US6843412B1 - Method and apparatus for providing money for operating a gaming machine - Google Patents
Method and apparatus for providing money for operating a gaming machine Download PDFInfo
- Publication number
- US6843412B1 US6843412B1 US09/698,553 US69855300A US6843412B1 US 6843412 B1 US6843412 B1 US 6843412B1 US 69855300 A US69855300 A US 69855300A US 6843412 B1 US6843412 B1 US 6843412B1
- Authority
- US
- United States
- Prior art keywords
- request
- entertainment machine
- active layer
- point
- host processor
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime, expires
Links
Images
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
- G07F17/3241—Security aspects of a gaming system, e.g. detecting cheating, device integrity, surveillance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
- G07F17/3244—Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes
Definitions
- the present invention relates to gaming systems, and more particularly, to a method and apparatus for providing money for operating a gaming machine such as, for example, a slot machine, by debiting an account with a debit card.
- Gambling casinos and other business establishments have a plurality of a gaming machines, such as, for example, slot machines, video card machines, etc. These machines are simply games of chance that some individuals play for entertainment and others play with the hope of receiving large winnings.
- Some casinos have cashiers located at strategic positions in the casinos for use by patrons to obtain coins for use in playing the gaming machines. When a player is at a gaming machine and needs more coins, he often must walk away from the machine, find a cashier and obtain more coins. Alternatively, many casinos have cashiers that will come to the player. Finally, many machines are now configured with “bill acceptors” to accept dollar bills in addition to coins.
- the present invention provides an entertainment machine, such as a gaming machine, that is coupled to a computer, which in turn is coupled to an intermediate server, which in turn is coupled to a financial institution via an ATM-type network.
- the player requests money from his account at the financial institution at the gaming machine and the computer screens the request for a first level approval/disapproval. If approved, the computer forwards the request to the intermediate server, which then checks for preauthorization at the financial institution over the ATM-type network. Based upon the response from the financial institution, the intermediate server electronically transfers money to the entertainment machine.
- the transaction is treated as a point of sale transaction.
- the money is electronically transferred to a cashier cage or other authorized personnel at a location that contains the entertainment machine.
- the system operates over the internet, over a standard telephone modem or by a wireless system.
- FIG. 1 is a schematic illustration of a system in accordance with the present invention.
- a system in accordance with the present invention preferably includes a plurality of entertainment machines 10 (illustrated for example purposes only, as slot machines) in communication with a slot accounting system 11 .
- the system further includes an “active layer” computer and server 12 and an intermediate host server 13 .
- the system is in communication with a financial institution 14 .
- the system is linked together via a communication conduit or channel 15 .
- the communication channel may be wireless, telephonic, or another communication system.
- the communication channel may also be a combination of communication types.
- a point of sale (POS) device 20 is preferably provided for each entertainment machine 10 .
- POS point of sale
- the point of sale device is coupled to active layer computer and server 12 , which in turn is coupled to the host processor 13 .
- a user at the entertainment machine needs more money, he enters his request, generally with, for example, a debit card including a magnetic strip or a smart card, and personal identification number (PSIN) into the POS device associated with the entertainment machine.
- This request is then transmitted to the active layer where a number of functions are performed prior to the submission of request for funds from the host processor system.
- the functions include, for example, history lookup, player tracking, responsible gaming exclusion, fraud screening, terminal management and relevant parameters.
- the request is forwarded to host processor 13 .
- the host processor makes a preauthorization check at financial institution 14 in order to determine if the user has sufficient funds in his account at the financial institution and to ensure that the player has not exceeded the financial institution's daily limit for POS and/or ATM withdrawals.
- the host processor If the financial institution authorizes the withdrawal, the host processor signals back to the active layer that the transaction has been approved. The active layer then sends two signals, one to the POS device associated with the entertainment machine indicating the approval to the user and the other to slot accounting system 11 . The slot accounting system then signals the gaming machine to register the player's funds that have requested, i.e., credits the machine, for the user to use. Alternatively, the user may decide to cash them out of the machine.
