WO1998043211A1 - Transaction system - Google Patents
Transaction system Download PDFInfo
- Publication number
- WO1998043211A1 WO1998043211A1 PCT/GB1998/000883 GB9800883W WO9843211A1 WO 1998043211 A1 WO1998043211 A1 WO 1998043211A1 GB 9800883 W GB9800883 W GB 9800883W WO 9843211 A1 WO9843211 A1 WO 9843211A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- party
- hash
- value
- values
- user
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3827—Use of message hashing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/29—Payment schemes or models characterised by micropayments
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims
Priority Applications (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/GB1998/000883 WO1998043211A1 (en) | 1997-03-26 | 1998-03-23 | Transaction system |
JP54523498A JP4307564B2 (en) | 1997-03-26 | 1998-03-23 | Transaction system |
EP98912621A EP0972276A1 (en) | 1997-03-26 | 1998-03-23 | Transaction system |
US09/066,337 US6341273B1 (en) | 1997-03-26 | 1998-03-23 | Electronic coin stick with potential for future added value |
AU67401/98A AU6740198A (en) | 1998-03-23 | 1998-03-23 | Transaction system |
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP97302098.5 | 1997-03-26 | ||
EP97302098 | 1997-03-26 | ||
PCT/GB1998/000883 WO1998043211A1 (en) | 1997-03-26 | 1998-03-23 | Transaction system |
Publications (1)
Publication Number | Publication Date |
---|---|
WO1998043211A1 true WO1998043211A1 (en) | 1998-10-01 |
Family
ID=26147369
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/GB1998/000883 WO1998043211A1 (en) | 1997-03-26 | 1998-03-23 | Transaction system |
Country Status (2)
Country | Link |
---|---|
EP (1) | EP0972276A1 (en) |
WO (1) | WO1998043211A1 (en) |
Cited By (17)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001015100A1 (en) * | 1999-08-26 | 2001-03-01 | Eluv Holdings Ltd. | Electronic currency, electronic wallet therefor and electronic payment systems employing them |
WO2001073707A2 (en) * | 2000-03-29 | 2001-10-04 | Cma Business Credit Services | Method and apparatus for managing one or more value bearing instruments |
WO2002003338A1 (en) * | 2000-07-05 | 2002-01-10 | Validy | Method and system for limiting the possibility of transforming data designed to constitute, in particular pre-payment tokens |
WO2001043094A3 (en) * | 1999-11-29 | 2002-02-07 | Microsoft Corp | System and method for flexible micropayment of low value electronic assets |
WO2002023497A1 (en) * | 2000-09-15 | 2002-03-21 | Pourbagher Francois | Electronic note of fiduciary value, protocol for payment of electronic commerce purchases and corresponding server system |
JP2002083348A (en) * | 2000-09-08 | 2002-03-22 | Toshiba Corp | Commodity buying system, device, method, and storage medium |
FR2837295A1 (en) * | 2002-03-13 | 2003-09-19 | Canon Kk | Payment execution method using electronic coins, for use over a communications network, whereby electronic coins are added to make a total amount, with said coins compared with electronic coins stored in flash memory |
JP2004503018A (en) * | 2000-07-07 | 2004-01-29 | トムソン ライセンシング ソシエテ アノニム | System and method for managing micropayment processing, and corresponding client terminal and retailer device |
US7020638B1 (en) | 1996-11-18 | 2006-03-28 | Microsoft Corporation | System and method for flexible micropayment of low value electronic assets |
FR2896062A1 (en) * | 2006-05-30 | 2007-07-13 | France Telecom | Electronic payment method for obtaining e.g. service from merchant, involves calculating validation data for validating electronic payment, and providing serial numbers and validation data to third party validating payment |
GR20070100592A (en) * | 2007-09-27 | 2009-04-30 | Νικος Παντελη Τσαγκαρης | Systems and methods of carrying out internet transactions with transparently provided security. |
