WO1999054841A1 - Transaction apparatus - Google Patents
Transaction apparatus Download PDFInfo
- Publication number
- WO1999054841A1 WO1999054841A1 PCT/US1999/005839 US9905839W WO9954841A1 WO 1999054841 A1 WO1999054841 A1 WO 1999054841A1 US 9905839 W US9905839 W US 9905839W WO 9954841 A1 WO9954841 A1 WO 9954841A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- card
- memory
- terminal
- data
- user
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/0004—Hybrid readers
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3226—Use of secure elements separate from M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
Abstract
Description
Claims
Priority Applications (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA002305310A CA2305310C (en) | 1998-04-17 | 1999-03-17 | Transaction apparatus |
PL339911A PL196157B1 (en) | 1998-04-17 | 1999-03-17 | Transaction effecting apparatus |
BRPI9909402-9A BR9909402B1 (en) | 1998-04-17 | 1999-03-17 | apparatus comprising a programmable memory card including data from a plurality of accounts and a magnetic stripe thereon; and method. |
CN99804149.1A CN1293787B (en) | 1998-04-17 | 1999-03-17 | Transaction apparatus |
EP99909982.3A EP1072012B1 (en) | 1998-04-17 | 1999-03-17 | Transaction apparatus |
US11/787,382 US7445155B2 (en) | 1998-04-17 | 2007-04-16 | Method of transmitting electronic signature during a financial transaction |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US8229998P | 1998-04-17 | 1998-04-17 | |
US60/082,299 | 1998-04-17 | ||
US09/076,051 US6315195B1 (en) | 1998-04-17 | 1998-05-11 | Transaction apparatus and method |
US09/076,051 | 1998-05-11 |
Publications (1)
Publication Number | Publication Date |
---|---|
WO1999054841A1 true WO1999054841A1 (en) | 1999-10-28 |
Family
ID=26757604
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US1999/005839 WO1999054841A1 (en) | 1998-04-17 | 1999-03-17 | Transaction apparatus |
Country Status (9)
Country | Link |
---|---|
US (5) | US6315195B1 (en) |
EP (1) | EP1072012B1 (en) |
CN (1) | CN1293787B (en) |
AR (1) | AR019061A1 (en) |
BR (1) | BR9909402B1 (en) |
CA (1) | CA2305310C (en) |
CO (1) | CO4890896A1 (en) |
PL (1) | PL196157B1 (en) |
WO (1) | WO1999054841A1 (en) |
Cited By (20)
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WO2001035353A1 (en) * | 1999-11-09 | 2001-05-17 | Yosef Gavriely | Smart card with customized policy |
WO2001043404A1 (en) | 1999-12-10 | 2001-06-14 | Ntt Docomo, Inc. | Mobile communication terminal and card information reader |
WO2002013134A2 (en) * | 2000-08-04 | 2002-02-14 | Medmicrochip, Lc | A smart card for and method of executing transactions |
WO2004031969A2 (en) * | 2002-10-02 | 2004-04-15 | Discover Financial Services, Inc. | Multi-fonction credit card and case |
US6865547B1 (en) * | 1998-11-17 | 2005-03-08 | Bank One Delaware, N.A. | Customer activated multi-value (CAM) card |
EP1521220A1 (en) * | 2002-07-04 | 2005-04-06 | Fujitsu Limited | Transaction system and transaction terminal apparatus |
WO2007142819A2 (en) * | 2006-05-18 | 2007-12-13 | Icache, Inc. | Method and apparatus for biometrically secured encrypted data storage and retrieval |
WO2008148059A1 (en) | 2007-05-25 | 2008-12-04 | Hypercom Corporation | Payment terminal with hybrid card reader |
US7475045B2 (en) | 2002-07-04 | 2009-01-06 | Fujitsu Limited | Transaction system and transaction terminal equipment |
GB2456020A (en) * | 2007-12-28 | 2009-07-01 | Leonard Maxwell | Secure transaction device and system |
US20130191279A1 (en) * | 2012-01-20 | 2013-07-25 | Bank Of America Corporation | Mobile device with rewritable general purpose card |
US8925802B1 (en) | 2005-05-27 | 2015-01-06 | Jpmorgan Chase Bank, N.A. | Method and system for implementing a card product with multiple customized relationships |
US9240089B2 (en) | 2002-03-25 | 2016-01-19 | Jpmorgan Chase Bank, N.A. | Systems and methods for time variable financial authentication |
WO2016096412A1 (en) * | 2014-12-19 | 2016-06-23 | Siemens Aktiengesellschaft | Device and method for verifying a content of an analog document |
US9760383B2 (en) | 2014-01-23 | 2017-09-12 | Apple Inc. | Device configuration with multiple profiles for a single user using remote user biometrics |
US9977927B2 (en) | 2013-09-03 | 2018-05-22 | Sharp Kabushiki Kaisha | Data read-out device and information processing apparatus |
US9990642B2 (en) | 2002-10-11 | 2018-06-05 | Jpmorgan Chase Bank, N.A. | System and method for granting promotional rewards to credit account holders |
US10282536B1 (en) | 2002-03-29 | 2019-05-07 | Jpmorgan Chase Bank, N.A. | Method and system for performing purchase and other transactions using tokens with multiple chips |
US10431024B2 (en) | 2014-01-23 | 2019-10-01 | Apple Inc. | Electronic device operation using remote user biometrics |
CN111696252A (en) * | 2020-06-24 | 2020-09-22 | 中国银行股份有限公司 | Short message notification method and system based on automatic counting result of cash cassette |
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Also Published As
Publication number | Publication date |
---|---|
BR9909402B1 (en) | 2012-11-27 |
EP1072012A4 (en) | 2005-11-23 |
CN1293787B (en) | 2010-06-09 |
US6905072B2 (en) | 2005-06-14 |
US7445155B2 (en) | 2008-11-04 |
PL196157B1 (en) | 2007-12-31 |
CN1293787A (en) | 2001-05-02 |
EP1072012B1 (en) | 2014-10-08 |
BR9909402A (en) | 2000-12-19 |
AR019061A1 (en) | 2001-12-26 |
US20040084524A1 (en) | 2004-05-06 |
US20090114718A1 (en) | 2009-05-07 |
US20080078830A1 (en) | 2008-04-03 |
US7712656B2 (en) | 2010-05-11 |
CA2305310A1 (en) | 1999-10-28 |
CO4890896A1 (en) | 2000-02-28 |
CA2305310C (en) | 2003-08-05 |
EP1072012A1 (en) | 2001-01-31 |
PL339911A1 (en) | 2001-01-15 |
US6315195B1 (en) | 2001-11-13 |
US20010013551A1 (en) | 2001-08-16 |
US6702181B2 (en) | 2004-03-09 |
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