CA2678101A1 - Authentication device and method - Google Patents

Authentication device and method Download PDF

Info

Publication number
CA2678101A1
CA2678101A1 CA002678101A CA2678101A CA2678101A1 CA 2678101 A1 CA2678101 A1 CA 2678101A1 CA 002678101 A CA002678101 A CA 002678101A CA 2678101 A CA2678101 A CA 2678101A CA 2678101 A1 CA2678101 A1 CA 2678101A1
Authority
CA
Canada
Prior art keywords
data
dynamic password
code
cryptographic scheme
generate
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA002678101A
Other languages
French (fr)
Other versions
CA2678101C (en
Inventor
Jonathan Roshan Tuliani
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Cryptomathic Ltd
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2678101A1 publication Critical patent/CA2678101A1/en
Application granted granted Critical
Publication of CA2678101C publication Critical patent/CA2678101C/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04NPICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/20Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
    • H04N21/25Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication, learning user preferences for recommending movies
    • H04N21/266Channel or content management, e.g. generation and management of keys and entitlement messages in a conditional access system, merging a VOD unicast channel into a multicast channel
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F13/00Interconnection of, or transfer of information or other signals between, memories, input/output devices or central processing units
    • G06F13/14Handling requests for interconnection or transfer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00Arrangements for program control, e.g. control units
    • G06F9/06Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

This invention relates to an authentication device and method, in particular to devices and methods for generating dynamic passwords, and to cards carrying the device and to software implementing the method. An apparatus for generating intermediate cryptogram data corresponding to a dynamic password for a first cryptographic scheme, the intermediate cryptogram data being suitable for display using a device designed for a second, different cryptographic scheme, the apparatus comprising: a communications interface for communicating with a said device; and a processor coupled to a memory, the memory storing processor controlcode to controlthe processor, when running, to: generate a dynamic password according to the first cryptographic scheme; and generate intermediate cryptogram data corresponding to said dynamic password, the intermediate cryptogram data being suitable for outputting to the said deviceso that, when the said device processes said intermediate cryptogramdata according to the second cryptographic scheme, the said device generates data suitable for displaying said dynamic password.

Claims (23)

1. An apparatus for generating intermediate cryptogram data corresponding to a dynamic password for a first cryptographic scheme, the intermediate cryptogram data being suitable for display using a device designed for a second, different cryptographic scheme, the apparatus comprising:
a communications interface for communicating with a said device; and a processor coupled to a memory, the memory storing processor control code to control the processor, when running, to:
generate a dynamic password according to the first cryptographic scheme; and generate intermediate cryptogram data corresponding to said dynamic password, the intermediate cryptogram data being suitable for outputting to the said device so that, when the said device processes said intermediate cryptogram data according to the second cryptographic scheme, the said device generates data suitable for displaying said dynamic password.
2. An apparatus according to claim 1, wherein the dynamic password comprises a one-time password.
3. An apparatus according to claim 1 or 2, wherein the first cryptographic scheme comprises an Open Authentication scheme.
4. An apparatus according to claim 1 or 2, wherein the first cryptographic scheme comprises RSA SecureID.
5. An apparatus according to claim 1 or 2, wherein the first cryptographic scheme comprises Vasco Digipass.
6. An apparatus according to any one of claims 1 to 5, wherein the second cryptographic scheme comprises a Chip Authentication Program (CAP) scheme.
7. An apparatus according to any one of claims 1 to 6, wherein code to control the processor to generate intermediate cryptogram data comprises code to:

