CN100498853C - Bank terminal using fixed telephone network communication and its construction method - Google Patents

Bank terminal using fixed telephone network communication and its construction method Download PDF

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Publication number
CN100498853C
CN100498853C CNB2005100345417A CN200510034541A CN100498853C CN 100498853 C CN100498853 C CN 100498853C CN B2005100345417 A CNB2005100345417 A CN B2005100345417A CN 200510034541 A CN200510034541 A CN 200510034541A CN 100498853 C CN100498853 C CN 100498853C
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China
Prior art keywords
card
terminal
keyboard
telephone network
circuit
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Expired - Fee Related
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CNB2005100345417A
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Chinese (zh)
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CN1858813A (en
Inventor
林杰
卞海波
李连勇
曾胜强
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SHENZHEN ZHENGTONG KINGSEE TECH Co Ltd
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SHENZHEN ZHENGTONG KINGSEE TECH Co Ltd
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Priority to CNB2005100345417A priority Critical patent/CN100498853C/en
Publication of CN1858813A publication Critical patent/CN1858813A/en
Application granted granted Critical
Publication of CN100498853C publication Critical patent/CN100498853C/en
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Abstract

This invention relates to a bank terminal using fixed telephone network communication including a phone shell, an exterior line jack on the shell, a display screen, a swiping cards groove for keyboard and magcard/magstrip, a headphone connected with the shell, a CB in the shell with a microprocessor, a keyboard process circuit, a magcard/magstrip process circuit and a data storage on it, an IC card-plug slot on the shell and an IC card process circuit in the circuit on the CB, a keyboard inputting cipher information on the headphone, a SAM card base in the shell plugged with a SAM card security module for ciphering the account information input by swiping the card and cipher information input from keyboard to realize bank affairs including the payment function.

Description

Utilize the banking terminal and the construction method thereof of fixed telephone network communication
Technical field
The present invention relates to computer information system, relate in particular to the terminal device of banking system, particularly possess the fixedly financial POS equipment of public telephone network telephone functionality.
Background technology
On the one hand, prior art be connected in the fixedly telephone set of public telephone network, generally include telephone case, be positioned at the circuit board of enclosure interior, be positioned at outside line socket, display screen and keyboard on the housing, the receiver that is connected with telephone case, circuit comprises microprocessor, keyboard treatment circuit on the circuit board of described enclosure interior.Public telephone then also may have: magnetic card/magnetic stripe treatment circuit and/or IC-card treatment circuit correspondingly then also are provided with magnetic card/magnetic stripe treatment circuit and/or IC-card treatment circuit on the circuit.The existing fixed telephony by network support, can carry out data transmission by ordinary telephone line, and telephone set also increases the data-transformation facility such as note reception/transmission on traditional speech communication function basis.
On the other hand, use POS equipment in the financial sector in a large number, these equipment also are to be connected in the bank network service system by fixing public phone network mostly, the POS machine is provided with keyboard, display screen, magnetic card swipe the card structure and/or IC-card card plugging structure can obtain the account information of fiscard by magnetic card/IC-card, and the holder can finish financial transaction by the input operator password corresponding with the account on keyboard.
People are seeking to provide by telephone set the technical solution of bank service always, U.S. Pat 50008927 discloses a kind of in object computer function and black phone function, the phone rigging equipment that possesses user friendly simultaneously, Chinese patent application 95101149.9 disclose a kind of wireless banking terminal that utilizes cellular telephone communication.
A kind of relatively more conventional technical solution is: provide a call center by bank, the client uses ordinary telephone set to connect with this center by dialing special service number, thereby obtain relevant information on services, and can obtain some active services according to voice suggestion/man-machine interactively.And Chinese patent ZL 03220210.5 discloses a kind of telephone bank's numerical information terminal based on fixed-line telephone network, can facilitate, in real time, maintain secrecy, be easy to reading card number by magnetic card and inserting automatically and obtain the card information terminal that numerical information replaces voice delivery information of strange land operation.
As seen, how fixed telephone and POS functions of the equipments organically are attached on the station terminal equipment, prior art does not provide ready-made solution.
Summary of the invention
The technical problem to be solved in the present invention is to avoid above-mentioned the deficiencies in the prior art part, and proposes a kind of terminal device that integrates the fixed telephone network of note supporting telephone machine and POS terminal.