WO2016000861A1 (en) * | 2014-07-03 | 2016-01-07 | Siemens Aktiengesellschaft | Method for high-performance, fine-granularity and verifiable authorisation |
US10073984B2 (en) | 2011-08-02 | 2018-09-11 | Api Market, Inc. | Rights based system |
US10192234B2 (en) | 2006-11-15 | 2019-01-29 | Api Market, Inc. | Title materials embedded within media formats and related applications |
US10198719B2 (en) | 2005-12-29 | 2019-02-05 | Api Market, Inc. | Software, systems, and methods for processing digital bearer instruments |
US10467606B2 (en) | 2006-04-29 | 2019-11-05 | Api Market, Inc. | Enhanced title processing arrangement |
EP4121925A4 (en) * | 2020-03-20 | 2024-02-28 | Mastercard International Inc | Method and system to represent scalar digital assets using hash chains |
Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0496656A1 (en) * | 1991-01-22 | 1992-07-29 | France Telecom | Method for exchanging rights between microprocessor-cards |
EP0507669A1 (en) * | 1991-04-03 | 1992-10-07 | France Telecom | Method for electronic payment with an IC-card provided with numbered tokens; and card to implement this method |
EP0518365A2 (en) * | 1991-06-14 | 1992-12-16 | Nippon Telegraph And Telephone Corporation | method of implementing use of electronic cash |
EP0542298A2 (en) * | 1991-11-15 | 1993-05-19 | Citibank, N.A. | Electronic monetary system |
US5267314A (en) * | 1992-11-17 | 1993-11-30 | Leon Stambler | Secure transaction system and method utilized therein |
WO1997003423A1 (en) * | 1995-07-10 | 1997-01-30 | Digital Equipment Corporation | Method and apparatus for conducting computerized commerce |
-
1998
- 1998-03-23 WO PCT/GB1998/000883 patent/WO1998043211A1/en active Application Filing
- 1998-03-23 EP EP98912621A patent/EP0972276A1/en not_active Withdrawn
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0496656A1 (en) * | 1991-01-22 | 1992-07-29 | France Telecom | Method for exchanging rights between microprocessor-cards |
EP0507669A1 (en) * | 1991-04-03 | 1992-10-07 | France Telecom | Method for electronic payment with an IC-card provided with numbered tokens; and card to implement this method |
EP0518365A2 (en) * | 1991-06-14 | 1992-12-16 | Nippon Telegraph And Telephone Corporation | method of implementing use of electronic cash |
EP0542298A2 (en) * | 1991-11-15 | 1993-05-19 | Citibank, N.A. | Electronic monetary system |
US5267314A (en) * | 1992-11-17 | 1993-11-30 | Leon Stambler | Secure transaction system and method utilized therein |
WO1997003423A1 (en) * | 1995-07-10 | 1997-01-30 | Digital Equipment Corporation | Method and apparatus for conducting computerized commerce |
Cited By (31)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7020638B1 (en) | 1996-11-18 | 2006-03-28 | Microsoft Corporation | System and method for flexible micropayment of low value electronic assets |
EP1727102A1 (en) * | 1999-08-26 | 2006-11-29 | MONEYCAT Ltd. | Electronic currency, electronic wallet therefor and electronic payment systems employing them |
WO2001015100A1 (en) * | 1999-08-26 | 2001-03-01 | Eluv Holdings Ltd. | Electronic currency, electronic wallet therefor and electronic payment systems employing them |
US8712918B2 (en) | 1999-08-26 | 2014-04-29 | Moneycat Ltd. | Electronic currency, electronic wallet therefor and electronic payment systems employing them |
US7590602B1 (en) | 1999-08-26 | 2009-09-15 | Moneycat Ltd. | Electronic currency, electronic wallet therefor and electronic payment systems employing them |
WO2001043094A3 (en) * | 1999-11-29 | 2002-02-07 | Microsoft Corp | System and method for flexible micropayment of low value electronic assets |
WO2001073707A3 (en) * | 2000-03-29 | 2003-08-28 | Cma Business Credit Services | Method and apparatus for managing one or more value bearing instruments |