generate decimal dynamic password data corresponding to said dynamic password;
generate reverse decimal dynamic password data corresponding to said decimal dynamic password data; and pad said reverse decimal dynamic password data to produce said intermediate cryptogram data.
8. An apparatus according to claim 7, wherein code to pad said reverse decimal dynamic password data includes code to insert bits according to a CAP Issuer Proprietary Bitmap.
9. An apparatus according to claim 7 or 8, wherein code to pad said reverse decimal dynamic password data includes code to incorporate check digit data corresponding to one or more check digits.
10. An apparatus according to any one of claims 1 to 9, wherein a portion of possible dynamic passwords in the first cryptographic scheme cannot be displayed using the said device, and wherein code to generate a dynamic password comprises code to generate dynamic passwords repeatedly until a dynamic password is found which can be displayed using the said device.
11. An apparatus according to claim 10, wherein said portion of possible dynamic passwords comprises dynamic passwords having leading zeros.
12. An apparatus according to claim 10, wherein the said device, when running, generates a check digit for display, and wherein code to generate dynamic passwords further comprises code to determine the check digit generated by the said device.
13. An apparatus according to any one of claims 1 to 12, wherein the said device is configured to process synchronisation data in addition to said intermediate cryptogram data, and wherein code to generate intermediate cryptogram data further comprises code to generate synchronisation data for outputting to the said device so that, when the said device processes said synchronisation data and said intermediate cryptogram data according to the second cryptographic scheme, the said device generates data suitable for displaying said dynamic password.
14. An apparatus according to claim 13, wherein said synchronisation data comprises an Application Transaction Counter (ATC).
15. An apparatus according to any one of claims 1 to 14, wherein the device comprises a CAP-compatible reader.
16. An integrated circuit including the apparatus of any preceding claim.
17. A card carrying the integrated circuit of claim 16.
18. A method of generating intermediate cryptogram data corresponding to a cryptogram according to a first cryptographic scheme, the data being suitable for display on a device designed for a second, different cryptographic scheme, the method comprising:
generating a dynamic password according to the first cryptographic scheme; and generate intermediate cryptogram data corresponding to said dynamic password, said intermediate cryptogram data being suitable for outputting to a said device so that, when the said device processes said intermediate cryptogram data according to the second cryptographic scheme, the said device outputs said dynamic password.
19. A method according to claim 18, wherein the device comprises a CAP-compatible reader.
20. A method according to claim 18 or 19, wherein generating the dynamic password comprises generating an HMAC-SHA1 cryptogram.
21. Processor control code to control a processor to, when running, carry out the method of any one of claims 18 to 20.
22. A computer-readable medium carrying the processor control code of claim 21.
23. An apparatus, integrated circuit, card or method substantially as described herein, with reference to the accompanying drawings.
CA2678101A 2007-02-20 2008-02-15 Authentication device and method Active CA2678101C (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
GB0703245A GB2442249B (en) 2007-02-20 2007-02-20 Authentication device and method
GB0703245.1 2007-02-20
PCT/GB2008/050100 WO2008102169A2 (en) 2007-02-20 2008-02-15 Authentication device and method

Publications (2)

Publication Number Publication Date
CA2678101A1 true CA2678101A1 (en) 2008-08-28
CA2678101C CA2678101C (en) 2016-01-26

Family

ID=37908926

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2678101A Active CA2678101C (en) 2007-02-20 2008-02-15 Authentication device and method

Country Status (14)

Country Link
US (1) US7882553B2 (en)
EP (1) EP2122527B1 (en)
KR (1) KR101460627B1 (en)
CN (1) CN101632086B (en)
AU (1) AU2008217416B2 (en)
BR (1) BRPI0807776B1 (en)
CA (1) CA2678101C (en)
DK (1) DK2122527T3 (en)
ES (1) ES2558542T3 (en)
GB (1) GB2442249B (en)
MX (1) MX2009008943A (en)
PL (1) PL2122527T3 (en)
WO (1) WO2008102169A2 (en)
ZA (1) ZA200906272B (en)

