CN104239945A - Universal card - Google Patents
Universal card Download PDFInfo
- Publication number
- CN104239945A CN104239945A CN201410461439.4A CN201410461439A CN104239945A CN 104239945 A CN104239945 A CN 104239945A CN 201410461439 A CN201410461439 A CN 201410461439A CN 104239945 A CN104239945 A CN 104239945A
- Authority
- CN
- China
- Prior art keywords
- card
- interface
- double
- perfect
- sales service
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Abstract
The invention discloses a universal card. The universal card comprises an RFID antenna, a power management unit, a rechargeable battery, a double-interface card body, a 7816 interface, a wireless transceiver, a wireless transmitting and receiving antenna, a safety controller and a human-computer interface. The boundary dimension of the universal card is identical to a traditional 7816 smart card or a traditional 14443 smart card, and the universal card can be used as a contact card or a non-contact card. Different types of cards or multiple cards of the same type can be stored. The universal card is compatible with existing ISO/IEC7816, NFC, ISO/IEC14443, ISO/IEC15693 and other standards. The universal card can be connected with a personal mobile terminal and has access to the internet and is connected with a payment operator through the personal mobile terminal, and therefore payment to multiple operators can be achieved with the same card. Through data interaction, secret key secondary or real-time authentication with the personal mobile terminal, the safety and the real-time performance of the universal card are improved when the universal card is used as an ATM card. The universal card has the advantages of being convenient to use, convenient to carry, wide in application range, capable of facilitating payment, high in safety, high in expansion capability, transplantable and the like.
Description
Technical field
The present invention relates to smart card, particularly a kind of perfect after-sales service, its profile is identical with normal smart cards, can the contactless or two interface of compatible contact, and short-range wireless communication means is housed, and can be connected with individual mobile terminal.
Background technology
Since smart card techniques is born, its application in our daily life is more and more extensive.Conventional smart card kind comprises Contact Type Ic Card, contact or contactless CPU card, non-contact RF ID smart card etc.The application of various smart card in our day life is more and more extensive, and it is widely used in mass transit card, fiscard, phonecard, various member card, mobile phone NFC payment etc.;
These cards due to adopt technology, standard, safe class, card-reading apparatus difference, card can not be opened block to replace other by Cai ー; Even if adopt identical standard, because publisher is different, multiple are also needed to block.In life, we usually take with oneself multiple cards of with, and such as one or more bank card, a mass transit card and one or more supermarket accumulating card etc., these cards not only take up room, and card is not easily taken care of too much, taken with.Meanwhile, various being stuck in resource of constantly distribution causes huge waste, also pollutes environment.
Also there is following risk in traditional smart card, its master data and secure data are kept on the chip of card, once card is lost, exists by risk that other people usurp.
Along with widely using of smart mobile phone mobile terminal, various terminal is used more and more abundanter, and traditional smart card cannot connect mobile terminal or internet, is therefore difficult to expanded function and application.
Summary of the invention
For overcoming above-mentioned the deficiencies in the prior art, the present invention proposes a kind of perfect after-sales service, with solve the too much Ji ー of card open card can not many aspects application problem, and can be connected with individual intelligent terminals such as mobile phones by short-distance wireless communication, and be linked into operator or internet by the application software on individual intelligent terminal, greatly strengthen the extended capability of whole system, portability and security.
