WO1998058356A3 - System and method for processing multiple financial applications using a three-tier value network - Google Patents

System and method for processing multiple financial applications using a three-tier value network Download PDF

Info

Publication number
WO1998058356A3
WO1998058356A3 PCT/US1998/012408 US9812408W WO9858356A3 WO 1998058356 A3 WO1998058356 A3 WO 1998058356A3 US 9812408 W US9812408 W US 9812408W WO 9858356 A3 WO9858356 A3 WO 9858356A3
Authority
WO
WIPO (PCT)
Prior art keywords
financial
accessed
tier
data
application servers
Prior art date
Application number
PCT/US1998/012408
Other languages
French (fr)
Other versions
WO1998058356A2 (en
Inventor
Badieh Z Ii Keilani
Original Assignee
Badieh Z Ii Keilani
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Badieh Z Ii Keilani filed Critical Badieh Z Ii Keilani
Priority to AU82569/98A priority Critical patent/AU8256998A/en
Publication of WO1998058356A2 publication Critical patent/WO1998058356A2/en
Publication of WO1998058356A3 publication Critical patent/WO1998058356A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/10—Protocols in which an application is distributed across nodes in the network
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/02—Protocols based on web technology, e.g. hypertext transfer protocol [HTTP]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L69/00—Network arrangements, protocols or services independent of the application payload and not provided for in the other groups of this subclass
    • H04L69/30—Definitions, standards or architectural aspects of layered protocol stacks
    • H04L69/32—Architecture of open systems interconnection [OSI] 7-layer type protocol stacks, e.g. the interfaces between the data link level and the physical level
    • H04L69/322—Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions
    • H04L69/329—Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions in the application layer [OSI layer 7]

Abstract

A three-tier, client-server system and method provides improved financial services over a network and processes financial transactions among many user accounts and service providers, and automatically routes and receives financial transaction messages or other financial or account information, reviews account information and other financial data, and updates the financial records of user accounts and service providers in accordance with the particular financial transaction being processed. The system and method also allows access and analysis of financial data to provide improved financial services over a computerized network system. The financial transaction network includes a data center operations portion containing business critical computing module, a back office, general accounting and smart suite financial applications module; and a data warehouse and decision support module. The data center operations can be accessed by, and communicates through, an enterprise network backbone. The system also includes middle-tier application servers which are also accessed by, and communicate with the enterprise network backbone. Application servers can further be accessed by, and communicate with the bottom tier, front end clients over a proprietary virtual private extranet. And application servers can also further be accessed by the Internet, through the World Wide Web, and Java applets.
PCT/US1998/012408 1997-06-16 1998-06-16 System and method for processing multiple financial applications using a three-tier value network WO1998058356A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU82569/98A AU8256998A (en) 1997-06-16 1998-06-16 System and method for processing multiple financial applications using a three-tier value network

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US4978397P 1997-06-16 1997-06-16
US60/049,783 1997-06-16

Publications (2)

Publication Number Publication Date
WO1998058356A2 WO1998058356A2 (en) 1998-12-23
WO1998058356A3 true WO1998058356A3 (en) 1999-05-14

Family

ID=21961714

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1998/012408 WO1998058356A2 (en) 1997-06-16 1998-06-16 System and method for processing multiple financial applications using a three-tier value network

Country Status (2)

Country Link
AU (1) AU8256998A (en)
WO (1) WO1998058356A2 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9477740B1 (en) 1999-03-23 2016-10-25 Microstrategy, Incorporated System and method for management of an automatic OLAP report broadcast system