Families Citing this family (128)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8909557B2 (en) * 2002-02-28 2014-12-09 Mastercard International Incorporated Authentication arrangement and method for use with financial transaction
GB0204620D0 (en) * 2002-02-28 2002-04-10 Europay Internat N V Chip authentication programme
US8794532B2 (en) * 2008-12-29 2014-08-05 Mastercard International Incorporated Methods and apparatus for use in association with identification token
US9449319B1 (en) * 2008-06-30 2016-09-20 Amazon Technologies, Inc. Conducting transactions with dynamic passwords
US20110029432A1 (en) * 2009-07-30 2011-02-03 Hildred Richard N Computer-implemented methods of processing payments for a merchant selling goods or services to a consumer
US8572394B2 (en) 2009-09-04 2013-10-29 Computer Associates Think, Inc. OTP generation using a camouflaged key
US8843757B2 (en) * 2009-11-12 2014-09-23 Ca, Inc. One time PIN generation
CN102812662B (en) * 2010-03-29 2015-04-29 英特尔公司 Methods and apparatuses for administrator-driven profile update
WO2012037172A1 (en) * 2010-09-13 2012-03-22 Computer Associates Think, Inc. Methods, apparatus and systems for securing user-associated passwords used for identity authentication
CN102592064A (en) * 2011-01-07 2012-07-18 深圳同方电子设备有限公司 Dynamic crypto chip
WO2012125759A2 (en) * 2011-03-15 2012-09-20 Visa International Service Association System and method for processing payment transactions
GB201105765D0 (en) 2011-04-05 2011-05-18 Visa Europe Ltd Payment system
US20140067678A1 (en) * 2012-09-02 2014-03-06 Mpayme Ltd. Dispute code system for secure mobile payment
WO2014140807A2 (en) * 2013-03-15 2014-09-18 Assa Abloy Ab Method, system, and device for generating, storing, using, and validating nfc tags and data
EP3019992B1 (en) * 2013-07-08 2020-04-29 Assa Abloy AB One-time-password generated on reader device using key read from personal security device
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
AU2014368949A1 (en) 2013-12-19 2016-06-09 Visa International Service Association Cloud-based transactions methods and systems
AU2015264124B2 (en) 2014-05-21 2019-05-09 Visa International Service Association Offline authentication
CN104135493A (en) * 2014-08-22 2014-11-05 上海众人科技有限公司 File compression method and system
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
EP3241302B1 (en) * 2014-12-29 2020-11-04 Visa International Service Association Authorizing access to an application library
CN104539430B (en) * 2014-12-30 2018-11-30 飞天诚信科技股份有限公司 A kind of dynamic password formation method and equipment based on card
AU2016250092A1 (en) 2015-04-13 2017-08-24 Visa International Service Association Enhanced authentication based on secondary device interactions
CN104933797A (en) * 2015-06-30 2015-09-23 武汉天喻信息产业股份有限公司 Intelligent card access control system and method based on dynamic token
CN116471105A (en) 2016-07-11 2023-07-21 维萨国际服务协会 Encryption key exchange procedure using access means
EP3340149A1 (en) * 2016-12-22 2018-06-27 Mastercard International Incorporated Methods and systems for validating an interaction
CN107194692B (en) * 2017-05-27 2020-10-13 飞天诚信科技股份有限公司 Method and terminal for acquiring dynamic two-track information
US10546444B2 (en) 2018-06-21 2020-01-28 Capital One Services, Llc Systems and methods for secure read-only authentication
US10949520B2 (en) 2018-10-02 2021-03-16 Capital One Services, Llc Systems and methods for cross coupling risk analytics and one-time-passcodes
US10511443B1 (en) 2018-10-02 2019-12-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
CA3115084A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US11210664B2 (en) 2018-10-02 2021-12-28 Capital One Services, Llc Systems and methods for amplifying the strength of cryptographic algorithms
US10592710B1 (en) 2018-10-02 2020-03-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10582386B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10771254B2 (en) 2018-10-02 2020-09-08 Capital One Services, Llc Systems and methods for email-based card activation
US10685350B2 (en) 2018-10-02 2020-06-16 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10771253B2 (en) 2018-10-02 2020-09-08 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10489781B1 (en) 2018-10-02 2019-11-26 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072670A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10733645B2 (en) 2018-10-02 2020-08-04 Capital One Services, Llc Systems and methods for establishing identity for order pick up
KR20210065109A (en) 2018-10-02 2021-06-03 캐피탈 원 서비시즈, 엘엘씨 System and method for cryptographic authentication of contactless card
US10581611B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10909527B2 (en) 2018-10-02 2021-02-02 Capital One Services, Llc Systems and methods for performing a reissue of a contactless card
CA3115252A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
KR20210069643A (en) 2018-10-02 2021-06-11 캐피탈 원 서비시즈, 엘엘씨 System and method for cryptographic authentication of contactless card
SG11202103249VA (en) 2018-10-02 2021-04-29 Capital One Services Llc Systems and methods for cryptographic authentication of contactless cards