- the POS device signals the player to go to a cashier's cage to retrieve the requested funds. Additionally, the active layer may instruct a cashier to bring the funds to the player at the machine.
- the host processor receives the funds from the bank via the network by requesting an electronic transfer of the funds from the bank to the host processor.
- the host processor intermittently, e.g. in the evening, settles with the casino by crediting an account of the casino with the accumulated funds processed by the host processor pursuant to players' requests approved since the host processor last settled with the casino.
- the active layer computer and server is located at the casino.
- the POS device, the active layer, host system and the ATM-type network are intermediaries between the entertainment machine and the bank.
- the active layer prescreens the requests and decides if it should be further processed based on profiling. If the active layer clears the request, it is forwarded to the host system. Upon approval, the host system in effect becomes a creditor from the time use of the funds at the machine is authorized until the host processor actually collects the funds from the bank via the network.
- the active layer is generally a combination of hardware and software that provides the ability to identify/discovery POS or ATM-type devices at the entertainment machine(s) and connect them to the host processor.
- the examples of active layer components include: SUN servers, Oracle databases, TCP/IP com links and a web applications server.
- the radio frequency is preferably 2.4 Ghz.
Abstract
Description
Claims (30)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/698,553 US6843412B1 (en) | 2000-10-27 | 2000-10-27 | Method and apparatus for providing money for operating a gaming machine |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/698,553 US6843412B1 (en) | 2000-10-27 | 2000-10-27 | Method and apparatus for providing money for operating a gaming machine |
Publications (1)
Publication Number | Publication Date |
---|---|
US6843412B1 true US6843412B1 (en) | 2005-01-18 |
Family
ID=33565354
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/698,553 Expired - Lifetime US6843412B1 (en) | 2000-10-27 | 2000-10-27 | Method and apparatus for providing money for operating a gaming machine |
Country Status (1)
Country | Link |
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US (1) | US6843412B1 (en) |
Cited By (40)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050187020A1 (en) * | 2004-02-25 | 2005-08-25 | Amaitis Lee M. | System and method for convenience gaming |
US20050197190A1 (en) * | 2004-02-25 | 2005-09-08 | Amaitis Lee M. | System and method for convenience gaming |
WO2005098703A1 (en) * | 2004-03-26 | 2005-10-20 | Global Billiard Mfg. Co., Inc. | Electronic access control for amusement devices |
US20070054739A1 (en) * | 2005-07-08 | 2007-03-08 | Amaitis Lee M | System and method for peer-to-peer wireless gaming |
US20070060305A1 (en) * | 2005-07-08 | 2007-03-15 | Amaitis Lee M | System and method for wireless gaming system with user profiles |
US20070060358A1 (en) * | 2005-08-10 | 2007-03-15 | Amaitis Lee M | System and method for wireless gaming with location determination |
US20070060355A1 (en) * | 2005-08-09 | 2007-03-15 | Amaitis Lee M | System and method for wireless gaming system with alerts |
US20070060306A1 (en) * | 2005-08-09 | 2007-03-15 | Amaitis Lee M | System and method for providing wireless gaming as a service application |
US20070093296A1 (en) * | 2005-10-21 | 2007-04-26 | Asher Joseph M | System and method for wireless lottery |
US20070257101A1 (en) * | 2006-05-05 | 2007-11-08 | Dean Alderucci | Systems and methods for providing access to wireless gaming devices |