Technical scheme of the present invention is:
A kind of perfect after-sales service, its feature is, comprises RFID antenna, Power Management Unit, rechargeable battery, double-interface card, 7816 interfaces, wireless transceiver, wireless receiving and dispatching antenna, safety governor and man-machine interface;
Described RFID antenna is connected with the intelligent chip in double-interface card, for accepting or sending signal;
Described RFID antenna is connected with power management module, and rechargeable battery wirelessly, obtains energy from card reader, sends power management module to;
Described power management module is connected with described double-interface card, safety governor, wireless transceiver respectively, is they power supplies, and carries out power saving management;
Described power management module is connected with 7816 interfaces, and this 7816 interface is connected with double-interface card;
Described double-interface card has contact and noncontact two interfaces, contact interface adopts ISO7816 agreement, data interaction is carried out by 7816 interfaces, the wave point of this double-interface card is connected with RFID antenna, realize supported protocol ISO/IEC14443 or ISO/IEC15693 or NFC, the data-interface of double-interface card is connected with safety governor, transmits key or enciphered message to safety governor;
Described safety governor is connected with wireless transceiver, this wireless transceiver is connected with wireless receiving and dispatching antenna, obtain information by wireless means, and be stored in safety governor, safety governor passes to double-interface card confidential information or verifies for the security permission of double-interface card;
Described wireless transceiver is connected with wireless receiving and dispatching antenna, described man-machine interface is connected with double-interface card, for selecting the Transaction Information of the mode of operation of card, confirmation or display card.
Described man-machine interface has one or more operating key and a display screen.
Described perfect after-sales service is connected with internet by individual mobile terminal, and is connected with payment operator.
Described perfect after-sales service, after being connected with payment operator, can being downloaded the accounts information of user in multiple payment operator, thus realize the payment of multiple operator with a card.
7816 described interfaces are ISO7816 interfaces of the standard of standard.
Described wireless transceiver is the short-distance wireless communication chip of bluetooth or WiFi handset.
Double-interface card 6 adopts two interface chip, contact and noncontact two interfaces, contact interface adopts ISO7816 agreement, non-contact interface supported protocol ISO/IEC14443 or ISO/IEC15693 or NFC, if described two interface chips intelligent card chip wherein adopts the CLF of NFC, then this card can also work as contactless card reader use;
Wireless transceiver 8 is short-distance wireless communication chips of the mobile phone such as bluetooth, WiFi; But be not limited to bluetooth, WiFi, other are as audio frequency, infrared etc. short-range communication technique is also scope of the present invention.
Wireless receiving and dispatching antenna 4 is the antennas matched with wireless transceiver 8;
Rechargeable battery is used for power supply, and be chargeable or disposable battery, its thickness is less than smart card standard thickness;
Power Management Unit is used for chip power supply, also can obtain energy from 7816 interfaces or RFID antenna 1, in order to charge to rechargeable battery simultaneously.
Safety governor is for storing the confidential information (as authentication information, digital certificate) of perfect after-sales service;
Principle of work of the present invention is as follows:
In the hair fastener stage, be connected with individual intelligent terminals such as mobile phones by short-range wireless transceiver, and set up data link by the application software on individual intelligent terminal and cloud platform.Cloud platform can be crossed application software and carry out aerial hair fastener, and card information is delivered to the safety governor on this perfect after-sales service.The memory capacity of this card is comparatively large, can store multiple smart card information, thus realize one card for multiple uses.
Operational phase, user selects the card of type or the kind that will use by application software, by wireless transceiver, notice perfect after-sales service select the card of certain type then perfect after-sales service just carry out the operations such as payment by selected type.And now this perfect after-sales service is equivalent to a contact card or contactless card, card operation can be carried out with (can be contact or contactless) in POS; Perfect after-sales service can obtain electric energy (7816 interfaces 5 or RFID antenna 1) from POS while communicating with POS, charges to battery 3.
Compared with prior art, the invention has the beneficial effects as follows:
1) card, profile are identical with traditional ISO7816 or IS14443 smart card, can use, be as good as with legacy card as a contact or contactless card;
2) adopt double-interface card and safety governor, multiple cards that are dissimilar and multiple identical types can be stored, can the standard such as compatible existing ISO7816, NFC, ISO14443 and ISO15693, realize one card for multiple uses;
3) perfect after-sales service of the present invention can be connected with internet by individual mobile terminal, and operator is connected with payment.This perfect after-sales service, after being connected with payment operator, can being downloaded the accounts information of user in multiple payment operator, thus realize the payment of multiple operator with a card; Carry out data interaction, key data secondary or real-time authentication by the APP of individual mobile terminal, improve this card as security during fiscard and real-time;
4) charging adopts intelligent card interface, namely while with card transaction, realizes charging, does not need special charging device.
