US20040054606A1 - Real estate computer network - Google Patents
Real estate computer network Download PDFInfo
- Publication number
- US20040054606A1 US20040054606A1 US10/619,250 US61925003A US2004054606A1 US 20040054606 A1 US20040054606 A1 US 20040054606A1 US 61925003 A US61925003 A US 61925003A US 2004054606 A1 US2004054606 A1 US 2004054606A1
- Authority
- US
- United States
- Prior art keywords
- seller
- real estate
- buyer
- party
- property
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/10—Office automation; Time management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/16—Real estate
Definitions
- the invention is generally related to computers and computer software, and to the provision of real estate brokerage and associated services to users coupled to an electronic communications medium.
- Selling and buying real property is generally a time-consuming process requiring the assistance of several professional services at a considerable cost.
- the typical seller is unfamiliar with the marketing required to sell their property and cannot access marketing channels used by real estate agents, such as the Multiple-Listing Service (MLS).
- MLS Multiple-Listing Service
- the typical seller does not have sufficient familiarity with comparable sales in their area to assess the market price for their property. If a potential buyer is located, the typical seller does not have the legal resources necessary to negotiate a purchase contract and to close the transfer. Consequently, sellers often use seller agents to list and show the property for significant commissions, as much as 6% or 7% of the sale price, even when the agents perform a very small service.
- sellers typically do not have the ability to sell by owner on an equal footing, and thus may have no real alternative other than paying the large commission.
- Typical buyers are at a similar disadvantage in finding and purchasing real property such as a home. Often buyers are unfamiliar with the area and what properties are listed for sale. Even if able to access a publicly-available Multiple-Listing Service (MLS), buyers generally cannot gain access to sales data to assess reasonable market values. Once a property is located, the typical buyer does not have the legal resources necessary to negotiate a purchase contract and to close the transfer.
- MLS Multiple-Listing Service
- Real estate transactions are typically accomplished through an assortment of communication systems that are largely not integrated and often not even electronic communication.
- Each party e.g., buyer, buyer's agent, seller, seller's agent, title provider, mortgage provider, real estate attorney, inspectors
- the parties have to contact one another to establish appointments. This may be exceedingly difficult if more than two of the parties have to find mutually convenient times. Also, having to contact parties by telephone is often inadequate due to unavailability.
- the invention addresses these and other problems associated with the prior art by providing an apparatus, program product and method that assist in the automated and efficient provision of real estate services, particularly in the area of facilitating real estate sales transactions.
- brokering a real estate transaction is facilitated by electronically communicating property information to potential buyers over a computer network such as the Internet.
- the property information is stored in a property database.
- the transaction is facilitated by one or more real estate documents retrievable by the buyer or the seller.
- negotiation during a transaction includes electronically generating an offer by revising an electronic form under the direction of the first party, either the seller or the buyer.
- This electronic form includes immutable contract terms and mutable contract terms.
- the buyer or seller making the offer is interactively assisted in completing the form.
- the revised electronic form is electronically transmitted to the other party.
- the second party may subsequently generate a counter offer by supervising changes to the mutable contract terms and by having the counter offer electronically transmitted to the first party.
- Each version of the electronic form is tracked as to status and content.
- execution of the transaction is facilitated by receiving disclosure information from a seller via electronic communication so the disclosure information may be stored, associated with a property record identifying a real estate property, and electronically communicated to another party, such as a buyer or a third-party facilitator.
- conduct of the transaction is facilitated by receiving scheduling information from the buyer party and/or the seller party via electronic communication to the other party.
- FIG. 1 is a block diagram of a computer network consistent with the invention.
- FIG. 2 is a block diagram of an exemplary hardware and software environment for a computer from the computer network of FIG. 1.
- FIG. 3 is a block diagram illustrating the primary software components utilized by the computer network of FIG. 1 in a real estate application, including an illustration of electronic communication between a buyer party, a seller party and a brokerage system.
- FIG. 4 is a block diagram of a property record from the property database of FIG. 3.
- FIG. 5 is a depiction of a home screen of an online real time interactive communication interface used by a buyer party or a seller party for electronic communication with the computer network of FIGS. 1 - 3 .
- FIG. 5A is a depiction of a custom profile screen of the online real time interactive communication interface of FIG. 5.
- FIG. 5B is a depiction of an online real time interactive communications interface for confidential, concurrent electronic communication between a buyer party and a seller party with an accompanying electronic purchase contract.
- FIG. 5C is a depiction of an online real time interactive communication interface for generating a disclosure document from disclosure information received from a seller party.
- FIG. 6 is a flow chart illustrating the sequence of operations by a main routine of the computer network of FIGS. 1 - 3 for performing the electronic communication and utilizing the primary software components of FIG. 3.
- FIG. 7 is a flowchart illustrating the sequence of operations performed by the seller and the computer network to list a sale property for the main routine referenced in FIG. 6.
- FIG. 8 is a flowchart illustrating the sequence of operations performed by the buyer and the computer network to search the property database of FIG. 3 for the main routine referenced in FIG. 6.
- FIG. 9 is a flowchart illustrating the sequence of operations performed by the buyer, the seller, and the computer network to negotiate sale of a property found in the search routine of FIG. 8 for the main routine referenced in FIG. 6.
- FIG. 10 is a flowchart illustrating the sequence of operations performed by the buyer, the seller, and the computer network to close the sale of the property negotiated in FIG. 9 for the main routine referenced in FIG. 6.
- FIG. 11 is a flowchart illustrating the sequence of operations performed by the computer network for post-transaction monitoring for the main routine referenced in FIG. 6.
- FIG. 12 is a flowchart illustrating the sequence of operations performed by the seller and the computer network for creating or modifying a seller custom profile for the main routine referenced in FIG. 6.
- FIG. 13 is a flowchart illustrating the sequence of operations performed by the buyer and the computer network for creating or modifying a buyer custom profile for the main routine referenced in FIG. 6.
- FIG. 1 illustrates a real estate computer network 10 consistent with the invention.
- Real estate computer network 10 operates as a computing platform for providing real estate services to a plurality of sellers 12 and buyers 13 coupled thereto over an electronic communications network 14 .
- Buyers 13 and sellers 12 may couple to the real estate computer network 10 through any number of electronic communications media, e.g., a global public network such as the Internet 16 .
- the real estate computer network 10 includes a network server 18 containing a property database 20 , and the network server 18 is coupled to a brokerage system computer 22 , such as over a network or through a global public network such as the Internet 16 , although network server 18 and the brokerage system computer 22 may be encompassed within one system or device.
- the real estate computer network 10 is also shown coupled to a facilitator computer 24 , a payment transaction computer 26 for electronic payment transactions for fees such as a commission (e.g., credit card charge), and to a sales computer 28 containing a sales database 30 .
- An advantage of the real estate computer network 10 that will become apparent through the discussion herein is to reduce or eliminate the need for a seller 12 and a buyer 13 to work through real estate agents.
- an agent may be used. Consequently, hereafter a seller party 12 may be used to denote a seller 12 and/or those working for the seller 12 such as a seller's agent.
- a buyer party 13 may be used to denote a buyer 13 and/or those working for the buyer 13 such as a buyer's agent.
- FIG. 2 illustrates in another way an exemplary hardware and software environment for an apparatus 50 consistent with the invention.
- apparatus 50 may represent practically any type of computer, computer system or other programmable electronic device, including a seller computer 12 , a buyer computer 13 , a brokerage system computer 22 or any of a number of computers in real estate network 10 (FIG. 1). Each such computer may be implemented as a desktop computer, a server computer, a workstation, a portable computer, a handheld computer, an embedded controller, or another other type of single- or multi-user computer.
- Apparatus 50 may be coupled in a wired or wireless network 10 as shown in FIG. 1, or may be a stand-alone device in some implementations.
- Apparatus 50 will hereinafter also be referred to as a “computer”, although it should be appreciated the term “apparatus” may also include other suitable programmable electronic devices consistent with the invention.
- Computer 50 typically includes at least one processor 52 coupled to a memory 54 .
- Processor 52 may represent one or more processors (e.g., microprocessors), and memory 54 may represent the random access memory (RAM) devices comprising the main storage of computer 50 , as well as any supplemental levels of memory, e.g., cache memories, nonvolatile or backup memories (e.g., programmable or flash memories), read-only memories, etc.
- RAM random access memory
- memory 54 may be considered to include memory storage physically located elsewhere in computer 50 , e.g., any cache memory in a processor 52 , as well as any storage capacity used as a virtual memory, e.g., as stored on a mass storage device 56 or on another computer coupled to computer 50 via network 62 .
- Computer 50 also typically receives a number of inputs and outputs for communicating information externally.
- computer 50 typically includes one or more user input devices 60 (e.g., a keyboard, a mouse, a trackball, a joystick, a touchpad, and/or a microphone, among others) and a display 62 (e.g., a CRT monitor, an LCD display panel, and/or a speaker, among others).
- user input devices 60 e.g., a keyboard, a mouse, a trackball, a joystick, a touchpad, and/or a microphone, among others
- a display 62 e.g., a CRT monitor, an LCD display panel, and/or a speaker, among others.
- computer 50 may also include one or more mass storage devices 60 , e.g., a floppy or other removable disk drive, a hard disk drive, a direct access storage device (DASD), an optical drive (e.g., a CD drive, a DVD drive, etc.), and/or a tape drive, among others.
- mass storage devices 60 e.g., a floppy or other removable disk drive, a hard disk drive, a direct access storage device (DASD), an optical drive (e.g., a CD drive, a DVD drive, etc.), and/or a tape drive, among others.
- computer 50 may include an interface with one or more networks 62 (e.g., a LAN, a WAN, a wireless network, and/or the Internet, among others) to permit the communication of information with other computers coupled to the network.
- networks 62 e.g., a LAN, a WAN, a wireless network, and/or the Internet, among others
- computer 50 typically includes suitable analog and
- Computer 50 operates under the control of an operating system 64 , and executes or otherwise relies upon various computer software applications, components, programs, objects, modules, databases, data structures, etc. (e.g., as represented by application 66 ). Moreover, various applications, components, programs, objects, modules, etc. may also execute on one or more processors in another computer coupled to computer 50 via a network 62 , e.g., in a distributed or client-server computing environment, whereby the processing required to implement the functions of a computer program may be allocated to multiple computers over a network.
- routines executed to implement the embodiments of the invention whether implemented as part of an operating system or a specific application, component, program, object, module or sequence of instructions will be referred to herein as “computer programs”, or simply “programs”.
- the computer programs typically comprise one or more instructions that are resident at various times in various memory and storage devices in a computer, and that, when read and executed by one or more processors in a computer, cause that computer to perform the steps necessary to execute steps or elements embodying the various aspects of the invention.
- signal bearing media include but are not limited to recordable type media such as volatile and non-volatile memory devices, floppy and other removable disks, hard disk drives, magnetic tape, optical disks (e.g., CDROM's, DVD's, etc.), among others, and transmission type media such as digital and analog communication links.
- FIGS. 1 and 2 are not intended to limit the present invention. Indeed, those skilled in the art will recognize that other alternative hardware and/or software environments may be used without departing from the scope of the invention.
- FIG. 3 illustrates in greater detail the electronic communication (i.e., flow of information) between a buyer 13 , a brokerage system 22 , a seller 12 , and perhaps third parties such as a facilitator 24 (e.g., a lawyer, mortgage provider, and/or title provider) and payment transaction system 26 .
- a facilitator 24 e.g., a lawyer, mortgage provider, and/or title provider
- the electronic communication performed by the real estate computer network 10 may include various types and formats for various functions such as messaging, notifying, scheduling, and document transmittal.
- the content of the electronic communication may include audio, text and graphical information transmitted over wires or wireless channels and converted to a human legible form by a computer, fax machine, voice telephone mailbox, pager, automated message to a telephone, handheld personal assistant, an/or e-mail system.
- One particularly important aspect of facilitating of real estate transactions in the manner described herein is providing an online real time interactive communications interface to both sellers 12 and buyers 13 to facilitate transacting real estate sales, especially in a confidential fashion.
- Having a property database 20 accessible by both the buyer 13 and the seller 12 provides the means whereby the parties can find one another.
- having electronic communication between the parties allows for another important aspect of facilitating real estate transaction, electronically communicating a real estate document to either the buyer 13 or the seller 12 to facilitate the transaction.
- the electronically communicating the real estate transaction document may include negotiations for a purchase contract for a selected real estate property entirely through electronic communications. Legal authorization for such entirely electronic communication may require recognition of some form of document certification such as a digital signature. If negotiation by entirely electronic communication is not legally authorized or desired, traditional professional services through a real estate facilitating entity may be used to continue with the real estate transaction.
- Another important aspect of the facilitating of real estate transactions in the manner described herein is tracking interactions made with the system for a number of advantages.
- Sellers 12 may benefit from knowing what the virtual “foot traffic” is for their property so that they may gauge the effectiveness of their listing.
- the brokerage system 22 needs to know usage of certain features that would warrant payment.
- Parties to a negotiation of a purchase contract 96 would benefit from knowing whether the other party has received a document such as counteroffer.
- the recipient of such a counteroffer would benefit from tracking all changes made to the purchase contract 96 during the negotiation.
- listing, finding, negotiating and closing the sale of a real estate property requires a large number of scheduling considerations.
- Provision of these features is illustrated by the electronic communication, or flow of information, between the seller 12 and the buyer 13 . It will be appreciated that although the brokerage system 22 is not depicted as directly connected to each component of FIG. 3, that the brokerage system 22 coordinates the real estate computer network 10 in a way that usage and actions are appropriately tracked and scheduled, as will become more apparent in the discussion below regarding the sequentially organized flowcharts for the real estate computer network 10 .
- the real estate computer network 10 includes electronic communication between the seller 12 and a seller custom profile 80 , allowing the system to access such information about and preferences of the seller 12 including how to contact, scheduling considerations, etc. Moreover, payment information such as secure storage of credit card billing information for enhanced services may be included.
- the buyer 13 electronically communicates with a buyer custom profile 82 for a similar purpose.
- the brokerage system 22 electronically communicates with custom profiles 80 , 82 in order to coordinate services for the parties 12 , 13 .
- the seller custom profile 80 includes property information associated with a real estate property, and perhaps a plurality of such properties that are concurrently listed, although an illustrative case of one property is described herein.
- the brokerage system 22 communicates with the property database 20 to make this information available to buyer 13 .
- the buyer 13 would access the property information via an electronic request to search or notify the buyer 84 of properties matching certain selected criteria to a search engine 86 which queries the property database 20 .
- the search engine 86 may return a listing of appropriate properties so that the buyer 13 may select those for which detailed property information is required rather than providing all of the property information without further selection. This specific request would identify a specific property for which the buyer 13 is particularly interested.
- This contact information may be tracked for purposes such as showing “foot traffic” for the seller 12 . Also, this contact information can be a trigger for sales verification 88 by the brokerage system 22 to insure commission payment when warranted.
- a transaction database 90 may receive information from, and be queried by the brokerage system 22 and provide limited information to the seller 12 . In addition, the transaction database 90 may provide a watch list for property/seller/buyer combinations to be monitored for a period of time by sales verification 88 .
- Sales verification 88 is an important aspect of the real estate computer network 10 since payment for the services may largely arrive at the closing of a real estate transaction in the form of a fixed fee or percentage commission (e.g., one percent). If the buyer 13 and seller 12 choose to proceed outside (i.e., covert transaction) of the computer network 10 , such commission may be lost. However, an advantage of the real estate computer network 10 is that usage that triggers the right to a commission under an agreement with the seller 12 and/or the buyer 13 may be tracked. If the transaction is discontinued, the brokerage system 22 utilizes sales verification 88 to monitor a sales database 30 , such as an MLS system or public databases of recorded deeds for these parties and the associated property.
- a sales database 30 such as an MLS system or public databases of recorded deeds for these parties and the associated property.
- Having electronic communications with a sales database 30 provides an additional feature of allowing search for comparable sales by utilizing a comparables search 92 component accessible by the buyer 13 and the seller 12 to query the sales database 30 . This capability allows the parties 12 , 13 to ascertain a market price or price range for a property.
- a scheduling database 94 allows various parties to determine available time for required parties to attend showings or to complete contract contingencies, such as inspections or closings. Moreover, such a scheduling database 94 can remind parties of required or suggested appointments and avoid conflicting appointments. Such a scheduling database 94 may utilize existing commercial groupware.
- the electronic purchase contract 96 which contains immutable contract terms which should remain to avoid possible illegal or ill-advised contract terms or omissions.
- the electronic purchase contract 96 is an example of a real estate document that may be electronically communicated by the parties to facilitate the transaction. Confidence in such terms may be advanced by incorporating state realty board recommended contracts appropriate for the property location.
- the electronic purchase contract 96 further includes mutable contract terms that are modified, selected, or completed by the parties. Examples would include sales price, fixtures or chattel to be included or excluded from the sale, earnest money to be held in escrow, closing date, occupancy date, additional inspections, risk borne for defects, etc.
- the electronic purchase contract 96 may include error checking and help resources.
- the electronic purchase contract 96 may utilize electronic contract tracking 99 to capture each change to the electronic purchase contract 96 to assist in negotiation and in any eventual interpretation of an executed contract should a dispute arise. Not only would versions of the electronic purchase contract 96 be tracked, but also which party proposed and accepted or rejected each version, along with the date.
- the tracking would include a pending status as to whether the receiving party has been notified and has reviewed the latest offer or counteroffer.
- the disclosure document 98 is depicted separate from the electronic purchase contract 96 since the seller 12 may provide such a document before an offer is made, as may be preferable or legally required. Typically, the disclosure document 98 would thereafter be incorporated into the electronic purchase contract 96 or be an accompanying document.
- the real estate computer network may be utilized to achieve the substantial portion of or entire assistance required by the buyer 13 and seller 12 in the real estate transaction.
- a real estate transaction facilitator 24 may receive documentation from the real estate computer network 10 in order to complete the transaction.
- Such facilitators 24 may include, for instance, a lawyer, a mortgage provider, and/or a title provider.
- the real estate computer network 10 may further include a range of associated services 100 shown electronically communicating with the buyer 13 and the seller 12 .
