Nippon Conlux Co., Ltd. Vending system capable of renewing record of a prepaid card
US5272320A (en) * 1990-10-27 1993-12-21 Ikuhiro Hakamada Telephone card having calendar and system for issuing and using same
US5696908A (en) * 1995-06-07 1997-12-09 Southeast Phonecard, Inc. Telephone debit card dispenser and method

Cited By (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8675840B2 (en) 1998-10-28 2014-03-18 Mastercard International Incorporated System and method for using a prepaid card
US6973172B1 (en) 2000-03-29 2005-12-06 Wireless Airtime Direct Corporation Method for providing a quantity of telephone time from an ATM or POS terminal
WO2001074049A3 (en) * 2000-03-29 2001-12-13 Wireless Air Time Direct Inc Method for providing a quantity of telephone time from an atm or pos terminal
WO2001074049A2 (en) * 2000-03-29 2001-10-04 Wireless Air Time Direct Inc. Method for providing a quantity of telephone time from an atm or pos terminal
EP1156460A1 (en) * 2000-05-05 2001-11-21 Berthold Binder Method and apparatus for the execution of prepaid commercial transactions or services
US6707894B1 (en) * 2000-05-24 2004-03-16 At&T Wireless Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system
US7945033B2 (en) 2000-05-24 2011-05-17 At&T Mobility Ii Llc Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system
US7447300B2 (en) 2000-05-24 2008-11-04 At&T Mobility Ii Llc Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system
KR100467215B1 (en) * 2000-07-14 2005-01-24 문창훈 Method for calling card cyber vending
KR100407655B1 (en) * 2002-09-30 2003-12-03 주식회사 하렉스인포텍 A fee optical payment system and method of KIOSK
EP2267651A1 (en) * 2003-06-03 2010-12-29 Coinstar, Inc. Methods and systems for providing products, such as digital content including games, ring tones, and/or graphics; and services, such as computer network service including internet service
EP1629356A2 (en) * 2003-06-03 2006-03-01 Coinstar, Inc. Methods and systems for providing products, such as digital content including games, ring tones, and/or graphics; and services, such as computer network service including internet service
EP1629356A4 (en) * 2003-06-03 2006-12-27 Coinstar Inc Methods and systems for providing products, such as digital content including games, ring tones, and/or graphics; and services, such as computer network service including internet service
US7766225B2 (en) 2005-12-30 2010-08-03 Ready Credit Corporation Issuing a value-bearing card associated with only non-personally identifying information
WO2007079079A3 (en) * 2005-12-30 2007-08-30 Ready Credit Corp Issuing a value-bearing card associated with only non-personally identifying information
WO2007079079A2 (en) * 2005-12-30 2007-07-12 Ready Credit Corporation Issuing a value-bearing card associated with only non-personally identifying information
US8893963B2 (en) 2005-12-30 2014-11-25 Ready Credit Corporation Issuing a value-bearing card associated with only non-personally identifying information
US20170243431A1 (en) * 2007-10-25 2017-08-24 Enterprise Express, Inc. Apparatus for mixing, cooling, and dispensing a containerized beverage
US9064268B2 (en) 2010-11-01 2015-06-23 Outerwall Inc. Gift card exchange kiosks and associated methods of use
US10600069B2 (en) 2010-11-01 2020-03-24 Cardpool, Inc. Gift card exchange kiosks and associated methods of use
US8874467B2 (en) 2011-11-23 2014-10-28 Outerwall Inc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US9799014B2 (en) 2011-11-23 2017-10-24 Coinstar Asset Holdings, Llc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US10716675B2 (en) 2011-11-23 2020-07-21 Coinstar Asset Holdings, Llc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US11100744B2 (en) 2011-11-23 2021-08-24 Coinstar Asset Holdings, Llc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US9129294B2 (en) 2012-02-06 2015-09-08 Outerwall Inc. Coin counting machines having coupon capabilities, loyalty program capabilities, advertising capabilities, and the like
US10346819B2 (en) 2015-11-19 2019-07-09 Coinstar Asset Holdings, Llc Mobile device applications, other applications and associated kiosk-based systems and methods for facilitating coin saving

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