WO2001073707A2 (en) * | 2000-03-29 | 2001-10-04 | Cma Business Credit Services | Method and apparatus for managing one or more value bearing instruments |
FR2811443A1 (en) * | 2000-07-05 | 2002-01-11 | Fingerprint | METHOD AND SYSTEM FOR LIMITING THE POSSIBILITY OF TRANSFORMING DATA TO CONSTITUTE, IN PARTICULAR, PRE-PAYMENT TOKENS |
US7096361B2 (en) | 2000-07-05 | 2006-08-22 | Validy | Method and system for limiting the possibility of transforming data designed to constitute, in particular pre-payment tokens |
WO2002003338A1 (en) * | 2000-07-05 | 2002-01-10 | Validy | Method and system for limiting the possibility of transforming data designed to constitute, in particular pre-payment tokens |
JP2004503018A (en) * | 2000-07-07 | 2004-01-29 | トムソン ライセンシング ソシエテ アノニム | System and method for managing micropayment processing, and corresponding client terminal and retailer device |
JP4750932B2 (en) * | 2000-09-08 | 2011-08-17 | 株式会社東芝 | Product purchasing system, apparatus, method, and storage medium |
JP2002083348A (en) * | 2000-09-08 | 2002-03-22 | Toshiba Corp | Commodity buying system, device, method, and storage medium |
WO2002023497A1 (en) * | 2000-09-15 | 2002-03-21 | Pourbagher Francois | Electronic note of fiduciary value, protocol for payment of electronic commerce purchases and corresponding server system |
FR2814261A1 (en) * | 2000-09-15 | 2002-03-22 | Francois Pourbagher | TRUST VALUE ELECTRONIC TICKET, ELECTRONIC COMMERCE PAYMENT PAYMENT PROTOCOL, AND CORRESPONDING SERVER SYSTEM |
FR2837295A1 (en) * | 2002-03-13 | 2003-09-19 | Canon Kk | Payment execution method using electronic coins, for use over a communications network, whereby electronic coins are added to make a total amount, with said coins compared with electronic coins stored in flash memory |
US10198719B2 (en) | 2005-12-29 | 2019-02-05 | Api Market, Inc. | Software, systems, and methods for processing digital bearer instruments |
US10999094B2 (en) | 2006-04-29 | 2021-05-04 | Api Market, Inc. | Title-enabled networking |
US10467606B2 (en) | 2006-04-29 | 2019-11-05 | Api Market, Inc. | Enhanced title processing arrangement |
FR2896062A1 (en) * | 2006-05-30 | 2007-07-13 | France Telecom | Electronic payment method for obtaining e.g. service from merchant, involves calculating validation data for validating electronic payment, and providing serial numbers and validation data to third party validating payment |
US10192234B2 (en) | 2006-11-15 | 2019-01-29 | Api Market, Inc. | Title materials embedded within media formats and related applications |
US10380621B2 (en) | 2006-11-15 | 2019-08-13 | Api Market, Inc. | Title-acceptance and processing architecture |
US11494801B2 (en) | 2006-11-15 | 2022-11-08 | Api Market, Inc. | Methods and medium for title materials embedded within media formats and related applications |
EP2077521A1 (en) * | 2007-09-27 | 2009-07-08 | Nicos Tsangaris | Systems and methods of carrying out internet transactions with transparently provided security |
GR20070100592A (en) * | 2007-09-27 | 2009-04-30 | Νικος Παντελη Τσαγκαρης | Systems and methods of carrying out internet transactions with transparently provided security. |
US10073984B2 (en) | 2011-08-02 | 2018-09-11 | Api Market, Inc. | Rights based system |
US10706168B2 (en) | 2011-08-02 | 2020-07-07 | Api Market, Inc. | Rights-based system |
US11599657B2 (en) | 2011-08-02 | 2023-03-07 | Api Market, Inc. | Rights-based system |
WO2016000861A1 (en) * | 2014-07-03 | 2016-01-07 | Siemens Aktiengesellschaft | Method for high-performance, fine-granularity and verifiable authorisation |
EP4121925A4 (en) * | 2020-03-20 | 2024-02-28 | Mastercard International Inc | Method and system to represent scalar digital assets using hash chains |
Also Published As
Publication number | Publication date |
---|---|
EP0972276A1 (en) | 2000-01-19 |
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