DE60233216D1 - Geldüberweisungstechniken - Google Patents
GeldüberweisungstechnikenInfo
- Publication number
- DE60233216D1 DE60233216D1 DE60233216T DE60233216T DE60233216D1 DE 60233216 D1 DE60233216 D1 DE 60233216D1 DE 60233216 T DE60233216 T DE 60233216T DE 60233216 T DE60233216 T DE 60233216T DE 60233216 D1 DE60233216 D1 DE 60233216D1
- Authority
- DE
- Germany
- Prior art keywords
- customer
- money transfer
- transfer techniques
- server
- beneficiary
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/342—Cards defining paid or billed services or quantities
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
- G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Software Systems (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Transition And Organic Metals Composition Catalysts For Addition Polymerization (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Detergent Compositions (AREA)
- Graft Or Block Polymers (AREA)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/829,614 US7870065B2 (en) | 2000-01-05 | 2001-04-10 | Money-transfer techniques |
PCT/US2002/001618 WO2002084614A1 (en) | 2001-04-10 | 2002-01-18 | Money-transfer techniques |
Publications (1)
Publication Number | Publication Date |
---|---|
DE60233216D1 true DE60233216D1 (de) | 2009-09-17 |
Family
ID=25255010
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
DE60233216T Expired - Fee Related DE60233216D1 (de) | 2001-04-10 | 2002-01-18 | Geldüberweisungstechniken |
Country Status (9)
Country | Link |
---|---|
US (1) | US7870065B2 (de) |
EP (1) | EP1380019B1 (de) |
AT (1) | ATE438904T1 (de) |
AU (1) | AU2002235430B2 (de) |
CA (1) | CA2443859C (de) |
DE (1) | DE60233216D1 (de) |
GT (1) | GT200300230A (de) |
MX (1) | MXPA03009149A (de) |
WO (1) | WO2002084614A1 (de) |
Families Citing this family (70)
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US7716080B2 (en) * | 1999-06-23 | 2010-05-11 | Signature Systems, Llc | Method and system for using multi-function cards for storing, managing and aggregating reward points |
US7765124B2 (en) * | 1999-06-23 | 2010-07-27 | Signature Systems Llc | Method and system for issuing, aggregating and redeeming merchant rewards with an issuing bank |
US7512551B2 (en) * | 1999-06-23 | 2009-03-31 | Signature Systems Llc | Method and system for implementing a search engine with reward components and payment components |
US8160922B2 (en) * | 1999-06-23 | 2012-04-17 | Signature Systems, LLC. | Method and system for making donations to charitable entities |
US7742943B2 (en) * | 1999-06-23 | 2010-06-22 | Signature Systems Llc | Method and system for issuing, aggregating and redeeming merchant loyalty points with an acquiring bank |
US7769630B2 (en) * | 1999-06-23 | 2010-08-03 | Signature Systems Llc | Method and system for issuing, aggregating and redeeming rewards based on merchant transactions |
US6594640B1 (en) * | 1999-06-23 | 2003-07-15 | Richard Postrel | System for electronic barter, trading and redeeming points accumulated in frequent use reward programs |
US20030069856A1 (en) * | 2001-10-10 | 2003-04-10 | First Data Corporation | Method and system for performing money transfer transactions |
US8025212B2 (en) | 1999-10-26 | 2011-09-27 | The Western Union Company | Cash payment for remote transactions |
US7529563B1 (en) * | 2000-07-10 | 2009-05-05 | Pitroda Satyan G | System for distribution and use of virtual stored value cards |
US7146338B2 (en) * | 2001-06-28 | 2006-12-05 | Checkfree Services Corporation | Inter-network financial service |
US7031939B1 (en) * | 2000-08-15 | 2006-04-18 | Yahoo! Inc. | Systems and methods for implementing person-to-person money exchange |
US20030028491A1 (en) * | 2000-08-25 | 2003-02-06 | Cooper Jonathan D. | Improved money transfer system and method with added security features |
JP2002117361A (ja) * | 2000-10-06 | 2002-04-19 | Hitachi Ltd | 電子決済方法及び電子決済システム |
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US7742984B2 (en) * | 2001-07-06 | 2010-06-22 | Hossein Mohsenzadeh | Secure authentication and payment system |
US8346659B1 (en) * | 2001-07-06 | 2013-01-01 | Hossein Mohsenzadeh | Secure authentication and payment system |
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AU2003220626B2 (en) * | 2002-03-27 | 2008-06-26 | The Western Union Company | Worldwide cash vendor payment |
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US20050021460A1 (en) * | 2003-07-21 | 2005-01-27 | Don Teague | Method and system to process a transaction in a network based commerce facility |
US20050033653A1 (en) * | 2003-08-07 | 2005-02-10 | Ian Eisenberg | Electronic mail card purchase verification |
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US8016185B2 (en) * | 2004-07-06 | 2011-09-13 | Visa International Service Association | Money transfer service with authentication |
US20060015452A1 (en) * | 2004-07-14 | 2006-01-19 | Mani Kulasooriya | Systems and methods for implementing account-to-account international money exchanges |
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CH694900A5 (de) * | 2004-08-27 | 2005-08-31 | Easecredit Charles Mason Dr | Verfahren zur Ausgabe eines Bankkonto Email Auszuges bei einer Gelduberweisung via Internet. |
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US8571979B1 (en) * | 2005-07-22 | 2013-10-29 | Tcf Financial Corporation | Arrangements and methods for automatically dispersing and tracking funds |
US20070094153A1 (en) * | 2005-10-25 | 2007-04-26 | Mark Ferraro | Infrastructure for postage meter communication, accessible through service provider |
US7983970B1 (en) * | 2006-05-22 | 2011-07-19 | Intermex Wire Transfer, LLC | Secure telewire process for authorizing wire transfers |
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US8489923B1 (en) * | 2006-11-15 | 2013-07-16 | Conviva Inc. | Detecting problems in content distribution |
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-
2001
- 2001-04-10 US US09/829,614 patent/US7870065B2/en not_active Expired - Fee Related
-
2002
- 2002-01-18 AU AU2002235430A patent/AU2002235430B2/en not_active Expired
- 2002-01-18 DE DE60233216T patent/DE60233216D1/de not_active Expired - Fee Related
- 2002-01-18 EP EP02702039A patent/EP1380019B1/de not_active Expired - Lifetime
- 2002-01-18 CA CA2443859A patent/CA2443859C/en not_active Expired - Lifetime
- 2002-01-18 WO PCT/US2002/001618 patent/WO2002084614A1/en active IP Right Grant
- 2002-01-18 AT AT02702039T patent/ATE438904T1/de not_active IP Right Cessation
- 2002-01-18 MX MXPA03009149A patent/MXPA03009149A/es active IP Right Grant
-
2003
- 2003-10-23 GT GT200300230A patent/GT200300230A/es unknown
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ATE438904T1 (de) | 2009-08-15 |
MXPA03009149A (es) | 2004-02-12 |
WO2002084614A1 (en) | 2002-10-24 |
CA2443859A1 (en) | 2002-10-24 |
CA2443859C (en) | 2016-06-07 |
EP1380019B1 (de) | 2009-08-05 |
US20080033870A9 (en) | 2008-02-07 |
EP1380019A1 (de) | 2004-01-14 |
AU2002235430B2 (en) | 2007-04-05 |
GT200300230A (es) | 2006-11-09 |
US20020029190A1 (en) | 2002-03-07 |
US7870065B2 (en) | 2011-01-11 |
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