Families Citing this family (37)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8024269B1 (en) * 1997-08-27 2011-09-20 Datatreasury Corporation Remote image capture with centralized processing and storage
US6385652B1 (en) 1998-04-16 2002-05-07 Citibank, N.A. Customer access solutions architecture
US6574635B2 (en) * 1999-03-03 2003-06-03 Siebel Systems, Inc. Application instantiation based upon attributes and values stored in a meta data repository, including tiering of application layers objects and components
US6931016B1 (en) 1999-10-13 2005-08-16 Nortel Networks Limited Virtual private network management system
US7526487B1 (en) * 1999-10-29 2009-04-28 Computer Sciences Corporation Business transaction processing systems and methods
US7693844B1 (en) 1999-10-29 2010-04-06 Computer Sciences Corporation Configuring processing relationships among entities of an organization
GB2360607A (en) * 1999-12-23 2001-09-26 Ge Information Systems Ltd A data warehouse for financial netting agreement contracts
US7565326B2 (en) 2000-05-25 2009-07-21 Randle William M Dialect independent multi-dimensional integrator using a normalized language platform and secure controlled access
US7130822B1 (en) 2000-07-31 2006-10-31 Cognos Incorporated Budget planning
HU230453B1 (en) * 2000-08-08 2016-07-28 Euronet Worldwide, Inc. Multifunctional mobile banking system
WO2002021791A2 (en) * 2000-09-08 2002-03-14 M-Systems Flash Disk Pioneers Ltd. Internet switch
US6807169B2 (en) * 2000-11-30 2004-10-19 George P. Mattathil Dynamic private network
US7979348B2 (en) 2002-04-23 2011-07-12 Clearing House Payments Co Llc Payment identification code and payment system using the same
US7219149B2 (en) 2003-06-12 2007-05-15 Dw Holdings, Inc. Versatile terminal adapter and network for transaction processing
US8725607B2 (en) 2004-01-30 2014-05-13 The Clearing House Payments Company LLC Electronic payment clearing and check image exchange systems and methods
US7440398B2 (en) 2004-11-29 2008-10-21 Honeywell International Inc. Fault tolerant communication apparatus
US9489647B2 (en) 2008-06-19 2016-11-08 Csc Agility Platform, Inc. System and method for a cloud computing abstraction with self-service portal for publishing resources
US9069599B2 (en) 2008-06-19 2015-06-30 Servicemesh, Inc. System and method for a cloud computing abstraction layer with security zone facilities
US10411975B2 (en) 2013-03-15 2019-09-10 Csc Agility Platform, Inc. System and method for a cloud computing abstraction with multi-tier deployment policy
US8931038B2 (en) 2009-06-19 2015-01-06 Servicemesh, Inc. System and method for a cloud computing abstraction layer
AU2009259876A1 (en) 2008-06-19 2009-12-23 Servicemesh, Inc. Cloud computing gateway, cloud computing hypervisor, and methods for implementing same
US20100005024A1 (en) * 2008-07-02 2010-01-07 Brian Schmitz System and Method for Enrolling Individuals in an Automated Payment Plan
US20150120522A1 (en) * 2013-10-28 2015-04-30 Cash Flow Management, Inc. System and method for efficient allocation of resources in a financial services branch
US20160048784A1 (en) * 2013-10-28 2016-02-18 Cash Flow Management, Inc. System and method for efficient allocation of resources in a financial services branch
US11295308B1 (en) 2014-10-29 2022-04-05 The Clearing House Payments Company, L.L.C. Secure payment processing
US11694168B2 (en) 2015-07-01 2023-07-04 The Clearing House Payments Company L.L.C. Real-time payment system, method, apparatus, and computer program
US11042882B2 (en) 2015-07-01 2021-06-22 The Clearing House Payments Company, L.L.C. Real-time payment system, method, apparatus, and computer program
WO2017149358A1 (en) * 2016-03-02 2017-09-08 Carrillo Alcocer Ignacio Automated process for searching for and consulting financial information of users using a web service
US11436577B2 (en) 2018-05-03 2022-09-06 The Clearing House Payments Company L.L.C. Bill pay service with federated directory model support
WO2020257657A1 (en) 2019-06-19 2020-12-24 FinanceNinja, LLC Systems and methods for implementing a sponsor portal for mediating services to end users
CN112486939A (en) * 2019-09-11 2021-03-12 上海擎感智能科技有限公司 Public cloud-based Moosefs distributed file storage method, system, medium and device
US11468415B2 (en) * 2020-03-17 2022-10-11 Bank Of America Corporation Automated transaction processing based on cognitive learning
US11915205B2 (en) * 2021-10-15 2024-02-27 EMC IP Holding Company LLC Method and system to manage technical support sessions using ranked historical technical support sessions
US11941641B2 (en) 2021-10-15 2024-03-26 EMC IP Holding Company LLC Method and system to manage technical support sessions using historical technical support sessions
US11809471B2 (en) 2021-10-15 2023-11-07 EMC IP Holding Company LLC Method and system for implementing a pre-check mechanism in a technical support session
CN114326511A (en) * 2021-12-29 2022-04-12 珠海万力达电气自动化有限公司 Industrial and mining enterprise electric power centralized control system dual-computer switching method based on monitor configuration tool
CN115903638B (en) * 2022-11-08 2023-12-08 广州鲁邦通智能科技有限公司 Equipment based on VPN technology and method and system for remotely maintaining PLC

