CN105096454A - Unauthorized bank card swiping prevention system and method for preventing unauthorized bank card swiping on POS machine - Google Patents

Unauthorized bank card swiping prevention system and method for preventing unauthorized bank card swiping on POS machine Download PDF

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Publication number
CN105096454A
CN105096454A CN201510530350.3A CN201510530350A CN105096454A CN 105096454 A CN105096454 A CN 105096454A CN 201510530350 A CN201510530350 A CN 201510530350A CN 105096454 A CN105096454 A CN 105096454A
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China
Prior art keywords
card
bank
finger print
print information
user
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201510530350.3A
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Chinese (zh)
Inventor
温九江
袁松平
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Guangxi Xiaocao Information Industry Co Ltd
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Guangxi Xiaocao Information Industry Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Guangxi Xiaocao Information Industry Co Ltd filed Critical Guangxi Xiaocao Information Industry Co Ltd
Priority to CN201510530350.3A priority Critical patent/CN105096454A/en
Publication of CN105096454A publication Critical patent/CN105096454A/en
Pending legal-status Critical Current

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Abstract

The present invention relates to an unauthorized bank card swiping prevention system and a method for preventing unauthorized bank card swiping on a POS machine. The unauthorized bank card swiping prevention system comprises a bank server connected with a POS machine through the network, and also comprises a fingerprint reading device connected with the bank server through the network, and the fingerprint reading device and the POS machine use the same physical address to transmit signals. Fingerprint recognition is required when swiping a card for consumption and used for determining whether the card swiping is operated by the client and determining legality of the card swiping, and therefore unauthorized bank card swiping is prevented.