5) have easy to use, be easy to carry, be widely used, be convenient to pay, security is high, extended capability is strong, the advantage such as portable.
Accompanying drawing explanation
Fig. 1 is the structure principle chart of perfect after-sales service of the present invention.
Embodiment
Below, for a more detailed description to the present invention by reference to the accompanying drawings by embodiment.These embodiments are only the descriptions to best mode for carrying out the invention, do not have any restriction to scope of the present invention.
Refer to Fig. 1, Fig. 1 is the structure principle chart of perfect after-sales service of the present invention, as shown in the figure, a kind of perfect after-sales service, comprises RFID antenna 1, Power Management Unit 2, rechargeable battery 3, double-interface card 6,7816 interface 5, wireless transceiver 8, wireless receiving and dispatching antenna 4, safety governor 7 and man-machine interface 9; Described RFID antenna is connected with the intelligent chip in double-interface card, for accepting or sending signal; Described RFID antenna is connected with power management module, and rechargeable battery wirelessly, obtains energy from card reader, sends power management module 2 to; Described power management module 2 is connected with described double-interface card 6, safety governor 7, wireless transceiver 8 respectively, is they power supplies, and carries out power saving management; Described power management module 2 is connected with 7816 interfaces 5, and this 7816 interface 5 is connected with double-interface card 6; Described double-interface card 6 has contact and noncontact two interfaces, contact interface adopts ISO7816 agreement, data interaction is carried out by 7816 interfaces 5, the wave point of this double-interface card 6 is connected with RFID antenna 1, realize supported protocol ISO/IEC14443 or ISO/IEC15693 or NFC, the data-interface of double-interface card 6 is connected with safety governor 7, transmits key or enciphered message to safety governor 7; Described safety governor 7 is connected with wireless transceiver 8, this wireless transceiver 8 is connected with wireless receiving and dispatching antenna 4, obtain information by wireless means, and be stored in safety governor 7, safety governor 7 passes to double-interface card 6 confidential information or verifies for the security permission of double-interface card 6; Described wireless transceiver 8 is connected with wireless receiving and dispatching antenna 4, described man-machine interface 9 is connected with double-interface card 6, for selecting the Transaction Information of the mode of operation of card, confirmation or display card.
Specific operation process of the present invention is as follows:
The hair fastener stage: certain user has one or more bank card, mass transit card, an one or more supermarket accumulating card.Bank card opens Mobile banking and mobile-phone payment.Bank sends a vice card (by cloud platform to perfect after-sales service while sending out ordinary bank's card, send to mobile phone application software, communicated with the wireless transceiver 8 on perfect after-sales service of the present invention by the bluetooth on mobile phone again, thus the information of card is sent on perfect after-sales service) or scene in POS by the contact on perfect after-sales service or non-contact interface, to perfect after-sales service hair fastener.Equally, public transport and supermarket are while sending out mass transit card and supermarket card, and also can use the same method hair fastener on perfect after-sales service.The essential information of card is stored on mobile phone, so that later mobile phone operation, but confidential information (as authentication information, digital certificate) is then stored in the safety governor of perfect after-sales service by security control.
Use bank card: when user needs to use bank card, mobile phone application software is selected the bank card that will use, and mobile phone then by the bank card that bluetooth notification perfect after-sales service will use, and can confirm according to the reply of perfect after-sales service.Now user just can be used as perfect after-sales service of the present invention as a common credit card and uses.User can set and allow perfect after-sales service and mobile phone keep bluetooth connection status in use, once communicate unsuccessful (as perfect after-sales service loss or stolen), does not then allow transaction, to improve the security with card.After using, transaction record can pass mobile phone back, so that record.Even can pass bank back to confirm (bank can be subject to the transaction record that POS transmits, and can check like this).