US10841091B2 (en) 2018-10-02 2020-11-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10505738B1 (en) 2018-10-02 2019-12-10 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072694A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10579998B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10565587B1 (en) 2018-10-02 2020-02-18 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
CA3108399A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10554411B1 (en) 2018-10-02 2020-02-04 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10607214B1 (en) 2018-10-02 2020-03-31 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
BR112021005174A2 (en) 2018-10-02 2021-06-15 Capital One Services, Llc counter resynchronization system, method of resynchronizing a counter on a contactless card, and contactless card
KR20210066798A (en) 2018-10-02 2021-06-07 캐피탈 원 서비시즈, 엘엘씨 System and method for cryptographic authentication of contactless card
US10680824B2 (en) 2018-10-02 2020-06-09 Capital One Services, Llc Systems and methods for inventory management using cryptographic authentication of contactless cards
US10542036B1 (en) 2018-10-02 2020-01-21 Capital One Services, Llc Systems and methods for signaling an attack on contactless cards
US20200226581A1 (en) 2019-01-11 2020-07-16 Capital One Services, Llc Systems and methods for touch screen interface interaction using a card overlay
US11037136B2 (en) 2019-01-24 2021-06-15 Capital One Services, Llc Tap to autofill card data
US10510074B1 (en) 2019-02-01 2019-12-17 Capital One Services, Llc One-tap payment using a contactless card
US11120453B2 (en) 2019-02-01 2021-09-14 Capital One Services, Llc Tap card to securely generate card data to copy to clipboard
US10467622B1 (en) 2019-02-01 2019-11-05 Capital One Services, Llc Using on-demand applications to generate virtual numbers for a contactless card to securely autofill forms
US10425129B1 (en) 2019-02-27 2019-09-24 Capital One Services, Llc Techniques to reduce power consumption in near field communication systems
US10523708B1 (en) 2019-03-18 2019-12-31 Capital One Services, Llc System and method for second factor authentication of customer support calls
US10643420B1 (en) 2019-03-20 2020-05-05 Capital One Services, Llc Contextual tapping engine
US10984416B2 (en) 2019-03-20 2021-04-20 Capital One Services, Llc NFC mobile currency transfer
US10535062B1 (en) 2019-03-20 2020-01-14 Capital One Services, Llc Using a contactless card to securely share personal data stored in a blockchain
US10438437B1 (en) 2019-03-20 2019-10-08 Capital One Services, Llc Tap to copy data to clipboard via NFC
US10970712B2 (en) 2019-03-21 2021-04-06 Capital One Services, Llc Delegated administration of permissions using a contactless card
US10467445B1 (en) 2019-03-28 2019-11-05 Capital One Services, Llc Devices and methods for contactless card alignment with a foldable mobile device
US11521262B2 (en) 2019-05-28 2022-12-06 Capital One Services, Llc NFC enhanced augmented reality information overlays
US10516447B1 (en) 2019-06-17 2019-12-24 Capital One Services, Llc Dynamic power levels in NFC card communications
US11694187B2 (en) 2019-07-03 2023-07-04 Capital One Services, Llc Constraining transactional capabilities for contactless cards
US11392933B2 (en) 2019-07-03 2022-07-19 Capital One Services, Llc Systems and methods for providing online and hybridcard interactions
US10871958B1 (en) 2019-07-03 2020-12-22 Capital One Services, Llc Techniques to perform applet programming
US10713649B1 (en) 2019-07-09 2020-07-14 Capital One Services, Llc System and method enabling mobile near-field communication to update display on a payment card
US10885514B1 (en) 2019-07-15 2021-01-05 Capital One Services, Llc System and method for using image data to trigger contactless card transactions
US10498401B1 (en) 2019-07-15 2019-12-03 Capital One Services, Llc System and method for guiding card positioning using phone sensors
US10832271B1 (en) 2019-07-17 2020-11-10 Capital One Services, Llc Verified reviews using a contactless card
US11182771B2 (en) 2019-07-17 2021-11-23 Capital One Services, Llc System for value loading onto in-vehicle device
US10733601B1 (en) 2019-07-17 2020-08-04 Capital One Services, Llc Body area network facilitated authentication or payment authorization
US11521213B2 (en) 2019-07-18 2022-12-06 Capital One Services, Llc Continuous authentication for digital services based on contactless card positioning
US10506426B1 (en) 2019-07-19 2019-12-10 Capital One Services, Llc Techniques for call authentication
US10541995B1 (en) * 2019-07-23 2020-01-21 Capital One Services, Llc First factor contactless card authentication system and method
JP2023503795A (en) 2019-10-02 2023-02-01 キャピタル・ワン・サービシーズ・リミテッド・ライアビリティ・カンパニー Client Device Authentication Using Contactless Legacy Magnetic Stripe Data
US11651361B2 (en) 2019-12-23 2023-05-16 Capital One Services, Llc Secure authentication based on passport data stored in a contactless card
US10733283B1 (en) 2019-12-23 2020-08-04 Capital One Services, Llc Secure password generation and management using NFC and contactless smart cards