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5371797A (en) * 1993-01-19 1994-12-06 Bellsouth Corporation Secure electronic funds transfer from telephone or unsecured terminal
EP0658055A1 (en) * 1993-12-09 1995-06-14 International Business Machines Corporation Multimedia distribution over wide area networks
EP0668579A2 (en) * 1994-02-08 1995-08-23 AT&T Corp. Secure money transfer techniques using smart cards
US5475819A (en) * 1990-10-02 1995-12-12 Digital Equipment Corporation Distributed configuration profile for computing system
EP0747840A1 (en) * 1995-06-07 1996-12-11 International Business Machines Corporation A method for fulfilling requests of a web browser
US5600114A (en) * 1995-09-21 1997-02-04 Facilities Engineering And Design Consultants, Inc. Remote unmanned banking center

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5475819A (en) * 1990-10-02 1995-12-12 Digital Equipment Corporation Distributed configuration profile for computing system
US5371797A (en) * 1993-01-19 1994-12-06 Bellsouth Corporation Secure electronic funds transfer from telephone or unsecured terminal
EP0658055A1 (en) * 1993-12-09 1995-06-14 International Business Machines Corporation Multimedia distribution over wide area networks
EP0668579A2 (en) * 1994-02-08 1995-08-23 AT&T Corp. Secure money transfer techniques using smart cards
EP0747840A1 (en) * 1995-06-07 1996-12-11 International Business Machines Corporation A method for fulfilling requests of a web browser
US5600114A (en) * 1995-09-21 1997-02-04 Facilities Engineering And Design Consultants, Inc. Remote unmanned banking center

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9477740B1 (en) 1999-03-23 2016-10-25 Microstrategy, Incorporated System and method for management of an automatic OLAP report broadcast system

Also Published As

Publication number Publication date
WO1998058356A2 (en) 1998-12-23
AU8256998A (en) 1999-01-04

Similar Documents

Publication Publication Date Title
WO1998058356A3 (en) System and method for processing multiple financial applications using a three-tier value network
US6119104A (en) Composite banking desktop system
US6012050A (en) Multi-transaction service system
US8631159B2 (en) Personalized account migration system and method
US20150058200A1 (en) Architecture of simplified hardware requirements for bank card payment transactions in a large group of clients, transaction terminal unit, extended function sim card, and methods for individualisation and performing transaction
TW357302B (en) Method and system for the transmission of orders in a telecommunications network
EP2234056A3 (en) System and method for servicing electronic transactions
EP0891595A1 (en) Multi-transaction service system
WO1997014108A1 (en) Financial information access system
WO1999022317A3 (en) Message broadcast system
CN1555535A (en) Multifunctional mobile banking system
US7065554B1 (en) Method and apparatus for regenerating message data
US20030115141A1 (en) Electronic account data or transactions routing system
US20080149707A1 (en) Bank card management system
CN112801645A (en) Smart supply chain financial AIOT BDaaS big data operation platform
Samli et al. The information superhighway goes international: Implications for industrial sales transactions
US8374960B2 (en) Prepaid transaction tracking
US20040220876A1 (en) Systems and methods for services over a financial transaction platform
US6868390B1 (en) Business support system
WO2001061662A3 (en) Accessing information for multiple financial accounts via the internet
US11783308B2 (en) Method and system for implementing an electronic exchange for bill pay transactions
EP1199656A3 (en) System for managing accounting data in real time
US20030074438A1 (en) Techniques for enabling an internet services provider to perform office operations and functions
CN109345218A (en) Payment information shunt method, system, device and storage medium
JP2001357208A (en) System and method for electronic bankbook display and storage medium stored with computer software program for making computer system of user display electronic bankbook containing past transaction detail

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AL AM AT AU AZ BA BB BG BR BY CA CH CN CU CZ DE DK EE ES FI GB GE GH GM GW HU ID IL IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT UA UG UZ VN YU ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW SD SZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN ML MR NE SN TD TG

DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
121 Ep: the epo has been informed by wipo that ep was designated in this application
AK Designated states

Kind code of ref document: A3

Designated state(s): AL AM AT AU AZ BA BB BG BR BY CA CH CN CU CZ DE DK EE ES FI GB GE GH GM GW HU ID IL IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT UA UG UZ VN YU ZW

AL Designated countries for regional patents

Kind code of ref document: A3

Designated state(s): GH GM KE LS MW SD SZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN ML MR NE SN TD TG

NENP Non-entry into the national phase

Ref country code: JP

Ref document number: 1999504637

Format of ref document f/p: F

REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

NENP Non-entry into the national phase

Ref country code: CA

122 Ep: pct application non-entry in european phase
122 Ep: pct application non-entry in european phase