- associated services 100 may include an electronic application to a mortgage provider, contact information such as hypertext markup language (HTML) links to services such as home inspection and movers, and information resources such as a mortgage calculator 224 so that the buyer 13 may focus a home search and negotiations to an affordable price range.
- HTML hypertext markup language
- FIG. 4 a block diagram of a property record 102 for the property database 20 of FIG. 3 is provided.
- property information for a specific real estate property would be contained within the property record 102 .
- An illustrative listing of fields in the property record 102 include a property description 104 which includes information such as contained in a Multiple-Listing Service (e.g., number, type and dimension of rooms; address; directions to the property; fixtures and features; acreage).
- a seller 12 would be assisted in providing such property description 104 in a number of ways.
- graphical user interfaces such as often used for a computer 50 would allow familiar pull-down menus, radio buttons, pop-up help information, scrollable text boxes, etc.
- the real estate computer network 10 may perform data checking and prompt the seller 12 for more information or corrections. For example, a prompt may occur if the seller 12 entered the number of rooms in a house and the number was less than the number of bedrooms, bathrooms and other specific rooms entered. As another example, a prompt may occur if an important field was left blank. In addition, a field may require data of a certain type, such as a year within a certain range for the building date and a dollar figure for the price. Such receiving of disclosure information from a seller party 12 is thus an improvement over paper forms requiring a person to check for errors.
- the disclosure information may have to be created and recreated a number of times, such as by a handwritten entry by a seller party 12 , followed by data entry into a listing means such as an MLS, and further followed by data entry into a purchase contract, and yet further followed by data entry into other documents for a mortgage application and a land title.
- a handwritten entry by a seller party 12 followed by data entry into a listing means such as an MLS, and further followed by data entry into a purchase contract, and yet further followed by data entry into other documents for a mortgage application and a land title.
- a listing means such as an MLS
- the property record 102 may contain property graphics field or pointer 106 so that the buyer 13 may view exterior or interior depictions of the property.
- Another field or other data structure included in the property record 102 may be contractual terms 108 supplied by the seller 12 .
- the seller 12 may have non-negotiable or initial negotiating positions such as sale “as-is,” occupancy no sooner than a specific a date or a given interval, etc.
- the record may contain a scheduling database pointer 110 to the scheduling database 94 , or other such data structure so that the buyer 13 may initiate a showing, for instance.
- the property record 102 may contain a contract period field 112 utilized by the seller 12 and the brokerage system 22 in determining the period wherein the seller 12 is committed to the listing contract.
- the property record 102 may contain a usage tracking pointer 114 or other information storage such as a counter so that the seller 12 may monitor virtual “foot traffic” or hits for the listing. Also, the property record 102 may contain a sales verification pointer 116 or other means to designate the property as being on a watch list for subsequent sale outside of the listing contract.
- FIG. 4 Although a flat file is depicted as a property record 102 in FIG. 4, it would be readily apparent to those skilled in the art that a number of database and data structures may be used to store and access such fields 104 - 116 . Moreover, such data structures may be distributed throughout a number of data structures and storage media. Furthermore, the listing of fields 104 - 116 is an illustrative list whereas fewer fields or additional fields may be used. In addition, the various databases depicted in FIGS. 3 - 4 may specifically be combined or further decentralized.
- the electronic communication between users such as the buyer 13 and the seller 12 described for FIG. 3 may advantageously be performed as depicted in FIG. 5 with an online real time interactive communication interface 120 such as by the browser window or browser 122 on a computer screen 124 displaying a portion of the real estate transaction application 66 .
- the illustrative depiction includes a series of selectable buttons 130 - 146 allowing the buyer 13 and seller 12 to readily access desired features.
- buttons such as blank button 148 may be included that could be defined by the party 12 , 13 .
- the interface 120 is shown including a “LOGIN NAME” data entry box 150 and “PASSWORD” data entry box 152 to allow confidentiality and ready access to individualized content. Initiating the login is accomplished by selecting a “LOGIN” button 154 .
- a “LOGIN” button 154 For those unfamiliar with the services of the real estate computer network 10 , two buttons, “I AM A BUYER” button 156 and “I AM A SELLER” button 158 allow rapid access to important information for first-time users.
- Logging into a custom profile 80 , 82 may include going to an individualized screen 124 , such as is depicted in FIG. 5A.
- an individualized screen 124 may have predictable locations and formats for information regardless of which property is associated with the login, whether the party is a buyer 13 or seller 12 , and on the phase of the transaction (e.g., searching, negotiating, closing).
- a scheduling box 160 provides an interactive display and data entry means for working with the scheduling database 94 .
- a systems notification box 170 allows for automatic alerts of approaching deadlines, exceeded deadlines, completion of tasks, etc.
- a messages and documents received box 180 may provide a graphical user interface 120 to electronic documents received from other parties or received from the user.
- a quick links box 190 allows for retention of links to properties selected by a potential buyer 13 , for instance, or links to services appropriate for inspecting a house after negotiating a purchase contract, etc.
- an online interactive communication interface 124 illustrates how confidential, concurrent electronic communication may be achieved in some instances to negotiate an electronic purchase contract 96 , or similar inter-party communication.
- Buyer party window 191 would show information appropriate for a multi-party communication between a buyer 13 , a buyer's agent, and a seller party 12 .
- Buyer party window 191 thus would show the buyer 13 and the buyer's agent messages between themselves and also a message to the seller party 12 . However, only the message C from the buyer agent to the seller would be visible to the seller party 12 .
- seller party window 192 shows a message B from the seller with any other messages hidden from the buyer 13 and buyer's agent.
- multiple parties may be interacting with interface 124 on behalf of the seller 12 and communicating confidentially to the seller 12 without the awareness of the buyer 13 .
- an electronic purchase contract 96 having mutable contract terms 194 , specifically a fill-in closing date field and a radio button selection for mortgage application wherein “VA” is selected.
- the electronic purchase contract 96 also has immutable contract terms 195 displayed.
- Another feature of electronic purchase contract 96 is the annotation “[ABC: DD/MMYY]” after “VA” denoting the initials of the party adding the “VA” selection and the date made. Such comments would advantageously be displaced and stored for retaining the full chronology of versions of the electronic purchase contract 96 .
- a disclosure document 98 is generated by the real property computer network 10 from both immutable terms, such as instructions 196 to assist the seller in providing disclosure information, and mutable terms, such as water supply data fields 197 , wherein the seller is provided radio buttons to select between public, private, well, and cistern and has selected private.
- the immutable terms 196 may advantageously be derived from state realty board approved disclosure forms.
- the mutable terms 197 may be bounded by suggested or required fields also from the approved disclosure forms, wherein the seller party 13 provides disclosure information.
- the online interactive communication interface 124 facilitates the electronic communication of disclosure information from the seller party 12 and may similarly electronically communicate, such as by electronic transmission, to the buyer party 13 as shown in FIG. 5B.
- Generation of the electronic real estate documents may be accomplished by storing a word processing template on a computer in the real estate computer network 10 .
- Information supplied by the buyer party 13 or the seller party 12 may be merged with the word processing template and stored as a document or the mutable terms may be stored separately as a record in a database. The latter may have advantages in reduced storage requirements.
- Annotations as to revision history and status of review may be similarly merged into the stored document or stored separately as records.
- FIG. 6 For a main routine 200 .
- Such segregation of software objects allows for developing portions of a real estate computer network at various stages, to decentralize processing of such objects, and other advantages. Specifically shown is a list sale property routine 202 , search property database routine 204 , negotiate sale routine 206 , closing actions routine 208 , post-transaction monitoring 210 , a seller custom profile routine 212 , and a buyer custom profile routine 214 , all of which are described in more detail below.
- Main routine 200 is shown having illustrations of associated services 216 beginning with a search comparable sales object 218 which allows an interactive search engine for the buyer 13 or the seller 12 to find comparable sales to the selected property to assist in determining a market price.
- This is typically a service requiring a real estate agent or a real estate appraiser and is generally not available to the public. Consequently, this feature may be deemed an enhanced service for which an additional fee is secured, such as through a credit card charge.
- Another associated service 216 shown is an “ask the agent” object 220 , which may be deemed an enhanced service warranting additional fees, whereby a prospective listing seller 12 or potential buyer 13 can have specific questions answered regarding the real estate transaction process, especially if foregoing the expense of having an agent. Some questions may be too specific to handle with a FAQ's or other predetermined means.
- Yet another associated service 100 shown is a document delivery object 222 whereby real estate documents and forms, for instance, may be retrieved. Also, shown is an online electronic mortgage calculator object 224 and an online electronic mortgage application object 226 , the latter may be links to mortgage providers or actual online applications.
- the list sale property routine 202 referenced in the main routine 200 of FIG. 6 is shown in FIG. 7 as a flowchart sequence of operations performed by the seller 12 and the real estate computer network 10 .
- the routine 202 receives property information from the seller 12 that is entered into a property record 102 (block 230 ). Thereafter, the listing contract is displayed (block 232 ) to ensure that the seller 12 agrees to paying a commission for services, for instance. If the seller 12 does not accept the listing contract (block 234 ), then routine 202 is done (block 236 ) and the seller 12 is returned without adding the property record 102 to the property database 20 .
- the interactive scheduling may be accomplished by many techniques known to those skilled in the art. For example, a text or graphical calendar may be presented for times available and/or not available to the other party. The party desiring an appointment may be allowed to add the appointment by sending a message such as an e-mail message that, if accepted by the other party, would automatically be added to both parties' schedules.
- the property record 102 is added to the property database 20 to be accessible by a buyer 13 (block 244 ).
- the property information may be electronically communicated to other listing services such as a Multiple-Listing Service (MLS) (block 246 ). Routine 202 then provides various contracts and forms to the seller 12 as appropriate and required (block 248 ).
- MLS Multiple-Listing Service
- physical copies of the listing contract may be sent by mail.
- marketing information may be sent to the seller 13 , such as signage and guidelines for making a home presentable for a showing (block 250 ). The latter may also be deemed an enhanced service that is provided in return for a fixed payment.
- a listing contract is for a fixed period of time, thus in block 252 a determination is made as to whether 30 days or less remains until the contract period of the listing contract expires. If not, then routine 202 continues to wait by repeating block 252 . If within the thirty day period in block 252 , then a notice is sent to the seller 12 to renew (block 254 ). Then routine 202 waits for the contract period to expire, unless action is taken outside of this routine to renew the contract or a purchase contract 96 is entered into by a buyer 13 and the seller 12 (block 256 ).
- routine 202 is done and returns (block 262 ).
- a number of monitoring routines are discussed as part of a single routine or different routines and on various computers; however, the electronic communication inherent in the real estate computer network 10 allows for flexibility in configuring such monitoring.
- a database query may be initiated through the brokerage system 22 for statistics over the past quarter with such queries including information contained in a number of databases.
- expiration and renewal of listing contracts may be different routines initiated by different computers, such as by 18 and 22 , respectively.
- Routine 204 begins by the buyer 13 entering property requirements (block 280 ), such as price range, location, number of bedrooms, etc. Then, a search is performed of the property database 20 using the requirements, or criteria, provided, and any property records 102 matching the criteria are then displayed as a list (block 282 ). The buyer 13 may be given an option at this point or at other points to automatically repeat the search later as new properties are listed (block 284 ). If so selected, then an automatic search using the provided criteria is scheduled to be repeated (block 286 ).
- property requirements block 280
- a search is performed of the property database 20 using the requirements, or criteria, provided, and any property records 102 matching the criteria are then displayed as a list (block 282 ).
- the buyer 13 may be given an option at this point or at other points to automatically repeat the search later as new properties are listed (block 284 ). If so selected, then an automatic search using the provided criteria is scheduled to be repeated (block 286 ).
- routine 204 returns to some other state, such as back to the listing of block 282 or completely out of routine 204 as shown. If the buyer 13 requests seller 12 contact (block 296 ), then a determination is made as to whether the buyer 13 has a buyer custom profile 82 (block 298 ). If not, then the buyer 13 is given the opportunity to create a buyer custom profile 82 (block 300 ). Once complete, the buyer 13 may be returned back to block 298 or to some other point, such as back to block 296 as shown.
- the contact information is provided (block 302 ). This may be in various forms, such as access to the scheduling information of the seller 12 , message entry form or some other means. Preferably such contact will be through electronic communication through the real estate computer network 10 so that status of such inquiries may be monitored, not only for sales verification purposes but also to give status to parties as to whether the message has been received. In addition, confidentiality may be maintained.
- an opportunity may be included for scheduling a showing. If scheduling a showing is selected in block 304 , then the buyer 13 is allowed to interact with the seller schedule to find an appropriate time, and advantageously to add the proposed showing time to the schedule (block 306 ). After scheduling a showing is performed in block 306 or omitted in block 304 , then the seller 12 is notified respectively in blocks 308 , 310 . Such notification may be tailored as suggested by having two steps for the fact that one includes interacting with the scheduling information. Thereafter, routine 204 is done and returns (block 312 ).
- the negotiate sale routine 206 referenced in the main routine 200 of FIG. 6 is shown in FIG. 9 as a flowchart sequence of operations performed by the seller 12 , the buyer 13 and the real estate computer network 10 .
- This routine 206 shows several important aspects of the invention, providing electronic communication of various types of information, tracking a large number of actions, and overall facilitating the transaction through a critical phase that is often frustrating for buyers 13 and sellers 12 , especially without use of agents.
- the negotiate sale routine 206 shown does include the capability to iterate offers and counteroffers.
- the seller 12 accesses the offer (block 346 ) via the real estate computer network 10 .
- the seller 12 is afforded an opportunity to accept the offer (block 348 ). If the seller 12 declines the offer as is often the case, then a determination is made as to whether the seller 12 chooses to counter offer (block 350 ). The offer may be so unacceptable that the seller 12 chooses not to counter offer in block 350 , and thus the transaction is added to the watch list (block 352 ), the buyer 13 is notified (block 354 ), and any escrow money, if any, is returned (block 356 ), and routine 206 is done and returns (block 358 ).
- routine 206 is done and processing proceeds with closing actions routine 208 .
- routine 206 returns to the beginning (block 330 ) to await action by the buyer 13 .
- routine 206 proceeds to block 366 to allow the buyer 13 to accept the counter offer. If the buyer 13 does accept in block 366 , then a determination is made as to whether additional earnest money is required (block 368 ). If so, the escrow deposit is arranged (block 370 ). After the escrow is handled in blocks 368 , 370 , then the seller 12 is notified of the acceptance (block 372 ) and processing proceeds to the closing actions routine 208 , described below.
- the closing actions routine 208 referenced in the main routine 200 of FIG. 6 is shown in FIG. 10 as a flowchart sequence of operations performed by the seller 12 , the buyer 13 and the real estate computer network 10 , typically following the negotiate sale routine 206 previously discussed.
- a commission payment method such as a credit card payment effected through the real estate computer network 10 .
- the buyer 13 is notified to provide financing information within a certain time frame, generally specified in the negotiated electronic purchase contract (block 402 ).
- Routine 208 then schedules other contractual contingencies for completion, including sending any documents, physical and/or electronic copies, to the parties.
- a physical copy of the purchase contract 96 may be made and signed by both parties, especially to satisfy any statutory requirements.
- a closing date should be specified, at least a tentative date (block 404 ).
- routine 208 monitors the various dates and inputs from the parties as to completions of required tasks.
- An example of such monitoring begins in block 406 where a determination is made as to whether new information has been entered by a party to the transaction. If so, the relevant database or databases are updated and any required changes made to the schedule (block 408 ). Afterward, or if no changes were entered in block 406 , then a determination is made in block 410 whether a deadline is approaching. The system would have at least a default notification period of an approaching deadline if not otherwise provided. In particular, establishing a closing date would be a scheduled event that would be flagged for a system exception if passed before completion. If a scheduled event is within the notification period, then the parties are notified (block 412 ). After checking for approaching deadlines (blocks 410 , 412 ), then a determination is made as to whether any deadlines have been passed (block 414 ).
- a deadline had passed, then the parties are notified (block 426 ) and a determination made as to whether this deadline is flagged by the real estate computer network 10 as a deadline warranting a system exception, such as failing to set a closing date (block 428 ). If so, an exception report is generated to the brokerage system 22 (block 430 ). After blocks 428 , 430 , a determination is made as to whether the missed deadline will be waived or otherwise rescheduled by the nonbreaching party (block 432 ). It would be apparent that some deadlines would be nonmandatory and would be treated as an automatic waiver. If so waived or rescheduled in block 432 , then processing returns to block 406 to handle the new information and to continue monitoring the schedule.
- Routine 210 watches for transactions completed without paying a commission, first by noting transactions begun within the real estate computer network 10 but consummated outside of the network 10 and second by noting failures to pay the commission within a reasonable time after closing.
- routine 210 retrieves incomplete transactions, including information as to the prospective buyer 13 and seller 12 and the particular property, from the transaction database, elsewhere also referred to as a watch list. A determination is made as to whether the watch period has expired (block 452 ), meaning the extent of the contract period for the listing contract has expired. If the watch period has expired, then the incomplete transaction is deleted from the watch list (block 454 ). If the watch period has not expired in block 452 , then routine 210 looks for a matching transaction in the sales database 30 (block 456 ). If a match is found (block 458 ), then an exception report is generated (block 460 ).
- a payment pending schedule is retrieved from the transaction database 90 (block 464 ). If a deadline is exceeded (block 466 ), then an exception report is generated (block 468 ). If not exceeded in block 466 or after the exception report in block 468 , then a determination is made as whether another payment pending item remains (block 470 ). If so, processing returns to block 464 , and if not, routine 210 waits for an appropriate period of time (block 472 ) before performed again by returning to block 450 . For example, the routine 210 may run once per day.
- Routine 212 begins by determining whether the seller 12 has entered a valid login user name and password (block 490 ), and if not, is given an opportunity to become a member in block 492 and routine 212 returns to some previous state (block 494 ) which may include repeating at block 490 .
- the seller 12 may select a number of features. For example, in block 496 , a determination is made as to whether the seller 12 chooses to modify or delete a home listing, and if so the home listing is modified or deleted in block 498 . The routine 212 would then proceed to some previous state.