The technical scheme that the present invention solves the problems of the technologies described above employing is, a kind of construction method that utilizes the banking terminal of fixed telephone network communication is proposed, described terminal comprises the banking business of payment function with realization by fixed telephone network and banking system devices communicating, comprise: the terminal casing that the telephone set profile is set, the outside line socket of telephone wire is set on this terminal casing, display screen is set, keyboard is set, the groove of swiping the card of magnetic card/magnetic stripe is set, the receiver that is connected with this terminal shell is set, described display screen links to each other with the terminal casing by rotating shaft, in this terminal casing, circuit board is set, circuit has microprocessor on it, the keyboard treatment circuit, magnetic card/magnetic stripe treatment circuit and data-carrier store, also comprise: the card slot of IC-card is set on described terminal casing, on described circuit board, also has the IC-card treatment circuit in the circuit; The keyboard that can import encrypted message is set on described receiver; In described terminal casing inside SAM card deck is set, inserting SAM card security module thereon can be to carrying out encryption by the account information of the input of swiping the card and the encrypted message of keyboard input.
By the card slot and the IC-card treatment circuit of IC-card, can realize by the relevant account information of financial CPU card input.
By SAM card deck and SAM card security module, can effectively prevent being stolen of important informations such as account and password, for the data message of phone provides necessary security, encrypts and guarantee.
By at receiver part setting operation keyboard, can allow the user carry out the input operation of important informations such as password relatively reconditely, further reduce the possibility that information such as password are stolen, thereby improved the safety and the confidentiality of whole device.
Described receiver is connected by a cable with telephone case, and this cable comprises at least 8 leads, and wherein 4 leads are used for voice transfer, and 4 are used for the processing of receiver upper keyboard in addition.
Keyboard on the described receiver comprises the push-button array that 4*3 arranges, comprises 10 numeric keys, " affirmation " key and " cancellation " key.A kind of like this push-button array is arranged, is engaged in the display screen that is provided with on the receiver, can show relevant Transaction Information and password input operation situation, thereby similar with the use of existing POS machine, provides convenience for making things convenient for client's input information.
Keyboard on the described receiver can also be provided with three function keys, and they can be to suspend, and redial and flash key.
The cable of described connection receiver and telephone case, the one end is fixed on the receiver, perhaps cooperates by web member to link to each other with receiver versatilely, and its other end is fixed on the telephone case, perhaps cooperates by web member to link to each other with telephone case versatilely.
Also comprise the interface that is connected usefulness with external unit that is positioned on the housing.Described interface comprises the RS232 serial port, perhaps the USB mouth.By being connected with external unit, just can realize PC synchronously, functions such as financial cipher keyboard, bar-code scanner, contactless ic and software download.
The technical scheme that the present invention solves the problems of the technologies described above employing also comprises, manufacture a kind of banking terminal that utilizes fixed telephone network communication, described terminal can comprise the banking business of payment function by fixed telephone network and banking system devices communicating with realization, comprise telephone case, be positioned at the outside line socket on the housing, display screen, the groove of swiping the card of keyboard and magnetic card/magnetic stripe, the receiver that is connected with telephone case, described display screen links to each other with the terminal casing by rotating shaft, be positioned at the circuit board of enclosure interior, circuit has microprocessor on it, the keyboard treatment circuit, magnetic card/magnetic stripe treatment circuit and data-carrier store, also comprise: the card slot of the IC-card on described terminal casing, correspondingly, also has the IC-card treatment circuit on the described circuit board in the circuit; The keyboard of the encrypted message imported on receiver; SAM card deck in described terminal casing inside, inserting the SAM card thereon can be to carrying out encryption by the account information of the input of swiping the card and the encrypted message of keyboard input.
Described microprocessor comprises: audio interface, keyboard scan interface, magnetic card are read interface, printing interface and ICP/IP protocol interface.The model of described microprocessor is: KSIC-A68.Adopt the microprocessor of this single chip architecture, improved the integrated level of circuit greatly, thereby improve the reliability of whole telephone set.
The interface that can be connected usefulness with external unit is arranged on the described terminal casing.
Compared with prior art, banking terminal and the construction method thereof that utilizes fixed telephone network communication of the present invention supported all kinds of fiscards, has enough information securities to guarantee, and can prevent effectively that the keyboard input action from being spied on.
Description of drawings
Fig. 1 is for adopting the system architecture embodiment that utilizes the banking terminal of fixed telephone network communication of the present invention.