Use mass transit card: use the method for mass transit card identical with use bank card.Because mass transit card usage frequency is higher, mobile phone application software can set that perfect after-sales service is default is in mass transit card state, with easy to use.
Transfer fund between various card, circle are deposited: the application software on individual mobile terminal can realize capital transfer in perfect after-sales service between each card and circle is deposited.When perfect after-sales service is used as read write line, the circle that can realize between perfect after-sales service and other non-contact cards is deposited.
Claims (6)
1. a perfect after-sales service, it is characterized in that, comprise RFID antenna (1), Power Management Unit (2), rechargeable battery (3), double-interface card (6), 7816 interfaces (5), wireless transceiver (8), wireless receiving and dispatching antenna (4), safety governor (7) and man-machine interface (9);
Described RFID antenna is connected with the intelligent chip in double-interface card, for accepting or sending signal;
Described RFID antenna is connected with power management module, and rechargeable battery wirelessly, obtains energy from card reader, sends power management module (2) to;
Described power management module (2) is connected with described double-interface card (6), safety governor (7), wireless transceiver (8) respectively, is they power supplies, and carries out power saving management;
Described power management module (2) is connected with 7816 interfaces (5), and this 7816 interface (5) is connected with double-interface card (6);
Described double-interface card (6) has contact and noncontact two interfaces, contact interface adopts ISO7816 agreement, data interaction is carried out by 7816 interfaces (5), the wave point of this double-interface card (6) is connected with RFID antenna (1), realize supported protocol ISO/IEC14443 or ISO/IEC15693 or NFC, the data-interface of double-interface card (6) is connected with safety governor (7), transmits key or enciphered message to safety governor (7);
Described safety governor (7) is connected with wireless transceiver (8), this wireless transceiver (8) is connected with wireless receiving and dispatching antenna (4), information is obtained by wireless means, and being stored in safety governor (7), safety governor (7) passes to double-interface card (6) confidential information or verifies for the security permission of double-interface card (6);
Described wireless transceiver (8) is connected with wireless receiving and dispatching antenna (4), described man-machine interface (9) is connected with double-interface card (6), for selecting the Transaction Information of the mode of operation of card, confirmation or display card.
2. perfect after-sales service according to claim 1, is characterized in that, described man-machine interface (9) has one or more operating key and a display screen.
3. perfect after-sales service according to claim 1, is characterized in that, described perfect after-sales service is connected with internet by individual mobile terminal, and is connected with payment operator.
4. perfect after-sales service according to claim 3, is characterized in that described perfect after-sales service is after being connected with payment operator, can download the accounts information of user in multiple payment operator, thus realize the payment of multiple operator with a card.
5. perfect after-sales service according to claim 1, is characterized in that, described 7816 interfaces (5) are the ISO7816 interfaces of the standard of standard.
6. perfect after-sales service according to claim 1, is characterized in that, described wireless transceiver (8) is the short-distance wireless communication chip of bluetooth or WiFi handset.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410461439.4A CN104239945A (en) | 2014-09-11 | 2014-09-11 | Universal card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410461439.4A CN104239945A (en) | 2014-09-11 | 2014-09-11 | Universal card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104239945A true CN104239945A (en) | 2014-12-24 |
Family
ID=52227967
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410461439.4A Pending CN104239945A (en) | 2014-09-11 | 2014-09-11 | Universal card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN104239945A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105844568A (en) * | 2016-02-03 | 2016-08-10 | 申林森 | Livelihood universal management system and method thereof |