Description

A kind of bank card anti-theft brush system and bank card POS machine are swiped the card theft preventing method
Technical field
The present invention relates to technical field of financial safety, during especially a kind of POS bankcard consumption, can identify that the bank card anti-theft brush system of legitimacy of swiping the card and bank card POS machine are swiped the card theft preventing method.
Background technology
Current POS bankcard consumption widely uses, if use pseudo-card or stolen card, current POS is difficult to the legitimacy of differentiating to swipe the card, and is easy to cause and steals brush.
For this problem, prior art adopts as Chinese patent, and name is called a kind ofly have the POS of putting and stealing brush function, and application number is: 201210051564.9, can solve the problem stealing brush, but this system architecture complexity, with high costs.
Name is called: a kind of bank card anti-theft brush system, and application number is: 201520139170.8, and this system adopts the bank card with fingerprint, can not identify whether to be that card master swipes the card in person, there is the leak stealing brush.
Summary of the invention
For above-mentioned technical matters, when the invention provides a kind of POS bankcard consumption of simple in structure and low in cost, can identify that the bank card anti-theft brush system of legitimacy of swiping the card and bank card POS machine are swiped the card theft preventing method.
To achieve these goals, the technical solution used in the present invention is as follows:
A kind of bank card anti-theft brush system, comprise bank server, this bank server is connected with POS by network, it is characterized in that, also comprise the fingerprint reading device be connected with bank server by network, described fingerprint reading device and described POS use Same Physical address transfer signal;
Described POS, magnetic stripe or chip information for reading bank card magnetic stripe or chip information, and are transferred to bank server by it;
Described fingerprint reading device, finger print information for reading finger print information, and is transferred to bank server by it;
Described bank server, it for receiving the finger print information of the bank card magnetic stripe of user or chip information, user, and is compared with this user profile of server stores, judges the true and false of bank card.
Beneficial effect of the present invention: need during bankcard consumption to carry out fingerprint recognition, for judging that whether swipe the card is that I operates, and judges the legitimacy of swiping the card, prevents the stolen brush of bank card.
Further, described fingerprint reading device and described POS one are installed.
Adopt the beneficial effect of further technical scheme: a mounting structure is compact, be convenient to place and use.
A kind of bank card POS machine is swiped the card theft preventing method, it is characterized in that, based on bank card anti-theft brush system,
Carry out in accordance with the following steps:
Step 1:POS is machine-readable gets bank card magnetic stripe or chip information;
Step 2: bank server receives bank card magnetic stripe or chip information, and compare with the user profile that stores in bank server, judge user identity;
Step 3: if do not match the user profile of this card, be then judged as that this card is for pseudo-card, terminates to swipe the card; If match the user profile of this card, then point out typing finger print information;
Step 4: bank server receives finger print information, and is carried out mating and contrasting with the fingerprint of this user in banking data base by this finger print information;
Step 5: if finger print information is consistent with the finger print information of this user in banking data base, then judges to swipe the card as valid operation, and point out user to input bank card password;
If the finger print information of this user is inconsistent in finger print information and banking data base, then judge to swipe the card into criminal manipulation, close transaction;
Step 6: complete transaction of swiping the card.
Further, in described step 4, typing finger print information, is sequentially set with the fingerprint signals of at least 2 fingers in bank server, and user needs according to the typing of fingerprint reserved when applying for card order, if sequence error, will authentication failed, and cannot complete and swipe the card.
Adopt the beneficial effect of further technical scheme: the fingerprint typing arranging more than 2, improve the safety-type of transaction further.
Further, judge to swipe the card as after criminal manipulation in described step 5, bank server sends a note on the main mobile number reserved in bank server of card, and prompting user bank card is stolen.
Adopt the beneficial effect of further technical scheme: reminding user card is stolen, be convenient to user and handle it in time, prevent from causing damage.
Accompanying drawing explanation
Fig. 1 is the principle of work schematic diagram of bank card anti-theft brush system;
Fig. 2 is that bank card POS machine is swiped the card theft preventing method flow chart of steps.
Embodiment
Below in conjunction with specific embodiment, the present invention is described in further detail.
As shown in Figure 1, a kind of bank card anti-theft brush system, comprises bank server 1, this bank server 1 is connected with POS 2 by network, it is characterized in that, also comprise the fingerprint reading device 3 be connected with bank server 1 by network, described fingerprint reading device 3 is installed with described POS 2 one.
Need during bankcard consumption to carry out fingerprint recognition, for judging that whether swipe the card is that I operates, and judges the legitimacy of swiping the card, prevents the stolen brush of bank card.
As shown in Figure 2, a kind of bank card POS machine is swiped the card theft preventing method, based on above-mentioned bank card anti-theft brush system,
Carry out in accordance with the following steps:
Step 1:POS is machine-readable gets bank card magnetic stripe or chip information;
Step 2: bank server receives bank card magnetic stripe or chip information, and compare with the user profile that stores in bank server, judge user identity;
Step 3: if do not match the user profile of this card, be then judged as that this card is for pseudo-card, terminates to swipe the card; If match the user profile of this card, then point out typing finger print information;
Step 4: bank server receives finger print information, and is carried out mating and contrasting with the fingerprint of this user in banking data base by this finger print information;
Step 5: if finger print information is consistent with the finger print information of this user in banking data base, then judges to swipe the card as valid operation, and point out user to input bank card password;
If the finger print information of this user is inconsistent in finger print information and banking data base, then judge to swipe the card into criminal manipulation, close transaction;
Step 6: complete transaction of swiping the card.
In described step 4, typing finger print information, is sequentially set with the fingerprint signals of at least 2 fingers in bank server 1, and user needs according to the typing of fingerprint reserved when applying for card order, if sequence error, will authentication failed, and cannot complete and swipe the card.The fingerprint typing of more than 2 is set, improves the safety-type of transaction further.
Judge in step 5 to swipe the card into after criminal manipulation, bank server 1 sends a note on the main mobile number reserved in bank server 1 of card, and prompting user bank card is stolen, is convenient to user and handles it in time, prevent from causing damage.
The foregoing is only preferred embodiment of the present invention, not in order to limit the present invention, within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (5)

1. a bank card anti-theft brush system, comprise bank server (1), this bank server (1) is connected with POS (2) by network, it is characterized in that, also comprise the fingerprint reading device (3) be connected with bank server (1) by network, described fingerprint reading device (3) and described POS (2) use Same Physical address transfer signal;
Described POS (2), it is for reading bank card magnetic stripe or chip information, and magnetic stripe or chip information are transferred to bank server (1);
Described fingerprint reading device (3), it is for reading finger print information, and finger print information is transferred to bank server (1);
Described bank server (1), it for receiving the finger print information of the bank card magnetic stripe of user or chip information, user, and is compared with this user profile of server stores, judges the true and false of bank card.
2. bank card anti-theft brush system according to claim 1, is characterized in that, described fingerprint reading device (3) is installed with described POS (2) one.
3. bank card POS machine is swiped the card a theft preventing method, it is characterized in that, based on bank card anti-theft brush system, carries out in accordance with the following steps:
Step 1:POS is machine-readable gets bank card magnetic stripe or chip information;
Step 2: bank server receives bank card magnetic stripe or chip information, and compare with the user profile that stores in bank server, judge user identity;
Step 3: if do not match the user profile of this card, be then judged as that this card is for pseudo-card, terminates to swipe the card; If match the user profile of this card, then point out typing finger print information;
Step 4: bank server receives finger print information, and is carried out mating and contrasting with the fingerprint of this user in banking data base by this finger print information;
Step 5: if finger print information is consistent with the finger print information of this user in banking data base, then judges to swipe the card as valid operation, and point out user to input bank card password;
If the finger print information of this user is inconsistent in finger print information and banking data base, then judge to swipe the card into criminal manipulation, close transaction;
Step 6: complete transaction of swiping the card.
4. bank card POS machine according to claim 3 is swiped the card theft preventing method, it is characterized in that, in described step 4, typing finger print information, be sequentially set with the fingerprint signal of at least 2 fingers in bank server (1), need according to the typing of fingerprint reserved when applying for card order, if sequence error, will authentication failed, transaction of swiping the card cannot be completed.
5. bank card POS machine according to claim 3 is swiped the card theft preventing method, it is characterized in that, judge in described step 5 to swipe the card as after criminal manipulation, bank server (1) sends a note on the number of the main mobile terminal reserved in bank server (1) of card, and prompting user bank card is stolen.
CN201510530350.3A 2015-08-26 2015-08-26 Unauthorized bank card swiping prevention system and method for preventing unauthorized bank card swiping on POS machine Pending CN105096454A (en)