Fig. 2 is for adopting the circuit structure block diagram that utilizes the banking terminal embodiment of fixed telephone network communication of the present invention.
Fig. 3 is the microprocessor internal structured flowchart of the embodiment of the invention.
Fig. 4 is the schematic flow sheet of the microprocessor institute working procedure of the embodiment of the invention.
Fig. 5 is the contour structures synoptic diagram of the embodiment of the invention.
Fig. 6 is the circuit theory diagrams of the embodiment of the invention.
Embodiment
Be described in further detail below in conjunction with the most preferred embodiment shown in the accompanying drawing.
The construction method that utilizes the banking terminal of fixed telephone network communication of the present invention, described terminal comprises the banking business of payment function with realization by fixed telephone network and banking system devices communicating, comprise: the terminal casing that the telephone set profile is set, the outside line socket of telephone wire is set on this terminal casing, display screen is set, keyboard is set, the groove of swiping the card of magnetic card/magnetic stripe is set, the receiver that is connected with this terminal shell is set, described display screen links to each other with the terminal casing by rotating shaft, in this terminal casing, circuit board is set, circuit has microprocessor on it, the keyboard treatment circuit, magnetic card/magnetic stripe treatment circuit and data-carrier store, also comprise: the card slot of IC-card is set on described terminal casing, on described circuit board, also has the IC-card treatment circuit in the circuit; The keyboard that can import encrypted message is set on described receiver; In described terminal casing inside SAM card deck is set, inserting SAM card security module thereon can be to carrying out encryption by the account information of the input of swiping the card and the encrypted message of keyboard input.
Adopt the inventive method to make up the banking terminal that forms, the function that possesses POS equipment on the one hand, comprise: the QWERTY keyboard input, the giant-screen of 10 Chinese characters of 5 row *, the LCD of high brightness backlights show, the magnetic card of support standard 2/3 rail Card Reader is swiped the card, and supports the IC-card read-write of standard C OU card, compatible to logic encryption card and adopts the PSAM encrypting module.On the other hand, possess the function of short message telephone machine again, support multi-media voice to play, support the interactive operation guiding of hommization, support dynamic menu, the online upgrading of software in the support terminal, the function expansion is convenient: can refute and connect bar-code reader, radio-frequency card reader.
Fig. 1 shows the network topology structure figure of three kinds of bank's application systems that adopt terminal of the present invention, and total system comprises: terminal, SAM managing card safety subsystem, access subsystem, professional front-end system and management system.In Figure 1A, insert and depend on the fixed network SMS platform that telecom operators provide, front end in the banking system and background devices all will meet the access standard of telecom operators; In Figure 1B, the fixed network SMS platform that does not need telecom operators to provide is provided, business datum only transmits at bank's internal network; In Fig. 1 C, bank disposes the CTSI server voluntarily, terminal uses the fixed network short message protocol to dial in to cti server by PSTN (public telephone network), cti server finish the transaction packet format conversion after carry out communication with professional front subsystem, with on the transaction data that send be converted into discernible instruction, by ICP/IP protocol and banking host communication, carry out relevant operation flow again.This kind structure combines the advantage of above-mentioned two kinds of structures, does not promptly need the support of the fixed network SMS platform of telecom operators, and business datum also only transmits at bank's internal network.
About explanation: the CTSI agreement is that CPE (client's housed device) and server carry out two-way data communication standard is provided on the simulated voice line of PSTN.It has utilized dtmf signaling technology, FSK modulation technique, simultaneously, has used the caller display technique, and has expanded information content displayed, display packing and control device.
The CTSI server mainly is to finish the access of information terminal calling and make a call the access of implementation platform and call out function, i.e. access: comprise signaling and function of exchange and FSK media services function to information terminal.Simultaneously book server provides the information terminal platform needed private resource, comprising: DTMF transceiver, FSK transceiver, voice resource as CAS sound etc., FSK resource etc., and provide management to these resources.
An implementation of CTSI server is based on digital E1 integrated circuit board design, supports industry main flow integrated circuit board.The single deck tape-recorder capacity is 30 line concurrent transactions, has adopted the parallel processing of many cards, and the multichannel multithreading is waited for, real transaction request during concurrent processing, the load balancing of realization total system.Adopt method of synchronization operation at the integrated circuit board aspect, guarantee the quick response of transaction.System can improve whole percent of call completed and performance by the mode that increases E1 card quantity simply during this design.