- routine 212 returns to some previous state, such as waiting for the seller 12 to make a selection.
- Routine 214 begins by determining whether the buyer 13 has entered a valid login user name and password (block 530 ), and if not, is given an opportunity to become a member in block 532 and routine 214 returns to some previous state (block 534 ) which may include repeating at block 530 .
- a valid login user name and password were entered, then the buyer 13 may select a number of features. For example, in block 536 , a determination is made as to whether the buyer 13 chooses to modify contact information, and if so the contact information is modified in block 538 . The routine 214 would then proceed to some previous state.
- routine 214 returns to some previous state, such as waiting for the buyer 13 to make a selection.
Abstract
Description
- This application is a continuation of U.S. patent application Ser. No. 09/362,107, filed Jul. 7, 1999 by Vincent S. Broerman (to be issued on Jul. 15, 2003 as U.S. Pat. No. 6,594,633), which application is incorporated by reference herein.
- The invention is generally related to computers and computer software, and to the provision of real estate brokerage and associated services to users coupled to an electronic communications medium.
- Selling and buying real property is generally a time-consuming process requiring the assistance of several professional services at a considerable cost. The typical seller is unfamiliar with the marketing required to sell their property and cannot access marketing channels used by real estate agents, such as the Multiple-Listing Service (MLS). Also, the typical seller does not have sufficient familiarity with comparable sales in their area to assess the market price for their property. If a potential buyer is located, the typical seller does not have the legal resources necessary to negotiate a purchase contract and to close the transfer. Consequently, sellers often use seller agents to list and show the property for significant commissions, as much as 6% or 7% of the sale price, even when the agents perform a very small service. In addition, sellers typically do not have the ability to sell by owner on an equal footing, and thus may have no real alternative other than paying the large commission.
- Typical buyers are at a similar disadvantage in finding and purchasing real property such as a home. Often buyers are unfamiliar with the area and what properties are listed for sale. Even if able to access a publicly-available Multiple-Listing Service (MLS), buyers generally cannot gain access to sales data to assess reasonable market values. Once a property is located, the typical buyer does not have the legal resources necessary to negotiate a purchase contract and to close the transfer.
- Real estate transactions are typically accomplished through an assortment of communication systems that are largely not integrated and often not even electronic communication. Each party (e.g., buyer, buyer's agent, seller, seller's agent, title provider, mortgage provider, real estate attorney, inspectors) generally keep their own personal schedules. The parties have to contact one another to establish appointments. This may be exceedingly difficult if more than two of the parties have to find mutually convenient times. Also, having to contact parties by telephone is often inadequate due to unavailability.
- Moreover, the myriad of scheduling details that occur in negotiating and closing a purchase contract for real estate property can easily be overlooked. For example, a buyer and the seller may be unaware that state regulations require certain inspections or that certain types of mortgage applications (e.g., VA loan) require a certain period of time and additional procedures (e.g., termite inspection). Consequently, these parties may not even be aware of these scheduling considerations when negotiating a purchase contract.
- Attempting to avoid the high commission of real estate agents means difficulty in negotiating the purchase contract. Sellers and buyers may not have ready access to an appropriate form purchase contract. Assistance in completing the form purchase contract may not be available at minimal cost. In addition, the physical shuttling of offers and counter offers between the parties may impose a time consuming burden, and may make negotiating more emotionally difficult. Also, tracking the number of changes to the purchase contract during negotiation is difficult, especially given methods of modification including handwritten changes and faxed changes. Furthermore, a party making the pending offer may benefit from knowing whether the other party has received the document without giving an impression of being anxious.
- The invention addresses these and other problems associated with the prior art by providing an apparatus, program product and method that assist in the automated and efficient provision of real estate services, particularly in the area of facilitating real estate sales transactions.
- Consistent with one aspect of the invention, brokering a real estate transaction is facilitated by electronically communicating property information to potential buyers over a computer network such as the Internet. The property information is stored in a property database. The transaction is facilitated by one or more real estate documents retrievable by the buyer or the seller. By managing the flow of information electronically, the need for professional assistance is minimized, along with the associated costs.
- Consistent with another aspect of the invention, negotiation during a transaction includes electronically generating an offer by revising an electronic form under the direction of the first party, either the seller or the buyer. This electronic form includes immutable contract terms and mutable contract terms. The buyer or seller making the offer is interactively assisted in completing the form. The revised electronic form is electronically transmitted to the other party. The second party may subsequently generate a counter offer by supervising changes to the mutable contract terms and by having the counter offer electronically transmitted to the first party. Each version of the electronic form is tracked as to status and content.
- Consistent with a further aspect of the invention, execution of the transaction is facilitated by receiving disclosure information from a seller via electronic communication so the disclosure information may be stored, associated with a property record identifying a real estate property, and electronically communicated to another party, such as a buyer or a third-party facilitator.
- Consistent with an additional aspect of the invention, conduct of the transaction is facilitated by receiving scheduling information from the buyer party and/or the seller party via electronic communication to the other party.
- These and other advantages and features, which characterize the invention, are set forth in the claims annexed hereto and forming a further part hereof. However, for a better understanding of the invention, and of the advantages and objectives attained through its use, reference should be made to the Drawings, and to the accompanying descriptive matter, in which there are described exemplary embodiments of the invention.
- FIG. 1 is a block diagram of a computer network consistent with the invention.
- FIG. 2 is a block diagram of an exemplary hardware and software environment for a computer from the computer network of FIG. 1.
- FIG. 3 is a block diagram illustrating the primary software components utilized by the computer network of FIG. 1 in a real estate application, including an illustration of electronic communication between a buyer party, a seller party and a brokerage system.
- FIG. 4 is a block diagram of a property record from the property database of FIG. 3.
- FIG. 5 is a depiction of a home screen of an online real time interactive communication interface used by a buyer party or a seller party for electronic communication with the computer network of FIGS.1-3.
- FIG. 5A is a depiction of a custom profile screen of the online real time interactive communication interface of FIG. 5.
- FIG. 5B is a depiction of an online real time interactive communications interface for confidential, concurrent electronic communication between a buyer party and a seller party with an accompanying electronic purchase contract.
- FIG. 5C is a depiction of an online real time interactive communication interface for generating a disclosure document from disclosure information received from a seller party.
- FIG. 6 is a flow chart illustrating the sequence of operations by a main routine of the computer network of FIGS.1-3 for performing the electronic communication and utilizing the primary software components of FIG. 3.
- FIG. 7 is a flowchart illustrating the sequence of operations performed by the seller and the computer network to list a sale property for the main routine referenced in FIG. 6.
- FIG. 8 is a flowchart illustrating the sequence of operations performed by the buyer and the computer network to search the property database of FIG. 3 for the main routine referenced in FIG. 6.
- FIG. 9 is a flowchart illustrating the sequence of operations performed by the buyer, the seller, and the computer network to negotiate sale of a property found in the search routine of FIG. 8 for the main routine referenced in FIG. 6.
- FIG. 10 is a flowchart illustrating the sequence of operations performed by the buyer, the seller, and the computer network to close the sale of the property negotiated in FIG. 9 for the main routine referenced in FIG. 6.
- FIG. 11 is a flowchart illustrating the sequence of operations performed by the computer network for post-transaction monitoring for the main routine referenced in FIG. 6.
- FIG. 12 is a flowchart illustrating the sequence of operations performed by the seller and the computer network for creating or modifying a seller custom profile for the main routine referenced in FIG. 6.
- FIG. 13 is a flowchart illustrating the sequence of operations performed by the buyer and the computer network for creating or modifying a buyer custom profile for the main routine referenced in FIG. 6.
- Turning to the Drawings, wherein like numbers denote like parts throughout the several views, FIG. 1 illustrates a real
estate computer network 10 consistent with the invention. Realestate computer network 10 operates as a computing platform for providing real estate services to a plurality ofsellers 12 andbuyers 13 coupled thereto over anelectronic communications network 14.Buyers 13 andsellers 12 may couple to the realestate computer network 10 through any number of electronic communications media, e.g., a global public network such as theInternet 16. - The real
estate computer network 10 includes anetwork server 18 containing aproperty database 20, and thenetwork server 18 is coupled to abrokerage system computer 22, such as over a network or through a global public network such as theInternet 16, althoughnetwork server 18 and thebrokerage system computer 22 may be encompassed within one system or device. The realestate computer network 10 is also shown coupled to afacilitator computer 24, apayment transaction computer 26 for electronic payment transactions for fees such as a commission (e.g., credit card charge), and to asales computer 28 containing asales database 30. - An advantage of the real
estate computer network 10 that will become apparent through the discussion herein is to reduce or eliminate the need for aseller 12 and abuyer 13 to work through real estate agents. However, for certain embodiments or due the preferences or limitations of abuyer 13 orseller 12, an agent may be used. Consequently, hereafter aseller party 12 may be used to denote aseller 12 and/or those working for theseller 12 such as a seller's agent. Similar, abuyer party 13 may be used to denote abuyer 13 and/or those working for thebuyer 13 such as a buyer's agent. - FIG. 2 illustrates in another way an exemplary hardware and software environment for an
apparatus 50 consistent with the invention. For the purposes of the invention,apparatus 50 may represent practically any type of computer, computer system or other programmable electronic device, including aseller computer 12, abuyer computer 13, abrokerage system computer 22 or any of a number of computers in real estate network 10 (FIG. 1). Each such computer may be implemented as a desktop computer, a server computer, a workstation, a portable computer, a handheld computer, an embedded controller, or another other type of single- or multi-user computer.Apparatus 50 may be coupled in a wired orwireless network 10 as shown in FIG. 1, or may be a stand-alone device in some implementations.Apparatus 50 will hereinafter also be referred to as a “computer”, although it should be appreciated the term “apparatus” may also include other suitable programmable electronic devices consistent with the invention. -
Computer 50 typically includes at least oneprocessor 52 coupled to amemory 54.Processor 52 may represent one or more processors (e.g., microprocessors), andmemory 54 may represent the random access memory (RAM) devices comprising the main storage ofcomputer 50, as well as any supplemental levels of memory, e.g., cache memories, nonvolatile or backup memories (e.g., programmable or flash memories), read-only memories, etc. In addition,memory 54 may be considered to include memory storage physically located elsewhere incomputer 50, e.g., any cache memory in aprocessor 52, as well as any storage capacity used as a virtual memory, e.g., as stored on amass storage device 56 or on another computer coupled tocomputer 50 vianetwork 62. -
Computer 50 also typically receives a number of inputs and outputs for communicating information externally. For interfacing with a user or operator,computer 50 typically includes one or more user input devices 60 (e.g., a keyboard, a mouse, a trackball, a joystick, a touchpad, and/or a microphone, among others) and a display 62 (e.g., a CRT monitor, an LCD display panel, and/or a speaker, among others). For additional storage,computer 50 may also include one or moremass storage devices 60, e.g., a floppy or other removable disk drive, a hard disk drive, a direct access storage device (DASD), an optical drive (e.g., a CD drive, a DVD drive, etc.), and/or a tape drive, among others. Furthermore,computer 50 may include an interface with one or more networks 62 (e.g., a LAN, a WAN, a wireless network, and/or the Internet, among others) to permit the communication of information with other computers coupled to the network. It should be appreciated thatcomputer 50 typically includes suitable analog and/or digital interfaces betweenprocessor 52 and each of components 54-62 as is well known in the art. -
Computer 50 operates under the control of anoperating system 64, and executes or otherwise relies upon various computer software applications, components, programs, objects, modules, databases, data structures, etc. (e.g., as represented by application 66). Moreover, various applications, components, programs, objects, modules, etc. may also execute on one or more processors in another computer coupled tocomputer 50 via anetwork 62, e.g., in a distributed or client-server computing environment, whereby the processing required to implement the functions of a computer program may be allocated to multiple computers over a network. - In general, the routines executed to implement the embodiments of the invention, whether implemented as part of an operating system or a specific application, component, program, object, module or sequence of instructions will be referred to herein as “computer programs”, or simply “programs”. The computer programs typically comprise one or more instructions that are resident at various times in various memory and storage devices in a computer, and that, when read and executed by one or more processors in a computer, cause that computer to perform the steps necessary to execute steps or elements embodying the various aspects of the invention. Moreover, while the invention has and hereinafter will be described in the context of fully functioning computers and computer systems, those skilled in the art will appreciate that the various embodiments of the invention are capable of being distributed as a program product in a variety of forms, and that the invention applies equally regardless of the particular type of signal bearing media used to actually carry out the distribution. Examples of signal bearing media include but are not limited to recordable type media such as volatile and non-volatile memory devices, floppy and other removable disks, hard disk drives, magnetic tape, optical disks (e.g., CDROM's, DVD's, etc.), among others, and transmission type media such as digital and analog communication links.
- In addition, various programs described hereinafter may be identified based upon the application for which they are implemented in a specific embodiment of the invention. However, it should be appreciated that any particular program nomenclature that follows is used merely for convenience, and thus the invention should not be limited to use solely in any specific application identified and/or implied by such nomenclature.
- Those skilled in the art will recognize that the exemplary environments illustrated in FIGS. 1 and 2 are not intended to limit the present invention. Indeed, those skilled in the art will recognize that other alternative hardware and/or software environments may be used without departing from the scope of the invention.
- The various aspects of the invention will now be described in greater detail in connection with the provision of real estate transaction services by a plurality of
buyer parties 13, including buyers and/or buyer agents, and by a plurality ofseller parties 12, including sellers and/or seller agents, via a computer network, represented at 10 in FIG. 3. In particular, FIG. 3 illustrates in greater detail the electronic communication (i.e., flow of information) between abuyer 13, abrokerage system 22, aseller 12, and perhaps third parties such as a facilitator 24 (e.g., a lawyer, mortgage provider, and/or title provider) andpayment transaction system 26. - The electronic communication performed by the real
estate computer network 10 may include various types and formats for various functions such as messaging, notifying, scheduling, and document transmittal. The content of the electronic communication may include audio, text and graphical information transmitted over wires or wireless channels and converted to a human legible form by a computer, fax machine, voice telephone mailbox, pager, automated message to a telephone, handheld personal assistant, an/or e-mail system. - One particularly important aspect of facilitating of real estate transactions in the manner described herein is providing an online real time interactive communications interface to both
sellers 12 andbuyers 13 to facilitate transacting real estate sales, especially in a confidential fashion. Having aproperty database 20 accessible by both thebuyer 13 and theseller 12 provides the means whereby the parties can find one another. Moreover, having electronic communication between the parties allows for another important aspect of facilitating real estate transaction, electronically communicating a real estate document to either thebuyer 13 or theseller 12 to facilitate the transaction. In particular, the electronically communicating the real estate transaction document may include negotiations for a purchase contract for a selected real estate property entirely through electronic communications. Legal authorization for such entirely electronic communication may require recognition of some form of document certification such as a digital signature. If negotiation by entirely electronic communication is not legally authorized or desired, traditional professional services through a real estate facilitating entity may be used to continue with the real estate transaction. - Another important aspect of the facilitating of real estate transactions in the manner described herein is tracking interactions made with the system for a number of advantages.
