WO1997039424A1 - System and apparatus for smart card personalization - Google Patents
System and apparatus for smart card personalization Download PDFInfo
- Publication number
- WO1997039424A1 WO1997039424A1 PCT/US1997/006204 US9706204W WO9739424A1 WO 1997039424 A1 WO1997039424 A1 WO 1997039424A1 US 9706204 W US9706204 W US 9706204W WO 9739424 A1 WO9739424 A1 WO 9739424A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- data
- personalization
- card
- equipment
- identifier
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0816—Key establishment, i.e. cryptographic processes or cryptographic protocols whereby a shared secret becomes available to two or more parties, for subsequent use
- H04L9/0819—Key transport or distribution, i.e. key establishment techniques where one party creates or otherwise obtains a secret value, and securely transfers it to the other(s)
- H04L9/083—Key transport or distribution, i.e. key establishment techniques where one party creates or otherwise obtains a secret value, and securely transfers it to the other(s) involving central third party, e.g. key distribution center [KDC] or trusted third party [TTP]
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Signal Processing (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Credit Cards Or The Like (AREA)
- Devices For Checking Fares Or Tickets At Control Points (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Storage Device Security (AREA)
- Radar Systems Or Details Thereof (AREA)
- Lock And Its Accessories (AREA)
- Exchange Systems With Centralized Control (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephone Function (AREA)
Abstract
Description
Claims
Priority Applications (12)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DK97921189T DK0894312T3 (en) | 1996-04-15 | 1997-04-14 | Smart Card User Specification System and Device |
NZ332406A NZ332406A (en) | 1996-04-15 | 1997-04-14 | Personalising smart cards using database of card issuer data format templates |
AT97921189T ATE235719T1 (en) | 1996-04-15 | 1997-04-14 | SYSTEM AND DEVICE FOR PERSONALIZING CHIP CARDS |
AU27298/97A AU717870B2 (en) | 1996-04-15 | 1997-04-14 | System and apparatus for smart card personalization |
BR9708673-8A BR9708673A (en) | 1996-04-15 | 1997-04-14 | Process and system for issuing portable programmed data vehicles, and data structure stored in a storage device. |
JP9537290A JP2000508794A (en) | 1996-04-15 | 1997-04-14 | Smart card personalization systems and devices |
CA002251689A CA2251689C (en) | 1996-04-15 | 1997-04-14 | System and apparatus for smart card personalization |
DE69720201T DE69720201T2 (en) | 1996-04-15 | 1997-04-14 | SYSTEM AND DEVICE FOR CUSTOMIZING CHIP CARDS |
EP97921189A EP0894312B1 (en) | 1996-04-15 | 1997-04-14 | System and apparatus for smart card personalization |
IL12658397A IL126583A (en) | 1996-04-15 | 1997-04-14 | System and apparatus for smart card personalization |
NO19984821A NO330751B1 (en) | 1996-04-15 | 1998-10-15 | Method and system for personalizing a smart card |
HK00100192A HK1021424A1 (en) | 1996-04-15 | 2000-01-12 | System and apparatus for smart card personalization. |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US1574396P | 1996-04-15 | 1996-04-15 | |
US60/015,743 | 1996-04-15 | ||
US08/755,459 | 1996-11-22 | ||
US08/755,459 US5889941A (en) | 1996-04-15 | 1996-11-22 | System and apparatus for smart card personalization |
Publications (1)
Publication Number | Publication Date |
---|---|
WO1997039424A1 true WO1997039424A1 (en) | 1997-10-23 |
Family
ID=26687742
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US1997/006204 WO1997039424A1 (en) | 1996-04-15 | 1997-04-14 | System and apparatus for smart card personalization |
Country Status (17)
Country | Link |
---|---|
US (5) | US5889941A (en) |
EP (1) | EP0894312B1 (en) |
JP (3) | JP2000508794A (en) |
CN (1) | CN1187709C (en) |
AT (2) | ATE235719T1 (en) |
AU (1) | AU717870B2 (en) |
BR (1) | BR9708673A (en) |
CA (1) | CA2251689C (en) |
DE (2) | DE69736752T2 (en) |
DK (1) | DK0894312T3 (en) |
ES (2) | ES2195139T3 (en) |
HK (1) | HK1021424A1 (en) |
IL (1) | IL126583A (en) |
NO (1) | NO330751B1 (en) |
NZ (1) | NZ332406A (en) |
PT (2) | PT1333408E (en) |
WO (1) | WO1997039424A1 (en) |
Cited By (31)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0895204A2 (en) * | 1997-08-01 | 1999-02-03 | Kabushiki Kaisha Toshiba | IC card issuing apparatus and IC card issuing method |