The CTSI server operates on Windows 2000 platforms, and physical configuration is: common PC server or minicomputer+E1 integrated circuit board+E1 circuit.
Security consideration:
The function of the function of fixed net short message phone and POS terminal is combined, because this terminal is mounted in open place mostly, the pstn telephone net of use also is public communication network.Terminal is finished comprise the banking of functions such as bank card payment, it is the key of total system that the safety of terminal just becomes.The present invention has ensured the safety that bank card is paid from the following aspects.
Cipher key carrier: on terminal, use the carrier of SAM card as key.This SAM card meets the People's Bank " PBOC " standard, and is applied on the existing financial POS equipment, and it can compatible banking system have the IC-card key code system now, and the secret key safety that is kept in bank's encryption equipment can be imported wherein.
The two-stage key code system: adopt the symmetric key encryption system between the terminal of payment system and the payment platform, the master key off line is downloaded, and is kept in the SAM card, not readable can not the detection, working key dynamically disperses to generate by SAM card random number, and one-time pad guarantees security intensity.
Cryptographic algorithm: the built-in multiple hardwares cryptographic algorithm of this terminal: DES algorithm, 3DES algorithm, SAM card are supported algorithm etc., and are met bank's algorithms most in use such as ISO9564 standard, IBM3624 standard, ANSI X9.8, ANSI X9.9, ECB standard.Both the PIN keyboard be can make, data encrypting and decrypting, MAC computing etc. also can be done.
Security about transaction data: each packet all carries out two-way MAC authentication, follows X.99 standard of ANSI.And guarantee that the MACKey that participates in computing dynamically updates, and has stopped the illegal operation of exhaustive detection.Adopt two-way MAC verification, can ensure the integrality of data, avoid data in transmission course, illegally to be distorted or forge financial transaction.
For the sensitive data in the bank card, as card number, password, magnetic track information etc., can adopt to encrypt and transmit, encrypt used PINKey and also dynamically update.Even message is is illegally intercepted and captured like this, the other side also can't find rule from ciphertext, and the password, card number etc. that restore the holder expressly crack PINKey.
As shown in Figure 2, circuit on the circuit board of described terminal shell inside, comprise: circuit main control chip 1, phone front end circuit 2, keyboard scan matrix 3, LCD display 4, Chinese character base 5, telephone handle Encryption Keyboard 6, the magnetic head 7 that contains decoding circuit, CPU card read/write head 8, large capacity data memory 9 and SAM card security module 10, the each several part functional circuit all links to each other with phone main control chip 1, the Financial Information that account and password etc. are important, could carry out communication with the external world after all handling by SAM card security module 10, and 16 single-chip microcomputer KSIC-A68 that phone main control chip 1 selects for use Zhengtong Jinxin Science and Technology Co., Ltd., Shenzhen City to provide, as shown in Figure 3, the peripheral expansion of this chip partly comprises: audio interface, the keyboard scan interface, magnetic card is read interface, the IC-card interface, printing interface and TCP/IP interface, can cooperate with external circuit easily, the kernel portion of this chip then comprises: serial communication and infrared communication interface reach 40 I/O pins, synchronous serial interface, display interface, emulation/burning interface, the telephone wire the tinkle of bells is checked, the two-way analog to digital conversion, three way moulds detect, and battery electric quantity detects; This chip internal is provided with program internal memory 4K word, program storage 382K word.
As shown in Figure 4, the program of operation on the phone main control chip 1, its flow process comprises: the system initialization after powering on, and the initialization of LCD, storer, card reader, PSAM card and voice, then, check keyboard, off-hook, circuit and clock, and carry out correspondingly function treatment according to the inspection situation.
The banking terminal that utilizes fixed telephone network communication of the present invention, the contour structures of an one embodiment is by illustrating as 5, wherein, Fig. 5 A is the telephone outer shell structural representation, except being in the LCD display 4 of positive upper end, also comprise: interior lines socket 11, outside line socket 12, peripheral hardware serial ports 13, outlet 14, receiver position 15, network function hot key 16, magnetic card track 17, telephone set status indicator lamp 18, menu operation function key 19, telephony feature key 20, numerical key 21 and IC-card socket.Fig. 5 B is the earphone structure signal, is provided with the 4*3 digital keys array of standard, that is: 10 numeric keys, " affirmation " key and " cancellation " key, the upper end also is provided with: three function keys, they can be to suspend, dodge and break and redial key, and also are provided with a display screen above push-button array.