US10885410B1 (en) 2019-12-23 2021-01-05 Capital One Services, Llc Generating barcodes utilizing cryptographic techniques
US10862540B1 (en) 2019-12-23 2020-12-08 Capital One Services, Llc Method for mapping NFC field strength and location on mobile devices
US10657754B1 (en) 2019-12-23 2020-05-19 Capital One Services, Llc Contactless card and personal identification system
US11113685B2 (en) 2019-12-23 2021-09-07 Capital One Services, Llc Card issuing with restricted virtual numbers
US11615395B2 (en) 2019-12-23 2023-03-28 Capital One Services, Llc Authentication for third party digital wallet provisioning
US11200563B2 (en) 2019-12-24 2021-12-14 Capital One Services, Llc Account registration using a contactless card
US10664941B1 (en) 2019-12-24 2020-05-26 Capital One Services, Llc Steganographic image encoding of biometric template information on a card
US10853795B1 (en) 2019-12-24 2020-12-01 Capital One Services, Llc Secure authentication based on identity data stored in a contactless card
US10757574B1 (en) 2019-12-26 2020-08-25 Capital One Services, Llc Multi-factor authentication providing a credential via a contactless card for secure messaging
US10909544B1 (en) 2019-12-26 2021-02-02 Capital One Services, Llc Accessing and utilizing multiple loyalty point accounts
US11038688B1 (en) 2019-12-30 2021-06-15 Capital One Services, Llc Techniques to control applets for contactless cards
US10860914B1 (en) 2019-12-31 2020-12-08 Capital One Services, Llc Contactless card and method of assembly
US11455620B2 (en) 2019-12-31 2022-09-27 Capital One Services, Llc Tapping a contactless card to a computing device to provision a virtual number
US11210656B2 (en) 2020-04-13 2021-12-28 Capital One Services, Llc Determining specific terms for contactless card activation
US10861006B1 (en) 2020-04-30 2020-12-08 Capital One Services, Llc Systems and methods for data access control using a short-range transceiver
US11222342B2 (en) 2020-04-30 2022-01-11 Capital One Services, Llc Accurate images in graphical user interfaces to enable data transfer
US10915888B1 (en) 2020-04-30 2021-02-09 Capital One Services, Llc Contactless card with multiple rotating security keys
US11030339B1 (en) 2020-04-30 2021-06-08 Capital One Services, Llc Systems and methods for data access control of personal user data using a short-range transceiver
US11823175B2 (en) 2020-04-30 2023-11-21 Capital One Services, Llc Intelligent card unlock
US10963865B1 (en) 2020-05-12 2021-03-30 Capital One Services, Llc Augmented reality card activation experience
US11063979B1 (en) 2020-05-18 2021-07-13 Capital One Services, Llc Enabling communications between applications in a mobile operating system
US11100511B1 (en) 2020-05-18 2021-08-24 Capital One Services, Llc Application-based point of sale system in mobile operating systems
US11062098B1 (en) 2020-08-11 2021-07-13 Capital One Services, Llc Augmented reality information display and interaction via NFC based authentication
US11165586B1 (en) 2020-10-30 2021-11-02 Capital One Services, Llc Call center web-based authentication using a contactless card
US11482312B2 (en) 2020-10-30 2022-10-25 Capital One Services, Llc Secure verification of medical status using a contactless card
US11373169B2 (en) 2020-11-03 2022-06-28 Capital One Services, Llc Web-based activation of contactless cards
CN112636910B (en) * 2020-12-29 2021-08-24 北京深思数盾科技股份有限公司 Method, device and system for generating and verifying temporary password
US11216799B1 (en) 2021-01-04 2022-01-04 Capital One Services, Llc Secure generation of one-time passcodes using a contactless card
US11682012B2 (en) 2021-01-27 2023-06-20 Capital One Services, Llc Contactless delivery systems and methods
US11792001B2 (en) 2021-01-28 2023-10-17 Capital One Services, Llc Systems and methods for secure reprovisioning
US11687930B2 (en) 2021-01-28 2023-06-27 Capital One Services, Llc Systems and methods for authentication of access tokens
US11562358B2 (en) 2021-01-28 2023-01-24 Capital One Services, Llc Systems and methods for near field contactless card communication and cryptographic authentication
US11438329B2 (en) 2021-01-29 2022-09-06 Capital One Services, Llc Systems and methods for authenticated peer-to-peer data transfer using resource locators
US11777933B2 (en) 2021-02-03 2023-10-03 Capital One Services, Llc URL-based authentication for payment cards
US11637826B2 (en) 2021-02-24 2023-04-25 Capital One Services, Llc Establishing authentication persistence
US11245438B1 (en) 2021-03-26 2022-02-08 Capital One Services, Llc Network-enabled smart apparatus and systems and methods for activating and provisioning same
US11935035B2 (en) 2021-04-20 2024-03-19 Capital One Services, Llc Techniques to utilize resource locators by a contactless card to perform a sequence of operations
US11961089B2 (en) 2021-04-20 2024-04-16 Capital One Services, Llc On-demand applications to extend web services
US11902442B2 (en) 2021-04-22 2024-02-13 Capital One Services, Llc Secure management of accounts on display devices using a contactless card
US11354555B1 (en) 2021-05-04 2022-06-07 Capital One Services, Llc Methods, mediums, and systems for applying a display to a transaction card