US20080015013A1 (en) * | 2006-05-05 | 2008-01-17 | Gelman Geoffrey M | Game access device with time varying signal |
US20080102957A1 (en) * | 2006-10-26 | 2008-05-01 | Kevin Burman | Apparatus, processes and articles for facilitating mobile gaming |
US20080102956A1 (en) * | 2006-10-26 | 2008-05-01 | Kevin Burman | System and method for wirelesss gaming with location determination |
US20080113787A1 (en) * | 2006-11-15 | 2008-05-15 | Alderucci Dean P | Biometric access sensitivity |
US20080113786A1 (en) * | 2006-11-14 | 2008-05-15 | Alderucci Dean P | Biometric access data encryption |
US20080218312A1 (en) * | 2007-03-08 | 2008-09-11 | Asher Joseph M | Game access device with privileges |
US20080224822A1 (en) * | 2007-03-14 | 2008-09-18 | Gelman Geoffrey M | Game account access device |
US20090048973A1 (en) * | 2007-08-15 | 2009-02-19 | Global Payments, Inc. | System for making funds available for gaming |
US7644861B2 (en) | 2006-04-18 | 2010-01-12 | Bgc Partners, Inc. | Systems and methods for providing access to wireless gaming devices |
US20100082443A1 (en) * | 2008-09-30 | 2010-04-01 | Bank Of America Corporation | Automatic Generation of Change Orders |
US20100082483A1 (en) * | 2008-09-30 | 2010-04-01 | Bank Of America Corporation | Automatic Generation of Change Orders |
US7758435B2 (en) | 2005-09-02 | 2010-07-20 | Water Ride Concepts, Inc. | Amusement water rides involving interactive user environments |
US7775894B2 (en) | 2003-10-24 | 2010-08-17 | Water Ride Concepts, Inc. | Method and system of participant identifiers for water amusement parks |
US20100222132A1 (en) * | 2004-09-29 | 2010-09-02 | Kirk Edward Sanford | Systems for Enhancing Funding of Gaming |
US7857704B2 (en) | 2005-09-15 | 2010-12-28 | Water Ride Concepts, Inc. | Amusement water rides involving games of chance |
US8079916B2 (en) | 2008-12-18 | 2011-12-20 | Water Ride Concepts, Inc. | Themed amusement river ride system |
US8096892B2 (en) | 2002-03-25 | 2012-01-17 | Water Ride Concepts, Inc. | Control system for water amusement devices |
WO2012025779A1 (en) * | 2010-08-26 | 2012-03-01 | Justin Jin Han Yap | Gaming table |
US8210954B2 (en) | 2005-09-02 | 2012-07-03 | Water Ride Concepts, Inc. | Amusement water rides involving exercise circuits |
US8510567B2 (en) | 2006-11-14 | 2013-08-13 | Cfph, Llc | Conditional biometric access in a gaming environment |
US8956231B2 (en) | 2010-08-13 | 2015-02-17 | Cfph, Llc | Multi-process communication regarding gaming information |
US8974302B2 (en) | 2010-08-13 | 2015-03-10 | Cfph, Llc | Multi-process communication regarding gaming information |
CN102448559B (en) * | 2009-07-24 | 2015-03-18 | Jcm美国公司 | Gaming system bill validator |
US9183693B2 (en) | 2007-03-08 | 2015-11-10 | Cfph, Llc | Game access device |
US9293002B2 (en) | 2012-05-17 | 2016-03-22 | Everi Payments Inc. | Pre-authorized casino credit instrument |
US9324210B2 (en) | 2003-10-01 | 2016-04-26 | Everi Payments Inc. | Multi-function cashless gaming ATM |
US9437073B2 (en) | 2004-10-01 | 2016-09-06 | Everi Payments Inc. | System and method for integrated multiple source player cash access |
US9524532B2 (en) | 2004-09-09 | 2016-12-20 | Everi Payments Inc. | System and method for integrated multiple source player cash access |
US10748381B2 (en) | 2004-09-09 | 2020-08-18 | Everi Payments Inc. | System and method for integrated multiple source player cash access |
US11205321B2 (en) | 2003-10-01 | 2021-12-21 | Everi Payments Inc. | System and method for redeeming cashless gaming tickets to bank accounts via multifunction ATM |
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US11735003B2 (en) | 2003-10-01 | 2023-08-22 | Everi Payments Inc. | System and method for redeeming cashless gaming tickets to bank accounts via multi-function ATM |
US9324210B2 (en) | 2003-10-01 | 2016-04-26 | Everi Payments Inc. | Multi-function cashless gaming ATM |