Sellers 12 may benefit from knowing what the virtual “foot traffic” is for their property so that they may gauge the effectiveness of their listing. Thebrokerage system 22 needs to know usage of certain features that would warrant payment. Parties to a negotiation of apurchase contract 96 would benefit from knowing whether the other party has received a document such as counteroffer. Moreover, the recipient of such a counteroffer would benefit from tracking all changes made to thepurchase contract 96 during the negotiation. In addition, listing, finding, negotiating and closing the sale of a real estate property requires a large number of scheduling considerations. Having a way to track, display, update and notify parties of scheduling associated with a real estate transaction is a more efficient answer than relying on telephone calls and unconnected scheduling systems. Integrating real estate transactions withbuyers 13 andsellers 12 virtually connected enables a number of advantages for tracking usage byparties - Provision of these features is illustrated by the electronic communication, or flow of information, between the
seller 12 and thebuyer 13. It will be appreciated that although thebrokerage system 22 is not depicted as directly connected to each component of FIG. 3, that thebrokerage system 22 coordinates the realestate computer network 10 in a way that usage and actions are appropriately tracked and scheduled, as will become more apparent in the discussion below regarding the sequentially organized flowcharts for the realestate computer network 10. - As depicted by the diagram of FIG. 3, a large array of desirable or required services and electronic communication connections between parties are shown via the convenience of a
computer 50. It will be apparent that although having the full complement available as described herein is advantageous, various elements and aspects of the embodiments described herein could be omitted, or offered independently of one another, in other applications. In addition, it is anticipated that bundling additional real estate services not specifically illustrated here would be beneficial in some applications. - The real
estate computer network 10 includes electronic communication between theseller 12 and aseller custom profile 80, allowing the system to access such information about and preferences of theseller 12 including how to contact, scheduling considerations, etc. Moreover, payment information such as secure storage of credit card billing information for enhanced services may be included. Similarly, thebuyer 13 electronically communicates with abuyer custom profile 82 for a similar purpose. Thebrokerage system 22 electronically communicates withcustom profiles parties - The
seller custom profile 80 includes property information associated with a real estate property, and perhaps a plurality of such properties that are concurrently listed, although an illustrative case of one property is described herein. Thebrokerage system 22 communicates with theproperty database 20 to make this information available tobuyer 13. Thebuyer 13 would access the property information via an electronic request to search or notify thebuyer 84 of properties matching certain selected criteria to asearch engine 86 which queries theproperty database 20. Advantageously, thesearch engine 86 may return a listing of appropriate properties so that thebuyer 13 may select those for which detailed property information is required rather than providing all of the property information without further selection. This specific request would identify a specific property for which thebuyer 13 is particularly interested. This contact information may be tracked for purposes such as showing “foot traffic” for theseller 12. Also, this contact information can be a trigger forsales verification 88 by thebrokerage system 22 to insure commission payment when warranted. Thus, atransaction database 90 may receive information from, and be queried by thebrokerage system 22 and provide limited information to theseller 12. In addition, thetransaction database 90 may provide a watch list for property/seller/buyer combinations to be monitored for a period of time bysales verification 88. -
Sales verification 88 is an important aspect of the realestate computer network 10 since payment for the services may largely arrive at the closing of a real estate transaction in the form of a fixed fee or percentage commission (e.g., one percent). If thebuyer 13 andseller 12 choose to proceed outside (i.e., covert transaction) of thecomputer network 10, such commission may be lost. However, an advantage of the realestate computer network 10 is that usage that triggers the right to a commission under an agreement with theseller 12 and/or thebuyer 13 may be tracked. If the transaction is discontinued, thebrokerage system 22 utilizessales verification 88 to monitor asales database 30, such as an MLS system or public databases of recorded deeds for these parties and the associated property. - Having electronic communications with a
sales database 30 provides an additional feature of allowing search for comparable sales by utilizing acomparables search 92 component accessible by thebuyer 13 and theseller 12 to query thesales database 30. This capability allows theparties - Facilitating the negotiation and closing of a real estate transaction is further assisted by assistance from a
scheduling database 94 and elements required to negotiate a purchase contract, such as anelectronic purchase contract 96,electronic disclosure document 98, and electronic contract tracking 99. Ascheduling database 94 allows various parties to determine available time for required parties to attend showings or to complete contract contingencies, such as inspections or closings. Moreover, such ascheduling database 94 can remind parties of required or suggested appointments and avoid conflicting appointments. Such ascheduling database 94 may utilize existing commercial groupware. - Negotiations in particular may be enhanced by the
electronic purchase contract 96 which contains immutable contract terms which should remain to avoid possible illegal or ill-advised contract terms or omissions. Theelectronic purchase contract 96 is an example of a real estate document that may be electronically communicated by the parties to facilitate the transaction. Confidence in such terms may be advanced by incorporating state realty board recommended contracts appropriate for the property location. Theelectronic purchase contract 96 further includes mutable contract terms that are modified, selected, or completed by the parties. Examples would include sales price, fixtures or chattel to be included or excluded from the sale, earnest money to be held in escrow, closing date, occupancy date, additional inspections, risk borne for defects, etc. Just as the custom profiles 80, 82 may advantageously guide theparties electronic purchase contract 96 may include error checking and help resources. In addition, theelectronic purchase contract 96 may utilize electronic contract tracking 99 to capture each change to theelectronic purchase contract 96 to assist in negotiation and in any eventual interpretation of an executed contract should a dispute arise. Not only would versions of theelectronic purchase contract 96 be tracked, but also which party proposed and accepted or rejected each version, along with the date. Advantageously, the tracking would include a pending status as to whether the receiving party has been notified and has reviewed the latest offer or counteroffer. - The
disclosure document 98 is depicted separate from theelectronic purchase contract 96 since theseller 12 may provide such a document before an offer is made, as may be preferable or legally required. Typically, thedisclosure document 98 would thereafter be incorporated into theelectronic purchase contract 96 or be an accompanying document. - It is contemplated that the real estate computer network may be utilized to achieve the substantial portion of or entire assistance required by the
buyer 13 andseller 12 in the real estate transaction. However, in some embodiments, especially where required by state and local regulation, a realestate transaction facilitator 24, or facilitating entity, may receive documentation from the realestate computer network 10 in order to complete the transaction.Such facilitators 24 may include, for instance, a lawyer, a mortgage provider, and/or a title provider. - The real
estate computer network 10 may further include a range of associatedservices 100 shown electronically communicating with thebuyer 13 and theseller 12. For example, associatedservices 100 may include an electronic application to a mortgage provider, contact information such as hypertext markup language (HTML) links to services such as home inspection and movers, and information resources such as amortgage calculator 224 so that thebuyer 13 may focus a home search and negotiations to an affordable price range. - Referring to FIG. 4, a block diagram of a
property record 102 for theproperty database 20 of FIG. 3 is provided. Thus, property information for a specific real estate property would be contained within theproperty record 102. An illustrative listing of fields in theproperty record 102 include aproperty description 104 which includes information such as contained in a Multiple-Listing Service (e.g., number, type and dimension of rooms; address; directions to the property; fixtures and features; acreage). Taking advantage of the efficiencies inherent in an interactive communications interface, as will be described for FIG. 5, aseller 12 would be assisted in providingsuch property description 104 in a number of ways. In particular, graphical user interfaces such as often used for acomputer 50 would allow familiar pull-down menus, radio buttons, pop-up help information, scrollable text boxes, etc. - Moreover, the real
estate computer network 10 may perform data checking and prompt theseller 12 for more information or corrections. For example, a prompt may occur if theseller 12 entered the number of rooms in a house and the number was less than the number of bedrooms, bathrooms and other specific rooms entered. As another example, a prompt may occur if an important field was left blank. In addition, a field may require data of a certain type, such as a year within a certain range for the building date and a dollar figure for the price. Such receiving of disclosure information from aseller party 12 is thus an improvement over paper forms requiring a person to check for errors. Moreover, the disclosure information may have to be created and recreated a number of times, such as by a handwritten entry by aseller party 12, followed by data entry into a listing means such as an MLS, and further followed by data entry into a purchase contract, and yet further followed by data entry into other documents for a mortgage application and a land title. Each such data entry may introduce errors and economic cost of labor and delay. - The
property record 102 may contain property graphics field orpointer 106 so that thebuyer 13 may view exterior or interior depictions of the property. Another field or other data structure included in theproperty record 102 may becontractual terms 108 supplied by theseller 12. For example, theseller 12 may have non-negotiable or initial negotiating positions such as sale “as-is,” occupancy no sooner than a specific a date or a given interval, etc. The record may contain ascheduling database pointer 110 to thescheduling database 94, or other such data structure so that thebuyer 13 may initiate a showing, for instance. Theproperty record 102 may contain acontract period field 112 utilized by theseller 12 and thebrokerage system 22 in determining the period wherein theseller 12 is committed to the listing contract. Theproperty record 102 may contain ausage tracking pointer 114 or other information storage such as a counter so that theseller 12 may monitor virtual “foot traffic” or hits for the listing. Also, theproperty record 102 may contain asales verification pointer 116 or other means to designate the property as being on a watch list for subsequent sale outside of the listing contract. - Although a flat file is depicted as a
property record 102 in FIG. 4, it would be readily apparent to those skilled in the art that a number of database and data structures may be used to store and access such fields 104-116. Moreover, such data structures may be distributed throughout a number of data structures and storage media. Furthermore, the listing of fields 104-116 is an illustrative list whereas fewer fields or additional fields may be used. In addition, the various databases depicted in FIGS. 3-4 may specifically be combined or further decentralized. - The electronic communication between users such as the
buyer 13 and theseller 12 described for FIG. 3 may advantageously be performed as depicted in FIG. 5 with an online real timeinteractive communication interface 120 such as by the browser window orbrowser 122 on acomputer screen 124 displaying a portion of the realestate transaction application 66. The illustrative depiction includes a series of selectable buttons 130-146 allowing thebuyer 13 andseller 12 to readily access desired features. Specifically shown is a “HOME”button 130 to readily return to the top-level page; an “ABOUT US”button 132 to review material about the realestate computer network 10 or its controlling entities; a “BUYER”button 134 to go to features specific for apotential buyer 13; a “SELLER”button 136 to go to features specific for aseller 12; a “MY ACCOUNT”button 138 for those having acustom profile party button 140 forpotential listing sellers 12; a “CONTACT US”button 142 for inquiries to the realestate computer network 10; a “SEARCH HOME”button 144 forpotential buyers 13 to utilize thesearch engine 86; and a “FAQ'S”button 146 to provide information regarding services provided on the realestate computer network 10. In addition, other buttons such asblank button 148 may be included that could be defined by theparty - The
interface 120 is shown including a “LOGIN NAME” data entry box 150 and “PASSWORD”data entry box 152 to allow confidentiality and ready access to individualized content. Initiating the login is accomplished by selecting a “LOGIN”button 154. For those unfamiliar with the services of the realestate computer network 10, two buttons, “I AM A BUYER”button 156 and “I AM A SELLER”button 158 allow rapid access to important information for first-time users. - Logging into a
custom profile individualized screen 124, such as is depicted in FIG. 5A. Advantageously, such anindividualized screen 124 may have predictable locations and formats for information regardless of which property is associated with the login, whether the party is abuyer 13 orseller 12, and on the phase of the transaction (e.g., searching, negotiating, closing). Thus, ascheduling box 160 provides an interactive display and data entry means for working with thescheduling database 94. Asystems notification box 170 allows for automatic alerts of approaching deadlines, exceeded deadlines, completion of tasks, etc. A messages and documents receivedbox 180 may provide agraphical user interface 120 to electronic documents received from other parties or received from the user. Also, aquick links box 190 allows for retention of links to properties selected by apotential buyer 13, for instance, or links to services appropriate for inspecting a house after negotiating a purchase contract, etc. - Referring to FIG. 5B, an online
interactive communication interface 124 illustrates how confidential, concurrent electronic communication may be achieved in some instances to negotiate anelectronic purchase contract 96, or similar inter-party communication.Buyer party window 191 would show information appropriate for a multi-party communication between abuyer 13, a buyer's agent, and aseller party 12.Buyer party window 191 thus would show thebuyer 13 and the buyer's agent messages between themselves and also a message to theseller party 12. However, only the message C from the buyer agent to the seller would be visible to theseller party 12. Similarly,seller party window 192 shows a message B from the seller with any other messages hidden from thebuyer 13 and buyer's agent. Moreover, multiple parties may be interacting withinterface 124 on behalf of theseller 12 and communicating confidentially to theseller 12 without the awareness of thebuyer 13. - Also depicted in FIG. 5B is an
electronic purchase contract 96 havingmutable contract terms 194, specifically a fill-in closing date field and a radio button selection for mortgage application wherein “VA” is selected. Theelectronic purchase contract 96 also hasimmutable contract terms 195 displayed. Another feature ofelectronic purchase contract 96 is the annotation “[ABC: DD/MMYY]” after “VA” denoting the initials of the party adding the “VA” selection and the date made. Such comments would advantageously be displaced and stored for retaining the full chronology of versions of theelectronic purchase contract 96. - Referring to FIG. 5C, another example of a real estate transaction document is depicted. A
disclosure document 98 is generated by the realproperty computer network 10 from both immutable terms, such asinstructions 196 to assist the seller in providing disclosure information, and mutable terms, such as watersupply data fields 197, wherein the seller is provided radio buttons to select between public, private, well, and cistern and has selected private. Theimmutable terms 196 may advantageously be derived from state realty board approved disclosure forms. Themutable terms 197 may be bounded by suggested or required fields also from the approved disclosure forms, wherein theseller party 13 provides disclosure information. The onlineinteractive communication interface 124 facilitates the electronic communication of disclosure information from theseller party 12 and may similarly electronically communicate, such as by electronic transmission, to thebuyer party 13 as shown in FIG. 5B. - Generation of the electronic real estate documents (e.g.,
electronic purchase contract 96 and electronic disclosure document 98) shown in FIGS. 3, 5B, and 5C may be accomplished by storing a word processing template on a computer in the realestate computer network 10. Information supplied by thebuyer party 13 or theseller party 12 may be merged with the word processing template and stored as a document or the mutable terms may be stored separately as a record in a database. The latter may have advantages in reduced storage requirements. Annotations as to revision history and status of review may be similarly merged into the stored document or stored separately as records. - It would be apparent to those skilled in the art that a broad range of graphical user interfaces and other electronic communication approaches may be practiced. For example, formats suitable for small portable devices may be provided. Screens customized for a
buyer 13 and for aseller 12 may be provided. Also, additional functionality may be obtained by having such functions integrated with other email and scheduling software. - Although a number of software design approaches would be appropriate for providing the electronic communication features described above, one such software object hierarchy is depicted in FIG. 6 for a
main routine 200. Such segregation of software objects allows for developing portions of a real estate computer network at various stages, to decentralize processing of such objects, and other advantages. Specifically shown is a listsale property routine 202, searchproperty database routine 204, negotiatesale routine 206, closing actions routine 208,post-transaction monitoring 210, a sellercustom profile routine 212, and a buyercustom profile routine 214, all of which are described in more detail below. -
Main routine 200 is shown having illustrations of associatedservices 216 beginning with a search comparable sales object 218 which allows an interactive search engine for thebuyer 13 or theseller 12 to find comparable sales to the selected property to assist in determining a market price. This is typically a service requiring a real estate agent or a real estate appraiser and is generally not available to the public. Consequently, this feature may be deemed an enhanced service for which an additional fee is secured, such as through a credit card charge. - Another associated