Family Cites Families (36)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100213188B1 (en) * 1996-10-05 1999-08-02 윤종용 Apparatus and method for user authentication
US6434700B1 (en) * 1998-12-22 2002-08-13 Cisco Technology, Inc. Authentication and authorization mechanisms for Fortezza passwords
IL128720A (en) * 1999-02-25 2009-06-15 Cidway Technologies Ltd Method for certification of over the phone transactions
DE19936226A1 (en) 1999-08-05 2001-02-08 Alcatel Sa Methods and devices for controlling the access of a user of a user computer to an access computer
GB9929291D0 (en) 1999-12-11 2000-02-02 Connectotel Limited Strong authentication method using a telecommunications device
US7716484B1 (en) * 2000-03-10 2010-05-11 Rsa Security Inc. System and method for increasing the security of encrypted secrets and authentication
EP1139200A3 (en) 2000-03-23 2002-10-16 Tradecard Inc. Access code generating system including smart card and smart card reader
GB0119629D0 (en) * 2001-08-10 2001-10-03 Cryptomathic As Data certification method and apparatus
KR100420600B1 (en) * 2001-11-02 2004-03-02 에스케이 텔레콤주식회사 METHOD FOR PROCESSING EMV PAYMENT BY USING IrFM
GB0204620D0 (en) * 2002-02-28 2002-04-10 Europay Internat N V Chip authentication programme
AU2003230010A1 (en) 2002-05-10 2003-11-11 Quizid Technologies Ltd. An authentication token
JP2006527430A (en) * 2003-06-04 2006-11-30 マスターカード インターナショナル インコーポレーテッド Customer authentication system and method in commercial transactions
US7597250B2 (en) * 2003-11-17 2009-10-06 Dpd Patent Trust Ltd. RFID reader with multiple interfaces
US20060031174A1 (en) * 2004-07-20 2006-02-09 Scribocel, Inc. Method of authentication and indentification for computerized and networked systems
CA2577333C (en) * 2004-08-18 2016-05-17 Mastercard International Incorporated Method and system for authorizing a transaction using a dynamic authorization code
CN104104517B (en) * 2004-10-15 2017-11-07 弗里塞恩公司 The method and system of disposal password checking
US7210166B2 (en) * 2004-10-16 2007-04-24 Lenovo (Singapore) Pte. Ltd. Method and system for secure, one-time password override during password-protected system boot
WO2006053191A2 (en) * 2004-11-10 2006-05-18 Mastercard International Incorporated Method and system for performing a transaction using a dynamic authorization code
US7748636B2 (en) * 2004-11-16 2010-07-06 Dpd Patent Trust Ltd. Portable identity card reader system for physical and logical access
CN101120351B (en) * 2005-02-18 2010-10-06 Rsa安全公司 Derivative seeds distribution method
US8266441B2 (en) * 2005-04-22 2012-09-11 Bank Of America Corporation One-time password credit/debit card
WO2006119184A2 (en) * 2005-05-04 2006-11-09 Tricipher, Inc. Protecting one-time-passwords against man-in-the-middle attacks
US20070022196A1 (en) * 2005-06-29 2007-01-25 Subodh Agrawal Single token multifactor authentication system and method
US8468361B2 (en) * 2005-09-21 2013-06-18 Broadcom Corporation System and method for securely provisioning and generating one-time-passwords in a remote device
US20070101152A1 (en) * 2005-10-17 2007-05-03 Saflink Corporation Token authentication system
US7849323B2 (en) * 2005-11-09 2010-12-07 Emc Corporation Password presentation for multimedia devices
US7347366B2 (en) * 2006-03-14 2008-03-25 Verisign, Inc. Method and apparatus to provide authentication using an authentication card
US9258124B2 (en) * 2006-04-21 2016-02-09 Symantec Corporation Time and event based one time password
US20080043952A1 (en) * 2006-06-30 2008-02-21 Jeffrey Citron Method and apparatus for providing and using a telephone calling card
US20080052524A1 (en) * 2006-08-24 2008-02-28 Yoram Cedar Reader for one time password generating device
US8006300B2 (en) * 2006-10-24 2011-08-23 Authernative, Inc. Two-channel challenge-response authentication method in random partial shared secret recognition system
US20080114980A1 (en) * 2006-11-13 2008-05-15 Thangapandi Sridhar System, method and apparatus for using standard and extended storage devices in two-factor authentication
US9251637B2 (en) * 2006-11-15 2016-02-02 Bank Of America Corporation Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value
CA2569355C (en) * 2006-11-29 2014-10-14 Diversinet Corp. System and method for handling permits for user authentication tokens
US7930554B2 (en) * 2007-05-31 2011-04-19 Vasco Data Security,Inc. Remote authentication and transaction signatures
US7849014B2 (en) * 2007-08-29 2010-12-07 American Express Travel Related Services Company, Inc. System and method for facilitating a financial transaction with a dynamically generated identifier