US10275983B2 (en) | 2003-10-01 | 2019-04-30 | Everi Payments Inc. | Multi-function cashless gaming ATM |
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US11205321B2 (en) | 2003-10-01 | 2021-12-21 | Everi Payments Inc. | System and method for redeeming cashless gaming tickets to bank accounts via multifunction ATM |
US11488446B2 (en) | 2003-10-01 | 2022-11-01 | Even Payments, Inc. | Multi-function cashless gaming ATM |
US7775894B2 (en) | 2003-10-24 | 2010-08-17 | Water Ride Concepts, Inc. | Method and system of participant identifiers for water amusement parks |
US20050187020A1 (en) * | 2004-02-25 | 2005-08-25 | Amaitis Lee M. | System and method for convenience gaming |
US20080311994A1 (en) * | 2004-02-25 | 2008-12-18 | Amaitis Lee M | System and method for wireless gaming with location determination |
US20070066401A1 (en) * | 2004-02-25 | 2007-03-22 | Cfph, Llc | System and Method for Convenience Gaming |
US20050197190A1 (en) * | 2004-02-25 | 2005-09-08 | Amaitis Lee M. | System and method for convenience gaming |
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US11024115B2 (en) | 2004-02-25 | 2021-06-01 | Interactive Games Llc | Network based control of remote system for enabling, disabling, and controlling gaming |
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US10726664B2 (en) | 2004-02-25 | 2020-07-28 | Interactive Games Llc | System and method for convenience gaming |
US8504617B2 (en) | 2004-02-25 | 2013-08-06 | Cfph, Llc | System and method for wireless gaming with location determination |
US10347076B2 (en) | 2004-02-25 | 2019-07-09 | Interactive Games Llc | Network based control of remote system for enabling, disabling, and controlling gaming |
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US20070054739A1 (en) * | 2005-07-08 | 2007-03-08 | Amaitis Lee M | System and method for peer-to-peer wireless gaming |
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US20070060355A1 (en) * | 2005-08-09 | 2007-03-15 | Amaitis Lee M | System and method for wireless gaming system with alerts |
US20070060306A1 (en) * | 2005-08-09 | 2007-03-15 | Amaitis Lee M | System and method for providing wireless gaming as a service application |
US11636727B2 (en) | 2005-08-09 | 2023-04-25 | Cfph, Llc | System and method for providing wireless gaming as a service application |
US20070060358A1 (en) * | 2005-08-10 | 2007-03-15 | Amaitis Lee M | System and method for wireless gaming with location determination |
US7758435B2 (en) | 2005-09-02 | 2010-07-20 | Water Ride Concepts, Inc. | Amusement water rides involving interactive user environments |
US8210954B2 (en) | 2005-09-02 | 2012-07-03 | Water Ride Concepts, Inc. | Amusement water rides involving exercise circuits |
US7857704B2 (en) | 2005-09-15 | 2010-12-28 | Water Ride Concepts, Inc. | Amusement water rides involving games of chance |
US7811172B2 (en) | 2005-10-21 | 2010-10-12 | Cfph, Llc | System and method for wireless lottery |
US20070093296A1 (en) * | 2005-10-21 | 2007-04-26 | Asher Joseph M | System and method for wireless lottery |
US10957150B2 (en) | 2006-04-18 | 2021-03-23 | Cfph, Llc | Systems and methods for providing access to wireless gaming devices |
US10460557B2 (en) | 2006-04-18 | 2019-10-29 | Cfph, Llc | Systems and methods for providing access to a system |
US7644861B2 (en) | 2006-04-18 | 2010-01-12 | Bgc Partners, Inc. | Systems and methods for providing access to wireless gaming devices |
US8403214B2 (en) | 2006-04-18 | 2013-03-26 | Bgc Partners, Inc. | Systems and methods for providing access to wireless gaming devices |
US20090082098A1 (en) * | 2006-05-05 | 2009-03-26 | Dean Alderucci | Systems and methods for providing access to wireless gaming devices |
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