service 216 shown is an “ask the agent”object 220, which may be deemed an enhanced service warranting additional fees, whereby aprospective listing seller 12 orpotential buyer 13 can have specific questions answered regarding the real estate transaction process, especially if foregoing the expense of having an agent. Some questions may be too specific to handle with a FAQ's or other predetermined means. - Yet another associated
service 100 shown is adocument delivery object 222 whereby real estate documents and forms, for instance, may be retrieved. Also, shown is an online electronicmortgage calculator object 224 and an online electronicmortgage application object 226, the latter may be links to mortgage providers or actual online applications. - The list
sale property routine 202 referenced in themain routine 200 of FIG. 6 is shown in FIG. 7 as a flowchart sequence of operations performed by theseller 12 and the realestate computer network 10. First, the routine 202 receives property information from theseller 12 that is entered into a property record 102 (block 230). Thereafter, the listing contract is displayed (block 232) to ensure that theseller 12 agrees to paying a commission for services, for instance. If theseller 12 does not accept the listing contract (block 234), then routine 202 is done (block 236) and theseller 12 is returned without adding theproperty record 102 to theproperty database 20. - If the
seller 12 does accept inblock 234, then disclosure information may be entered, if desired or required (block 238). Then a determination is made whether theseller 12 chooses to schedule showings for the property (block 240), and if so, the schedule is entered for showings (block 242). - The interactive scheduling may be accomplished by many techniques known to those skilled in the art. For example, a text or graphical calendar may be presented for times available and/or not available to the other party. The party desiring an appointment may be allowed to add the appointment by sending a message such as an e-mail message that, if accepted by the other party, would automatically be added to both parties' schedules. After scheduling is accomplished or omitted, then the
property record 102 is added to theproperty database 20 to be accessible by a buyer 13 (block 244). The property information may be electronically communicated to other listing services such as a Multiple-Listing Service (MLS) (block 246).Routine 202 then provides various contracts and forms to theseller 12 as appropriate and required (block 248). For example, physical copies of the listing contract may be sent by mail. Also, marketing information may be sent to theseller 13, such as signage and guidelines for making a home presentable for a showing (block 250). The latter may also be deemed an enhanced service that is provided in return for a fixed payment. - Typically, a listing contract is for a fixed period of time, thus in block252 a determination is made as to whether 30 days or less remains until the contract period of the listing contract expires. If not, then routine 202 continues to wait by repeating
block 252. If within the thirty day period inblock 252, then a notice is sent to theseller 12 to renew (block 254). Then routine 202 waits for the contract period to expire, unless action is taken outside of this routine to renew the contract or apurchase contract 96 is entered into by abuyer 13 and the seller 12 (block 256). Otherwise, if the contract period is deemed to have expired inblock 256, then theproperty record 102 is removed from theproperty database 20 and theseller 12 is notified (block 258). The listing is then added to a watch list for sales verification 88 (block 260). Thereafter, routine 202 is done and returns (block 262). - It will be appreciated that a number of monitoring routines are discussed as part of a single routine or different routines and on various computers; however, the electronic communication inherent in the real
estate computer network 10 allows for flexibility in configuring such monitoring. For example, a database query may be initiated through thebrokerage system 22 for statistics over the past quarter with such queries including information contained in a number of databases. As another example, expiration and renewal of listing contracts may be different routines initiated by different computers, such as by 18 and 22, respectively. - The search
property database routine 204 referenced in themain routine 200 of FIG. 6 is shown in FIG. 8 as a flowchart sequence of operations performed by thebuyer 13 and the realestate computer network 10.Routine 204 begins by thebuyer 13 entering property requirements (block 280), such as price range, location, number of bedrooms, etc. Then, a search is performed of theproperty database 20 using the requirements, or criteria, provided, and anyproperty records 102 matching the criteria are then displayed as a list (block 282). Thebuyer 13 may be given an option at this point or at other points to automatically repeat the search later as new properties are listed (block 284). If so selected, then an automatic search using the provided criteria is scheduled to be repeated (block 286). After notification has been set or omitted, then a determination is made as to whether thebuyer 13 has selected to receive detailed data on a specific property or properties (block 288). If thebuyer 13 does not select a property, then routine 204 is done and returns (block 290). If a listing is selected, then the selection is recorded (block 292) and the detailed data from theproperty record 102 is provided to the buyer (block 294). This two-level organization of property information is advantageous in situations that would otherwise provide too large of a result. Also, the specific inquiry is then used inblock 288 to record the selection for purposes such as counting “foot traffic” or perhaps for marketing purposes or for allowing theseller 12 to contact thebuyer 13. In addition, the selection may be added to thequick list box 190 of FIG. 5A. - Then an opportunity is made for the
buyer 13 to request contacting the seller 12 (block 296). If no contact is requested, then routine 204 returns to some other state, such as back to the listing ofblock 282 or completely out of routine 204 as shown. If thebuyer 13requests seller 12 contact (block 296), then a determination is made as to whether thebuyer 13 has a buyer custom profile 82 (block 298). If not, then thebuyer 13 is given the opportunity to create a buyer custom profile 82 (block 300). Once complete, thebuyer 13 may be returned back to block 298 or to some other point, such as back to block 296 as shown. - If in
block 298 thebuyer 13 has acustom profile 82, then the contact information is provided (block 302). This may be in various forms, such as access to the scheduling information of theseller 12, message entry form or some other means. Preferably such contact will be through electronic communication through the realestate computer network 10 so that status of such inquiries may be monitored, not only for sales verification purposes but also to give status to parties as to whether the message has been received. In addition, confidentiality may be maintained. - Thereafter, in
block 304 an opportunity may be included for scheduling a showing. If scheduling a showing is selected inblock 304, then thebuyer 13 is allowed to interact with the seller schedule to find an appropriate time, and advantageously to add the proposed showing time to the schedule (block 306). After scheduling a showing is performed inblock 306 or omitted inblock 304, then theseller 12 is notified respectively inblocks - The negotiate sale routine206 referenced in the
main routine 200 of FIG. 6 is shown in FIG. 9 as a flowchart sequence of operations performed by theseller 12, thebuyer 13 and the realestate computer network 10. This routine 206 shows several important aspects of the invention, providing electronic communication of various types of information, tracking a large number of actions, and overall facilitating the transaction through a critical phase that is often frustrating forbuyers 13 andsellers 12, especially without use of agents. Although other iterative sequences of operations may be employed within the scope of the invention, the negotiate sale routine 206 shown does include the capability to iterate offers and counteroffers. Thus inblock 330, a determination is made as to whether a pending seller counter offer exists, since this embodiment contemplates that abuyer 13 would initiate the first offer and thisblock 330 allows a convenient point for the routine 206 to iterate. It would be apparent that a first offer may originate from theseller 12, although this is less common in practice. - If in
block 330 there is no pending seller counter offer, then a determination is made as to whether thebuyer 13 chooses to make an offer (block 332). If not, then routine 206 is done and returns (block 334). Otherwise, then thebuyer 13 is afforded an opportunity to modify the electronic purchase contract 96 (block 336) and the version of theelectronic purchase contract 96 is recorded (block 338). Thus, the version forwarded may contain annotations denoting who made entries or changes and on what date, for instance. - Then, a determination is made as to whether earnest money was included in the offer that should be placed in an escrow account or other otherwise retained (block340). If so, the escrow deposit is arranged, such as by automatically making a credit card charge (block 342). Afterward, or if escrow was not required in
block 340, then theseller 12 is notified of the offer (block 344). - Sometime thereafter, the
seller 12 accesses the offer (block 346) via the realestate computer network 10. Theseller 12 is afforded an opportunity to accept the offer (block 348). If theseller 12 declines the offer as is often the case, then a determination is made as to whether theseller 12 chooses to counter offer (block 350). The offer may be so unacceptable that theseller 12 chooses not to counter offer inblock 350, and thus the transaction is added to the watch list (block 352), thebuyer 13 is notified (block 354), and any escrow money, if any, is returned (block 356), and routine 206 is done and returns (block 358). - Returning to block348, if the
seller 12 accepts the offer, then the buyer is notified (block 359) and routine 206 is done and processing proceeds with closing actions routine 208. - If the
seller 12 chooses to counter offer inblock 350, then theseller 12 is allowed to modify the electronic purchase contract 96 (block 360), the version is recorded (block 362) and thebuyer 13 is notified (block 364). Thereafter, routine 206 returns to the beginning (block 330) to await action by thebuyer 13. - Thus, back at
block 330, the determination of a pending seller counter offer is yes, and routine 206 proceeds to block 366 to allow thebuyer 13 to accept the counter offer. If thebuyer 13 does accept inblock 366, then a determination is made as to whether additional earnest money is required (block 368). If so, the escrow deposit is arranged (block 370). After the escrow is handled inblocks seller 12 is notified of the acceptance (block 372) and processing proceeds to the closing actions routine 208, described below. - Returning to block366 when the
buyer 13 does not accept the counter offer, then a determination is made as to whether thebuyer 13 chooses to counter offer (block 374). If so, then the processing proceeds to block 336 to allow thebuyer 13 to modify the purchase contract, as previously described. The process may thus iterate for as many counter offers are necessary. If, however, inblock 374 thebuyer 13 chooses not to counter offer, then the transaction is added to the watch list (block 376), theseller 12 is notified (block 378), any escrow deposit, if any, is returned (block 380), and routine 206 is done and returns (block 382). - The closing actions routine208 referenced in the
main routine 200 of FIG. 6 is shown in FIG. 10 as a flowchart sequence of operations performed by theseller 12, thebuyer 13 and the realestate computer network 10, typically following the negotiate sale routine 206 previously discussed. - First the
seller 12 selects a commission payment method (block 400), such as a credit card payment effected through the realestate computer network 10. Then thebuyer 13 is notified to provide financing information within a certain time frame, generally specified in the negotiated electronic purchase contract (block 402). -
Routine 208 then schedules other contractual contingencies for completion, including sending any documents, physical and/or electronic copies, to the parties. By or at this point, a physical copy of thepurchase contract 96 may be made and signed by both parties, especially to satisfy any statutory requirements. A closing date should be specified, at least a tentative date (block 404). - Thereafter, routine208 monitors the various dates and inputs from the parties as to completions of required tasks. An example of such monitoring begins in
block 406 where a determination is made as to whether new information has been entered by a party to the transaction. If so, the relevant database or databases are updated and any required changes made to the schedule (block 408). Afterward, or if no changes were entered inblock 406, then a determination is made inblock 410 whether a deadline is approaching. The system would have at least a default notification period of an approaching deadline if not otherwise provided. In particular, establishing a closing date would be a scheduled event that would be flagged for a system exception if passed before completion. If a scheduled event is within the notification period, then the parties are notified (block 412). After checking for approaching deadlines (blocks 410, 412), then a determination is made as to whether any deadlines have been passed (block 414). - If not in
block 414, then a determination is made as to whether this is closing day for the transaction (block 416). If not, processing returns to block 406 to continue monitoring the schedule and for new information. If this is closing day, then the property is taken from the active properties listed in the property database 20 (block 418), any escrow deposit is refunded to the buyer 13 (block 420), the fixed fee or percentage commission is executed for payment, with post-transaction monitoring scheduled to confirm payment of the commission (block 422), and routine 208 is done and returns (block 424). - If in block414 a deadline had passed, then the parties are notified (block 426) and a determination made as to whether this deadline is flagged by the real
estate computer network 10 as a deadline warranting a system exception, such as failing to set a closing date (block 428). If so, an exception report is generated to the brokerage system 22 (block 430). Afterblocks block 432, then processing returns to block 406 to handle the new information and to continue monitoring the schedule. - If, however, in
block 432 the nonbreaching party does not waive or reschedule after the missed deadline, then theelectronic purchase contract 96 is canceled (block 434), the transaction is added to the watch list for sales verification 88 (block 436), and all parties are notified (block 438), and routine is done and returns (block 424). - The
post-transaction monitoring routine 210 referenced in themain routine 200 of FIG. 6 is shown in FIG. 11 as a flowchart sequence of operations performed by the realestate computer network 10.Routine 210 watches for transactions completed without paying a commission, first by noting transactions begun within the realestate computer network 10 but consummated outside of thenetwork 10 and second by noting failures to pay the commission within a reasonable time after closing. - Beginning in
block 450, routine 210 retrieves incomplete transactions, including information as to theprospective buyer 13 andseller 12 and the particular property, from the transaction database, elsewhere also referred to as a watch list. A determination is made as to whether the watch period has expired (block 452), meaning the extent of the contract period for the listing contract has expired. If the watch period has expired, then the incomplete transaction is deleted from the watch list (block 454). If the watch period has not expired inblock 452, then routine 210 looks for a matching transaction in the sales database 30 (block 456). If a match is found (block 458), then an exception report is generated (block 460). If no match (block 458) or after the exception report (block 460), or after a watch listed item is deleted (block 454), then a determination is made as to whether another incomplete transaction remains in thetransaction database 90 to check (block 462). If so processing returns to block 450 to repeat. - If no other incomplete transactions exist in the watch list (block462), then a payment pending schedule is retrieved from the transaction database 90 (block 464). If a deadline is exceeded (block 466), then an exception report is generated (block 468). If not exceeded in
block 466 or after the exception report inblock 468, then a determination is made as whether another payment pending item remains (block 470). If so, processing returns to block 464, and if not, routine 210 waits for an appropriate period of time (block 472) before performed again by returning to block 450. For example, the routine 210 may run once per day. - The
seller custom routine 212 referenced in themain routine 200 of FIG. 6 is shown in FIG. 12 as a flowchart sequence of seller selectable operations performed by the realestate computer network 10.Routine 212 begins by determining whether theseller 12 has entered a valid login user name and password (block 490), and if not, is given an opportunity to become a member inblock 492 and routine 212 returns to some previous state (block 494) which may include repeating atblock 490. - If in block490 a valid login user name and password were entered, then the
seller 12 may select a number of features. For example, inblock 496, a determination is made as to whether theseller 12 chooses to modify or delete a home listing, and if so the home listing is modified or deleted inblock 498. The routine 212 would then proceed to some previous state. - If not modifying or deleting a home listing in
block 496, then a determination is made as to whether the seller chooses to modify the scheduling information, also referred to as the calendar (block 500). If so, the calendar is modified (block 502) and routine 212 returns to some previous state. - If not modifying the calendar in
block 500, then a determination is made as to whether theseller 12 chooses to display the calendar (block 504), and if so, the calendar is displayed (block 506) and routine 212 returns to some previous state. - If not displaying the calendar in
block 504, then a determination is made as to whether theseller 12 chooses to review the listing contract (block 508), and if so, the listing contract is displayed (block 510), and routine 212 returns to some previous state. - If not reviewing the listing contract in
block 508, then a determination is made as to whether theseller 12 has selected some other service (block 512), and if so, the other service is performed (block 514). If not some other service inblock 512 or afterblock 514, routine 212 returns to some previous state, such as waiting for theseller 12 to make a selection. - The
buyer custom routine 214 referenced in themain routine 200 of FIG. 6 is shown in FIG. 13 as a flowchart sequence of buyer selectable operations performed by the realestate computer network 10.Routine 214 begins by determining whether thebuyer 13 has entered a valid login user name and password (block 530), and if not, is given an opportunity to become a member inblock 532 and routine 214 returns to some previous state (block 534) which may include repeating atblock 530. - If in block530 a valid login user name and password were entered, then the
buyer 13 may select a number of features. For example, inblock 536, a determination is made as to whether thebuyer 13 chooses to modify contact information, and if so the contact information is modified inblock 538. The routine 214 would then proceed to some previous state. - If not modifying contact information in