Owing to adopt a rotating shaft to connect display screen 4 and telephone case.Like this, the relative visual angle of display screen 4 just can change, the LCDs that adopts for routine, just can Convenient telephone set put.
Fig. 6 shows an embodiment of circuit on the circuit board, wherein, Fig. 6 A has provided the part of phone front end circuit 1, Fig. 6 B has provided a part and the keyboard scan matrix 3 of phone front end circuit 1, Fig. 6 C has provided a part and the stabilized voltage supply partial circuit of phone front end circuit 1, Fig. 6 D has provided the part of phone front end circuit 1, and Fig. 6 E has provided the circuit connecting relation of phone main control chip 1 and LCD display, in the present embodiment, described phone is subjected to 6 employings one and keyboard scan matrix 3 similar circuit structures of handle Encryption Keyboard, and contain the magnetic head 7 and the CPU card read/write head 8 of decoding circuit, belong to existing routine techniques, do not repeat them here, described large capacity data memory 9 adopts the FLASH storer, can support the playing function of multistage voice.
The banking terminal that utilizes fixed telephone network communication of the present invention, an embodiment adds e POS fixed net short message terminal by the family of new generation that the logical gold letter of Shenzhen's card company limited makes, and has following characteristic:
1, except having the basic function that common family adds the e phone, also integrated keyboard input, magnetic card are swiped the card, standard finance devices such as IC-card is read and write, SAM card encryption, the output of high speed thermal printer.More can external Crypted password keyboard, the application of the POS of trade company level high security is provided.
2, satisfy the requirement of " China Telecom's short message terminal standard " selectable items on the hardware.Provide popular blue screen backlight, voice reporting number, the voice suggestion of swiping the card, password voice suggestion etc.Also reserved the RS232 interface of standard, for the backup of PC synchrodata, terminal software renewal etc.
3, adopt 16 advanced bit CPUs, internal memory FLASH is more up to 8M, and satisfied family adds the expanded function of e POS.From travelling speed still is that like product is in the industry all led in the overall performance aspect.
4, support the playing function of multistage voice, have common family to add the incomparable speech play advantage of e terminal,, can preset the multistage voice, in the financial transaction process, more guide for the client especially in conjunction with the flash of 8M.
5, the common family of compatible telecommunications 118 platforms of short message terminal adds e platform V1.38 version, more meets the ecommerce standard that up-to-date family adds e POS.
6, because family adds e POS and bank card magnetic track information need be uploaded platform, and common DTMF uploads mode and can not meet the demands, terminal data is uploaded and must be supported the FSK mode.
7, provide perfect information transmit-receive, customization and system maintenance, statistical function, the full graphics interface, easy and simple to handle, system is easy to use, safeguard;
8, in the time need making amendment, only need to get final product in the enterprising line correlation operation of central platform to the menu item of user terminal displays.These menus just can download on the terminal according to requirement of client when the client puts through platform, and the client need not change terminal just can expand the more business of on-screen menu realization of controlling oneself;
9, this terminal provides a multifunctional equipment interface to expand for peripheral hardware, and for example PC synchronously, financial cipher keyboard, bar code scan view, contactless IC card, software download etc. all can realize by multi-functional expansion mouth.
10, the upgrading of software has dual mode, and a kind of is expansion mouth by terminal, uses the PC can the down loading updating terminal software.Another kind of mode is by in telecommunications 118 platform online upgrading softwares, and this mode needs platform to cooperate to finish.
11, telephony feature is can store 100 telephone directory (name, telephone number, personal ringing sound) intelligence phonetic letter, stroke, numeral, English, punctuate input " family adds e " or " e Netcom " are provided, can store 99 information sending and receiving short messages, comprise that a public mailbox and 3 private letter boxes support caller identifications, connect, do not connect, the personal assistant of having dialed (notepad, calendar, recreation, alarm clock).
Basic ideas of the present invention are: the function of integrated telephone set and financial POS in the structure of a telephone set, can obtain financial account information by brush magnetic card and/or IC-card, by the input of the keyboard on phone body for information about, especially, under the safe operation mode that strengthens, improve the disguise of button input by the keyboard that is arranged on the telephone receiver.Enforcement of the present invention is not limited to above-mentioned open embodiment, and is any based on above-mentioned basic ideas, and make at the foregoing description need not creative work replacement, improvement, all belong to enforcement of the present invention.