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Application Number Priority Date Filing Date Title
CN201510530350.3A CN105096454A (en) 2015-08-26 2015-08-26 Unauthorized bank card swiping prevention system and method for preventing unauthorized bank card swiping on POS machine

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107230085A (en) * 2017-05-31 2017-10-03 合肥视尔信息科技有限公司 A kind of intelligent guard system of new consumption online
CN107239949A (en) * 2017-05-31 2017-10-10 合肥视尔信息科技有限公司 A kind of bank card anti-theft brush intelligent protecting method
CN107239950A (en) * 2017-05-31 2017-10-10 合肥视尔信息科技有限公司 A kind of bank card consumption intelligent protection system based on speech recognition
CN107248073A (en) * 2017-05-31 2017-10-13 合肥视尔信息科技有限公司 A kind of Web bank's illegal guard system

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CN1845185A (en) * 2006-02-05 2006-10-11 杨杰 Method and system for checking true/false via online checking
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CN101499202A (en) * 2008-01-29 2009-08-05 英华达(上海)电子有限公司 Hand-hold anti-counterfeit alarming wireless POS machine and its anti-counterfeit alarming method
CN101730907A (en) * 2006-11-22 2010-06-09 马克·A·库克斯 Point0f sale transaction device with magnetic stripe emulator and biometric authentication
CN202995879U (en) * 2012-11-08 2013-06-12 西安景行数创信息科技有限公司 Fingerprint identification based bank card security application system
CN103942899A (en) * 2014-04-04 2014-07-23 上海工程技术大学 Fingerprint pos machine and fingerprint payment system

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN2357368Y (en) * 1999-02-12 2000-01-05 北京科瑞奇技术开发有限公司 Intelligent anti-forge finance POS apparatus
US20050122209A1 (en) * 2003-12-03 2005-06-09 Black Gerald R. Security authentication method and system
CN1845185A (en) * 2006-02-05 2006-10-11 杨杰 Method and system for checking true/false via online checking
CN101046900A (en) * 2006-03-31 2007-10-03 周强高 Credit card safety technology of identified combined by biological intelligent identification and double cipher
CN101730907A (en) * 2006-11-22 2010-06-09 马克·A·库克斯 Point0f sale transaction device with magnetic stripe emulator and biometric authentication
CN101499202A (en) * 2008-01-29 2009-08-05 英华达(上海)电子有限公司 Hand-hold anti-counterfeit alarming wireless POS machine and its anti-counterfeit alarming method
CN202995879U (en) * 2012-11-08 2013-06-12 西安景行数创信息科技有限公司 Fingerprint identification based bank card security application system
CN103942899A (en) * 2014-04-04 2014-07-23 上海工程技术大学 Fingerprint pos machine and fingerprint payment system

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107230085A (en) * 2017-05-31 2017-10-03 合肥视尔信息科技有限公司 A kind of intelligent guard system of new consumption online
CN107239949A (en) * 2017-05-31 2017-10-10 合肥视尔信息科技有限公司 A kind of bank card anti-theft brush intelligent protecting method
CN107239950A (en) * 2017-05-31 2017-10-10 合肥视尔信息科技有限公司 A kind of bank card consumption intelligent protection system based on speech recognition
CN107248073A (en) * 2017-05-31 2017-10-13 合肥视尔信息科技有限公司 A kind of Web bank's illegal guard system

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Application publication date: 20151125

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