block 536, then a determination is made as to whether thebuyer 13 chooses to view a contact from a seller 12 (block 540), and if so, the messages are displayed (block 542) and routine 214 returns to some previous state. - If not displaying seller contacts in
block 540, then a determination is made as to whether thebuyer 13 chooses to retrieve a document electronically communicated to him or otherwise available on the real estate computer network 10 (block 544), and if so, the document is retrieved (block 546) and routine 214 returns to some previous state. - If not retrieving a document in
block 544, then a determination is made as to whether thebuyer 13 has selected some other service (block 548), and if so, the other service is performed (block 550). If not some other service inblock 548 or afterblock 550, routine 214 returns to some previous state, such as waiting for thebuyer 13 to make a selection. - Various modifications may be made to the illustrated embodiments without departing from the spirit and scope of the invention. Therefore, the invention lies in the claims hereinafter appended.
Claims (56)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/619,250 US20040054606A1 (en) | 1999-07-07 | 2003-07-14 | Real estate computer network |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/362,107 US6594633B1 (en) | 1999-07-07 | 1999-07-07 | Real estate computer network |
US10/619,250 US20040054606A1 (en) | 1999-07-07 | 2003-07-14 | Real estate computer network |
Related Parent Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/362,107 Continuation US6594633B1 (en) | 1999-07-07 | 1999-07-07 | Real estate computer network |
Publications (1)
Publication Number | Publication Date |
---|---|
US20040054606A1 true US20040054606A1 (en) | 2004-03-18 |
Family
ID=23424729
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/362,107 Expired - Lifetime US6594633B1 (en) | 1999-07-07 | 1999-07-07 | Real estate computer network |
US10/619,250 Abandoned US20040054606A1 (en) | 1999-07-07 | 2003-07-14 | Real estate computer network |
Family Applications Before (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/362,107 Expired - Lifetime US6594633B1 (en) | 1999-07-07 | 1999-07-07 | Real estate computer network |
Country Status (1)
Country | Link |
---|---|
US (2) | US6594633B1 (en) |
Cited By (50)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20020042782A1 (en) * | 2000-10-06 | 2002-04-11 | International Business Machines Corporation | System and method for generating a contract and conducting contractual activities under the contract |
US20020052757A1 (en) * | 2000-10-27 | 2002-05-02 | Lewis Thomas S. | Network data sharing system |
US20040220885A1 (en) * | 1999-12-30 | 2004-11-04 | Lee Salzmann | Method & system for managing and preparing documentation for real estate transactions |
US20050067485A1 (en) * | 2002-01-17 | 2005-03-31 | Michel Caron | Apparatus and method of identifying the user thereof by means of a variable identification code |
US20050096996A1 (en) * | 2000-08-22 | 2005-05-05 | Iclosings.Com, Inc. | Interface for conducting the closing of a real estate sale over a computerized network |
US20050182684A1 (en) * | 2004-02-12 | 2005-08-18 | International Business Machines Corporation | Method and system for economical e-commerce shopping token for validation of online transactions |
US20050240448A1 (en) * | 2004-04-27 | 2005-10-27 | Smith Jeffrey C | System and method for insuring an entity against tenant default with respect to an income-producing property |
US20050240426A1 (en) * | 2004-04-27 | 2005-10-27 | Smith Jeffrey C | System, method and computer program product for facilitating real estate transactions |
US20060080135A1 (en) * | 1999-12-30 | 2006-04-13 | Frank Scott M | System and method for managing intellectual property |
US20060085210A1 (en) * | 2004-10-19 | 2006-04-20 | Michael Owens | System and method for facilitating like kind exchanges |
US20060085220A1 (en) * | 1999-12-30 | 2006-04-20 | Frank Scott M | System and method for selecting and protecting intellectual property assets |
US20060149711A1 (en) * | 1999-12-30 | 2006-07-06 | Zellner Samuel N | Infringer finder |
US20060178978A1 (en) * | 2005-02-08 | 2006-08-10 | Mclain Brian A | System and method for soliciting a bid to list a property |
US20060184382A1 (en) * | 2005-02-07 | 2006-08-17 | Kreitzberg Steve C | Structured real estate analysis |
US20060294011A1 (en) * | 2005-06-24 | 2006-12-28 | Smith Robert E | System and method for the maintenance and management of commercial property data |
US20070208663A1 (en) * | 2006-02-22 | 2007-09-06 | William Moran | Method and apparatus for home buyers loan approval validation |
US20070208661A1 (en) * | 2006-02-22 | 2007-09-06 | William Moran | Method for home buyer loan approval process validation |
US20070233544A1 (en) * | 2006-03-31 | 2007-10-04 | Frank Scott M | Potential realization system with electronic communication processing for conditional resource incrementation |
US20070273698A1 (en) * | 2006-05-25 | 2007-11-29 | Yun Du | Graphics processor with arithmetic and elementary function units |
US20080133338A1 (en) * | 1999-12-30 | 2008-06-05 | At&T Delaware Intellectual Property | System and method for determining the marketability of intellectual property assets |
US20080154682A1 (en) * | 1999-12-30 | 2008-06-26 | At & T Delaware Intellectual Property, Inc., | System and method for developing and implementing intellectual property marketing |
US20080172393A1 (en) * | 2007-01-15 | 2008-07-17 | Baird Glen L | System and Method for Public Access and Control of MLS Data |
US20080209313A1 (en) * | 2007-02-28 | 2008-08-28 | Docusign, Inc. | System and method for document tagging templates |
US20080208763A1 (en) * | 2004-04-27 | 2008-08-28 | Smith Jeffrey C | System, method and computer program product for facilitating commercial real estate transactions involving percentage ownerships in properties |
US7548884B1 (en) | 2003-10-21 | 2009-06-16 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US20090281953A1 (en) * | 2008-05-06 | 2009-11-12 | James Ruskowski | Seller's Listing System |
US20100042534A1 (en) * | 2006-02-22 | 2010-02-18 | William Moran | Method and apparatus for home buyers loan approval validation |
US7801739B2 (en) | 2004-04-27 | 2010-09-21 | Smith Jeffrey C | System, method and computer program product for facilitating a real estate exchange |
US20110087577A1 (en) * | 2009-10-08 | 2011-04-14 | Milton Chace Slavin | Computer-implemented system and method for real estate collateralized private party loan transactions |
US7991703B1 (en) | 2008-09-09 | 2011-08-02 | United Services Automobile Association (Usaa) | Systems and methods for providing a real estate and rental marketplace |
US20110276875A1 (en) * | 2010-05-04 | 2011-11-10 | Docusign, Inc. | Systems and methods for distributed electronic signature documents including version control |
US20130061125A1 (en) * | 2011-09-02 | 2013-03-07 | Jn Projects, Inc. | Systems and methods for annotating and sending electronic documents |
US8433650B1 (en) | 2003-10-21 | 2013-04-30 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US8781976B1 (en) * | 2004-02-10 | 2014-07-15 | Emortgage Services, Llc | Paperless mortgage closings |
US8949706B2 (en) | 2007-07-18 | 2015-02-03 | Docusign, Inc. | Systems and methods for distributed electronic signature documents |
US8949708B2 (en) | 2010-06-11 | 2015-02-03 | Docusign, Inc. | Web-based electronically signed documents |
US9230130B2 (en) | 2012-03-22 | 2016-01-05 | Docusign, Inc. | System and method for rules-based control of custody of electronic signature transactions |
US9268758B2 (en) | 2011-07-14 | 2016-02-23 | Docusign, Inc. | Method for associating third party content with online document signing |
US9628462B2 (en) | 2011-07-14 | 2017-04-18 | Docusign, Inc. | Online signature identity and verification in community |
US9634975B2 (en) | 2007-07-18 | 2017-04-25 | Docusign, Inc. | Systems and methods for distributed electronic signature documents |
US9824198B2 (en) | 2011-07-14 | 2017-11-21 | Docusign, Inc. | System and method for identity and reputation score based on transaction history |
US10033533B2 (en) | 2011-08-25 | 2018-07-24 | Docusign, Inc. | Mobile solution for signing and retaining third-party documents |
US10078866B1 (en) * | 2004-06-16 | 2018-09-18 | Redfin Corporation | Collaborative system for online search |
CN109191056A (en) * | 2018-07-02 | 2019-01-11 | 链家网(北京)科技有限公司 | The indicating means and system that certificate uploads |
USRE47762E1 (en) | 2009-06-16 | 2019-12-10 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US10511732B2 (en) | 2011-08-25 | 2019-12-17 | Docusign, Inc. | Mobile solution for importing and signing third-party electronic signature documents |
WO2021257103A1 (en) * | 2020-06-16 | 2021-12-23 | Prologis, L.P. | Systems and methods for automated staging and capture of real estate negotiations |
US11379897B1 (en) | 2003-10-21 | 2022-07-05 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US11538122B1 (en) | 2004-02-10 | 2022-12-27 | Citrin Holdings Llc | Digitally signing documents using digital signatures |
US20230130143A1 (en) * | 2021-10-25 | 2023-04-27 | Santosh Chandy | Real estate search and transaction system and method |
Families Citing this family (218)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8175954B1 (en) * | 1999-04-06 | 2012-05-08 | Robert Paton Deans | Method and system for offering and managing an exchanging of property |
CN1384945A (en) * | 1999-05-25 | 2002-12-11 | 塞弗派澳大利亚有限公司 | System for handling network transactions |
US6484176B1 (en) * | 1999-06-25 | 2002-11-19 | Baynet World, Inc. | System and process for providing remote interactive access to a real estate information database using a portable computing device |
US7574400B1 (en) * | 1999-09-10 | 2009-08-11 | Jpmorgan Chase Bank, N.A. | Financing information processing system and method |
US6839880B1 (en) * | 1999-10-21 | 2005-01-04 | Home Debut, Inc. | Electronic property viewing system for providing virtual tours via a public communications network, and a method of exchanging the same |
JP2001195491A (en) * | 1999-11-02 | 2001-07-19 | Matsushita Electric Works Ltd | Selling support method for commodity associated with living space, method and system for charging the same and recording medium |
US6973432B1 (en) * | 1999-11-19 | 2005-12-06 | Woodard Scott E | Real estate coordination program |
US20010047282A1 (en) * | 1999-12-10 | 2001-11-29 | Raveis William M. | System and method for managing real estate transactions |
US7231363B1 (en) * | 1999-12-29 | 2007-06-12 | Wall Corporation | Method and system for rebrokering orders in a trading system |
US7844503B2 (en) | 2000-01-14 | 2010-11-30 | Fogelson Bruce A | Builders on-line assistant |
US7254553B2 (en) * | 2000-01-14 | 2007-08-07 | Fogelson Bruce A | Builders on-line assistant |
US20020035494A1 (en) * | 2000-01-19 | 2002-03-21 | Eckes Victoria K. | Systems and methods for facilitating real estate advertising distribution |
US7085735B1 (en) * | 2000-02-23 | 2006-08-01 | Iclosings.Com, Inc. | System and method for conducting the closing of a real estate sale over a computerized network |
US7072665B1 (en) | 2000-02-29 | 2006-07-04 | Blumberg Brad W | Position-based information access device and method of searching |
US7457628B2 (en) * | 2000-02-29 | 2008-11-25 | Smarter Agent, Llc | System and method for providing information based on geographic position |
US7599795B1 (en) | 2000-02-29 | 2009-10-06 | Smarter Agent, Llc | Mobile location aware search engine and method of providing content for same |
US20010037273A1 (en) * | 2000-03-02 | 2001-11-01 | Greenlee George Richard | Commercial real estate lease automation system |
US20010037280A1 (en) * | 2000-03-09 | 2001-11-01 | Ingraham Scott S. | System and method for facilitating renting and purchasing relationships |
US7127406B2 (en) * | 2000-04-20 | 2006-10-24 | Triola C Richard | Method and apparatus for processing escrow transactions |
US7454355B2 (en) | 2000-04-27 | 2008-11-18 | Milman Robert N | Method and system for providing real estate information using a computer network, such as the internet |
US7343348B2 (en) * | 2000-05-19 | 2008-03-11 | First American Residential Group, Inc. | System for performing real-estate transactions over a computer network using participant templates |
JP4995366B2 (en) * | 2000-05-24 | 2012-08-08 | 崇 森山 | Building mediation device |
AU5196901A (en) * | 2000-06-15 | 2001-12-20 | Metal Road Incorporated | Method for facilitating the exchange of information over a computer network |
US6766322B1 (en) | 2000-06-23 | 2004-07-20 | G. Randall Bell | Real estate disclosure reporting method |
US20020052814A1 (en) * | 2000-07-10 | 2002-05-02 | Ketterer Robert M. | Virtual real estate brokage system |
EP1316168A4 (en) * | 2000-08-04 | 2006-05-10 | First Data Corp | Method and system for using electronic communications for an electronic contact |
US20020026411A1 (en) * | 2000-08-11 | 2002-02-28 | Nathans Michael G. | National housing credit repository protocols |
US7333943B1 (en) | 2000-08-11 | 2008-02-19 | The Prudential Insurance Company Of America | Method and system for managing real property transactions having internet access and control |
US7899690B1 (en) | 2000-08-18 | 2011-03-01 | The Crawford Group, Inc. | Extended web enabled business to business computer system for rental vehicle services |
US20020082857A1 (en) * | 2000-09-08 | 2002-06-27 | Val Skordin | Method and apparatus for providing an online document and input form creation and storage system |
US7246044B2 (en) * | 2000-09-13 | 2007-07-17 | Matsushita Electric Works, Ltd. | Method for aiding space design using network, system therefor, and server computer of the system |
AU2002211685A1 (en) * | 2000-10-13 | 2002-04-22 | Cytaq, Inc. | Apparatus and method for operating an information deposit and retrieval system with resource property system |
US7010570B1 (en) * | 2000-10-16 | 2006-03-07 | International Business Machines Corporation | System and method for the controlled progressive disclosure of information |
US20090132316A1 (en) * | 2000-10-23 | 2009-05-21 | Costar Group, Inc. | System and method for associating aerial images, map features, and information |
US7640204B2 (en) * | 2000-10-23 | 2009-12-29 | Costar Group, Inc. | System and method for collection, distribution, and use of information in connection with commercial real estate |
AU2001297775A1 (en) * | 2000-10-27 | 2002-10-21 | Anc Rental Corporation | Method for completing a rental agreement online |
AU2002255463A1 (en) * | 2000-10-27 | 2002-09-04 | Anc Rental Corporation | Method for completing and storing an electronic rental agreement |
EP1340165A4 (en) * | 2000-11-22 | 2006-10-11 | Bradley L Gotfried | Real estate transaction method and system |
US20020069151A1 (en) * | 2000-12-01 | 2002-06-06 | Casper Gary B. | Internet real estate auction with buyer pre-approval method |
US7353228B2 (en) * | 2000-12-07 | 2008-04-01 | General Electric Capital Corporation | Method and product for calculating a net operating income audit and for enabling substantially identical audit practices among a plurality of audit firms |
US20020095346A1 (en) * | 2001-01-12 | 2002-07-18 | Liss Bennett J. | System for marketing real estate |
US20020099592A1 (en) * | 2001-01-22 | 2002-07-25 | Donahue John J. | Method and apparatus for providing best practice reports for real estate transactions using a computer network |
US20030083895A1 (en) * | 2001-02-24 | 2003-05-01 | Real Estate Federation | Networked referral commission system with customer service functions |
US7958024B2 (en) * | 2001-03-15 | 2011-06-07 | Versata Development Group, Inc. | Method and apparatus for processing sales transaction data |
US7925513B2 (en) * | 2001-03-15 | 2011-04-12 | Versata Development Group, Inc. | Framework for processing sales transaction data |
US20030018481A1 (en) * | 2001-03-15 | 2003-01-23 | Cheng Zhou | Method and apparatus for generating configurable documents |
US7908304B2 (en) * | 2001-03-15 | 2011-03-15 | Versata Development Group, Inc. | Method and system for managing distributor information |
US6883002B2 (en) * | 2001-03-26 | 2005-04-19 | David Allen Faudman | Real estate information exchange process and system |
CA2442966A1 (en) * | 2001-04-02 | 2002-10-10 | Euro-American International, Inc. | System and method for franchise, finance, real estate, and supplier relationship management |
US20020174090A1 (en) * | 2001-05-15 | 2002-11-21 | Dexter Kevin T. | Wireless real estate for sale signs, sales information |
US20070005480A1 (en) * | 2001-06-11 | 2007-01-04 | Mcdonald Thomas P | Equipment asset appraisal system |
US20020188541A1 (en) * | 2001-06-11 | 2002-12-12 | Josko John A. | Methods and systems for soliciting, submitting and managing appraisals |
US7904326B2 (en) * | 2001-06-29 | 2011-03-08 | Versata Development Group, Inc. | Method and apparatus for performing collective validation of credential information |
US7353183B1 (en) * | 2001-07-17 | 2008-04-01 | Move, Inc. | Method and system for managing and closing a real estate transaction |
JP2003044710A (en) * | 2001-07-27 | 2003-02-14 | Ai Frontier:Kk | Mediation by price assessment competition method with minimum warranty |
US7890375B2 (en) * | 2001-07-31 | 2011-02-15 | Half.Com, Inc. | Method and system to facilitate pre-ordering via an electronic commerce facility, and to automatically facilitate satisfying of a pre-order upon listing of an appropriate offer via the electronic commerce facility |
US7200605B2 (en) * | 2001-08-31 | 2007-04-03 | Baker Jeffrey T | Apparatus and method for negotiating and generating contract documents on-line |
US20070157079A1 (en) * | 2001-08-31 | 2007-07-05 | Baker Jeffrey T | Apparatus and method for negotiating and generating contract documents on-line |
US20060036513A1 (en) * | 2001-09-26 | 2006-02-16 | Jerry Whatley | System and method for providing property improvements |
US20030065545A1 (en) * | 2001-10-01 | 2003-04-03 | Barry Lynn | Appointment system for new home buyers |
US7062472B2 (en) * | 2001-12-14 | 2006-06-13 | International Business Machines Corporation | Electronic contracts with primary and sponsored roles |
US7818219B2 (en) * | 2001-12-27 | 2010-10-19 | American Hungarian Technologies Inc. | Electronic realty and transaction system and method therein |
US20030163347A1 (en) * | 2002-02-26 | 2003-08-28 | Shaw R. Frank | Program for providing affordable housing |
US20030163408A1 (en) * | 2002-02-26 | 2003-08-28 | Stephen Polston | Computerized system and method for exchanging information between a buyer, seller, and lender |
US8095457B2 (en) | 2007-12-04 | 2012-01-10 | Preferred Home Buyers Network, Inc. | Communication system and method between a home buyer, seller, strategic business source, and lender |
US8560411B2 (en) * | 2002-02-26 | 2013-10-15 | Preferred Home Buyers Network, Inc. | Computerized system for managing communications between a buyer, seller, and lender |
US8688461B1 (en) | 2002-03-29 | 2014-04-01 | Fannie Mae | Electronic registry for authenticating transferable records |
US7818657B1 (en) | 2002-04-01 | 2010-10-19 | Fannie Mae | Electronic document for mortgage transactions |
US7389242B2 (en) * | 2002-05-07 | 2008-06-17 | Re3W Worldwide Limited | Interactive processing of real estate transactions |
CA2486781A1 (en) * | 2002-05-22 | 2003-12-04 | Be Home Wise, Inc. | Method and system for managing home shopper data |
US20030220805A1 (en) * | 2002-05-23 | 2003-11-27 | Kevin Hoffman | Web based method and system for managing and transferring real estate information |
US20030220807A1 (en) * | 2002-05-23 | 2003-11-27 | Kevin Hoffman | Automated method and system for managing and/or transferring real estate information |
US20030220806A1 (en) * | 2002-05-23 | 2003-11-27 | Kevin Hoffman | Information and time managing system and method |
US20030220898A1 (en) * | 2002-05-23 | 2003-11-27 | Kevin Hoffman | Method and system for managing and/or transferring information |
US20040039629A1 (en) * | 2002-05-23 | 2004-02-26 | Kevin Hoffman | Web based method and system for managing and transferring business information |
US20050010423A1 (en) * | 2002-05-24 | 2005-01-13 | Dan Bagbey | Real estate related and ancilliary services provided through a single point of sale |
MXPA04011500A (en) * | 2002-05-28 | 2005-09-30 | Crimsonlogic Pte Ltd | A computer system for automating the controlled distribution of documents. |
KR100414995B1 (en) * | 2002-12-07 | 2004-01-14 | 조현권 | Real estate mediation method to use video-conferences |
US7680673B2 (en) * | 2002-08-23 | 2010-03-16 | Wheeler Cynthia R | System for real estate sale management |