| CN106022442A (en) * | 2016-05-11 | 2016-10-12 | 新智数字科技有限公司 | Integrated circuit card |
| CN106022186A (en) * | 2016-05-11 | 2016-10-12 | 新智数字科技有限公司 | Sleeve for integrated circuit card |
| CN106157716A (en) * | 2015-03-27 | 2016-11-23 | 上海数好数字信息科技有限公司 | For the Intelligence of Students card that classroom instruction is interactive |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101917216A (en) * | 2010-08-25 | 2010-12-15 | 罗正棣 | System and method for realizing safe mobile application by adopting Bluetooth intelligent card |
| US8066191B1 (en) * | 2009-04-06 | 2011-11-29 | Dynamics Inc. | Cards and assemblies with user interfaces |
| CN103368743A (en) * | 2013-07-08 | 2013-10-23 | 深圳市文鼎创数据科技有限公司 | Multifunctional intelligent card and identity authentication method and operation method of multifunctional intelligent card |
| CN203799404U (en) * | 2014-03-31 | 2014-08-27 | 广州移讯网络科技有限公司 | Hand-held smart BLE IC card |
-
2014
- 2014-09-11 CN CN201410461439.4A patent/CN104239945A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8066191B1 (en) * | 2009-04-06 | 2011-11-29 | Dynamics Inc. | Cards and assemblies with user interfaces |
| CN101917216A (en) * | 2010-08-25 | 2010-12-15 | 罗正棣 | System and method for realizing safe mobile application by adopting Bluetooth intelligent card |
| CN103368743A (en) * | 2013-07-08 | 2013-10-23 | 深圳市文鼎创数据科技有限公司 | Multifunctional intelligent card and identity authentication method and operation method of multifunctional intelligent card |
| CN203799404U (en) * | 2014-03-31 | 2014-08-27 | 广州移讯网络科技有限公司 | Hand-held smart BLE IC card |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106157716A (en) * | 2015-03-27 | 2016-11-23 | 上海数好数字信息科技有限公司 | For the Intelligence of Students card that classroom instruction is interactive |
| CN105844568A (en) * | 2016-02-03 | 2016-08-10 | 申林森 | Livelihood universal management system and method thereof |
| CN106022442A (en) * | 2016-05-11 | 2016-10-12 | 新智数字科技有限公司 | Integrated circuit card |
| CN106022186A (en) * | 2016-05-11 | 2016-10-12 | 新智数字科技有限公司 | Sleeve for integrated circuit card |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| KR101941624B1 (en) | Detachable electronic payment device | |
| US10032101B2 (en) | Smart multi-card | |
| TWI421777B (en) | Identification processing apparatus and mobile apparatus thereof | |
| US20160192119A1 (en) | Method and system of generating nfc-transaction remotely | |
| CN203287939U (en) | Mobile payment full-card supporting single-wire transport protocol | |
| Shobha et al. | NFC and NFC payments: A review | |
| CN101256694A (en) | Method for automatically charging for electronic purse of near-field communication terminal | |
| CN102810191A (en) | Near field communication (NFC) system and mobile payment and charge methods thereof | |
| US20170154327A1 (en) | Mobile Payment Method and Apparatus and Near Field Communication Device | |
| CN204537224U (en) | A kind of NFC payment mechanism | |
| CN102609740A (en) | Mobile smart card system with identity authentication function and security method of mobile smart card system | |
| CN104239945A (en) | Universal card | |
| CN203250329U (en) | Smart subscriber identity module card and card reader thereof | |
| CN103365819A (en) | Electronic calculator with network transfer and collection and payment functions and network transfer method thereof | |
| CN105024740A (en) | Mobile communication apparatus | |
| CN202916871U (en) | NFC system | |
| CN102750567A (en) | Secure digital (SD) card supporting multiple accounts and capable of being used for remote mobile payment and short range communication | |
| CN105512716A (en) | Multifunctional IC card | |
| CN102789660B (en) | Method and the device thereof of financial wireless transactions is realized by mobile communication terminal | |
| KR20140031025A (en) | Hi-pass device linked mobile terminal in vehicle and payment method thereof | |
| CN203838756U (en) | Mobile terminal | |
| CN201919053U (en) | Mobile phone pendant | |
| CN102333145A (en) | Smart mobile phone card with 2.4G frequency-range communication function and mobile phone | |
| CN203606840U (en) | Novel NFC equipment | |
| CN206402217U (en) | A kind of card reader for integrating speech talkback bluetooth NFC |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20141224 |
|
| WD01 | Invention patent application deemed withdrawn after publication |