Claims (8)

1, a kind of construction method that utilizes the banking terminal of fixed telephone network communication, described terminal comprises the banking business of payment function with realization by fixed telephone network and banking system devices communicating, described construction method comprises: the terminal casing that the telephone set profile is set, the outside line socket of telephone wire is set on this terminal casing, display screen is set, keyboard is set, the groove of swiping the card of magnetic card/magnetic stripe is set, and the receiver be connected with this terminal casing is set, described display screen links to each other with the terminal casing by rotating shaft, in this terminal casing, circuit board is set, circuit has microprocessor on it, the keyboard treatment circuit, magnetic card/magnetic stripe treatment circuit and data-carrier store, it is characterized in that described construction method also comprises:
The card slot of IC-card is set on described terminal casing, on described circuit board, also has the IC-card treatment circuit in the circuit;
The keyboard that can import encrypted message is set on described receiver;
In described terminal casing inside SAM card deck is set, inserting SAM card security module thereon can be to carrying out encryption by the account information of the input of swiping the card and the encrypted message of described receiver keyboard input.
2, the construction method that utilizes the banking terminal of fixed telephone network communication as claimed in claim 1 is characterized in that:
The RS232 serial port or the USB mouth that can be connected usefulness with external unit is set on described terminal casing.
3, the construction method that utilizes the banking terminal of fixed telephone network communication as claimed in claim 1 is characterized in that:
Described receiver is connected by a cable with the terminal casing, and this cable comprises at least 8 leads, and wherein 4 leads are used for voice transfer, and 4 are used for the processing of receiver upper keyboard in addition.
4, the construction method that utilizes the banking terminal of fixed telephone network communication as claimed in claim 1 is characterized in that:
Keyboard on the described receiver comprises the push-button array that 4*3 arranges, that is: 10 numeric keys, " affirmation " key and " cancellation " key.
5, as the arbitrary described construction method that utilizes the banking terminal of fixed telephone network communication of claim 1 to 4, it is characterized in that:
Also be provided with a display screen on the described receiver.
6, a kind of banking terminal that utilizes fixed telephone network communication, described terminal can comprise the banking business of payment function by fixed telephone network and banking system devices communicating with realization, described terminal comprises telephone case, be positioned at the outside line socket on the housing, display screen, the groove of swiping the card of keyboard and magnetic card/magnetic stripe, and the receiver that is connected with telephone case, described display screen links to each other with telephone case by rotating shaft, described terminal also comprises the circuit board that is positioned at enclosure interior, circuit has microprocessor on it, the keyboard treatment circuit, magnetic card/magnetic stripe treatment circuit and data-carrier store, it is characterized in that described terminal also comprises:
The card slot of the IC-card on described telephone case correspondingly, also has the IC-card treatment circuit in the circuit on the described circuit board;
The keyboard of the encrypted message imported on receiver;
SAM card deck in described telephone case inside, inserting SAM card security module thereon can be to carrying out encryption by the account information of the input of swiping the card and the encrypted message of described receiver keyboard input.
7, the banking terminal that utilizes fixed telephone network communication as claimed in claim 6 is characterized in that:
Described microprocessor comprises: audio interface, keyboard scan interface, magnetic card are read interface, printing interface and ICP/IP protocol interface.
8, the banking terminal that utilizes fixed telephone network communication as claimed in claim 6 is characterized in that:
The RS232 serial port or the USB mouth that can be connected usefulness with external unit are arranged on the described telephone case.
CNB2005100345417A 2005-04-30 2005-04-30 Bank terminal using fixed telephone network communication and its construction method Expired - Fee Related CN100498853C (en)

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EP2312450B1 (en) * 2009-10-15 2013-09-11 Seiko Epson Corporation Electronic device, control method thereof and recording medium
CN101692673B (en) * 2009-10-16 2013-08-21 中国电信股份有限公司 Message processing method of payment platform, payment platform device and payment system
CN102236426A (en) * 2011-07-18 2011-11-09 中国工商银行股份有限公司 Terminal integrated input equipment and terminal interaction system
CN103106756B (en) * 2012-12-28 2016-02-10 银联商务有限公司 The means of communication and communication system

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