WO2004038537A2 (en) * | 2002-08-23 | 2004-05-06 | Secured Marine Trust, Llc | System and method for monitoring and conducting transactions of objects of value |
US20050256763A1 (en) * | 2002-08-23 | 2005-11-17 | Bohonnon David M | System and method for identifying objects of value |
US7925569B2 (en) * | 2002-10-29 | 2011-04-12 | Ebs Group Limited | Electronic trading system having increased liquidity provision |
WO2004042527A2 (en) * | 2002-11-04 | 2004-05-21 | Ford Timothy K | Method and system for comprehensive real estate transaction management |
US20040138912A1 (en) * | 2002-11-04 | 2004-07-15 | Loan Recapture Services, Llc | Multiple listing services (MLS) data redistribution |
US20080027859A1 (en) * | 2002-12-04 | 2008-01-31 | Pay Rent, Build Credit, Inc. | Preferred credit information data collection method |
US7139734B2 (en) | 2002-12-04 | 2006-11-21 | Nathans Michael G | Preferred credit information data collection method |
US8571973B1 (en) | 2002-12-09 | 2013-10-29 | Corelogic Solutions, Llc | Electronic closing |
AU2003297985A1 (en) * | 2002-12-17 | 2004-07-14 | Hometracker, L.P. | System and method for real estate asset management |
US20090083197A1 (en) * | 2003-03-05 | 2009-03-26 | Uri Gofman | Property investment instrument, system, method, product, and apparatus |
WO2004107223A1 (en) * | 2003-05-29 | 2004-12-09 | Online 32S Pty Ltd | Method and apparatus for transacting legal documents |
US20050010425A1 (en) * | 2003-07-09 | 2005-01-13 | Mazzochi Paul Raymond | Process for producing real estate documents |
WO2005006233A1 (en) * | 2003-07-09 | 2005-01-20 | Myong-Sun Chun | Method for estate transaction by network of member store |
US7707055B2 (en) * | 2003-09-12 | 2010-04-27 | Altisource Solutions S.A.R.L. | Method and system for vendor management |
US20080120227A1 (en) * | 2003-09-12 | 2008-05-22 | Ocwen Financial Corp | Method and system for mortgage exchange |
US20060155640A1 (en) * | 2003-09-12 | 2006-07-13 | Christopher Kennedy | Product optimizer |
US8024261B2 (en) * | 2003-09-12 | 2011-09-20 | Altisource Solutions S.A.R.L. | Method and system for loan closing |
US8266013B2 (en) * | 2003-09-12 | 2012-09-11 | Altisource Solutions S.à r.l. | Methods and systems for vendor assurance |
US20050096926A1 (en) * | 2003-10-31 | 2005-05-05 | Eaton Steven L. | Automated realty transfer |
US20050160022A1 (en) * | 2003-12-19 | 2005-07-21 | Legacy Lodging, Llc | Method and system for coordinating the purchase, management, and exchange of jointly owned property |
US7987113B2 (en) * | 2003-12-30 | 2011-07-26 | Smarter Agent, Llc | System and method of creating an adjustable commission |
US20060026136A1 (en) * | 2004-02-04 | 2006-02-02 | Realtydata Corp. | Method and system for generating a real estate title report |
US20060106706A1 (en) * | 2004-03-16 | 2006-05-18 | Labonty Joseph W | Apparatus and method for document processing |
US20050273346A1 (en) * | 2004-06-02 | 2005-12-08 | Frost Richard N | Real property information management system and method |
US20050278204A1 (en) * | 2004-06-14 | 2005-12-15 | Michael Weinberg | Auction system |
US20050288955A1 (en) * | 2004-06-29 | 2005-12-29 | Shark Hunter, L.L.C. | Real estate transaction automation system and method |
SG119301A1 (en) * | 2004-07-09 | 2006-02-28 | Ebs Group Ltd | Automated trading systems |
US20060106625A1 (en) * | 2004-11-12 | 2006-05-18 | Brown Barry J | System and method for coordinating real estate transactions through a global communications network |
WO2006055803A2 (en) * | 2004-11-18 | 2006-05-26 | Kulatilake Siranjan A | Multiple-party project management system and method |
US20060111945A1 (en) * | 2004-11-19 | 2006-05-25 | Realtytracker Llc | Method and system for tracking real estate transactions |
WO2006056820A1 (en) * | 2004-11-23 | 2006-06-01 | The Honey Pot Trust | A transaction verification system |
US7693765B2 (en) | 2004-11-30 | 2010-04-06 | Michael Dell Orfano | System and method for creating electronic real estate registration |
US7698169B2 (en) * | 2004-11-30 | 2010-04-13 | Ebay Inc. | Method and system to provide wanted ad listing within an e-commerce system |
US9076185B2 (en) | 2004-11-30 | 2015-07-07 | Michael Dell Orfano | System and method for managing electronic real estate registry information |
US20070276746A1 (en) * | 2004-12-30 | 2007-11-29 | David Michonski | Real estate management system for use by managers and agents |
US20060156013A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Digital signature software using ephemeral private key and system |
US7869593B2 (en) * | 2005-01-07 | 2011-01-11 | First Data Corporation | Software for providing based on shared knowledge public keys having same private key |
US7593527B2 (en) * | 2005-01-07 | 2009-09-22 | First Data Corporation | Providing digital signature and public key based on shared knowledge |
US20060153367A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Digital signature system based on shared knowledge |
US20060153369A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Providing cryptographic key based on user input data |
US7490239B2 (en) * | 2005-01-07 | 2009-02-10 | First Data Corporation | Facilitating digital signature based on ephemeral private key |
US20060153370A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Generating public-private key pair based on user input data |
US20060153364A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Asymmetric key cryptosystem based on shared knowledge |
US7693277B2 (en) * | 2005-01-07 | 2010-04-06 | First Data Corporation | Generating digital signatures using ephemeral cryptographic key |
US7936869B2 (en) * | 2005-01-07 | 2011-05-03 | First Data Corporation | Verifying digital signature based on shared knowledge |
US8160928B2 (en) * | 2005-01-21 | 2012-04-17 | Ebay Inc. | Network-based commerce facility offer management methods and systems |
US20060190278A1 (en) * | 2005-02-18 | 2006-08-24 | Netleasex Ip Holdings, Llc | Online real estate transaction system |
US20060190277A1 (en) * | 2005-02-18 | 2006-08-24 | Netleasex Ip Holdings, Llc | Online transaction system for fractional interests in real estate |
US7949589B2 (en) * | 2005-02-22 | 2011-05-24 | Equity Street, Llc | System and method for evaluating and managing participatory real estate investments and transactions |
US20060190396A1 (en) * | 2005-02-23 | 2006-08-24 | Winterhalder Edward W | Real estate sales/financing plan |
US20060277140A1 (en) * | 2005-03-14 | 2006-12-07 | Poyner & Spruill, Llp | Automated foreclosure and asset disposition methods, systems, and computer program products |
US7725359B1 (en) * | 2005-04-21 | 2010-05-25 | Jennifer Katzfey | Electronic realty systems and methods |
US20070005378A1 (en) * | 2005-05-03 | 2007-01-04 | Osborn Danny G | Method of Maintaining the Value of Home Inspections Over Time |
US20060282275A1 (en) * | 2005-06-08 | 2006-12-14 | Pineda Douglass D | Survey Method for Facilitating Real Estate Transactions |
US20060282376A1 (en) * | 2005-06-14 | 2006-12-14 | Goldberg Peter L | System and method for automated processing of real estate title commitments |
US8908846B2 (en) * | 2005-06-22 | 2014-12-09 | Viva Group, Llc | System to capture communication information |
US20070013961A1 (en) * | 2005-07-13 | 2007-01-18 | Ecloz, Llc | Original document verification system and method in an electronic document transaction |
US20070078754A1 (en) * | 2005-09-29 | 2007-04-05 | Raby Arthur B | Method and system for marketing homes |
GB2431283A (en) * | 2005-10-13 | 2007-04-18 | Irene Wilson | DVD based house "brochure" for real estate property viewing on television |
US7734925B2 (en) * | 2005-10-21 | 2010-06-08 | Stewart Title Company | System and method for the electronic management and execution of transaction documents |
US20070106600A1 (en) * | 2005-11-09 | 2007-05-10 | Kouters Marinus P | Real estate transaction method and system |
KR100682633B1 (en) * | 2005-12-29 | 2007-02-15 | 한창수 | On-line real estate transaction franchise/on-line real estate.money commodity transactions management system and the management method thereof |
US20070156429A1 (en) * | 2005-12-30 | 2007-07-05 | Godar Joseph F | Online transaction related to vacation rental property |
US20070156502A1 (en) * | 2005-12-31 | 2007-07-05 | Zagros Bigvand | Tracking and managing contacts through a structured hierarchy |
US20070198326A1 (en) * | 2006-01-30 | 2007-08-23 | Leviticus Johnson | Process of using real estate MLS sales statistics to create a benchmark for sales requirements in specific areas of a country, state, or city to qualify real estate agents and brokers from other companies (brokerages) to market themselves on a website of a licensed third party real estate broker |
US20080201259A1 (en) * | 2006-02-14 | 2008-08-21 | Daum Steven B | Method and Apparatus for Conveying the Right to Broker Real Property Transfers |
US20070192457A1 (en) * | 2006-02-15 | 2007-08-16 | Thomas Ervin | Apparatus and method for providing a customized and interactive presentation over the internet |
US20070225987A1 (en) * | 2006-03-22 | 2007-09-27 | Gerold David B | Real estate exchange |
US20070255625A1 (en) * | 2006-04-17 | 2007-11-01 | Katzen Bryant E | Software-based method for facilitating the selling of real estate on the internet |
US20070255581A1 (en) * | 2006-04-26 | 2007-11-01 | Otto Jay P | Online real estate marketplace |
US20080010257A1 (en) * | 2006-06-13 | 2008-01-10 | Gary Tolfa | Integrated vertical search engine and contact management system |
US7596502B2 (en) * | 2006-07-14 | 2009-09-29 | Agent Shield, Inc. | System and method for replacing contact information on a website |
US7958011B1 (en) * | 2006-08-04 | 2011-06-07 | Associations, Inc. | Obtaining community association data in a direct, efficient manner |
US20080052095A1 (en) * | 2006-08-22 | 2008-02-28 | Steven Neil | System and method for facilitating a low cost real estate transaction using a Multiple Listing Service (MLS) |
WO2008028046A2 (en) * | 2006-08-30 | 2008-03-06 | Pay Rent, Build Credit, Inc. | System and method of credit data collection and verification |
US20080059562A1 (en) * | 2006-09-05 | 2008-03-06 | Jones Brad G | Method and system for localized information retrieval |
US20080059209A1 (en) * | 2006-09-05 | 2008-03-06 | Lou Larsen | System and method for providing legal services over a network |
US20080071606A1 (en) * | 2006-09-05 | 2008-03-20 | Sean Whiteley | Method and system for email-based "push" lead management tool for customer relationship management |
EP2070026A4 (en) | 2006-10-06 | 2012-01-18 | Crawford Group Inc | Method and system for communicating vehicle repair information to a business-to-business rental vehicle reservation management computer system |
US20080126170A1 (en) * | 2006-11-07 | 2008-05-29 | Leck Mark H | Systems and Methods for Retrieving Potential Real Estate Leads |
US8160906B2 (en) | 2006-12-12 | 2012-04-17 | The Crawford Group, Inc. | System and method for improved rental vehicle reservation management |
US20080154785A1 (en) * | 2006-12-24 | 2008-06-26 | Narinder Pal Sandhu | Real Estate Web Platform providing intelligent guidance to investors to maximize their returns by enabling them to use tiny- simple applications that can be used standalone or mixed and matched |
US20080177671A1 (en) * | 2007-01-22 | 2008-07-24 | Narinder Pal Sandhu | Accelerated depreciation of separated assets with valuation guidance based on electronic market survey of electronic web and non-web marketplaces, tiny simple application (called a T-sap) used with a Real Estate Web Platform to provide intelligent guidance to investors to maximize their returns by enabling them to use tiny- simple applications that can be used standalone or mixed and matched. |
US20080195554A1 (en) * | 2007-02-12 | 2008-08-14 | Narinder Pal Sandhu | Tool to find deductions from HUD settlement statement that can be used by a stand alone system or be used with a Real Estate Web Platform |
US8468063B2 (en) | 2007-03-19 | 2013-06-18 | Asaf Danzan | Method and system for determining market demand for buying and selling properties |
US8234180B2 (en) * | 2007-03-19 | 2012-07-31 | Asaf David Danzan | Method and system for determining market demand for buying and selling properties |
US20080243922A1 (en) * | 2007-03-30 | 2008-10-02 | Eric Herm | System and method for marketing real estate |
US20080275794A1 (en) * | 2007-05-03 | 2008-11-06 | Emma E. Aguirre | Virtual real estate office |
AU2008262341B2 (en) * | 2007-06-08 | 2013-08-01 | Thermodynamic Design, Llc | Real property information management, retention and transferal system and methods for using same |
WO2009012316A1 (en) * | 2007-07-16 | 2009-01-22 | Artistforce, Inc. | Systems and methods for implementing centralized workflow management for multiple disparate entities |
US8160907B2 (en) | 2007-07-25 | 2012-04-17 | The Crawford Group, Inc. | System and method for allocating replacement vehicle rental costs using a virtual bank of repair facility credits |
US8754744B2 (en) * | 2008-02-28 | 2014-06-17 | Showingtime.Com, Inc. | Integrated real estate showing scheduling and key dispensing system |
US20090276816A1 (en) * | 2008-05-05 | 2009-11-05 | Anh Hao Tran | System And Method For Obtaining And Distributing Video |
US7930447B2 (en) | 2008-10-17 | 2011-04-19 | International Business Machines Corporation | Listing windows of active applications of computing devices sharing a keyboard based upon requests for attention |
US20100138349A1 (en) * | 2008-12-01 | 2010-06-03 | Tam Choong Peng | Commission Payment Preclusion In Property Sale |
US20100169198A1 (en) * | 2008-12-30 | 2010-07-01 | Ebay Inc. | Billing a lister for leads received from potential renters within a lead threshold |
US8112329B2 (en) | 2008-12-30 | 2012-02-07 | Ebay Inc. | Consolidating leads received from potential renters for billing a lister |
US8505105B2 (en) * | 2009-03-27 | 2013-08-06 | Efficiency Products Llc | Managing signature pages of a transactional deal using a taxonomy displayable by a computing device |
US8473322B1 (en) * | 2009-07-31 | 2013-06-25 | Scott F. Mallard | System for translating dates for taking action from positions relative to a reference date to calendar dates |
US20110055247A1 (en) * | 2009-09-01 | 2011-03-03 | Blumberg Brad W | Provider-specific branding of generic mobile real estate search application |
US20110125653A1 (en) * | 2009-11-20 | 2011-05-26 | David Ciccarelli | System for managing online transactions involving voice talent |
US10909504B2 (en) | 2009-11-20 | 2021-02-02 | Voices.Com Inc. | System for managing online transactions involving voice talent |
US20110137811A1 (en) * | 2009-12-07 | 2011-06-09 | Cn Softnet Inc. | Network based real estate transaction portal system and method |
US8566172B2 (en) | 2010-03-04 | 2013-10-22 | Preferred Home Buyers Network, Inc. | Distressed properties marketing system and method |
US8452658B2 (en) * | 2010-03-23 | 2013-05-28 | Qazzoo, Llc | Method and apparatus for connecting consumers with one or more product or service providers |
US9460480B2 (en) | 2010-04-09 | 2016-10-04 | Showingtime.Com, Inc. | Integrated real estate showing scheduling and key management system |
US8538884B2 (en) | 2011-04-11 | 2013-09-17 | PropertyInfo Corporation | System and method for the automated auditing and viewing of transaction documents |
WO2013058846A1 (en) | 2011-10-18 | 2013-04-25 | Dotloop, Llc | Systems, methods and apparatus for form building |
US8606699B2 (en) | 2012-01-24 | 2013-12-10 | Mihail Boruhovin | Management system for the protection of mortgage equity |
US8649486B1 (en) | 2012-06-09 | 2014-02-11 | ShowingTime | Method for providing text messaging confirmation |
US9208247B2 (en) * | 2012-06-22 | 2015-12-08 | Vendigi, Inc. | Real estate content tracking on the internet |
US20140006083A1 (en) * | 2012-06-27 | 2014-01-02 | Showing Suite, Inc. | Property showing appointment scheduling system and method |
US20140040072A1 (en) * | 2012-08-01 | 2014-02-06 | Move, Inc. | Real estate data exchange system |
US8521589B1 (en) | 2012-10-18 | 2013-08-27 | Analyze Software, Inc. | System and method for tracking content through the internet |
US10826951B2 (en) | 2013-02-11 | 2020-11-03 | Dotloop, Llc | Electronic content sharing |
US9575622B1 (en) | 2013-04-02 | 2017-02-21 | Dotloop, Llc | Systems and methods for electronic signature |
US9659334B2 (en) | 2013-07-12 | 2017-05-23 | Mls Offers Llc | Systems and methods for facilitating real estate transactions with purchase offer processing feature |
US20150081497A1 (en) * | 2013-09-17 | 2015-03-19 | Tarun Patel | System and method for managing a real estate and/or business transaction process between a buyer and a seller |
US10552525B1 (en) | 2014-02-12 | 2020-02-04 | Dotloop, Llc | Systems, methods and apparatuses for automated form templating |
US9761071B2 (en) | 2014-04-29 | 2017-09-12 | Showingtime.Com, Inc. | Integrated real estate showing scheduling and key management system |
US20150332230A1 (en) * | 2014-05-15 | 2015-11-19 | Ebay Inc. | Selection of merchant and device specific payment flow |
US20150379598A1 (en) * | 2014-06-27 | 2015-12-31 | Ongrand Limited | Data processing system and method |
US10733364B1 (en) | 2014-09-02 | 2020-08-04 | Dotloop, Llc | Simplified form interface system and method |
US10019743B1 (en) | 2014-09-19 | 2018-07-10 | Altisource S.á r.l. | Methods and systems for auto expanding vendor selection |
US10453058B2 (en) | 2014-12-17 | 2019-10-22 | Heartland Payment Systems, Inc. | E-signature |
US20160217435A1 (en) * | 2015-01-22 | 2016-07-28 | TrustFunds, LLC | Data security system for electronic payments |
US20210217113A1 (en) * | 2015-01-22 | 2021-07-15 | Trust Funds, LLC | Data security system and method for electronic payments |
US20170330296A1 (en) * | 2016-05-12 | 2017-11-16 | Joseph C. Burke | Consumer Oriented Mobile Solution to Track Your Closing |
WO2018227234A1 (en) * | 2017-06-15 | 2018-12-20 | Ivanna Arpel | Improved online real-estate actions |
US10885596B1 (en) | 2018-06-27 | 2021-01-05 | Showingtime.Com Inc. | System and method for managing showings of real estate listings based on multiple factors |
US11580503B1 (en) | 2020-10-23 | 2023-02-14 | MFTB Holdco, Inc. | System and method for managing and automatically rescheduling showings of real estate listings based on multiple factors |
US11954650B2 (en) | 2018-06-27 | 2024-04-09 | MFTB Holdco, Inc. | Managing in-person property access using geofences |
US10713740B1 (en) | 2018-12-29 | 2020-07-14 | Showingtime.Com, Inc. | Electronic device for providing access to properties |
KR102070546B1 (en) * | 2019-08-10 | 2020-01-28 | 원철호 | A method for The public utilization of houshing |
US11574373B1 (en) | 2020-04-20 | 2023-02-07 | MFTB Holdco, Inc. | Multi-party virtual showing system with configurable independent communication channels and data |
US11676344B2 (en) | 2019-11-12 | 2023-06-13 | MFTB Holdco, Inc. | Presenting building information using building models |
US11188991B2 (en) | 2020-02-07 | 2021-11-30 | International Business Machines Corporation | Real estate advisor engine on cognitive system |
US11468985B2 (en) | 2020-08-04 | 2022-10-11 | Showingtime.Com, Inc. | System and method for managing property showing appointments based on health parameters |
WO2023163611A1 (en) * | 2022-02-24 | 2023-08-31 | Общество С Ограниченной Ответственностью "Депозит Фм" | Service for interaction between parties on the real estate market |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5664115A (en) * | 1995-06-07 | 1997-09-02 | Fraser; Richard | Interactive computer system to match buyers and sellers of real estate, businesses and other property using the internet |
US5974406A (en) * | 1997-08-18 | 1999-10-26 | International Business Machines Corporation | Automated matching, scheduling, and notification system |
US20010039496A1 (en) * | 1999-02-18 | 2001-11-08 | Robert O Good | Method and apparatus for managing real estate brokerage referrals |
Family Cites Families (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5283731A (en) * | 1992-01-19 | 1994-02-01 | Ec Corporation | Computer-based classified ad system and method |
US6553178B2 (en) * | 1992-02-07 | 2003-04-22 | Max Abecassis | Advertisement subsidized video-on-demand system |
BR9407719A (en) * | 1993-10-29 | 1997-02-12 | Ronald D Keithley | Interactive multimedia communication system that accesses industry-specific information |
EP1555591B1 (en) * | 1995-02-13 | 2013-08-14 | Intertrust Technologies Corp. | Secure transaction management |
WO1996036003A1 (en) * | 1995-05-10 | 1996-11-14 | Minnesota Mining And Manufacturing Company | Method for transforming and storing data for search and display and a searching system utilized therewith |
