CA2259787A1 - Smart card reader and transaction system - Google Patents

Smart card reader and transaction system Download PDF

Info

Publication number
CA2259787A1
CA2259787A1 CA002259787A CA2259787A CA2259787A1 CA 2259787 A1 CA2259787 A1 CA 2259787A1 CA 002259787 A CA002259787 A CA 002259787A CA 2259787 A CA2259787 A CA 2259787A CA 2259787 A1 CA2259787 A1 CA 2259787A1
Authority
CA
Canada
Prior art keywords
smart card
card reader
telephone
transaction system
inexpensive
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA002259787A
Other languages
French (fr)
Other versions
CA2259787C (en
Inventor
Benoit Landry
Francois Dugre
Stephane Fortier
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Bell Canada Inc
Original Assignee
Bell Canada Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bell Canada Inc filed Critical Bell Canada Inc
Publication of CA2259787A1 publication Critical patent/CA2259787A1/en
Application granted granted Critical
Publication of CA2259787C publication Critical patent/CA2259787C/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0833—Card having specific functional components
    • G07F7/084—Additional components relating to data transfer and storing, e.g. error detection, self-diagnosis
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Abstract

A smart card reader and transaction system which uses the voice path of a switched telephone network to effect smart card transactions are described. The smart card reader may be used with either a regular telephone or an ADSI telephone. If the telephone is not a handsfree set, the smart card reader is preferably connected between the base set and the handset. If the telephone is a handsfree model, the card reader is positioned between the base set and the switched telephone network. A smart card application server controls the smart card reader and switches it between a user mode and a card communications mode. Most applications software resides on the application server so that the smart card reader is simple to construct and inexpensive to manufacture. The advantage is a simple, portable, inexpensive yet reliable system adapted to be owned and used by the general public.
CA002259787A 1998-10-26 1999-01-19 Smart card reader and transaction system Expired - Fee Related CA2259787C (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/179,149 US6687350B1 (en) 1998-10-26 1998-10-26 Smart card reader and transaction system
US09/179,149 1998-10-26

Publications (2)

Publication Number Publication Date
CA2259787A1 true CA2259787A1 (en) 2000-04-26
CA2259787C CA2259787C (en) 2002-11-19

Family

ID=22655427

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002259787A Expired - Fee Related CA2259787C (en) 1998-10-26 1999-01-19 Smart card reader and transaction system

Country Status (4)

Country Link
US (1) US6687350B1 (en)
AU (1) AU6455999A (en)
CA (1) CA2259787C (en)
WO (1) WO2000025277A1 (en)

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US8870065B2 (en) * 2010-03-16 2014-10-28 Sherry Brennan Multi-use electronic card balance reader
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US10753982B2 (en) 2014-12-09 2020-08-25 Square, Inc. Monitoring battery health of a battery used in a device
US11481750B2 (en) 2015-06-30 2022-10-25 Block, Inc. Pairing a payment object reader with a point-of-sale terminal
US11080675B1 (en) 2015-09-08 2021-08-03 Square, Inc. Point-of-sale system having a secure touch mode
US11087315B2 (en) 2015-09-24 2021-08-10 Square, Inc. Server-assisted pairing for wireless communications
US10108412B2 (en) 2016-03-30 2018-10-23 Square, Inc. Blocking and non-blocking firmware update
US10937019B2 (en) 2016-06-08 2021-03-02 Square, Inc. Wireless communication system with auxiliary antenna
US10817869B2 (en) 2016-06-29 2020-10-27 Square, Inc. Preliminary enablement of transaction processing circuitry
US11010765B2 (en) 2016-06-29 2021-05-18 Square, Inc. Preliminary acquisition of payment information
US11871237B1 (en) 2016-06-30 2024-01-09 Block, Inc. Pairing a payment object reader with a point-of-sale terminal
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US10621590B2 (en) 2017-02-22 2020-04-14 Square, Inc. Line-based chip card tamper detection
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US10970698B1 (en) 2017-12-08 2021-04-06 Square, Inc. Reader detection signal bypassing secure processor
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Also Published As

Publication number Publication date
WO2000025277A1 (en) 2000-05-04
US6687350B1 (en) 2004-02-03
CA2259787C (en) 2002-11-19
AU6455999A (en) 2000-05-15

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