WO1999019846A3 (en) * | 1997-10-14 | 1999-07-01 | Visa Int Service Ass | Personalization of smart cards |
WO1999059109A1 (en) * | 1998-05-11 | 1999-11-18 | Ubiq Incorporated | Smart card personalization in a multistation environment |
WO2000007154A1 (en) * | 1998-07-30 | 2000-02-10 | Ubiq Incorporated | Virtual card personalization system |
FR2785694A1 (en) * | 1998-11-05 | 2000-05-12 | Gemplus Card Int | CHIP CARD PERSONALIZATION SYSTEM |
EP1032920A1 (en) * | 1997-11-24 | 2000-09-06 | Holger Mackenthun | Gateway apparatus for designing and issuing multiple application cards |
EP1076875A1 (en) * | 1998-05-06 | 2001-02-21 | American Express Travel Related Services Company, Inc. | Methods and apparatus for dynamic smartcard synchronization and personalization |
WO2001041087A1 (en) * | 1999-12-04 | 2001-06-07 | Orga Kartensysteme Gmbh | Method for initialising and/or personalising chip cards and a corresponding device |
WO2001054086A1 (en) * | 2000-01-19 | 2001-07-26 | Softcard Solutions Limited | Programming data carriers |
FR2809847A1 (en) * | 2000-06-06 | 2001-12-07 | Gemplus Card Int | Electrical personalizing of open platform chip card by personalizing application program code source by compiling prior to loading to chip card using personalized code source |
JP2002007970A (en) * | 2000-06-23 | 2002-01-11 | Dainippon Printing Co Ltd | Issuing process system for noncontact ic card |
US6402028B1 (en) | 1999-04-06 | 2002-06-11 | Visa International Service Association | Integrated production of smart cards |
FR2826747A1 (en) * | 2001-07-02 | 2003-01-03 | Gemplus Card Int | METHOD AND DEVICE FOR PROCESSING DATA FOR CUSTOMIZING AN APPLICATION ON A PORTABLE COMMUNICATOR DEVICE, FOR EXAMPLE A CHIP CARD |
US20030050899A1 (en) | 1996-04-15 | 2003-03-13 | David R. Tushie | System and method for smart card personalization |
JP2003527685A (en) * | 2000-02-08 | 2003-09-16 | エヌビーエス テクノロジーズ | Method and system for providing in-line pre-generation data preparation and personalization solution for smart cards |
DE102005052888A1 (en) * | 2005-11-07 | 2007-05-16 | Giesecke & Devrient Gmbh | Portable data storage medium personalizing method, involves receiving response data of processing device from personalization system, and carrying out personalization step based on response data that are determined based on detected data |
US7587434B2 (en) | 2002-10-01 | 2009-09-08 | Acs State & Local Solutions, Inc. | Method and system for managing a distributed transaction process |
US7653602B2 (en) | 2003-11-06 | 2010-01-26 | Visa U.S.A. Inc. | Centralized electronic commerce card transactions |
US7725369B2 (en) | 2003-05-02 | 2010-05-25 | Visa U.S.A. Inc. | Method and server for management of electronic receipts |
US7774273B2 (en) | 2002-07-30 | 2010-08-10 | Acs State & Local Solutions, Inc. | Systems and methods for processing benefits |
US7857216B2 (en) | 2003-09-12 | 2010-12-28 | Visa U.S.A. Inc. | Method and system for providing interactive cardholder rewards image replacement |
US8005763B2 (en) | 2003-09-30 | 2011-08-23 | Visa U.S.A. Inc. | Method and system for providing a distributed adaptive rules based dynamic pricing system |
US8010405B1 (en) | 2002-07-26 | 2011-08-30 | Visa Usa Inc. | Multi-application smart card device software solution for smart cardholder reward selection and redemption |
US8015060B2 (en) | 2002-09-13 | 2011-09-06 | Visa Usa, Inc. | Method and system for managing limited use coupon and coupon prioritization |
US8340979B2 (en) | 2002-10-01 | 2012-12-25 | Acs State & Local Solutions, Inc. | Systems and methods for electronically processing government sponsored benefits |
US8407083B2 (en) | 2003-09-30 | 2013-03-26 | Visa U.S.A., Inc. | Method and system for managing reward reversal after posting |
US8429048B2 (en) | 2009-12-28 | 2013-04-23 | Visa International Service Association | System and method for processing payment transaction receipts |
US8554610B1 (en) | 2003-08-29 | 2013-10-08 | Visa U.S.A. Inc. | Method and system for providing reward status |
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US6118492A (en) * | 1996-08-14 | 2000-09-12 | Starsight Telecast, Inc. | Guide system and method of operation |
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KR20000009369A (en) | 1998-07-23 | 2000-02-15 | 윤종용 | Computer system capable of installation of pc card and booting method thereof |
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