US6134534A (en) * | 1996-09-04 | 2000-10-17 | Priceline.Com Incorporated | Conditional purchase offer management system for cruises |
US6029141A (en) * | 1997-06-27 | 2000-02-22 | Amazon.Com, Inc. | Internet-based customer referral system |
US6247047B1 (en) * | 1997-11-18 | 2001-06-12 | Control Commerce, Llc | Method and apparatus for facilitating computer network transactions |
JP2000250978A (en) * | 1999-03-01 | 2000-09-14 | Shigeo Tanaka | Inter-individual information exchange system for real estate object |
-
1999
- 1999-07-07 US US09/362,107 patent/US6594633B1/en not_active Expired - Lifetime
-
2003
- 2003-07-14 US US10/619,250 patent/US20040054606A1/en not_active Abandoned
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5664115A (en) * | 1995-06-07 | 1997-09-02 | Fraser; Richard | Interactive computer system to match buyers and sellers of real estate, businesses and other property using the internet |
US5974406A (en) * | 1997-08-18 | 1999-10-26 | International Business Machines Corporation | Automated matching, scheduling, and notification system |
US20010039496A1 (en) * | 1999-02-18 | 2001-11-08 | Robert O Good | Method and apparatus for managing real estate brokerage referrals |
Cited By (100)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8090664B2 (en) | 1999-12-30 | 2012-01-03 | At&T Intellectual Property I, Lp | System and method for developing and implementing intellectual property marketing |
US20080201211A1 (en) * | 1999-12-30 | 2008-08-21 | At&T Delaware Intellectual Property, Inc., | System and method for managing intellectual property life cycles |
US20040220885A1 (en) * | 1999-12-30 | 2004-11-04 | Lee Salzmann | Method & system for managing and preparing documentation for real estate transactions |
US8190532B2 (en) | 1999-12-30 | 2012-05-29 | At&T Intellectual Property I, L.P. | System and method for managing intellectual property life cycles |
US7941468B2 (en) | 1999-12-30 | 2011-05-10 | At&T Intellectual Property I, L.P. | Infringer finder |
US8543514B2 (en) * | 1999-12-30 | 2013-09-24 | Remmis Holding Llc | Method and system for managing and preparing documentation for real estate transactions |
US20100312712A1 (en) * | 1999-12-30 | 2010-12-09 | Remmis Holding Llc | Method and System for Managing and Preparing Documentation for Real Estate Transactions |
US8078543B2 (en) * | 1999-12-30 | 2011-12-13 | Remmis Holding Llc | Method and system for managing and preparing documentation for real estate transactions |
US20060080135A1 (en) * | 1999-12-30 | 2006-04-13 | Frank Scott M | System and method for managing intellectual property |
US20060080136A1 (en) * | 1999-12-30 | 2006-04-13 | Frank Scott M | System and method for managing intellectual property |
US7840498B2 (en) | 1999-12-30 | 2010-11-23 | At&T Intellectual Property I, L.P. | System and method for determining the marketability of intellectual property assets |
US20060085219A1 (en) * | 1999-12-30 | 2006-04-20 | Frank Scott M | System and method for managing intellectual property |
US20060085220A1 (en) * | 1999-12-30 | 2006-04-20 | Frank Scott M | System and method for selecting and protecting intellectual property assets |
US20060149711A1 (en) * | 1999-12-30 | 2006-07-06 | Zellner Samuel N | Infringer finder |
US7809653B2 (en) | 1999-12-30 | 2010-10-05 | At&T Intellectual Property I, L.P. | System and method for managing intellectual property |
US7797253B2 (en) | 1999-12-30 | 2010-09-14 | At&T Intellectual Property I, L.P. | System and method for managing intellectual property |
US20060224412A1 (en) * | 1999-12-30 | 2006-10-05 | Frank Scott M | System and method for selecting and protecting intellectual property assets |
US7797254B2 (en) | 1999-12-30 | 2010-09-14 | At&T Intellectual Property I, L.P. | System and method for managing intellectual property |
US7774208B2 (en) | 1999-12-30 | 2010-08-10 | At&T Intellectual Property I, L.P. | System and method for managing intellectual property life cycles |
US7774207B2 (en) | 1999-12-30 | 2010-08-10 | At&T Intellectual Property I, L.P. | System and method for selecting and protecting intellectual property assets |
US7742991B2 (en) * | 1999-12-30 | 2010-06-22 | Remmis Holding Llc | Method & system for managing and preparing documentation for real estate transactions |
US20100088244A1 (en) * | 1999-12-30 | 2010-04-08 | Frank Scott M | System and Method for Developing and Implementing Intellectual Property Marketing |
US7680677B2 (en) | 1999-12-30 | 2010-03-16 | At&T Intellectual Property I, L.P. | System and method for selecting and protecting intellectual property assets |
US20080133338A1 (en) * | 1999-12-30 | 2008-06-05 | At&T Delaware Intellectual Property | System and method for determining the marketability of intellectual property assets |
US20080154682A1 (en) * | 1999-12-30 | 2008-06-26 | At & T Delaware Intellectual Property, Inc., | System and method for developing and implementing intellectual property marketing |
US7653554B2 (en) | 1999-12-30 | 2010-01-26 | At&T Intellectual Property I, L.P. | System and method for developing and implementing intellectual property marketing |
US8121852B2 (en) | 1999-12-30 | 2012-02-21 | At&T Intellectual Property I, Lp | System and method for selecting and protecting intellectual property assets |
US8898087B1 (en) * | 1999-12-30 | 2014-11-25 | Remmis Holding Llc | Method and system for managing and preparing documentation for real estate transactions |
US7596511B2 (en) * | 2000-08-22 | 2009-09-29 | Iclosings.Com | Closing system for closing real-estate transactions between a plurality of parties |
US20050096996A1 (en) * | 2000-08-22 | 2005-05-05 | Iclosings.Com, Inc. | Interface for conducting the closing of a real estate sale over a computerized network |
US20020042782A1 (en) * | 2000-10-06 | 2002-04-11 | International Business Machines Corporation | System and method for generating a contract and conducting contractual activities under the contract |
US20020052757A1 (en) * | 2000-10-27 | 2002-05-02 | Lewis Thomas S. | Network data sharing system |
US20050067485A1 (en) * | 2002-01-17 | 2005-03-31 | Michel Caron | Apparatus and method of identifying the user thereof by means of a variable identification code |
US8433650B1 (en) | 2003-10-21 | 2013-04-30 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US7548884B1 (en) | 2003-10-21 | 2009-06-16 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US8442906B1 (en) | 2003-10-21 | 2013-05-14 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US11379897B1 (en) | 2003-10-21 | 2022-07-05 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US11810211B1 (en) | 2004-02-10 | 2023-11-07 | Citrin Holdings Llc | Electronically signing documents using electronic signatures |
US11538122B1 (en) | 2004-02-10 | 2022-12-27 | Citrin Holdings Llc | Digitally signing documents using digital signatures |
US10880093B1 (en) | 2004-02-10 | 2020-12-29 | Citrin Holdings Llc | Digitally signing documents using digital signatures |
US9547879B1 (en) | 2004-02-10 | 2017-01-17 | Citrin Holdings Llc | Digitally signing electronic documents using a digital signature |
US8781976B1 (en) * | 2004-02-10 | 2014-07-15 | Emortgage Services, Llc | Paperless mortgage closings |
US20050182684A1 (en) * | 2004-02-12 | 2005-08-18 | International Business Machines Corporation | Method and system for economical e-commerce shopping token for validation of online transactions |
US7152037B2 (en) | 2004-04-27 | 2006-12-19 | Smith Jeffrey C | System, method and computer program product for facilitating real estate transactions |
US7801739B2 (en) | 2004-04-27 | 2010-09-21 | Smith Jeffrey C | System, method and computer program product for facilitating a real estate exchange |
US20080208763A1 (en) * | 2004-04-27 | 2008-08-28 | Smith Jeffrey C | System, method and computer program product for facilitating commercial real estate transactions involving percentage ownerships in properties |
US20050240426A1 (en) * | 2004-04-27 | 2005-10-27 | Smith Jeffrey C | System, method and computer program product for facilitating real estate transactions |
US20050240448A1 (en) * | 2004-04-27 | 2005-10-27 | Smith Jeffrey C | System and method for insuring an entity against tenant default with respect to an income-producing property |
US10078866B1 (en) * | 2004-06-16 | 2018-09-18 | Redfin Corporation | Collaborative system for online search |
US20060085210A1 (en) * | 2004-10-19 | 2006-04-20 | Michael Owens | System and method for facilitating like kind exchanges |
US20060184382A1 (en) * | 2005-02-07 | 2006-08-17 | Kreitzberg Steve C | Structured real estate analysis |
US20060178978A1 (en) * | 2005-02-08 | 2006-08-10 | Mclain Brian A | System and method for soliciting a bid to list a property |
US8688740B2 (en) | 2005-06-24 | 2014-04-01 | Smith Equities Corporation | System and method for the maintenance and management of commercial property data |
US20060294011A1 (en) * | 2005-06-24 | 2006-12-28 | Smith Robert E | System and method for the maintenance and management of commercial property data |
US20070208661A1 (en) * | 2006-02-22 | 2007-09-06 | William Moran | Method for home buyer loan approval process validation |
US20070208663A1 (en) * | 2006-02-22 | 2007-09-06 | William Moran | Method and apparatus for home buyers loan approval validation |
US8108303B2 (en) * | 2006-02-22 | 2012-01-31 | William Moran | Method and apparatus for home buyers loan approval validation |
US20100042534A1 (en) * | 2006-02-22 | 2010-02-18 | William Moran | Method and apparatus for home buyers loan approval validation |
US10140673B2 (en) * | 2006-03-31 | 2018-11-27 | At&T Intellectual Property I, L.P. | Potential realization system with electronic communication processing for conditional resource incrementation |
US20070233544A1 (en) * | 2006-03-31 | 2007-10-04 | Frank Scott M | Potential realization system with electronic communication processing for conditional resource incrementation |
US9129252B2 (en) * | 2006-03-31 | 2015-09-08 | At&T Intellectual Property I, L.P. | Potential realization system with electronic communication processing for conditional resource incrementation |
US20070273698A1 (en) * | 2006-05-25 | 2007-11-29 | Yun Du | Graphics processor with arithmetic and elementary function units |
US20080172393A1 (en) * | 2007-01-15 | 2008-07-17 | Baird Glen L | System and Method for Public Access and Control of MLS Data |
US9514117B2 (en) | 2007-02-28 | 2016-12-06 | Docusign, Inc. | System and method for document tagging templates |
US20080209313A1 (en) * | 2007-02-28 | 2008-08-28 | Docusign, Inc. | System and method for document tagging templates |
US10198418B2 (en) | 2007-07-18 | 2019-02-05 | Docusign, Inc. | Systems and methods for distributed electronic signature documents |
US8949706B2 (en) | 2007-07-18 | 2015-02-03 | Docusign, Inc. | Systems and methods for distributed electronic signature documents |
US9634975B2 (en) | 2007-07-18 | 2017-04-25 | Docusign, Inc. | Systems and methods for distributed electronic signature documents |
US20090281953A1 (en) * | 2008-05-06 | 2009-11-12 | James Ruskowski | Seller's Listing System |
US9846917B1 (en) | 2008-09-09 | 2017-12-19 | United Services Automobile Association (Usaa) | Systems and methods for providing a real estate and rental marketplace |
US8620827B1 (en) | 2008-09-09 | 2013-12-31 | United Services Automobile Association (Usaa) | Systems and methods for providing a real estate and rental marketplace |
US7991703B1 (en) | 2008-09-09 | 2011-08-02 | United Services Automobile Association (Usaa) | Systems and methods for providing a real estate and rental marketplace |
US8380638B1 (en) | 2008-09-09 | 2013-02-19 | United Services Automobile Association (Usaa) | Systems and methods for providing a real estate and rental marketplace |
USRE47762E1 (en) | 2009-06-16 | 2019-12-10 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US10810692B1 (en) | 2009-06-16 | 2020-10-20 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US11393059B1 (en) | 2009-06-16 | 2022-07-19 | Neil Thomas | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes |
US20110087577A1 (en) * | 2009-10-08 | 2011-04-14 | Milton Chace Slavin | Computer-implemented system and method for real estate collateralized private party loan transactions |
US9798710B2 (en) * | 2010-05-04 | 2017-10-24 | Docusign, Inc. | Systems and methods for distributed electronic signature documents including version control |
US20110276875A1 (en) * | 2010-05-04 | 2011-11-10 | Docusign, Inc. | Systems and methods for distributed electronic signature documents including version control |
US9251131B2 (en) * | 2010-05-04 | 2016-02-02 | Docusign, Inc. | Systems and methods for distributed electronic signature documents including version control |
US20150143219A1 (en) * | 2010-05-04 | 2015-05-21 | Docusign, Inc. | Systems and methods for distributed electronic signature documents including version control |
US8949708B2 (en) | 2010-06-11 | 2015-02-03 | Docusign, Inc. | Web-based electronically signed documents |
US9268758B2 (en) | 2011-07-14 | 2016-02-23 | Docusign, Inc. | Method for associating third party content with online document signing |
US9628462B2 (en) | 2011-07-14 | 2017-04-18 | Docusign, Inc. | Online signature identity and verification in community |
US10430570B2 (en) | 2011-07-14 | 2019-10-01 | Docusign, Inc. | System and method for identity and reputation score based on transaction history |
US9824198B2 (en) | 2011-07-14 | 2017-11-21 | Docusign, Inc. | System and method for identity and reputation score based on transaction history |
US11790061B2 (en) | 2011-07-14 | 2023-10-17 | Docusign, Inc. | System and method for identity and reputation score based on transaction history |
US11055387B2 (en) | 2011-07-14 | 2021-07-06 | Docusign, Inc. | System and method for identity and reputation score based on transaction history |
US11263299B2 (en) | 2011-07-14 | 2022-03-01 | Docusign, Inc. | System and method for identity and reputation score based on transaction history |
US9971754B2 (en) | 2011-07-14 | 2018-05-15 | Docusign, Inc. | Method for associating third party content with online document signing |
US10511732B2 (en) | 2011-08-25 | 2019-12-17 | Docusign, Inc. | Mobile solution for importing and signing third-party electronic signature documents |
US10033533B2 (en) | 2011-08-25 | 2018-07-24 | Docusign, Inc. | Mobile solution for signing and retaining third-party documents |
US20130061125A1 (en) * | 2011-09-02 | 2013-03-07 | Jn Projects, Inc. | Systems and methods for annotating and sending electronic documents |
US9400974B2 (en) * | 2011-09-02 | 2016-07-26 | Jn Projects, Inc. | Systems and methods for annotating and sending electronic documents |
USRE49119E1 (en) | 2012-03-22 | 2022-06-28 | Docusign, Inc. | System and method for rules-based control of custody of electronic signature transactions |
US9893895B2 (en) | 2012-03-22 | 2018-02-13 | Docusign, Inc. | System and method for rules-based control of custody of electronic signature transactions |
US9230130B2 (en) | 2012-03-22 | 2016-01-05 | Docusign, Inc. | System and method for rules-based control of custody of electronic signature transactions |
CN109191056A (en) * | 2018-07-02 | 2019-01-11 | 链家网(北京)科技有限公司 | The indicating means and system that certificate uploads |
WO2021257103A1 (en) * | 2020-06-16 | 2021-12-23 | Prologis, L.P. | Systems and methods for automated staging and capture of real estate negotiations |
US20230130143A1 (en) * | 2021-10-25 | 2023-04-27 | Santosh Chandy | Real estate search and transaction system and method |
Also Published As
Publication number | Publication date |
---|---|
US6594633B1 (en) | 2003-07-15 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
US6594633B1 (en) | Real estate computer network | |
US10269054B1 (en) | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes | |
US8433650B1 (en) | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes | |
US7333943B1 (en) | Method and system for managing real property transactions having internet access and control | |
US6711554B1 (en) | Method and system for managing and preparing documentation for real estate transactions | |
US7797255B1 (en) | System and method for tracking, monitoring, and supporting self-procuring principals in real estate transactions | |
US20100274709A1 (en) | Online method of procuring mortgage loans | |
US20020052814A1 (en) | Virtual real estate brokage system | |
US20100106651A1 (en) | Real estate transaction management system | |
US20050187866A1 (en) | Method and system for executing financial transactions via a communication medium | |
US20050288955A1 (en) | Real estate transaction automation system and method | |
US20050091143A1 (en) | Contract circle-closer | |
US20100057630A1 (en) | System And Method For Providing Automated Real Estate Transaction Management With Centralized Transaction Information Storage | |
US20040167798A1 (en) | System and method for tracking, monitoring, and supporting self-procuring principals in real estate transactions | |
WO2002044839A2 (en) | Method and system for completing a lease for real property in an on-line computing environment | |
US20050222923A1 (en) | Disbursement system | |
US11393059B1 (en) | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes | |
US20050119908A1 (en) | Systems, methods, and computer program products for managing real estate transactions | |
US7801791B2 (en) | Method and apparatus for managing information and communications related to municipal bonds and other securities | |
US8799117B2 (en) | Record retention and post-issuance compliance system and method for municipal bonds | |
US8566172B2 (en) | Distressed properties marketing system and method | |
US11379897B1 (en) | Computerized process to, for example, automate the home sale, mortgage loan financing and settlement process, and the home mortgage loan refinancing and settlement processes | |
CA2496556A1 (en) | System and method for monitoring and conducting transactions of objects of value | |
Quesada | A study of eprocurement technologies, procurement practices, procurement performance and their relationship | |
AU2001232721A1 (en) | System and method of providing project cost evaluation |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
STCB | Information on status: application discontinuation |
Free format text: ABANDONED -- FAILURE TO RESPOND TO AN OFFICE ACTION |
|
AS | Assignment |
Owner name: LAZERSPEC. CO., LLC, DELAWARE Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:BROERMAN, VINCENT S.;REEL/FRAME:027611/0945 Effective date: 20111118 Owner name: HOMESTHATCLICK.COM, INC., OHIO Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:BROERMAN, VINCENT S.;REEL/FRAME:027611/0918 Effective date: 19991001 Owner name: BROERMAN, VINCENT S., OHIO Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:HOMESTHATCLICK.COM, INC.;REEL/FRAME:027611/0938 Effective date: 20010726 |
|
AS | Assignment |
Owner name: HOMESTHATCLICK.COM, INC., OHIO Free format text: CORRECTIVE ASSIGNMENT TO CORRECT THE APPLICATION NUMBER THIS DOCUMENT WAS RECORDED AGAINST FROM 10/619,205 TO 10/619,250 PREVIOUSLY RECORDED ON REEL 027611 FRAME 0918. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT OF THE ENTIRE AND EXCLUSIVE RIGHTS, TITLE AND INTEREST;ASSIGNOR:BROERMAN, VINCENT S.;REEL/FRAME:027631/0882 Effective date: 19991001 Owner name: BROERMAN, VINCENT S., OHIO Free format text: CORRECTIVE ASSIGNMENT TO CORRECT THE APPLICATION NUMBER THIS DOCUMENT WAS RECORDED AGAINST FROM 10/619,205 TO 10/619,250 PREVIOUSLY RECORDED ON REEL 027611 FRAME 0938. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT OF THE ENTIRE AND EXCLUSIVE RIGHTS, TITLE AND INTEREST;ASSIGNOR:HOMESTHATCLICK.COM, INC.;REEL/FRAME:027632/0079 Effective date: 20010726 Owner name: LAZERSPEC. CO., LLC, DELAWARE Free format text: CORRECTIVE ASSIGNMENT TO CORRECT THE APPLICATION NUMBER THIS DOCUMENT WAS RECORDED AGAINST FROM 10/619,205 TO 10/619,250 PREVIOUSLY RECORDED ON REEL 027611 FRAME 0945. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT OF THE ENTIRE AND EXCLUSIVE RIGHTS, TITLE AND INTEREST;ASSIGNOR:BROERMAN, VINCENT S.;REEL/FRAME:027632/0138 Effective date: 20111118 |
|
AS | Assignment |
Owner name: HANGER SOLUTIONS, LLC, GEORGIA Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:INTELLECTUAL VENTURES ASSETS 158 LLC;REEL/FRAME:051486/0425 Effective date: 20191206 |
|
AS | Assignment |
Owner name: INTELLECTUAL VENTURES ASSETS 158 LLC, DELAWARE Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:GULA CONSULTING LIMITED LIABILITY COMPANY;REEL/FRAME:052159/0463 Effective date: 20191126 |