Also Published As

Publication number Publication date
MX2009008943A (en) 2010-01-27
BRPI0807776A2 (en) 2014-06-24
KR101460627B1 (en) 2014-11-13
DK2122527T3 (en) 2016-02-01
AU2008217416B2 (en) 2012-12-06
BRPI0807776B1 (en) 2019-04-24
CN101632086B (en) 2012-12-19
PL2122527T3 (en) 2016-04-29
ZA200906272B (en) 2011-02-23
GB2442249B (en) 2008-09-10
EP2122527B1 (en) 2015-10-21
US20080201577A1 (en) 2008-08-21
EP2122527A2 (en) 2009-11-25
KR20090127282A (en) 2009-12-10
ES2558542T3 (en) 2016-02-05
US7882553B2 (en) 2011-02-01
AU2008217416A1 (en) 2008-08-28
WO2008102169A2 (en) 2008-08-28
WO2008102169A3 (en) 2008-10-16
GB2442249A (en) 2008-04-02
CA2678101C (en) 2016-01-26
GB0703245D0 (en) 2007-03-28
CN101632086A (en) 2010-01-20

Similar Documents

Publication Publication Date Title
CA2678101A1 (en) Authentication device and method
CN100592687C (en) Encryption communication system for generating passwords on the basis of start information on both parties of communication
AU2010357028B2 (en) System for secure payment over a wireless communication network
WO2007006005A3 (en) Device and method for authenticating and securing transactions using rf communication
CN105580036A (en) Silicone-polyether copolymers, adhesives and medical articles comprising same, and methods of making same
US11741471B2 (en) Systems and methods for streamlined checkout
EP2787475A2 (en) Dynamically generated security code system for smart, debit and credit cards
WO2006017144A3 (en) Real-time entry and verification of pin at point-of-sale terminal
US8888000B2 (en) Card reader with multiple functions and a method for implementing the same
CN102034307A (en) Electronic wallet-based dynamic password authentication system and method
US11544705B2 (en) Method for the encryption of payment means data, corresponding payment means, server and programs
GB2373616A (en) Remote cardholder verification process
KR20050007621A (en) IC Card with Multi Service Card Information and System and Method for Appling Service Card by Using It
TWM456545U (en) Multi-triggering display type electronic ticket
KR20150032682A (en) System and Method for Authenticating by using Card Medium
KR101691173B1 (en) A portable terminal, a method for processing transaction information using it
KR20220022028A (en) Card reader that can be connected to a computer
KR20080076869A (en) Devices
KR20080074063A (en) Method for processing information
KR20170120551A (en) Card
KR20140099970A (en) Method for Authenticating Transaction by using Media Separation
KR20150001559U (en) Card
KR20150035880A (en) Card

Legal Events

Date Code Title Description
EEER Examination request

Effective date: 20130118